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Credit Repair Business Secrets

229 episodes - English - Latest episode: 7 days ago - ★★★★★ - 164 ratings

Welcome to Credit Repair Business Secrets where we are creating Credit Heroes and changing lives every single day! Learn more at: https://www.creditrepaircloud.com/podcast

Entrepreneurship Business Education How To credit repair cloud bad credit daniel rosen credit repair
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Episodes

How to Start a Credit Repair Business From Home for Close to Nothing!

June 22, 2021 10:00 - 18 minutes - 16.6 MB

Have you ever thought that success comes so easily for some people, like whatever they try they automatically succeed at? Or how about the flip side of that? Have you ever thought that some people will never be wildly successful no matter how much they try? Maybe you felt like that before.  Maybe you come from a family that struggles or has always struggled. And maybe you want to be the one to break that thing that seems to keep everyone around you stuck. As a kid, I never had money, amaz...

Work With FCRA Attorneys to Get Credit Repair Cash Settlements for Your Clients!

June 15, 2021 10:00 - 6 minutes - 5.88 MB

As a Credit Hero, you are paid to be persistent and to apply pressure on behalf of your clients. Never give up! When the giant banks or the bureaus say no, say yes. And when they verify something, ask for proof. And when they ignore you, send a warning. And if they ignore your warning, file a complaint.  Do this with both the bureaus and the creditors. You may even want to repeat the process more than once because credit repair is all about pressure, and persistence.  Even if you've gone ...

3 Proven Strategies to Get Rid of Repossessions

June 08, 2021 10:00 - 15 minutes - 13.9 MB

Having issues with your auto loan and losing a car is a difficult experience indeed. What's worse is, this doesn't just leave you without a car. It also negatively impacts your credit for years to come, which makes it even harder to qualify for another car, or a loan or credit card, or a mortgage. Lenders may be able to start the repossession process after just the very first missed payment, and if you've ever tried to help a client that had a repo on their credit report, you probably foun...

Build Your Credit FAST With These Credit Building Products!

June 01, 2021 10:00 - 11 minutes - 10.5 MB

Credit repair isn’t JUST about disputing! There are other ways to help your clients, change lives, and grow your business! One way is to educate your clients on good financial choices and how they impact their credit scores.  But there are also tons of financial products and services that can help you and your clients establish credit, build credit, or increase scores.  In today’s episode, I’m gonna give you an overview of how you can help your clients and increase your revenue by using c...

Got a Charge Off In Your Credit Report? Not Sure What It Means? Watch This Video!

May 25, 2021 10:00 - 8 minutes - 8.01 MB

Does this sound familiar? Your client has a credit card, and for whatever reason, they stopped making payments. They get charged with a late fee, plus interest which then pushes their balance over the limit, and they get slapped with yet another charge - an over-limit fee.  Another month passed by, and they are unable to bring the account current, so they’re charged another late fee, another over-limit fee, and more interest.  This continues for months as a horrible snowball effect takes ...

How to Remove Collections From a Credit Report for Good? Follow My Step-by-Step Process!

May 18, 2021 10:00 - 11 minutes - 10.7 MB

You know those pesky accounts that pop up on your client's credit reports?  I'm talking about the ones that are from companies that they never did business with the ones who love to call at all hours of the day and night, the ones who love to call your clients at work and harass them?  You guessed it - I'm talking about collection accounts.  The debt collection industry is booming. And collection accounts are the most common negative items that are appearing on consumers' credit reports. ...

How to Remove Late Payments From a Credit Report (My Secret Hack)

May 11, 2021 10:00 - 8 minutes - 7.72 MB

Life happens!... And sometimes it happens in a way that haunts you or your clients for years! Let’s say your client has a perfect and long-term payment history with a creditor when suddenly - BOOM!  Something happens that causes that perfect payment history to go late.  Maybe the mail was lost through no fault of their own, or they got laid off… Or an emergency medical situation happened, or even COVID caused a payment to have to be pushed past the due date…  Or really… maybe life just ...

Use This WHEN TO HIRE Framework to Build a Successful Credit Repair Team!

May 04, 2021 10:00 - 7 minutes - 6.9 MB

When’s the right time to hire your first employee?  It’s a question I get from Credit Heroes often and it’s one that’s important to really think about BEFORE making a decision.  After helping thousands of people just like you launch, build, and scale their credit repair businesses from nothing, I’ve discovered the secret to knowing when you’re ready.  In fact, almost 40 of the Credit Heroes I’ve helped, have gone on to be our Millionaire’s Club Members after earning over a million dollars...

Do THIS to Identify Your Ideal Credit Repair Clients! (How to Select the RIGHT Credit Repair Leads)

April 27, 2021 10:00 - 8 minutes - 7.71 MB

So you've launched your credit repair business! Congratulations! You're growing it fast, and you're changing a whole lot of lives. Awesome!  Everything you learned in the Credit Hero Challenge, worked, and it's really, really exciting.  But as you grow, you begin to wonder… "Who is my ideal credit repair client?”... “Should I enroll just anyone who's willing to pay?”... “Or are there special things that I should look for?"  The truth is, there are a few circumstances that may not be a p...

What's the Difference Between Validation, Verification, and Disputing in Credit Repair?

April 20, 2021 10:00 - 10 minutes - 10 MB

What's up, Credit Heroes? Welcome to the Credit Repair Business Secrets Podcast! There are three terms in the credit repair industry that everyone seems to misuse and misinterpret.  They are validation, verification, and disputing.  These terms are very, very important to understand. They are more than just words. Each one of these is a specific part of the credit repair process.  And by not fully understanding them, you're going to risk losing their effectiveness. So today, I'm going t...

The #1 Secret to Happy Credit Repair Clients (CRUCIAL If You’re Starting a Credit Repair Business!)

April 13, 2021 10:00 - 7 minutes - 6.81 MB

Being your own boss, growing a business that changes lives, and living life on your own terms - that's every entrepreneur’s dream!  But it's not easy!  To be really successful, you have to really put your heart and soul into your business.  So when somebody cancels, sometimes it’s hard to NOT take it personally! After all, you feel like you’ve given them above and beyond perfect service, so why in the world would they cancel?  In today’s episode, I’m going to help you understand the numb...

FICO vs. Vantage: Which Credit Score Is the Best and Which Credit Score Scale Should You Trust?

April 06, 2021 10:00 - 7 minutes - 6.49 MB

All your hard work, all your pressure, and persistence, all your expertise on behalf of your credit repair client...  It all boils down to one simple number… The credit score. But there is one big problem... There are a ton of different scoring models!  And it's really confusing!  Which one is the best? Which one should I use?  What's considered a good credit score?  Well, today, I'm going to clear this up once and for all!  So stick around! Key Takeaways for This Week: Everything ...

Stay Out of Trouble by Mastering Credit Repair Business Compliance in 2021!

March 30, 2021 10:00 - 10 minutes - 9.27 MB

Recently, there’s been a lotta talk about the credit repair industry both in our community and all over the world.  Out of all the chatter a few questions keep popping up… How do I stay compliant? How do I stay out of trouble? How do I do credit repair, “the right way?” And sometimes all these questions can feel so scary that instead of trying to do everything right, you do nothing at all. And that’s EXACTLY why I decided to make this episode - there are just too many people who need you...

Dispute Letters To Creditors: How Many Should You Send At One Time?

March 23, 2021 10:00 - 7 minutes - 6.65 MB

Whether you’re working on your own credit or your credit repair client’s credit… ...you’re ALWAYS in a hurry!  There’s a car to finance or a house to buy, and it’s all dependent on one simple score.  So how fast can you rush the process?  How many disputes can you send out at one time without causing issues with the bureaus?   Two items? Five, ten….  Twenty? Or maybe you can just dispute as many items as you want!? This has been an ongoing debate since the formation of the industry dec...

You Got Your First Credit Repair Client... What's Next? Use This Simple Credit Repair Business Plan!

March 16, 2021 10:00 - 11 minutes - 10.3 MB

I’ve seen it time and time again inside our Credit Repair Cloud Facebook community.  Somebody decides to start their own credit repair business, they begin to follow my proven way to get your first client within 24 hours… ...And guess what?! It works!  The only problem is, it happened so fast - they don't know what to do next!  So I thought I’d spend an episode sharing a high-level view of the process.  So if you’re in the same boat as a lot of our Credit Heroes are when they're just st...

5 Credit Repair Dispute Letters You Need to Fight the Bureaus - AND WIN!

March 09, 2021 11:00 - 11 minutes - 10.1 MB

Get our Dispute Letter Templates for FREE: https://www.creditrepaircloud.com/dispute-letter-templates   After mentoring and coaching thousands of Credit Heroes in our community, one of the most common questions remains:  “What letter do I use?” Now, when you work to repair credit - it all boils down to legally harnessing the power of the Fair Credit Reporting Act and not taking no for an answer.  Most credit repair companies only use a handful of letters for about 95% of their clients, ...

How to Get TONS of Credit Repair Affiliates Who Love You!

March 02, 2021 11:00 - 9 minutes - 8.9 MB

Referrals from affiliate partners are one of the best ways to generate leads for your credit repair business!  But sometimes, affiliates are just plain tough to keep engaged and excited to send you referrals. So how do you... First, sign a ton of excited affiliates? And second, how do you make them love you so they’ll send you hot referrals ready to sign up for your credit repair services all day every day? In this episode, I’ll share with you the secret to making it happen! So stick a...

5 Simple Steps to Identity Theft Resolution

February 23, 2021 11:00 - 14 minutes - 13.3 MB

Did you know that ID theft is the fastest-growing crime worldwide? Last year, 33% of adults in the United States experienced identity theft which is more than twice the global average! As a Credit Hero, you’ll run into folks that have accounts show up on their credit reports that don’t belong to them.  The fraudulent accounts are usually credit cards but, lately, identity thieves are getting more creative! They may open all types of loans in your name, finance vehicles, and chop ‘em up f...

(Credit Repair) How to Remove Medical Collections From a Credit Report

February 16, 2021 11:00 - 7 minutes - 7.31 MB

Medical collections can be a huge problem for anyone trying to repair credit.  We’ve all received unexpected bills from the hospital or clinic and wondered why our insurance didn’t cover it... Sometimes these bills are HUGE and most folks have a hard time being able to pay them! Unfortunately, this is not a debt that just goes away if you don’t pay. Medical providers sell the debts to collection agencies for pennies on the dollar.  Then the collector adds interest and harasses you for th...

Freezing or Suppressing Credit Reports (Does It Work?)

February 09, 2021 11:00 - 8 minutes - 7.34 MB

Have you heard of a method called “freezing” or “suppressing” credit reports?  There are some who swear by it and others who say it’s total crap!  A credit freeze is a service most credit agencies offer which allows you to essentially lock down, suppress or freeze your credit report.  Now, there are a few instances when this is very helpful. For instance, in cases where identity theft has been detected or is suspected because it prevents anyone from opening new accounts in your name.  O...

This Could Increase Your Score 160 Points! How To Remove a Short Sale From ANY Credit Report

February 02, 2021 11:00 - 11 minutes - 10.3 MB

How do I remove a SHORT SALE from a credit report?  A short sale is when the lender is willing to accept a home or a piece of real estate being sold for less than the amount owed on the mortgage.  Typically this happens because a homeowner is really far behind on making payments and can't catch up and the house is worth less than the amount they owe.  Now, this really sucks for the homeowner because according to QuickenLoans a Short Sale on your credit report can lower your score by 160 p...

Should My Test Clients Sign A Client Agreement?

January 26, 2021 11:00 - 6 minutes - 5.95 MB

When you first launch your credit repair business, the best strategy to become an expert is to offer free credit repair to what I call “Test Clients”.  This allows you to: - Gain experience and confidence through repetition. - Gather testimonials and reviews to help you when it comes time to sell your services.   - Get referrals from your test clients you got RESULTS for. - AND Convert the free clients to paid clients once they see the progress and the results you’re giving them!     B...

Should I Use 'Credit' In My Credit Repair Business Name?

January 19, 2021 11:00 - 7 minutes - 6.69 MB

I hear this question ALL THE TIME… “Should I use the word “Credit” in my credit repair business name?” And the truth is, naming your business is not nearly as complicated as some people would have you think it is! Building a brand is not something you should be overwhelmed by. It’s supposed to be easy and it’s supposed to be fun! So in this episode, I’m gonna reveal my secret formula to naming your credit repair business… ...AND share with you the answer to whether or not you should use...

Do I Need An LLC To Start A Credit Repair Business?

January 12, 2021 11:00 - 7 minutes - 6.63 MB

I built Credit Repair Cloud from nothing, with nothing, and knowing nothing about software or how to run a business!  I didn’t do it on credit. I don’t have wealthy parents... And I didn’t really have any support! In fact, at the time, I was in show business, and everybody thought I was nuts.  It was HARD.  But I know how to do hard; I mean, I left home at 13 and juggled on street corners to make money just so I could eat!   When I started, it was because a bank error nearly ruined my l...

Credit Repair Is the 24 Hour Inquiry Removal Method Legal?

January 05, 2021 11:00 - 7 minutes - 6.64 MB

Is the 24-hour inquiry removal method legit, legal, AND does it actually work? The answer may shock you! The 24-hour inquiry removal method is a strategy that aims to remove hard inquiries from a credit report within one single day.  Now, if you have sirens going off in your head blaring, “If it seems too good to be true, it probably is!”, I get it!  But that’s not necessarily the case.   Just to make sure we’re all up to speed on inquiries:  When you or your client has their credit pu...

Credit Repair 2020 vs. Credit Repair 2021 (A Look Back & A Look Ahead)

December 29, 2020 11:00 - 15 minutes - 14.3 MB

Are you ready for the new year? Next week we welcome 2021 and as I reflect on this past year and look forward to the next one, I want to take a minute to say,  “THANK YOU for being part of Credit Repair Cloud, listening to the podcasts, getting involved, and changing lives as we grow the Credit Hero movement together!”  Some of you listening may have been with me for years, some of you might already be right here on our Millionaires Wall, and some of you are brand new to credit repair.  A...

The TOP Credit Repair Mistakes Credit Heroes Make... and How To Avoid Them!

December 22, 2020 11:00 - 12 minutes - 11.4 MB

The credit repair industry is growing so quickly as more and more people need help to fix their credit because of these crazy economic times.  That means, there’s a ton of potential to start, run, and grow a profitable credit repair business right now.  But before you get too far into it, there are a few things you really need to know in order to stay out of trouble... So today, I’m gonna look at 3 of the most dangerous lies and misrepresentations out there so you can avoid costly mistake...

How to Remove Late Payments From Your Credit Report

December 15, 2020 11:00 - 9 minutes - 9.06 MB

Life happens. And sometimes it happens in a way that can haunt you for years!  Let's say your client has a perfect and long term payment history with a creditor... When suddenly - boom! Something happens that causes that amazing long term history to go late.  What a bummer, right?  Maybe the mail was lost through no fault of their own, or a layoff happened, or an emergency medical situation. Maybe it was COVID that caused a payment to have to be pushed past the due date.  Or maybe life j...

5 Simple Ways to Increase a Credit Score FAST fix bad credit in 2021

December 08, 2020 11:00 - 12 minutes - 11.4 MB

Who wants an 850 credit score?  We all do, right? But is it really possible?  Only roughly 1% of the population actually has perfect credit - which is a score of 850, based on a scale of 300 to 850.  And the great news is - you don’t need a perfect score to qualify for the life you want!  Anything above 700 is going to SIGNIFICANTLY help you or your clients to qualify for the life they want. And anything else above that is just icing on the cake. So how do people end up building such a ...

How to Build Business Credit FAST WITHOUT a Personal Guarantee

December 01, 2020 11:00 - 13 minutes - 12.6 MB

"How do you build business credit?" "Can you get approved to places like Target and Walmart, without it being based on your personal credit?"  "Should you even be using business credit?"  People always ask me these questions. And there is something to be said for understanding business credit, and leveraging it as a service so that you can help your clients if they need it, and use that knowledge to add another revenue stream to your existing business.  Because, as you may have already ...

How to Automate Your Credit Repair Business

November 24, 2020 11:00 - 11 minutes - 10.3 MB

If you are looking to scale your credit repair business, automations are your friend! Because once they're set up, it's like having little automated robot employees working for you.  Now, maybe you're just starting your credit repair business. And like so many people in that position, you're probably doing a whole lot of stuff that keeps you from scaling your business because... Let's face it - you're just ONE PERSON! And I was the same way when I started. Some days, I pretend to be Tammy ...

How to Launch a Credit Repair Business From Nothing With Andre Coakley

November 17, 2020 11:00 - 35 minutes - 32.1 MB

My guest for today is yet another one of our Credit Repair Cloud Millionaires Club members!  An acclaimed credit repair business owner who's spoken at every single Credit Repair Expo to date. Not only that, but he's also an Amazon best-seller, a mentor, and a philanthropist, teaching financial literacy across the United States to those who need it most. Please help me welcome to the show - Andre Coakley! If you know Andre personally, then this condensed list of his fantastic success won't...

How to Remove a Bankruptcy From Your Credit Report

November 10, 2020 11:00 - 11 minutes - 10.3 MB

As Credit Heroes we’re faced with doing our best to educate our clients, to help them to remove negative information, and assist them in rebuilding their lives.  So if you haven't already faced the task of removing a public record like a bankruptcy, you definitely will soon enough as the effects of this pandemic ramp up. According to the American Bankruptcy Institute, in an article published in May of this year, over 760,000 bankruptcies were filed in the US by the end of March 2020… and t...

How to Work Less and Earn More (While Building Your Credit Repair Business)

November 03, 2020 11:00 - 34 minutes - 31.6 MB

Hiring your first employee can be very stressful, but it’s still the best way for you to grow your credit repair business. And with the help of outsourcing - it can be quite affordable too! This week on the podcast, I’m joined by Nathan Hirsch, who is an expert in outsourcing. He knows EXACTLY what you need to build an incredible team on a shoestring budget. He has done it himself, and he’s done it not once… Not twice… But THREE TIMES already!  In 2015, he co-founded FreeeUp with a $5000 ...

PayPal and Stripe STOLE MY MONEY!

October 27, 2020 10:00 - 20 minutes - 19 MB

Imagine for a moment you’re a credit repair business owner and it’s Thursday afternoon.  You’ve had an explosively good month so far - your affiliates came through with tons of leads, all your marketing efforts are on point, and the phone has been ringing off the hook with people needing your help... Life is good!  Now imagine you’re sitting down to transfer your funds from your PayPal and Stripe into your business checking account so you can process payroll for your team. Suddenly, it f...

STOP Selling TRADELINES!

October 20, 2020 10:00 - 12 minutes - 11.8 MB

Tradelines... Lemme just say that again… TRADELINES...  If that doesn’t send a shiver down your spine, you can’t afford to miss this. This incredibly scary and dangerous practice is infiltrating our industry and it has huge consequences.  Hundreds of thousands of people are faced with life-altering ramifications and as a Credit Hero, you MUST know the truth so you can educate and protect your business and customers.  Today, I’m exposing tradelines for what they REALLY are, sharing why you...

Are Credit Sweeps a Legit Way of Doing Credit Repair?

October 13, 2020 10:00 - 11 minutes - 10.9 MB

“ANYTHING and EVERYTHING deleted in days not months” …  I’m sure you’ve seen the ads and I’m sure you’ve wondered, “What are they doing to get such crazy results and how can I do the same?” The simple truth of all these ads claiming to IMMEDIATELY erase EVERYTHING negative on your report is…  It’s a SCAM called “credit sweeps”. And it’s super scary and dangerous because it’s ruining thousands of people’s lives every day. The term “credit sweeps” is a phrase and marketing gimmick to make...

Scary Credit Repair Stories: Giant Banks Are Out to Hurt YOU!

October 06, 2020 10:00 - 19 minutes - 17.9 MB

Today, in honor of Halloween month, I thought I’d kick off my October Scary Credit Repair Stories series with something I’ve NEVER shared publicly before…  In 2010 my life looked VERY different than it does right now. I had just finished battling a bank error that nearly ruined my life by ruining my credit. I’d shut myself in my room from before sunup to WAY after sundown, typing away at my computer, trying to build the first credit repair software.  I was a total mess! So there I was, u...

10 Steps To A Profitable Credit Repair Business

September 29, 2020 10:00 - 14 minutes - 13.1 MB

Would you like my PROVEN process to launching a profitable credit repair business in just a handful of steps?  Now, the best way to do this to have a Credit Repair Cloud membership. So before I dive in, if you don’t have an account with us yet - I’ll give you one absolutely free for 30 days. So go sign up quickly at creditrepaircloud.com so you can follow this super simple flow I’m going to show you today! Some of us just aren’t a gifted “techie”. We get easily overwhelmed when trying to l...

How To Strike Back Against Debt Collectors - And WIN!

September 22, 2020 10:00 - 12 minutes - 11.9 MB

Scams, scams, and more scams! False, illegitimate, or even worse, illegal debt collection agencies are popping up left and right. How do you know when to pay a debt and when not to pay a debt, or what’s real and what’s not? If you haven’t yet been approached by clients who have been harassed by debt collectors, you will soon, and you need to know what to do and what NOT to do to help and protect them.  The FDCPA  (or the Fair Debt Collection Practices) was created to prevent unfair, decept...

Work Smarter Not Harder - How To Build a Team

September 15, 2020 10:00 - 20 minutes - 19.1 MB

Today I’m sharing super-secret steps that cost me hundreds of thousands of dollars to learn.  When you listen to these steps, they might sound a little crazy. But they’re exactly what we do at Credit Repair Cloud and how we’ve scaled our company from one broke guy in his underpants to a 70+ person team, making millions!  And the best part is - these steps don’t just work for us. They work for EVERY company, no matter how new or how small.  Tune in for this episode to get my high - value, ...

How to Build A Thriving Team (and The Future of Credit Repair) with Alex Charfen

September 08, 2020 10:00 - 45 minutes - 41.9 MB

This week on the podcast, I am joined by a very special guest. I’m so happy to welcome Alex Charfen, my coach and mentor, who’s helped me scale my Credit Repair Cloud team to over 70 employees and build an empire. Alex is renowned in the entrepreneurial world for helping people scale and grow their business. In fact, our current processes and systems are entirely based on his brilliant training and programs. For the last 20 years, Alex has been working on guiding entrepreneurs to better bu...

Money Mindset - Are You Holding Yourself Back?

September 01, 2020 10:00 - 14 minutes - 13.6 MB

What comes to mind when you hear the word MONEY? Maybe you want more of it. Maybe you’re afraid of it. Maybe you spend too much of it when you don’t have it. Maybe that’s why you’re reading this. In this article, I’m sharing with you three money mindsets that could be holding you back and what you can do to get out of your own way so you can MAKE IT RAIN! So many of us got into credit repair because we came from nothing, had nothing, or what little we had was being threatened to be taken f...

Proven Steps From Zero To Millionaire Part 2

August 25, 2020 10:00 - 10 minutes - 10.1 MB

People in our community start businesses on a shoestring budget in exactly the way I shared with you in Part One, and what I’m sharing in today’s part two article.  It’s a proven system and it really works, but you’ve got to be patient and learn your craft.  Credit repair isn’t a “get rich quick scheme”. It’s hard work and some days it feels like you’re pushing a boulder up a cliff, but if you keep positive, have passion, and do at least one thing every day to move your business forward, y...

Proven Steps From Zero To Millionaire Part 1

August 18, 2020 10:00 - 12 minutes - 11.3 MB

Did you know most of our credit repair millionaires started from nothing and with nothing? And guess what? You can too!  There’s a common misconception that to be successful you need to pour money into things like paid ads, flashy websites, and a big team. But the truth is, most of our millionaires didn’t start with any of that stuff - and neither did I! Have you ever thought you needed a bunch of big, expensive, flashy stuff to get your business up and running? I think we all have at one ...

Build Your Million Dollar Business by Word of Mouth! (Interview with Tracy Arnett)

August 11, 2020 10:00 - 40 minutes - 37.3 MB

I’m so happy to welcome Tracy Arnett to the podcast. He is one of our Credit Repair Cloud Millionaires Club members, and we’re so lucky to have him! Many years ago, after successfully fixing up his own credit score, Tracy’s first clients were his three older brothers and his parents.  His story is absolutely incredible, and today, he’s going to tell you all about it.  From his early days of growing up in Elk Grove, to having his identity stolen, to how it all sparked his multi-million cre...

How To Market Your Credit Repair Business FOR FREE!

August 04, 2020 10:00 - 14 minutes - 13.1 MB

Years ago, when I was trying to launch my first version of credit repair software, called Credit-Aid, I listened to all the bad marketing advice out there. I took out a loan on my house, maxed out my credit cards, and went into $200,000 of debt just to advertise my $20 CD.  Guess how much return I made from it? Let me put it this way - I was living the high life. I was able to upgrade my dinners from Top Ramen to Cup-o-Noodles…  That’s right - nearly ZERO in return! It was an epic failure...

Can You Create a Successful Credit Repair Business Just by Building Relationships? - Alicia Ault

July 28, 2020 10:00 - 25 minutes - 23.2 MB

This week, I had the pleasure of talking to Alicia Ault, a successful credit repair entrepreneur and certified credit counselor with over 16 years of experience.  Before getting into credit repair, Alicia used to work at a mortgage company. After seeing people being rejected time and time again because of their poor credit scores, she decided to take action and do something about it.  Alicia developed a passion for credit repair, and today, she is helping hundreds of clients, while having ...

Basic Steps To Credit Disputing

July 21, 2020 10:00 - 11 minutes - 10.5 MB

Does the idea of going to battle with the credit bureaus and disputing items on your client’s credit report scare you?  It’s okay if it does. You’re not alone!  But the truth is, credit disputing is all based on the fact that it’s your right or your client’s right to repair their credit, and to delete inaccurate, incomplete, and outdated negative credit history. Even accurate items can be removed because often, there’s something inaccurate in how they were reported. The Fair Credit Report...

Why You Should Never Pay Collections with Ray Bueno

July 14, 2020 10:00 - 38 minutes - 35.3 MB

Today, I’m joined by the creator and star of the YouTube show called Keeping It Real With Credit. He’s had tremendous success with educating people about credit repair, and I’m really excited to have him on the show. Without further ado, please welcome this week’s Credit Hero - Ray Bueno! Since 2016, Ray has been providing free personal finance and credit education to the world. He recently started offering credit repair services with incredible success. We’re expecting him to join our Cre...