Real Money Talks

Flipping Wall Street with Randy Tate

Finding alternative investments and getting off of Wall Street is something we talk about a lot. If being on Wall Street is something that you are interested in, this is the show for you. Randy Tate is the CEO of Flipping Wall Street. This is an investing platform that allows regular investors to invest through an automated hedge fund process.  Traditional investing through a regular financial advisor can eat into your gains through hidden fees and expenses. The types of hedge funds that t...

Talking IRAs with Joe Campbell

Joe Campbell is the Business Development Manager at Provident Trust Group. Provident is a trust company that can self-direct your IRA. When a lot of people think of self-directed IRAs, they think of a traditional IRA where you pick from a list of investment choices where your IRA is held. There is a whole other world of self-directed IRAs that you may not be aware of. At Provident, you can self-direct your IRA into alternative investment vehicles. It is possible to invest in many different...

The New Tax Code with Weldon Wulstein

Weldon Wulstein is my CFO, CPA, and an extraordinary tax strategist. Last year, he helped people save or get back about 3 million dollars in taxes. Weldon is driven to  help people find tax strategies that enable them to keep more of their own money. He is so good at what he does, because he looks at it as a challenge similar to solving a puzzle. He is here today to talk about the new tax code. This is our first of many podcasts on this topic. This tax reform bill is sweeping and has the b...

Melissa Mackey on Successful Single Parenting

Traditional families have been changing over time. Things just aren’t the same as the days of Ward and June Cleaver. Statistics show that 62% of families are either blended or headed by single parents. I am a single parent, by choice, and this choice comes with challenges and a sense of freedom. Today, I’m talking with one of my clients, Melissa Mackey, who became a single parent and asked me how to be effective and get it all done.  We discuss how no one really understands what it is like...

Money Rules and Due Diligence with Dave Hare

Dave Hare is here to talk about money rules and due diligence. Dave and I do a lot of projects together, and I am going to have him on the show on a regular basis. We are also going to use our new marina in Texas as an example of how a deal gets done. But first, we are going to talk about due diligence and money rules and how the rules come about for people.   You can find Dave here: Loral’s Real Money Talks Ask Loral   Show Notes  [01:17] It's all about planning. These aren't d...

Managing Specialties with Alexander Ford

Most entrepreneurs struggle with learning and doing many things at the same time. Especially, when they are just starting out. They are also usually short on time and soon learn that outsourcing and finding people who specialize in the one thing that they need is the best way to go. Still, that leaves them with the issue of finding and managing tons of different specialists. Today, I talk with a friend and colleague of mine who has developed a solution for this very problem. Alexander Ford...

Understanding REAL Money: Where Does it Come From? What Does it Do and How Does it Get to You?

In the past, people could acquire their needs and made their trade through the barter or the exchange method. Back then, life was simple, and people’s needs were undisputedly more fundamental than the needs of this present generation. As time passed by, people changed. And with that, their needs also evolved. Today, money has undoubtedly become one of the necessities of life. It has become a need to survive. We are so accustomed to using money in our daily lives we don’t even stop to wonder ...

Winning Social Media

Cannabis with Ben

The cannabis industry is one of my favorite subjects, and it will be a regular topic on this show. Ben my partner in the cannabis industry is here to talk about how he went from being a corporate guy to operating a dispensary and more in this exciting new industry. We talk about some of the requirements and licensing details along with compliance of state and local jurisdictions. We also touch on hiring the right political consultants and understanding the ins and outs of creating a busine...

Selling vs Serving

If you have the intention to make money, your talents and hobbies are a great starting point. Launching a business by doing something you’re good at implies that you are serious about making money. The perks of having better tax strategies come in once you have established your business. If your sales start to weaken, assess the kind of service you provide and take it from there. In today’s episode, I share with you the upper hand in serving over selling. I also discuss how being in servic...

Millennials and Real Estate

Millennials approach real estate investment differently from the other generations. It’s easy to determine their preference by looking at where they put their money on - travel, wine, retail, a cup of coffee. They buy practical things and prefer open layout living spaces that are not bigger than what they would need. So, the question is, are Millennials really that far off from buying real estate? Today, I talk about some updates on the Millennial generation - their buying power and capaci...

Marketing and Emotional Intelligence as Part of Taking Care of Your Customer with Jennifer Baker

A gorgeous and intelligent lady, Jennifer Baker has worked in the gaming industry for more than 20 years. She is an expert in business development and has strived and succeeded in the corporate world. At a young age, she realized that her most favorite task is conducting small business seminars where she helps entrepreneurs and companies with their start-up businesses or turnarounds. Jennifer joins me today as she talks about the common mistakes entrepreneurs and start-up companies make re...

Tax Entities and Why Being Incorporated Is So Critical

Being supported by the right team is so important when it comes to getting the most your of your money. You need specialized experts in all of the financial areas. Weldon Wulstein is my CFO and an extraordinary tax strategist. This year my clients have gotten back over 2 million dollars with the tax strategies that Weldon has introduced to them. Weldon is here today to talk about entities and why getting incorporated is so critical. The simplest way of explaining this is companies make mo...

A Million Dollars or True Love

If you were given a chance to choose, which one would you rather have - a million dollars or true love? A survey was made to see the statistics of people who would want money and those who would prefer romance. If you stop and think about your options, you’d realize it all boils down to the choices you make and your lifestyle. Today, I talk about some of the statistics that came out as a result of this survey and the various reasons behind those numbers. I also share with you some insights...

James Gilbert the Gadget Guy

Today’s guest is James Gilbert, a successful entrepreneur who makes money by selling different things. James started his business venture with a product he discovered five years ago called a grip stick. Since he saw how successful it was in Europe, James wanted to bring it to the U.S. James talks about where his business led him as he explored and sold unique products. He also shares how he finds and funds the goods he sells, why he does business at shows and not online, and some tips to c...

Getting Off of Wall Street with Robert Kolb

Wall Street is an interesting place. A lot of arbitrage is happening out there which means a lot of people make a lot of money, and a lot of people don’t. There are also a lot of fees and taxes. There is a place in some portfolios for it, but we love taking you off of Wall Street. Today, I have an amazing guest partner who runs our Financial Freedom Day Company. This is where we teach you how to get your wealth off of the radar screen. Not just off of Wall Street, but off of the radar scre...

Fabulous over 50

If you think that print publication is dead, think again. Today’s guest is Christine Neal, the founder of the magazine Fabulous Over 50 where it features events worth attending, places to go shopping, and extraordinary women over the age of 50 who do remarkable work and contribution to their communities. Christine shares some of the reasons why women over 50 would prefer to pick up a real magazine over browsing online articles on their laptops. She also explains why she chose to target thi...

Running the Audio Video in Live Events with Steve Lemus

Steve Lemus has worked with Live Out Loud for the last five years. He finished the course Graphics and Journalism from the University of Nevada, Reno and currently plays a vital role in my live events as he makes sure that the audio and visual aspects of our productions are top notch. Today, Steve talks about the basics of audio-visual production. He names some great brands he prefers to use for simple events of 100 people or less and the different scenarios when using hotel sound versus b...

Adam Kipnes from the Calgary Canada Conference Part 2

In the previous episode, an excellent marketer, Adam Kipnes, shared the one thing that entrepreneurs should do to gain more clients, which is to apply the concept he calls the Silver Bullet to Sales Success. Today, he continues to share practical tips that help you align your business goals with the decisions you make. Adam explains each of the four questions that you and every business owner should ask before making any decisions. These questions help you not only to have more sales and b...

Adam Kipnes from the Calgary Canada Conference

Every entrepreneur should to know that sales is an essential part of any business model. Having a team of salespeople alone does not guarantee an increase in profit or growth of the company. How do you make sure that doors of opportunities are constantly opened leading you to potential clients? Today’s guest, Adam Kipnes, explains the one thing that business owners should do to gain more clients. He shares the concept he calls The Silver Bullet to Sales Success, a principle that teaches yo...

Dave Hare Calgary Canada Conference

While many people work hard in the corporate world in the hopes to have a better life, not too many see the bright future in using their abilities and talents as entrepreneurs and business owners. If you want to start making and keeping money, how do you find the right opportunities out there without depending on a monthly wage? Where is the best place to look for opportunities or, rather, let the opportunity find you? Today’s guest is Dave Hare, a certified public accountant who has earne...

Findaly Johannson Calgary Canada Conference

Today’s guest has been in the construction business for 40 years and running. Findlay Johannson and his brothers founded their family business and has experienced building and constructing many things - from horse farms to hotels. Findlay joins me today to discuss how he and his team help people see the things they need when planning construction projects. He shares how the different construction elements are connected into one big picture and specifies the essential things you need to kno...

Jim Hanifan Calgary Canada Conference

After working on the police force for 50 years, today’s guest, Jim Hanifan from Nova Scotia, Canada, got into finance and insurance in his desire to help people properly plan to ensure their families are protected. He believes that helping others plan for their future, their investments, and the next generation’s future is his way of giving back to his community. Jim joins me today to share the benefits of having a life insurance policy. He gives an overview of how insurance can be a tool ...

Kevin Yu Calgary Canada Conference

If you are looking for a place to invest your money where you can expect a higher cash flow return, investing in Exempt Market Deals is where to go according to today’s guest. Kevin Yu has been in the finance industry for 12 years and running and has tried other industries concerning finance such as real estate, mortgages, stocks, and mutual funds to name a few. Kevin shares with us why EMD is his favorite financal investment despite the other finance deals he has explored in the past. He ...

Randy Proskiw Calgary Canada Conference

Are you an investor who’s interested in buying abandoned investment properties and transforming them into something usable, profitable, and pleasant? Today’s guest, Richard Proskiw, is a real estate investor and an expert at buying, fixing, and flipping abandoned properties and those needing repair. Richard joins me today to explains why you need to have a professional home inspection conducted while you are analyzing and considering buying a real estate investment. He also shares the comm...

Tim Kessler Calgary Canada Conference

With the number of hours you spend in the office, are there practical things you can do to stay healthy while in the workplace? My guest today, Tim Kessler, who is an expert in health in the workplace, says “yes” to this concern. With a background in personal training and health coaching, Tim gives some useful and practical advice on the things and activities you can do to create healthful habits in your place of work. He also demonstrates specific ways to improve your posture and relax yo...

Interview with Genifer Murray, Everything You Want to Know About Medical MJ

While marijuana has been legal in Colorado for adult use since the beginning of 2010, it has been legal for medical purposes since the year 2000. Today’s guest, Genifer Murray, has been involved in the Cannabis market in Colorado since she established the first ever medical marijuana laboratory in the country in 2010. In today’s episode, Genifer talks about how she got the idea to create a cannabis testing laboratory in 2015. She also shares the history of the legalization of marijuana in ...

Making Money with Salsa

What are the unexpected ways to sell your products? It might not be what you think. Whether it is a craft fair, market, or trade show, there are other unconventional ways to sell your products to the right audience. Today, I'm talking with real people - real entrepreneurs - about how to make your business succeed with a few simple tasks. One entrepreneur in particular, Gary, shares how he created his wealth through making and selling homemade salsa.   Great business of consumption is t...

Making Money with Marketing

Marketing undeniably plays a huge role in the success of your business. Even with exceptional products and extraordinary services, if your business stays overlooked because you don’t have the right marketing tools, expect delays and minimal progress in the growth and success of your business. In today’s episode, our guest is  marketing expert, Adam. He shares the essential marketing elements you should know and explains the mistakes many people make with their marketing strategy and provid...

Making $ with Wine Tasting

Discover how you can make money with wine tasting. Direct Cellars is a company that started out as a wine club and has now evolved into multi-level marketing. It is the first of its kind that gives its recipients a taste of the different wines from all over the world as they send out wines each month. Today’s guest Anna of Direct Cellars talks about how the business started 3 ½ years ago and how amazing the company’s business model is. Anna also shares how she enjoys her job - making money...

Getting the Right Team Behind You

If you are an entrepreneur who's thinking of launching a business in a foreign land, know that foreign entrepreneurs go through more complicated processes as you deal with stricter rules and various limitations. Doing this alone is not an option. Joining support groups and seeking cross-border help are some of the ways to make sure you’re moving in the right direction. Today’s guest Dave, a high-level accountant and investor, shares his experience when he entered the U.S. market as a Canad...

Engaging Your Message

There are many approaches and business models that entrepreneurs follow in the hopes to be successful in their industry. Having an engaging message both onstage and offstage is one of the sure-fire ways to capture your audience and make an impact on others. With this strategy in mind, our guest today, Scott deMoulin, founder of Destiny Training Systems, believes people need to be more strategic in conveying their message, market, and money.  On today’s episode, Scott talks about the signif...

Conscious Wealth Builders

Entrepreneurs need to know their purpose for doing what they are doing. Knowing what you are called to accomplish and how you can make a difference in the world are critical to your success in business and life. The question is how do you plan to figure these things out without getting lost in the sea of information and myriad of false promises? On today’s episode, my guest is Livia Caudell. Livia talks about her passion for changing the world through entrepreneurship. Her company Consciou...

Entrepreneurship and Mental Health with Melissa Mackey

Today’s guest is Melissa Mackey, the founder of We Talks, a company that caters to entrepreneurs and focuses on the relationship between mental health and well-being to personal growth and business success. We Talks has done events all over Canada and in the different parts of the world. They are currently creating a mastermind group in Bali, Indonesia with the intention of expanding in Singapore, Hong Kong, and Europe. On today’s episode, Melissa talks about the significance of caring for...

Critical Decision Making with Alexander Ford

As a business owner, you make decisions every day that impact not only your business and the people around you, but especially you and the direction you pursue in life.  With this said, it is vital for you to know how you’re making those decisions and your bases in making them. Today, our guest is Alexander Ford, who has traveled all over the world with the great John DeMartini. He explains how critical it is for you as an investor and entrepreneur to live up to your values when making dec...

Why You MUST Have Annuities

Are you tired of losing money? Are you looking for a sure way to invest your money without the risk of losing it? Are you about to retire and want to use your money wisely that is guaranteed to come back to you? My guest today, Rob Cole, is an annuities expert. On today’s episode, Rob discusses the reasons why you should to have annuities in your portfolio - especially since a lot has changed in the last decade. With over 60 billion dollars of annuities sold last year alone, having annuiti...

Why You MUST Get Incorporated

Getting incorporated is, by far, one of the best ways to protect your money. As a business owner, you need to protect your personal and  business finances, and the best way to do that is by incorporating your business as an LLC, corporation, or other legal entity. My guest today is Tim Wagner. Tim has worked with LegalZoom for many years and he joins me today to share his knowledge on why it's crucial for new business owners to incorporate their companies and protect their personal assets....

Creating a Sales System with Cory Comstock

One of the most popular ways to make money is by offering your products and services. Having a good product or an impressive portfolio is only the beginning. If you don’t know how to approach others and sell what you have the proper way, it may be too much to expect a positive cash flow on your end. How to can create a sales system is where Cory Comstock, a world-class sales consultant, comes in to share his expertise with us regarding the psychology of sales. Today, Cory talks about the d...

Making Money as a Personal Assistant

Are you buried in so much work that you barely have time for your family and yourself? How is the progress and growth of your business with all the uncompleted tasks on hand? If you don’t notice it, know that there are adverse effects of having unfinished work. You’re stuck, and your morale is affected since you don’t have a sense of accomplishment. You are left overwhelmed and stagnant when you can be progressing, thriving, and growing. In today’s episode, my guest is Jessica Rose, an asp...

Making Money as a Conversation Coach

How often do you fail to express what you want to say to your spouse, your children, or your co-worker because you want to avoid the complications that could go with it? What are the effects of failing to communicate accordingly and appropriately in your personal and professional relationships? Are you aware that there are people who can help you express yourself so you can have better and healthier relationships? In today’s episode, our guest is a conversation coach Lorelei Carter of Conv...

Making Money as a Publisher

Do you have great ideas but don’t know how to put it into writing? Is there something amazing you want to share with the world that you can express in 15 ways or chapters? Due to this generation’s busy lifestyle, many prefer to skim through their reading, whether it’s a newspaper or online article. With today’s fast-paced way of life, Itty Bitty Publishing offers an easy and affordable way for you to be a published author in your area of expertise.   In today’s episode, our guest is a ve...

Making Money with Laughter

Many people today are unhappy, worried, and miserable. There is a rise in suicide and depression rates that are caused by many factors. Some of these include a busy lifestyle, a lack of personal connection with others, or the inability to be joyful and see the brighter side of life.   In today’s episode, my guest, Debbie Harbinson, MHI, RN, HNB-BC, is a registered nurse who talks about the importance of learning the science of laughter, psychology, and humor. She explains the of learning...

Orion Talmay, Love Coach

How does self-love, acceptance, and approval make you more money and become a more successful entrepreneur? Why is it important for powerhouse female leaders to connect with their inner goddess? My guest today is Orion Talmay, a love coach and transformative wellness expert and the founder of Orion’s Method. She helps “alpha women” awaken their inner goddesses and attract their soul mate without wasting time looking for love in the wrong places. She joins me today to share ways you can rec...

How Your Daily Tactics Fulfill Your Overall Strategy

To make money – I’m talking serious money – you need a plan. In today’s business society, many small businesses, entrepreneurs, and startups tend to leave their business plan behind and “wing it” in their business and industry. What these business owners often don’t realize is that by not creating a sound business plan and sticking to it, they are ultimately setting themselves up for failure. That’s why in today’s Real Money Talks conversations, I’m going to talk about how your vision for ...

008 How To Stay Motivated When Times Get Tough

The truth is, tough times are going to happen. There’s no way to dodge it, run from it, or avoid it. It’s simply part of life; part of business. So how do you stay motivated, empowered, energetic and driven when you encounter these tough times? Many successful people have their own methods to staying motivated when hard, stressful times enter their lives. Today, I’m going to share with you several tips that I have used and taught to my students on how to stay motivated through the toughest...

007 Doing Your Due Diligence

On today’s episodes of Real Money Talks, I’m diving deep into what you need to do in order to keep the money you earn. As I’ve said many times, earning money is easy – the hard part for many people is often keeping that money and putting it to work for you. One of the best ways to manage and keep your money is ensuring you are doing your due diligence. Due diligence helps you identify risks, mitigate risks, take responsibility for those risks, and helps you make educated decisions based on...

Text Me Leads with Doug Walz

Doug Walz found an interruption between presenters and their audience. This disruption led to the discovery of that crucial factor that is as essential as the lessons these presenters work on for their event. With this need, Doug founded his thriving business Text Me Leads where he and his team help generate mobile leads by providing SMS services to speakers, authors, and trainers. Doug joins me today to share how he and his team found the solution to the disconnect that presenters have fr...

Making Money with Cannabis - Part 2

Ben Jackson is a business and finance expert with a background in business development and venture capital. He has helped numerous companies grow from the beginning of its operation up to its full operational development. He specializes in the construction of general strategy in organizations that deal with financing and marketing. Today, Ben answers some common questions about the cannabis business and discusses the necessary rules and regulations to follow for compliance checks. He descr...

Making Money with Cannabis - Part 1

Genifer Murray founded a cannabis testing laboratory in Colorado as a result of an unexpected turn in conversation about exploring the active ingredients of cannabis as a pharmaceutical drug. She is the co-founder of Elevate Cannabis, one of the founding members of Women Grow, and currently a board member at Flowering H.O.P.E., the latter being a non-profit organization that provides medicine to people who cannot afford it. Today, Genifer shares the history of cannabis and the significance...

Why You Should Never Give Your Kids an Allowance

Growing up, your parents probably gave you an allowance each week. Perhaps if you cleaned your room or washed the dishes every night, you’d earn five or ten bucks. On today’s episode, I want to share with you why you should not give your kids an allowance, what you should be doing instead in order to truly prepare them for their future, and how you can begin teaching them financial literacy at a very early age.   There’s huge benefits to helping your child get set up financially earlier,...