Not Your Average Financial Podcast™
356 episodes - English - Latest episode: 20 days ago - ★★★★★ - 119 ratingsThink different about your money, your economy and your future. Be curious. Be stable. Be sane.
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Episodes
Episode 155: Six Ways to Spend Less and Enjoy Life More
August 21, 2020 06:00 - 40 minutes - 74.1 MBIn this episode, we ask: Once upon a time, did you cut up a credit card? What about six year term loans on cars? What about consumer debt? Where are we now? Are Americans drowning in debt? What’s the difference between the last recession and now? What’s the bright side of the pandemic? What has...
Episode 154: Invest Local! Private Money Lending with David C. Barnett
August 14, 2020 06:00 - 36 minutes - 82.9 MBIn this episode, we ask: Who is David C. Barnett? How did David get into private money lending? How does David look for deals that help improve the borrower’s business? What’s David’s story? What about doing financial deals? What about commercial debt brokerage? What did the limited power attorney allow David to learn? Do we...
Episode 153: Assisted Living Investing Strategies with Gene Guarino
August 07, 2020 06:00 - 27 minutes - 62.9 MBIn this episode, we ask: Who is Gene Guarino? What is the Residential Assisted Living (RAL) Academy? What is it about an idea that’s time has come? What is the silver tsunami of seniors? What about the boomers? Have you experienced a family “event”? What do parents want and need? Who needs help with Activities...
Episode 152: Build Your Silent Sales Machine with Jim Cockrum
July 31, 2020 06:00 - 30 minutes - 69.8 MBIn this episode, we ask: Have you had an income disruption this year? Would you like to cultivate another stream of income? Who is Jim Cockrum? What was little kid Jim’s first business? What about more traffic? What about the opportunity? What is the community that Jim has built? What are the success stories? What...
Episode 151: Live Webinar: How to Pandemic Proof Your Money
July 24, 2020 06:00 - 36 minutes - 82.6 MBIn this episode, we ask: How do you pandemic proof your money? How do you antivirus your money? Who are the Amazon Legends? What are the opportunities to pandemic proof your money? What’s the brand new game? Who wants to build real wealth? Is market turbulence going away? What are the problems with our mindset?...
Episode 150: Retire Like A Millionaire on Way Less Than That
July 17, 2020 06:00 - 23 minutes - 54 MBIn this episode, we ask: Should you save more money? Has retirement planning changed? What is the responsibility? What three things do you need to do during retirement years? What about risk? What about sequence of return risk? What about the risk of longevity? What about the risk of inflation? What about generating an income...
Episode 149: Become A Legacy Builder with Joe Overfield
July 10, 2020 06:00 - 34 minutes - 63.1 MBIn this episode, we ask: Who is Joe Overfield? How did Joe make his first dollar? How many siblings does Joe have? What sort of work does Joe do with Intelliplan Financial? What about legacy? What is the legacy builder binder? If you were to pass away tomorrow, would your spouse know all of the...
Episode 148: Find The Power of Zero with David McKnight
July 03, 2020 06:00 - 37 minutes - 85.4 MBIn this episode, we ask: Do you have a crystal ball? Who is David McKnight? Have you read David’s book, The Power of Zero? Have you seen The Power of Zero: The Tax Train is Coming? Will tax rates be dramatically higher than they are today? What’s the disconnect between belief and action? What about the...
Episode 147: To Win The Lottery, You Have to Buy a Ticket with Ros Kaspi
June 26, 2020 06:00 - 31 minutes - 73 MBIn this episode, we ask: Who is Ros Kaspi? What’s her story and background? What were people telling Ros? What caused Ros to change tracks? Where did Ros find her opportunity? What caused Ros to go out as an entrepreneur? What about yoga? What about a retreat? What about a bed and breakfast? What did...
Episode 146: Three Ways the CARES Act Will Impact Your Retirement
June 19, 2020 06:00 - 29 minutes - 67.3 MBIn this episode, we ask: Has your family or your business been impacted by the current events? What is happening with the unemployment numbers? What are many Americans concerned about? What are the statistics? What is the CARES Act? What is new with CARES Act that was passed this spring? Is this tax advice? Are...
Episode 145: Get Dirt Rich! Raw Land Investing with the Land Geek, Mark Podolsky
June 12, 2020 06:00 - 33 minutes - 76.5 MBIn this episode, we ask: What is raw land investing? Who is the Land Geek, Mark Podolsky? What is solo economic dependency? What does Mark Podolsky teach to his students? How does Mark Podolsky pull passive income from raw land? What can you learn about property taxes? What do the comps say? What’s a “margin...
Episode 144: Are Life Insurance Policy Riders Worth It?
June 05, 2020 06:00 - 32 minutes - 75.1 MBIn this episode, we ask: Is whole life insurance super boring? How might you super charge your coverage with riders? Have you heard Episode 142? Have you heard Episode 143? What is a rider? How might you learn what riders are appropriate for you? Would you like us to review your riders? Schedule a Time...
Episode 143: The Genius of Flexibility… with Marty Smith
May 29, 2020 06:00 - 39 minutes - 90.6 MBIn this episode, we ask: Can you imagine? Can you see the raw material? Who is Marty Smith? Who is Security Mutual Life? What is unique about the combo rider? What about the 7 pay test? What about the modified endowment contract (MEC) limit? What is an all base premium? How is it determined? What...
Episode 142: Paid-Up Additions on a Mission
May 22, 2020 06:00 - 26 minutes - 61.6 MBIn this episode, we ask: When I say the word rider, what comes to your mind? What about riders on legal documents? What is the legal definition? How does life insurance deal in the world of contracts? What are augmented, modified whole life insurance contracts? Have you heard Episode 6? How do certain riders maximize growth?...
Episode 141: Budget Your Savings and a Bank on Yourself Portfolio
May 15, 2020 06:00 - 35 minutes - 80.2 MBIn this episode, we ask: Are you ready for an episode from the clubhouse? Where does money come from? What is a budget? Why is it important to save money? What sort of things can money do? Does age matter, when it comes to budgeting? Are you a policy owner? Are you in danger? Are...
Episode 140: Krisstina Wise, How to Live Financially Immune
May 08, 2020 06:00 - 38 minutes - 88.5 MBIn this episode, we ask: Who is Krisstina Wise? What is Krisstina’s philosophy? What is the alternative mindset? What about an unconventional approach to real wealth? What do you prefer? What about financial products? What are the top 10 steps for being financially immune? Who is this for? Who is this not for? What about...
Episode 139: What Does A Realistic Budget Look Like?
May 01, 2020 06:00 - 23 minutes - 54.6 MBIn this episode, we ask: What about deferred interest? What about playing the game? What happens when you combine knowledge and action? Is money difficult to learn? What happens when the market tanks? What is our biggest money mistake? How are budgets like a musical instrument? How do you budget your cashflow first? What are...
Episode 138: Everyone Has a Plan Until… with Marc Lichtenfeld
April 24, 2020 06:00 - 33 minutes - 77.4 MBIn this episode, we ask: What about the top of the pyramid? Who is Marc Lichtenfeld? What is the Oxford Income Letter? What about boxing? What’s the athlete’s perspective? How much preparation do you need? What is a perpetual dividend raiser? What is a stock dividend? What might companies do with ample free cash flow?...
Episode 137: Here’s How to Antivirus Your Money
April 17, 2020 06:00 - 32 minutes - 75.4 MBIn this episode, we ask: Did that escalate quickly? Is there a precedent for where we are today? What happened in March 2020? When was the last time this sort of swing happened? Have you ever seen these sorts of swings? What records have we witnessed? What is the VIX index? How high is the...
Episode 136: Dividends or Market Dips?
April 10, 2020 06:00 - 23 minutes - 53.8 MBIn this episode, we ask: What’s the name of the game? Are we seeing “garden variety” volatility? Does buy and hold work? Have you heard Episode 51? Have heard Episode 52 and Episode 53 with Les Himel? Where does our money live? Which financial ride would you rather take (see table below)? Where do you put...
Episode 135: [Mythbusters] The Upside Down Fictional Security of Bonds
April 03, 2020 06:15 - 32 minutes - 74.6 MBIn this episode, we ask: Are bonds safer than stocks? Are you rethinking your philosophy towards finances? Do you watch financial advice on TV? What is a blend of stocks and bonds? Why do people believe in the blend of a 60/40 split? What is asset allocation? What does it mean when something is negatively...
Episode 134: How To Protect Your Retirement from Lawsuits with Sarry Ibrahim
March 27, 2020 06:00 - 37 minutes - 37.1 MBIn this episode, we ask: Do you know we’re so thankful for your questions? What happens if you get into a lawsuit with a life insurance policy? Who is Sarry Ibrahim? What did Sarry learn from working with retirees? How did asset protection become a focus for Sarry? Are you exposed to things you can’t...
Episode 133: Client Spotlight: Engineers and Bank On Yourself® Superstars, Derek and Amy Baker
March 20, 2020 03:00 - 37 minutes - 86.4 MBIn this episode, we ask: Who are Derek and Amy Baker? How did Derek earn his first dollar on the horse farm? How did Amy earn her first dollar while camping? When did they start thinking beyond the employee mindset? How did thinking about paying for college motivate them? What sort of real estate investments...
Episode 132: The Reason Why We’re Broke and How To Fix It
March 13, 2020 06:00 - 28 minutes - 65 MBIn this episode, we ask: Would you like a better sense of control and purpose? Why does anyone do the thing that is not in their best interest? Is there a lack of information? What controls our unconscious? How many of our decisions come out of our unconscious? What beliefs do you have about money?...
Episode 131: Get WealthFit with Dustin Mathews
March 06, 2020 06:00 - 29 minutes - 68.1 MBIn this episode, we ask: Have you watched something that is binge-worthy lately? Who is Dustin Mathews? How did Dustin’s out of body experience affect him? What about Dustin’s mission? What about education around money and entrepreneurship? What is WealthFit? What sort of courses do they offer? How do you evaluate the word wealth? What is...
Episode 130: Storing Cash in Storage Units with Kris Benson
February 28, 2020 06:00 - 35 minutes - 80.9 MBIn this episode, we ask: Are storage units going to be around awhile? Who is Kris Benson? What about the trading time for money model? How did Kris get into real estate? How did Kris niche down? Where are the markets for self storage? How many self storage units are there? What mindset do people...
Episode 129: What if the Real Scam is Wall Street?
February 21, 2020 06:00 - 25 minutes - 58.2 MBIn this episode, we ask: Have you heard the saying, “When you point a finger at someone, you have three more fingers pointing back at you?” What does Wall Street say? Does Wall Street fit the definition of a scam? What did Holly Johnson say in The Simple Dollar article entitled Four Reasons Whole Life Insurance...
Episode 128: Seven Reasons Bank On Yourself® is Legitimately the Real Deal!
February 14, 2020 06:00 - 38 minutes - 87.2 MBIn this episode, we ask: What are the core reasons why Bank On Yourself® is the real deal? Who is The White Coat Investor, Dr. Jim Dahl? What did he write about Bank On Yourself®? What did Ted Benna, the father of the 401(k), say? Where is Ted Benna parking his money? What are Ted Benna’s...
Episode 127: Is Bank on Yourself® a Scam? A Nerd’s Eye View on Policy Loans and Michael Kitces
February 07, 2020 06:00 - 30 minutes - 68.9 MBIn this episode, we ask: Is Bank on Yourself® a Scam? Who is Michael Kitces, and why do we respect him so much? What did Michael Kitces write about Bank on Yourself®? Would you like to read Pamela Yellen’s responses to his analysis of Bank on Yourself®? What does Kitces say about permanent whole life...
Episode 126: Is Bank on Yourself® a Scam? The Mathemagic of Money Blogger Allan Roth
January 31, 2020 06:00 - 31 minutes - 72.2 MBIn this episode, we ask: Have you been listening to us for awhile? Do you know how much we appreciate you? What is the definition of the word scam? Were you first skeptical when you heard of Bank on Yourself®? Is Bank on Yourself® a scam? Are critics thinking clearly? What are Mark’s credentials? Does...
Episode 125: How to Acquire Ten Properties a Month with No Money Down with Chris Prefontaine
January 24, 2020 06:00 - 27 minutes - 63.7 MBIn this episode, we ask: Who is Chris Prefontaine? Who works with Chris? How does Chris work with his son Nick? How might one buy real estate on terms? What is a lease purchase? How does a lease purchase affect the homeowner? What is owner financing? About how many homes are free and clear in...
Episode 124: Not In My Backyard! Mobile Home Investing with Brant Greathouse
January 17, 2020 06:00 - 37 minutes - 85.1 MBIn this episode, we ask: Who is Brant Greathouse? What is TrueStar Capital? Are you interested in not so average real estate? Why is affordable housing so important? How much of the population can spend only $500/month or less on housing? What is intriguing about mobile home park investing? What is “renting dirt”? What is...
Episode 123: News Roundup: The SECURE Act Passes, A Billionaire’s Biggest Policy and a WSJ Warning
January 10, 2020 06:00 - 30 minutes - 70.2 MBIn this episode, we ask: What is the SECURE Act? How does this act affect retirement accounts? What about the fiduciary safe harbor? What’s important about 72 years old? What is a stretch IRA? Did you hear the episode on required minimum distributions? Would you like to hear an example? What about taking distributions on...
Episode 122: Your Last Money Guru
January 03, 2020 06:00 - 30 minutes - 69.2 MBIn this episode, we ask: Are you ready for this new decade? Who are the money gurus? Do these money gurus have some special secret to managing money? Do you believe that you are unlucky in money? Who will provide us the key? Why do we yearn to have what’s on the other side? Do...
Episode 121: A Strategy for RMDs
December 27, 2019 06:00 - 28 minutes - 66.3 MBIn this episode, we ask: What is a Required Minimum Distribution (RMDs)? What happened when you put your income into the deferred tax account? How will the tax be paid? When will the tax be paid? What is built into the Internal Revenue Code? When do Required Minimum Distributions become payable? What about age 70.5?...
Episode 120: Are You Investing and Banking at Retail Prices?
December 20, 2019 06:00 - 28 minutes - 64.4 MBIn this episode, we ask: Are you ready? What is the most wonderful shopping season? Would you like to retire right now? What is it we’re talking about when we talk about money? Can you meet your life goals without money? Should we put money in the stock market and wait? What are taxes going...
Episode 119: Building Wealth That Leads to the Blissful Life with Moneeka Sawyer
December 13, 2019 06:00 - 36 minutes - 84.6 MBIn this episode, we ask: Do you remember what happened in 2008? What did JAMA say about “Wealth Shock”? Who is Moneeka Sawyer? How does Moneeka manage a multimillion dollar business? How does Moneeka choose bliss? What did Moneeka experience as a very young person? How did Moneeka breakthrough? What did Moneeka learn from her...
Episode 118: How to Triple Your Net Worth Building Real Wealth with Dan Proskauer and Alan Eckstrand
December 06, 2019 06:00 - 41 minutes - 94.5 MBIn this episode, we ask: Who is Dan Proskauer? How did Dan triple his net worth? How long has it taken Dan to triple his net worth? How many years has Dan been keeping up with his net worth in Quicken? What was the first thing that Dan did with his policy? How many Bank on...
Episode 117: The Billionaire’s Secret – Is Giving The Key to Wealth?
November 29, 2019 06:00 - 25 minutes - 58.7 MBIn this episode, we ask: Is it better to give than to receive? What drives us to help others? Are we hard wired to be selfish? Why do we take care of the most vulnerable? How might we cooperate? Are we only out for survival? Why does it feel so good to help other people?...
Episode 116: Your Journey of Financial Independence
November 22, 2019 06:00 - 26 minutes - 61.2 MBIn this episode, we ask: Are you so thankful for Holly? Have you seen Pamela Yellen’s new book, Rescue Your Retirement? If you leave us a review on iTunes and send a screenshot of your review to [email protected], we’ll send you a copy of the book for free! (December 31, 2019 is the deadline for...
Episode 115: When Should I Take My Social Security? with Brian Minier
November 15, 2019 06:00 - 38 minutes - 88.8 MB**CORRECTION – in the episode we state that 85% of your benefit is taxed. To clarify, 85% of your Social Security can be exposed to taxation at whatever your tax rate is. For example if your Social Security monthly benefit is $1000/mo, $850/mo of that would be exposed to your tax rate, (which might be 20%...
Episode 114: The 8 Rules for Bank on Yourself® with Jim Conrad
November 08, 2019 06:00 - 41 minutes - 94.2 MBIn this episode, we ask: Who is Jim Conrad? Would you like a FREE copy of Pamela Yellen’s new book, Rescue Your Retirement? Send us a screenshot of your new iTunes review to [email protected], and we’ll send you a copy of the book! What can you do with a dollar? What are the 8 rules...
Episode 113: Nightmare Scenarios with Amanda Neely
November 01, 2019 06:00 - 40 minutes - 92.3 MBIn this episode, we ask: Do you ever spin out into the “WHAT IF…” conversations? What happens to Bank on Yourself type policies when the world ends? Is it the end of the world as we know it? Would you like Pamela Yellen’s latest book, Rescue Your Retirement? Would you like to write us a...
Episode 112: Six Spooky Goblins In Your Money
October 25, 2019 06:00 - 29 minutes - 66.9 MBIn this episode, we ask: Would you like a copy of Pamela Yellen’s latest book? Schedule a Meeting with us! What special announcement does Holly have to share? Would you like more treats and less tricks? What is the first goblin? What does $135K in retirement accounts lead to in income? Can you live on...
Episode 111: Should I Do a Bank On Yourself® type Whole Life Insurance Policy or a Roth IRA?
October 18, 2019 06:00 - 43 minutes - 101 MBIn this episode, we ask: What has Amanda learned as a sample of one? Who are Brandon and Amanda Neely? What is Mark’s relationship with Brandon and Amanda? If we did something different, what would the results be? Would you like to follow along with the numbers? (See tables below) Would you like to watch...
Episode 110: [Mythbusters] Wait! Did I Just Pay For This Twice?
October 11, 2019 05:00 - 32 minutes - 75.2 MBIn this episode, we ask: Would you like to leave us a review? Do you experience panic moments? Have you ever felt panic around a policy loan? Have you heard Episode 34? How exactly does a policy work? Would you like to discuss this with us? What happens when you take the first loan out?...
Episode 109: How to Become Your Business’ Line of Credit (and Beat your Competition) with Scott Plamondon
October 04, 2019 06:00 - 39 minutes - 91.1 MBIn this episode, we ask: Has your crystal ball come in the mail yet? Do you have a line of credit? Do you have a business collateralized loan? Who is Scott Plamondon? Have you heard the Grandma’s Wealth Wisdom podcast with Brandon and Amanda Neely? When did Scott join the Air Force? When did Scott...
Episode 108: [Toolbox] How the Sunk Cost Fallacy Messes with You
September 27, 2019 06:00 - 33 minutes - 76.1 MBIn this episode, we ask: What is the sunk cost fallacy? What is loss aversion? What is the status quo? Are you knee-deep in something? What did Christopher Olivola say? Do you ever sit through a movie you don’t like? Do you ever finish a low quality book? What did the Journal of Behavioral decision...
Episode 107: Adventures in Financial Planning with Tim Austin, Part 2
September 20, 2019 06:00 - 35 minutes - 82.3 MBIn this episode, we ask: What are the four categories? Have you taken an inventory of your life? What are the potential places to improve? Are you taking advantage of all opportunities in tax savings? What can you do to control your cash flow on a monthly basis toward how you’re paying off debt? Can...
Episode 106: Adventures in Financial Planning with Tim Austin, Part 1
September 13, 2019 06:00 - 37 minutes - 86.1 MBIn this episode, we ask: Who is Tim Austin? When did Tim start learning about money? When did Tim become a financial advisor? What did Tim learn from his dad? What did Tim learn from his grandmother? What did Tim have to tell his grandmother? What is the 10/10/10 rule? What are orphan clients? What...