Not Your Average Financial Podcast™ artwork

Not Your Average Financial Podcast™

356 episodes - English - Latest episode: 20 days ago - ★★★★★ - 119 ratings

Think different about your money, your economy and your future. Be curious. Be stable. Be sane.

Business Society & Culture
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Episodes

Episode 205: Bank on Yourself® Type Whole Life Insurance Policy Loans vs. Everything Else, Round One

August 06, 2021 06:00 - 33 minutes - 30.6 MB

In this episode, we ask: Have you subscribed to this podcast yet? What did Patrick Henry say? Does where you keep money matter? Does where you keep your debt matter? What happens when you are in debt? How many Americans carry credit card debt? What about all other types of debt? What did the Federal...

Episode 204: Real Stories from Real People

July 30, 2021 06:00 - 27 minutes - 25.2 MB

In this episode, we ask: What have you been able to do because of your Bank on Yourself® type whole life insurance policy? What about Ryan’s story? What about Jessica’s story? What about Frank’s story? What about Krisstina’s story? Would you like to join us on the Not Your Average Financial Community at notyouraverage.mn.co?

Episode 203: What If I Can’t Pay the Premiums?

July 23, 2021 06:00 - 30 minutes - 28.3 MB

In this episode, we ask: When did you start something really big? What are the options? What is the myth? What are the strategies? How is whole life insurance like a mortgage? What about bills? How is whole life insurance like real estate? What about savings? How can this benefit you in good times? What happens...

Episode 202: Hot Tea with Marilyn Blosser

July 16, 2021 06:00 - 36 minutes - 33.1 MB

In this episode, we ask: Who is resilient? Who is Marilyn Blosser? How did Marilyn get into financial services? What about the federal government’s mandate to hire women in the insurance industry? What about a stable salary? What about commissions only? What about a subsidy? What about an unlimited income potential? What about working from...

Episode 201: The Five Stages of Business Growth with Brett Gilliland

July 09, 2021 06:00 - 34 minutes - 31.3 MB

In this episode, we ask: What about the hero’s journey? What about the predictable stages of business growth? Who is Brett Gilliland? What about predictable growing pains for the seven figures business? What about the start up phase until the first million? What do people need to do? What new stuff is there to learn?...

Episode 200: The Question is the Answer

July 02, 2021 06:00 - 32 minutes - 29.7 MB

In this episode, we ask: What about Socrates? What did he say? What about drawing out? What about the socratic method? What’s the process? What about financial professionals? What about asking interesting questions? What about asking good questions? What about Dale Carnegie? What are the six types of questions that Socrates posed? What about clarifying...

Episode 199: Buy. Borrow. Die. …Pay Zero in Tax?

June 25, 2021 06:00 - 40 minutes - 37 MB

In this episode, we ask: How do the .001% navigate their taxes legally? What about the ProPublica report? How do they legally pay a tiny fraction of their fortunes in taxes? What was your reaction to this news? As your income rises, do you pay more in taxes? Under current law, what is the highest...

Episode 198: Live Your Best Life (Insurance)

June 18, 2021 06:00 - 29 minutes - 26.9 MB

In this episode, we ask: Would you like to hear this letter? Would you like to download the letter? Subscribe to our email, and get the letter FREE. What is your job to do on this earth? What is the meaning of life? Do you have a mission greater than yourself? Who is responsible? What...

Episode 197: How is Guaranteed Growth Possible?

June 11, 2021 06:00 - 25 minutes - 23.7 MB

In this episode, we ask: What about Silly Putty? What about accidental inventions? What about the wheel? What about the axle? What about the power of leverage? What about access? What about cash value? What about a contract? What about Bank on Yourself® type whole life insurance contracts?  What about Episode 195 and Episode 196? How...

Episode 196: The Rate of Return of Certainty

June 04, 2021 06:00 - 31 minutes - 29 MB

In this episode, we ask: Does the rate of return matter? What article did Les McGuire write? What about a road test? What about real economic analysis? What is the meaning of the word economy? What about the science of scarcity? What about the consequences? What is the free market economy built upon? How is...

Episode 195: How to Write a Contract with Your Future

May 28, 2021 06:00 - 45 minutes - 41.5 MB

In this episode, we ask: Can you imagine writing a contract with your future? Would you like to hear the live webinar that Mark did for Jay Helm’s W2 Capitalist group? What are the two universal laws? What about gravity? What about entropy? What about division? What are the risks? What about unexpected financial responsibilities?...

Episode 194: [Toolbox] Use The Volatility Buffer Against Market Madness

May 21, 2021 06:00 - 24 minutes - 22.3 MB

In this episode, we ask: What is the goal of climbing a mountain? Who was the first person to successfully climb Mount Everest? What about coming down the mountain? What about a sherpa? What about compensation based on AUM? What is the volatility buffer? What about when all of the money is tied up in...

Episode 193: The 8 Biggest Mistakes You Make When You Bank On Yourself® with Jim Conrad

May 14, 2021 05:00 - 39 minutes - 36.1 MB

In this episode, we ask: Is it possible to mess up a Bank on Yourself® type whole life insurance policy? Is it possible to mess up a microwave? Would you like to ask your own questions? Would you like to join us on the Not Your Average Financial Community? Who is Jim Conrad? What about...

Episode 192: Can I Bank on Yourself® Outside of the United States? with Stephen Devlin from Canada

May 07, 2021 06:00 - 38 minutes - 35.5 MB

In this episode, we ask: What about courage? What about taking big leaps? Who is Stephen Devlin? Do you live outside of the U.S.? Have you ever jumped out of an airplane? How did Stephen’s life change? Why did Stephen become a Bank on Yourself® professional in Vancouver, Canada? What happened to Stephen’s business in...

Episode 191: Ask Me Anything

April 30, 2021 06:00 - 27 minutes - 25.5 MB

In this episode, we ask: Would you like to hear our Q&A? Can I do a one time lump sum without recurring premium on a key man whole life dividend paying policy? Would you like to hear Episode 174? How do you give your older kids the high level overview of financial education… telling them...

Episode 190: The Ninja Belts of Bank on Yourself®

April 23, 2021 06:00 - 41 minutes - 37.6 MB

In this episode, we ask: What strategies are you excited about? What about being a newbie? Would you like to hear a ninja belt metaphor? What is the white belt? What about saving from cash flow? What about monthly premiums? What do you learn in karate? How many moves are you making in your monthly...

Episode 189: Bank On Yourself® and MMA, How to Bully-Proof Your Money

April 16, 2021 06:00 - 20 minutes - 18.5 MB

In this episode, we ask: Do you practice MMA? How could you bully-proof your money? What is the first stance? Are you willing and ready to learn? Do you have an open mind? Are you able to be attentive? Do you show up? What is the second stance? How might you replace your bad habits...

Episode 188: The Founder of Bank On Yourself®, Pamela Yellen

April 09, 2021 06:00 - 52 minutes - 48.3 MB

In this episode, we ask: Who is Pamela Yellen? What about Pamela’s articles and books? What did Pamela learn from experience? What did Pamela investigate? How does Pamela remember her mission? What about Dave Ramsey and Suze Orman? What is real education? What is infotainment? Has conventional financial wisdom worked? How many actually have financial...

Episode 187: What is a Term to Whole Life Conversion?

April 02, 2021 06:00 - 28 minutes - 26 MB

In this episode, we ask: Did you know that you can convert certain term life insurance policies to whole life without having to prove that you are in good health? What about renting? What about owning? What about the cost? Why are whole life premiums higher than term life premiums? Is whole life insurance way...

Episode 186: Thou Shall Prosper with Rabbi Daniel Lapin

March 26, 2021 06:00 - 37 minutes - 34.1 MB

In this episode, we ask: Who has their hand on the steering wheel of life? Who is Rabbi Daniel Lapin? What was his most important journey? Who tends to be disproportionally good with money? What did William Wordsworth say? What about entropy? Is chaos the order of things? What about building? Are you taking care...

Episode 185: Flipping America with Roger Blankenship

March 19, 2021 06:00 - 37 minutes - 34.5 MB

In this episode, we ask: How do you know if you’re a leader? Who is Roger Blankenship? What is the Flipping America Network? Would you like to visit rogerblankenship.com? How BIG is Roger? What’s Roger’s story? What about real estate? What does Roger want to do before he quits? What about really wanting to do...

Episode 184: Rewirement and Risks to Retiring in 2021 with Jamie Hopkins

March 12, 2021 06:00 - 46 minutes - 42.9 MB

In this episode, we ask: Have you ever seen the show, American Ninja Warrior? What about a finite amount of cash? Who is Jamie Hopkins? What are some of Jamie’s earliest experiences with money? What about the risks of retirement? What about Jamie’s new book, Rewirement? What about longevity? What about the unknown time horizon?...

Episode 183: What About Bank On Yourself® and Bitcoin?

March 05, 2021 06:00 - 39 minutes - 35.8 MB

In this episode, we ask: Do you remember your MySpace password? Do you have your bank password somewhere for your kids and grandkids to find? Who is Stefan Thomas? How did he lose so much Bitcoin? What are the risks? Does Bitcoin have value? Is crypto a way to safeguard wealth? What’s to love? What...

Episode 182: The Mindset of a Real Estate Investor with Steve Rozenberg

February 26, 2021 06:00 - 32 minutes - 29.4 MB

In this episode, we ask: Who is Steve Rozenberg? What was dinner like for Steve growing up? What changed for Steve around 9/11? What about real estate? What did Steve learn? What about property management? What about mindset and real estate investing? What’s happening to the airlines? Who owns the airplanes? What happens when the...

Episode 181: Real Estate Tax Problems with Brett Swarts

February 19, 2021 06:00 - 36 minutes - 33.2 MB

In this episode, we ask: What will you do with highly appreciated real estate? Who has tax problems? Is this just another 1031 exchange podcast? Who is Brett Swarts? What is a capital gains tax deferral strategy? What is a deferred sales trust? What about optimal timing? What about capital gains tax on real estate?...

Episode 180: If You’re Playing the Wall Street Game: STOP!

February 12, 2021 06:00 - 34 minutes - 31.2 MB

In this episode, we ask: What is going on in the market? What happened to the fundamentals? What determines the price of a company? What about the present value of future dividends? Is this a simple world? Are we all playing the same game? What are the cracks in the system? Is there an unfair...

Episode 179: Join the Not Your Average Financial Revolution

February 05, 2021 06:00 - 32 minutes - 29.8 MB

In this episode, we ask: How many conversations have you had with your family and friends about money? Do very few of us raise the topic of finances? Is money a taboo subject? What about the Not Your Average Financial Community? Who is Gina Bianchini? What is Gina’s story? What about Gina’s dinner table? What is...

Episode 178: Tax-Free Wealth with Tom Wheelwright

January 29, 2021 06:00 - 40 minutes - 36.6 MB

In this episode we ask: Who is Tom Wheelwright? Have you read his book, Tax Free Wealth? Would you like to hear his podcast? What was Tom’s childhood like? Where did Tom first learn about money? What was one of Tom’s first jobs? What did Tom learn about rental property? With whom does Tom work?...

Episode 177: Your Life Insurance Business Line of Credit with Sarry Ibrahim

January 22, 2021 06:00 - 28 minutes - 26.5 MB

In this episode, we ask: Are you a business owner? Who is Sarry Ibrahim? How can Bank on Yourself® type life insurance policies be used for business purposes? What about employee retention? What about cash reserves? Is your business sellable? What about a key person? How could you design this for business? How long can...

Episode 176: Annuities vs. Everything Else

January 15, 2021 06:00 - 39 minutes - 36.4 MB

In this episode, we ask: What are people saying about annuities? What about supplemental income strategies for retirement? Should alternative income strategies be used in retirement? What about rental income? What about rental income in a pandemic? Is your rental property your annuity? How is this working out? What about Moody’s analytics? How many renters...

Episode 175: Five Surprising Benefits of Lifetime Income

January 08, 2021 06:00 - 27 minutes - 25.6 MB

In this episode, we ask: How would you like to be paid every single day for the rest of your life? What are the surprising benefits of life time income? What about risk for retirees? What about longevity? Will you live and live and live? What about an annuity? Did he just say the A-word?...

Episode 174: Life Insurance on Your Kids

January 01, 2021 06:00 - 44 minutes - 40.5 MB

In this episode, we ask: Can you imagine yourself in a forest? Why in the world would we have life insurance on a young child? What about life insurance on grandchildren? What about annual premium? What about 20-year-old policies? What’s an example? What about compounding growth? What about the time value of money? What about...

Episode 173: Am I Too Old for Bank on Yourself®? Part 2

December 25, 2020 06:00 - 24 minutes - 22.2 MB

In this episode, we ask: Did you hear Part 1 in last week’s episode, Episode 172? What about Bank on Yourself® for seniors? What about long term care? Can an 85-year-old get life insurance? What about examples? How do lump sum premiums work? What about riders? What about growth? What about guaranteed values? What about...

Episode 172: Am I Too Old for Bank on Yourself®?

December 18, 2020 06:00 - 28 minutes - 25.9 MB

In this episode, we ask: Have you ever seen the movie, The Little Shop of Horrors? Are you working because you want to or because you must? What about running out of money? What about death? What about pensions? What about 401(k)s? What about health problems? What about life savings? What about social security? Can one...

Episode 171: Unemployment, Post-COVID with Nicole Martin and Katie Cummins

December 11, 2020 06:00 - 35 minutes - 32.2 MB

In this episode, we ask: Are you unemployed? Are you faced with challenges, as a business owner? Who is Nicole Martin? Who is Katie Cummins? What about leadership? What about shared leadership? What ingredients do you have to put on the table? What’s the state of our current employment landscape? What’s the biggest competition? What happened...

Episode 170: Sick of Health Insurance? Here’s an alternative with Joel Noble and Samaritan Ministries

December 04, 2020 06:00 - 40 minutes - 37.2 MB

In this episode, we ask: What’s one of the top reasons people go broke? Who is Joel Noble? How does Joel define leadership? What is Samaritan ministries? What is a “non-insurance” way to meet medical needs? What about the ongoing crisis in medical needs? What is the cost of health coverage for most families? What...

Episode 169: How to Give Double to Your Favorite Charity, Without Any More Out of Pocket!

November 27, 2020 06:00 - 47 minutes - 86.7 MB

In this episode, we ask: Have you wished you could give more? How might you leave a substantial legacy? How might your gifts affect generations? Who is Mark Willis? Would you like to have a meeting regarding charitable giving? Would you like to book a meeting with Mark at lakegrowth.com/schedule to discuss? What about old...

Episode 168: Robert Farrington, the College Investor

November 20, 2020 06:00 - 35 minutes - 82 MB

In this episode, we ask: What’s the number one thing in your financial life? What is the moment that compounding can work for you? Would you like to work with Mark? Learn more and apply at bit.ly/worklg How much student debt is there? How did Robert earn his first dollar? How did Robert’s article get...

Episode 167: Don’t Worry, Retire Happy with Tom Hegna

November 13, 2020 06:00 - 28 minutes - 64.8 MB

In this episode, we ask: Who is Tom Hegna? What was Tom taught at a young age? What about savings? What about a Math Party? What’s the problem? What needs to change? What does retirement mean for Tom? Are you getting any younger? Can you take any of it with you? What does Tom think...

Episode 166: Sean Morrissey is Landlording for Life

November 06, 2020 06:00 - 35 minutes - 64.8 MB

In this episode, we ask: When was your moment? Who is Sean Morrissey? Have you heard the podcast Landlording for Life? Who is Sean leading? What about buy and hold real estate? What is leading with lifestyle? What does financial freedom mean for Sean? What happened when banks lowered the line of credit? What happened...

Episode 165: Combining Bank on Yourself® with Profit First

October 30, 2020 06:00 - 44 minutes - 102 MB

In this episode, we ask: Would you like to work with us? Visit bit.ly/worklg Is this your moment? Would you like to learn how to combine the Bank on Yourself® strategy with Profit First? Who are Brandon and Amanda Neely? Can you build the wealth you really want? What’s Amanda and Brandon’s story? How many...

Episode 164: From the Unthinkable to the Obvious

October 23, 2020 06:00 - 34 minutes - 62.5 MB

In this episode, we ask: We are hiring! Want to work with us? http://bit.ly/worklg Does it sound absurd? How is this possible? What is Overton’s window? What are the six steps? What are the limits and the range? What about mad libs? What about farmers? How did the idea of taxes begin to change? What about...

Episode 163: Why Banks Need Insurance Companies with Kevin Greer

October 16, 2020 06:00 - 33 minutes - 76.1 MB

In this episode, we ask: Would you like to be the owner? What about assets? Who is Kevin Greer? Who works with Kevin? What’s the craziest thing Kevin’s seen? What about families inheriting properties? What about estates and life insurance death benefits? How does Kevin acquire properties for BankFinancial? What’s the big difference for a...

Episode 162: Real Estate Investing and Bank on Yourself® with Lane Kawaoka

October 09, 2020 06:00 - 29 minutes - 67.3 MB

In this episode, we ask: Who is Lane Kawaoka? How did Lane start his portfolio? What does Lane like to purchase? What about “recession resistant” properties? Why did Lane choose real estate? What is Lane’s opportunity fund? What about litigation protection? How does that work in each state? What about retirement plans or qualified money? What...

Episode 161: Bank on Yourself® and Real Estate Investing

October 02, 2020 06:00 - 39 minutes - 35.9 MB

In this episode, we ask: Would you like to hear a LIVE workshop Mark did with Roger Blankenship of the Flipping America Real Estate Investment Association? Who has the deal funding power? Is it possible to cut out mortgage companies? What was the biggest wake up call of Mark’s adult life? What are the three strategies...

Episode 160: Why Work with a Bank on Yourself® Professional? Part 2

September 25, 2020 06:00 - 35 minutes - 81.9 MB

In this episode, we ask: What is the history of Bank on Yourself®? What did Nelson Nash find with the Infinite Banking Concept? How was Nelson an evangelist? What’s the issue with the IBC meaning? What standards are in place around the Infinite Banking Concept? What did Pamela Yellen learn? What does Pamela write on...

Episode 159: Why Work with a Bank On Yourself® Professional?

September 18, 2020 06:00 - 31 minutes - 72.1 MB

In this episode, we ask: What do you call a … ? Are all financial professionals right for your needs? How many designations and credentials are available for financial professionals? What about the CPA? What about the CFA? What about enrolled agents? What about the CFP®? What about Mark’s CFP®? What about a generalist designation?...

Episode 158: Bank on Yourself®: What’s in it for Insurance Companies? with Matt Berman

September 11, 2020 06:00 - 45 minutes - 103 MB

In this episode, we ask: Why would insurance companies offer the products for Bank on Yourself® whole life insurance type policies? Who is Matt Berman? What is Foresters Life Insurance and Annuity Company? How is a member different than a customer? What is a fraternal benefit society? How is the Foresters experience different than a...

Episode 157: I Love Leverage! I Love Liquidity! with Matt Shanlian

September 04, 2020 06:00 - 42 minutes - 96.3 MB

In this episode, we ask: What if some information changed the trajectory of your life? What if you knew? What about your family? Who is Matt Shanlian, and what does he do everyday? What is happening with this pandemic? What happened with the mortgage marketplace? What happened with Fannie and Freddie? Are the lenders busy?...

Episode 156: Blind Spots and Holy Grails

August 28, 2020 06:00 - 24 minutes - 55.8 MB

In this episode, we ask: Any T.S. Elliot fans? What would happen if…? What issues do you want to change? Why is it hard? Do you have your scuba gear? What about the word “sin”? Why do we miss a target? What about the “perfect” filter? What about King Arthur and the knights of the...

Guests

Chris Prefontaine
2 Episodes
Gene Guarino
1 Episode
Jordan Goodman
1 Episode
Mark Podolsky
1 Episode
Michael Kitces
1 Episode
Paul Moore
1 Episode