Not Your Average Financial Podcast™
356 episodes - English - Latest episode: 20 days ago - ★★★★★ - 119 ratingsThink different about your money, your economy and your future. Be curious. Be stable. Be sane.
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Episodes
Episode 105: Your Family Is Your Greatest Asset, Part 2
September 06, 2019 06:00 - 29 minutes - 66.5 MBIn this episode, we ask: Would you like to join us LIVE on Saturday, September 7, 2019 at 1PM-2PM Central Time? Register Now! Do most Americans have savings? Have you heard Episode 84? What is the government going to do with the national debt? What mostly interests most financial planners? Where can you put money?...
Episode 104: The Family is Your Greatest Asset, Part 1
August 30, 2019 06:00 - 29 minutes - 68.4 MBIn this episode, we ask: Would you like to join us LIVE on Saturday, September 7, 2019 at 1PM-2PM Central Time? Register Now! Is it best to Buy Term and Invest the Rest? Would you like to fill out our feedback survey? What is the greatest asset in your portfolio? How has your family structure...
Episode 103: The Family Prosperity Index with Scott Moody and Wendy Warhcolik
August 23, 2019 06:00 - 38 minutes - 87.6 MBWould you like to join us on our live show on September 7, 2019 at 1PM Central Time? (See details below) Would you like to take our 90-second survey? Who is Wendy Warhcolik? Who is Scott Moody? How did Scott and Wendy meet? What inspired the Family Prosperity Index? What is your state’s tax burden?...
Episode 102: Keeping Up with the Rockefellers: The Family Office Concept
August 16, 2019 06:00 - 33 minutes - 37.6 MBIn this episode, we ask: Would you like to join us for a live show on Saturday, September 7, 2019 1PM Central Time? See connection details below! Would you like to take our 90-second survey? Have you engaged estate planning? What does an estate plan do? What do you want to pass on? Have you...
Episode 101: 4 Tips for Teaching Your Kids About Money
August 09, 2019 06:00 - 31 minutes - 72 MBIn this episode, we ask: How might we teach our kids about money? How many adults received financial education from their parents? What was Holly’s experience in childhood? What was Mark’s early experience with money? Why are parents overly secretive about money? What was the public school system designed to do? How might you break...
Episode 100: A Not Your Average SPECIAL SHOW!
August 02, 2019 06:00 - 34 minutes - 79.1 MBIn this episode, we ask: How might we say thank you? Do you know how highly we recommend our producer, Larry Fleming? What were the origins of Lake Growth Financial Services? How did the podcast come about? What makes this podcast so much better than an email full of answers? What’s your favorite episode? What...
Episode 99: Why You Should Define Your Fears Instead of Your Goals
July 26, 2019 06:00 - 32 minutes - 74.3 MBIn this episode, we ask: Have you heard of fear setting (instead of goal setting)? Is emotional reactivity a helpful financial strategy? Are you white knuckling the financial rollercoaster? What did Seneca the Younger say? What if there was a benefit to suffering in our imagination? What if there is courage to exploring your own...
Episode 98: Ryan Fleming – The College Funding Crisis is a Retirement Issue
July 19, 2019 06:00 - 35 minutes - 82.4 MBIn this episode, we ask: How does college funding relate to retirement? What’s Ryan’s story? How much do we have in student debt? What are the increases on tuition and fees? Can paychecks keep up with the costs? What happens if things don’t turn out as planned for a student? Is college worth it? What...
Episode 97: Retirement Roundup! 50% of Americans Are Making This Mistake…
July 12, 2019 06:00 - 33 minutes - 75.6 MBIn this episode, we ask: What does this podcast mean to you? Let us know by leaving us a message and we may include it on our 100th episode! Have you visited speakpipe.com/nyafp? Leave us your answer, in your own words, in an audio message? Please record yours before 5PM CT July 15! What did...
Episode 96: Becoming Your Own Banker, A Tribute to Nelson Nash, Part 2
July 05, 2019 06:00 - 34 minutes - 79.3 MBIn this episode, we ask: Are you willing to leave us an audio message, for our upcoming Episode 100? What’s occurred to you since listening to our podcast? What has this podcast meant to you so far? Would you be willing to leave us an audio message? Have you ever wondered how profitable banks are?...
Episode 95: Think Long Range! A Tribute to Nelson Nash, Part 1
June 28, 2019 06:00 - 35 minutes - 80.1 MBIn this episode, we ask: Can you believe it? What’s changed for you since listening to our podcast? What has this podcast meant to you so far? Would you be willing to leave us an audio message? Who was Nelson Nash? Have you read Nelson’s book, Becoming Your Own Banker? Would you like to read Becoming...
Episode 94: Krisstina Wise, Millionaire Money Coach
June 21, 2019 06:00 - 40 minutes - 91.9 MBIn this episode, we ask: What is Krisstina Wise’s story? What did Krisstina learn from Real Estate? Is there a ceiling to income? What happens when people make a lot of income but are consistently broke? What is more fun that making money? What did Krisstina learn from a medical emergency? What is Krisstina’s philosophy...
Episode 93: [Great Problems] Can I Put A Lump Sum into A Policy? Part 2
June 14, 2019 06:00 - 40 minutes - 93 MBIn this episode, we ask: Do you have giant piles of cash? What are the six circumstances? Did you listen to Part 1, Episode 92? What is the answer to last episodes cliffhanger, the third unique way? What is a single premium policy that allows you to add more money after the initial premium? What...
Episode 92: [Great Problems] Can I Put A Lump Sum into a Policy? Part 1
June 07, 2019 06:00 - 30 minutes - 69.5 MBIn this episode, we ask: What are the six major reasons why people put lump sumps into Bank on Yourself type policies? What about paying off debt? What is the debt snow bank method? What about finding a new place for your safe money to live? What about an instant inheritance? What about protecting from...
Episode 91: [Great Problems] Giant Piles of Cash – Single Premium Solution
May 31, 2019 06:00 - 31 minutes - 71.3 MBIn this episode, we ask: Can you say ca-ching? What are the risks of a giant pile of cash? What are the four key challenges facing all savers today? What about the low interest rate environment? Have you been successful in saving for retirement? What is a required minimum distribution? How do we pay for...
Episode 90: [Great Problems] Turning a Windfall or Lump Sum into Income for Life
May 24, 2019 06:00 - 35 minutes - 81 MBIn this episode, we ask: Which would you prefer? Do you like golf? What financial products can you blend or couple together for amazing outcomes? Where is your “hole in one”? What is a Single Premium Immediate Annuity? What is a strategy for leveraging lump sums? Have you heard Episode 80? Can you rollover money...
Episode 89: Get Bigger Pockets with Paul Moore
May 17, 2019 06:00 - 35 minutes - 80.5 MBIn this episode, we ask: Who is Paul Moore? What happened with Paul in December 2007? How did Paul GIVE his way out of debt? When did Paul get into real estate? How can you activate a 2.5x multiplier effect on a property? What is the power of commercial real estate? What about mobile home...
Episode 88: Money Answers with Jordan Goodman
May 10, 2019 06:00 - 30 minutes - 69.1 MBIn this episode, we ask: Who is Jordan Goodman? Where is financial education? How do people behave around the stock market? What happens with debt? What incentives are there to save? Is debt fueling the economy? What has changed with the new tax law? What books has Jordan written? How do we refinance car loans?...
Episode 87: How to Get Wealthy While Paying Your Taxes, Part 2
May 03, 2019 06:00 - 24 minutes - 56.4 MBIn this episode, we ask: What is the greatest wealth building opportunity while paying taxes? Do you get a tax refund each year? Have you listened to Part 1, Episode 86? Is your cash accessible? Do you have the flexibility with a repayment schedule? What happens if you don’t pay a life insurance policy loan...
Episode 86: How to Get Wealthy While Paying Your Taxes, Part 1
April 26, 2019 06:00 - 24 minutes - 56 MBIn this episode, we ask: How about peace, sanity and satisfaction? How do you pay your taxes? After you’ve cut down your obligation, what then? When did withholding start? What are all of the ways you can pay for something? What is opportunity cost? See Episode 13 How much do you truly pay in taxes?...
Episode 85: The Tax Sale of A Lifetime
April 19, 2019 06:00 - 38 minutes - 89.2 MBIn this episode, we ask: What do you think about where taxes are headed in the future? What does the society of actuaries say? What does “tax deferred” mean? Does it matter if you take taxes out now or later? How much of your retirement account will be there for income in retirement? What does...
Episode 84: The Past, Present and Future of Paying Your Taxes
April 12, 2019 06:00 - 24 minutes - 56 MBIn this episode, we ask: What does THEIRS stand for? When did the income tax begin in the U.S.? Why was the income tax established? How can you save taxes legally? What can you do? What options do you have? Are taxes currently high or low? What were the tax brackets in 1929? in 1940?...
Episode 83: How to Maximize Your Retirement Income
April 05, 2019 06:00 - 32 minutes - 75.2 MBIn this episode, we ask: How much peace and financial stability can you have? How do oceans and rivers work together? How do we benefit from systems? Are annuities good for liquid access? How can we solve immediate cash needs? Where could you possibly keep an OCEAN OF MONEY? How does a Bank on Yourself...
Episode 82: How to Give Yourself a Pay Raise in Your Retirement
March 29, 2019 06:00 - 30 minutes - 70.4 MBIn this episode, we ask: What is the goal or function of your money? What is important for your money for you? What do you want your money to do for your children and your legacy? What is a Fixed Indexed Annuity with an Income Rider? Have you heard Episode 23? How much went into Fixed...
Episode 81: Why They’re Wrong About Annuities and 8 Ways Annuities Pay
March 22, 2019 06:00 - 37 minutes - 40.6 MBIn this episode, we ask: What did the MarketWatch article say about annuities? How are annuities related to the market? How are annuities related to the insurance industry? What is a Fixed Indexed Annuity (FIA)? What are the additional benefits? What’s the term on an annuity? How can you learn more about annuities? What are...
Episode 80: Even If You Run Out of Money… Never Run Out of Income.
March 15, 2019 06:00 - 28 minutes - 65.8 MBIn this episode, we ask: Is it a good idea to purchase an annuity? What did Barron’s say about annuities? What changes do newer annuities offer? Can a younger person purchase an annuity? What did Jack Bogle say? Are you ready for jargon? What is an immediate annuity? What did Mark see at the Oriental...
Episode 79: The Hidden Problems of Living Too Long
March 08, 2019 06:00 - 26 minutes - 60.3 MBIn this episode, we ask: What is a necessary risk? What is an unnecessary risk? Do you need a side hustle? How do we manage risk? Where do we need to go from here? What is FINRA? What are the 21 categories of risk from FINRA? What are the two types of risk? What is...
Episode 78: What’s So Secure About Social Security with Bill Rainaldi, CFP®
March 01, 2019 06:00 - 37 minutes - 85.1 MBIn this episode, we ask: Who is Bill Rainaldi? What is Social Security? When was it started? How much of your income is withheld from your pay for Social Security? How does Medicare factor in? What is the average Social Security income? Can you rely on Social Security in retirement? How long do you have to work...
Episode 77: 10 Ways to Develop Streams of Passive Income That Won’t Run Dry
February 22, 2019 06:00 - 31 minutes - 71.8 MBIn this episode, we ask: What are people saying? What is the purpose of having multiple streams of income? How can you get income with Real Estate? What are REIT dividends? What are the advantages and disadvantages with REIT dividends? What about rental income? What are private equity funds? What about becoming a shareholder in...
Episode 76: 16 Streams of Passive Income with Ryan Reger
February 15, 2019 06:00 - 33 minutes - 76.8 MBIn this episode, we ask: Have you ever considered having 16 streams of income? Who is Ryan Reger? What are his income streams? What tool does Ryan use for productivity? Is passive income common? Where should someone start? What can someone do who doesn’t have a passion or skill? What are the things you can...
Episode 75: Dave Ramsey’s Debt Snowball Method or the Debt Snow-Bank method?
February 08, 2019 06:00 - 33 minutes - 36 MBIn this episode, we ask: What are people saying? Would you like a free book? What about debt? What is Dave Ramsey’s debt snowball method? How much can you squeeze your lifestyle down to? What is the debt avalanche method? What is the best course of action? What is the debt Snow-Bank method? Is it...
Episode 75: Dave Ramsey’s Debt Snowball Method or The Debt SnowBank Method™?
February 08, 2019 06:00 - 33 minutes - 36 MBIn this episode, we ask: What are people saying? Would you like a free book? What about debt? What is Dave Ramsey’s debt snowball method? How much can you squeeze your lifestyle down to? What is the debt avalanche method? What is the best course of action? What is The Debt SnowBank Method™? Is it...
Episode 74: Dave Ramsey v. Pamela Yellen, A Bank on Yourself Battle Royale
February 01, 2019 06:00 - 31 minutes - 71.6 MBIn this episode, we ask: What are Dave Ramsey’s major complaints about Whole Life Insurance? What does Dave Ramsey’s website say about term insurance? What is term insurance worth? How do you get the value in term insurance? What is the rate of return you can actually get in the marketplace? Does Dave Ramsey compare...
Episode 73: OK, Dave Ramsey, You’re Right. “Whole Life Stinks…”
January 25, 2019 06:00 - 25 minutes - 58.5 MBIn this episode, we ask: What are people saying? Would you like to leave us a review on iTunes? Do you have ideas for future episodes? Does whole life insurance insurance stink? Is “buy term and invest the difference” a better idea? Why are high commissions a problem? What are the alternatives? How much will...
Episode 72: The Seven Baby Steps and the Dave Ramsey Gospel
January 18, 2019 06:00 - 37 minutes - 85 MBIn this episode, we ask: Have you heard about the Seven Baby Steps? How does Dave Ramsey forego logic? Who sponsors Dave Ramsey? Are annuities worth Dave Ramsey’s disgust face? Why does Dave Ramsey’s advice stay written in stone? Are you an avid follower? What are the baby steps? Have you saved $1K in an...
Episode 71: The Debtor, The Saver or The Wealth Creator – Which Staircase Are You Climbing?
January 11, 2019 06:00 - 34 minutes - 79.7 MBIn this episode, we ask: How do you buy stuff? Would you like to meet us in person? What staircase are you climbing? How do you fund large capital purchases? What are some benefits? What does conventional purchasing look like? What is the debtor’s or borrower’s staircase? What do you have after you pay back...
Episode 70: Thinking Bigger – How the Economy Affects Us All
January 04, 2019 06:00 - 33 minutes - 75.9 MBIn this episode, we ask: Would you like to learn how to pay tax in the very best way possible? Can someone turn lead into gold? How do we know if we’re wasting our time? How do we test our assumptions? Does the chemistry in your portfolio allow for resilience? Who let monkeys pick stocks?...
Episode 69: New Goals and How to Succeed
December 28, 2018 06:00 - 30 minutes - 69.5 MBIn this episode, we ask: What are people saying? Would you like a free book? Are you interested in increasing your income? Why do new year’s goals / plans fail? Is your goal realistic? Are you burning out? Is your goal too time consuming? Is your goal too limiting? Are you cutting out too much?...
Episode 68: How to Share Financial Knowledge with Your Tribe
December 21, 2018 06:00 - 33 minutes - 75.7 MBIn this episode, we ask: Would you like to give us a review on iTunes? We’d love to hear from you! Would you like a book? What do you talk about for hours on end? Do you see money differently? Who is the hero in your story? What should you take on your journey? What...
Episode 67: A No Stress Holiday Season
December 14, 2018 06:00 - 18 minutes - 19.8 MBIn this episode, we ask: Can you hear the jingle of the bells? Why are we so stressed at the holidays? What drives people to take policy loans? What does Amanda Neely say about strategically navigating the holiday season? Do you have an emergency fund? Do you have a feeling of abundance? How can you...
Episode 66: The Secret Life of Whole Life Insurance
December 07, 2018 06:00 - 30 minutes - 70 MBIn this episode, we ask: What is the history of Whole Life Insurance? Who are some notable personalities who have harnessed life insurance? How far back does life insurance go? What was a burial club? How does this affect widows and children? Who is John Graunt? What did he figure out? Who is Edward Lloyds...
Episode 65: [Mythbusters] Diversification, You Keep Using That Word, I Do Not Think It Means What You Think It Means
November 30, 2018 06:00 - 26 minutes - 60 MBIn this episode, we ask: Do you find value in this podcast? Would you like to leave us a review on iTunes? Where are your eggs? Where is your basket? What is sophisticated diversification? Should you diversify? What does FINRA say about risk? Where did the idea of diversification come from? What does Warren Buffet...
Episode 64: [Mythbusters] Buy Term and Invest the Rest
November 23, 2018 06:00 - 30 minutes - 69.9 MBIn this episode, we ask: What happens when people hear the words “life insurance”? How long does a death benefit last? What does Whole Life Insurance provide that Term Insurance does not? What is cash value? What about high commissions paid to an agent? Where did the slogan “Buy Term and Invest the Difference” originate?...
Episode 63: Black Friday Ninjas
November 16, 2018 06:00 - 28 minutes - 64.7 MBIn this episode, we ask: Who do you know who would find value in this podcast? What is Madison Avenue known for? What are the stats for Black Friday? How much do people actually spend on Black Friday? Is the Black Friday revenue increasing? Are you shopping on Black Friday? Are people really shopping for...
Episode 62: #FIRE Extinguishers with Brandon and Amanda Neely
November 09, 2018 06:00 - 29 minutes - 30.6 MBIn this episode, we ask: Who are Brandon and Amanda Neely? Grandma’s Wealth Wisdom Podcast What is the F.I.R.E. strategy? What does F.I.R.E. stand for? How does one know they’re F.I.R.E.d? How do you calculate your freedom number? What are the pros of people going for this strategy? What are the downsides of F.I.R.E. ?...
Episode 61: Help! My Universal Life Has Fallen, and It Can’t Get Up!
November 02, 2018 06:00 - 31 minutes - 71.8 MBIn this episode, we ask: Where do we start? Do you have one of these policies? What should you think through? Who to call? What are the questions to ask? 1. What are my current fees? 2. What are the maximum fees you can charge me? 3. Are there caps? Are the caps changeable? 4....
Episode 60: The Top 10 Reasons NOT to Own Universal Life
October 26, 2018 06:00 - 39 minutes - 90.4 MBIn this episode, we ask: Should you keep or buy a Universal Life (UL) insurance policy? What are Universal Life (UL) insurance policies? What are the variations of Universal Life (UL)? Are Universal Life (UL) illustrated values over optimistic and misleading? What are the guarantees on the guaranteed illustration on the UL? How long is...
Episode 59: You think your Whole Life is great? Mine’s Universal!
October 19, 2018 06:00 - 23 minutes - 54.2 MBIn this episode, we ask: Are you ready for a new way of thinking about your life and your money? What if there was a relatively new life insurance product that lets you share in a portion of the gains in the market and protects you from the market when it tanks? What is Indexed...
Episode 58: How to Be An Amazon Legend and Bank on Yourself
October 12, 2018 06:00 - 34 minutes - 79.4 MBIn this episode, we ask: What are people saying? How can being your own source of financing make you more competitive? Who is Danny Stock? What is Danny’s story? What challenges did Danny overcome? What happened when Danny met Mark? Who is going to control the banking function? What is the Bank on Yourself concept...
Episode 57: Business Owners! You Are Already In the Banking Business
October 05, 2018 06:00 - 21 minutes - 50.2 MBIn this episode, we ask: What are people saying? What are the realities of the modern day business owner? How do entrepreneurs affect our economy? Who drives the innovations and the revolutions that we take for granted? What does Mark love about business owners? What’s the difference between a thermometer and a thermostat? What’s the...