Hotspotting
626 episodes - English - Latest episode: 5 days ago -Prepare to embark on an exciting journey into the realm of hot property markets with Terry Ryder and Tim Graham! Terry & Tim from Hotspotting, are dedicated to providing the most accurate and unbiased research to help investors make informed decisions on where to buy. The Hotspotting Podcast brings you the latest data, trends, and market statistics, along with in-depth discussions on growth areas and the larger factors impacting Australia's property landscape.
Terry & Tim regularly feature special guests from around Australia to share their industry insights and expertise to help investors cut through the noise.
Whether you're a seasoned investor or a first-time buyer, this show is a must-listen for anyone looking to build their knowledge and make smarter investment choices. Terry Ryder, with over 35 years of experience as a specialist researcher and writer in residential property, offers expert insights that are completely independent and free from outside influences. Tim Graham has been a buyers agent and mortgage broker for over 13 years along with working in real estate all over the world.
Join us on the Hotspotting Podcast and discover the hottest opportunities in the Australian property market today!
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
Episodes
Should we be listening any more?
August 08, 2023 01:14 - 3 minutes - 7.69 MBA journalist on a national publication recently asked this question: “Should we be listening any more?” The writer was referring to the latest property price forecasts from National Australia Bank and pointed out NAB’s terrible record on predicting house prices. I wholeheartedly agree. I wish more journalists would challenge the major banks on their real estate predictions. It’s not just NAB: the property forecast track record of senior economists employed by all of the Big 4 banks is laugha...
The Arrogance of Dictator Dan
August 08, 2023 00:55 - 6 minutes - 15.5 MBDictator Dan Andrews, Premier of Victoria, leads Australia on a number of issues. When it comes to arrogance, incompetence, dishonesty and bad governance, there’s no politician anywhere in Australia, at any level of government, who can match Dan in any of those areas. Announcing this time last year that Regional Victoria would host the Commonwealth Games, that it wouldn’t cost much and the benefits would be huge – and then 12 months later scrapping the Games, claiming they would cost too muc...
Apartments Tipped To Rise
August 08, 2023 00:50 - 5 minutes - 11.4 MBReal estate research data is telling an increasingly strong story for apartment markets across Australia. Apartments, so long considered inferior to houses on land for investment solidity and long- term capital growth, are mounting a serious challenge to the supremacy of houses in the minds of Australian investors. In recent times, apartments have proved competitive with houses on capital growth and are out-performing houses on rental growth. More and more Australians are opting to live in u...
Pulse Update Yields
August 08, 2023 00:17 - 3 minutes - 8.32 MBOne of the most significant things happening in property markets across Australia is that rental yields are continuing to rise even in markets where prices are rising. What that means is that rents are rising faster than prices, in many locations. I’ve been working recently on updating the data for one of our premium products for real estate professionals, the report we call The Pulse, which is published quarterly. The Pulse identifies the Top 50 locations around the nation with above-...
Regional Movers Index
August 08, 2023 00:14 - 7 minutes - 16.1 MBThe latest data on population movements shows that the key demographic trend of the 21st Century, the one we call the Exodus to Affordable Lifestyle, is still very much alive and pumping. And one of the key drawcards to people making the move is the number of jobs on offer in regional areas, coupled with cheaper house prices and a different lifestyle. Although news media has tended to characterise the movement in population from the big cities as a response to Covid lockdowns - and therefore...
Perth Still Leads
August 08, 2023 00:09 - 2 minutes - 6.31 MBPerth continues to be Australia’s strongest property market, with a busy and competitive housing scene and rising prices. The key information for real estate consumers is that Perth remains a long way short of having fulfilled its potential for growth. There’s still plenty of price rises to come. And one of the reasons for that is that Perth remains one of the most affordable markets in capital city Australia.
Revolutionising Contract Management with Andrew Tiernan from Pathways Digital
August 02, 2023 04:01 - 47 minutes - 43.5 MBPathways Digital provides transparency and certainty to the contract and agreement process for teams and their customers. This includes everything before signing, and the management of the resulting obligations for all parties. The platform helps organisations to store and manage all contract documents in a centralised repository, track key dates and milestones, and monitor contract performance and compliance. Pathways Digital also offers features such as electronic signatures, version...
NAB Quarterly Survey
August 01, 2023 01:56 - 3 minutes - 8.35 MBThe NAB Residential Property Index is forecasting price growth this year and next year – and that’s significant because it’s rare for this report to find any thing positive to say about Australian real estate. NAB has been publishing this quarterly index report for many years and its hallmark is being extremely negative or conservative about property prices across Australia. It forecast price decline in 2020 but prices rose and it forecast very moderate growth in 2021 and we saw an extra...
Media Creates Alarm Not Solutions
July 25, 2023 02:29 - 4 minutes - 10.9 MBAnyone who is puzzled by the behaviour of major news media can achieve a better understanding if they get this simple proposal: media isn’t interested in helping us or informing us – their goal is to alarm us or downright scare us. And news media doesn’t particularly care whether the material they’re presenting is accurate or fair or reasonable – as long as they can induce us to click on something, they’re happy to do it, at any cost. The truth is optional and duty of care is nowhere to...
Dictator Dan Cancels The Games
July 25, 2023 02:27 - 3 minutes - 8.88 MBWhile the decision by the Premier of Victoria Dictator Dan Andrews to scrap the 2026 Commonwealth Games is extraordinary, it is also in one sense unsurprising. Because that’s the way Dan Andrews runs his state, with policy on a whim according to the mood of the all-powerful Premier. It’s only a year ago that Andrews announced that the Games would be held in Regional Victoria, that the cost would be $2.5 billion and that the benefits to the state would be considerable. Twelve months lat...
Politicians Keep Making Problems Worse
July 25, 2023 02:22 - 8 minutes - 20 MBIf Australians fully realised the degree to which politicians have caused or exacerbated most of the major problems the nation faces, there would be rioting in the streets. The streets of our major cities would resemble the recent scenes in France if there was a full appreciation of the way politicians create problems, fail to enact solutions to serious problems and/or create legislation that makes a serious problem worse. Everyone with a mortgage is paying massively higher monthly costs...
Apartments Challenge Houses
July 25, 2023 02:01 - 8 minutes - 20 MBA July article declared 2023 to be “The Year of the Apartment”. At Hotspotting we agree that the year is seeing a growing body of evidence that apartments are emerging from the shadows of standalone houses as a worthy competitor for investment dollars. As at July 2023, apartments overall were outperforming standalone houses in a number of ways – including faster growth in rents, superior price growth rates for much of the past 12 months and a majority of new dwelling approvals. Univers...
Success Belongs To The Independent Thinkers
July 22, 2023 20:00 - 5 minutes - 7.14 MBMost Australians who invest in real estate fail to achieve their goal of creating a large and sustainable property portfolio. Over two million Australians own an investment property but 70% of them have just one property and another 18% have two. That’s nine out of ten with just one or two properties. Those who own five or more are less than 1% of the total. And here’s why so many fail to achieve great success: they're herd animals. They lack the ability and mindset to think and act...
How Long Does It Take To Double
July 19, 2023 22:00 - 8 minutes - 11.1 MBHow long does it take for the value of real estate to double? This is a topic that media regularly reports, but never in a particularly informed or helpful way. Media often refers to the alleged “industry standard” that property doubles in value every 7- 10 years. According to writers on this subject, the industry makes this claim – that residential property doubles in value every 10 years, or as fast as every seven years. But I’ve never observed anyone in the real estate industry...
New Lending On The Rise
July 18, 2023 08:00 - 3 minutes - 5.27 MBIt appears that investors are becoming more active in markets across Australia, based on the latest lending figures from the ABS. New lending to investors is certainly on the rise, with a 6.2% increase in May 2023. Lending to owner-occupiers saw a more modest increase of 4% during the month. This indicates that investor buyers are becoming increasingly active in the market, despite the 12 interest rate rises since May 2022 – providing further evidence that economists are wrong when t...
Creating Clickbait With A Lie
July 18, 2023 02:59 - 7 minutes - 9.81 MBOne of the most popular and easy ways for property data companies to generate some free publicity for their business is to ask their computer system to spit out a list of locations which have had – allegedly –extraordinary price growth recently. It’s alarming how often these lists are published by media – because examination of the locations on the list shows that they are very often completely bogus. The media headline, based on the research company’s list, might claim that property value...
Regional Queensland: A Standout Prospect for Buyers
July 17, 2023 22:00 - 3 minutes - 4.23 MBRegional Queensland is a standout prospect for buyers of all kinds because it has so many locations that offer affordability, lifestyle and prospects for capital growth. There are numerous regional cities with strong economies, significant spending on infrastructure – and the possibility of buying houses in the $300,000s and $400,000s, often with rental yields above 6%. Recently, Hotspotting put together a major national report for Australia’s biggest comparison website Canstar. The Br...
Price Rises Not Surprising
July 14, 2023 22:00 - 4 minutes - 6.21 MBOne of the things many media commentators have in common is that they assume that if they didn’t know something was happening, then nobody knew it was happening. It’s far better than admitting they were poorly informed about a subject on which they are claiming to be experts. We see this with real estate prices all the time, especially with economists who struggle to get their forecasts right. Usually, in fact, they get them spectacularly wrong. So we currently have many commentators...
The Brisbane Property Market: A Place of Contradictions
July 10, 2023 03:11 - 4 minutes - 6.53 MBThe Brisbane property market is a place of contradictions: it is currently a national leader on price growth at a time when sales activity is below par. This dichotomy arises because of one of the dominant factors driving real estate in this era of higher interest rates: shortages of everything. There is a serious shortage of listings of properties for sale, an under-supply of new dwellings under construction and a chronic shortage of homes for rental. These imbalances in the Brisbane ...
Life Appreciation & Property Depreciation - Terry Ryder with Tyron Hyde of Washington Brown
July 04, 2023 06:09 - 1 hour - 54.7 MBWhat does depreciation of Australian real estate assets have in common with living a dream lifestyle in Bali? The answer is Tyron Hyde, who runs Australia's leading quantity surveying firm Washington Brown from a bamboo eco school on the iconic Indonesian island. As the nation's foremost expert on how investors can use depreciation laws to dramatically improve their investment returns, Tyron Hyde has valuable information for property investors hoping to grow their wealth and perhaps r...
Tax Effective Investment Strategies with Shukri Barbara & Amir Ishak
June 29, 2023 03:55 - 43 minutes - 39.2 MBAs we approach tax time, we wanted to bring 2 of the best property tax specialists in the country to assist our Hotspotting audience in learning about the most tax effective investment structures available today. Join Tim Graham of Hotspotting to discover the secrets to successful structuring of property investments and more with Shukri Barbara and Amir Ishak from Property Tax Specialists. Tim, Shukri and Amir dig deep to uncover key strategies when concerning asset protection, i...
Turning Assets Into Retirement Income - Hosted by Tim Graham w Special Guest Sam Wakefield of Optalife
June 26, 2023 23:57 - 58 minutes - 53.1 MBWe are delighted to have recently hosted Sam Wakefield of Optalife as a guest speaker in our webinar, “Turning Assets into Retirement Income”. In this comprehensive 45-minute session, Sam offered actionable advice on goal-setting, steps to understanding your current financial position, strategies for building wealth and paying down debt, and designing a financial plan that will ensure you live your optimal life. Topics included: Superannuation contributions - benefits and considerations Stra...
It’s Not All About Interest Rates
June 19, 2023 06:49 - 2 minutes - 3.87 MBYou have to wonder what needs to happen before economists and other usual suspects let go of their cherished theories about residential real estate prices. After the June rate rise by the Reserve Bank, the usual suspects are forecasting that this will cause prices to fall. The big bank economists and others have been telling us for the past 12 months that rising interest rates mean prices must fall – indeed, fall a lot.
Where Is It A Good Time To Buy?
June 19, 2023 06:45 - 3 minutes - 4.22 MBThe right question is: WHERE is it a good time to buy real estate in Australia. Because in this vast country, with so many different places and market scenarios playing out, it’s always a good time to buy SOMEWHERE. At Hotspotting, we’ve just completed the work on the Winter edition of The Price Predictor Index. This has included analysing sales activity for every significant suburb or town throughout Australia – which means over two thousand different locations. The results of this...
Adelaide Stands Out
June 12, 2023 22:00 - 4 minutes - 5.89 MBThe consistently solid performance for which Adelaide is now renowned is evident in the results of our latest survey of sales activity. Indeed, our survey has found the highest number of consistency locations in Adelaide in the eight years of our quarterly surveys – and it’s this steadiness of performance which has become Adelaide’s trademark. So, overall, Adelaide provides an attractive equation for property investors – affordable prices, low vacancy rates and rising rents, underpinne...
The Record Shows That Property Markets Thrive Amid Interest Rate Rises
June 12, 2023 05:31 - 6 minutes - 9.28 MBI’m constantly startled at how much commentary in the media about property markets comes from individuals and organisations with very limited understanding the topic. Real estate consumers in Australia – many of whom unfortunately rely on news media for market information – are constantly beset by misinformation and shallow analysis from people who clearly have only the thinnest of knowledge about residential real estate. I classify much as what we see in news media as kindergarten analy...
Regional Markets Have Outperformed Cities On Capital Growth
June 12, 2023 05:26 - 3 minutes - 5.29 MBRegional markets have been the best performers on capital growth over the past five years, outperforming the capital cities. This is another strong piece of evidence which refutes one of those persistent misconceptions that many Australians cling to – that you have to buy in the biggest cities to get the best capital growth. For many years, it’s become common to see regional markets recording the biggest increases in prices, both in the short-term and over the longer term. And this ha...
National Top 10 Positive Cashflow Hotspots
June 11, 2023 23:28 - 3 minutes - 4.13 MBFollowing the multiple interest rate rises of the past year, more and more property investorsare seeking to buy in places that offer high rental yields. The good news is that, even with significantly higher interest rates, if you select the right locations you can find properties with rental yields high enough to cover all your costs of ownership. And you can achieve this without high-risk strategies like buying in mining towns. To cater for this growing demand from investors seeking p...
The Top 50 Largest Cities In Australia
June 09, 2023 22:00 - 6 minutes - 9.44 MBI wonder how many people would answer this question correctly: what’s the fastest growing city in Australia? Many people might consider Brisbane, maybe Perth, perhaps the Gold Coast. But the fastest-growing city is none of those places. The answer is the Warragul-Drouin region in Victoria. According to a new analysis of population data, Warragul-Drouin had the highest growth rate both in 2022 and in the past five years. Its population rose 3.3% in 2022 and by 20% in the past five y...
The Doubling Game - Get Unlimited Borrowing Capacity Through “The Doubling Game”
June 07, 2023 23:29 - 59 minutes - 54.6 MBMost investors cap out at 1 investment property because they are not aware of how to replenish their borrowing capacity. This webinar will be going over strategies on how to go about tapping into unlimited borrowing capacity for the everyday investor. “The Doubling Game” is a proven system that can transform your financial trajectory, propelling you towards unprecedented success. As Andrew explains, doubling your net assets multiple times is the key to unlocking massive wealth. Imagine sta...
Prices Continue To Rise In All Major Cities
June 05, 2023 06:06 - 4 minutes - 5.64 MBOne word explains everything happening in real estate currently: shortage. There is a shortage of listings of properties for sale, which is pushing up prices at a time when economists told us to expect falling prices. In the March-April-May quarter, capital city house prices rose an average of 3%, while apartments increased 2.3%, according to CoreLogic. Every capital city and most regional markets recorded house price increases in the month May, while unit prices also rose in most areas....
We'll Work Until 70
June 05, 2023 05:58 - 3 minutes - 4.77 MBThere are two very strong and important reasons why politicians need to encourage Australians to invest in residential real estate. The first and most immediate one is that this is the best and fastest solution to the rental shortage crisis. The second and more long-term reason is that, in a country with an ageing population, we need to encourage people to provide for their own retirement through investment. Which is the polar opposite of what’s been happening throughout the past five ye...
State Politicians Have Caused The Shortage –And They’re Making It Worse
June 03, 2023 20:00 - 4 minutes - 6.78 MBThe reasons for the rental shortage crisis and the consequent increases in rents can be summarised in two words: state politicians. The policies and actions of state governments across Australia have created the situation where we have too few rental properties in the market. And, showing the remarkable capacity of politicians for stupidity, most state governments right now are working very hard on making the situation worse.
The Greens Leader’s Extraordinary Lie About Rents
June 01, 2023 20:00 - 4 minutes - 6.27 MBThe Greens attract a big enough share of votes to have an influence on federal politics because of people’s concerns about climate change and other environmental issues. But they continue to distinguish themselves with economic policies that would be extraordinarily damaging if they were ever implemented, especially their policies on the housing market.
Auction Clearance Rates Are The Highest Since Early 2022
May 30, 2023 20:00 - 3 minutes - 4.27 MBThere is a growing body of research data showing that real estate markets are much stronger than we were told to expect in 2023. Sales activity remains consistent or strong in many key markets, prices are rising in most of our capital cities and many of our regional markets, and vacancy rates remain ultra low. The key factor driving this resilience of property markets, regardless of all those interest rate rises, is (in a word) shortage. There’s a shortage of everything that matters i...
Why We Never Find Solutions To Key Problems
May 25, 2023 20:00 - 8 minutes - 12.3 MBThe most perplexing and frustrating thing about life in Australia is that despite our good fortune, our wealth and our resources, we never seem able to find solutions to the problems that afflict our nation. Whether it’s aged care, the health system, climate change, youth crime, deaths in custody, housing affordability or the rental shortage crisis, we never get to the end game – resolving the problems by implementing viable solutions. And here’s why. It’s because all the energy an...
Buying The Dip - Why Smart Investors Are Acting Now
May 25, 2023 01:56 - 1 hour - 57.4 MBThis is The Year Of Opportunity for property investors. It presents the potential to buy well in locations with growth credentials, achieve good rental yields to offset higher interest rates and find rising income through rental increases amid historically-low vacancies. On Wednesday 24 May property investment expert Jason Paetow described why switched-on investors are “buying the dip” – setting themselves up for future growth by investing in a climate of reduced competition from buyers,...
Everyone Is Searching For Cheapies With Prospects
May 22, 2023 20:00 - 3 minutes - 5.13 MBNow more than ever before, the issue that drives the decision-making of most real estate consumers is affordability. Over the past 12-18 months when some markets across Australia have been struggling, the ones that have remained buoyant have been the ones where home buyers and investors can find properties at attainable prices – with rising interest rates making this even more of an imperative. It’s not a coincidence that the capital cities which have remained busy and competitive recent...
At Last Some Common Sense About The Rental Market
May 20, 2023 21:00 - 8 minutes - 11.8 MBVery low vacancy rates have been the reality for most parts of Australia for years now. And, as a consequence, we’ve seen major rent rises, causing financial hardness for more and more tenants – if they can find somewhere to rent at all. Until recently, media has reported the fact that there is a shortage of rental properties and that rents are rising fast – but there has been no analysis about why we are in this difficult situation. Now, at last, media is starting to write about the cir...
Federal Budget A Huge Disappointment For Housing
May 19, 2023 05:00 - 5 minutes - 6.86 MBFor anyone who cares about the big issues afflicting housing markets, the Federal Budget delivered on 9 May was a monumental disappointment. Many Australians – including myself – believe that the biggest issue confronting the most people in this country is the COST OF SHELTER. The big issue is the cost of buying homes and the cost of renting homes – with one key word describing the essence of the problem: SHORTAGE. We have a shortage of everything that matters in our housing markets:- * ...
NSW Regional Market Showing Early Signs Of Recovery
May 16, 2023 21:00 - 6 minutes - 8.72 MBSome green shoots of recovery have appeared in the Regional NSW market after a year in which the market steadily declined in many locations. While locations classified as rising markets continue to be scarce, there are significant numbers of locations which have maintained consistent sales activity through the downturn period – and meaningful numbers of locations which have recently reversed the previous decline in their sales activity. At the same time, there remain a number of location...
How To Make $120,000 In A Downturn Year (Capital Gains If You Followed Our Best Buys Advice)
May 14, 2023 21:00 - 4 minutes - 5.49 MBIf you bought a property for $450,000 a year ago and, despite media rhetoric about prices falling everywhere, it was worth $570,000 today, you would be happy, right? If you made $120,000 in capital gains on a $450,000 outlay, amid the so-called national market downturn of the past 12 months, you would feel satisfied with your decision-making. How about if you’d bought a property for $620,000 a year ago and it had grown to be worth $755,000 today, regardless of interest rate rises and con...
RBA Board Members Don’t Feel The Pain Of Their Decisions
May 12, 2023 20:00 - 6 minutes - 9.04 MBHave you ever wondered how the members of the Reserve Bank board can so nonchalantly inflict the pain of constant interest rate rises on the families of Australia? Here’s why. The members of the board which make these decisions don’t feel the pain of their decisions. They’re all multi-millionaires – high-flying corporate executives, academics or economists with massive incomes which separate them from the pain of mortgage payments.
Finding Profitable Deals In A Patchy Market
May 10, 2023 22:00 - 1 hour - 59.5 MBMost wannabe investors are herd animals, who dive into markets when they hear there’s a boom happening. But successful investors seek opportunities when markets are off the boil. They get busy when the markets aren’t moving, interest rates are rising, media is negative and most punters are sitting on the sidelines. That’s when there’s less competition in the market and skilled investors can find the best opportunities for value-adding investments. Those investors know how to make mon...
Growing Demand For Apartments In Sydney Suburbs
May 10, 2023 08:11 - 5 minutes - 7.07 MBThere’s growing evidence of a trend in Australia’s biggest cities of rising demand for apartments, both for reasons of affordability and reasons of lifestyle. In the most expensive capital cities, more people are opting for apartments in suburbs where houses are too pricey, but apartments cost less than half the price of houses. We’re seeing it in inner-city and middle-ring suburbs in Sydney, as well as Melbourne and Brisbane. In some of these locations, typical houses may cost $2 m...
Sydney Bounces Back With Prices Rising Again
May 07, 2023 22:00 - 3 minutes - 5.1 MBWeek by week, more data emerges which confirms the general recovery in Sydney prices. We’ve seen sales activity increase in some of the Sydney markets, auction clearance rates improve, rents continue to grow and prices show increasing signs of returning to growth. Are we surprised? No, this is what we forecast, particularly after analysing the sales activity figures for the December 2022 Quarter, which showed improvement in key sections of the Greater Sydney market. Discover which area...
Sales Activity Rules As A Forward Indicator
May 06, 2023 05:00 - 5 minutes - 7.21 MBConsumers trying to make decisions about WHETHER to buy or sell, or WHERE to sell or buy, need information that provides a clue to price movements in the future. Knowing what happened to prices last month or last year doesn’t necessarily assist, because often THE PAST DOES NOT INFORM THE FUTURE.
The Regions Are Growing As Fast As The Capital Cities
May 05, 2023 00:00 - 3 minutes - 5.22 MBThis Exodus to Affordable Lifestyle is the internal migration of people from the big cities to smaller cities or to regional areas, propelled by technology which gives people the ability to work remotely – and therefore leave the big, expensive, congested cities and access a more affordable and more relaxed lifestyle elsewhere in Australia.
The Best Buys Report Reflects Australia's Current Property Trends
May 02, 2023 02:56 - 5 minutes - 6.85 MBIn December 2022 we wrote: “Our view at Hotspotting is that most markets across Australia will deliver some level of price growth in 2023. There will be regional differences, as is usually the case in real estate, but the general trend will be solid increases in prices.” The emerging data from PropTrack, SQM Research, Domain and CoreLogic confirms our views, with the price data in the first three months of the year turning increasingly positive.
Strong Evidence Of Price Growth Continues To Build
April 28, 2023 01:00 - 2 minutes - 3.5 MBEvidence of real estate revival in many of the previously struggling city markets continues to mount. The CoreLogic figures published earlier in April showed significant improvement in a number of the capital cities of Australia, led by a big increase in Sydney house prices. The latest figures from SQM Research, published on April 18, provide further evidence of the return to price growth in cities that were previously lagging behind better performers like Perth and Adelaide. The SQM ...