I heard the best quote this week that said "Give your time and money a job or they will be wasted".  This really struck a chord with me.  So whether you are doing great at your new year's resolutions or you didn't make any this year, take some time to do an inventory of your money and your time and decide how you want to use these currencies this year.

You have the power to decide how anxious you feel or don't feel based on how much you stick to your money and time allotments. It will bring peace and joy to know how you spend your time and money and confidence when you stick to the plan!

Enjoy!

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