Your Financial Pharmacist artwork

Your Financial Pharmacist

644 episodes - English - Latest episode: 30 days ago - ★★★★★ - 160 ratings

The Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances.

Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer

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Episodes

YFP 243: A Non-Traditional Pharmacy Path From Pharmacist to Software Engineer to Entrepreneur

February 17, 2022 10:00 - 36 minutes - 33.5 MB

Derek Borkowski, PharmD, founder and CEO of Cosmas Health and creator of the Pyrls app, talks about how and why he built the Pyrls app, what problem he was trying to solve, and some of the challenges he faced in the early days of being an entrepreneur.  Key Points From This Episode Introducing today’s guest, Derek Borkowski, and what drew him into this profession. Hear about the moment he realized he wanted a more non-traditional path in pharmacy. The opportunity he found and pursued th...

Ask a YFP CFP® #101: How many investment options should I have in my portfolio?

February 14, 2022 10:00 - 13 minutes - 15 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Tyler in Iowa City, Iowa: How many investment options should I have in my portfolio? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning The Simple Path to Wealth: Your road map to financial independence and a rich, free life by J L Collins FIRE Rx: The Pharmacist’s Guide...

YFP Real Estate Investing 44: Deep Dive: Investment Property Renovations - 3 Key Considerations (Part 1)

February 12, 2022 10:00 - 28 minutes - 26.2 MB

Nate Hedrick and David Bright deep dive into three key factors to take into consideration when renovating your investment properties. Key Points From This Episode Why you don’t always have to spend thousands of dollars on a rehab. The first foundational factor of running a rehab: structural safety for your tenants. A parallel between clinical and building guidelines to ensure safety. Why the roof remains top of mind.  Learning to manage risk during a rehab process. Why it is impor...

YFP 242: Social Security 101: History, How it Works, and Why it Matters for Your Financial Plan

February 10, 2022 10:00 - 34 minutes - 31.9 MB

YFP Co-Founder & Director of Financial Planning, Tim Baker, CFP®, RLP®, talks about social security retirement benefits, how they are funded, how to determine eligibility and considerations for receiving benefits. Key Points From This Episode An introduction to today's topic and a reminder that we can help you with your tax. Addressing why people aren't having enough conversations about social security retirement benefits.  Hear some intense statistics about retirement and working lon...

Ask a YFP CFP® #100: Does my side hustle income get treated any differently than my W-2 income?

February 07, 2022 10:00 - 11 minutes - 12.8 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Dalton in West Des Moines, Iowa: Does my side hustle income get treated any differently than my W-2 income? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists YFP 048: Mo Money Mo Problems: Making the Financial Transition to New Practitioner Life Partnership Charter by David Gage Small Time Operator: How to Start Your Own B...

YFP Real Estate Investing 43: How Jenny and Myke are Trading Up on Their Primary Residence

February 05, 2022 10:00 - 30 minutes - 42.4 MB

Jenny and Myke White share their experience of purchasing a new home and transitioning their former primary residence to a rental property.  Key Points From This Episode Myke and Jenny update us on what they've been up to with their new primary residence. Talking about their decision to keep their old house as a rental and why it was a good fit. Walking us through the numbers of payments, cash-flow, and rent expectations. Having seller's regret for their house in Washington. They wa...

YFP 241: The Top 5 Objections to Investing in Real Estate

February 03, 2022 10:00 - 31 minutes - 28.9 MB

David Bright and Nate Hedrick talk through five common objections to getting started in real estate investing. Key Points From This Episode An introduction to today’s guests, hosts of the YFP Real Estate Investing Podcast, David Bright and Nate Hedrick. Addressing Objection number 1: I don’t have enough time!  Why hiring a property manager saves you money and saves you time. The second common objection: not knowing where to get started.  What David’s strategy has been at the forefr...

Ask a YFP CFP® #99: Should I sell assets from my brokerage accounts to fund real estate investment properties?

January 31, 2022 10:00 - 9 minutes - 11 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Jonathan in Southern California: Should I sell assets from my brokerage accounts to fund real estate investment properties? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists YFP Real Estate Investing Podcast YFP Real Estate Investing Download The Pharmacist's Guide to Real Estate Investing Find an Investor-Friendly Ag...

YFP Real Estate Investing 42: How a Pharmacist Bought a Five Million Dollar Strip Mall

January 29, 2022 10:00 - 42 minutes - 39.4 MB

Tanh Truong discusses the differences and similarities between the residential and commercial real estate spaces and why he purchased a five million dollar strip mall. Key Points From This Episode An introduction to today’s guest, Tanh Truong, and his five million dollar investment. The building’s location, size, tenants, and price. How he discovered the deal on a poorly marketed website. The two anchor tenants: Dollar Tree and Loman’s Furniture. What led him to consider investing ...

YFP 240: How & Why This Pharmacist Started a Business in the Middle of the Pandemic

January 27, 2022 10:00 - 45 minutes - 51.7 MB

Dr. DeLon Canterbury recounts how early setbacks motivated him to start a business in the middle of a pandemic and how his personal ‘why’ shaped the work he is doing to help solve the problem of mismanaged medications in the senior population. Key Points From This Episode How DeLon's love of medicine was inspired by his mother's expertise in herbology. What moved him to get his Board Certified Geriatric Pharmacy degree. The recognizable dark road that almost led him out of the profess...

Ask a YFP CFP® #98: Are computer-managed investments better than an individual managing your account?

January 24, 2022 10:00 - 7 minutes - 8.86 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Nicole in Cincinnati, Ohio: Are computer-managed investments better than an individual managing your account? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists YFP 075: DIY, Robo or Hire a Planner? Create a Comprehensive Estate Plan with Thoughtful Wills Send in your questions here or to [email protected] ...

YFP Real Estate Investing 41: Deep Dive: Repairs and Capital Expenditures

January 22, 2022 10:00 - 34 minutes - 31.5 MB

Nate Hedrick and David Bright discuss how to determine your repair and capital expense budget for your properties and how these two budget lines can make or break your investment. Key Points From This Episode A reminder to keep repairs and capital expenditures separate when budgeting. Defining the two categories and some example issues of each. Some different theories and approaches, and the advantages/disadvantages of each. Three quick tips to keep in mind when trying to estimate r...

YFP 239: Two Financial I's You May be Overlooking

January 20, 2022 10:00 - 33 minutes - 30.3 MB

Tim Baker talks through two I’s that you might be overlooking as it relates to your financial plan: inflation and I-Bonds. Key Points From This Episode Kicking off with inflation; what the term actually means and why it's the current hot topic. Breaking down the inflation statistics and how it's affecting your buying power over time.  Encouraging the listener to start by listening to Ask a YFP CFP® episode 93 Introducing I-Bonds, not to be confused with E-Bonds. Who the I-Bond is ...

Ask a YFP CFP® #97: Should I use a 15-year or 30-year mortgage when buying or refinancing a home?

January 17, 2022 10:00 - 12 minutes - 14.6 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Andrew in Cincinnati, Ohio: Should I use a 15-year or 30-year mortgage when buying or refinancing a home? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Homebuying Resources Send in your questions here or to [email protected] Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is...

YFP Real Estate Investing 40: No Experience to No Limits: Josh’s 28-Rental Portfolio

January 15, 2022 10:00 - 40 minutes - 37.1 MB

Josh Ebbing talks us through his last few years in real estate and what he's done to both find and fund the deals that have allowed him to scale so quickly. Key Points From This Episode Introducing Josh Ebbing, a fellow real estate investor who is doing incredible things.  How he jumped right into real estate and how his portfolio has shifted since then.  Overcoming deal paralysis and accepting that it's always going to be a leap of faith. The two common factors that galvanized him ...

YFP 238: The Mindset, Habits, and Behaviors of Pharmacy Influencers and Entrepreneurs

January 13, 2022 10:00 - 44 minutes - 40.8 MB

Mike Koelzer, CEO of Kay Pharmacy and host of The Business Pharmacy Podcast, discusses the mindset, habits, and behaviors of successful pharmacy influencers and entrepreneurs. Key Points From This Episode How the family business started. Hear about the creation of The Business of Pharmacy podcast. Mike's approach to maximizing his time each day, and how to use lists more efficiently. What common threads Mike's guests have, striving to achieve something great.  How focus and goal-s...

Ask a YFP CFP® #96: Should I max out my contributions to my 401(k) or 403(b) before contributing to other retirement accounts?

January 10, 2022 10:00 - 13 minutes - 15.3 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Jacob in Lancaster, Ohio: Should I max out my contributions to my 401(k) or 403(b) before contributing to other retirement accounts? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Department of Labor EFAST Form 5500 Search YFP 073: How to Determine the Priority of Investing YFP 208:Why Minimizing Fees on Your Investment...

YFP Real Estate Investing 39: Managing Tenant Turnover

January 08, 2022 10:00 - 42 minutes - 58.7 MB

Jared Wonders returns to the show to share how he manages tenant turnover as a real estate investor and busy full-time pharmacist.  Key Points From This Episode Jared explains how a new multi-family property meant multiple new tenants and tackling the turnover all at once. Some details about these two types of properties, and communicating with the tenants.  Doing an Estoppel Certificate, and knowing your market rents when inheriting tenants.  What action steps Jared took when two o...

YFP 237: 5 Financial Moves to Make to Crush Your 2022 Goals

January 06, 2022 10:00 - 16 minutes - 19.2 MB

Tim Ulbrich talks through 5 financial moves you should consider making in 2022 to accelerate your financial plan. Key Points From This Episode How to take advantage of this time to reset, refocus, or create your financial plan.  Finding the balance between your qualitative and quantitative goals.  Tim offers to be your accountability partner. How to take your tax strategy to the next level. Updating your important financial documents: what is a legacy folder and why you should get...

YFP Real Estate Investing 38: New Years Goals for Real Estate Investing

January 01, 2022 10:00 - 40 minutes - 37.1 MB

Tim Ulbrich and Tim Baker discuss goal setting, the importance of your ‘why,’ and translating each to a realistic plan toward real estate strategy in 2022. Key Points From This Episode How to start the year off with strong goals and taking the time to revisit your 'why'. Some examples of realistic goals and why they matter in day-to-day reality.  Why having a planner who asks the right questions is crucial. The importance of the act of recurring planning as opposed to having a stati...

YFP 236: Gen X Pharmacists: Financial Challenges and Money Strategies

December 30, 2021 10:00 - 40 minutes - 37 MB

Tim Baker talks through the unique financial needs and considerations of Generation X. Key Points From This Episode An introduction to today’s topic of Gen X; the sandwich generation. How Gen Xers are often providing for their parents, plus a young child or a child over 18. How these financial expectations are often overlooked or pushed to the side.  We talk about average incomes, the rising cost of education, and what their debt load is.  The impact of the ups and downs in the la...

YFP Real Estate Investing 37: Twelve Days of REI Books

December 25, 2021 10:00 - 19 minutes - 22.7 MB

Nate Hedrick and David Bright spread some holiday cheer, sharing their book recommendations for your real estate investing journey. Links Mentioned in Today’s Episode Join the YFP Real Estate Investing Facebook Group YFP Real Estate Investing 01: Intersection Between Financial Planning and Real Estate Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki The 4-hour Work Week by Timothy Ferriss The Alchemist b...

YFP 235: One Pharmacist Couple’s Journey to Financial Independence

December 23, 2021 10:00 - 29 minutes - 27 MB

Josh and Shannon Pukl discuss their journey towards achieving financial independence and the strategies they have employed along the way. Key Points From This Episode Shannon and Josh start us off by sharing why each of them got into pharmacy. Shannon runs us through her post-school debt and shares gratitude that it wasn’t higher. Josh expresses relief for the financial support provided by his parent’s foresight.  Where they worked after graduation; and a smart move that worked out ...

Ask a YFP CFP® #95: Should I defer my student loans during residency?

December 20, 2021 10:00 - 10 minutes - 11.7 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from a member of the YFP community: Should I defer my student loans during residency? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Learn More About Our 1:1 Student Loan Analysis with a CFP® and use code YFP for 10% off Send in your questions here or to [email protected] Your Financial Pharmacist Disclaimer an...

YFP Real Estate Investing 36: Scaling Your REI Business from House Hack to Mailbox Money

December 18, 2021 10:00 - 35 minutes - 32.2 MB

Eric Geyer of Political Pharmacist details his last decade in real estate and shares how to scale your business from house hacking to making passive income. Key Points From This Episode Get to know our guest, Eric, and his pharmacy story. Hear about his first buy in 2010 and how the ball started rolling from there. Eric shares some of the challenges of their second buy; a 10-unit apartment building.  Using pharmacy skills to do the math, and the difficulty of getting a commercial lo...

YFP 234: Your Student Loan Refinancing Questions Answered

December 16, 2021 10:00 - 27 minutes - 31.8 MB

YFP Planning Lead Planner, Kelly Reddy-Heffner, discusses commonly asked questions regarding refinancing student loans. Key Points from this Episode An introduction to Kelly Reddy-Heffner, and recapping her previous YFP episode.  How it's a complicated decision to choose the right repayment plan for you.  The two distinct categories of who refinancing is not a good fit for. A reminder that refinancing is a one-way street from federal to private.  Do checking rates impact my credit...

Ask a YFP CFP® #94: Can I contribute additional funds to a 457 retirement account?

December 13, 2021 10:00 - 9 minutes - 10.8 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Andrew in Iowa: Can I contribute additional funds to a 457 retirement account? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Robinhood YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions  YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Rob...

YFP Real Estate Investing 35: Making Connections Through Local Real Estate Meetups

December 11, 2021 10:00 - 42 minutes - 48.5 MB

Young Park is back for his second appearance on the YFP Real Estate Investing Podcast to share encouraging stories about his achievable wins and how to make connections through local real estate meet-ups. Key Points from this Episode Young updates us on his three new purchases since his last appearance on the show.  Living proof that you don't have to only go off-market to find deals right now.  Young explains the ins and outs of a delayed cash-out refinance. Using a general contrac...

YFP 233: Tax Moves to Consider Before 2022

December 09, 2021 10:00 - 42 minutes - 39.2 MB

Paul Eikenberg, YFP CFO and Director of YFP Tax, discusses how pharmacists can optimize their tax strategy. Key Points from this Episode Paul and Tim catch us up with some exciting happenings in the YFP tax team.  Understanding the important difference between tax preparation and tax planning.  Differentiating your marginal tax rate and effective tax rate as a decision-making tool. Paul explains the implications of AGI and how to arrive at that number. Touching on the complicated ...

YFP Real Estate Investing 34: Deep Dive: Seller Financing

December 04, 2021 10:00 - 34 minutes - 31.5 MB

Nate Hedrick and David Bright do a deep dive into seller financing and how it can be a win-win for both buyer and seller.  Key Points From This Episode Nate gets us up to speed on a rehab deal he's started work on.  Introducing today's hot topic; seller financing! Touching on 'subject to' seller financing and why it's a little less prevalent at the moment. We first define seller finance and cover the basics of how it works. A reminder to send in your questions; we want to cover wh...

YFP 232: How Mindfulness and Money Intersect with Cynthia Knapp Dlugosz

December 02, 2021 10:00 - 49 minutes - 56.5 MB

Cynthia Knapp Dlugosz discusses the intersection between mindfulness and money. Key Points From This Episode Getting to know Cynthia, starting with the pivots and arc of her career. Discussing how her 20 years of mindfulness training began intersecting with pharmacy.  How the topics of burnout, resilience, and wellness have only recently gained traction. Cynthia shares her turning point from irresponsible money management to intentionality. Using the analogy of the Weight Watchers...

YFP Real Estate Investing 33: Building an Entrepreneurial Mindset with Dr. Jamie Wilkey

November 27, 2021 10:00 - 37 minutes - 34.2 MB

Jamie Wilkey discusses how she built her pharmacy consulting business and how she teaches and empowers other pharmacists to do the same.  Key Points From This Episode Nate shares how he is peaking as a real estate agent at exactly the wrong time of year. David and Nate weigh in on how hard it is to get anything without going over list price. How real estate is a more time-intensive investment strategy than the traditional forms. An introduction to today’s guest, pharmacist and entre...

YFP 231: From Pharmacist to Calligraphy Artist Working with A-List Celebrities

November 25, 2021 10:00 - 33 minutes - 31 MB

Rosie Chhun talks about how her side hustle turned main hustle afforded her the ability to pay off $180k in student loans.  Key Points From This Episode Hear about Rosie's roots as a pharmacy technician and her journey in pharmacy school. Having to re-evaluate how she was moving forward and paying off her $180,000 debt. How paying the minimum hardly touched the interest accruing every month. How Rosie's love of calligraphy intersected with starting a business to pay off her debt. ...

Ask a YFP CFP® #93: Is it ok to have a portion of my emergency fund in electronic U.S. Treasury Savings Bonds?

November 22, 2021 10:00 - 9 minutes - 11 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Stephen in Sacramento, California: Is it ok to have a portion of my emergency fund in electronic U.S. Treasury Savings Bonds? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Treasury Direct Series I Savings Bonds Your Financial Pharmacist Webinars Register for the Key Financial Moves to Make Before 2022 Webinar  Send i...

YFP Real Estate Investing 32: Deep Dive: Leveraging a Mortgage

November 20, 2021 10:00 - 42 minutes - 38.9 MB

Nate Hedrick and David Bright take a deep dive on leveraging your money through a mortgage. Key Points From This Episode Nate updates us on his great rental in Cleveland. Trying to predict what to expect for 2022. Reaching out to listeners; tell us what you want our next webinar to be about! How risky it feels to borrow money if you've been in student loan debt before. Diving deeper into our topic for today: leveraging your money through mortgages. Getting into some common FAQs ...

YFP 230: 5 Steps to Get Ready for a Home Purchase

November 18, 2021 10:00 - 39 minutes - 45.6 MB

Tony Umholtz talks through five steps for getting ready for a home purchase.  Key Points From This Episode Why now is a good time to buy a home. Where you can find out the average interest rates in the home loan industry. Tony explains what discount points are and why you need to understand them.  The importance of reading the fine print.  Know your budget! How lenders determine how much they are going to lend. What the 28/36 rule is.  Tony runs through the pros and cons of ...

Ask a YFP CFP® #92: Can I be enrolled in health insurance through my employer and be on my spouse's HSA?

November 15, 2021 10:00 - 7 minutes - 8.67 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Christine in Austin, Texas: Can I be enrolled in health insurance through my employer and be on my spouse's HSA? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists YFP 165: The Power of a Health Savings Account Why I'm Not Using My Health Savings Account to Pay for Medical Expenses Send in your questions here or to info@you...

YFP Real Estate Investing 31: What Makes an Investor-Friendly Agent With HGTV’s Lauren Risley

November 13, 2021 10:00 - 47 minutes - 54.1 MB

HGTV’s Lauren Risley talks about what it means to be an investor-friendly agent, the role of your agent when investing in real estate, and the ideal investor client.  Key Points From This Episode Lauren shares how her love of real estate started at just 19 years old.  What makes an agent investor-friendly, and what makes a great investment client! Finding the ”why“, so that you can build a strategy together. Developing confidence as an investor, which only comes from experience and ...

YFP 229: How This Pharmacy Professor's Debt Free Journey Ignited His Passion to Teach Others

November 11, 2021 10:00 - 36 minutes - 42.2 MB

Bhavik Shah talks about his debt-free journey, his early missteps, and how he used his experience to further the financial literacy education of other pharmacists. Key Points From This Episode An introduction to today’s guest, Bhavik Shah. Bhavik’s academic background and why he chose a career in pharmacy and teaching. The money scripts Bhavik was raised with and how they impacted his mindset. How he graduated with $80,000 of student debt and paid it off in just six years. Why he ...

Ask a YFP CFP® #91: How do I find an HSA with low fees and good investment options?

November 08, 2021 10:00 - 8 minutes - 10 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Kim in Columbus, Ohio: How do I find an HSA with low fees and good investment options? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists United States Office of Personnel Management Best Health Savings Account (HSA) Providers Lively: The Modern Health Savings Account HealthSavings Administrators HSA Bank Fidelit...

YFP Real Estate Investing 30: Short-Term Rental House Hacking

November 06, 2021 09:00 - 35 minutes - 48.7 MB

Managed care pharmacist Mariah Pierce shares her real estate story detailing her house-hacking experience and how she gets paid to live in her home with short-term room rentals.  Key Points From This Episode Mariah’s educational background and the work she is currently doing. The lifelong dream Mariah had of owning her own home.  What has driven Mariah’s interest in personal finance. Money that Mariah saved while subleasing a property for seven months in college. The property Mari...

YFP 228: Why This New Practitioner Decided to Start His Own Business

November 04, 2021 09:00 - 41 minutes - 37.6 MB

Entrepreneur and pharmacist, Chris Cozzolino, talks about his journey building several businesses as a recent graduate.  Key Points From This Episode Chris shares what drew him into the profession, and the freedom of remote working.  Reflecting on Chris's non-traditional career path, and building something impactful. How social media is a fascinating concept of reaching so many people at once.  How making money in a video game as a teenager galvanized his entrepreneurial spirit. D...

YFP Real Estate Investing 29: Investing with Purpose

October 30, 2021 09:00 - 42 minutes - 48.9 MB

Kirby Atwell discusses real estate investing with intentionality, aligning your personal and real estate goals. Mentioned on the Show Living Off Rentals Podcast VA Homeless Programs - HUD-VASH Eligibility Green Vet Homes National Real Estate Investors Association Traction: Get a Grip on Your Business by Gino Wickman Living Off Rentals Watch the Webinar: 3 Main Steps to Buying and Setting Up a High Cash Flowing Vacation Rental YFP Real Estate Investing Join the YFP Real E...

YFP 227: Why Tim Baker, CFP® Bought a Depreciating Asset

October 28, 2021 09:00 - 35 minutes - 40.1 MB

Tim Baker talks about his recent decision to buy a depreciating asset, how his journey becoming a Registered Life Planner® (RLP®) impacted his decision, and how he coaches clients considering big financial purchases. Mentioned on the Show YFP Planning: Financial Planning for Pharmacists Book a free Discovery Call with YFP Planning GoodRx: Nominate Your Favorite Pharmacy Professional YFP 001: The Genesis of the Your Financial Pharmacist Podcast YFP Real Estate Investing Podcast ...

Ask a YFP CFP® #90: How can I decide if pursuing PSLF will be beneficial for me at this point in my payoff journey?

October 25, 2021 09:00 - 6 minutes - 6.91 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from the YFP Facebook Group: How can I decide if pursuing PSLF will be beneficial for me at this point in my payoff journey? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group Ask a YFP CFP® #88: What do I need to know about the recent PSLF changes? The Ultimate Guide to Pay Back Pharmacy School Loa...

YFP Real Estate Investing 28: Property Management Fundamentals: Criteria and Pets

October 23, 2021 09:00 - 36 minutes - 42.1 MB

Nate Hedrick and David Bright discuss the topic of tenant selection and whether or not to rent to tenants with pets.  Mentioned on the Show Join the YFP Facebook Group Join the YFP Real Estate Investing Facebook Group BiggerPockets Every Landlord’s Legal Guide by Marcia Stewart, Janet Portment, Attorney, and Ann O’Connell, Attorney National Association of Independent Landlords National Real Estate Investors Association Email the YFP Real Estate Investing Podcast: realestate@y...

YFP 226: How and Why this Entrepreneur Left a Successful Pharmacy Career to Start a Business

October 21, 2021 09:00 - 53 minutes - 61.7 MB

Dr. Christine Manukyan discusses her why for leaving her career in hospital pharmacy administration, her business in functional medicine, and how bold goal setting has contributed to her success.  Mentioned on the Show Functional Medicine Business Academy STORRIE Podcast YFP Planning: Financial Planning for Pharmacists Book a free Discovery Call with YFP Planning Create a Comprehensive Estate Plan with Thoughtful Wills Pharmfluencer Summit Founder of Functional Medicine Bus...

Ask a YFP CFP® #89: How do I move my investment accounts from my financial advisor to managing them myself?

October 18, 2021 09:00 - 7 minutes - 8.61 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Kelsey in Omaha, Nebraska: How do I move my investment accounts from my financial advisor to managing them myself? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Nuts and Bolts to Hiring a Financial Planner Schedule a free Discovery Call with YFP Planning Send in your questions here or to [email protected]...

YFP Real Estate Investing 27: Real Estate Credentials to Boost Your Investing

October 16, 2021 09:00 - 40 minutes - 46.5 MB

Osama Emara shares his real estate investing experience and how and why he earned real estate broker and mortgage loan originator credentials.  Mentioned on the Show BiggerPockets Podcasts BiggerPockets Books BiggerPockets Forums Email Osama Emara at [email protected] Connect with Osama Emara on Facebook YFP Real Estate Investing Join the YFP Real Estate Investing Facebook Group

YFP 225: How to Navigate Open Enrollment and Employer Benefits

October 14, 2021 09:00 - 38 minutes - 43.9 MB

Tim Baker, YFP Co-founder and YFP Planning Director of Financial Planning, joins Tim Ulbrich to talk about open enrollment and evaluating employer benefits. Tim and Tim dig into: Considerations for choosing a health insurance plan How to determine whether or not your employer-provided life and disability insurance is sufficient (one of the most common questions we get) Understanding the differences between an FSA, Dependent Care FSA, and HSA What to be looking for when putting money i...

Guests

Adam Martin
1 Episode
Daniel Crosby
1 Episode
Scott Rieckens
1 Episode
Travis Hornsby
1 Episode

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