Your Financial Pharmacist artwork

Your Financial Pharmacist

649 episodes - English - Latest episode: 20 days ago - ★★★★★ - 162 ratings

The Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances.

Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer

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Episodes

Ask a YFP CFP® #31: What do I do with the funds in my 401(k) after leaving a job?

August 11, 2020 09:53 - 7 minutes - 6.96 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Ansley in Cincinnati, Ohio: What do I do with the funds in my 401(k) after leaving a job? Mentioned on the Show: YFP Planning Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to...

YFP 164: The Pros and Cons of Paying Cash for a Car

August 06, 2020 10:29 - 39 minutes - 35.9 MB

Tim Ulbrich and Tim Church debate the pros and cons of paying cash versus financing a car purchase. Mentioned on the Show Take the Financial Fitness Test My Top 10 Financial Mistakes  YFP 047: Best Practices for Buying a Car Edmunds.com Kelley Blue Book True Car Ramit Sethi Dave Ramsey Robert Kiyosaki YFP Planning Book a Free Discovery Call With One of YFP’s CERTIFIED FINANCIAL PLANNERS™

Ask a YFP CFP® #30: What are my options for private short-term disability insurance?

August 02, 2020 15:15 - 8 minutes - 8.03 MB

Ask a YFP CFP® #30: What are my options for private short-term disability insurance? Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Robert Lopez, CFP®, takes this question from Christine: What are my options for private short-term disability insurance? Mentioned on the Show: YFP Planning Get a Life or Disability Insurance Quote in 2 Minutes  Send in your questions here or to [email protected] Disclaimer: This podcast is...

YFP 163: Investing Beyond the 401k/403b

July 30, 2020 10:10 - 55 minutes - 50.4 MB

Tim Ulbrich and Tim Baker talk about investing beyond the 401k or 403b and break down the traditional IRA, Roth IRA, HSA, SEP IRA and taxable/brokerage accounts and discuss their contribution limits, how to appropriately use them and the advantages and disadvantages of each. Mentioned on the Show Join APhA- Get 25% Off Your Membership with Code: YFP2020 YFP Planning Seven Figure Pharmacist  by Tim Church, PharmD and Tim Ulbrich, PharmD YFP 072: Investing Mind Tricks: How Behavioral...

Ask a YFP CFP® #29: Do I make too much to contribute directly to a Roth IRA?

July 26, 2020 20:31 - 9 minutes - 8.3 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Robert Lopez, CFP®, takes this question from Kaitlin in Columbus, Ohio: Do I make too much to contribute directly to a Roth IRA? Mentioned on the Show: YFP Planning YFP 096: How to Do a Backdoor Roth IRA Why Most Pharmacists Should Do a Backdoor Roth IRA Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and s...

YFP 162: Credit 101

July 22, 2020 23:33 - 40 minutes - 36.8 MB

Tim Ulbrich and Tim Baker, CFP® dig into credit, a not so exciting but incredibly important part of the financial plan. They talk about what makes up a credit score, the impact of good (or poor) credit, how to find and interpret your credit score, the difference between hard vs soft credit checks and how to protect your credit. Mentioned on the Show YFP Planning AnnualCreditReport.com YFP 159: 5 Lessons Learned During a Home Refinance Join the YFP Facebook Group

Ask a YFP CFP® #28: Why have interest rates gone up on my federal student loans?

July 19, 2020 18:18 - 8 minutes - 7.44 MB

Ask a YFP CFP® #28: Why have interest rates gone up on my federal student loans? Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Christian in Arkansas: Why have interest rates gone up on my federal student loans? Mentioned on the Show: YFP Planning National Student Loan Data System (NSLDS) The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD Send in your questions here or t...

YFP 161: 5 Key Financial Lessons to Teach Your Kids

July 16, 2020 09:53 - 43 minutes - 40 MB

Cameron Huddleston, award winning journalist and author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances joins Tim Ulbrich to talk about five key financial lessons to teach your kids. Mentioned on the Show The Pharmacist’s Guide to Conquering Student Loans by Tim Church, PharmD Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston CameronHuddleston.com ...

Ask a YFP CFP® #27: Should I continue contributing to my 401(k) if my employer is no longer offering a match?

July 12, 2020 10:20 - 12 minutes - 11.2 MB

Ask a YFP CFP® #27: Should I continue contributing to my 401(k) if my employer is no longer offering a match? Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Erin in Virginia: Should I continue contributing to my 401(k) if my employer is no longer offering a match? Mentioned on the Show: YFP Planning YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions  YFP 073: How to De...

YFP 160: Navigating the Home Buying Process Through the YFP Concierge Service

July 09, 2020 09:46 - 55 minutes - 50.4 MB

On this week's episode, sponsored by HPSO, Nate Hedrick, The Real Estate RPH, interviews two pharmacists, Shelby Bennett and Bryce Platt, about their home buying experience. Shelby and Bryce recently worked with Nate via the YFP Real Estate Concierge Service to craft a plan and connect with a local preferred agent to buy their first homes.  Mentioned on the Show Get Professional Liability Insurance with HPSO Nate Hedrick, The Real Estate RPH YFP Real Estate Concierge Service FIrst T...

Ask a YFP CFP® #26: Which mortgage term is best?

July 06, 2020 10:05 - 12 minutes - 11.3 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Danielle in Newnan, Georgia: Which mortgage term is best?  Mentioned on the Show: YFP Planning IberiaBank Pharmacist Home Loan Compare Mortgage Refinance Lenders with Credible Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or ...

YFP 159: 5 Lessons Learned During a Home Refinance

July 02, 2020 09:50 - 29 minutes - 26.6 MB

Tim Ulbrich shares his recent experience refinancing his primary residence. He talks through the numbers, how he determined the breakeven point, the rationale for refinancing and 5 lessons learned along the way.  Mentioned on the Show Compare Mortgage Refinance Lenders with Credible YFP 139: Should Your Refinance Your Mortgage  IberiaBank YFP 136: The Ins and Outs of a Pharmacist Home Loan YFP 154:Getting a Home Loan in a Pandemic Pharmacist Home Loan with IberiaBank Mort...

Ask a YFP CFP® #25: What do I do if my credit score dropped because of the automatic student loan forbearance?

June 29, 2020 09:28 - 11 minutes - 10.4 MB

Ask a YFP CFP® #25: What do I do if my credit score dropped because of the automatic student loan forbearance? Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Andrea in Minnesota: What do I do if my credit score dropped because of the automatic student loan forbearance? Mentioned on the Show: YFP Planning Send in your questions here or to [email protected] Disclaimer: This podcast ...

YFP 158: How Building a Platform Can Unlock Opportunities

June 25, 2020 14:15 - 56 minutes - 51.6 MB

Mike Corvino, clinical pharmacist and creator of CorConsult Rx, joins Tim Church on this week’s podcast episode to share his unique journey in pharmacy, how he built his side hustle, and how he’s persevered through challenges along the way. Mentioned on the Show PolicyGenius - Shop for Life and Disability Insurance CorConsult Rx on Instagram CorConsult Rx Podcast  RxRadio The ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results by Gary Keller Email Mike Corvino...

Ask a YFP CFP® #24: What is the best timing for contributions when doing a backdoor Roth IRA conversion?

June 22, 2020 10:11 - 10 minutes - 9.7 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Matt in Iowa: What is the best timing for contributions when doing a backdoor Roth IRA conversion? Mentioned on the Show: YFP Planning Why Most Pharmacists Should Do a Backdoor Roth IRA YFP 096: How to Do a Backdoor Roth IRA Book a Free Financial Planning Call with a YFP CFP® Send in your questions here or to [email protected] D...

YFP 157: Budgeting Through a Pandemic

June 18, 2020 14:21 - 32 minutes - 29.3 MB

Tom Arasz, a YFP team member that leads the Script Your Budget service for YFP financial planning clients, joins Tim Ulbrich on this week's episode. Tom talks about why the budget is so important, tips and tricks for effective budgeting and the spending and saving trends he has observed during the past few months with the COVID-19 pandemic. Mentioned on the Show YFP Planning

YFP 156: Should You Refinance Your Student Loans Right Now?

June 10, 2020 17:55 - 37 minutes - 34.2 MB

Tim Church, YFP student loan guru, talks about all things student loan refinancing. Tim discusses what refinancing is, how it differs from consolidation, the benefits, the potential drawbacks, what to look for when choosing a company, and whether or not borrowers should refinance while the CARES Act is in place. Mentioned on the Show The Pharmacist’s Guide to Conquering Student Loans by Tim Church, PharmD YFP 149: Crushing $400k of Debt in 5 Years YFP 150: New Book: The Pharmacist’s...

YFP 155: Why You Need Professional Liability Insurance

June 04, 2020 00:01 - 30 minutes - 28.3 MB

Tim Baker talks through what professional liability insurance is, why it’s important, who needs it and what to look for when shopping for a policy. Mentioned on the Show Get Professional Liability Insurance with HPSO Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD YFP Planning YFP 044: How to Determine Your Life Insurance Needs YFP 045: How to Determine Your Disability Insurance Needs

YFP 154: Getting a Home Loan in a Pandemic

May 28, 2020 10:03 - 34 minutes - 31.2 MB

Tony Umholtz, a Mortgage Manager for IberiaBank, discusses the impact COVID-19 is having on the housing market, the current landscape for those purchasing or refinancing a home, and the role of the Professional Loan Program (aka the Doctor’s Loan). Mentioned on the Show 5 Steps to Getting a Home Loan Apply for Pharmacist Home Loan with IberiaBank YFP 136: The Ins and Outs of a Pharmacist Home Loan w/ Tony Umholtz YFP Facebook Group Nate Hedrick, The Real Estate RPH

Ask a YFP CFP® #23: Is my brokerage account portfolio allocated appropriately?

May 23, 2020 09:50 - 11 minutes - 10.9 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Eric in Hoffman Estates, Illinois: Is my brokerage account portfolio allocated appropriately? Mentioned on the Show: YFP Planning Book a Free Financial Planning Call with a YFP CFP® YFP 72: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions  YFP 73: How to Determine the Priority of Investing YFP 74: Evaluating Your 401k Plan Y...

YFP 153: COVID-19 & Student Loans: What's Next?

May 21, 2020 10:08 - 32 minutes - 29.7 MB

Adam Minsky, an attorney devoted to helping student loan borrowers and a Senior Contributor to Forbes, joins Tim Ulbrich on today’s episode. Adam talks about the student loan proposals that do and do not have momentum including The HEROES Act recently passed by the House, and what you should expect going forward as it relates to your own student loan repayment plan. Mentioned on the Show Take the Financial Fitness Test The Pharmacist’s Guide to Conquering Student Loans by Tim Church, Ph...

Ask a YFP CFP® #22: How do I consolidate retirement accounts?

May 17, 2020 14:22 - 9 minutes - 8.57 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brad in Detroit, Michigan: How do I consolidate retirement accounts? Mentioned on the Show: YFP Planning Book a Free Financial Planning Call with a YFP CFP® Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as ...

YFP 152: Living the Van Life During Residency

May 14, 2020 09:56 - 25 minutes - 23 MB

Rena Crawford, a PGY2 resident living in San Diego, California, joins Tim Ulbrich on the show. Rena took matters into her own hands after realizing how high the cost of living is in San Diego, especially on a resident's salary, and came up with a creative solution: to buy and renovate an old van for $7,000 and live in it. Rena dives into the details of living in a van, her dreams of attaining financial freedom, and the lessons she’s learned along the way. Mentioned on the Show YFP Plannin...

Ask a YFP CFP® #21: What options do I have to access 401(k) funds if my spouse gets laid off or my hours get cut?

May 11, 2020 09:36 - 8 minutes - 7.92 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from an anonymous YFP community member: What options do I have to access 401(k) funds if my spouse gets laid off or my hours get cut? Mentioned on the Show: YFP Planning Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advic...

YFP 151: How Personal Finance Perceptions Affect Student Pharmacists’ Career Choices

May 07, 2020 10:35 - 41 minutes - 37.7 MB

Dr. Nick Hagemeier joins Tim Ulbrich to talk about an article he and his colleagues published in the American Journal of Pharmaceutical Education titled Student Pharmacists’ Personal Finance Perceptions, Projected Indebtedness Upon Graduation, and Career Decision Making. They discuss the history of student loan debt in pharmacy education, Nick’s experience teaching personal finance to pharmacy students and why today’s graduates, more than ever, should be equipped with the knowledge and tools...

Ask a YFP CFP® #20: What is a federal income tax holiday and what considerations should pharmacists make if the HEROES Act passes?

May 04, 2020 16:00 - 8 minutes - 8.08 MB

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Beth in Sioux Falls, South Dakota: What is a federal income tax holiday and what considerations should pharmacists make if the HEROES Act passes? Mentioned on the Show: YFP Planning HEROES Act Proposed Legislation File Your Taxes with YFP Send in your questions here or to [email protected] Disclaimer: This podcast is intended for e...

YFP 150: New Book: The Pharmacist's Guide to Conquering Student Loans

April 29, 2020 20:05 - 28 minutes - 25.7 MB

Tim Church talks about the release of his new book, The Pharmacist's Guide to Conquering Student Loans: How to Confidently Choose the Best Payoff Strategy That Saves You the Most Money.  This book is available for a special preorder until May 7 which includes exclusive bonuses like free shipping, discounted pricing and a free Conquer Loans t-shirt (with certain packages).  Mentioned on the Show The Pharmacist's Guide to Conquering Student Loans: How to Confidently Choose the Best Payoff...

Ask a YFP CFP® #19: Should I use a home equity loan to pay off my student loans?

April 27, 2020 17:18 - 5 minutes - 5.4 MB

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Maliha in Dublin, California: Should I use a home equity loan to pay off my student loans? Mentioned on the Show: YFP Planning Refinance Your Student Loans YFP Facebook Group Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or...

YFP 149: Crushing $400k of Debt in 5 Years

April 22, 2020 15:29 - 35 minutes - 32.9 MB

Tim and Andria Church join Tim Ulbrich to talk about their journey paying off $400,000 of debt in 5 years. They share their motivation behind such an aggressive repayment strategy, how they paid it all off and their plans now that they are debt free. Mentioned on the Show Refinance Your Mortgage with Credible Refinance Your Student Loans First Republic

Ask a YFP CFP® #18: Should I pay on my federal loans while my payments are suspended due to the CARES Act?

April 20, 2020 20:47 - 8 minutes - 7.39 MB

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Calvin: Should I pay on my federal loans while my payments are suspended due to the CARES Act? Mentioned on the Show: YFP Planning File Your Taxes with YFP Ally Bank YFP 146: COVID-19: Financial Considerations Refinance Your Student Loans  Send in your questions here or to [email protected] Disclaimer: This podcast is inten...

YFP 148: How One Couple Got Started in Real Estate Investing

April 16, 2020 01:53 - 37 minutes - 34.1 MB

Jenny and Myke White join Tim Ulbrich to share their journey into real estate investing. They talk about why they feel like real estate investing is a good fit for them, how they got financially ready to purchase their first property, the good and the bad of owning an investment property and future goals they have for building their portfolio. Mentioned on the Show YFP Planning BiggerPockets Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class ...

Ask a YFP CFP® #17: What investment options are available if I don't have a 401(k) option with my employer?

April 12, 2020 13:36 - 7 minutes - 7.13 MB

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Kristin in Fort Smith, Arkansas: What investment options are available if I don't have a 401(k) option with my employer? Mentioned on the Show: YFP Planning Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as ...

YFP 147: How One Pharmacist is Turning Tragedy Into Triumph

April 09, 2020 02:26 - 35 minutes - 32 MB

Phillip Beach, Director of Pharmacy at Arkansas Continued Care, talks about his career journey, his path toward financial independence, and the start of the Harper Faith Foundation, a 501(c)3 non-profit that was founded in memory of his daughter Harper Faith Beach who was born with hypoplastic left heart syndrome (HLHS). Mentioned on the Show YFP Planning Phillip Beach on LinkedIn Seven Figure Pharmacist by Tim Church and Tim Ulbrich Harper Faith Foundation Dr. Adam Martin, The Fi...

YFP 146: COVID-19: Financial Considerations

April 02, 2020 09:54 - 1 hour - 80 MB

Things are changing on a daily basis secondary to COVID-19. In these unprecedented times, there are a lot of financial concerns people are likely having. On this episode sponsored by APhA, Tim Baker, CFP® answers questions about investing, the uncertainty of work and student loans. Mentioned on the Show Join APhA - Get 25% off Your Membership with Code: YFP2020 YFP Planning CARES Act APhA & YFP: Financial Education  Ally Bank YFP 072: Investing Mind Tricks: How Behavioral Bias ...

Special Update: Senate Stimulus Bill

March 27, 2020 17:16 - 14 minutes - 13.1 MB

On this bonus episode, Tim Ulbrich and Robert Lopez, CFP® dig into the stimulus bill which was passed by the Senate on March 25. Although it's not a done deal yet, Robert and Tim discuss how six months of not paying on direct federal student loans could affect your financial game plan and what you need to know about the stimulus checks.  Mentioned on the Show: File Your Taxes with YFP YFP Planning

YFP 145: How Samm Built DocStation to Increase Value-Based Care

March 26, 2020 13:10 - 48 minutes - 44 MB

Samm Anderegg is on a mission to fix healthcare through his company DocStation. DocStation a software platform for healthcare teams, enabling pharmacists to provide value-based care to patients. Samm talks about his shift from a traditional career path to starting his own company and how his work with DocStation aligns with his vision for the future of pharmacy practice. Mentioned on the Show Refinance Your Student Loans  DocStation The Pitch Techstars PillPack Ohio Pharmacists ...

YFP 144: How Two Pharmacists Paid Off $214k of Student Loans in 17 Months

March 20, 2020 02:27 - 31 minutes - 29.1 MB

Levi Ellison, PharmD, shares how he and his wife paid off $214,594.55 of student loans over 17 months. Levi talks about the motivations behind such an aggressive repayment strategy, how they were able to do it and what they hope to accomplish now that they are debt free. Mentioned on the Show PolicyGenius Total Money Makeover by Dave Ramsey EveryDollar I Will Teach You to Be Rich by Ramit Sethi Compass Money Map Financial Peace University

YFP 143: How Using Your Creativity Can Spark a Six-Figure Business

March 12, 2020 10:04 - 56 minutes - 51.6 MB

Stephanie Roberts, PharmD joins Tim Church to share how she went from full-time pharmacist to full-time mixed media artist after an Instagram influencer shared her pill petri art and made it go viral. Mentioned on the Show Credible Mortgage Refinance Art by Stephanie on Instagram  Win Stephanie’s Art: Your Financial Pharmacist on Instagram Eli Lilly Justin Gaffrey Things I Bought and Liked

Ask a YFP CFP® #16: What should I do with the extra money I have each month after paying off a home loan?

March 09, 2020 14:21 - 8 minutes - 7.99 MB

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Sarah in Milton, West Virginia: What should I do with the extra money I have each month after paying off a home loan? Mentioned on the Show: YFP Planning Refinance Your Student Loans CommonBond First Republic Student Loan Refinance Table Refinance Your Mortgage Send in your questions here or to [email protected] Disc...

YFP 142: Scripting Your Dream Career with Dr. Adam Martin

March 05, 2020 15:14 - 42 minutes - 39.3 MB

Dr. Adam Martin joins Tim Ulbrich on the show to discuss his most recent book ‘Gen-Z Pharmacist: Dominate Pharmacy School & Script Your Dream Career’. Mentioned on the Show Refinance Your Student Loans The Fit Pharmacist Healthcare Podcast  Gen-Z Pharmacist: Dominate Pharmacy School & Script Your Dream Career by Dr. Adam Martin Follow The Fit Pharmacist on Instagram Law of Attraction: The Science of Attracting More of What You Want and Less of What You Don't by Michael J. Losier ...

Ask a YFP CFP® #15: What advice do you have for first-generation college students who want to build wealth but also have families that depend on them to contribute financially? 

March 03, 2020 02:51 - 6 minutes - 6.15 MB

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Maria: What advice do you have for first-generation college students who want to build wealth but also have families that depend on them to contribute financially?  Mentioned on the Show: YFP Planning AACP Graduating Student Survey: 2019 National Report YFP 108: How to Effectively Talk With Mom and Dad About Their Finances with Cameron Huddlest...

YFP 141: How to Not Wreck Your Marriage Because of Student Loans

February 26, 2020 19:55 - 26 minutes - 24.1 MB

Steven Chung, tax attorney, joins Tim Ulbrich to discuss about a recent article he published titled ‘Student Loans Can Be the Homewrecker in A Marriage.’ Steven also talks about tax considerations as it relates to couples and why it’s so important to communicate this information. Mentioned on the Show YFP Fellowship - Virtual Group Financial Planning Student Loans Can Be the Homewrecker in A Marriage by Steven Chung  Refinance Your Student Loans Trump’s Bid to End Public Service...

Ask a YFP CFP® #14: How much should I withhold from my paycheck? 

February 24, 2020 14:06 - 7 minutes - 6.43 MB

Ask a YFP CFP® #14: How much should I withhold from my paycheck?  Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from James in Atlanta, Georgia: How much should I withhold from my paycheck?  Mentioned on the Show: YFP Planning IRS Tax Withholding Calculator  SmartAsset Paycheck Calculator File Your Taxes with YFP's Enrolled Agent  Send in your questions here or to info@yourfinancialpharma...

YFP 140: How Ryan Is Bringing in $11,000 a Month Through College Town Real Estate Investing

February 20, 2020 14:56 - 33 minutes - 30.5 MB

Ryan Chaw, clinical pharmacist and real estate investor, joins Tim Ulbrich on the show. They talk about how Ryan was able to accelerate his financial goals through real estate investing and how he went from zero rentals and zero rental income to $10,755 per month from 18 tenants in four years. Mentioned on the Show YFP Fellowship - Apply Today! Seven Figure Pharmacist by Tim Ulbrich, PharmD and Tim Church, PharmD BiggerPockets BiggerPockets Real Estate Investing Podcast How to I...

Ask a YFP CFP® #13: When should I hire a CPA or EA to file my taxes?

February 17, 2020 20:01 - 9 minutes - 9.12 MB

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brandon in Bountiful, Utah: When should I hire a CPA or EA to file my taxes? Mentioned on the Show: YFP Planning SECURE Act YFP 070: Pre-Planning for Tax Season File Your Taxes with YFP Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be conside...

YFP 139: Should Your Refinance Your Mortgage?

February 13, 2020 11:27 - 36 minutes - 33.3 MB

Nate Hedrick, the Real Estate RPh, joins Tim Ulbrich to talk about all things mortgage refinancing. They talk about what it is, how to qualify, the costs associated with refinancing a mortgage, how to determine the break even point and how Nate recently evaluated his own mortgage refinance. Mentioned on the Show Compare Mortgage Refinance Lenders with Credible  Real Estate RPh YFP Facebook Group YFP 064: 6 Steps to Home Buying (Part 1) w/ Nate Hedrick YFP 065: 6 Steps to Home Bu...

Ask a YFP CFP® #12: What should I do after my term life insurance policy ends?

February 10, 2020 15:28 - 9 minutes - 8.86 MB

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Andrea in Olathe, Kansas: What should I do after my term life insurance policy ends? Mentioned on the Show: YFP Planning YFP 010: Is Whole Life Insurance a Good Investment Strategy for College Savings? YFP 044: How to Determine Your Life Insurance Needs Protect Your Income: Compare Top Term Life Insurance Policies Send in your questions he...

YFP 138: What You Need to Know About Retirement Accounts in 2020

February 05, 2020 18:49 - 32 minutes - 29.6 MB

Tim Baker, our own fee-only CERTIFIED FINANCIAL PLANNER™, joins Tim Ulbrich to talk about key retirement and tax numbers for 2020 and the SECURE Act.  Mentioned on the Show 2020 Key Retirement Tax Numbers to Know - Download the Free Guide Send in Ask a YFP CFP® questions here or to [email protected] APhA2020 YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions  YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 40...

YFP 137: How to Monetize Your Clinical Expertise

January 30, 2020 02:44 - 35 minutes - 32.6 MB

Diana Isaacs joins Tim Church on this side hustle edition to talk about her journey in becoming an expert in diabetes and how she has been able to monetize her clinical expertise through speaking engagements, advisory boards, consulting projects and CE articles.  Mentioned on the Show Refinance Your Student Loans  AADE (American Association of Diabetes Educators) American Diabetes Association Outliers: The Story of Success by Malcolm Gladwell  Pharmacy Times Power-Pak CE Em...

Ask a YFP CFP® #11: How do I calculate my take home pay when contributing to retirement funds? 

January 27, 2020 14:22 - 5 minutes - 4.86 MB

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Ryan in Johnson City, Tennessee: How do I calculate my take home pay when contributing to retirement funds?  Mentioned on the Show: YFP Planning SmartAsset Federal Paycheck Calculator  Episode 018: Maximizing the Benefits of Public Service Loan Forgiveness Episode 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste of Time?  ...

Guests

Adam Martin
1 Episode
Daniel Crosby
1 Episode
Scott Rieckens
1 Episode
Travis Hornsby
1 Episode

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