Your Financial Pharmacist
644 episodes - English - Latest episode: 26 days ago - ★★★★★ - 160 ratingsThe Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances.
Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
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Episodes
YFP 276: Why Giving, Philanthropy, and Serving Are Core Parts of This Pharmacist’s Financial Plan
October 06, 2022 09:00 - 32 minutes - 37 MBSarah Adkins, PharmD, discusses how and why she started a non-profit pharmacy, why giving and philanthropy are a core piece of her financial plan, and how pharmacists can get involved using their expertise to help others. Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Happy Money: The Science of Happier Spending by Elizabeth Dunn & Michael Norton Rising Suns Non-Profit Pharmacy Your Financial Ph...
Ask a YFP CFP® #134: Should I refinance my higher interest rate federal loans?
October 03, 2022 09:00 - 6 minutes - 7.32 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from a recent YFP webinar: Should I refinance my higher interest rate federal loans? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Special Update: Student Loan Announcements from the Biden Administration Learn More About Our 1:1 Student Loan Analysis with a CFP® Send i...
YFP Real Estate Investing 77: “Figuring Out” Solutions to Investing Nightmares
October 01, 2022 09:00 - 33 minutes - 38.8 MBNate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, share their experiences with four real estate investing nightmares and how they figured them out. Links Mentioned in Today’s Episode YFP Real Estate Investing 76: Short Term Rental Market Update with Rachel Gainsbrugh Join the YFP Real Estate Investing Facebook Group YFP Real Estate Investing Your Financial Pharmacist Disclaimer and Disclosures
YFP 275: How to Build a Retirement Paycheck (Retirement Planning)
September 29, 2022 09:00 - 43 minutes - 50.3 MBIn the fourth episode of the four-part series on retirement planning, Tim Ulbrich, PharmD, and Tim Baker, CFP®, RLP®, discuss how to build a retirement paycheck. Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP 272: How Much Is Enough? (Retirement Planning) YFP 273: Alphabet Soup of Retirement Accounts (Retirement Planning) YFP 274: Risk Tolerance vs Risk Capacity (Retirement Planning) W...
Ask a YFP CFP® #133: Are there any tax implications on my paycheck if I cash out my vacation or sick days?
September 26, 2022 09:00 - 5 minutes - 6.11 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Sean Richards, CPA, takes this question from a member of the YFP community: Are there any tax implications on my paycheck if I cash out my vacation or sick days? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Send in your questions here or to [email protected] Your Financial Pharmacist Disclaimer a...
YFP Real Estate Investing 76: Short Term Rental Market Update with Rachel Gainsbrugh
September 24, 2022 09:00 - 38 minutes - 44 MBNate Hedrick and David Bright welcome Rachel Gainsbrugh back to the show for an update on her real estate journey. They discuss Rachel’s recent appearance on “Buy My House” on Netflix, short-term rental market forecasting for the near future, shopping for lenders, and how to determine if a short-term rental will work in your market. Links Mentioned in Today’s Episode YFP Real Estate Investing 07: Short and Medium-Term Rental Property Investing Short Term Gems Learn with Rachel YFP...
YFP 274: Risk Tolerance vs Risk Capacity (Retirement Planning)
September 22, 2022 09:00 - 39 minutes - 45 MBIn part three of the four-part series on retirement planning, Tim Ulbrich, PharmD, and Tim Baker, CFP®, RLP®, explain why it’s critical to evaluate how much risk you are able to stomach versus how much risk you should take to achieve your long-term savings goal and considerations for setting asset allocation in alignment with your risk capacity. Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP 27...
Ask a YFP CFP® #132: How can I balance paying back my student loans and buying a home?
September 19, 2022 09:00 - 6 minutes - 7.91 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from a recent YFP webinar: How can I balance paying back my student loans and buying a home? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Three Strategies for Buying a House with Student Loans Send in your questions here or to [email protected] Your Fi...
YFP Real Estate Investing 75: Market Check-In: Is BRRRR Dead?
September 17, 2022 09:00 - 28 minutes - 32.1 MBNate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, answer the question of whether or not the BRRRR method remains a viable investment strategy for real estate investors today. Links Mentioned in Today’s Episode Join the YFP Real Estate Investing Facebook Group BiggerPockets YFP Real Estate Concierge Service YFP Real Estate Investing Your Financial Pharmacist Disclaimer and Disclosures
YFP 273: Alphabet Soup of Retirement Accounts (Retirement Planning)
September 15, 2022 09:00 - 35 minutes - 40.7 MBTim Ulbrich, PharmD, sits down with Tim Baker, CFP®, RLP®, for the second part of the four-part series on retirement planning. Together they discuss the alphabet soup of retirement accounts including commonly used vehicles for accruing a nest egg. Links Mentioned in Today’s Episode YFP 272: How Much Is Enough? (Retirement Planning) YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Insuring Income: Get Quotes and Apply for Term Life ...
Ask a YFP CFP® #131: Where do I begin with buying and selling stocks?
September 12, 2022 09:00 - 8 minutes - 10.1 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from a member of the YFP community: Where do I begin with buying and selling stocks? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning The Index Revolution: Why Investors Should Join It Now by Charles Ellis The Simple Path to Wealth: Your road map to financial independence ...
YFP Real Estate Investing 74: Using Real Estate Investing to Give Back
September 10, 2022 09:00 - 34 minutes - 39.5 MBClaude Condo, RPh, shares how he transitioned from a pharmacist looking for passive income to an expansive commercial property investor while maintaining a fulfilling career in pharmacy. Links Mentioned in Today’s Episode Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki Rich Dad Real Estate, Stock Trading and Personal Finance Coaching Condo Foundation Rx Real Estate Investment Connect with Rx Real Estate In...
Special Update: Student Loan Announcements from the Biden Administration
September 08, 2022 13:33 - 21 minutes - 24.7 MBYFP Planning Lead Planners Kelly Reddy-Heffner and Robert Lopez dig into the recent student loan announcements from the Biden Administration including the extension of the administrative forbearance, student loan debt cancellation, updates to the Income Driven Repayment Plan, and what you can do now while you wait for more information to be released. Mentioned on the Show: The Your Financial Pharmacist Facebook Group YFP Planning: Holistic, Fee-Only Financial Planning for Pharmacists ...
YFP 272: How Much Is Enough? (Retirement Planning)
September 08, 2022 09:00 - 40 minutes - 46.1 MBTim Ulbrich, PharmD, sits down with Tim Baker, CFP®, RLP®, to discuss how much you need for retirement in part one of the four-part series focused on retirement planning. Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Join APhA - Get 25% Off Your Membership with Code: YFP YFP 253: YFP Planning Case Study #1: Growing a Family, Paying Off Student Loans, and Buying a House YFP 261: YFP Planning Ca...
Ask a YFP CFP® #130: Should we pay off our current mortgage with money we’ve been saving for our forever home to be debt free?
September 05, 2022 09:00 - 15 minutes - 17.3 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from a member of the YFP Facebook group: Should we pay off our current mortgage with money we’ve been saving for our forever home to be debt free? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Join the Your Financial Pharmacist Facebook Group Ask a YFP CFP #93: Is it ok ...
YFP Real Estate Investing 73: Adding Technology to Your Analysis
September 03, 2022 09:00 - 28 minutes - 32.5 MBNate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, share digital resources to help pharmacist real estate investors with deal analysis. Links Mentioned in Today’s Episode YFP Real Estate Concierge Service YFP Real Estate Investing Find an Investor-Friendly Agent Join the YFP Real Estate Investing Facebook Group MLS: Multiple Listing Service realtor.com Zillow Zillow Rent Estimate Calculator Redfin Rentometer.com YFP Real Estate Investing 71: ...
YFP 271: Financing a Home Purchase FAQ
September 01, 2022 09:00 - 34 minutes - 38.9 MBTony Umholtz takes questions from the YFP Facebook Group related to financing a home purchase including how much down payment is required with a doctor-type loan, what to look for when choosing a lender, and ways to reduce the interest rate in a loan. Links Mentioned in Today’s Episode Learn More About First Horizon’s Pharmacist Home Loan and Start the Pre-Approval Process Join the Your Financial Pharmacist Facebook Group YFP Planning: Financial Planning for Pharmacists Schedule a ...
Ask a YFP CFP® #129: Should we pay off all of our student loan debt now to save on interest charges if it will deplete our savings?
August 29, 2022 09:00 - 7 minutes - 8.68 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from a member of the YFP Facebook group: Should we pay off all of our student loan debt now to save on interest charges if it will deplete our savings? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Join the Your Financial Pharmacist Facebook Group Learn More About Our 1:...
YFP Real Estate Investing 72: Fifty Units in Less Than Five Years
August 27, 2022 09:00 - 42 minutes - 48.8 MBAlex and Erin Failaev, healthcare professionals and real estate investors, discuss their real estate investing strategies and shared goal-oriented mindset that took them from their first investment property to a portfolio of nearly 50 rental units in less than five years. Links Mentioned in Today’s Episode BiggerPockets BiggerPockets Bookstore Brandon Turner Follow Alex Failaev on Instagram: @alexfailaev Join the YFP Real Estate Investing Facebook Group YFP Real Estate Investi...
YFP 270: YFP Planning Case Study #3: Financial and Life Considerations As Retirement Nears
August 25, 2022 09:00 - 38 minutes - 44.1 MBYFP Co-Founder & Director of Financial Planning, Tim Baker, CFP®, RLP® is joined by YFP Planning Lead Planners, Kelly Reddy-Heffner, CFP®, CSLP®, CDFA®, and Robert Lopez, CFP® to discuss a financial planning case study on financial and life considerations as retirement nears. Links Mentioned in Today’s Episode Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance YFP Planning: Financial Planning for Pharmacists Schedule a Free Discovery Call with YFP Planning ...
Ask a YFP CFP® #128: How can I best maximize the IRS tax credit for residential solar panel installation?
August 22, 2022 09:00 - 8 minutes - 9.88 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Alysha in Seattle, Washington: How can I best maximize the IRS tax credit for residential solar panel installation? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Send in your questions here or to [email protected] Your Financial Pharmacist Disclaimer a...
YFP Real Estate Investing 71: Knowing When to Walk Away
August 20, 2022 09:00 - 46 minutes - 53.1 MBDrew Register, PharmD, shares his story of walking away from a real estate investment deal when he recognized that it did not live up to the initial analysis and how a conservative approach to real estate investing can benefit pharmacist investors even when a deal doesn’t make it to the closing table. Links Mentioned in Today’s Episode Apply Now! None to One Group Coaching Program: Use code PODCAST20 for 20% OFF YFP Real Estate Investing 60: Helping a Pharmacist Go From “None to One” ...
YFP 269: How to be Frugal During Inflation
August 18, 2022 09:00 - 35 minutes - 40.2 MBJen Smith, a personal finance expert and co-host of the Frugal Friends Podcast, discusses strategies to practice frugality in a high inflationary period, how she was able to pay off $78k in debt while battling unemployment, and strategies for listeners to explore whether you are looking to get organized, make additional income, or grow in your investing journey. Links Mentioned in Today’s Episode YFP’s Employee to Entrepreneur Virtual Summit: Learn More and Register Here Insuring Inco...
Ask a YFP CFP® #127: What should I look for when purchasing a long-term care insurance policy?
August 15, 2022 09:00 - 11 minutes - 13.1 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Scott in Uniontown, Ohio: What should I look for when purchasing a long-term care insurance policy? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Genworth: Cost of Care Trends and Insights U.S. Department of Health and Human Services: Caregiver Resources & Long Term...
YFP Real Estate Investing 70: Buying Tenanted Properties to Find Deals in a Wild Market
August 13, 2022 09:00 - 41 minutes - 47.4 MBNate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, dive into the complexity of buying tenanted rental properties and what that can mean for a real estate investor. Links Mentioned in Today’s Episode Apply Now! None to One Group Coaching Program: Use code PODCAST20 for 20% OFF YFP Real Estate Investing 68: How a House-Hacking Pharmacist Turned Full-Time Investor Zillow Rent Estimate Calculator Rentometer.com Join the YFP Real Estate Investing Facebook Group...
YFP 268: Buying a Home with Spiking Interest Rates, Inflation, and Market Insanity
August 11, 2022 09:00 - 35 minutes - 40.4 MBNate Hedrick, The Real Estate RPh and co-host of the YFP Real Estate Investing Podcast, discusses how interest rates, inflation, and market insanity are impacting home buyers. Links Mentioned in Today’s Episode Real Estate RPh YFP Real Estate Investing Podcast YFP Real Estate Concierge Service Book Your Jump Start Planning Meeting Find an Investor-Friendly Agent YFP 254: Home Buying Search: What to Do and What to Avoid Download the YFP Home Buying Quick Start Guide Join...
Ask a YFP CFP® #126: How much should I have in my savings account before I consider retiring?
August 08, 2022 09:00 - 10 minutes - 12.6 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from the YFP community: How much should I have in my savings account before I consider retiring? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning How Much You Need to Hang Up Your Coat: All About the Four Percent Rule FIRE Rx: The Pharmacist’s Guide to Financial Independenc...
YFP Real Estate Investing 69: From Owning a Pharmacy to Owning a Vacation Rental
August 06, 2022 09:00 - 45 minutes - 51.6 MBMatt and Meghan Dreher discuss their real estate investing journey from pharmacy ownership to short-term rental ownership. Links Mentioned in Today’s Episode Join the YFP Real Estate Investing Facebook Group Apply NOW for the None to One Real Estate Group Coaching Program Your Financial Pharmacist The Your Financial Pharmacist Podcast YFP Real Estate Investing Podcast BiggerPockets Check out Matt and Meghan’s Place PriceLabs Connect with Dreher Real Estate Services LLC...
YFP 267: Second Half of 2022…Are You on Track?
August 04, 2022 09:00 - 19 minutes - 21.9 MBTim Ulbrich, PharmD, flies solo to talk through a five-step system you can implement to set and achieve your goals to finish 2022 strong. Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Download the YFP Goal Setting Template As a Man Thinketh by James Allen Your Financial Pharmacist Disclaimer and Disclosures
Ask a YFP CFP® #125: What should I do with a large bonus I got from my employer?
August 01, 2022 09:00 - 7 minutes - 8.77 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from the Your Financial Pharmacist Facebook Group: What should I do with a large bonus I got from my employer? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Join the Your Financial Pharmacist Facebook Group Ask a YFP CFP® #123: What options do I have for investing for re...
YFP Real Estate Investing 68: How a House-Hacking Pharmacist Turned Full-Time Investor
July 30, 2022 09:00 - 37 minutes - 42.8 MBDylan Koch, PharmD, RPh, shares how he pursued financial independence through real estate, first as a house-hacking pharmacist and now as a full-time real estate investor. Links Mentioned in Today’s Episode YFP Real Estate Investing 42: How a Pharmacist Bought a Five Million Dollar Strip Mall YFP Real Estate Investing 04: How (and WHY) One Pharmacist Got Started in Real Estate Investing The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey Rich Dad Poor D...
YFP 266: How One Pharmacy Entrepreneur Started a Keto-Based Medical Practice
July 28, 2022 09:00 - 36 minutes - 41.4 MBDr. Jodi Nishida shares what significant health event led her to a keto-based diet, why she saw an opportunity to launch her business and keto-based practice, and lessons she’s learned through helping over 1500 patients with medically-guided keto. Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP 134: One Couple's Coast FI Journey YFP 196: How Cory Uses Improv to Create a Better Healthcare Expe...
Ask a YFP CFP® #124: Can I invest in real estate while pursuing Public Service Loan Forgiveness (PSLF)?
July 25, 2022 09:00 - 6 minutes - 7.73 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from the YFP Community: Can I invest in real estate while pursuing Public Service Loan Forgiveness (PSLF)? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP Real Estate Investing Podcast YFP 248: How 3 Pharmacists Had $700,000 of Student Loans Forgiven Send in your que...
YFP Real Estate Investing 67: Deep Dive: Loan Terms and Types
July 23, 2022 09:00 - 30 minutes - 34.7 MBNate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, break down loan types, discuss loan strategy, and cover key loan terminology for pharmacist real estate investors. Links Mentioned in Today’s Episode YFP Real Estate Investing 62: Revisiting Fundamentals in a Changing Real Estate Market Ask a YFP CFP® #121: Should I consider an adjustable rate mortgage for a real estate investment property? Join the YFP Real Estate Investing Facebook Group YFP Real Estate In...
YFP 265: 10 Lessons Learned: Employee to Entrepreneur
July 21, 2022 09:00 - 30 minutes - 34.6 MBYFP Co-Founder & CEO, Tim Ulbrich, PharmD, shares ten lessons he has learned on his journey from employee to entrepreneur. Links Mentioned in Today’s Episode Register for the YFP Employee to Entrepreneur Virtual Summit Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance I Was a Confused, Trapped Pharmacist Living Paycheck to Paycheck Seven Figure Pharmacist: How to Maximize Your Income, Eliminate Debt, and Create Wealth by Tim Church, PharmD and Tim Ulbri...
Ask a YFP CFP® #123: What options do I have for investing for retirement if I’m categorized as a ‘Highly Compensated Employee’?
July 18, 2022 09:00 - 10 minutes - 11.9 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Justin in Nassau County, NY: What options do I have for investing for retirement if I’m categorized as a ‘Highly Compensated Employee’? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP 239: Two Financial I's You May be Overlooking YFP 163: Investing Beyond the 401k...
YFP Real Estate Investing 66: Mixing Real Estate into the Financial Plan
July 16, 2022 09:00 - 31 minutes - 35.5 MBYFP Planning Lead Planner, Robert Lopez, CFP®, discusses prioritizing your financial goals to include real estate investing, ways for pharmacists to invest in real estate without owning a rental property, and questions you should be asking yourself and your financial planner before purchasing an investment property. Links Mentioned in Today’s Episode YFP 262: How Two Pharmacists Paid Off $250k of Student Loan Debt YFP Planning: Financial Planning for Pharmacists Schedule a free Dis...
YFP 264: How a 2022 PharmD Grad Left School Debt Free
July 14, 2022 09:00 - 27 minutes - 31.6 MBDr. Alexis Miller talks about graduating from pharmacy school debt-free because of her service to our country, by joining the Army in 2017. She shares why she decided to join the Army while in pharmacy school, the ins and outs of the GI Bill and tuition assistance, and how she plans to apply her pharmacy knowledge to her role in the Army. Links Mentioned in Today’s Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Connect with Al...
Ask a YFP CFP® #122: Should I use the equity from our primary residence to pay off high interest debt?
July 11, 2022 09:00 - 8 minutes - 9.42 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Marisa in Bluffton, SC: Should I use the equity from our primary residence to pay off high interest debt? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Send in your questions here or to [email protected] Your Financial Pharmacist Disclaimer and Disclos...
YFP Real Estate Investing 65: Changing the Rules to Find Cashflow
July 09, 2022 09:00 - 27 minutes - 25.4 MBNate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, your YFP Real Estate Investing Podcast hosts, discuss three key strategies for finding and managing cashflow with real estate investing. Key Points From This Episode A recap of the weekend with David and Nate each looking at new properties. Why the philosophy of ‘set it and forget it’ is a bad fit for their goals. Three key strategies to force cash flow. Change the location, change the property, and change the...
YFP 263: The Intersection of Financial Literacy and The Energy Burden
July 07, 2022 09:00 - 29 minutes - 27 MBDiamond Spratling, an impact-driven environmental health professional and non-profit leader, discusses her TEDx talk, The Secret to Clean Energy: Addressing The Root Causes of Energy Burden. Key Points From This Episode A warm introduction to today’s guest, Diamond Spratling Diamond’s educational and professional background. How she got into doing the work that she’s involved in today. Her definition of environmental justice. Breaking down the three aspects of environmental jus...
Ask a YFP CFP® #121: Should I consider an adjustable rate mortgage for a real estate investment property?
July 04, 2022 09:00 - 7 minutes - 8.61 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from David in Michigan: Should I consider an adjustable rate mortgage for a real estate investment property? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP Real Estate Investing Podcast Download the Property Analysis Spreadsheet YFP Real Estate Investing Join t...
YFP Real Estate Investing 64: How One Pharmacist Bought 10 Rentals in His First Two Years
July 02, 2022 09:00 - 33 minutes - 31.1 MBTyler Dalton, PharmD, shares his real estate investing experience, how he purchased 10 houses in his first two years as a real estate investor, and how he continues to grow his portfolio toward the ultimate goal of replacing his pharmacy salary. Key Points From This Episode Tyler’s background: how he got into both pharmacy and real estate. Why he chose real estate and his passion for it. How our guest found success after his ambitious start in real estate. Using hard money lender...
YFP 262: How Two Pharmacists Paid Off $250k of Student Loan Debt
June 30, 2022 09:00 - 31 minutes - 28.7 MBKristen & Nate Hedrick to discuss their journey in paying off $250k of student loan debt, their motivation and why for aggressively paying off the debt, and the role a side hustle and real estate investing played to help them achieve their goal. Key Points From This Episode Kristen’s background, how she ended up in pharmacy, and what she’s doing now. What their student loan debt looked like at its peak. How student debt can creep up and surprise you. The initial feelings the coupl...
Ask a YFP CFP® #120: Should I refinance my federal student loans with the possibility of some student loan cancellation happening?
June 27, 2022 09:00 - 7 minutes - 8.18 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Kayla in New Orleans, Louisiana: Should I refinance my federal student loans with the possibility of some student loan cancellation happening? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Learn More About Our 1:1 Student Loan Analysis with a CFP® Send in your questi...
YFP Real Estate Investing 63: Buying a House Without Going Inside
June 25, 2022 09:00 - 29 minutes - 27.1 MBNate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, your YFP Real Estate Investing Podcast hosts, unpack the process of purchasing real estate remotely. Key Points From This Episode A quick recap of Nate’s current property dilemma: Flip or rent. The different processes of purchasing a rental property versus a primary residence. How to act quickly on a property that is outside your market. What the realtor experiences when trying to assist investor clients from...
YFP 261: YFP Planning Case Study #2: Planning for Retirement, Saving for Kids’ College, and Paying Off Debt
June 23, 2022 09:00 - 37 minutes - 34.4 MBYFP Co-Founder & Director of Financial Planning, Tim Baker, CFP®, RLP® is joined by YFP Planning Lead Planners, Kelly Reddy-Heffner, CFP®, CSLP®, CDFA®, and Robert Lopez, CFP® to walk you through a financial planning case study on planning for retirement, saving for kids’ college, and paying off debt. Key Points From This Episode Getting to know Fiona and Rob Anderson. The home, work, and financial portfolios of our case study couple. Fiona and Rob’s investment accounts and insuranc...
Ask a YFP CFP® #119: How do we build wealth after paying off our student loans?
June 20, 2022 09:00 - 11 minutes - 13.3 MBWelcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from the Fritsches in Troutdale, OR: How do we build wealth after paying off our student loans? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP Tax Send in your questions here or to [email protected] Your Financial Pharmacist Disclaimer and Disclosure...
YFP Real Estate Investing 62: Revisiting Fundamentals in a Changing Real Estate Market
June 18, 2022 09:00 - 43 minutes - 39.8 MBBlake Johnson, PharmD, and Zac Hendricks return to the YFP Real Estate Investing Podcast to discuss their investment strategy and how they manage risk in a changing real estate market by returning to the fundamentals. Key Points From This Episode A welcome back to Blake and Zac. An overview of the guests, their careers, and their real estate background. Looking at the changes in the market over the last year and how to adjust your strategies. Blake’s endless energy and inability t...
YFP 260: Why It’s Critical for Women to Take Control of Their Personal Finances
June 16, 2022 09:00 - 30 minutes - 27.5 MBRobin Hauser, an award-winning director and producer, talks about her most recent documentary, $avvy, which explores why it’s critical for women to understand and take control of their personal finances. Key Points From This Episode Robin’s real-world example of unconscious bias. The gender-based stereotypes surrounding finances. How day-to-day and long-term financial planning responsibilities differ in a household. Why a woman’s lifespan is an important consideration. The bigges...