Cornerstone Retirement Partners
240 episodes - English - Latest episode: about 13 hours ago -Cornerstone Retirement Partners has operated as an independent financial advisory and Medicare firm for over 20 years. On our staff, we have professional financial advisors and Medicare specialists who cross train in a variety of retirement planning specialties. We assist working people with the process of retiring - helping them sign up for Medicare, Social Security, creating income plans from the wealth they have accumulated. We also coordinate with elder law attorneys to help retirees transition their wealth to their spouse or children while qualifying for Medicaid. We recognize that as investment fiduciaries, we are required to act in the best interest of our clients. That's why we take care of all aspects of retirement - not just your 401k.
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Episodes
Retirement Roadblocks Part 2
July 13, 2024 13:00 - 9 minutes - 13.8 MBIn this follow-up video, we continue exploring common challenges in retirement planning. We'll delve into managing healthcare costs, adjusting investment plans, and preparing for unexpected financial setbacks. To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit his website at Cornerstone-rp.com. With Ron's guidance, you can make informed decisions about your finances and build the financial future that you deserve....
Retirement Roadblocks Part 1
July 06, 2024 13:00 - 9 minutes - 13.8 MBPlanning for retirement can be challenging, with many potential roadblocks along the way. In this video, we'll discuss common obstacles such as debt, unexpected expenses, and inadequate savings, and share strategies to address these issues. To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit his website at Cornerstone-rp.com. With Ron's guidance, you can make informed decisions about your finances and build the fin...
Will Washington Wipe Out Wall Street?
June 29, 2024 13:00 - 12 minutes - 17.6 MBThis episode explores the growing tension between Washington and Wall Street. With new regulations and policies targeting financial institutions, is Wall Street's dominance under threat? Discover the potential impacts on the economy, investors, and the future of finance in America. To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit his website at Cornerstone-rp.com. With Ron's guidance, you can make informed decis...
6 Core Issues
June 22, 2024 13:00 - 21 minutes - 30.6 MBAre you ready to take the plunge into retirement and embark on a new phase of life? Meet Ron Courser, CFP®, your trusted partner in navigating the complex course through retirement planning. With his years of experience and expertise, Ron can help you address the six core issues that are crucial for a successful retirement journey. Don't wait to secure your retirement future. Contact Ron Courser today at (616) 301-2581 or visit his website at Cornerstone Retirement Planning to learn more abo...
Politics Impact On Your Retirement
June 15, 2024 13:00 - 21 minutes - 30.9 MBIn this episode, we explore how political decisions impact your retirement. Discover how elections, policy changes, and inflation influence your savings and financial security. Learn about social security adjustments and other critical factors that could affect your future. Stay informed about the political landscape to better prepare for your retirement. To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit his webs...
Retirement Income Planning
June 08, 2024 13:00 - 12 minutes - 18 MBPlanning for income in retirement is essential for financial stability. In this video, we cover key strategies for creating a solid retirement income plan. Discover different income sources, investment options, and tips for managing your savings. Whether you're close to retirement or just beginning to plan, this video offers useful insights to help you prepare. To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit hi...
Discover the 3 Biggest Expenses that are Killing Your Finances!
June 01, 2024 13:00 - 25 minutes - 35.5 MBHave you identified and addressed the biggest expenses that will impact your finances throughout retirement? In this edition of "Your Course To Retirement", Ron Courser, CFP® identifies the three largest expenses that can drain your wallet and derail your financial goals. He shares insights on how to minimize these expenses and take control of your finances. To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit his w...
Annuities
May 25, 2024 13:00 - 20 minutes - 29.1 MBIn this episode, we'll dive into the world of annuities, an important financial tool for retirement planning. 📈💰 We'll explore various types of annuities, such as fixed, variable, immediate, and deferred, and provide insights into how they operate. 📝 Whether you seek a stable income source for retirement or simply want to grasp annuities better, this video offers essential information. 📚 By the end, you'll gain a better understanding of how annuities can potentially complement your financial...
Understanding Social Security: What You Need to Know!
May 18, 2024 13:00 - 14 minutes - 20.4 MBThis episode covers essential information about Social Security, including eligibility, benefits, and how to apply. Learn practical tips to make the most of your Social Security benefits. For more information contact Ron Courser, CFP® at (616) 301-2581 and visit the website at www.cornerstone-rp.com/. For more updates on when Cornerstone Retirement Partners uploads a new video follow these social medias Facebook - https://www.facebook.com/CornerstoneRetirementPartners Linkedin - https...
Happy Mothers Day from Cornerstone Retirement Partners
May 11, 2024 14:00 - 11 minutes - 17 MBOn this program we will be addressing what we can do to protect our family’s financial security. For more information contact Ron Courser, CFP® at (616) 301-2581 and visit the website at www.cornerstone-rp.com/.
Get The Most Out Of Your 401K
May 04, 2024 14:00 - 11 minutes - 16.7 MBUnlock the secrets to maximizing your retirement savings with our comprehensive guide to your 401(k)! Discover why employer-sponsored plans like the 401(k) are vital tools for securing your financial future. From the convenience of automatic contributions to the allure of employer matches, we explore every aspect of your retirement plan. Learn how to navigate tax-deferral options, seize control of your investments with in-service distributions, and avoid common pitfalls like leaving old 401(...
Income Planning
April 20, 2024 13:00 - 17 minutes - 25.1 MB📊 Join Ron Courser, CFP® from Cornerstone Retirement Partners for insightful discussions on optimizing income during retirement. From investment insights to budgeting basics, we're here to guide you. Subscribe now for valuable strategies to secure your financial future. 💼 For more information contact Ron Courser, CFP® at (616) 301-2581 and visit our website at www.cornerstone-rp.com.#retirementplanning #financialstability #practicaladvice
Structuring Different Kinds Of Income
April 13, 2024 14:00 - 16 minutes - 22.9 MBDiscover smart ways to structure your income! In this quick video, Ron Courser, CFP® shares practical tips to help you make the most of your earnings and investments to generate tax-advantaged streams of income. Whether you're self-employed or working a traditional job, optimizing your income can lead to greater financial stability. Watch now for actionable advice! Don't forget to subscribe for more content for Your Course To Retirement! For more information contact Ron Courser, CFP® at (616...
Gain Control Of Your Taxes
March 23, 2024 13:00 - 16 minutes - 23.8 MBUnveil Tax Season and Saving Strategies with Ron Courser, CFP®! 🎙️ Join Ron Courser, CFP®, Owner of Cornerstone Retirement Partners, as he dives into essential tax planning insights in this episode of Your Course To Retirement. 💼 Host: Ron Courser, CFP® 📞 Contact: (616) 301-2581 🌐 Website: https://www.cornerstone-rp.com/ Discover actionable tips to minimize tax liabilities and maximize savings. With over three decades of experience, Ron shares valuable advice on proactive tax plann...
Luck vs Planning
March 16, 2024 14:00 - 12 minutes - 18 MBWhen planning for retirement, you want confidence. You want to know that your money is going to be well-managed while working towards retirement and protected once you are in retirement. You don't want to go through retirement not spending because you are worried you might not have enough. The retirement that you deserve should be fun, doing all the things you couldn't while you were at work, and it has to be based on a plan. Ron Courser, CFP® can help make sure you are not just relying on l...
Tax Prep vs Tax Planning
March 09, 2024 14:00 - 10 minutes - 15.3 MBFor more updates on when Cornerstone Retirement Partners uploads a new video follow these social medias Facebook - https://www.facebook.com/CornerstoneRetirementPartners Linkedin - https://www.linkedin.com/company/cornerstone-retirement-partners/ Twitter - https://twitter.com/Cornerstone_rp If you perfer to listen to the videos they will be posted in audio form on this page. https://coursetoretirement.libsyn.com/site?_ga=2.18104057.175116293.1666642908-1281234911.1610478272 Finan...
Why Is 59 1/2 So Important?
March 06, 2024 20:00 - 7 minutes - 10.4 MBFor more updates on when Cornerstone Retirement Partners uploads a new video follow these social medias Facebook - https://www.facebook.com/CornerstoneRetirementPartners Linkedin - https://www.linkedin.com/company/cornerstone-retirement-partners/ Twitter - https://twitter.com/Cornerstone_rp If you perfer to listen to the videos they will be posted in audio form on this page. https://coursetoretirement.libsyn.com/site?_ga=2.18104057.175116293.1666642908-1281234911.1610478272 Financi...
Are You Ready To Retire?
February 24, 2024 14:00 - 5 minutes - 8.53 MBAre you #readytoretire? Like, really ready? Not just tired of work and wishing to quit, but financially prepared for 20 to 30 years or more of unemployment? If you're retirement-minded and aiming for confidence when that day comes, tune in to this week's #YourCourseToRetirement as @RonCourser reviews the essential questions to answer to gauge your retirement readiness.
Calculating Your Retirement Number
February 10, 2024 14:00 - 13 minutes - 19.6 MBAre you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additionally, we'll outline key considerations for structuring the Income Allocation portion of your retirement plan. Don't miss out on this comprehensi...
Understanding Your 401K PART 2
February 03, 2024 14:00 - 8 minutes - 12.8 MB🤔 Curious about 401(k)s? 🧐 Explore the ins and outs with Ron Courser, CFP® from Cornerstone Retirement Partners, the good, the not-so-good, and everything in between. Get insights for smarter financial moves. No fluff, just real talk. Dive in and navigate the 401(k) landscape with us 🚀! Contact Ron Courser at (616) 301-2581 and visit the website at https://www.cornerstone-rp.com/. #401kExplained #FinancialInsights #RetirementTalk
Understanding Your 401K PART 1
January 27, 2024 15:00 - 11 minutes - 16.5 MB🤔 Curious about 401(k)s? 🧐 Explore the ins and outs with Ron Courser, CFP® from Cornerstone Retirement Partners, the good, the not-so-good, and everything in between. Get insights for smarter financial moves. No fluff, just real talk. Dive in and navigate the 401(k) landscape with us 🚀! Contact Ron Courser at (616) 301-2581 and visit the website at https://www.cornerstone-rp.com/. #401kExplained #FinancialInsights #RetirementTalk
5 Critical Areas In Retirement
January 20, 2024 15:00 - 11 minutes - 17.1 MB🔍 Explore the path to a secure financial future with our Retirement Planning insights! Delve into the realms of Income Planning, designed to provide lifelong expense coverage. Discover Investment Planning strategies that align with your goals, control volatility, and optimize portfolios. Gain clarity in Tax Planning to minimize liabilities and enhance efficiency. Our Health Care Planning addresses the intricacies of Medicare and Long-Term Care to handle rising healthcare costs. Join us on a ...
Let's Start The New Year Off Right.
January 13, 2024 15:00 - 10 minutes - 14.8 MBOften times we hear about “The Year In Review”, looking back at major events that have happened in the prior year. In our personal financial lives, this is also what we do during tax preparation. Filing taxes is literally putting together a personal “Financial Year In Review”, but we are planners. This is a show about planning. Planning is about looking forward and being proactive, not looking back, being historical, or being reactive. Certainly, we can gain some knowledge from history (mayb...
Planning Resolutions For 2024
December 30, 2023 15:00 - 26 minutes - 36 MBAs you look forward to the approaching new year, ready to chart your course for 2024, the prospect of setting financial goals may be on your mind. Perhaps you're aiming to eliminate lingering student loans by the next holiday season or contemplating strategies to enhance your retirement plan. Unlike the transient nature of many New Year's resolutions, effective goal-setting requires careful consideration. Research indicates that the average New Year's resolution barely endures into the spr...
Giving & Gifting It is a Financial Christmas
December 16, 2023 15:00 - 26 minutes - 36.1 MB’Tis the season for thinking of family and friends, for gifting, giving, and generosity. For the holidays, we generally think of bows and packages in wrapping paper. Of course, these gifts cost money and we should try to be responsible with the way we spend throughout the holidays. On a larger scale, we should also consider our ongoing financial impact through gifting and giving strategies to family, as well as any outside gifts, giving, or donations we make to charities, churches, or organi...
2 Most Determining Factors For A Successful Retirement
December 02, 2023 15:00 - 14 minutes - 20.2 MBYou have always first and foremost had an income plan. When you set your alarm so that you get up to show up for work, put in your time and sweat equity to perform your tasks, and trade that time for money, that is your income plan. You plan to repeat that routine overtime to earn a living, manage your bills, and to support your ability to save for retirement. That is an income plan! The INCOME PLAN is what supports your lifestyle and your investment plan. The stability and predictability of...
Wrapping Up The New Year With Ron Courser,CFP®
November 18, 2023 15:00 - 22 minutes - 31.2 MBThere is no doubt this year has had its twists and turns especially for the market, and let's not even get into the personal and even global issues for financial progress. This year has had a host of challenges but, so will next year and the year after that. Tune into today's episode as Ron Courser, CFP® wraps up this year, gives insight on what may be coming as we look towards next year, and discusses how Cornerstone Retirement Partners can assist you in your path to retirement. To get assi...
2023 EP1028 | Ron Courser | 6 Core Issues
October 28, 2023 14:00 - 21 minutes - 30.5 MBAre you ready to take the plunge into retirement and embark on a new phase of life? Meet Ron Courser, CFP®, your trusted partner in navigating the complex course through retirement planning. With his years of experience and expertise, Ron can help you address the six core issues that are crucial for a successful retirement journey. Don't wait to secure your retirement future. Contact Ron Courser today at (616) 301-2581 or visit his website at Cornerstone Retirement Planning to learn more ab...
2023 EP1014 | Ron Courser | In Service Distribution
October 14, 2023 14:00 - 14 minutes - 20.9 MBOne of the best opportunities to prepare assets for retirement occurs when we have the opportunity to access retirement accounts at 591/2. First, at age 591/2 you have the ability to pull from retirement accounts without the additional 10% penalty. If you need income to support yourself, this is the traditional milestone that allows you to utilize tax-deferred accounts like 401(k)’s and IRA’s. Additionally, more and more employer sponsored retirement plans are allowing participant employees ...
2023 EP0923 | Ron Courser | Avoiding 5 Common Mistakes
September 23, 2023 14:00 - 23 minutes - 33.1 MB5 Common #FinancialMistakes - Retirement involves the delicate task of both growing your savings for the future and managing your current income for your #retirementexpenses. While there is no foolproof method for achieving this balance, there are recommended practices that can be followed to minimize common mistakes. If you have any questions, please feel free to contact Cornerstone Retirement Partners at (616) 301-2581 or visit their website at https://www.cornerstone-rp.com/.
2023 EP0902 | Ron Courser | 3 Biggest Expenses
September 02, 2023 14:00 - 27 minutes - 37.5 MBHave you identified and addressed the biggest expenses that will impact your finances throughout retirement? In this edition of "Your Course To Retirement", Ron Courser, CFP® identifies the three largest expenses that can drain your wallet and derail your financial goals. He shares insights on how to minimize these expenses and take control of your finances. To connect with Ron and learn more about his financial planning services, you can contact him directly at (616) 301-2581 or visit his w...
2023 EP0826 | Ron Courser | Annuities
August 26, 2023 14:00 - 16 minutes - 23.7 MBWhat are annuities? What do they do? What do they not do well? Why do they seem to have a negative reputation? How do they function? What role can they play in comprehensive retirement planning? On this program, we will examine annuities. There are pro’s, con’s, benefits, disadvantages, and specific features to understand. If you have any questions, please feel free to contact Cornerstone Retirement Partners at (616) 301-2581 or visit their website at https://www.cornerstone-rp.com/
2023 EP0819 | Ron Courser | Control, Minimize or even Eliminate Taxes In Retirement
August 20, 2023 14:00 - 11 minutes - 17 MBTaxes are the biggest expense between making money and keeping it, so taxes should be managed proactively too. On this episode, we will discuss Roth strategies as a means of controlling the expense of taxation on your wealth and discuss some specifics on the opportunity to take advantage and maximize your Roth balance. If you have any questions, please feel free to contact Cornerstone Retirement Partners at (616) 301-2581 or visit their website at https://www.cornerstone-rp.com/
2023 EP0812 | Ron Courser, CFP® | Average Returns On My Portfolio, Helpful or Hurtful?
August 12, 2023 14:00 - 9 minutes - 14.1 MBIn this episode, you can see what an average rate of return can do to an investment portfolio through the example graphics on the screen. Ron Courser, CFP®, explains and discusses the reasons behind potential issues that could arise if you stick with an average rate of return. However, there are indeed other alternatives instead of adhering to a singular outcome throughout retirement. This is because prices are not always going to remain the same for essentials like cars and groceries. Just ...
2023 EP0805 - RON COURSER - INCOME VS INVESTMENT PLANNING PART2
August 05, 2023 14:00 - 9 minutes - 13.1 MBTune in as Ron Courser discusses the difference between an #InvestmentPlan and an #IncomePlan. Ron Courser is a Certified Financial Planning professional with years of experience assisting proactive savers and investors structure plans to achieve their goals. Ron Courser, CFP® understands the risks, issues, and opportunities in retirement. For information, contact Ron Courser, CFP® from Cornerstone Retirement Partners at (616) 301-2581 and visit the website at https://www.cornerstone-rp.com/.
2023 EP0729 | Ron Courser | Income vs Investment Planning
July 29, 2023 14:00 - 10 minutes - 14.3 MBTune in as Ron Courser discusses the difference between an #InvestmentPlan and an #IncomePlan. Ron Courser is a Certified Financial Planning professional with years of experience assisting proactive savers and investors structure plans to achieve their goals. Ron Courser, CFP® understands the risks, issues, and opportunities in retirement. For information, contact Ron Courser, CFP® from Cornerstone Retirement Partners at (616) 301-2581 and visit the website at https://www.cornerstone-rp.com/.
2023 EP0722 | Ron Courser | 6 Stealth Taxes
July 22, 2023 14:00 - 25 minutes - 36.1 MBOf the six stealth taxes, all but one has been in existence for several years. Two of the stealth taxes are difficult to avoid due to their low-income threshold. While most of these stealth taxes may not kick in until retirement, planning for each stealth tax should begin several years before a federal employee retires and continues throughout his or her retirement. For more information contact Ron Courser at (616) 301-2581 and visit the website at https://www.cornerstone-rp.com/.
2023 EP0715 | Ron Courser | What Is Financial Risk PART 2
July 15, 2023 12:00 - 7 minutes - 11 MBWe have been taught that taking risks is a necessary part of making financial progress. Why? What is risk? How much you should be taking? How can risk be identified or quantified? What are the benefits, payoffs, potential drawbacks or dangers, and what is the true necessity of taking risk? We will discuss...risk, safe money strategies, pros and cons, striking a proper balance of risk and safety, and managing market volatility. For more information contact Ron Courser, CFP® at (616) 301-2581 ...
2023 EP0708 | Ron Courser, CFP® | What Is Financial Risk
July 08, 2023 14:00 - 23 minutes - 32.9 MBWe have been taught that taking risks is a necessary part of making financial progress. Why? What is risk? How much you should be taking? How can risk be identified or quantified? What are the benefits, payoffs, potential drawbacks or dangers, and what is the true necessity of taking risk? We will discuss...risk, safe money strategies, pros and cons, striking a proper balance of risk and safety, and managing market volatility. For more information contact Ron Courser, CFP® at (616) 301-2581 ...
2023 EP0612 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 9 | Longevity
June 12, 2023 14:00 - 5 minutes - 7.24 MBSEASON FINALE LONGEVITY !!!! The risk multiplier! Living longer is a blessing we hope for. It also increases the likelihood that all other risks we have covered in this series will impact us. Over a longer life, we will experience more of them, potentially multiple times. Only by having a solid plan that addresses all the other risks and extended longevity can we truly experience lasting retirement confidence and quality of life. Contact Ron Courser, CFP® to plan specifically for Longevity...
2023 EP0610 | Ron Courser, CFP® | College Planning?
June 10, 2023 14:00 - 26 minutes - 37.5 MBWhen planning for your kids to go to college, you have to consider and address their new living situation, college choice, classes, major, and most of all..... MONEY! Ron Courser, CFP® discusses the stress planning and paying for college can create, and how to plan for the money you will need to afford college life, including tuition, room & board, books, meals, supplies, and transportation. Ron Courser also discusses a few possible resources to help pay for those expenses. If you have any q...
2023 EP0610 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 8 | Inflation
June 10, 2023 14:00 - 5 minutes - 7.16 MBEven at historically moderate rates, inflation will eat away at your spending power throughout retirement. Expenses often increase faster than retirement income keeps up. Over certain periods, inflation can quickly spike to even higher levels. Contact Ron Courser, CFP® to make sure your plan addresses Inflation Risk in Retirement. Call (616) 301-2581, or visit the website at https://www.cornerstone-rp.com/.
2023 EP0605 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 7 | Taxation
June 05, 2023 14:00 - 3 minutes - 5.1 MBEvery dollar has a tax plan associated with it. Taxation is one of your largest known expenses in retirement. Deferred taxes during your working career and investment growth means more taxes in retirement on income withdrawals, as well as on inheritance. Deferred tax may also impact Social Security taxation and Medicare premiums. Tax rates and brackets could also potentially go up in the future. We have historically low tax rates today. Plan accordingly and proactively! Contact Ron Courser, ...
2023 EP0603 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 6 | Market Volatility
June 03, 2023 14:00 - 3 minutes - 5.66 MBMarkets can fluctuate wildly and unpredictably. Your need for income generally is not so flexible. If income is generated from market-based investments, carefully consider how market losses may equate to income reduction and dependability. Contact Ron Courser, CFP® to make sure your plan addresses Market Volatility and Risk in Retirement (616) 301-2581, or visit the website at https://www.cornerstone-rp.com/.
2023 EP0529 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 5 | Spousal Income
May 29, 2023 14:00 - 4 minutes - 6.09 MBReliable streams of retirement income will vanish when a spouse passes away. Social Security and pensions are subject to survivorship implications that may not be felt for decades. Consider the spousal consequences of timing and starting income. Decisions early in retirement may have consequences on your spouse even after your own life expectancy. Contact Ron Courser, CFP® to make sure your plan addresses Spousal Income Risk in Retirement (616) 301-2581, and visit the website at https://www....
2023 EP0520 | Ron Courser, CFP® | 9 Critical Risks In Retirement | Part 4 | Health Care Cost
May 20, 2023 14:00 - 4 minutes - 6.31 MBAs people age, their healthcare needs and costs tend to increase. Chronic conditions and age-related health issues become more prevalent, requiring ongoing medical attention, medications, and treatments. The cost of managing these conditions can be substantial, especially when considering long-term care needs such as nursing homes or assisted living facilities. If you need assistance with planning, or want to make sure you have not overlooked any of the 9 Critical Risks to Retirement, contac...
2023 EP0513 | 9 Critical Risks in Retirement | Part 3 Withdrawal Rate Risk
May 13, 2023 14:00 - 4 minutes - 6.26 MBIn this edition of "Your Course To Retirement", Ron Courser, CFP® discusses withdrawal rate risk. Withdrawal rate risk means that your retirement lifestyle could be jeopardized in later years because of an unsustainable income rate early on. A written plan addresses the potential that an individual's retirement portfolio will be depleted too quickly due to withdrawing too much money in the early years of retirement. Ron shares his insights on calculating an appropriate withdrawal rate and ma...
2023 EP0506 | Ron Courser, CFP® | 9 Critical Risks in Retirement - Part 2 Legislative Risk
May 08, 2023 14:00 - 3 minutes - 4.68 MBTune into this 9 Part Series of "9 Critical Risks In Retirement" with Ron Courser, CFP® on "Your Course To Retirement". In Part Two of 9 Critical Risks In Retirement Ron Courser, CFP® discusses "legislative risk", meaning what changes can Congress implement to reach further into your pockets? Ron discusses RMDs, when you have to take Required Minimum Distributions out of your retirement accounts so they can be taxed. If want to hear how Cornerstone Retirement Partners helps their clients add...
2023 EP0429 | Ron Courser, CFP® | 9 Critical Risks in Retirement - Part 1 Sequence Risk
April 29, 2023 14:00 - 8 minutes - 11.9 MBTune in for part one in our series covering critical risks as Ron Courser, CFP® discusses #SequenceRisk: one of the 9 major risks in retirement. Sequence Risk is the potential for unlucky retirement timing and withdrawing funds in a down market. Sequence Risk can damage an investor's return, as well as overall retirement outlook and confidence. If you withdraw too much, especially in declining markets, you increase the risk of running out of money and income, but we also want to live an acti...
2023 EP0422 | Ron Courser, CFP® | Retirement Confidence is key with Tom Hegna
April 22, 2023 14:00 - 20 minutes - 28.5 MBIn this episode of Your Course to Retirement, we have a surprise guest #TomHegna that is joining us. The author of multiple books including "Don't Worry Retire Happy" and "Pay Checks and Play Checks", #TomHegna joins us to discuss the income planning piece of retirement and how simple it can be when broken down. We hope you enjoy this special edition to Your Course to Retirement. Give #RonCourser,CFP® a call at (616) 301-2581 and visit #CornerstoneStone-rp.com.