Cornerstone Retirement Partners
240 episodes - English - Latest episode: about 16 hours ago -Cornerstone Retirement Partners has operated as an independent financial advisory and Medicare firm for over 20 years. On our staff, we have professional financial advisors and Medicare specialists who cross train in a variety of retirement planning specialties. We assist working people with the process of retiring - helping them sign up for Medicare, Social Security, creating income plans from the wealth they have accumulated. We also coordinate with elder law attorneys to help retirees transition their wealth to their spouse or children while qualifying for Medicaid. We recognize that as investment fiduciaries, we are required to act in the best interest of our clients. That's why we take care of all aspects of retirement - not just your 401k.
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
Episodes
Ep 38 A Course To Retirement - New Reality
April 22, 2020 17:13 - 55 minutes - 76.8 MBThe economy has been deeply impacted. Unemployment is soaring. Stimulus measures aimed at helping those affected and impacted, but how long can that last and how much will it help? And what are the negative consequences?
Ep 37 A Course To Retirement - Sound financial long term strategies
April 14, 2020 18:41 - 55 minutes - 76.8 MBWith all the events of the past few months, there is a lot to take in. There is also a lot that could help lead to your long-term financial success. Yes! Even in times like this.
Ep 36 A Course To Retirement - Action Plan
April 08, 2020 17:13 - 55 minutes - 76.8 MBIn these volatile, uncertain, unprecedented, and (quite frankly) scary times, how do you add some stability to your financial life, or even your life in general?
Ep 35 A Course To Retirement - Sound strategies
March 31, 2020 21:47 - 55 minutes - 76.8 MBIf properly positioned, downturns in the market can present great opportunities. Moving to strategies that are more aggressive or depositing additional funds in downturns can mean buying at prices that are at a great value, or “on-sale”.
Ep 34 A Course To Retirement - Safe Money Strategies For Volatile Times
March 23, 2020 21:08 - 55 minutes - 76.8 MBWhy do we need safe money? Emergencies, day-to-day expenses, sanity.
Ep 33 A Course To Retirement - Coronavirus and the market
March 17, 2020 17:16 - 55 minutes - 76.8 MBIf you follow the 4% rule and are able to cover your bills, but then the market falls 50%, your bills do not fall 50% to match your asset base. Therefore, you now experience Sequence Risk and lock in gains with an even larger percentage of your portfolio.
Ep 32 A Course To Retirement - Income Allocation for Retirement Planning
March 04, 2020 21:05 - 55 minutes - 76.8 MBYour withdrawal rate is different from the rate of return. Rate of return is how much money the money you have invested makes. Withdrawal rate is removing money from the account and from the potential to make any further returns. Listen to Ron Courser discuss this and more in this week's episode of A Course to Retirement.
Ep 31 A Course To Retirement - Important Financial Topics
February 26, 2020 21:23 - 55 minutes - 76.8 MBWe are hearing a lot about the Coronavirus and its effects on the global economy. It is always a risk that something like this will come out of the left-field, upset the markets and create volatility.
Ep 30 A Course To Retirement - Taxes Continue
February 17, 2020 18:45 - 55 minutes - 76.8 MBYou can choose to “shelter” your investment and retirement assets under one of three possible “umbrellas” - Taxable (non-qualified), tax-deferred (Traditional IRA’s and 401(k)’s), or tax-free (Roths & certain life insurance).
Ep 29 A Course To Retirement - Financial Surprises
February 12, 2020 17:33 - 55 minutes - 76.8 MBOn this episode of A Course To Retirement with Ron Courser, Ron talks about how to prepare for those unexpected financial surprises .
Ep 28 A Course To Retirement - 149 answers you want about your retirement
December 09, 2019 19:18 - 55 minutes - 76.8 MBAs we wrap up the year, on this episode we go over 149 things you wanted answers for when it comes to your financial plan.
Ep 27 A Course To Retirement - Quick Topics Part 2
November 11, 2019 18:55 - 55 minutes - 76.8 MBIn this episode, we continue our discussion of financial planning topics you need to know about when planning for retirement. You need to plan for the income gap, you need to know the amount that is going to be coming in every month, and you need to make sure you do not run out of money.
Ep 26 A Course To Retirement - Quick Topics
November 04, 2019 14:51 - 55 minutes - 76.8 MBOn this program, we will discuss several big financial topics in small, bite-sized pieces. We won’t go into too much depth on any specific topic because these are ALL important!
Ep 25 A Course To Retirement - Financial Articles
October 08, 2019 18:33 - 55 minutes - 76.8 MBRon Courser goes over a new article from Forbes that talks about ways of not going broke in retirement.
Ep 24 A Course To Retirement - Financial Strategies in Retirement
September 30, 2019 14:34 - 55 minutes - 76.8 MBRon Courser discusses an article by Forbes on the importance of having a retirement income strategy. The 7 questions you should answer before entering retirement. If you have any questions or would like to talk to Ron Courser directly, you can reach us at 616-301-2581 or stop by: 2900 Charlevoix Drive Southeast Suite 310 Mon-Fri: 8:30 AM - 4:30 PM
Ep 23 A Course To Retirement - Benefits of an Income Plan
September 24, 2019 14:50 - 55 minutes - 76.8 MBRon Courser, founder of Ron Courser and Associates goes over all the risk in retirement, the importance of preventing going out of money, how to go 20, 30, 40+ years into retirement without any financial worries and much more! Grand Rapids resource for retirement planning, Ron Courser, can help you build an income plan, give us a call 616-301-2594!
Ep 22 A Course To Retirement - Qualified Retirement Accounts
September 17, 2019 16:21 - 55 minutes - 76.8 MBOn this program, we will devote most of the show to retirement accounts. We will be addressing the different type of accounts where you can park dollars. We will also discuss Roth IRA, 401k and other qualified accounts.
Ep 21 A Course To Retirement - Long Term Care
September 09, 2019 20:49 - 55 minutes - 76.8 MBRon brings clarity to the idea of planning for healthcare and long-term care. How are you going to make your money last? How will you protect your spouse if you live longer than expected? Ron is the president and owner of Ron Courser & Associates and a Certified Financial Planner with 24 years experience in the financial services and insurance industry. His broker-dealer is Kalos Capital, through whom he works as an Investment Advisor Representative and a licensed stockbroker. Ron is responsi...
Ep 20 A Course To Retirement - Labor Day Special
September 03, 2019 14:01 - 55 minutes - 76.8 MBOn this Labor Day episode, Ron talks about changes in the workplace.
Ep 19 A Course To Retirement - Unstable Markets
August 26, 2019 14:20 - 55 minutes - 76.8 MBOn this program, we will discuss the market and some of the common stock market options, as well as when and how it is appropriate to have assets exposed to the market...
Ep 18 A Course To Retirement - Useful resources for retirement
August 19, 2019 15:00 - 55 minutes - 76.8 MBMany people are looking for resources to help them in their planning but, don’t know where to turn. On this episode, Ron Courser gives you a few tips and tools to get the education you need to make sound decisions.
Ep 17 A Course To Retirement - Unretirement
August 12, 2019 13:33 - 55 minutes - 76.8 MBOn this program, we will examine some the issues on the minds of retirees and some specific structures and opportunities in planning for a more confident financial future.
Ep 16 A Course To Retirement - What are annuities used for?
August 05, 2019 13:56 - 56 minutes - 76.9 MBOn this program, we will examine annuities. There are pro’s, con’s, benefits, disadvantages, and specific features to understand with annuities.
Ep 15 A Course To Retirement - Hot button financial topics
July 30, 2019 16:27 - 55 minutes - 76.8 MBOn this program we will be addressing the hot topics that people are discussing around the dinner table, hearing about in the news, talking to their friends about, experiencing first hand, and maybe staying up at night worrying about. Some will be fun, some might be scary, all are current, ongoing topics and issues of importance.
Ep 14 A Course To Retirement - Special Guest Ed Slott
July 22, 2019 19:45 - 56 minutes - 76.9 MBOn this program, we will examine several aspects of the plan that can be controlled, several that cannot, and how you should address items that fall into each category. Ron invites a special guest to the show!
Ep 13 A Course To Retirement - Financial Milestones
July 17, 2019 15:01 - 55 minutes - 76.8 MBAre you ready to retire? On this episode, Ron talks about some key milestones that you should have in retirement!
Ep 12 A Course To Retirement - Income Allocation
July 09, 2019 17:18 - 55 minutes - 76.8 MBHOW DOES INCOME ALLOCATION WORK? You have always, first and foremost, had an Income Plan. While you have been working, your Income Plan is the fact that you showed up to work. Your paycheck is your Income Plan. The amount you save after your bills, that's your investment plan.
Ep 11 A Course To Retirement - Financial Independence
July 01, 2019 15:59 - 55 minutes - 76.8 MBJuly 4th Special Show: Financial Independence On this episode of A Course to Retirement, we will discuss what true financial freedom means and what you should be doing with your money to enjoy your life in retirement. What is the ultimate goal with your money? We have talked a lot about financial goals, and the goals of the retirement income plan, Social Security goals, 401(k) and retirement savings goals...but, ultimately, your goals with money probably are center around your time and your e...
Ep 10 A Course To Retirement - 8 things you should know about Social Security
June 24, 2019 15:37 - 55 minutes - 76.8 MBOn this program, we have addressed much of the important topics regarding and pertaining to Social Security that you will need to understand in your planning and decision making. Informed people always make better decisions. The problem is that there is not a lot of education offered about Social Security and therefore, many mistakes are made. Take a listen and leave us a comment #SocialSecurity
Ep 09 A Course To Retirement - Tom Hegna Interview
June 18, 2019 17:36 - 55 minutes - 76.8 MBHuge announcement by Tom Hegna, author of Paychecks and Playchecks: Retirement Solutions for Life, Dont Worry, Retire Happy & many more. Ron Courser and Tom discuss the right way to retire in today's environment.
Ep 08 A Course To Retirement - What You Should Know About Your 401K
June 11, 2019 17:31 - 55 minutes - 76.8 MB12 Things you should know about your 401k: One of the most common ways people save for retirement (and therefore one of the most common questions of financial concern) involve employer-sponsored plans. The most common form/well known is the 401(k).
Ep 07 A Course To Retirement - Income Goals You Should Have in Retirement
June 03, 2019 18:28 - 56 minutes - 76.9 MBOn this program, we will examine the specific goals of your income plan and the risk factors you should consider and address.
Ep 06 A Course to Retirement - Memorial Day Special
May 28, 2019 15:49 - 55 minutes - 76.8 MBOn this memorial day special episode, Ron talks about the importance of planning and saving for future spending.
Ep 05 A Course To Retirement - Mothers Day Special
May 13, 2019 19:27 - 55 minutes - 76.8 MBOn this show, Ron talks about the importance of taking care financially of our loved ones.
Ep 04 A Course to Retirement - Retirement today
May 06, 2019 19:35 - 55 minutes - 76.8 MBRetirement today is no longer considered a single event that separates the employed from the non-employed or work from leisure. Today, retirement is seen as a gradual transition from one life stage to the next. Many workers plan to work or cycle between work and leisure once they reach the traditional retirement age of 65, while others simply plan to retire later—in their late sixties, early seventies, or even later.
Ep 03 A Course to Retirement - In the News
April 30, 2019 17:15 - 55 minutes - 76.8 MBYou’ve probably heard the saying, “The market always goes up over time.” Well, if this were actually true, would we also need another common saying that we hear when the market goes down, “Don’t worry, the market always comes back”? Ron discusses some of the myths in retirement.
Ep 02 A Course to Retirement - Retirement Withdrawals
April 24, 2019 14:27 - 55 minutes - 75.9 MBOn this edition of A Course To Retirement, Grand Rapids' Certified Financial Planner Ron Courser discusses retirement account withdrawals and creating an income strategy. Ron talks over maximizing Social Security benefits to minimize the level of reliance on personal assets and the risk of running out of money and how to calculate the income stream you should be able to rely on throughout retirement.
Ep 01 A Course to Retirement - Safety In Retirement
April 15, 2019 20:32 - 55 minutes - 76.8 MBEp 01 A Course to Retirement - Safety In Retirement by Cornerstone Retirement Partners
2019 - 04 - 06 Ron Courser PODCAST- Big Questions
April 08, 2019 20:18 - 29 minutes - 41 MBCertified Financial Planner Ron Courser examines and explains some of the big questions in financial, wealth, and retirement planning. These are commonly asked questions and frequently addressed topics at Ron Courser & Associates that are often on the minds of the savers and investors Ron assists in planning.