Money Making Sense artwork

Money Making Sense

497 episodes - English - Latest episode: about 16 hours ago - ★★★★★ - 22 ratings

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning pets and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 People's Choice Podcast Award Finalist. 

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Episodes

Does the person making the household financial decisions know the basics?

July 15, 2019 15:30 - 17 minutes - 8.18 MB

Eighty-six percent of women in households are making the money  decisions for families.  But, new research finds most of them don't understand the basics of their finances. Chief Financial Officer for Utah Communications Authority, Patsy Halladay, and CEO of UACPA, Susan Speirs teach women what they need to know.  Including how to NOT become emotionally charged when discussing money with their significant other. BREAK 7:59   You can follow this show on Twitter and on Facebook.  And t...

Which state is best for Millennials?

July 14, 2019 00:00 - 15 minutes - 7.07 MB

Millennials are responsible for 21-percent of all consumer spending in the United States.  But, Jill Gonzalez of WalletHub says they aren't as financially well off as their parents were.   Find out where the best and worst states are for largest generation in the workplace to live.  And why millennials are economically worse off than the generation before.   See omnystudio.com/listener for privacy information.

Saving money in emergencies while traveling

June 19, 2019 07:00 - 19 minutes - 8.85 MB

You're on a road trip and you blow a tire, or an axle, or something worse.  Do you know how not to be taken to the cleaners during a travel emergency?  Expert saver, Billy Holden, has information you'll want to know before your next trip. And even though our society is going cashless, having cash on you can save you 10-percent, or more, if you have a problem on the road.  And don't forget to use any connections you may have if you run into trouble. You can follow this show on Twitter and...

Telemundo star Ricardo Velderrain on Narcos: Mexico

June 12, 2019 07:00 - 12 minutes - 5.53 MB

Are Mexican actors paid better than those in America?  How do they  work in the U.S. under current immigration laws? Telemundo star Ricardo Velderrain joins host Heather Kelly to discuss differences in pay, union dues*, and what it's like to play a real life drug lord who kills people. Ricardo is also the newest cast member on Netflix's "Narcos: Mexico" and Selma Hayek's series "Monarca." *SAG/AFTRA union dues in the U.S. are $217 per year You can follow this show on Twitter and on Fac...

Do You Need a Financial Planner

June 05, 2019 07:00 - 10 minutes - 5.02 MB

If you're struggling with finances and think you can't afford to seek help from professionals, this could be a place to start.  McKenzie Walsh with Triple A Fair Credit Foundation says many services are free.  McKenzie says the hardest part is changing your spending habits. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like h...

The Ultimate Guide to Tax Reform

May 31, 2019 07:00 - 29 minutes - 13.5 MB

Which 3-taxes pay for Utah's State expenses?  And why does Senator Curtis Bramble say the Beehive State will be upside down within a couple years if tax reform isn't completed?   Join the CEO of UACPA, Susan Speirs, along with Senator Bramble and host Heather Kelly to find out how the Wayfair Act could affect not just Utah's taxes, but how all on-line retailers will have to do business. And what tools does the special Task Force formed by Governor Gary Herbert need in order to reform the...

It's cheaper to save than to borrow

May 29, 2019 07:00 - 21 minutes - 9.7 MB

Saving money for college isn't just for higher learning institutions.  A 529 plan can pay for trade schools and community colleges.  And Marketing Specialist, Scott Pettett, for Utah's My529 explains to host Heather Kelly, this plan can pay for so much more than tuition expenses. For a list of all schools across the United States which participate in Federal student aid 529 plans, visit: FAFSA.ed.gov  You can follow this show on Twitter and on Facebook.  And to see what Heather does when...

Teaching kids to save, share and spend money

May 22, 2019 07:00 - 25 minutes - 11.5 MB

Many parents struggle to teach their kids about finances in a way which mirrors reality.  Certified Financial Planner, Gregg Murset, developed BusyKids to do just that. Find out why this tool will help kids learn the value of money in an electronic way without using antiquated methods like jars or envelopes. And, if you're worried about giving your kids a debit or credit card, Murset says this app is a great learning tool without risk of going into debt. You can follow this show on Twi...

Tax Reform isn't a quick fix

May 20, 2019 18:41 - 10 minutes - 4.85 MB

Utah's last tax reform legislation in 2008 took 5 years to research and implement.  So, why did the 2019 legislature try to pass new tax reforms in just 6 weeks? Senator Curtis Bramble of the 16th District and UACPA's CEO, Susan Speirs, joins host Heather Kelly to talk tax reform and what is  involved. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions ...

Where are my tax dollars going?

May 15, 2019 07:00 - 23 minutes - 10.7 MB

Summer in the Northern Hemisphere means it's construction season for roadways.  In Utah, there are 169 projects on the books for 2019, paid for with tax payer dollars.  UDOT's Public Information Officer, John Gleason and Deputy Director of Engineering, Jason Davis sit down with host Heather Kelly to talk about where our money is going.  And why can't drivers see the lines on the road when it rains? You can follow this show on Twitter and on Facebook.  And to see what Heather does when sh...

Why aren't MY roads being fixed?

May 08, 2019 07:00 - 15 minutes - 6.98 MB

Our roads are paid for with our tax dollars.  So, why aren't potholes fixed, or how come some cities are getting repaved but not my roads? The Deputy Director of Engineering, Jason Davis, and the Public Information Officer, John Gleason, of UDOT sit down with host Heather Kelly to discuss your tax dollars and the state's road construction projects. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter p...

NOW is the time you need a Roth IRA

May 01, 2019 07:00 - 11 minutes - 5.3 MB

If you aren't sure whether a Traditional or a Roth IRA is the way to go, this episode may help you.  Investment adviser, Ethan Millard, of New Millennium Group explains why paying tax on your money now could be better than paying later in retirement. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here. See o...

How to spot an autograph scam with Steve Grad

April 24, 2019 07:00 - 8 minutes - 4.06 MB

Memorabilia is big business.  How do you know if the item you buy on Amazon or Ebay is authentic?  Steve Grad from "Pawn Stars" joins guest host Andy Farnsworth to discuss the things to look for before you shell out money for that 'one of a kind' item. Grad has 15 years of authentication experience and worked with all the top auction houses in the world.  He is also an autograph expert with Pawn Stars on the History Channel. You can hear the entire interview with Steve Grad on the Fan Ef...

Key Benefits of a My529 Education plan

April 12, 2019 12:00 - 21 minutes - 9.87 MB

Are you saving money to send your child to college?  What if you're child decides not to go?  Richard Ellis, the Senior Director of Compliance, of My529 says this plan will let you transfer the funds to someone else, including yourself. You can also use money from a 529 plan for kids in Kindergarten through 12th grades, not just for higher learning.  You can open a 529 in other states, and you can use the money for international schools. You can follow this show on Twitter and on Faceboo...

How to make it in a cashless society

April 10, 2019 07:00 - 23 minutes - 10.7 MB

If you don't have a checking account or don't qualify for a credit card, it's very hard to make it in our ever increasing cashless society.  Stephen Harkey of Vivi Pay has a solution. Find out how FinTech companies (Financial Tech apps) are helping the estimated 8.5% of the population who are struggling to pay for items when they can't use cash. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page...

What will you give up to live tiny?

April 03, 2019 07:00 - 25 minutes - 11.7 MB

It sounds romantic, the homes look so cute, but 'living tiny' isn't all it's cracked up to be.  Jenna Spesard and her then boyfriend, built her 150 square foot home by themselves in 2013.   Find out why she still lives the lifestyle today, what she would change, and what people need to know before they embark on their own "Tiny House Giant Journey." You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter ...

Standard vs Itemized Deductions

February 15, 2019 08:00 - 24 minutes - 11.2 MB

Did you owe money to the IRS this year and you've never had to pay before?  Maybe your refund was a lot less than in previous years.   Ashley Christenson of Tanner, LLC goes indepth on what the 2017 Tax Law signed by President Donald Trump means for your taxes.   You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cov...

SUNDANCE: Top End Wedding

January 29, 2019 23:41 - 21 minutes - 9.85 MB

"Top End Wedding" isn't about how expensive getting married can be, but the film has a better pay off. Actors Gwilym Lee from "Bohemian Rhapsody" and the lovely Miranda Lee, who co-wrote and stars in the film, join host Heather Kelly to talk about this Sundance Film Festival entry, and other projects they're working on.  Director Wayne Blair of "Cleverman" was unable to make the discussion, but plays a role in our conversation.  You can follow this show on Twitter and on Facebook.  And t...

SUNDANCE: Legion M, crowdfund movies

January 29, 2019 22:07 - 18 minutes - 8.65 MB

The first ever fan based entertainment company wants you.  Legion M uses crowdfunded to decide which movies or television shows in which to invest. Find out how this new upstart company is making an impact at Sundance Film Festival both with money and with everyday people putting their weight behind projects. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your que...

SUNDANCE: Raise Hell - Life and Times of Molly Ivins

January 29, 2019 19:41 - 10 minutes - 4.72 MB

Molly Ivins took on the American political system.  Her blistering words instilled fear in politicians but also endeared her to readers across the country.  She gained much of her following while writing about then Governor George W. Bush, dubbing him "Shrub: the little Bush." Director Janice Engel, best known for the TV series "Addicted," brings us the rise and failings of Molly in "Raise Hell" and how she broke through in a man's profession.  You can follow this show on Twitter and on ...

SUNDANCE: REME Relaxation will come to you

January 28, 2019 19:26 - 4 minutes - 1.92 MB

Many visitors to Sundance Film Festival are not used to walking for hours at a time at elevations above 7000 feet.  So, one health company REME is giving B12 injections respite to the weary. This Los Angeles based company does make house calls and is looking to bring it's 'homeopathic' brand of health care to other cities around the country.  Find out what a $400 house call will get you. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not tal...

SUNDANCE: Disney's first VR film, Cycles

January 28, 2019 03:37 - 5 minutes - 2.43 MB

Disney is using animation to show a serious conversation many adult children must have with their parents.  And for the first time ever, the Mickey Mouse company is using Virtual Reality to do it. Director Jeff Gipson uses his own childhood memories of moving his grandparents into assisted living for this short film.  So far, Disney isn't sure how to present this in VR to the masses, but host Heather Kelly offers an idea in exchange for 10% of the profits. You can follow this show on Twi...

SUNDANCE: Stieg Larsson: The Man who Played with Fire

January 28, 2019 02:13 - 12 minutes - 5.94 MB

Stieg Larsson may be best known to the general public as the author of the "The Girl with the Dragon Tattoo." But, Larsson's life mission was to shine a light on right-wing extremism in Sweden, and the world, Director Henrik Georgsson, best known to American audiences for "Wallander," takes us into the dangerous world of Larsson's journalism.  He infiltrated neo-Nazi groups and wrote about their startling growth in society in Expo, and how the movement is funded; which led to death threats...

SUNDANCE: The Wild Immersion VR experience

January 26, 2019 16:15 - 8 minutes - 4.06 MB

The Wild immersion is the first Virtual Reserve.  Be teleported to Africa, China, and under the ocean.  You will be completey immersed with dolphins and be sniffed by leopards.  Director, and veterinarian, Adrien Moisson brings you into nature, when you can't get there yourself. This VR experience, endorsed by Jane Goodall, is financing real reserves so the animals and nature you see on the film aren't lost forever.  If you can't get to Sundance Film Festival to see it, go to Wild Immersio...

SUNDANCE: Ashe 68, a VR first

January 26, 2019 05:11 - 12 minutes - 5.94 MB

As America struggled with the assassinations of Robert Kennedy and Martin Luther King, Jr, Arthur Ashe rose through the white halls of tennis and became the first black man to win the 1968 U.S. Open tennis championship. Directors Brad Lichtenstein, Rex Miller and Producer Beth Hubbard sit down during the Sundance Film Festival and tells host Heather Kelly about this virtual reality film which is the first to use 'sand animation' along with live actors to create this story.  To learn more ab...

SUNDANCE: Halston

January 26, 2019 04:30 - 17 minutes - 8.28 MB

"HALSTON" goes indepth with the designer who put America on the map in the fashion industry. Roy Halston Frowick was the man who wanted to “dress all of America.”   Producer Roland Ballester and Director Frederic Tcheng explain Halston's story with his friends, family, and collaborators including Liza Minnelli, his niece Lesley Frowick, filmmaker Joel Schumacher, and the Halstonettes. You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when...

Why are debt consolidation companies the Devil?

January 18, 2019 08:00 - 14 minutes - 6.89 MB

In this episode, Discover Account Services manager Lisa Fowler says she would never, ever, ever recommend a for-profit debt consolidation company, like Freedom Debt Relief, to help fix your debt.  Find out how you can ruin your credit by yourself without using a debt consolidator to do it for you.  You may also be taken to court and have your wages garnished.  And what is a CCCA? And, are the elderly or millennials more likely to be in debt? You can follow this show on Twitter @MoneyMa...

How deliquent do you need to be to qualify for hardship plan?

January 16, 2019 08:00 - 24 minutes - 11.4 MB

Find out how Discover is leading the way to helping people who are behind on their credit card bills.  Account Manager Lisa Fowler explains how to negotiate with any bank, not just Discover. Learn the KEY PHRASE you need to know in order to get on a payment plan with credit card companies.  Lisa also tells host Heather Kelly how long you have to be a member before you can get help.  And always be nice to the person on the other end of the phone. You can follow this show on Twitter @Money...

Warning! That Air B-n-B could be a scam

January 09, 2019 08:00 - 23 minutes - 10.7 MB

How do you know the ad for that great looking BRBO or Air B-n-B is for real?  Owner of Fireball Approves, Tammy Sorrento is the first investigation agency to check out those temporary rental properties to find out if they're legit. Hear Tammy's story of how she was almost scammed and how it drove her to open a business to protect others. Tammy also describes the red flags to look out for before deciding to fork out a deposit for a rental.  She'll check out apartments, temporary housing f...

At what point do you need the money? with Adam Shapiro

January 02, 2019 08:00 - 21 minutes - 9.82 MB

The stock market is acting as if it has extreme bi-polar disorder.  Should you panic and pull all your money out of stocks?  Yahoo! Finance anchor Adam Shapiro explains to host Heather Kelly why it's not time to run. They also discuss the difference between Index and Exchange Trade Funds* and which one Warren Buffett says everyone should buy. You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her persona...

Invest NOW to save money later

December 26, 2018 08:00 - 23 minutes - 11 MB

Staying healthy could be as easy as getting an air filtration system for your home.  But it will also save money on your utility bills.  Architect Merlin Malin of Stantec takes his experience converting an old train engine station to a state-of-the-art energy efficient building for the Utah Transit Authority and explains how homeowners can do the same things. Find out what Merlin tells host Heather Kelly is the FIRST thing to do to keep air from leaking out of doors, windows, and up chimne...

Part 2: 3-things you need in your will

December 20, 2018 08:00 - 10 minutes - 4.7 MB

Do you need a Holographic Will, A Formal Will or a Trust?  Certified Public Accountant, member of UACPA, and Attorney Mike Blackburn of Blackburn & Stoll, LLC explains the differences.  He also tells host Heather Kelly, you need to leave more than $11,000,000.00 before the dreaded "Death Tax" kicks in. You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather ...

Part 1: Is the advantage of a Trust worth the cost?

December 19, 2018 08:00 - 18 minutes - 8.54 MB

Do you need a Holographic Will, A Formal Will or a Trust?  Certified Public Accountant, member of UACPA, and Attorney Mike Blackburn of Blackburn & Stoll, LLC explains the differences.  He also tells host Heather Kelly, you need to leave more than $11,000,000.00 before the dreaded "Death Tax" kicks in. Find how to save money on Estate Taxes, avoid Probate, and even put strings on your money after you're dead.  But, Mike says the cost to do all that may not be worth it. You can follow thi...

Is this the most exciting announcement in credit history?

December 05, 2018 08:00 - 28 minutes - 13 MB

Do you want more control over your credit rating?  You can get it with an Ultra FICO score.  Steve Smith, the CEO of Finicity explains how people with lower credit scores or very little credit history can get a boost with this new system. And find out how you can decide whether the credit bureaus can have access to your information or not. You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal T...

Pick the smartest person in the room

November 21, 2018 08:00 - 27 minutes - 12.7 MB

A local Utahn just became the first woman president of Four Foods Group, a conglomerate of restaurants.  Shauna Smith explains how she learned the business from the ground up and also requires executives in her business to also roll up their sleeves. But, it wasn't a walk in the park.  Shauna describes setbacks on the path to owning Kneader's Bakery, Little Caesars Pizza, R&R, Swig & Sweets, and Mo Better brands restaurants all under the Pleasant Grove, Utah based Four Foods Group umbrella...

How much money should you have saved at every age?

November 14, 2018 08:00 - 24 minutes - 11.3 MB

The earlier you start saving, the better off you'll be at retirement.  But does that mean all is lost if you don't start putting away a 'golden age' fund until you're in your 30's? Certified Financial Planner Shane Stewart of DMBA has the answers and tips to help you catch up if you're behind in for your retirement years. You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be ...

Is your business excluded from the new tax laws?

November 07, 2018 08:00 - 19 minutes - 8.97 MB

Did you move this year and planning to write off your expenses on your taxes?  Bad news.  The new code for 2018 won't allow you to do that.  Certified Public Accountant and Partner with WSRP, Ian Prescott, has a break down of some of the deductions you're no longer entitled to take. And, Ian and Heather discuss how sole proprietorships, LLC's, and Partnerships differ from the tax breaks corporations get under the new tax laws pushed through by President Donald Trump. You can follow this ...

Is your Identity safe after 10,000 data breaches in the U.S?

October 31, 2018 07:00 - 12 minutes - 5.97 MB

How vulnerable are you to identity theft or fraud?  And what's the difference between the two?  Wallet Hub Analyst, Jill Gonzalez, tells Heather Kelly what you need to do to try and protect yourself; and your wallet. Also find out what the agencies Equifax, Experian, and TransUnion are doing to help you keep your credit rating intact. You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitte...

We can help you save money on flights

October 24, 2018 07:00 - 20 minutes - 9.65 MB

Are you looking for the cheapest airline ticket you can find?  Consumer Affairs writer, Craig Johnson, with Clark.com tells host Heather Kelly about a new tool which takes the hard work out of your search. They also discuss the difference between a direct vs a non-stop flight, and how you can work your way around the fare system airlines have set up.  Of course, you need to make sure you don't get in trouble with Federal Authorities. You can follow this show on Twitter @MoneyMakingSens a...

Are tariffs killing manufacturing?

October 17, 2018 07:00 - 21 minutes - 9.92 MB

The rising cost of goods due to tariff wars are impacting consumers who want to buy cars and houses.  Shawn Fitzgerald, the Vice President of Marketing for Thomas explains why manufacturing is still a viable industry.   He also discusses with host Heather Kelly why there will be two million jobs available in manufacturing alone by 2025.  And what Millennials need to do to fill the skills gap left by the Baby Boomer generation. You can follow this show on Twitter @MoneyMakingSens and on F...

7 Steps to financial freedom

September 26, 2018 07:00 - 21 minutes - 9.69 MB

If your finances are controlling you, this is the episode to hear.  The author of "Fit Money: 7 Steps to get your Financial Life in Shape" Julia Carlson joins host Heather Kelly with understanding saving and spending money wisely. As the CEO and Founder of Financial Freedom Wealth Management Group*, Julia has helped many clients learn why gaining financial freedom is a mindset.  And find out how you can get a FREE book. You can follow this show on Twitter @MoneyMakingSens and on Facebook...

Staying sane when talking to your kids and parents about money

September 19, 2018 07:00 - 22 minutes - 10.2 MB

Talking to our kids about money is hard.  Especially when we don't know much about money ourselves.  Even worse, having the conversation with our parents. Eric Brotman, CEO of Brotman Financial Group, has three great tips on teaching kids how much $25 can buy.  And, he provides a way for us to approach our parents that won't feel threatening to them. You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her...

Was God showing off when he created Utah?

September 14, 2018 07:00 - 17 minutes - 8.26 MB

Part 3 of the disparity between rural and urban tax payers.  Lt. Governor Spencer Cox talks tariffs and trade wars and how it's affect Utah's agriculture industry with host Heather Kelly.  And how has the loss of income affected support for President Donald Trump in the rural sector? Find out why Mr. Cox believes President Trump got into office and why God was showing off when he/she created Utah. Which industry brings in more money for the state, tourism or energy exploration? And how abo...

Bridging the tax gap between Urbanites and everyone else

September 13, 2018 07:00 - 12 minutes - 5.67 MB

Utah's coal miners and farmers aren't having the same economic prosperity as those living near the Silicone Slopes.  In Part 2 of Host Heather Kelly's conversation with Lt. Governor Spencer Cox, they discuss why.   Could the "Rural Summit" taking place in Utah this fall bridge the gap between the have's and the have not's in this new economy? Could telecommunications be the solution? You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when ...

The Urban vs Rural tax divide keeps growing

September 12, 2018 07:00 - 15 minutes - 6.98 MB

Utah was just named the most diverse economy in the United States.  But it comes with areas of the Beehive State which are still in recession and others which have more jobs available than people to fill them and a housing shortage. Find out why Utah's Lt. Governor Spencer Cox says 'you have to participate or you will lose out' in Part 1 of our interview, "Why are my tax dollars going to pay for something which doesn't affect me?" You can follow this show on Twitter @MoneyMakingSens and ...

I should've ordered a salad

September 05, 2018 07:00 - 15 minutes - 7.14 MB

Infomercials and shopping networks can suck you in and suck your wallet dry.  Finance writer Sam Becker of Stash explains what to look out for so you are tricked into buying something you don't need. And Sam & Host Heather Kelly discuss ways to train yourself to resist temptation from the psychological tricks used.  You can get more insight from Erin Lowry, the Broke Millennial. You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's...

Is pet insurance a scam?

August 29, 2018 07:00 - 24 minutes - 11.3 MB

Some pets may eat you out of house home, and they could also cost a fortune in vet bills.  Host Heather Kelly revisits her interview with Dr. Susan McDonad, Veterinarian from Holladay Veterinary Hospital and talks about the costs associated with owning a pet; from office visits and vaccines to treating cancer.   She'll also discuss whether pet insurance is a scam or a necessity and where the safe places are to find a new pet.  And what about the price of that pet-food?  And read about 'H...

This is why a Roth IRA is the best thing since sliced bread

August 25, 2018 12:10 - 21 minutes - 9.83 MB

Part 2 covers Roth IRAs.  What's the difference between a traditional Individual Retirement Account and a Roth?  Is one better than another? Find out which account CPA Mike Torgerson with Hinton and Birdick believes is the best thing since slice bread.  And Susan Speirs of UACPA is also on hand to help make sense of exceptions to these plans.  And are they different from a 401k? You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's...

Facts about IRA's which will impress your friends

August 22, 2018 07:00 - 8 minutes - 3.75 MB

IRA, Roth IRA, 401k.  What are they, which one is best and why do I want or need one?  CPA Mike Torgerson with Hinton and Birdick and Susan Speirs of UACPA answers these questions. In Part 1, Mike, Susan and Heather break down what a Traditional IRA is and how it affects your paychecks and your taxes.  This is IRA 101. You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. You ca...

Will hiring ex convicts improve society?

August 15, 2018 07:00 - 29 minutes - 13.7 MB

With a shortage of qualified employees, many companies are struggling to fill open positions.  But, one sector of the population is usually ignored.  Ex convicts and felons.   Vice President of Human Resources for Utah Housing Corporation, Sterling Barker, has great tips for businesses looking to fill their ranks.  They could be eligible for tax breaks and some organizations will pay a portion of an employees salary if they came out of the prison system. Sterling also gives excellent tip...

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