In this episode, Discover Account Services manager Lisa Fowler says she would never, ever, ever recommend a for-profit debt consolidation company, like Freedom Debt Relief, to help fix your debt. 

Find out how you can ruin your credit by yourself without using a debt consolidator to do it for you.  You may also be taken to court and have your wages garnished.  And what is a CCCA?

And, are the elderly or millennials more likely to be in debt?

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