Money Making Sense artwork

Money Making Sense

497 episodes - English - Latest episode: about 15 hours ago - ★★★★★ - 22 ratings

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning pets and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 People's Choice Podcast Award Finalist. 

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Episodes

60 days of holiday spending without going into debt

October 30, 2017 07:00 - 21 minutes - 9.98 MB

The period from October 31st to December 31st is the busiest shopping time of year.  And if we aren't careful, we can easily overspend our allocated shopping dollars and go into debt. Clint Peterson of Eide Bailly www.eidebailly.com has great advice on how to keep spending under control and stay out of bankruptcy court due to gifts and parties. https://www.facebook.com/MoneyMakingSense/ See omnystudio.com/listener for privacy information.

Is your bomb shelter staffed right?

October 26, 2017 07:00 - 14 minutes - 6.53 MB

In a bonus episode about diversity with Dr. Marco Barker, the Associate Vice President and Chief Diversity officer at Westminster College, https://www.westminstercollege.edu/about/office-of-the-president/presidents-cabinet we find out how staffing a bomb shelter is related to how we choose to interact with and hire at work. Dr. Barker explains how the 'Four Frames' of business (Symbolic, Structural, Human Resources, and Political) affect whom we hire.  And, if you understand these four fra...

Is this why Harvey Weinstein fell from grace?

October 25, 2017 07:00 - 34 minutes - 15.9 MB

Not having diversity in the workplace can affect your bottom line.  Are you hearing from the voice you are selling to?  The Chief Diversity Officer and Associate Vice President at Westminster College, Dr. Marco Barker, explains how to rethink the homogeneous company in favor of different colors, religions, sexes, and disabilities. https://www.westminstercollege.edu/about/office-of-the-president/presidents-cabinet But, we also discuss the importance of having individuals from various back...

Don't buy a duck

October 18, 2017 07:00 - 27 minutes - 12.7 MB

The owner of The Artist Evolution marketing agency says 'Don't buy a duck' to succeed in business.  CEO Derek Champagne takes us through the steps to brand your business.  http://www.theartistevolution.com/ Whether you sell candles out of your basement or are a multi-million dollar company, these tips will help you launch your product to the right demographic.  And execute a marketing plan. And if you can't get to Derek in person, his book 'Don't Buy a Duck' will help you save money as y...

Don't do this yourself!

October 04, 2017 07:00 - 22 minutes - 10.2 MB

This week we revisit the subject of DIY versus hiring a contractor.  The host of DIY Network's 'Man Caves,' Jason Cameron, joins Heather Kelly to discuss when hiring a professional is actually cheaper than doing it yourself.   (The picture on this episode cover will explain a lot). http://jasoncamerononline.com/ Find out the best way to learn how to tile, what R-value means and what type of products you can use if you are worried about off-gassing. Hopefully you get inspired to try s...

Save 10% of everything you make

September 27, 2017 07:00 - 23 minutes - 10.9 MB

Do you know how to get through unexpected life-events?  Deseret News Business Reporter Jasen Lee joins host Heather Kelly for a talk about how even the best savers can face money problems. Jasen says learning at a young age, when you get your first job, to save a portion of you paycheck is the best way to form good financial habits.  And find out what he says was the best advice he ever got. https://www.facebook.com/MoneyMakingSense/ Jasen is a fellow podcaster of the show 'Voices of R...

Your company is at risk from the Dark Web!

September 22, 2017 17:42 - 24 minutes - 11.3 MB

The dark net is where criminals go to conduct illegal activities.  But how does it work?  And should law abiding citizens be concerned about the underbelly of the internet? Host Heather Kelly goes in-depth with guest the Director of Information Security Services at Tanner, LLC, John Pohlman, to get some answers.   http://tannerco.com/ Find out why crypto-currencies are the commodity of choice for website criminals, why companies never say they are 'hack proof' and if your nanny cam is ...

What's Your Money Problem?

September 20, 2017 16:17 - 8 minutes - 3.85 MB

Host Heather Kelly asks listeners 'What's your problem?'  If you are dealing with an issue with which you need help, or don't know where to look, send her a message on Facebook. https://www.facebook.com/MoneyMakingSense If she doesn't know the answer from her experiences as a Hospital Director or with her degree in Management and as a Certified Bookkeeper, she'll find the expert to help you. Subscribe to Money Making Sense via Apple Podcasts and you won't miss the answers to your quest...

You've Been Hacked!!

September 13, 2017 07:00 - 9 minutes - 4.25 MB

A major credit reporting agency was hacked this year.  And 143-million people could be impacted.  Now is the time to be pro-active and make sure your aren't victim to identity theft. https://www.equifaxsecurity2017.com   Equifax is giving EVERY Consumer access to FREE identity theft protection and credit file monitoring for ONE YEAR.  But, the fine print says they will start charging at the end of that year.  If you sign up for this service, set a reminder on your calendar to cancel at t...

Are you accountable for your own wealth?

September 06, 2017 07:00 - 29 minutes - 13.5 MB

We have wellness gurus, sports trainers, and dieticians to help us achieve our goals.  Do you need a 'Debt Coach?'Anthony Hernandez, a Debt Analysis specialist, has the info you need to get "Financially Fit." https://financiallyfit.com/ Knowing how to focus your extra money toward paying off credit cards, auto loans, or any other type of bill is key to becoming debt free.  It's called the Snowball effect, described and used by many financial gurus. Once your debt is paid off, you need ...

7 tips you need BEFORE back-to-school shopping

August 30, 2017 07:00 - 29 minutes - 13.6 MB

Shopper extraordinaire, Holly Barraclough, is back to give us the skinny on how to save money on all your back-to-school supplies.  Check out https://www.raise.com/  or  https://www.cardcash.com/  to buy gift cards to your favorite retailers at a reduced rate. Also, find out how to get your kids involved in getting their school supplies  --from scavenger hunts to school supply swaps.  Don't forget about helping the teachers who teach your kids by taking care of supplies the classroom needs...

You can get millions in scholarship funding

August 25, 2017 07:00 - 23 minutes - 10.9 MB

Parents across the U.S. are feeling the pinch as they pay for back to school supplies for their kids.  Guests Mike Beach, Vice President of Finance at Southern Utah University and Susan Speirs, CEO of Utah Association of CPAs has tips on how to save money and prepare for the future. www.uacpa.org Host Heather Kelly finds out when the best time to buy your back-to-school supplies is... and the answer may surprise you.  Also, when should our high school kids start thinking about college tu...

Your life saving medication costs increased 500 percent

August 23, 2017 07:00 - 17 minutes - 8.25 MB

Should contraception be covered by insurance companies?  In Part 5 of Fixing Health Series, Dr. Brian Shiozawa, the Republican Utah State Senator from District 8 https://www.facebook.com/voteshiozawa/   and Dr. Kathie Allen, a Democrat running to replace Jason Chaffetz in the 3rd Congressional District http://www.drkathieforcongress.com/townhall/ tell host Heather Kelly what they think about the controversial subject. Then they cover the subject of Pharmaceutical companies paying their CEO...

Are you working too many jobs with no insurance?

August 21, 2017 07:00 - 19 minutes - 9.16 MB

In part 4 of "Fixing Health Care" series, guests Democrat Dr. Kathie Allen, http://www.drkathieforcongress.com/townhall/  running for Jason Chaffetz seat in the 3rd Congressional Distric and Republican Senator Dr. Brian Shiozawa https://www.facebook.com/voteshiozawa/  representing District 8 of in Utah talk about what should be repealed from the Affordable Care Act.   And find out what was one of the 'unintended' consequences of Obamacare.  https://www.facebook.com/MoneyMakingSense/ See...

Here's how Obamacare repeal will affect your family

August 16, 2017 07:00 - 19 minutes - 8.85 MB

The Republican led congress tried to repeal a large majority of the Affordable Care Act.  Calling it 'Skinny Repeal' with nothing legislated to take it's place.   Host Heather Kelly asks her guests Republican Utah State Senator Dr Brian Shiozawa  https://www.facebook.com/voteshiozawa/  and Democrat Dr. Kathie Allen, http://www.drkathieforcongress.com/townhall/  who is running in the 3rd Congressional District to replace Jason Chaffetz, what would have happened if Obama care was repealed wi...

Insurance, not your doctor, decides what your visit will cost

August 14, 2017 07:00 - 19 minutes - 8.83 MB

***This episode first aired before Senator John McCain passed away*** Insurance companies decide the price doctors should charge their patients.  So, what's affordable health care to one person isn't the same for another.  Host Heather Kelly is joined by Democrat  Dr. Kathie Allen, and by Dr. Brian Shiozawa, a Republican and former Utah State Senator.  Heather what they think 'affordable.' You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not t...

This is what you don't know about pre-existing conditions

August 11, 2017 07:00 - 9 minutes - 4.21 MB

Pregnancy used to be considered a pre-existing condition before the Affordable Care Act.  With the GOP led Congress trying to repeal Obamacare, will that mean pregnancy won't be covered under new insurance plans? SavingMyHealthCare.com Host Heather Kelly is joined by Dr. Brian Shiowaza, a Utah Republican State Senator from District 8 and Dr. Kathie Allen, a Democrat running for Jason Chaffetz 3rd Congressional District seat to discuss what can both sides agree upon in Part 1 of Fixing He...

Start retirement savings NOW!

August 09, 2017 07:00 - 25 minutes - 11.7 MB

Certified financial planner Shane Stewart from DMBA joins Host Heather Kelly to discuss when and how to save for retirement.  The number one thing to do is start saving early.  But, it's never too late. Make sure you are received financial advice suitable for your situation in life.  Buying 10-life insurance policies at age 92 is not good advice. https://www.dmba.com/nsc/savings/fpOverview.aspx Shane explains how one client saved $600 in his 401k the last 3-paychecks of his entire care...

Hack: Pay your bills by mystery shopping

August 02, 2017 07:00 - 27 minutes - 12.6 MB

What is mystery shopping and is it legit? Fellow podcaster Andy Farnsworth with SLC Fanboys joins me as an expert mystery shopper to give insights into how this works. http://www.ksl.com/?nid=1387&showid=2027&n=SLC%20Fanboys Andy tells how he became a mystery shopper and host Heather Kelly gives details on where to find legitimate companies to shop for. http://www.mspa-na.org/about  And don't forget about Survey taking.  Find out how much money Heather Kelly has made in a 30-day peri...

Insanely smart ways to save on your wedding

July 26, 2017 07:00 - 29 minutes - 13.5 MB

You're getting married and you know exactly what the elaborate reception will look like.  But, you only want to spend $300.  Christine Wannacot - event coordinator, Colleen Hanson - florist, and Chef Brian Richter from Temple Square Hospitality joins host Heather Kelly for a reality check. https://www.templesquare.com/events/ How much could flowers, food, and an event hall set you back?  What you pay for the hall but bring in your own food and alcohol.... is it allowed?  And what are som...

This may be the best way to pay for college

July 19, 2017 07:00 - 23 minutes - 10.8 MB

The old adage, it's never too late, applies for starting a 529 college savings account.  But, it's also never too early.  Executive Director for Utah Education Savings Plan (UESP) Lynne Ward says as soon as your child is born, you should start putting money away for their advanced schooling.  AND... if you sign up shortly after baby is born... you can get a FREE Onsie. uesp.org You also get multiple tax benefits for opening a 529 plan with UESP.  No taxes on the gains IF the money is use...

Imagine affordable housing In 2017

July 12, 2017 07:00 - 17 minutes - 7.84 MB

Developer Bill Knowlton of Parley's Partners discusses his latest project for low income earners.  Artesian Springs has 278-units available for under $300 a month.... IF you qualify. http://www.emg-apts.com/artesian.htm And Julie Steele from EMG also gives us information about how living in the modern complex is like.  All on this episode of Money Making Sense. https://www.facebook.com/MoneyMakingSense/   See omnystudio.com/listener for privacy information.

Animators make great money with Ron Campbell

July 07, 2017 07:00 - 21 minutes - 9.87 MB

Animation legend Ron Campbell joins host Heather Kelly to talk about his work.  You may not know his name but, you know Scooby Doo, The Jetsons, Rugrats, Yogi Bear, and dozens more.   Ron retired in 2008 after animating the last cartoon in history by hand 'Ed, Edd & Eddy' (animation is now done digitally).  Currently, he tours the country with paintings based on the animated characters he helped create.  His most popular artwork is scenes from The Beatles "Yellow Submarine" movie.  https...

Women! Why are you still doing all the unpaid work?

July 05, 2017 07:00 - 26 minutes - 12.3 MB

A new study from the McKinsey Global Institute found women provide anywhere from two - ten times as much care in the home as men.  This includes child care, aging parent care, and housework.  Dr. Susan Madsen, the director of Utah Women & Leadership Project, discusses how societies in the U.S., Asia, Europe and Middle East  affect the equality gap of labor in the home between the sexes. http://www.uvu.edu/uwlp/ What are the factors which keep a majority of women doing a 'second shift' at...

SPECIAL - BIG changes will increase your credit score TODAY!

July 01, 2017 08:00 - 5 minutes - 2.75 MB

New laws taking place on July 1, 2017 could increase your credit rating.  Host Heather Kelly explains what changes will increase your score and how that will increase your chances for qualifying for a loan or credit card.   What is the highest credit score you can achieve?  How does a lower rating affect your interest rate?  What type of debt will still affect me?  These questions and more will be answered in this SPECIAL quick episode of Money Making Sense. https://itunes.apple.com/us/p...

Financial Teen Literacy 13 - 15 year olds

June 30, 2017 07:30 - 12 minutes - 5.74 MB

Your younger teenager may not have a job yet, but he/she should definitely have an understanding of saving money in a bank.  Maybe, they are about to get their first summer job, do they know the difference between Social Security and 401k deductions?  Certified Financial Adviser Shane Stewart joins host Heather Kelly and 3-young teens; Katie - 17, Taysia - 15, and Will -14, to discuss a financial quiz they took from an International test given to 15-year olds. http://www.oecd.org/finance/f...

Teen Financial Literacy 16 - 19 year olds

June 30, 2017 07:00 - 13 minutes - 6.32 MB

How ready is your older teen to face the issues of finance?  Do they know the difference between Social Security and a 401k on their paycheck?  Join Certified Financial Advisor Shane Stewart and host Heather Kelly as they go over test results with Cayden - 17, Stephanie - 17, and Christopher - 18.   http://www.oecd.org/finance/financial-education/oecdpisafinancialliteracyassessment.htm Also, go to Money Making Sense Facebook Page to see the test questions given to these teens.  Could you...

Does your paycheck meet industry standard? with Ryan Nelson

June 28, 2017 07:00 - 24 minutes - 11.2 MB

The 2017 Benchmark Compensation Survey shows the average wage for all entry level employees in Utah is $13.81 per hour.  Does your take-home pay reflect this average?  The President of the Utah Employers Council, Ryan Nelson, has more information about salary standards. www.msec.org We then cover the hot industry of Information Technology.  Did you get a signing or retention bonus?  Did it meet the standard for the Western United States?  And how likely are you to do IT work for the comp...

Is gaming the next big money sport? with Jason Masters

June 21, 2017 07:00 - 28 minutes - 13 MB

The world of gaming is extensive.  Whether you're looking to take games with you or stay at home... there's an app for that.  But, initial costs will run hundreds of dollars for xbox, playstation and wii.  Host of Popular Technology Radio, Jason Masters, breaks down what type of equipment is best for you. The world of gaming has it's own type of currency, which could pay off big-time.  We've all heard of bit-coin, but how about ethereum, game credits, or ripple?  Ethereum currency has rise...

Put money in THIS bank!

June 14, 2017 07:00 - 22 minutes - 10.2 MB

A great time saver is to have your bank pay your bills for you.  But, you could run into problems if you don't monitor your account balance.  Editor of Kiplinger.com, Lisa Gerstner has tips to saving time and money. http://www.kiplinger.com/ Kiplinger, along with Net Services, ranked Ally Bank as best overall for all banking needs, but which Credit Union got the highest score in the land?  And if you are looking for a specialty bank, what are some the key words to search? If you move e...

2 things you need to avoid bankruptcy with Shane Stewart

June 07, 2017 07:00 - 25 minutes - 11.9 MB

The economy may be on the up-swing, but not everyone is profiting.  Even if you are struggling with finances, there are 2 things you can do to avoid filing for bankruptcy.  Shane Stewart, certified financial planner from DMBA, has tips to keep you in your home. https://www.dmba.com/nsc/savings/fpOverview.aspx Find out why Credit Counseling is better than Debt Relief, and won't cost as much.  Should you file for bankruptcy when the finances get tight?  Will you lose you house and car?   ...

3 things women need to survive death of a spouse

June 05, 2017 07:00 - 22 minutes - 10.5 MB

Some women still leave the financing to their significant other.  And that spells trouble if the bill-paying spouse dies, or leaves the relationship.  Owner of Gardner Estate & Trust, CPA, Ronda Gardner and Susan Speirs, CEO of Utah Association of Certified Public Accountants have stories of women arriving destitute in their offices 18-months after the death of a spouse because they never learned about the family's finances. Spouses need to educate each other in where the assets are kept. ...

Death & Taxes.... who pays? with Ronda Gardner & Susan Speirs

May 31, 2017 08:00 - 9 minutes - 4.58 MB

In part 3 of 'Death & Taxes' we find out who pays the taxes when someone dies.  Is it the estate, the beneficiaries?  And what is the difference between a will and a trust, anyway?  Ronda Gardner, owner of Gardner Estate & Taxes, CPA and the CEO of Utah Association of CPA's, Susan Speirs answer these questions, and more.  Find out why it is so important to have everything in order before you die.   See omnystudio.com/listener for privacy information.

Death & taxes affects everyone with Ronda Gardner & Susan Speirs

May 31, 2017 07:30 - 8 minutes - 3.74 MB

In part 2 of 'Death & Taxes' we take on lower & middle class income earners.  You have a modest estate, a middle class home, maybe a couple thousand in a 401k and you don't know how to divide it up among your beneficiaries.  Ronda Gardner owner of Gardner Estate & Trust, CPA and the CEO of Utah Association of Certified Public Accountants, Susan Speirs sifts through the process. What's the best way to prevent in-fighting between multiple people who inherit?  Why designating a 'specific beques...

Death & taxes for the rich with Ronda Gardner

May 31, 2017 07:00 - 7 minutes - 3.31 MB

In part one of my Death & Taxes series, we tackle rich people.  Inheritance tax laws get very tricky when you have a lot of money and/or assets to pass on to relatives.  Ronda Gardner of Gardner Estate & Trust, CPA helps us understand how to best avoid that 40-percent inheritance tax.   See omnystudio.com/listener for privacy information.

Saving $1000 in twelve months with Justin Cupler

May 24, 2017 07:00 - 29 minutes - 13.4 MB

Living paycheck-to-paycheck makes it very hard to put away $1000 for an emergency fund.  But, The Penny Hoarder editor, Justin Cupler, has a month by month plan to do just that. Start by opening a savings account which puts money in your account.  Then, sell items you don't need or use in your house.  You can also get the internet to work for you on purchases you already make. Become a mystery shopper and someone who fills out surveys.  It takes a little bit of extra time and effort each m...

Finding money for your million dollar idea with Jeremy Howlett

May 17, 2017 07:00 - 28 minutes - 12.9 MB

The co-founder of Altra Running explains how baking shoes in a toaster oven led to a 25-million dollar company.  Jeremy Howlett and his cousin, Golden Harper, became world-wide entrepreneurs by being passionate about their idea and using social media to connect with seed investors and capital venturists. www.altrarunning.com/ Howlett explains the different ways to find financial backing for your great idea, and why you shouldn't give up when you've been turned down by some of the biggest...

Imagine a 22% return on investment with Ruben Schoenfeld

May 10, 2017 07:00 - 23 minutes - 10.8 MB

If you're looking to collect more interest than your average CD or IRA stock portfolio, peer-to-peer lending may be for you.  Investor Ruben Schoenfeld discusses how programs such as Prosper and Lending Club can yield income with as little as $25 investment. And if you need a loan but can't get one through a bank, this may be the place for you to try.  Multiple people chip in small amounts of money to fund the loan amount you need.  But, this is NOT a Go-Fund-Me account.  You still have to...

Penny pinching goes low tech with Jacqueline Morasco

May 03, 2017 07:00 - 28 minutes - 13 MB

Mind & Body Alchemist, Jacqueline Morasco, joins host Heather Kelly to discuss saving big bucks by making your own cleaning supplies.  Not only can you pinch pennies, but you can save your health, which saves more money in the long run. Learn which cleaning supplies are the most harmful to your health by downloading the FREE App - Healthy Living.  And find out how cheap it can be for a 2-year supply of home-made cleaning ingredient.  Jacqueline walks us through a few recipes and you can fi...

Should you pay off your mortgage early? Cari Kimball Meabon

April 26, 2017 07:00 - 27 minutes - 12.9 MB

Interest rates are rising, so many people are looking at buying a home now or refinancing.  But, what about paying off your mortgage faster than 30-years?  Associate Lending Associate of Guild Mortgage, Cari Kimball Meabon, disussing when you should invest your money in your house and when you shouldn't.   http://www.loansbycari.com We also cover tax implications and what happens to your credit rating when you pay off your mortgage sooner rather than later. And, re-amortization (also kno...

Catch Me if You Can faker Frank Abagnale Part 3

April 19, 2017 08:00 - 6 minutes - 3.09 MB

Phone scams and internet phishing are how most con-artists get money these days.  Former check fraudster, Frank Abagnale, famously played by Leonardo DiCaprio in "Catch Me if You Can," gives tips on how to spot the scheme. His first career was pretending to be an airline pilot, a doctor, and a lawyer and he cashed fake checks for his income.  After several years in Federal Prison, he was asked by the FBI to use his experience to catch other con-artists.  And now he works closely with AARP ...

Catch Me if You Can faker Frank Abagnale Part 2

April 19, 2017 07:30 - 8 minutes - 4.14 MB

Frank Abagnale, famously played by Leonardo DiCaprio in "Catch Me if You Can" discusses his exploits between 16 and 21 years of age as one of the most prevalent check cashing fraudsters in the world.  He also managed to pull-off pretending to be an airline pilot, a doctor and a lawyer.   He now uses his skills to teach banks, businesses and everyday people how to spot a faker.  Who is most likely to be scammed in this day and age?  Does Frank say it's easier or harder with today's technolo...

Catch Me If You Can faker, Frank Abagnale, Part 1

April 19, 2017 07:00 - 11 minutes - 5.11 MB

I caught up with one of the most famous con-artists in world.  Best known from the book and movie of the same title "Catch Me If You Can," former con-artist Frank Abagnale, famously played by Leonardo DiCaprio, joins me to discuss what to look out for in this day and age. How factual was the movie when portraying Frank's impersonations of a pilot, a doctor, a lawyer and check cashing schemes? And how did he go from thief to FBI advisor to the AARP Fraud Watch Network?  We find out in this e...

Top 3 ways to spot an IRS scam with Mike Brock and Susan Speirs

April 18, 2017 07:00 - 28 minutes - 13.3 MB

Hang up the phone!  That's the advice from IRS Assistant Special Agent in Charge, Mike Brock.  If someone calls you on the phone and the caller ID says U.S. Government or the IRS, chances are it's a scammer.  Find out what the https://www.irs.gov really does if you owe money.  https://www.treasury.gov/tigta/ How do you know if your tax preparer is legit?  Susan Speirs of http://www.uacpa.org/ has great advice on making sure the accountant you pick won't try to skim money off the top or tak...

Warning! Are you sabotaging your wealth? with Trent Dransfield

April 12, 2017 07:00 - 25 minutes - 11.6 MB

Do you wake up every morning surrounded by piles of stuff?  The owner of First Security Financial, Trent Dransfield, can help you bring energy and money into your life by getting rid of items in your home.   dransfieldandassociates.com  Do you have vintage board games, old smart phones, or even chargers?  They can make you quite of bit of money if you part with them.  And you could discover you have more than one of the same item, like hats, shoes, or office supplies.  Plus, you may find...

Affording life-saving medications with P. Hebertson & M. Scott

April 05, 2017 07:00 - 27 minutes - 12.9 MB

It's no secret the cost of medication keeps rising.  And it's affecting those people who need it the most.  The Outreach Program Director, Peter Hebertson, and the Medicaire Options Coordinator, McKenzie Scott, for Salt Lake County Aging & Adult Services joins host Heather Kelly to discuss this growing problem. If you are in the United States on a fixed income, lower income, or struggling to pay for needed prescriptions and health care, you can go to http://www.eldercare.gov/ to find the h...

Last minute tax preparation with Jerry Bregg

March 31, 2017 11:00 - 30 minutes - 14.2 MB

Managing partner of WSRP, LLC accounting firm in Utah, Jerry Bregg, joins host Heather Kelly to discuss last minute prep before the tax filing deadline.  Are you getting all the deductions and credits you can? http://www.wsrp.com/   Do you have all your W-2s, 1099s, 1098s in place?  Have you been putting off filing your taxes because you may owe money?  You can postpone filing BUT you have to pay your taxes on-time.  How does that work? And Americans who live out-of-the-country still hav...

How a 529 State College Plan Will Save You Money and Help Fund An Education

March 29, 2017 07:00 - 31 minutes - 14.6 MB

70-years ago, the first issue of Kiplinger's Personal Finance Magazine welcomed Republicans back to the White House, a bullish Wall Street, and a change in interest rates.... sound familiar? Kiplinger's editor Janet Bodnar joins us on this episode of Money Making Sense to find out if what's old is new again. In this episode discover: How contributing in a 529 State College Plan can save you money and fund a college education. Is investing in the stock market investing in the U.S. Econom...

Will your degree help you be financially responsible?

March 22, 2017 07:00 - 24 minutes - 11.1 MB

Financial guru Gary Gygi of Gygi Capital Management discusses financial responsibility after getting out of college.  People with certain degrees are more apt to buy very expensive cars, and other people or more apt to take on excessive credit card debt and not pay it back. http://gygicapital.com/ Find out why people with MBA's have the most debt, more than undergrads and PhD's.  How should you 'live your truth?'  AND how choosing a college can start you off on the right foot financially...

Ultimate guide to paid time off with Monica Whalen

March 15, 2017 07:00 - 34 minutes - 15.8 MB

What is PTO and are you getting the most out of this work benefit?  Are you providing a competitive vacation package to your employees for your industry standards?  The Utah President of the Employers Council, MSEC.org, Monica Whalen has the data from a new survey about Paid Time Off policies across the Intermountain West. Do all full-time employees get the same amount of flexibility when in negotiations for a new job?  Can you swap out extra days off for increased salary.... and should yo...

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