Latest Prepaid Podcast Episodes

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IPA June Government Update

IPA Payments Pod - June 15, 2023 13:21 - 22 minutes ★★★★★ - 9 ratings
It looks like a busy summer ahead. In this episode, Brian Tate, the IPA’s CEO, and Chris Stromberg, IPA’s director of government relations, discuss what is happening at the state and federal levels of regulation. They cover a pending bill to ban plastic gift cards in California, a recent iss...

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Lessons Learned on Innovation

IPA Payments Pod - June 09, 2023 13:20 - 32 minutes ★★★★★ - 9 ratings
Successful innovation in financial services requires a number of elements to come together in just the right way.   Innovators need to combine new technology, market opportunities, and regulatory compliance to create the next generation of successful products.  The keys to making this combin...

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Why Banks Need to Monitor Change: Galileo explains how to be successful in Banking as a Service

IPA Payments Pod - May 26, 2023 13:01 - 30 minutes ★★★★★ - 9 ratings
The growth of Fintech has led banks to examine opportunities in acting as a sponsor bank and offer Banking as a Service. This offers opportunities for innovative banks, but success is not guaranteed. In this episode, Michael Haney, the head of product strategy at Galileo, discusses the tools...

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Machiavellian Payments

IPA Payments Pod - May 16, 2023 13:30 - 52 minutes ★★★★★ - 9 ratings
Can a book written in the 1500s teach us anything about the modern payments industry?  That is the question the IPA team is tackling with our latest book club reading, “The Prince” by Nicolo Machiavelli. Originally written as a guide to power for political leaders battling over city states in...

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Choose Your Own Fintech Adventure

IPA Payments Pod - April 28, 2023 13:39 - 48 minutes ★★★★★ - 9 ratings
Buying new technology can be a real adventure for banks that want to keep up with the times, so the real question is how to avoid the pitfalls that can come when investing in fintech.   In this episode, Kiah Haslett, the managing editor of Bank Director Magazine and Laura Alix, the magazine’s...

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IPA’s April 2023 Government Update

IPA Payments Pod - April 21, 2023 14:14 - 20 minutes ★★★★★ - 9 ratings
The recent failures of Silicon Valley Bank and Signature Bank may not be the biggest news in financial services.   In this episode, the IPA’s CEO, Brian Tate, and Chris Stromberg, the IPA’s director of government relations, talk about current events that could shape the future of the payments...

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Innovative Readings: The Age of Cryptocurrency

IPA Payments Pod - April 11, 2023 13:34 - 38 minutes ★★★★★ - 9 ratings
The Second Installment of the IPA Book Club delves into the realm of Bitcoin, blockchains, and all things crypto with The Age of Cryptocurrency by Paul Vigna and Michael J. Casey.  In this episode, the IPA’s CEO, Brian Tate, and Ben Jackson, the IPA’s COO, discuss their thoughts on the book. ...

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Atomic Unlocks Consumer Financial Data

IPA Payments Pod - March 30, 2023 20:02 - 28 minutes ★★★★★ - 9 ratings
Payroll information is used for all kinds of financial decisions, but individual workers and employers often need to jump through hoops to share it.   In this episode, Jordan Wright, Atomic’s CEO and co-founder, describes how the company is working to solve the problems that employers and emp...

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CFPB Remains the Center of Payments Regulation

IPA Payments Pod - March 16, 2023 17:52 - 21 minutes ★★★★★ - 9 ratings
While questions have been raised about its future, the Consumer Financial Protection Bureau still remains at the center of payments regulation in Washington.   In this episode, Brian Tate, the IPA’s CEO, and Chris Stromberg, IPA’s director of government relations discuss everything that has ...

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Effective Compliance for Innovators

IPA Payments Pod - March 06, 2023 18:43 - 39 minutes ★★★★★ - 9 ratings
How can start-ups create effective compliance programs with limited resources?  This is a question many founders struggle with, and the key to is success is recognizing when they need help.   In this episode Jamie Uppenberg, the founder of Uppenberg Associates, discusses how fintechs can bui...

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Lessons from The Big Short

IPA Payments Pod - February 23, 2023 14:55 - 44 minutes ★★★★★ - 9 ratings
Did the financial crisis leave us with any lessons that apply to a rapidly evolving payments industry?  To dig into this question, the IPA staff recently read and had a discussion on Michael Lewis’s book, The Big Short. The IPA’s CEO, Brian Tate, and Chris Stromberg, our director of governmen...

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IPA’s February Government Update

IPA Payments Pod - February 16, 2023 15:33 - 17 minutes ★★★★★ - 9 ratings
Activity in all three branches of government could lead to changes in payments.   From congressional hearings to court cases to the State of the Union, payments is getting its fair share of attention from the federal government. In this episode, the IPA’s CEO, Brian Tate, and Chris Stromberg...

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Galileo Launches BNPL for Banks

IPA Payments Pod - February 09, 2023 15:09 - 33 minutes ★★★★★ - 9 ratings
Buy Now, Pay Later products have emerged as a new financing tools for shoppers and merchants, and now Galileo wants to help banks make use of this new type of payment.  People who run into an unexpected or emergency expense may need an option for short-term financing. Galileo’s new tool gives...

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Putting the B in Banking as a Service

IPA Payments Pod - February 03, 2023 14:16 - 18 minutes ★★★★★ - 9 ratings
When Pathward bank decided to rebrand, the changes meant a lot more than just new a new logo.   In this episode, Pathward’s President Anthony Sharett, explains how the name change included structural changes at the bank and a refocused strategy.   He also discusses the company’s financial in...

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Crypto and the Future of Payments

IPA Payments Pod - January 26, 2023 15:17 - 36 minutes ★★★★★ - 9 ratings
While the future of payments will undoubtedly include blockchains, cryptocurrencies, and stablecoins, what will that mean for the industry?  To start answering this question, the Innovative Payments Association recently held its “Crypto Universe from A to Z event at the offices of Davis, Wrigh...

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The New Year of Financial Regulation

IPA Payments Pod - December 21, 2022 16:01 - 22 minutes ★★★★★ - 9 ratings
The past year has been a busy one in financial regulation. Crypto crashes, court cases, and Congressional clashes will all have effects that will have effects into 2023 and beyond. In this episode, Brian Tate, the IPA’s CEO, and Chris Stromberg, our director of government relations, discuss th...

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Innovation Requires an Even Keel

IPA Payments Pod - December 14, 2022 14:31 - 27 minutes ★★★★★ - 9 ratings
ExpanseFT is a new name in fintech that is backed by experience.  The company, which is over 10 years old, announced in October that it had changed its name from Prepaid Ventures. In this episode, we talk with Andrew Siden, the chief executive officer of ExpanseFT, about the company’s creation...

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Building Fintech’s Next Generation

IPA Payments Pod - December 02, 2022 14:22 - 30 minutes ★★★★★ - 9 ratings
Innovative fields often struggle to find qualified staff, and the payments industry faces this problem every day.   The University of Georgia has created a program across its system to prepare students to solve problems in Fintech. In this episode, we present an edited version of a presentatio...

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The Effects of the Midterms on Payments

IPA Payments Pod - November 22, 2022 19:54 - 22 minutes ★★★★★ - 9 ratings
The results of the 2022 midterm elections held a number of surprises, and political analysts are still trying to figure out what they all mean.  In this episode, the IPA’s CEO, Brian Tate, and Chris Stromberg, our director of government relations, look at the midterms through a payments regula...

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Fighting Fraud with the FBI

IPA Payments Pod - November 17, 2022 14:30 - 13 minutes ★★★★★ - 9 ratings
Financial crime has gotten more complex over time, and to keep up with the criminals, law enforcement and the industry need to work together.   In this episode, you will hear a conversation with Special Agent Charles Orgbon of the FBI’s Atlanta Field office on how the Bureau is forming partner...

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Truist Plays the Long Game With Its Fintech Acquisition

IPA Payments Pod - October 27, 2022 14:06 - 22 minutes ★★★★★ - 9 ratings
Build, buy, or partner are the three paths to innovation for most banks, and Truist is planning to use a combination of all three to take it into the future.   The bank had been looking at a partnership with the fintech Long Game, which created an app that uses mobile games to help people save...

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Regulators aren’t distracted by the Midterms

IPA Payments Pod - October 18, 2022 13:26 - 26 minutes ★★★★★ - 9 ratings
With the midterms approaching, Congress is not paying much attention to legislation on financial services, but the regulators’ focus on the industry has not waivered.  In this episode, the IPA’s government relations team, Brian Tate, the association’s CEO, and Chris Stromberg, the director of ...

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The Dangers of Good Marketing

IPA Payments Pod - October 13, 2022 14:01 - 43 minutes ★★★★★ - 9 ratings
Good marketing seems like it would be a crucial part of any business plan, but even the best marketing plans in the world come with risks.   In this episode, we present a lightly edited version of the audio from our Oct. 4 webinar, The Dangers of Good Marketing with Adwait Joshi, the founder a...

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Filtering Payments with FIS

IPA Payments Pod - September 29, 2022 18:49 - 29 minutes ★★★★★ - 9 ratings
Directing dollars into specific spending channels can benefit consumers, program managers, and payments companies.   FIS has been providing filters for government programs for some time, and it is now expanding the technology so that it can be used for other applications. The company plans to ...

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The Future of Risk Mitigation

IPA Payments Pod - September 23, 2022 13:30 - 40 minutes ★★★★★ - 9 ratings
Payments don’t happen in a vacuum. Understanding the context around transactions can mitigate the risk of fraud.  In this episode, the IPA presents the edited audio portion of a Webinar that we held with Deep Labs' Vice President and payments industry veteran Tia Ilori.    She described how ...

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IPA’s September Government Update

IPA Payments Pod - September 12, 2022 15:37 - 20 minutes ★★★★★ - 9 ratings
August is supposed to be a quiet month in Washington DC, but this year, it was just the prelude to what promises to be a busy autumn.   In this episode, the IPA’s CEO Brian Tate, and Chris Stromberg, IPA’s head of government relations, talk about where things stand today and what will shape th...

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IPA’s August Government Update

IPA Payments Pod - August 03, 2022 13:20 - 1 hour ★★★★★ - 9 ratings
August is a quiet month for the government, so it is a good time to take a look at the regulatory big picture.  A lot is happening in Washington, and in this episode, the IPA’s CEO Brian Tate, and Brian Axell, of Axell discuss some of the forces that will shape the industry.   They talk abou...

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IPA’s June government Update

IPA Payments Pod - June 21, 2022 16:27 - 28 minutes ★★★★★ - 9 ratings
It’s a busy summer in Washington DC, and the payments industry is getting its fair share of attention. In our latest episode, we talk about the attention that the industry is getting from all three branches of the government. Whether its regulatory scrutiny, new legislation, or lawsuits, payment...

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How Did Covid Change Payments Preferences

IPA Payments Pod - June 01, 2022 14:58 - 28 minutes ★★★★★ - 9 ratings
The COVID pandemic changed everyone’s lives, so it is no surprise that it changed how people paid for goods and services. In this episode, we delve into what those changes were and how long they will last with Claire Green, payments risk expert at the Federal Reserve Bank of Atlanta, and Joanna ...

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Talking Taxes, Fees, and Fintech Regulation with Brian and Brian

IPA Payments Pod - May 13, 2022 14:16 - 39 minutes ★★★★★ - 9 ratings
With all the news that comes out of Washington DC, it is easy to see why payments-related items might not be at the top of everyone’s minds. Nonetheless, a number of recent proposals, hearings, and releases show that the industry needs to be paying attention to what is going on beyond the headli...

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