Latest Prepaid Podcast Episodes
Talking Taxes, Fees, and Fintech Regulation with Brian and Brian
IPA Payments Pod - May 13, 2022 14:16 - 39 minutes ★★★★★ - 9 ratingsWith all the news that comes out of Washington DC, it is easy to see why payments-related items might not be at the top of everyone’s minds. Nonetheless, a number of recent proposals, hearings, and releases show that the industry needs to be paying attention to what is going on beyond the headli...
San Francisco Is looking for a Partner to Help Kids Save
IPA Payments Pod - March 28, 2022 17:56 - 27 minutes ★★★★★ - 9 ratingsStarting to save for college early pays off down the road, so the City of San Francisco’s Office of Financial Empowerment has created the Kindergarten to College program. The program opens a savings account for every student in the city school district. Now, the program has published an RFP t...
Crypto, Interchange and the Fed
IPA Payments Pod - March 23, 2022 18:45 - 17 minutes ★★★★★ - 9 ratingsOn any given day there are multiple forces shaping the payments industry. In this episode, the IPA’s government relations team takes a look at the latest developments in cryptocurrencies, interchange, and at the Federal Reserve. First, the Biden Administration has launched a whole of government...
H. & R. Block’s Spruce Offers Lessons on Innovation
IPA Payments Pod - March 11, 2022 16:52 - 29 minutes ★★★★★ - 9 ratingsWhen people think about H. & R. Block, they tend to think taxes before Fintech, but that may change with the launch of Spruce, Block’s new mobile banking product. In this episode, John Thompson, H. & R. Block’s vice president of financial services, discusses how the development of Spruce led H....
The PayPal lawsuit Against the CFPB and What it Means
IPA Payments Pod - February 18, 2022 14:58 - 20 minutes ★★★★★ - 9 ratingsPayPal’s lawsuit against the Consumer Financial Protection Bureau entered a new phase on As a reminder, the CFPB is appealing Judge Richard Leon’s opinion in PayPal v. CFPB issued on December 31, 2020. Please note that in its Opening Brief filed in August, the CFPB makes it clear that the “so...
B4B Brings a Global Perspective to US Payments
IPA Payments Pod - February 11, 2022 14:31 - 21 minutes ★★★★★ - 9 ratingsLondon-based B4B Payments embarked on its US expansion at the beginning of 2020. While the pandemic was a bump in the road, nevertheless the company has continued to build out its presence. In this episode, we talk with Paul Swinton, B4B’s global CEO, and Kieran Draper, its head of North Ameri...
Musical Chairs at the Regulatory Agencies
IPA Payments Pod - January 25, 2022 15:51 - 15 minutes ★★★★★ - 9 ratingsChanges are coming in the leadership of the financial regulatory agencies. The Consumer Financial Protection Bureau got a new director last year. The chair of the Federal Deposit Insurance Corp. has announced she is resigning, and the Office of the Comptroller of the Currency still only has an ac...
AJLI Winter Leadership Meeting
IPA Payments Pod - December 16, 2021 14:55 - 25 minutes ★★★★★ - 9 ratingsThe past year has been a busy one when it comes to payments regulation. Everything from disclosures to transaction routing has come to the attention of regulators and Congress. There is more to come in 2022. In this episode, Brian Tate, the IPA’s CEO, discusses the impact of some of the big...
Expect the Unexpected in 2022
IPA Payments Pod - December 16, 2021 14:55 - 25 minutes ★★★★★ - 9 ratingsThe past year has been a busy one when it comes to payments regulation. Everything from disclosures to transaction routing has come to the attention of regulators and Congress. There is more to come in 2022. In this episode, Brian Tate, the IPA’s CEO, discusses the impact of some of the big...
Have Digital Driver’s Licenses Arrived
IPA Payments Pod - December 07, 2021 15:40 - 27 minutes ★★★★★ - 9 ratingsNearly everything in a physical wallet can be put into a digital wallet. For a long time, the one exception was your driver’s license, but that may soon change. Apple has struck deals with a number of states to put licenses into iPhones. In this episode, Jason Mikula, the publisher of Finte...
Visa Brings Cash Deposits to Fintechs
IPA Payments Pod - November 19, 2021 16:15 - 15 minutes ★★★★★ - 9 ratingsOne challenge of banking with a digital-only bank is making cash deposits. With no branches, it can be tough on a consumer who wants to make cash available for digital spending. Visa has been doing this for years for prepaid card holders by allowing them to make cash deposits at retailers and ...
Congress is Researching Fintech
IPA Payments Pod - November 10, 2021 16:47 - 22 minutes ★★★★★ - 9 ratingsThe Consumer Financial Protection Bureau has a new director, and the Biden Administration has nominated a new Comptroller of the Currency. These two agencies regulate large swaths of financial services. With the appointments, the industry likely will see a change in both the kinds of regulatio...
New Agency Heads Will Change the Regulatory Environment
IPA Payments Pod - October 28, 2021 15:46 - 16 minutes ★★★★★ - 9 ratingsThe Consumer Financial Protection Bureau has a new director, and the Biden Administration has nominated a new Comptroller of the Currency. These two agencies regulate large swaths of financial services. With the appointments, the industry likely will see a change in both the kinds of regulati...
Making Crypto Less Cryptic
IPA Payments Pod - October 01, 2021 15:42 - 57 minutes ★★★★★ - 9 ratings"Cyrpto" is a term applied to a broad range of products and services from digital currencies, to blockchains, to new forms of contracts and art called Non-Fungible Tokens, or NFTs. In this episode we talk with long time crypto-journalist Bailey Reutzel about how all of these things work and wher...
Comdata Puts New Twists on Payroll Cards
IPA Payments Pod - September 17, 2021 14:56 - 27 minutes ★★★★★ - 9 ratingsThe way companies pay workers has fallen out of step with their financial needs, and Comdata is looking to fix that with its Fintwist Payroll product. In this episode, we talk with Brian Radin, the president of Comdata’s prepaid business about how the company has adapted its payroll busines...
The Fall Regulatory Season Is Upon
IPA Payments Pod - September 10, 2021 15:07 - 26 minutes ★★★★★ - 9 ratingsSummer may be winding down, but with the return of Congress, the regulatory season will soon be in full swing. With agency heads to be appointed and confirms, lawsuits making their way through the courts, and talk of reopening regulations like those created for the Durbin Amendment, things wil...
Is Data an Asset or a Liability?
IPA Payments Pod - August 23, 2021 15:17 - 26 minutes ★★★★★ - 9 ratingsHackers, regulators, and customers can all turn gathering data into a liability for financial services companies. The risks grow with the volume, variety, and velocity of data – all of which are increasing in our digitized society. The big challenge with all this data is how can it help bus...
Teaching Banks and Fintechs to Work Together
IPA Payments Pod - August 03, 2021 13:30 - 30 minutes ★★★★★ - 9 ratingsIn the brave new world financial services, there are opportunities for both innovative companies and traditional banks, but they need to understand one another if they want to thrive, says Joyce Mehlman, the founder of iLex Consulting Group. Fintechs need to understand the difference and re...
Relationship Advice for Banks
IPA Payments Pod - July 28, 2021 15:27 - 17 minutes ★★★★★ - 9 ratingsBanks and Fintechs may need to re-evaluate their relationships depending on what advice the regulators decide to give them. Looking to keep up with the times, on July 13 the federal bank regulatory agencies (FDIC, Federal Reserve, and OCC) requested public comment on proposed guidance designed...
Good Financial Data Goes Beyond Bank Statements
IPA Payments Pod - July 21, 2021 15:10 - 27 minutes ★★★★★ - 9 ratingsWhen we think of consumer financial data, the first thing that comes to mind is usually banking data, but that is an incomplete picture. This was borne out in a recent executive order, in which the Biden Administration encouraged the Consumer Financial Protection Bureau (CFPB) to issue rule...
IPA’s Government Update for July 2021
IPA Payments Pod - July 14, 2021 12:22 - 15 minutes ★★★★★ - 9 ratingsCapitol Hill has been taking an active interest in the payments industry. Overdraft, buy now pay later products, and even a possible computer chip shortage have all drawn lawmakers’ attention. On top of all that, the Durbin Amendment has resurfaced as a topic of conversation, and there are rum...
Payments for Good with Blackhawk Network
IPA Payments Pod - July 02, 2021 13:23 - 28 minutes ★★★★★ - 9 ratingsThe pandemic created problems for individuals, governments, and businesses, but as the old saying goes, every problem brings new opportunities. For Blackhawk Network, that opportunity began when it channeled its payments expertise into helping distribute relief money for governments and non...
IPA’s June Government Update
IPA Payments Pod - June 18, 2021 13:29 - 15 minutes ★★★★★ - 9 ratingsKeeping up with financial regulations can be a tough job for anyone. The Innovative Payments Association is here to help our members – and the payments industry at large – keep track of laws and rules that could affect their businesses. We also give a voice to the industry, so they can talk to...
Is Green Dot the Model for Fintech Evolution
IPA Payments Pod - June 11, 2021 12:43 - 24 minutes ★★★★★ - 9 ratingsAs the fintech industry continue to innovate, one of the big questions is where does it go from here? The future direction of the industry may be best represented by a company that has gone through its evolution. Green Dot is one of the original Fintechs. It started with prepaid cards sold mos...
Fraud Prevention Rules Are Changing
IPA Payments Pod - June 03, 2021 13:48 - 37 minutes ★★★★★ - 9 ratingsOver the last 18 months, the dramatic changes in the ways that people live, work, and pay have meant that fraud prevention rules that were once very effective have lost some of their power. In this episode, we talk with Brian Grech, vice president of sales and marketing for Deep Labs, which...
IPA’s Regulatory Update for May 2021
IPA Payments Pod - May 20, 2021 13:21 - 18 minutes ★★★★★ - 9 ratingsThe regulatory environment for payments has become very active over the past few weeks, with proposed rules, congressional hearings, and even lawsuits. In this episode of the IPA Payments Pod, our CEO, Brian Tate, and our Government Relations Director, Grant Hannah, help to make sense of every...
Who uses digital banks?
IPA Payments Pod - May 11, 2021 13:22 - 23 minutes ★★★★★ - 9 ratingsAsk anyone who the core audience is for digital banks, the answer will be “millennials,” “young people,” or some variation on that theme – basically “the kids!” A study by MetaBank reveals that conventional wisdom is only partially right. The digital banking audience includes several groups ...
Customer Disputes During COVID and Beyond
IPA Payments Pod - May 04, 2021 16:55 - 28 minutes ★★★★★ - 9 ratingsAs online shopping and remote payments grew over the past year, so did the number of customer disputes over payments. While many of the disputes were legitimate, some were fraudulent – either by people attempting to get out of paying for something they bought or by organized rings of criminals...
Step by Step Cyber Security With Consumer Reports
IPA Payments Pod - March 29, 2021 15:10 - 28 minutes ★★★★★ - 9 ratingsAs people’s lives become more digital and they add more connected devices to their lives, their risks for identity theft, fraud, and other cyber-crime grows. The average person is often unaware of, or unprepared to, manage all of these risks. To help address this issue, Consumer Reports, a ...
What Question Can Help Virtual Exams Run Smoothly?
IPA Payments Pod - March 22, 2021 15:22 - 28 minutes ★★★★★ - 9 ratingsWhen the COIVD19 pandemic forced businesses to operate virtually, bank examinations moved into cyberspace. This change likely will last beyond the pandemic, so bankers need to figure out how to be effective in this new environment. For institutions involved in non-traditional businesses lik...
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