Real Stories In Real Estate podcast
40 episodes - English - Latest episode: about 1 month ago - ★★★★★ - 1 ratingReal Stories In Real Estate podcast focuses on the challenges, success and yes, even the failures in real estate investing. With every failure comes lessons learned, which can push someone to success and greatness tomorrow. Join us as we chat with guests so you can learn from their experience on your way to building wealth through real estate.
We'll discuss many different types of real estate transactions such as aging in place, having a business in the home, and investment strategies such as using B lenders, buying during the bubbles, and buying your first home with a rental in it.
Denise will chat with industry experts on a variety of topics, to give you weekly, easily-consumable blasts of information to jump start your adventures in real estate - whether as an owner or an investor.
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Episodes
Jason Lane Offers Buying & Selling Tips For a Smooth Closing #040 RSIRE
March 15, 2024 17:35 - 21 minutes - 29.7 MBJason Lane Offers Buying & Selling Tips For a Smooth Closing #040 RSIRE Jason Lane joined Woitzik Polsinelli LLP, Lawyers and Mediators in 2018 as a summer law student. Jason obtained his Juris Doctor from The University of Western Ontario in 2019 and is now an associate in our Family and Real Estate Groups. During his time at WP, Jason has gained extensive knowledge regarding a variety of real property matters such as the purchase and sale of new homes, condominiums, re-sales, ...
#039 RSIRE Lyndsey McNally Talks About Condo Ownership & What to Know Before Purchasing
February 08, 2024 20:34 - 21 minutes - 29.9 MB#039 RSIRE Lyndsey McNally Talks About Condo Ownership & What to Know Before Purchasing With a wealth of experience spanning back to 2002, Lyndsey McNally from Condominium Lending Group boasts an extensive background in the condominium sector, where she has dedicated her efforts to supporting the success of the communities that she works with. Lyndsey is the current President of the Toronto & Area Chapter of the Canadian Condominium Institute, volunteering her time extensively to...
#038 RSIRE Tahani Aburaneh Shares Her Journey Empowering Women To Grow Wealth Through Real Estate Investing
September 26, 2023 16:21 - 19 minutes - 27.2 MB#038 RSIRE Tahani Aburaneh Shares Her Journey Empowering Women To Grow Wealth Through Real Estate Investing Tahani Aburaneh is one of Canada’s top real estate investing experts, an Amazon bestselling author, wealth coach, but above all, a proud single mother of 2 grown children. She has spoken to thousands of people as a keynote speaker on stages across North America and is a featured guest on numerous podcasts, TV shows and 2 international documentaries. Most recently, Tahani founded ...
037 RSIRE Steven Pargetter Discusses How He Helped His Parents As Retirees Through The Stress Test
August 19, 2023 02:46 - 24 minutes - 35.1 MB#037 RSIRE Steven Pargetter Discusses How He Helped His Parents As Retirees Through The Stress Test Steven is a GTA-based realtor who has been helping clients purchase and sell real estate for over 10 years. He LOVES living in downtown Toronto. As his bio says, “I have been living in downtown Toronto with my wife and son selling real estate for a decade now. I love to help people find the perfect property for their needs and see them succeed. Although I'm in a sales position, I believe...
036 RSIRE Arsalan Siddiqui Shares His Experience Building A Large Addition On His Home
July 18, 2023 02:15 - 22 minutes - 31.7 MB#036 RSIRE Arsalan Siddiqui Shares His Experience Building A Large Addition On His Home Arsalan is a Toronto-based realtor who decided to move his parents in with he and his family in 2019. They first started investigating buying a larger home, but what he thought they required was $2.5 million and above. To be practical, he decided to see if he could build a 550 Sqf addition onto his existing home, but there were many hurdles to jump - first of all seeing if it was possible/per...
035 RSIRE Pasqualina De Rose Shares Tips About Estate Law & Real Estate From A Lawyer’s Perspective
June 24, 2023 16:14 - 16 minutes - 23.2 MB#035 RSIRE Pasqualina De Rose Shares Tips About Estate Law & Real Estate From A Lawyer’s Perspective Lina De Rose is a Durham-based lawyer with extensive experience in both estate law and real estate law. In this episode, Denise and Lina chat about estate law and what happens with passing on without a will or with a will. How are real estate sales, purchases and transference handled without a will or proper estate planning? What is the strangest and most challenging situat...
034 RSIRE Sai Lee Shares How He Has Made Money Flipping Properties with $0 Out Of Pocket
June 08, 2023 16:54 - 18 minutes - 25.8 MB#034 RSIRE Sai Lee Shares How He Has Made Money Flipping Properties with $0 Out Of Pocket Sai Lee is a top real estate Mentor. After many years in the corporate world as an IT consultant. Sai Lee made the stunning decision to pursue a full time career in the world of real estate investing. He learned how to build wealth without using any of his own money, and that was a game changer. Working with a mentor, he had finally learned the true ins and outs of buying real esta...
033 RSIRE Brady Bodley On Dealing With The Landlord Tenant Board In Ontario
May 27, 2023 20:32 - 18 minutes - 26.2 MB#033 RSIRE Brady Bodley On Dealing With The Landlord Tenant Board In Ontario Brady Bodley is a Durham-based lawyer with Thomas Efraim LLP. He has much experience with the landlord tenant board, for many reasons. He’s here with guest host Nicolee Evans to discuss many of the challenges he’s seen, how COVID made hearings more challenging, and some of the good things that the LTB does here in Ontario. Join host award winning mortgage broker Denise Laframboise each week as she brings...
032 RSIRE Kevin Harding Buying A Cottage For A Short Term Rental Business
May 05, 2023 13:39 - 17 minutes - 24.7 MB#032 RSIRE Kevin Harding Buying A Cottage For A Short Term Rental Business Kevin Harding is a Durham-based real estate agent, and has owned traditional rental properties that come with tenants and toilets. His wife and he were looking for something different, so decided to buy a 4 season cottage to use a few times a year, then rent out the rest of the time. While this can yield amazing financial returns, it also comes with many unique challenges, such as insurance and local regulations...
#031 RSIRE Denise & Gabriel Share Their Experience Building A Legal Basement Apt In Their Home
April 11, 2023 17:18 - 14 minutes - 21.2 MB#031 RSIRE Denise & Gabriel Share Their Experience Building A Legal Basement Apt In Their Home Denise and her husband Gabriel found their dream home, it was the 3rd house they would buy, but it checked all the boxes. Both had a long drive to the office, and could not get to their daycare in time, so looked for something closer. They looked at Markham and other areas, but decided on Brooklin, closer to Gabe’s work so that he could pick up the kids. They decided it would be a good...
#030 RSIRE Denise & Gabriel Share Their Experience Buying A Home Before Selling
March 27, 2023 20:01 - 16 minutes - 23.7 MB#030 RSIRE Denise & Gabriel Share Their Experience Buying A Home Before Selling Denise and her husband Gabriel found their dream home, it was the 3rd house they would buy, but it checked all the boxes. Both had a long drive to the office, and could not get to their daycare in time, so looked for something closer. They looked at Markham and other areas, but decided on Whitby, closer to Gabe’s work so that he could pick up the kids. The market was very hot at the time, and many of...
029 RSIRE Milli Fox Shares Her Experience Getting To Her Dream Home
March 10, 2023 22:56 - 17 minutes - 24.8 MB#029 RSIRE Milli Fox Shares Her Experience Getting To Her Dream Home Milli Fox and her husband Junior decided to purchase a pre-build 3 bedroom condo, based on plans and thought it would be perfect for their life. Milli had resisted the suburban life, and envisioned a perfect life downtown. By the time the condo was ready and they were conducting their PDI, pre delivery inspection, they had a 2.5 year old and it was one week from closing. They quickly realized that with another child o...
028 RSIRE Nicolee Evans - Her Experience With Bridge Financing
February 24, 2023 21:01 - 16 minutes - 23.1 MB#028 RSIRE Nicolee Evans - Her Experience With Bridge Financing Nicolee and her husband were living in their first starter home, before she was a mortgage agent, and it was beginning to feel cramped. She decided they needed something bigger, but her husband wasn’t quite on board, so began a purposeful search. Her friend suggested another friend had a house for sale, although it wasn’t listed yet. It was PERFECT! The family wanted Nicolee and her family to buy it, so they had to s...
027 RSIRE Mohamed Bachani - Buying With a “B” Lender & Moving To an “A” Lender
February 10, 2023 01:08 - 24 minutes - 34.5 MB#027 RSIRE Mohamed Bachani - Buying With a “B” Lender & Moving To an “A” Lender Mohamed Bachani is a Durham Region-based accountant, founder and president of Unique Accounting Services, an Accounting and Bookkeeping firm that helps Canadian small and medium sized businesses with all their bookkeeping, taxation and accounting. He wanted to move from renting to owning, was pre-approved and had his down payment, but when he came down to purchasing, he wasn’t able to qualify for his ...
#026 RSIRE Johnathan Pollock Shares The Ups & Downs Of Being A Landlord
January 25, 2023 02:02 - 21 minutes - 30.4 MB#026 RSIRE Johnathan Pollock Shares The Ups & Downs Of Being A Landlord Johnathan Pollock has been a landlord for the last 6 years, and chats with Denise about the challenges and benefits of being a landlord. While real estate is an amazing tool to grow your wealth, it is NOT a passive investment, requiring you to stay on top of your money and know what’s going on with your tenants. They renovated the property they were living in, then moved into the basement and rent...
#025 RSIRE Brady Bodley Shares Info On The New Anti-Flipping Tax Law
December 20, 2022 15:45 - 17 minutes - 25.3 MB#025 RSIRE Brady Bodley Shares Info On The New Anti-Flipping Tax Law Brady Bodley, lawyer with Birch Law, joins Denise in discussion of the new Federal Anti Flipping law, coming into effect in January 2023. What does the bill aim to accomplish? The Canada Revenue Agency (CRA) has already been investigating and enforcing residential real estate that was being flipped or assigned and not properly reported as business income. Essentially, house flippers have been using the Primary Residenc...
#024 RSIRE Farah Dhalla Shares How Staging Makes a Difference in Home Sales
December 01, 2022 16:58 - 17 minutes - 25.3 MB#024 RSIRE Farah Dhalla Shares How Staging Makes a Difference in Home Sales Have you been to an open house or a house viewing and were wowed by how neat, tidy and organized the house was? Chances are it was professionally staged. We all get busy day to day and leave our homes a bit unorganized, but that can be a deal killer when you’re trying to sell your home. Many people can’t see past the clutter, or they notice your throw pillows are a bit worn, or perhaps the entrance needs a new coat...
#023 RSIRE Todd Miller 2nd Time In The Rental Market
August 11, 2022 20:07 - 20 minutes - 29.6 MB#023 RSIRE Todd Miller 2nd Time In The Rental Market Purchasing investment real estate can be rewarding and challenging, and sometimes both! Sometimes you are stressed and overwhelmed and want to sell your rental properties. Todd Miller experienced this a few years ago, after purchasing an investment property that was empty when he and his wife bought it. Instead of an exhaustive search and screening process for tenants, they decided to rent it to family, as you could trust them with you...
#022 RSIRE Julie Gill Separating and Selling A Home
July 05, 2022 14:49 - 16 minutes - 23.3 MB#022 RSIRE Julie Gill Separating and Selling A Home What happens typically when a couple separates and they have a matrimonial home? Do you sell and both move? Does one partner buy the other out? Julie Gill experienced this a few years ago, and had small children that went to local schools, so her thought originally was to buy her husband out so that the kids could stay in their local schools with their friends. This was not going to happen, and the home was too large anyway. They had ...
#021 RSIRE Using An Accountant To Watch Your Bottom Line
May 13, 2022 15:03 - 27 minutes - 39.5 MB#021 RSIRE Using An Accountant To Watch Your Bottom Line You want to be a real estate investor…perhaps you already own a few properties, but do you have a good handle on the finances of your investments? What can be written off? What can’t be? Can you pay your self as property manager? Is my HELOC deposit taxable? MIKE LIBBY is a Durham-based Chief Operations Offices of Your bottom Line, an accounting firm that works with many self-employed persons and investors. Whether it’s personal in...
#020 RSIRE Buying A House In Rough Shape
April 08, 2022 16:37 - 20 minutes - 29.2 MB#020 RSIRE Buying A House In Rough Shape KAELEIGH NADEAU is a Durham-based designer and renovator that found a great 2nd investment property. The house was cute, but it was currently tenanted and was dirty, which make it harder to see the potential. She did a walk through and as a designer, could see what she wanted opened up, and what was to be closed off. Were there horrors lurking behind the walls? Yep, wiring, etc. but she dealt with them, as she does most days for her clients. W...
#019 RSIRE Using Equity To Buy A Rental Properties
March 24, 2022 16:59 - 19 minutes - 27.4 MB#019 RSIRE Using Equity To Buy A Rental Properties CRISTIN TEDFORD is a Durham-based realtor that decided to advantage of the equity in her family home to purchase another property, to eventually help her kids have a place to live. Was it easy, was it a hands-off investment? No, but there is no other single investment vehicle that gives you the control and flexibility that real estate offers. Did she have problems with tenants? YES! Did it last forever? No, once she got her screening p...
#018 RSIRE Buying A Property & Renting To Students
March 04, 2022 17:08 - 17 minutes - 25.4 MB#018 RSIRE Buying A Property & Renting To Students TANJA COUGHLAN is a homeowner that wanted to purchase a new build and either rent it out or sell it, after the 2-3 years it would take to build the subdivision. They had been thinking of purchasing another property for some time, and put a small deposit on it initially, then the balance of $20,000 and waited for it to be completed. When offering rental properties, one of the things to expect is that some tenants will not treat the prope...
#017 RSIRE Construction Financing a Major Renovation
February 06, 2022 15:56 - 19 minutes - 28.2 MB#017 RSIRE Construction Financing a Major Renovation KIRSTEN MCGOEY is a Durham-based photographer that specializes in commercial and corporate photography. She and her husband moved from Toronto to the Durham area, and bought a very small 820 sqft bungalow. It had 2 bedrooms and kitchen/bath on the main floor, but wanted to put on some additions, and it was not suitable for her family of 5. Unlike accessing an LOC to fund this venture, they needed construction financing. They found a bu...
#016 RSIRE The Smith Manoeuvre
January 17, 2022 16:18 - 18 minutes - 26.9 MB#016 RSIRE The Smith Manoeuvre ROBINSON SMITH operates Smith Consulting Group Ltd, out of Sidney, B.C, on Vancouver Island. Robinson joined his father, Fraser, at Smith Consulting Group Ltd. back in early 2006 when he returned to Canada from Asia in order to be closer to family (his mother missed him…) and began to take over the family business. Robinson has since been advising hundreds of families on the implementation of The Smith Manoeuvre ™️ and there is no one better positioned to ...
#015 RSIRE Selling Your Home And Renting Instead
December 31, 2021 16:50 - 15 minutes - 22.3 MB#015 RSIRE Selling Your Home And Renting Instead Samuel Springer is a Durham Ontario-based insurance professional, that truly enjoys his work. And although he was a homeowner, BEING a homeowner doesn’t bring him joy. After a few issues and some leaks, Samuel and his wife decided to sell their condo and rent a property instead. One of the ‘pros’ is, when something goes wrong, you pick up the phone and someone else takes care of it. One of the ‘cons’ is that you just can’t do what you wa...
#014 RSIRE Owning 3 Properties At 28 Years Old
November 19, 2021 16:29 - 16 minutes - 23.5 MB#014 RSIRE Owning 3 Properties At 28 Years Old Michael Durham is a Durham Ontario-based landscaper, that truly enjoys his work. It brings job satisfaction, joy at helping customers enjoy THEIR properties even more, and a salary. While this is great, Michael always had an eye to the future, and retirement. Perhaps Michael didn’t want to depend on the Canada Pension Plan and RRSPs, so he started investing in real estate. For Michael, the key was multi family homes - where if you lose a t...
#013 RSIRE Buying A New Build From a Builder
November 18, 2021 20:53 - 18 minutes - 26.6 MB#013 RSIRE Buying A New Build From a Builder Tanya Sanza and her husband wanted to upsize, and spotted a new subdivision near where they lived. They were currently in a 1000 SQF home, and wanted something a little bigger. This was going to be their 2nd new build that they purchased. While some buyers of new builds are distracted by the nice finishes and sweeping staircases, Tonya has developed a refined eye as a real estate agent, and made sure practical things like where the outlets in ...
#012 RSIRE Aging In Place
October 04, 2021 18:27 - 16 minutes - 23.1 MB#012 RSIRE Aging In Place Deborah Schroeder and her mom lived in 2 different cities - Deborah downtown Toronto, and her mom in Ottawa. Her mom wanted to downsize, but didn’t necessarily live alone and wasn’t sure if she wanted to see her house. Deborah loved her condo, but wasn’t sure she’d be able to keep it. They decided to move in together, but in Whitby, so that Deborah could continue to work in Toronto. They looked at a few places, and Deborah is happy they didn’t buy the first few,...
#011 RSIRE Buying a Home With Unique Heating
September 03, 2021 18:47 - 16 minutes - 23.9 MB#011 RSIRE Buying a Home With Unique Heating Jackie Schagen and her husband wanted to buy a house, and were more adventurous than typical buyers. They wanted to see EVERYTHING, no matter what the issue was that other buyers pushed back on. One of the houses they saw had no ducts, and baseboard heating! Many stories have been told about the cost of baseboard heating, and with no ducts you can’t have central air. Jackie and her hubby loved the house enough to work with that, and any other ...
#010 RSIRE Refinancing for Renovations or Debt Consolidation
August 22, 2021 17:24 - 15 minutes - 22.2 MB#010 RSIRE Refinancing for Renovations or Debt Consolidation Alex Wilkins and his wife decided that they equity in their home was not being put to good use. Alex had decided to set up his own business, and needed start up capital to ensure a smooth start. They were surprised how much equity was in the the home, and they had to decide how much they actually needed and whether they could use funds for other purposes. As Alex and Denise discussed during the podcast, many people refinance to...
#009 RSIRE The Adventure Of A Major Renovation
July 31, 2021 18:52 - 17 minutes - 24.4 MB#009 RSIRE The Adventure Of A Major Renovation Cindy Sgroi and her husband bought an old home in Whitby and loved the lot, but decided to build an addition and a garage. It started as a big project and got even bigger! They went from a 1000 sq ft bungalow to a 2500 sq ft home with a 4 car garage. They love the character the ‘new’ house has, and they enjoy it more than they would have had they torn the old one down and rebuilt. Cindy is also a real estate agent in Whitby, and this exper...
#008 Mandy Owning a Business In Your Home w/Mandy Dorego
June 07, 2021 14:46 - 14 minutes - 21.4 MB#008 RSIRE Operating A Business In Your Home Mandy Dorego left the dental hygiene world, but was training people in her own time, and decided to pursue her passion for health and wellness, while being a trainer full time. She decided to renovate her basement, add all the necessary equipment to have different workout stations. She and her husband decided early on that Mandy would not rent space, or take on a second mortgage to buy a gym, as the benefits outweighed the negatives. This also...
#007 RSIRE Buying A First Home Outside The City
May 21, 2021 14:44 - 16 minutes - 24 MB#007 RSIRE Buying A First Home Outside The City There are so many decisions to factor in when buying a house - how much is the downpayment, is it in a good school area, restaurants, walkability, distance to work, pressure from family and friends…how does this play out in reality? Sometimes buying a house doesn’t factor in to our day to day decisions. We’re too busy planning weddings, enjoying life that when we try to think about buying a house, we discover there’s a lot to learn! Chris...
#006 RSIRE Buying A House on the 2017 Housing Bubble
May 06, 2021 21:32 - 16 minutes - 24.2 MB#006 RSIRE Buying A House on the 2017 Bubble There are so many decisions to factor in when buying a house - how much is the downpayment, is it in a good school area, restaurants, walkability, distance to work, pressure from family and friends…how does this play out in reality? Sometimes we are SO eager to get a house, perhaps our first house, that these factors collide to add additional pressure for likely one of the biggest purchases in our lives, which can lead to doubt, anxiety, fear ...
#005 Investing In Real Estate w/Gary Hibbert
April 23, 2021 02:40 - 21 minutes - 30 MBWhat kind of lifestyle would you choose if you could? Would you still work a 9-5? Real estate investing can give you the life of your dreams, giving you the freedom to do other things while making money passively. Gary Hibbert had consolidated his credit cards three times on his home mortgage before deciding enough was enough, while working a full time job, where someone ELSE controlled his advancement. A co-worker discouraged him from getting into real estate as, ‘you don’t want to deal w...
#004 RSIRE Buying With A B Lender w/Dana Hesp
April 08, 2021 20:57 - 14 minutes - 20.6 MBMany of us want to own a home at some point, but bruised or imperfect credit can prevent us from borrowing with our preferred lender. Maybe a job loss, a repossessed vehicle, a cancelled credit card, late payments, divorce, all of these can contribute to lower credit scores. The major financial institutions are referred to as “A” lenders. What do you do if you have a down payment, want to buy a home but have imperfect credit and your bank has turned you down? “B” lenders to the rescue. ...
#003 RSIRE Rent To Own Strategy
March 24, 2021 20:04 - 16 minutes - 23.2 MBMany of us want to own a home at some point. Some of us move out of our family homes at the first opportunity and rent our first place as soon as possible, while others stay with our families as long as we can to save up the down payment. Uchechi Ezurike-Bosse graduated from university and got a job with an above-average salary, which in her own words is rare, but also had a student loan. She wanted to buy a property but didn't have the down payment saved, but the concept of renting was li...
#002 RSIRE Buying a Home With an Existing Apartment w/Natasha Laframboise
March 12, 2021 14:51 - 16 minutes - 22.9 MBOne of the tips that first time home buyers can leverage, is either adding an income-producing apartment in the basement, or buying one with an existing apartment. If you put one in later, you control the look and feel of the apartment, as well as the tenants. If you buy one with existing tenants can be beneficial and challenging. Natasha Laframboise was prepared for this challenge when buying a home. She tells us the unique challenges in this process, and how others can be prepared for ...
#001 RSIRE Buying an "As Is" Home w/Chris Christian
March 12, 2021 14:49 - 15 minutes - 22.2 MBWhen we purchase a property in real estate, we generally know or assume there's going to be a little bit of work that is needed to be done after moving in, which means also spending a little bit of money. Maybe some painting, change out some carpeting, update some fixtures, etc. All good? Chris Christian was prepared for this kind of work when buying her dream home. Little did she know that there were all sorts of animals living in the walls, or that she'd find a bag of cocaine during reno...