Radical Personal Finance
1,310 episodes - English - Latest episode: 27 days ago - ★★★★ - 1.8K ratingsJoshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
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Episodes
245-Achieving Financial Freedom With Hard Work and a Good Plan! Interview with Scott Alan Turner, a Financial Rock Star
September 25, 2015 16:00 - 27 minutes - 21.9 MBI love to talk with people who have achieved financial independence. But I especially love to talk to those financially independent people who have achieved it in a very accessible way! Frankly, it's hard to relate to a tech titan who sells their latest greatest app company for a billion dollars. But I can relate to someone who has simply worked hard, saved aggressively, invested conservatively, built an entrepreneurial side hustle and achieved their results over time! My guest today is S...
244-Vending Machines as a Path to Wealth and Passive Income: Interview with Matt Miller from School Spirit Vending
September 24, 2015 16:00 - 55 minutes - 44.5 MBWhen I was younger my brothers and I spent lots of time talking about how to make our millions of dollars with passive income. Two businesses seem to be prominent when you go down that line of thinking as a young person: car washes and vending machines. We didn't pursue either of those businesses. But much later I did wind up working with some clients who had a vending business. And I was intrigued by their business. My guest today is a vending expert. Matt Miller started his vending busin...
243-Mastering the Art of Charm so You Can Navigate More Easily Through Life: Interview with Jordan Harbinger, Co-Founder of The Art of Charm
September 23, 2015 16:00 - 48 minutes - 38.8 MBInterpersonal skills of relationship are a huge deal and your mastery of them will massively impact your level of success in life. All else being equal, people would rather do business with people they know, like, and trust. All else NOT being equal, people would STILL rather do business with people they know, like, and trust! So, this is an area that we should give attention to. My guest today has devoted years to studying, mastering, and teaching interpersonal skills. Jordan Harbinger...
242-One Bed, One Bank Account: Interview with Derek Olsen from Better Conversations on Money and Marriage with Derek & Carrie Olsen
September 22, 2015 16:00 - 1 hour - 56.7 MBMoney in marriage is an extremely challenging area of life. Researchers often say that money fights and money problems is the number one cause of marital stress. My guest today is Derek Olsen. He and his wife Carrie have written a book called "One Bed, One Bank Account: Better Conversations on Marriage and Money." I was able to catch up with him at Podcast Movement 2015 where we dug into the major questions of how to handle money together. Make sure to stay tuned at the end of the episode...
241-Setting and Achieving Financial Goals: Interview with Casey Lewis
September 21, 2015 16:00 - 47 minutes - 38.5 MBI had the opportunity to sit down with Casey Lewis while I was in Fort Worth, Texas a couple months ago. Casey has worked his way through his own money transformation and he has a lot of experience and wisdom to share about the process. Along the way, we discuss: Debt freedom Goal setting and goal achievement Personal financial management And more! Enjoy! Joshua Casey's website: http://casey-lewis.com/ Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/p...
240-From the Mail Room to CEO of a Trading Company: Interview with Don Montanaro, CEO of TradeKing (Live Show from #FinCon15!)
September 20, 2015 02:39 - 51 minutes - 41.1 MBI'm here at #FinCon15 in Charlotte, NC this week and I had the privelege of interviewing Don Montanaro, the CEO (and co-founder) of TradeKing! We recorded this episode live on the #FinCon15 podcasting stage on September 18, 2015. We cover the details of: Don's career progression from the mail room to CEO What makes a difference in how quickly an employee gets promoted How the securities market works And way more! Enjoy! Joshua TradeKing's website: http://tradeking.com Support Radic...
239-Making a Bundle of Cash by Marketing Physical Products: Interview with Andreea Ayers from Launch Grow Joy
September 18, 2015 00:00 - 37 minutes - 30 MBIt might seem like the only way to make money in today's world is to create and sell a digital product. It's not. Frankly, the physical product world is probably much less crowded than the digital world! My guest today is Andreea Ayers. She is awesome. She created a business that made and sold yoga-themed tshirts. Then, she created a business that sold soaps. Now, she's taken her success and experience with her own brands and turned it into a consulting business where she helps others to ...
238-What's Different About Giving Financial Advice to Gen X&Y vs Everybody Else: Interview with Katie Brewer, From Your Richest Life
September 17, 2015 15:52 - 49 minutes - 39.9 MBI love to bring financial advisors onto Radical Personal Finance in order to break down the barriers of communication between advisors and the general public. Katie Brewer is a financial planner based in Texas. She specializes in working with Gen X and Gen Y clients. I invited her onto the show to dig into what's different about planning for Gen X and Gen Y clients as compared to the general public. Also, I grilled her on the reality of what it's like to actually build a financial plannin...
237-Become a Master Marketer: Interview with Anthony Tran, Founder of Marketing Access Pass
September 14, 2015 21:45 - 43 minutes - 35.2 MBMy guest today is Anthony Tran. Anthony is the Founder of Marketing Access Pass, an All-in-One Online Marketing Training and Services website. He's a master internet marketer and he shares some of his experience with us. Also, he's built a successful lifestyle business for himself in the process! Enjoy! Joshua Anthony's website: http://marketingaccesspass.com/ Anthony's podcast: http://marketingaccesspass.com/podcast-episodes/ Support Radical Personal Finance on Patreon! http://radica...
236-Another Financial Advisor Turned Podcaster! Interview With Joe Saul-Sehy from Stacking Benjamins
September 11, 2015 23:50 - 51 minutes - 41.1 MBI'm not the only former financial advisor who became a podcaster. My friend Joe Saul-Sehy has trod the same path! We had the opportunity to catch up at the Podcast Movement conference and we were able to talk shop about the financial advisory business. Enjoy! Joshua Stacking Benjamins http://stackingbenjamins.com Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron
235-Living a Life of Significance: Interview with Aaron Walker from View From the Top
September 11, 2015 00:44 - 47 minutes - 38.1 MBI met Aaron Walker at the Podcast Movement Conference in Fort Worth last month. After listening a bit to his story, I immediately invited him onto the show to share some of his experience with us. Aaron is a serial entrepreneur. He's developed pawn stores, built homes, and run coaching groups. Interestingly, he's a long-time member of a study group with Dave Ramsey, Ken Abraham, Dan Miller as well as some other notable Nashville businessmen. This leads to some interesting insight into some...
234-Investing in Rare Coins With Numismatic Value: Interview With Bryan Norris, Professional Numismatist and Coin Expert
September 02, 2015 02:39 - 1 hour - 86.3 MBI met Bryan Norris at the Podcast Movement conference in Fort Worth, Texas. I'm glad I did. Brian is a professional numismatist and a real expert in rare coins and money. Numismatic coins are an interest of mine and I was thrilled to bring him on the show. We cover: Numismatic coins vs. bullion coins The history of inflation and hyperinflation as told through money How to get started with coin collecting And a ton more! Enjoy this one! Joshua Support Radical Personal Finance on Patr...
233-I'm Richly Blessed by the Social Economy
August 31, 2015 11:43 - 22 minutes - 17.9 MBHappy Monday, Radicals! This morning I want to share a few experiences I'm grateful for and use it as an opportunity to encourage you as you begin your week. I've been tremendously blessed over the past weeks by many friends and family members who have volunteered their time and talents to help me in my time of need. I'll never be able to repay them. And yet, if an opportunity arises, I will work to repay them because I now have social debt. And, I'll be happy to work to repay them. In ...
232-Building a Rich Life By Climbing the Corporate Ladder: Interview with Lee Cockerell, Retired Executive from Walt Disney World Resort
August 27, 2015 18:34 - 47 minutes - 38.3 MBClimbing the corporate ladder is time-tested and proven path to income and impact. And the cool thing about this approach to career success is that you can begin where you are and simply start working the process. My guest today did just that. Lee Cockerell started with few advantages. After a stint in the military he took a job as a waiter in a Hilton hotel and went to work. He finished his 41-year corporate career as the Executive Vice President of Operations for Walt Disney World respons...
231-How You Should Respond to the Recent Stock Market Gyrations
August 25, 2015 20:39 - 54 minutes - 43.5 MBOver the last few days global securities markets have been rocked with massive losses. Naturally, times like this should cause us to seriously consider our investment strategy and take a look to see what the appropriate response might be. Many of us have a significant amount of our life savings invested in public securities markets and it can be frightening to see the impact of the declines in market prices. But what should we do? In this episode I share with you some ideas and ways of ...
230-How Being Debt-Free Enables Entrepreneurship: The Financial Journey of the Podcast Answer Man, Cliff Ravenscraft
August 13, 2015 12:19 - 2 hours - 102 MBI love hearing entrepreneurship stories because they speak to me of people who clarify what they want and pursue it aggressively. Vision is required for you to be willing to leave the bed of employment where things are comfortable and warm and pursue the rocky world of entrepreneurship. The road isn't easy. But it can be easier if you will build a financial foundation underneath you before you launch. My guest today is Cliff Ravenscraft, best known as the Podcast Answer Man. Cliff has an...
229-Think Slow, Move Fast, and Prioritize Your Life (a.k.a. Why We're Moving!)
August 12, 2015 19:28 - 40 minutes - 32.4 MBEffective tomorrow, 8/13/15, the global headquarters of Radical Personal Finance will be moving! I'm about to start unplugging my computers and microphone but I wanted to make sure to ship today's show before doing that. So, I decided to share with you how I've approcahed this decision to move. I think it will be helpful for you to consider how to Think Slow, Move Fast, and Prioritize Your Life. Now, time will tell if it worked for me or not! :) Joshua Support Radical Personal Finance!...
228-How and Why to Buy a Car for Cash: Interview with James Kinson from the Cash Car Convert Podcast
August 12, 2015 03:06 - 54 minutes - 44.3 MBAt the recent Podcast Movement conference in Fort Worth, Texas, I had the opportunity to connect with James Kinson, host of the Cash Car Convert podcast. James has a fun story to share and some great lessons to teach. He's a long-time car guy who got the debt-free religion and changed his car-buying habits. To his delight, he's wound up a good deal richer than ever before! He's got some great lessons to share and in this show we discuss: The impact a cash car can have on your wealth Lea...
227-The Five Benefits of College and Radical Ways to Exploit Them
August 11, 2015 02:16 - 1 hour - 49.1 MBAs we head into the back-to-school season in the United States, I've been thinking a lot about the value of college and I've come up with a framework that I think will be useful to you. I see the 5 major benefits of college as these: Fun Personal Growth Certification Education Connections It's helpful to identify these benefits. But it's more important to understand how to manipulate the system to maximize your opportunities with each of them. Once you understand, you can design your...
226-Making a Living From Video Games: Interview with Danny Peña, Hall of Fame Podcast Host of Gamertag Radio
August 07, 2015 03:40 - 46 minutes - 37.3 MBI recently returned from the Podcast Movement Conference in Fort Worth, Texas. While I was there I had the opportunity to interview Danny Peña the day before he was inducted into the Podcasters Hall of Fame. For the last ten years, Danny has built Gamertag Radio into a major voice of influence in the video game industry. And, he's built a business out of a passion. Listen to the interview to hear: How to build a business from a passion How video games can tremendously The impact of vid...
Book Review: Eat That Frog! 21 Great Ways to Stop Procrastinating and Get More Done in Less Time" by Brian Tracy
July 31, 2015 12:00 - 4 minutes - 3.69 MB"Eat That Frog! 21 Great Ways to Stop Procrastinating and Get More Done in Less Time" by Brian Tracy is an absolute goldmine of a book. Without question, this is a 5-star book. Before you read it though, it's important for you to understand what it is and what it isn't. It's not a deep-dive treatise of productivity systems; rather, it's an overview of the core principles of productivity that you need in order to organize your life around accomplishing more, meaningful things that will move...
Out & About: Pt 2 of Joshua's Interview on "The Voluntary Life" Podcast with Jake Desyllas
July 30, 2015 09:00 - 31 minutes - 17.9 MBI'm not able to record and release a show for you today so I'm releasing an interview that I gave on the Voluntary Life podcast with Jake Desyllas regarding Tax Strategies and Financial Freedom. This is Part 2 of a 2-part series. The interview was originally released on June 21, 2015. Enjoy! Joshua Jake's site: http://www.thevoluntarylife.com/2015/06/210-tax-strategies-and-financial.html
Out & About: Pt 1 of Joshua's Interview on "The Voluntary Life" Podcast with Jake Desyllas
July 29, 2015 21:00 - 41 minutes - 23.9 MBI'm not able to record and release a show for you today so I'm releasing an interview that I gave on the Voluntary Life podcast with Jake Desyllas regarding Tax Strategies and Financial Freedom. This is Part 1 of a 2-part series. The interview was originally released on July 14, 2015. Enjoy! Joshua Jake's site: http://www.thevoluntarylife.com/2015/06/209-tax-strategies-and-financial.html
Announcements: Have Breakfast With Me On Friday in Ft. Worth, TX on Friday, 7/31/2015
July 29, 2015 08:00 - 3 minutes - 3.12 MBGood morning, Radicals! Two quick announcements for you this morning: If you are a listener of the show, come have breakfast with me this Friday morning at 7am at the Cast Iron Restaurant at the Omni Hotel in downtown Ft. Worth! I'll be attending the Podcast Movement conference and would love to see you! Please register here: http://bit.ly/RPFatPM15 (If you aren't able to come on Friday but can come on Saturday or Sunday morning, let me know on Twitter and I'll try to be there at 7am for br...
Short Book Review: How To Make People Like You In 90 Seconds Or Less by Nicholas Boothman
July 24, 2015 13:15 - 3 minutes - 2.62 MB(audio from a video book review) Nicholas Boothman’s book “How to Make People Like You in 90 Seconds or Less” is a great introduction to the skill of intentionally establishing rapport with new acquaintances. This book is a broad, useful introduction to the topic. All else being equal, people would rather spend time with, work with, buy from, and help those that they like. The skill of being likeable and helping people to like you is thus a very useful life skill and can be an important com...
225-Rich Habits and Raising Rich Kids-The Daily Success Habits of Wealthy Individuals: Interview With Tom Corley
July 24, 2015 13:10 - 1 hour - 62.4 MBI've got a very special interview for you today with Tom Corley. Tom is an accountant and financial planner by trade. He began interviewing his wealthy clients to try to understand what they do differently than other people. Over time, his research expanded to additional interviews with poor people in an attempt to understand their lifestyles and habits. This research formed the foundation for his first book, "Rich Habits: The Daily Success Habits of Wealthy Individuals." After a slow star...
224-Frugal Tips for Fashionable Financial Independence: Interview with Steve from Steveonomics.com
July 21, 2015 16:00 - 43 minutes - 35.2 MBMy guest today is Steve from Steveonomics.com. Steve is a long-time listener to the show and he and his wife are aggressively pursuing their own plan for financial independence by 40. I invited Steve on the show because he is also a lover of fine mens' fashion. He's able to integrate the principles of wise and careful shopping to build a luxurious wardrobe for himself without damaging his prospects for wealth accumulation. Steve shares: The story of his $1,000 wedding His tips and strat...
223-1-Year Anniversary Show and Changes to the Show Format Going Forward
July 20, 2015 16:00 - 28 minutes - 22.8 MBWe've hit a huge milestone in Radical Personal Finance history! We've reached 201 patrons and $2,001.50 of monthly support for Radical Personal Finance! This is super, super thrilling and I thank each and every one of you for your support. I'm going to be changing the format of the show a bit going forward. I'll be doing fewer long-format shows so that the long-format shows I do release are much deeper and more comprehensive. In their place, I'll be releasing more short-format content in...
222-Why You Should Commit Yourself Wholeheartedly To Getting Out of Debt: Interview With Steve Stewart From MoneyPlan SOS
July 16, 2015 16:00 - 1 hour - 50.6 MBMy guest today is Steve Stewart. Steve's story to me is very interesting because in many ways he was the archetypal American financial story. A normal guy with a normal financial life. However, inspired by Dave Ramsey's influence, he decided to get serious about getting out of debt. Tune in to the interview to hear the incredible impact of that decision on his life! What most intrigues me about Steve's story is how his decisions to get out of debt have had a massive impact on the rest of h...
221-How to Budget When You're Behind On Your Bills and Stuck in the Middle of a Financial Emergency
July 15, 2015 16:00 - 38 minutes - 30.9 MBThere are many ways to budget. All of us need to find a solution that is effective for us. And that solution will probably change as our situation changes. Today, I want to share some advice on budgeting for people who are in a financial emergency. Here is a very simple method of budgeting. It requires only: a checkbook register a notebook and pencil a stack of all your bills a calculator Details are in the show! Joshua Support Radical Personal Finance on Patreon! http://radicalpe...
220-The Intersection of Relationships, Health, Energy, and Money: Interview with Joan Sotkin, Author of Build Your Money Muscles
July 14, 2015 16:00 - 1 hour - 56 MBMy guest today is Joan Sotkin. Joan has a fascinating story of avoiding money, then embracing business and earning massively, then losing it all, then rebuilding again. In today's interview she shares her perspective and insights on: The meaning of money Rich vs. poor The development of the money coaching industry Life satisfaction Enjoy the show! Joshua Joan's website: http://www.joansotkin.com/ Joan's podcast: http://prosperityplace.com/category/podcast/ Joan's book: Build Your M...
219-Hacking Audiobooks and the Audiobook Marketplace: Pro Tips for Advanced Learners
July 13, 2015 16:00 - 1 hour - 56.1 MBI love audiobooks. I find them to be an incredibly efficient way to learn and an incredibly productive way to use my time. In today's show I share with you my pro-tips for how to effectively integrate audiobooks into your educational plan. I also share with you my analysis of the audiobook marketplace and how you can get the best deals for yourself. I analyze: Your library YouTube Overdrive Hoopla AllYouCanBooks.com Downpour Scribd Audiobooks.com Audible Enjoy! Joshua Get a f...
218-The Morning Coach's Guide to Success: Interview with JB Glossinger, Host of the Top-Ranked Morning Coach Podcast
July 07, 2015 16:00 - 51 minutes - 41.7 MBI'm thrilled to share with you an interview with JB Glossinger, the Morning Coach. I met JB at a Podcast South Florida meetup event and immediately invited him on the show. JB has a really unique background. After building a career in the corporate world and finishing his MBA and PhD he realized that he was in the wrong field to fulfill his personal happiness. He pivoted and established MorningCoach.com, a top-ranked personal development community. With Morning Coach as his foundational pl...
217-A Simple Decision Framework: Costs vs Benefits and the Ben Franklin Close
July 06, 2015 16:00 - 9 minutes - 7.78 MBI used to think that everyone knew how to make decisions. Since starting Radical Personal Finance I've come to learn that some people don't have a clear decision-making framework. Today, I share with you a dirt-simple framework of costs vs. benefits, plusses and minusses. In sales, it's called the Ben Franklin close. Use it. Write it down. Joshua Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron
216-Pay Attention to Your Little Habits; They Can Make or Break You
July 02, 2015 16:00 - 10 minutes - 8.78 MBMuch of our life is lived on autopilot. We generally handle most things by habit. One powerful way to improve the likelihood of achieving your goals is to focus on establishing some simple little habits that will automatically help them to happen! Enjoy. Joshua Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron
215-Are You Confusing Your Goals With the Means of Their Achievement?
July 01, 2015 16:00 - 15 minutes - 12.5 MBI spend a lot of time talking to people about their goals. But I notice that many times people confuse their goals and the means to the goals. This could be a serious setback to your plans. You might spend years chasing a goal that really isn't the true goal. Get clear! Joshua Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron
214-Radical Strategies for Dealing with Student Loans: Interview With Jay Fleischman, Attorney and Host of The Student Loan Show
June 30, 2015 16:00 - 1 hour - 71.2 MBStudent loans are a way of life for much of the US American population. Often considered to be "good debt" because the college degree can lead to higher earnings, they are, nevertheless, still debt. And they're debt that must be dealt with! My guest today is Jay Fleischman. Jay is a bankruptcy attorney who specializes in handling student loan issues. He's a world-class expert in this space. You're going to love listening to this show. I took pages of notes during our conversation and I re...
213-Overcoming Financial Ignorance: Interview with Lauren Bowling from LBee And The Money Tree
June 29, 2015 22:24 - 49 minutes - 39.9 MBToday I'm pleased to share with you an interview with Lauren Bowling from LBeeAndTheMoneyTree.com! Lauren has a really interesting story surrounding personal finance: After getting her degree in theater, and racking up thousands of dollars in credit card debt in college, she moved to New York City with $300 in her pocket. While there she landed a sweet job on Wall Street which sparked her interest in personal finance and helped her kick her bad money habits for good. Three years, three cit...
212-We Had a Baby Girl! Comments on Preparing for Child Birth with Mrs. RPF herself!
June 26, 2015 16:00 - 39 minutes - 32.3 MBHey Radicals! Just a quick announcement show for you--our little baby girl was born early Friday morning. Baby and momma are both doing great and we are enjoying transitioning to our larger family! We're super thankful and beyond excited that she is here. I also thought it would be fun to invite my wife to chat a little bit about her childbirth experience. This isn't related to personal finance--it's just related to the RPF life! If you'd like to hear some of her comments on how we prepa...
211-How to Effectively Use New Media To Promote Your Financial Planning Practice (Or Any Type of Business): Interview With Bill Winterberg from www.FPPad.com
June 25, 2015 20:25 - 46 minutes - 37.7 MBOne of the most fundamental transformations of our modern time is taking place in the field of communication. Although it might feel like we're far into this change, we're really not. It's only just begun One of the most important effects of this change is that very small businesses--like financial advisors--can effectively market to the broader market at a very low cost. My guest today is an expert in this field. Bill Winterberg is the founder of FPPad.com. Bill founded FPPad in 2008 to ...
210-An Intelligent Person's Guide to Self-Education
June 24, 2015 18:52 - 1 hour - 76.6 MBOur value and contribution in this world will be directly impacted by the level of our education. It's impossible to create more value without more education. (Yes, there are many kinds of education. I'm using the word inclusively.) But, under what system and whose goals have we been educated? Unfortunately, many of us have been educated under a system that promotes someone else's goals over our own. Too few of us know how to sit down and design an educational path that will take us close...
209-The Insider Secrets of Angel Investing! (Or What Angel Investing is Really Like): Interview with Doug Nordman (And, Should I Rent or Buy?)
June 23, 2015 21:02 - 1 hour - 66.7 MBToday, I welcome Doug Nordman back to the show! Doug is an early retiree (he retired at 41) and his hobby is helping other military personnel improve their financial lives. One of the more interesting aspects of Doug's financial life is his involvement in private business as an angel investor. He's not only involved with the community of investors near him in Hawaii, he's also committed a substantial amount of his savings toward his investments. In this interview you'll learn: Why Doug in...
208-Three Ways To Increase Your Income At Your Job
June 22, 2015 21:15 - 54 minutes - 43.6 MBMany people would like to earn more money. But, few people know how to actually look at their situation to assess their opportunities to actually do so. In today's show I share with you the framework that I use to think about money. It's simple but effective. And, most importantly, it's exclusively focused on the things you can actually do and change. It's practical and immediately actionable. Listen to the show to hear: The only three variables that affect how much money you earn in a f...
207-Joshua's 30th Birthday Message To You (via the Voice of Jim Rohn!)
June 18, 2015 20:11 - 3 minutes - 11.4 MBHey amigos! Today is my 30th birthday! I'm having an incredible day celebrating with my family and friends. 30 is a big milestone for me. I've been reflecting deeply on the last decade and looking forward to the next decade. I thought about creating a "30 Lessons Learned from 30 Years of Living" for you, but I decided to simply share one of my favorite messages with you instead. This audio is a short clip from a Jim Rohn speech. I keep it on my desktop and listen to it at least a couple ...
206-A Few Quick Announcements and a Quick Summer Break for the Show!
June 08, 2015 11:00 - 9 minutes - 7.34 MBHey Radicals! Just a quick announcement episode to share that the show will be taking a quick summer break for a few days. I have some show-related work to handle and I can't get it done and still continue producing content this week. Also, please expect the shows to be slighly more sporadic during the month of June...details in the audio! Joshua Support Radical Personal Finance on Patreon: http://radicalpersonalfinance.com/patron Get your tickets for FinCon15 with my affiliate link her...
205-Friday Q&A: Are the Advertisements Re: the Value Of Tax Loss Harvesting a Scam, Hacking the Child Labor Laws, What's the True Purpose of the Accredited Investor Rules, and Is My 401(k) The Best Way to Build Massive Wealth?
May 29, 2015 11:00 - 1 hour - 69.3 MBQ&A today and I handle these four questions! Does tax-loss harvesting really offer the kind of benefit that companies like Wealthfront, Betterment, Personal Capital, et al claim? And can a person do it on their own without relying on a firm to do it for them? Thought you should know something I recently found out. California child labor laws no longer apply once you have graduated from high school. In addition, California has a method to graduate by exam (similar to a GED, but GEDs are on...
204-A Behind-the-Scenes Look Into High-Risk Life Insurance Underwriting: Interview with Todd Simpson CLU, ChFC from The Stamm Agency
May 28, 2015 11:00 - 1 hour - 63.7 MBOne of my goals for Radical Personal Finance is to bring more transparency to the world of professional finance. Today, I'm glad to shine the light on the life insurance industry. I've invited a friend of mine onto the show to discuss his 30-year career as a life insurance broker. Todd Simpson CLU®, ChFC® is a veteran of the life insurance business. His specialty is high-risk underwriting, so he brings not only a long career's worth of experience but also a unique perspective to the diffic...
203-Ideas to Help in Caring for Your Older Parents' Financial Well-Being
May 27, 2015 11:00 - 1 hour - 62.5 MBMany of find ourselves in a situation where we are concerned about the financial well-being of our parents. Obviously, we'd like to help, if possible. But, this is rarely easy. There are many, many challenges that can emerge. In essence, to truly answer these questions you'd not only have to have all of the skills of a financial planner, but also the background of a relationship counselor, a life coach, and more! It ain't easy! I created this show as an overview of ideas that may be able ...
202-"Get Yourself a 30-Footer and Go!" How To Build a Lifestyle of Freedom Through Sailing, Self-Publishing, and TEOTWAWKI Escape Plans: Interview with Matthew Bracken, Author of "Enemies Foreign and Domestic
May 26, 2015 11:00 - 1 hour - 70.8 MBMy guest today is a author named Matthew Bracken. Matthew is a sailor, writer, and former Navy Seal. He's the author of four novels (all of which I've thoroughly enjoyed.) Most importantly for our purposes, he is an expert on the topic of achieving a lifestyle of freedom through sailing. He wrote an excellent essay called "Get Yourself a 30-Footer and Go!" which advocates a quick entry into the sailing world as a way to build economic opportunity for yourself. During the course of the int...
201-Friday Q&A: My Parents Just Bought an Annuity...How Do I Help and How To Invest An Extra $20,000
May 22, 2015 11:00 - 1 hour - 55.4 MBQ&A show today and I answer these two questions for you: Joshua, My parents just moved to Florida last year and got wooed by an advisor that bought them dinner, gave them a free round of golf, etc. and now they're in an annuity and I can't figure out how badly they are getting screwed (not because there's anything inherently wrong with annuities but because the advisor is sadly not a fee-only advisor so I imagine he's taking a big cut of the action). I'm trying to convince them to find a go...