Radical Personal Finance artwork

Radical Personal Finance

1,307 episodes - English - Latest episode: 18 days ago - ★★★★ - 1.8K ratings

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

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Episodes

334-How & Why to Go Independent as a Financial Advisor: Interview with Financial Advisor Sean Kernan

May 18, 2016 20:08 - 1 hour - 74.1 MB

Ever wondered what the actual practice models are for financial advisors? Today, I've invited Sean Kernan on the show to talk about the inside business of financial advice. Sean is a financial advisor who started his career at the large wirehouses and later transitioned to be independent.  Since then, he's started a website and podcast to help other advisors called "How to Go Independent." If you'd like to listen in on two financial advisors discussing what the industry is actually lik...

333-Q&A: How to Lower Work-Culture Costs Without Being Perceived as a Grinch, Should I Take Out a TSP Loan or Student Loans for Grad School, Should I Take a Year Off To Try a Business or Go Directly to Grad School, How To Profitably Invest Paternity Leave

May 16, 2016 20:19 - 1 hour - 60.9 MB

Today on RPF, I answer your questions: How to Lower Work-Culture Costs Without Being Perceived as a Grinch? Should I Take Out a TSP Loan or Student Loans for Grad School? Should I Take a Year Off To Try a Business or Go Directly to Grad School? How To Profitably Invest Paternity Leave? Enjoy the show! Joshua Do you need a financial advisor? Start here! www.radicalpersonalfinance.com/paladin  Support RPF on Patreon! www.radicalpersonalfinance.com/patron 

332-Q&A: How to Sell Whole Life Insurance to Buy Term & Invest the Difference People, How to Help People Get Experience So They Know What Kind of Work to Do, Joshua's System of Marginalia, Savoring Books vs. Gulping Books

May 11, 2016 22:46 - 55 minutes - 44.4 MB

Today on RPF, I answer your questions! How to Sell Whole Life Insurance to Buy Term & Invest the Difference People How to Help People Get Experience So They Know What Kind of Work to Do Joshua's System of Marginalia Savoring Books vs. Gulping Books Enjoy the show! Joshua Support Radical Personal Finance on Patreon: www.radicalpersonalfinance.com/patron  You Need a Budget! Try the same software I use: www.radicalpersonalfinance.com/YNAB 

331-Financial Independence with Real Estate Starting With No Money! Interview with Chad Carson

May 10, 2016 16:02 - 49 minutes - 39.5 MB

My guest today is Chad Carson. Chad is a real estate investor and financial freedom pursuer.  I've invited him on today's show to share his story of how he began investing in real estate with no money and how he's built his empire to a place of financial freedom today. Enjoy! Chad's site: www.coachcarson.com Support RPF on Patreon: www.radicalpersonalfinance.com/patron 

330-How to Live Super Cheap and Earn Your Income Selling Stuff Online! Interview with Nate Dodson

May 05, 2016 21:09 - 33 minutes - 27 MB

Today on Radical Personal Finance we dig into the topics of living cheap and well! My guest is quite the radical guy and he's here to share with us what he's learned regarding: figuring out how to live a great life on very little money figuring out how to build an income from selling things through an online shop Enjoy the show! Joshua Support Radical Personal Finance! www.radicalpersonalfinance.com/patron 

329-Boost Your Investment Returns with Marketplace Lending: Interview on Current Opportunities with Peter Renton, Founder of Lend Academy and the LendIt Conference

May 02, 2016 20:33 - 1 hour - 61.3 MB

Marketplace lending (a.k.a. peer-to-peer lending) is steadilyadvancing in impact and popularity. Although it's certainly not yeta dominant form of cashflow for borrowers nor is it a dominantinvestment choice for investors, it is on the steady growth and itsimpact is being felt. My guest today is a front-seat commentator and active investorin this marketplace. Peter Renton is the founder of LendAcademy.com and the LendItconference. He's here today to bring us up to speed on the peer-to-...

328-Friday Q&A: the Language of Marginal Tax Deductions, Volunteering as an Income Tax Preparer for Low Income People, and Are Cash Value Life Insurance Policies a Good Place for an Emergency Fund

April 29, 2016 18:18 - 30 minutes - 24.2 MB

On Fridays, we do a live Q&A call. If you'd like to join the call, sign up here: www.radicalpersonalfinance.com/patron  Today we discuss: The Language of Marginal Tax Deductions Volunteering as an Income Tax Preparer for Low Income People Are Cash Value Life Insurance Policies a Good Place for an Emergency Fund Enjoy! Joshua

327-How to Save Money on Medical Expenses Without Accidentally Killing Yourself From Foolish Decisions: Interview with Dr. Mohammad Ashori

April 27, 2016 10:00 - 1 hour - 60.4 MB

Medical expenses represent a large percentage of our lifetime expenditures. But do they need to? My guest today is a practicing physician and he's here to share with us where we can rationally cut back and scrimp and save when it comes to medical expenses. This area of thought is one of the most taboo areas when it comes to frugality. Many people who are otherwise quite frugal have an immediate, visceral reaction of condemnation when someone announces they're making different medical d...

326-An Immigrant's Path to Entrepreneurship: Lessons Learned with Dan Lok

April 26, 2016 10:42 - 1 hour - 60.1 MB

Immigrants to the United States are much more likely to become millionaires than are natural-born citizens. And although my guest today lives in Canada, the parallel is clear. Dan Lok had a challenging beginning to his career, not the least of which was that he had to begin with learning and improving his English language skills! His foray into the world of employment came as a 16-year-old earning minimum wage. He quickly realized that he needed to go into business for himself and he has...

325-How to Invest in Guns for Maximum Profit and Diversification: Interview with James Wesley, Rawles from SurvivalBlog.com

April 25, 2016 18:54 - 1 hour - 63.6 MB

I love to explore interesting financial markets which are accessible to the common person who demonstrates a little bit of interest. Today we dig into one such market: guns. I've invited James Wesley, Rawles onto the show today to discuss how you can intelligently invest in guns as a means to wealth. We cover: Speculative approaches and non-speculative approaches. How to leverage small amounts of money by buying specific firearm components. Interesting little wrinkles in the marketp...

324-Friday Q&A: How to Invest $1k to 10k, How to Prioritize Competing Goals, Should I Stay in my Current Job Until I'm Vested, What Kind of Retirement Plan Should Middle-Age Hotel Owners Establish

April 22, 2016 10:00 - 58 minutes - 46.8 MB

On Fridays, we do Q&A! Today we cover: How to Invest $1k to 10k? How to Prioritize Competing Goals? Should I Stay in my Current Job Until I'm Vested? What Kind of Retirement Plan Should Middle-Age Hotel Owners Establish? If you'd like to participate in these Friday calls, become a patron of the show at www.radicalpersonalfinance.com/patron Enjoy! Joshua 

323-How to Teach Your 8-Year-Old To Earn with Job Skills, Build Businesses, and Invest Wisely

April 21, 2016 19:37 - 49 minutes - 39.3 MB

One of our primary charges as parents is to raise our children from dependency to maturity and independence. One major component of this task is to teach them to be economically self-sufficient. How do we do this? Where does it start? Well, I believe we need to tackle this at a very young age. The earlier the better.  In today's show, I'll tell you my ideas on the topic. Enjoy! Joshua Support RPF as a Patron of the show! www.radicalpersonalfinance.com/patron 

322-How This Teacher Has Gone from Deep in Student Loan Debt to Financially Independent by Age 40: Interview with Nicole Bryan

April 20, 2016 17:28 - 52 minutes - 41.8 MB

My guest today is Nicole Bryan. Nicole began her career as a schoolteacher with a pile of student loans. Today, she is on track to be financially independent by her 40th birthday. Her story will be incredibly valuable for you as it will demonstrate the feasability of achieving financial freedom for almost all of us! Listen and enjoy! Joshua Nicole's FB group: http://facebook.com/financialfreedomlovers   Support Radical Personal Finance as a Patron! http://radicalpersonalfinance.com/...

321-The Trend Following Investment Strategy (and What It's Like to Build Your Own Investment Management Firm from Scratch) with Michael Melissinos

April 18, 2016 10:55 - 1 hour - 61.8 MB

My guest today is Michael Melissinos. Michael is a trend-following investment manager who has systematically built his own firm over the past few years. Michael's story presents both a case study of entrepreneurship (how to go from jobs that are poorly suited to you to an entrepreneurial venture) as well as insight into various aspects of trading from a trend-following perspective. Enjoy the show! Joshua Michael's blog: http://www.michaelmelissinos.com/ Michael's firm's site: http:/...

320: Breaking all the Rules to Succeed in Podcasting: Recording of My Speech to the South Florida Podcasting Meetup Group

April 15, 2016 10:00 - 55 minutes - 44.1 MB

RPF is on Spring Break this week so I'm posting some different content than my normal show. This is a speech that I gave to a local podcasting meetup group here in South Florida called "Breaking all the Rules of Podcasting." It contains my advice to a roomful of new and aspiring podcasters. The speech was delivered on 09/12/2015. Here's a link to the PowerPoint presentation I was presenting to my audience while speaking: http://traffic.libsyn.com/radicalpersonalfinance/South_Florida_Podcast...

Out and About: Control the Risk of Failure with Joshua Sheats - Youversation Episode 035

April 14, 2016 10:00 - 43 minutes - 39.8 MB

(RPF is on Spring Break this week, so I'm sharing some interviews with you where I've been featured on other shows. Enjoy! -Joshua) “I don’t think failure is a mark of shame. Failure and mistakes are inevitable.” Things Joshua talks about in this episode: Why a “hunch” helped him move into his podcast career Why he had to ignore the advice of people around him to start the podcast Why he had to quit his job to start his podcast How he “mitigated” the details of failure When we do fail...

Out & About: Sales From The Street-"Shh, Just Listen Man" The Sales Evangelist Episode#224

April 13, 2016 10:00 - 21 minutes - 30.7 MB

(RPF is on Spring Break this week so I'm posting some interviews where I've been featured on other shows. Enjoy my comments on sales in this interview with The Sales Evangelist! -Joshua) How well do you listen to your clients? Well, our guest today illustrates the power of listening! By the end of the show, you’d most likely figure out why it does help to just shh… Our guest on today’s Sales From the Street episode is Joshua Sheats, host of The Radical Personal Finance Podcast. Coming fro...

Out & About: Self-Education Plan Review with Joshua Sheats (Anarcho-Yakitalism Podcast Ep.62 )

April 12, 2016 10:00 - 1 hour - 58.7 MB

RPF is on Spring Break this week so I'm publishing some podcasts where I've been interviewed on other people's shows. This episode is a follow-up appearance on Nick Hazelton's podcast wherein he solicited my advice and comments on his self-education plan. Joshua My original appearance on Nick's show: http://an-yak.com/?p=193  The original link for this episode: http://an-yak.com/?p=422 

Out and About: Investing to BE Dave Ramsey (with Joshua Sheats) - Stacking Benjamins

April 11, 2016 10:00 - 1 hour - 49.1 MB

(I'm on Spring Break this week, so I'm posting an episode of Stacking Benjamins which featured my advice on how to invest to be Dave Ramsey. -Joshua) How do you become Dave Ramsey? You invest a certain way…and it isn’t the way Dave Ramsey tells you to invest. We welcome Joshua Sheats to the show from Radical Personal Finance to talk about becoming wealthy. What does it take? What does that mean for concepts like diversification, risk and insurance planning? We’ll cover all of those. Of cou...

RPF is on Spring Break!

April 05, 2016 19:02 - 1 minute - 1.14 MB

Hey Radicals! RPF is on Spring Break for the next few weeks. (I do promise to go to the beach at least once--but no bikini pictures on Facebook for me!) I will release a few sporadic shows including some interviews with me which have appeared on other shows. In the meantime, if you're looking for something to listen to, I encourage you to check out the archives of the show! I do my best not to repeat topics, so if you're a new listener, you'll find a wealth of topics in the archives of t...

319-Friday Q&A: Should I Switch from Employment to Self-Employment to Save Money, How do I Decide Between Model Portfolio Asset Allocations

April 01, 2016 16:24 - 40 minutes - 32.3 MB

On Fridays, we have a live Q&A show. Today we cover these two questions: Should I Switch from Employment to Self-Employment to Save Money? How do I Decide Between Model Portfolio Asset Allocations? If you'd like to join a call like this and have your question appear on the show, simply become a Patron of the show here: www.radicalpersonalfinance.com/patron  Enjoy! Joshua

318-How to Get the Best Possible Mortgage: Advice from Casey Fleming, Author of "The Loan Guide"

March 31, 2016 19:35 - 52 minutes - 41.9 MB

For most people, housing decisions are the largest financial decisions that they will make. And the mortgages usually associated with housing are the largest debts most of us will take on. And yet how much time and energy do we actually invest into researching these decisions?  For most of us, the answer is not much. My guest today is Casey Fleming and he's here to help us navigate the waters of the mortgage market with some clear, up-front advice. Enjoy the show! Joshua Casey's book: ...

317-Living in a Bus and a Tiny House With 7 Kids! Interview with Shane and Julie Good from www.GoodNewsBus.com

March 30, 2016 21:18 - 1 hour - 48.8 MB

I love to discover unique people who embrace an unusual lifestyle. My guests today are a perfect example of such a lifestyle! Shane and Julie Good live part-time in a converted school bus and part-time in a tiny house that they built themselves. That's impressive. But, even more interesting...they do it with their seven young children! Many people let their children get in the way of their adventures. Not the Good family! Their family is fully integrated in everything they do! Enjoy the ...

316-Friday Q&A: Should I Stay At A Job to Get Student Loan Forgiveness, When is the Ideal Age to Buy a Single Premium Immediate Annuity

March 25, 2016 09:00 - 46 minutes - 37.2 MB

On Fridays I do a Q&A show for Patrons of Radical Personal Finance. If you'd like me to answer a question for you, go here for information: www.radicalpersonalfinance.com/patron  Today I answer: Should I Stay At A Job to Get Student Loan Forgiveness? When is the Ideal Age to Buy a Single Premium Immediate Annuity? Enjoy! Joshua

315-Is Mortgage Acceleration (Replacing Your Traditional Mortgage with a HELOC) Really a Good Idea? Interview with Bill Westrom from www.TruthInEquity.com

March 24, 2016 20:40 - 1 hour - 77.2 MB

On Episode 133 of the show, I had a listener ask me for my opinion regarding the concept of "mortgage acceleration." Basically, it's the idea of taking out a HELOC on your house instead of (or in addition to) a traditionally amortizing mortgage, putting all your income against the HELOC and then paying your bills out of the HELOC. The key idea with this strategy is that the average daily balance of your account is lower, reducing your interest payments. In Episode 133, I was critical of t...

314-How You Can Get More Money For Early Retirement By Using an IRA or 401(k) Even if You Have to Pay the 10% Penalty!

March 24, 2016 16:23 - 49 minutes - 39.7 MB

Have you ever wanted to invest through an IRA or 401(k) for the purpose of early retirement but found yourself stymied by the thought of paying a 10% penalty tax to gain access to your money? Well, on today's show I've got good news! If you invest through an IRA or 401(k) but later take the INCOME from the account to pay for an early retirement, you may still come out ahead of the taxable account, even though you need to pay the additional penalty tax! Check out the show and attachments f...

313-unWorking: Exit the Rat Race, Live Like a Millionaire, And Be Happy Now: Interview with Author Clark Vandeventer

March 23, 2016 09:00 - 1 hour - 51 MB

What would you do if you left your big-shot corporate gig to pursue an entrepreneurial venture which then fell apart? And then you ran for public office? And lost. And then wound up living in your in-law's garage completely flat broke. Would you then go back, admit defeat, and rejoin the corporate grind? Or, would you continue pursuing your dream lifestyle in a systematic way? My guest today went through that exact process of life. And he's systematically worked to build his dream lifes...

312-Q&A: What's It Actually Like to Start a Career as a Financial Advisor with a Big Insurance Company? My Own Experiences from the Trenches!

March 22, 2016 20:47 - 1 hour - 60.8 MB

Today, I respond in detail to this question from a listener: Hi Joshua, I have been really into personal finance for about 5 years now and am considering becoming a financial advisor, specifically with a large company like you used to work for. I am currently a 31 year old physician making around $150,000. I have spent a long time preparing for my career, but I am always drawn to becoming a financial advisor. The medical field is becoming increasingly draining with charting, liability, ...

311-Friday Q&A: Can US Americans Be Transformed Back Into Savers, Should I Pay Off My Mortgage Early, Should I Rent Out My Backyard as a Lot for a Tiny House, the Prospect of Creating Radical Personal Finance in Spanish

March 18, 2016 09:00 - 56 minutes - 45.4 MB

On Fridays, I do a Q&A call-in show which is open to Patrons of the show. Today we cover: Can US Americans Be Transformed Back Into Savers Should I Pay Off My Mortgage Early Should I Rent Out My Backyard as a Lot for a Tiny House The Prospect of Creating Radical Personal Finance in Spanish If you'd like to participate in a Q&A call like this, please become a Patron of the show here: www.radicalpersonalfinance.com/patron 

310-From a Plumber's Assistant in a Rural Farm Town to a Wealthy Businessman: Interview with Warren Prescott, One of My Former Bosses!

March 17, 2016 19:00 - 53 minutes - 43.1 MB

I've been wanting to bring lots more "brick-and-mortar-type" entrepreneurs and success stories on the show. There are tons of incredible people out there that we can learn from. But, I've learned that it's actually tough for me to get them on the show! Generally, people with money who have nothing to sell don't seem to want to talk publicly about what they've learned. But, even though it's tough, I'm still working on it. And today, I get to bring you one of this type of interview. My gu...

309-Practical and Actionable Advice for How You Should Respond to Doomsday Financial Predictions and Warnings in a Rational and Intelligent Manner

March 16, 2016 21:21 - 1 hour - 48.1 MB

I've featured several doom-and-gloom guests on recent shows. I like to give people an opportunity to make their case to me as convincingly as possible and I always enjoy challenging myself with catastrophic predictions. But I struggle with a lot of the advice from those who predict global chaos in short order. Frankly, much of it is impractical. So, in today's show I tackle the subject the way that I would tackle it if I were asked for my practical advice on the subject. I hope it's usefu...

308-Charitable Giving Strategies to Maximize Your Lifestyle and Your Impact: Interview with Patrick Renn, author of "Finding Your Money's Greater Purpose"

March 15, 2016 21:19 - 1 hour - 50.3 MB

I like to share as much "behind the curtains of the financial advice industry" stuff as possible. But I like to do it from a diverse perspective. If you like seeing how good financial planning can dramatically impact a real-life scenario, this is a show for you. My guest is Patrick Renn, a 35-year veteran of the financial planning industry. Patrick runs a wealth management firm in Atlanta, GA and specializes in helping his clients develop well-designed charitable giving programs. If you e...

307-Friday Q&A: Thoughts on Giving Unsolicited Advice, Average Rate of Return vs. Real Rate of Return, Group Life Insurance and Long-Term Disability Insurance Decisions, and More!

March 14, 2016 11:56 - 1 hour - 54.3 MB

On Fridays I do a Q&A show for Patrons of the show. www.radicalpersonalfinance.com/patron  Today, we cover these topics: Thoughts on Giving Unsolicited Advice Average Rate of Return vs. Real Rate of Return Group Life Insurance and Long-Term Disability Insurance Decisions and More! Enjoy the show! Joshua Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron 

306-Interview with Robert Kiyosaki: the Life, Career, & Predictions of the Man Behind the Best-Selling Personal Finance Book of all Time (Rich Dad, Poor Dad)

March 11, 2016 16:46 - 1 hour - 49.6 MB

I recently had the opportunity to interview Robert Kiyosaki, the author of Rich Dad, Poor Dad, which is the top selling personal finance book of all time. The concepts of Rich Dad, Poor Dad are well known in the personal finance circles.  Rather than trying to get Robert to outline the content of his 20 books, I sought to unwrap a little bit of the man behind the story. You can judge how I did! Enjoy the show, Joshua Kiyosaki's website: www.richdad.com  Need a financial advisor? www.r...

305-Mortgage Credit Certificates: The Coolest Mortgage Interest Credit You've Never Heard Of

March 10, 2016 20:00 - 36 minutes - 29 MB

In January 2013, I bought a house, proceeded through the whole process really carefully and thought I'd made some pretty good decisions.  But a couple months after closing, I found out that I'd missed an awesome tax credit and kissed $2,000 a year goodbye. How frustrating! I hate missing out on free money, especially when I can get it out of the coffers of the US Government! So, I want to help you do better. And I want to teach you about the Mortgage Credit Certificate (MCC) program. Enj...

304-Friday Q&A: The Value of Full-Time Mothers and Fathers as Compared to Full-Time Wage Earners

March 04, 2016 19:00 - 1 hour - 49.4 MB

On Fridays, we do a Q&A phone conference here at Radical Personal Finance. Today's call was unusual in that we only had one caller, so we spent a lengthy amount of time discussing one particular issue. Today's caller was responding to a previous podcast about how my wife and I handle our finances, specifically with regard to my role as a husband and her role as a wife. We had an excellent conversation on the role of earning money versus the role of being a parent and how to work that out w...

303-Roth IRA vs. Traditional: Which One Pays Less Taxes?

March 03, 2016 17:19 - 18 minutes - 14.9 MB

Will you pay less taxes when investing in a Traditional IRA or a Roth IRA? Do you know? Are you sure? If you're not sure, the answer may surprise you. Let me know if you're surprised! Joshua Support Radical Personal Finance: www.radicalpersonalfinance.com/patron 

Announcement re: Email: If You've Ever Emailed Me and Didn't Get a Personal Response, Please Try Again

March 02, 2016 15:31 - 3 minutes - 2.98 MB

Hey Radicals! If you have emailed me (especially through the contact form on my website) and I haven't personally responded, please assume that I simply never received your message. I'd love to hear from you, so please write again! From July of 2015 until February of 2016 the contact form had a technical glitch that prevented emails from coming through. That means that I missed hundreds of your communications. I'm sorry! We've fixed the problem now, so please try again. I'd enjoy comm...

302-Q&A: I Make $200k/yr. and I'm 30 Years Old and Single. And I'm Miserable. Please Help!

March 02, 2016 01:14 - 54 minutes - 43.3 MB

Today on the show we answer this question: "Hey Joshua, "I'm a fairly new listener and have been going through some of your older podcasts to absorb as much info as possible. I think you could potentially provide some good advice that I'd love to hear answered in an upcoming podcast if possible... "Since discovering your podcast I've completely changed my thoughts on savings and consumption. I've always lived pretty frugally (I thought) but it turns out I was making poor decisions all alo...

301-Careers, Entrepreneurship, and Raising Entrepreneurial Kids: Interview with Dan Miller from 48 Days to the Work You Love

February 25, 2016 22:55 - 51 minutes - 40.9 MB

I'm up here in Nashville, TN at the moment and had the opportunity to connect with Dan Miller from 48 Days to the Work You Love. Dan is a legend in the career advice business. He has helped many, many people transition from work that paid the bills to work that they love. Dan has a lifetime's experience as an entrepreneur and in today's interview he shares his advice with us on: Should everyone be an entrepreneur? Is entrepreneurship risky? How can we teach our kids to be entrepreneurs?...

300-Thirty Podcasting Lessons Learned From 300 Episodes and 2,000,000+ Downloads

February 25, 2016 01:28 - 1 hour - 76.7 MB

When I began podcasting, I was looking for information and advice. Although I found some good, there was a real paucity of advice from people who had done something like I wanted to do.  I've been satisfied with a lot of the progress that I've made with Radical Personal Finance, and I want to give back to the podcast and community.  So, in today's show we do not discuss personal finance or money at all. Rather, this show is all about podcasting. It's simply contains the lessons I have lear...

299-The Philosophy of Modern Survivalism and Permaculture as Applied to Financial Planning: Interview with Jack Spirko, Host of The Survival Podcast

February 22, 2016 13:00 - 1 hour - 71.8 MB

I've long admired Jack Spirko and his show "The Survival Podcast" as a voice of reason in an industry fueled by hyperbole and fear. He does a great job of teaching people how to systematically build a lifestyle of resilience and freedom. And, most important, he teaches that everything you do to build a prepared life should make your  life better if times get tough...or even if they don't. Enjoy the interview! Joshua The Survival Podcast www.thesurvivalpodcast.com Get an extra $100 bonu...

298-Friday Q&A: How to Practice Stealth Wealth, How to Locate Assets in a Tax Efficient Manner, Refinancing a HELOC to an Amortizing Loan, and How My Wife and I Handle Day-to-Day Money

February 19, 2016 20:43 - 59 minutes - 47.4 MB

On Fridays I do Q&A. If you'd like to participate in a show like this, please become a Patron of the show and you will gain access to the information to call in for these shows. www.radicalpersonalfinance.com/patron  Today we cover: How to Practice Stealth Wealth How to Locate Assets in a Tax Efficient Manner Refinancing a HELOC to an Amortizing Loan How My Wife and I Handle Day-to-Day Money Enjoy! Joshua NYT article mentioned: http://www.nytimes.com/2016/02/14/fashion/i-now-pronounc...

Meet Up With Me in Nashville, TN Next Week 2-22 to 2-25.mp3

February 19, 2016 20:11 - 1.67 MB

 I will be in Nashville, TN next week for a conference. If you're in the area, I would love to meet up with you. Please reach out to me on Twitter and let me know that you'd like to connect. www.twitter.com/joshuasheats

297-From Writing About Personal Finance To Becoming Financially Independent: Lessons Learned with Jim Wang, Founder of Bargaineering and Wallet Hacks

February 19, 2016 20:04 - 1 hour - 54.9 MB

Can a hobby of writing about personal finance lead to becoming financially independent in a very short time? It did for Jim Wang, my guest on today's show. Jim founded the site Bargaineering as a part-time hobby. It quickly became a leading voice in the world of personal finance websites.  Ultimately, it led to Jim's becoming financially independent in a shockingly short amount of time. In today's interview, we seek to go behind the story a bit. To learn about the personal story and lesso...

296-The Collapse of MF Global, Breakdown of Trust in the Financial Systems, the Prospect of Global War, and What It's Like to Be a Tax Protester on the Lam: Interview with Ann Barnhardt

February 18, 2016 20:02 - 1 hour - 73.8 MB

My guest today is Ann Barnhardt. I first became aware of Ann in late 2011 after she published a letter detailing the closure of her firm, Barnhardt Capital Management. At the time, this letter troubled me. Many people make strong statements and publish strongly worded essays. But when someone follows through on their word to the point of closing a functioning firm, I pay attention. I never could quite wrap my head around what happened at MF Global in 2011. Frankly, I still can't. But I th...

295-You Don't Know What to Do Simply Because You Don't Yet Know What You Want

February 15, 2016 20:09 - 21 minutes - 17.5 MB

Over the weekend, I was reading the book "unWorking: Exit the Rat Race, Live Like a Millionaire, And Be Happy Now" by Clark Vandeventer while sitting in a tire repair shop, waiting for my tire to be patched. When I came to this page, I stopped. And then I had an epiphany. When you're very, very clear on what you want, it's simple and easy to decide what to do. But when you don't know what you want, it's almost impossible to decide what to do. So, do you know what you want? Enjoy the show...

294-Friday Q&A: Liability Insurance, Life Insurance for a Stay-At-Home Mom, Real Estate Financing and Entities, And More!

February 15, 2016 16:58 - 1 hour - 55.5 MB

Friday Q&A show today! Is an umbrella liability insurance policy a good idea? Should I buy life insurance for my stay-at-home wife at my job? How do I finance real estate? What type of entity should I choose for real estate investment? Enjoy! Joshua www.radicalpersonalfinance.com/ynab www.radicalpersonalfinance.com/patron

292-Personal Branding and Marketing, Entrepreneurship, and Lifestyle Design as CEO of a Company: Interview with David Hancock, CEO of Morgan James Publishing

February 10, 2016 01:42 - 49 minutes - 34.2 MB

I'm delighted to have David Hancock on today's show. David is the founder and CEO of Morgan James Publishing. David has a fascinating business history and you'll benefit greatly from hearing his story. He's also an expert at personal branding and marketing. Most importantly, he's figured out how to make an excellent living on his own terms while doing work he loves! Enjoy! Joshua www.morgan-james-publishing.com  Get a $100 bonus when you open an account at www.tradeking.com/radical C...

291-Friday Q&A: Real Estate, How Much Money is Too Much in Qualified Accounts, Bank on Yourself and Infinite Banking, Stocks vs Bonds

February 05, 2016 19:41 - 1 hour - 53.2 MB

I've decided to start doing regular live call-in shows as part of our Friday Q&A. Today we cover these questions: How much leverage/risk is appropriate when building a real estate portfolio? How much money is too much to have inside a qualified account? How do you get money out of a qualified account for early retirement? Is Bank on Yourself life insurance a good idea? What's the right asset allocation between stocks/bonds? Enjoy! Joshua If you have student loans, make sure to get a ...

Guests

Jake Desyllas
5 Episodes
James Wesley
3 Episodes
Joshua Sheats
3 Episodes
Curtis Stone
2 Episodes
David Stein
2 Episodes
Joe Fairless
2 Episodes
Kraig Mathias
2 Episodes
Lauren Greutman
2 Episodes
Michael Kitces
2 Episodes
Nick Loper
2 Episodes
Paula Pant
2 Episodes
Rocky Lalvani
2 Episodes
Alan Moore
1 Episode
Andy Sage
1 Episode
Ann Barnhardt
1 Episode
Brad Baldridge
1 Episode
Brad DeGraw
1 Episode
Carrie Olsen
1 Episode
Casey Lewis
1 Episode
Chad Carson
1 Episode
Cliff Ravenscraft
1 Episode
Craig Cody
1 Episode
Daniel Crosby
1 Episode
Dan Lok
1 Episode
Dr. Gary North
1 Episode
Jason Parker
1 Episode
Jeff Goins
1 Episode
Joe Saul-Sehy
1 Episode
Jonathan Harris
1 Episode
Jordan Harbinger
1 Episode
Josh Elledge
1 Episode
Ken Ilgunas
1 Episode
Lee Cockerell
1 Episode
Leslie Pappas
1 Episode
Manhar Patel
1 Episode
Mark Podolsky
1 Episode
Michael Melissinos
1 Episode
Nate Dodson
1 Episode
Nick Hazelton
1 Episode
Nicole Bryan
1 Episode
Peter Polson
1 Episode
Peter Steinberg
1 Episode
Rick Seigmund
1 Episode
Robert Kiyosaki
1 Episode
Rod Khleif
1 Episode
Roger Whitney
1 Episode
Sara Miner
1 Episode
Scott Young
1 Episode
Tim Ferriss
1 Episode
Tim Schmoyer
1 Episode
Tom Corley
1 Episode
Ty Crandall
1 Episode
Zeona McIntyre
1 Episode

Twitter Mentions

@joshuasheats 7 Episodes
@taylorawelch 2 Episodes
@cpaplanner 2 Episodes
@cheapbohemian 1 Episode
@annbarnhardt 1 Episode
@USATODAY 1 Episode