Not Your Average Financial Podcast™ artwork

Not Your Average Financial Podcast™

356 episodes - English - Latest episode: 20 days ago - ★★★★★ - 119 ratings

Think different about your money, your economy and your future. Be curious. Be stable. Be sane.

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Episodes

Episode 355: The Ultimate 401(k) Upgrade – Tax-Free Income and Market Protection

June 21, 2024 06:00 - 5 MB

In this episode, we ask: What is finite? How do we solve that problem? What can be converted into a lifetime stream of income? Is there a stream of income that you cannot outlive? Would you like to hear Episode 354? How can you get through your retirement without coughing up a third of your...

Episode 354: Bank on Yourself® Plus Strategy – From Guaranteed Growth to Guaranteed Lifetime Income (Part 1)

June 14, 2024 06:00 - 5 MB

In this episode, we ask: What are you looking for? What are the reasons for setting up a policy? What are the downsides? What do we need to keep in mind? What about a finite amount of money? What about accumulating? What about taking money in retirement? What about outliving your money? What about dying...

Episode 353: When My Parents Died, Here’s What Happened Next

June 07, 2024 06:00 - 5 MB

In this episode, we ask: What did Mark learn from his parents? What was a great gift? What happened in high school? What did Mark receive after college? What happened with Dave Ramsey? How many jobs did we work? What did Mark’s mom do? What about health ratings? Would you like hear Episode 43? Would...

Episode 352: Right-Sizing Bank on Yourself®, A Real Estate Power Couple’s Story with Lindsay and Ryan Rice

May 31, 2024 06:00 - 5 MB

In this episode, we ask: Have you ever wondered what it takes? What are the struggles? Would you like to hear more from Lindsay and Ryan Rice of Rice Properties Group? How did they get started? How did they nurture and generate a referral-based business? What about relational business? What about transactional business? How about...

Episode 351: The Unseen Dark Forces in Your Retirement Plan

May 24, 2024 06:00 - 21 minutes - 5 MB

In this episode, we ask: What about the hidden things in your financial life? Would you like to hear Episode 343? What is the hidden dimension to our financial portfolios? What is financial dark matter? What is price? What are the fees? What is obscure? What erodes wealth? What is small, invisible but constant? What...

Episode 350: The Art of Leveraging Insurance for Real Estate Success with Jay Helms

May 17, 2024 06:00 - 32 minutes - 29.5 MB

In this episode, we ask: Can you imagine? Would you like to hear another story from Jay Helms? Would you like to hear Episode 243? How did Jay break free from the rat race? How did Jay leverage his Bank on Yourself® type whole life insurance policy’s cash value for real estate? What was the...

Episode 349: The Heirs or The IRS?

May 10, 2024 06:00 - 21 minutes - 19.7 MB

In this episode, we ask: What annual day did Americans just survive? Where do you pay tax? Who pays the most in lifetime taxes? Who pays the least? What about your heirs? Do you want theirs or your heirs to get the money? What is legally required? Would you like to hear Episode 199? What are the steps?...

Episode 348: What Your Other Advisor Will Say

May 03, 2024 06:00 - 23 minutes - 21.4 MB

In this episode, we ask: Would you like to see videos? Do you have an existing advisor? Can Mark predict what they will say? What are the motivations beneath their comments? What is it hard for them to hear? Can the other professional build a knock off version? What is completely normal? What about fewer...

Episode 347: Gathering the Kings with Chaz Wolfe

April 26, 2024 06:00 - 39 minutes - 36.5 MB

In this episode, we ask: Can you imagine being 5 miles deep into the wilderness of Wyoming? How about that for a real-life encounter? What would you do if you faced a wild grizzly bear? What about the exceptional life? What about good power for the betterment of those in your care? What about Aslan’s...

Episode 346: When Bank on Yourself® Policy Loans Matter Most

April 19, 2024 06:00 - 29 minutes - 26.8 MB

In this episode, we ask: Why haven’t you subscribed yet? What big purchases are coming up? Can you earn your way out of expenses? What happens in retirement? Can you earn your way out of expenses throughout all of the ages of life? What’s the difference between earning income at age 35 and age 86?...

Episode 345: Direct vs. Non-Direct Policy Loans, The Debate and The Truth

April 12, 2024 06:00 - 39 minutes - 36.3 MB

In this episode, we ask: What is a policy loan? Why do we love the Bank on Yourself® type whole life insurance policies? Is a non-direct recognition policy loan the best feature in the financial universe? What is a direct recognition policy loan? Is there really no difference between the two? Does it really matter?...

Episode 344: Owning the Number with Len Renier (Part 2)

April 05, 2024 06:00 - 23 minutes - 21.9 MB

In this episode, we ask: Would you think long range? Would you like to hear Part 1, Episode 343? How about an example? What about an inheritance? Are you going to bet on it? What about creating legacy programs? What did you see? What didn’t you see? Who owned the number? What happened when Ms....

Episode 343: The Money Matrix with Len Renier (Part 1)

March 29, 2024 06:00 - 29 minutes - 26.7 MB

In this episode, we ask: How do magicians make the impossible, possible? Have you heard financial advisors act like magicians? Do you want your financial advisor to retire before you? What don’t you see? Who is Len Renier? What is the Wealth and Wisdom Institute? What about knowledge? What about wisdom? Would you like to...

Episode 342: Beware of Analysis Paralysis

March 22, 2024 06:00 - 29 minutes - 27.3 MB

In this episode, we ask: What is the exceedingly odd number? Why? What about the imperial Roman war chariot? What about the space shuttle? What are the historical roots of our financial principles? What are the ruts? What are the engrained financial beliefs? What would you do? Who is stuck in the rut? What is...

Episode 341: Base vs. Boost! The Ultimate Ratio for Bank on Yourself®

March 15, 2024 06:00 - 30 minutes - 27.7 MB

In this episode, we ask: How might you phrase a question? Would you like to hear some commonly asked questions? Would you like to email us at [email protected]? How much should be put into base premium and how much into paid up additions? Who is your Bank on Yourself® Professional? Who protects the Bank on...

Episode 340: Get the Facts on Bank on Yourself® Policy Loans

March 08, 2024 06:00 - 29 minutes - 26.6 MB

In this episode, we ask: What if you could take real control? How do life insurance policy loans really work? Would you like to hear even more about policy loans in Episode 32? What are some of the misconceptions about policy loans? What about pulling cash from a savings account? Is it scary to request...

Episode 339: How Bank on Yourself® Solves the Four Greatest Dangers to Your Retirement

March 01, 2024 06:00 - 30 minutes - 27.7 MB

In this episode, we ask: Who do you know who needs to hear this? Would you like a free book? What are the four greatest dangers to your retirement? Did you hear Episode 338? How does the Bank on Yourself® type whole life insurance policy solve these dangers? What does Pamela Yellen do to protect...

Episode 338: The Four Dangers of Conventional Retirement Plans and What to Use Instead

February 23, 2024 06:00 - 30 minutes - 28.3 MB

In this episode, we ask: How about getting back to basics? Do you need a PhD to be successful? Who can opt out of the insanity? Has conventional retirement planning failed us? Have 401(k)s failed? What happened to pensions? Is it up to us? What is the cost of care? What are the problems? Do...

Episode 337: [The Periodic Table of Abundance] No.8 Unveiling Holistic Wealth Beyond Money

February 16, 2024 06:00 - 25 minutes - 23.8 MB

In this episode, we ask: What is a wonder and a privilege? What are the elements that make up a truly abundant life? Would you like to get the special report on the Periodic Table of Abundance? Would you like to Request a Meeting? Have you listened to the previous episodes in this series? Would...

Episode 336: [Periodic Table of Abundance] No.7 Financial Independence and the Magic of Collateralization

February 09, 2024 06:00 - 30 minutes - 27.9 MB

In this episode, we ask: Would you like to get the special report on the Periodic Table of Abundance? Would you like to Request a Meeting? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity? Would you like to hear Episode 331:...

Episode 335: [The Periodic Table of Abundance] No.6 Building a Better World through Business Ownership, Tax Strategy and Giving

February 02, 2024 06:00 - 23 minutes - 21.4 MB

In this episode, we ask: What about more tools in your tool belt? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity? Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning? Would you like to hear...

Episode 334: [The Periodic Table of Abundance] No.5 Achieve Your Ultimate Potential with Investing and Real Estate

January 26, 2024 06:00 - 23 minutes - 21.1 MB

In this episode, we ask: Can you take the next steps toward improvement? What about real estate? What is the Periodic Table of Abundance? What about cash flow? What about business strategies? What about charity? What number, on a scale of 1-10, would you give yourself for …? How are rating yourself on Liquidity? How...

Episode 333: [The Periodic Table of Abundance] No.4 Secrets of Leverage Using Insurance and Banking

January 19, 2024 06:00 - 34 minutes - 31.9 MB

In this episode, we ask: Can information alone change your financial future? Would you like to check out our FREE Not Your Average Financial Community? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity? Would you like to hear Episode 331: No.2...

Episode 332: [The Periodic Table of Abundance] No.3 Liquidity and Cash Flow

January 12, 2024 06:00 - 30 minutes - 28 MB

In this episode, we ask: Who is on your money team? Who should care about your money? What strategies, skills and systems do you need to be successful? Are you on the right track? What is liquidity? How fast can you turn that asset into cash? What is the most liquid asset of all? What...

Episode 331: [Periodic Table of Abundance] No.2 Money Team, Family Finance and Estate Planning

January 05, 2024 06:00 - 24 minutes - 22.9 MB

In this episode, we ask: Would you like to listen to last week’s series kickoff, Episode 330? Do you share similar lifestyle choices? Do you share similar outcomes? Who is on your side? What does a Certified Public Accountant do? What does an estate planning attorney do? What does an insurance agent do? What does a...

Episode 330: [Periodic Table of Abundance] No.1 Scaling Up and Overcoming Adversity

December 29, 2023 06:00 - 25 minutes - 22.9 MB

In this episode, we ask: What are the systems, mindsets and skills for nurturing an abundant financial life? How many Americans were properly educated on how money really works? What findings did a 2020 study for the Endowment for Financial Education unearth? How many Americans are financially literate? What about vulnerability? What about costly mistakes? What...

Episode 329: The Danger of Future Predictions

December 22, 2023 06:00 - 23 minutes - 21.6 MB

In this episode, we ask: What about Montezuma? What happened to the Aztec empire? What about the 1980s? What about the Berlin Wall? Who can predict accurately? What about timing? Did you see the movie, The Big Short? What about food production? What is confirmation bias? What about cultivating a garden? What about having nonperishable...

Episode 328: A Better Way to Save, Invest and Borrow Money with John Ensley

December 15, 2023 06:00 - 27 minutes - 25.5 MB

In this episode, we ask: Who is John Ensley? Would you like to hear Episode 313? What is becoming your own source of financing? What is becoming our own source of credit? What’s the problem with paying cash for things? How is the Bank on Yourself concept even better than the concept of paying cash? How...

Episode 327: [Client Spotlight] Brant Greathouse – Create a Business That Makes a Difference

December 08, 2023 06:00 - 34 minutes - 31.7 MB

In this episode, we ask: How do you deliver value and excellence to everything you do? What about Tom’s shoes? Who is Brant Greathouse? What is one of Brant’s earlier memories with money? What shifted in Brant’s heart? What about being closed fisted or open handed? What shifted in Brant’s mind? What about a purpose...

Episode 326: [Toolbox] The WTH Effect is Wrecking Your Finances; Here’s How to Stop It

December 01, 2023 06:00 - 19 minutes - 17.8 MB

In this episode, we ask: What about the cravings? What is the WTH Effect? What happens when our actions contradict our beliefs? What about spending money? What about studying? What about gambling? What about watching streaming video? What about self sabotage? What about having a budget? What about guilt? What about credit cards? What about...

Episode 325: [Mythbusters] Thanksgiving and The Tragedy of the Commons

November 24, 2023 06:00 - 19 minutes - 17.6 MB

In this episode, we ask: Who do you know who needs to hear this? Would you like a FREE book? Let us know! What about learning to share? What about a story? What about written accounts from the pilgrims? What about sharing? Would you like to hear Episode 223? What about contributing to one another?...

Episode 324: The Earth is Abundant, and the Ultimate Scarce Resource is Time (and Imagination)

November 17, 2023 06:00 - 18 minutes - 16.7 MB

In this episode, we ask: How do you use your time? How might you increase the quality and quantity of time? What are the four types of currency? How incredibly abundant is our world? What about scarcity? What about capital good? Do you view time as a valuable resource? Is population growth a major problem?...

Episode 323: Why Dave Ramsey Uses Disgust to Get You to Believe Him

November 10, 2023 06:00 - 23 minutes - 21.7 MB

In this episode, we ask: Do you remember the elementary school cafeteria? What about hair nets? Who was Edward Bernays? What about public relations? What is disgust for? What about avoidance? What about rejection? What about punishment? What about the basal ganglia? How are we manipulated by disgust? What words elicit disgust reactions? What does...

Episode 322: Navigating the Underwriting Tunnel of Chaos with Amanda Neely

November 03, 2023 06:00 - 35 minutes - 32.8 MB

In this episode, we ask: Have you ever been stuck? What about the uncertainty? What about the waiting? What is the underwriting tunnel of chaos? Who is Amanda Neely? What about a frank conversation? What about frustration? What about making the world a better place? What about transforming how money works? What about Bank on...

Episode 321: How to Give Your Child the Gift of Bank on Yourself® with Amanda Neely

October 27, 2023 06:00 - 31 minutes - 29.1 MB

In this episode, we ask: Have you seen this meme? How many cookies? What would your 18-year-old self choose? Who is Amanda Neely? Would you like to listen to more Not Your Average Financial Podcast episodes with Amanda Neely? What’s the right time? What does Amanda wish she had when she was 18? What did...

Episode 320: Where Do Life Insurance Companies Put the Money? with Mary Ward

October 20, 2023 06:00 - 29 minutes - 26.8 MB

In this episode, we ask: Have you ever seen How It’s Made? How do insurance companies operate? How do insurers manage their finances, so they enough money to pay claims? How do insurance companies put your money to work? How have they managed to do this for well over a century without fail? How do...

Episode 319: The Genius of Business Franchising with Marty Greenbaum

October 13, 2023 06:00 - 35 minutes - 32.1 MB

In this episode, we ask: Who works as a W-2? Who wants control over their own business? What are the benefits of franchising? Who is Marty Greenbaum? How about a case study? What about junk? Who needs experience first? How about regional territories? What’s good about franchising? Who works with Marty? Where did Marty’s passion...

Episode 318: Occam’s Razor Burn Using Premium Financing

October 06, 2023 06:00 - 33 minutes - 30.7 MB

In this episode, we ask: Would you like the ultimate shaving tool? What is Occam’s razor? What about necessity? What about the simplest solution? What is the best option or model? What is premium financing? What is happening with the estate tax limits? What about leverage? What has this led to? What are the risks?...

Episode 317: [Client Spotlight] Homeschooling, Amazon and Financial Freedom with Kate Chattic

September 29, 2023 06:00 - 33 minutes - 30.5 MB

In this episode, we ask: How about a story? What about unforgettable memories with your loved ones? Who is Kate Chattic? What happened on Kate’s recent adventure? What large costs emerged? What about creative solutions? How did Kate use her policy loan? What about problem solving? What about teaching? What about resilience? What about selling...

Episode 316: Living Off Rentals with Kirby Atwell

September 22, 2023 06:00 - 34 minutes - 31.2 MB

In this episode, we ask: What about short term rentals? Who is Kirby Atwell? What’s Kirby’s story with money? What lessons did Kirby learn? What about the sheep? What happened when Kirby was in the army? What did Kirby read? What did Kirby realize? What is Kirby’s unique model for short-term rentals? What about several...

Episode 315: Retiring with Federal Funds with Mike Grimm

September 15, 2023 06:00 - 33 minutes - 31.1 MB

In this episode, we ask: Who do you know who needs to hear this? How about the true story of Ida May Fuller? Have you heard of her? How many federal employees are set to retire soon? Who is Mike Grimm? What happened when Mike and Mark were biking in Jackson Hole, WY? What about...

Episode 314: Business Formation Strategies with Cheri Hill

September 08, 2023 06:00 - 27 minutes - 25.2 MB

In this episode, we ask: Have you seen any of our videos on Youtube? Who did Mark want to be like, when he was a kid? What did Mark do to his hair? Ever heard of “Barber on Yourself”? Who is Cheri Hill? Who wants to start a business? Who wants to grow a business?...

Episode 313: How to Avoid the Money Monsters of Taxes, Fees and More! with John Ensley

September 01, 2023 06:00 - 26 minutes - 24.4 MB

In this episode, we ask: Would you like to join like-minded individuals on the journey? Join us for the FREE! Not Your Average Financial Summit on the afternoons of September 6-7, 2023! Register here! What do you do, after you hit rock bottom, to make sure you don’t stay there? What about resilience? Who is John...

Episode 312: The Dangerous Fine Print of Indexed Universal Life Insurance with Lester Himel

August 25, 2023 06:00 - 32 minutes - 29.7 MB

In this episode, we ask: Would you like to join like-minded individuals on the journey? Join us for the FREE! Not Your Average Financial Summit on the afternoons of September 6 and 7, 2023? Register here! How about a story? Would you like to hear more? Would you like to hear previous episodes with Lester...

Episode 311: The Troublesome Cost Time-bomb of Universal Life Insurance with Lester Himel

August 18, 2023 06:00 - 36 minutes - 33 MB

In this episode, we ask: Would you like to join us for the FREE! Not Your Average Financial Summit on the afternoons of September 6 and 7, 2023? Register here! Would you like to travel back in time with us? Do you remember the TULIP bubble? What about FOMO (fear of missing out)? What about...

Episode 310: Wealth on Any Income with Rennie Gabriel

August 11, 2023 06:00 - 33 minutes - 30.9 MB

In this episode, we ask: Would you like to join us for the FREE Not Your Average Financial Summit? What is the smallest bird in the garden? What about the tiny acorn? What about Gutenberg? How might small become mighty? Who is Rennie Gabriel? What was money like when Rennie was growing up? What about...

Episode 309: How to Turn Your Savings into an Income Snowball

August 04, 2023 06:00 - 30 minutes - 27.7 MB

In this episode, we ask: Would you like to join our FREE private Not Your Average Financial Community? Who is Tanisha Souza with Tardus Wealth Services? What about self sustaining passive income streams? What about cash flow? What about home equity lines of credit being frozen, cut or called? What will a banker do with...

Episode 308: How the Dollar Milkshake Theory Could Shake Up Bank on Yourself®

July 28, 2023 06:00 - 25 minutes - 23.4 MB

In this episode, we ask: Would you like to Subscribe? What is 1×6(!)? What is a factorial? …158 digits? Who wants their mind blown? What about the network effect? What does this have to do with money? What is the dollar milkshake theory? What about feedback loops? What are the advantages of the U.S. dollar?...

Episode 307: What Happens to Bank on Yourself® If the Dollar Disappears?

July 21, 2023 06:00 - 27 minutes - 25.3 MB

In this episode, we ask: Who do you know who needs to hear this? Will the dollar collapse? Who knows the future? When is the dollar at its strongest point? What would it mean if the dollar collapses? What about rising debt levels? What about the reliance on the dollar? What about fears? What are...

Episode 306: How to Turn Financial Turmoil into Your Opportunity

July 14, 2023 06:00 - 31 minutes - 29 MB

In this episode, we ask: Would you like to watch selected clips from us on YouTube? What is happening with the banks and the FDIC? What about non-bank banks? How much uninsured assets are held in these non-bank banks? Have you read David Graeber’s book, Debt: The First 5000 Years? How much wealth has debt created?...

Guests

Chris Prefontaine
2 Episodes
Gene Guarino
1 Episode
Jordan Goodman
1 Episode
Mark Podolsky
1 Episode
Michael Kitces
1 Episode
Paul Moore
1 Episode