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ChooseFI

691 episodes - English - Latest episode: 28 days ago - ★★★★★ - 4.8K ratings

How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with actionable tips and no topic is too big or small as long as it speeds up the process of reaching financial independence.

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Episodes

149R | Whole Life Insurance

October 18, 2019 05:00 - 55 minutes - 40.5 MB

How to break Old Navy and cockamamie life insurance schemes are just two of the topics Brad and Jonathan cover in today's episode. For more information, visit the show notes at https://ChooseFI.com/149r

149 | On Trajectory With Tyson Koska

October 14, 2019 05:00 - 45 minutes - 31.8 MB

Tyson Koska shares his On Trajectory tool and what led him to his own path of Financial Independence. Brad and Jonathan discuss how Tyson got started with FI and how On Trajectory tools cover net worth tracking and digital options. For more information, visit the show notes at https://choosefi.com/149

148R | FI101 | Expense Ratios and House Hacking

October 11, 2019 05:00 - 1 hour - 44.9 MB

Craig Curelop, author of The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom, shares his house hacking strategies. We also discuss Expense Ratios and the new book, ChooseFI: Your Blueprint to Financial Independence. For more information, visit the show notes at https://ChooseFI.com/148R

148 | Struggle | The Psychology of Poverty with Andréa Motenko

October 07, 2019 05:00 - 47 minutes - 32.4 MB

Andréa has committed her life to social studies and taking FI information to people experiencing poverty. She grew up in a similar situation. At age seven, Andréa saw her first violent murder. Throughout her childhood, being raised by a single mother, she struggled with food insecurity and housing insecurity. However, she was also a student in the elite private school system, which led to an Ivy League education. After coming such a long way, she has a unique perspective on the relations...

147R Contributions, Corrections and Criticisms

October 04, 2019 05:00 - 56 minutes - 39 MB

Compounding vs total return, envelopes vs simplifying your finances, and the potential value you could get from working with a “assets under management” financial advisor. Also, Tori Dunlap reached her goal to save her first $100k by age 25 on the day her interview aired! For more information, visit the show notes at https://choosefi.com/147r

147 | Negotiate Your Salary With Tori Dunlap

September 30, 2019 05:00 - 58 minutes - 41.1 MB

Tori Dunlap about starting a business as a kid and tips for negotiating your salary. She is on a mission to help women earn their first $100k. For more information, visit the show notes at https://ChooseFI.com/147

146R | Fork in the Road

September 27, 2019 05:00 - 59 minutes - 41.1 MB

This week’s Friday Roundup includes a discussion with Chuck Jaffe about why he can’t be part of the FIRE movement because he has no plans to retire. Also, a recap of Shannyn’s story from Monday and ChooseFI Book Launch Parties. For more information, visit the show notes at https://choosefi.com/146R

Bonus Episode - Guided Meditation for Stock Market Volatility With JL Collins

September 25, 2019 05:00 - 12 minutes - 10.2 MB

A Guided Meditation for When the Stock Market Is Dropping The market is plunging. You’re starting to panic. You want to hit the “sell” button! DON’T! Tune into this relaxing meditation, and let the soothing voice of JL Collins help you embrace this wonderful market cycle We interviewed JL Collins on episode 19 of our podcast https://www.choosefi.com/019-jlcollinsnh-stock-series-part-1/   Check out JL Collins Website JLcollinsNH where you can read the entire Stock Series https...

146 | Embrace The Suck With Shannyn Allan

September 23, 2019 05:00 - 57 minutes - 40.3 MB

Shannyn Allan joins us to discuss "embracing the suck"--when life just doesn't go as planned. Listen to Shannyn's stories about graduate school, calling off a wedding, and wire fraud during the purchase of her first home. ...and how she found FI at the right time in her life. Listen to the whole story at https://ChooseFI.com/146

145R | Stuck

September 20, 2019 05:00 - 1 hour - 46.1 MB

A discussion of what to do with a windfall, a review of turnkey real estate investing, and a meditation for stock market investors when the market is falling. For more information, visit the show notes at https://ChooseFI.com/145R

145 | Turnkey Real Estate Investing and How to Build a Team With Paula Pant

September 16, 2019 05:00 - 43 minutes - 30.5 MB

Paula Pant of Afford Anything returns to dive deeper into real estate investing. In this second conversation, Paula covers turnkey, deal syndication, and building a team. For more information, visit the show notes at https://ChooseFI.com/145

144R | Guard Rails and Dumpster Fires

September 13, 2019 05:00 - 54 minutes - 39.4 MB

A recap from Jonathan and Brad's visit to FinCon, FI Military, YNAB, and "what if my finances are like a dumpster fire?". For more information, visit the show notes at https://ChooseFI.com/144r

144 | Junior Achievement: 100 Years Of Financial Education With Crystal Law And Laura Goodman

September 09, 2019 05:00 - 45 minutes - 31.9 MB

Crystal Law, Director of Financial Literacy Experiences, and Laura Goodman, VP of Volunteer Engagement join us to discuss Junior Achievement. For more information, visit the show notes at https://choosefi.com/144

143R | Is This the Top?

September 06, 2019 05:00 - 52 minutes - 38.4 MB

As most have probably seen, the news is calling for a recession soon. Specifically, Peter Schiff, a prominent economist, is warning of an impending financial disaster. However, this market volatility is nothing new. Join us today as we talk about Market Volatility, going Beyond FI, and Andrew Luck Embraces FI? For more information, visit the show notes at https://choosefi.com/143r

143 | Beyond Financial Independence With Edmund Tee

September 02, 2019 05:00 - 45 minutes - 31.5 MB

Edmund Tee talks about reaching FI and the goals of teaching more people worldwide about Financial Independence. For more information, visit the show notes at https://choosefi.com/143

142R | Envelope Overwhelm

August 30, 2019 05:00 - 59 minutes - 41.1 MB

How to simplify personal finance and discussing Paula Pant’s take on real estate from Monday’s show. Personal Finances Made Simple Jonathan’s Budget Evolution How ChooseFI Makes Money For more information, visit the show notes at https://www.choosefi.com/142r

142 | Real Estate Investing Strategies with Paula Pant

August 26, 2019 05:00 - 57 minutes - 40.1 MB

Paula Pant discusses real estate as a path to FI as Brad shares his biggest financial mistake of his life - a speculative property in North Carolina. For more information, visit the show notes at https://choosefi.com/142

141R | Translating FI for the UK

August 23, 2019 05:00 - 1 hour - 46 MB

David Sawyer comes back on to discuss the UK path to FI, and Jonathan makes a big personal announcement. For more information, visit the show notes at https://ChooseFI.com/141r

141 | Reset: An Unconventional Guide for Getting Unstuck with David Sawyer

August 19, 2019 05:00 - 1 hour - 53.8 MB

David Sawyer released his book, Reset.  The book is aimed at helping people who feel stuck in their careers as well as an optimization strategy for Financial Independence in the UK. For more information, visit the show notes at https://choosefi.com/141

140R | The Real Cost Of A Financial Advisor

August 16, 2019 05:00 - 45 minutes - 31.3 MB

Diving into the costs of a financial advisor and Nick from Mapped Out Money returns to discuss college hacking. For more information, visit the show notes at https://choosefi.com/140r

140 | FI Lifestyle Before FI Number With Nick True

August 12, 2019 05:00 - 54 minutes - 38.2 MB

Nick True from Mapped Out Money talks about designing an FI lifestyle before reaching an FI number. Currently, Nick and his wife live in an Airstream trailer with the flexibility to live wherever they want to be. For more information, visit the show notes at https://ChooseFI.com/140

139R | Time is on Your Side

August 09, 2019 05:00 - 56 minutes - 40.5 MB

Last week, Jonathan ended up at the DMV on a Friday afternoon with a crazy wait time. What should have been a quick trip turned into an ordeal worth avoiding. Today Jonathan and Brad discuss: How to Reclaim Your Time Side Hustling through the Secondary Market and how Sunny funded a Roth IRA for his child For more information, visit the show notes at https://ChooseFI.com/139R

139 | Reaching FI With Real Estate | Sunny Burns

August 05, 2019 05:00 - 56 minutes - 39.7 MB

Sunny and his wife are 88.92% of their way to FI at only age 28 while living just 15 minutes outside of New York City. How did they do it? They share ow to pay for collect, the Department of Defense SMART Scholarship, car flipping, and more. For more information, visit the show notes at https://choosefi.com/139

138R | My Daughter's Mindset

August 02, 2019 05:00 - 44 minutes - 33.3 MB

Brad and Jonathan talk about Brad’s daughter's mindset, plus a review of Monday's episode with Anthony. For more information, visit the show notes at https://choosefi.com/138R

138 | How To Get Paid To Go To College | Anthony Gary

July 29, 2019 05:00 - 48 minutes - 33.3 MB

Anthony talks about the strategy he used to go to college for profit in his senior year. The strategies he outlines could be used as early as freshman year to make college a profitable experience. For more information, visit the show notes at https://choosefi.com/138

137R | An Evening of Financial Independence

July 26, 2019 05:00 - 53 minutes - 38.5 MB

Brad and Jonathan discuss the Richmond Screening Of Playing With FIRE, FI 101, and how to be a storyteller. For more information, visit the show notes at https://ChooseFI.com/137R

137 | Rebuilding a Life You Love with Christine

July 22, 2019 05:00 - 49 minutes - 34.2 MB

Christine and her husband, Jack, rebuilt a life that they love after an 85% reduction in pay 6 weeks into their marriage. For more information, visit the show notes at https://choosefi.com/137

136R | Silver Spoon or Skills

July 19, 2019 05:00 - 48 minutes - 34.8 MB

Jonathan and Brad discuss a case study on funding a child's Roth IRA and listen to feedback from the community. For more information, visit the show notes at https://choosefi.com/136R

136 | How To Fund Your Child's Roth IRA with the FI Tax Guy

July 15, 2019 05:00 - 59 minutes - 41.4 MB

A dive into taxes with Sean Mullaney, the FI Tax Guy, who talks about FI tax-efficient strategies and career paths in accounting. For more information, visit the show notes at https://ChooseFI.com/136

135R | The Plot Thickens

July 12, 2019 05:00 - 53 minutes - 36.7 MB

Another look at whether you should pay off your mortgage or invest, plus: Spam Caller Life Hack Life Hack for Small Business Owners Achieving FI on a Modest Income For more information, visit the show notes at https://www.choosefi.com/135r

135 | How to Leverage A Modest Income to FI with Joel from How to Money

July 08, 2019 05:00 - 48 minutes - 33.7 MB

Joel from How to Money talks about how he has pursued FI on a relatively low income, how he is reaching FI with five rental properties, and working on the Clark Howard Show. For more information, visit the show notes at https://choosefi.com/135

134R | Quit Like a Millionaire | Kristy Shen and Bryce Leung

July 05, 2019 05:00 - 1 hour - 46.5 MB

Kristy Shen and Bryce Leung talk about their new book, Quit Like a Millionaire. Plus, Brad and Jonathan give updates on solar panels and YNAB. For more information, visit the show notes at https://choosefi.com/134r

134 | Early Retirement Case Study With Route To Retire

July 01, 2019 05:00 - 56 minutes - 39.3 MB

Jim from Route To Retire talks about about life after retirement and geo-arbitrage. His path to FI didn’t start with a community, it began when he was testing for Y2K bugs with Quicken. Don’t know what we’re talking about? You’ll just have to listen to find out. For more information, visit the show notes at https://www.choosefi.com/134

133R | Should I Pay off My Mortgage Early Or Invest

June 28, 2019 05:00 - 1 hour - 43.8 MB

Possibly the most burning questions of FI: Should you Invest or Pay off your Mortgage early? We go through the numbers in today's show. For more information, visit the show notes at https://choosefi.com/133R

133 | How To Get Started Making Money With Airbnb | Zeona McIntyre

June 24, 2019 05:00 - 1 hour - 45.2 MB

Zeona McIntyre built a successful AirBNB business and shares her best strategies, including Buying Properties Scaling the Business and Best Practices for an AirBNB Business For more information, visit the show notes at https://ChooseFI.com/133 

132R Insurance | A Framework

June 21, 2019 05:00 - 1 hour - 44.1 MB

Find out what kinds of insurance you actually need and where to find them. Jennifer Fitzgerlad, the CEO of Policy Genius walks us through everything you need to know. For more information, visit the show notes at https://ChooseFI.com/132R 

132 | Downsizing Your Life And Financial Coaching With Lisa Duke

June 17, 2019 05:00 - 56 minutes - 39.7 MB

Lisa Duke talks about her mindset shift and turning liabilities to assets. On today's show: Second Home--Asset Or Liability? Action Steps To Renting Out Your Home Getting off the "hedonic treadmill" ...and more. For more information, visit the show notes at https://ChooseFI.com/132 

131R | Building a Brick in Your Wall

June 14, 2019 05:00 - 54 minutes - 37.7 MB

A recap of our conversation with Mr. Money Mustache and Mr. 1500. Plus, Jonathan and Brad answer listener questions about compounding and drawdowns during retirement. For more information, visit the show notes at https://ChooseFI.com/131R 

131 | Mr. Money Mustache & Mr. 1500 | Past, Present, Future

June 10, 2019 05:00 - 1 hour - 53.4 MB

Mr. Money Mustache and Mr. 1500 discuss community building and second generation FI. For more information, visit the show notes at https://ChooseFI.com/131 

130R | Simplifying The Ultimate Buy And Hold Strategy With M1 Finance

June 07, 2019 05:00 - 47 minutes - 34.2 MB

Brad and Jonathan just returned from the world premiere of Playing with FIRE in San Diego. They discuss future showings (visit choosefi.com/tugg) and then get into the ultimate buy and hold portfolio strategy. For the entire show notes, go to https://choosefi.com/130R 

130 | Paul Merriman | The Ultimate Buy and Hold Portfolio

June 03, 2019 05:00 - 1 hour - 52 MB

Today we talk to Paul Merriman. The goal is to contrast the "Simple Path to Wealth Approach" with the "Ultimate Buy and Hold Portfolio." Paul is a proponent of the Ultimate Buy and Hold strategy and a legend in this space. The insights Paul provides about this strategy are priceless. For more information, visit the show notes at https://choosefi.com/130 

129R | Focused Work Ethic

May 31, 2019 05:00 - 47 minutes - 32.6 MB

Earlier this week, Liz from Chief Mom Officer explained how she leveraged her work ethic and will to succeed into a successful six-figure career. Today we dig deeper into the work ethic topic with John, a 24 year old currently making 6-figures. We also announce our newly created Travel Rewards Course. For more information, visit the show notes at https://choosefi.com/129r 

129 | Breaking the Glass Ceiling | Liz, Chief Mom Officer

May 27, 2019 05:00 - 47 minutes - 33.5 MB

Liz from Chief Mom Officer.org talks about working moms building careers from the ground up. In this episode we learn: ⁃ How To Grow Your Salary ⁃ Figure Out What You Should be Paid ⁃ Work Hard Strategically ⁃ How To Negotiate For more information, visit the show notes at https://choosefi.com/129 

128R | Zone of Awareness

May 24, 2019 05:00 - 59 minutes - 40.7 MB

Multi-level marketing, side hustles, energy audits, and expanding your "Zone of Awareness" -- all in today's Friday Roundup! For more information, visit the show notes at https://choosefi.com/128r

128 | Building Your Suit of Armor on the Path to FI | Alan Donegan

May 20, 2019 05:00 - 53 minutes - 37.3 MB

Alan Donegan joins us to discuss leveraging the power of FI to pursue your dreams with the ability to be free to fail. For more information, visit the show notes at https://choosefi.com/128 

127R | Cut through the Noise Diet and Debt Consolidation

May 17, 2019 05:00 - 51 minutes - 37.1 MB

Gina Pogel joins us to discuss different types of debt and how to tackle them. We also dive into tactics to optimize both your health and your debt. The goal is to simplify your finances and your health by stacking multiple optimization tactics together. For more information, visit the show notes at https://ChooseFI.com/127R 

127 | Scott Scherr | Health Optimization

May 13, 2019 05:00 - 1 hour - 53.7 MB

Brad and Jonathan discuss health optimization strategies with Dr. Scott Sherr. This episode is packed full of useful information, however, do not make life altering medical decisions based on this show alone. Although we are talking to a real doctor, do not take this as medical advice. Consult with your own physician before making any major medical decisions. For more information, visit the show notes at https://ChooseFI.com/127 

126R | What is an Annuity

May 10, 2019 05:00 - 1 hour - 44.6 MB

Brad and Jonathan tackle a listener question about annuities and discuss some updates to the travel rewards landscape. For more information, visit the show notes at https://ChooseFI.com/126R 

126 | Estate Planning Wills vs Trusts | Mark Moss

May 06, 2019 05:00 - 57 minutes - 39.5 MB

Last week, Brad and Jonathan talked to Chelsea Brennan about her Family Emergency Binder. In the same theme of planning for your family's future, today we talked to Mark Moss about estate planning. For more information, visit the show notes at https://choosefi.com/126 

125R | Grocery Store Wars

May 03, 2019 05:00 - 51 minutes - 36.3 MB

Ways to optimize your grocery shopping, the family emergency binder, and sharing stories from the community. For more information, visit the show notes at https://choosefi.com/125R 

Guests

Paula Pant
3 Episodes
Andréa Motenko
1 Episode
Andy Hill
1 Episode
Cait Flanders
1 Episode
David Hauser
1 Episode
David Sawyer
1 Episode
Edmund Tee
1 Episode
Jaime Masters
1 Episode
Jamila Souffrant
1 Episode
Jean Chatzky
1 Episode
Joe Saul-Sehy
1 Episode
Jordan Harbinger
1 Episode
Kyle Mast
1 Episode
Lisa Duke
1 Episode
Nick Loper
1 Episode
Rich Carey
1 Episode
Rob Berger
1 Episode
Rocky Lalvani
1 Episode
Roger Whitney
1 Episode
Scott Rieckens
1 Episode
Shannyn Allan
1 Episode
Tori Dunlap
1 Episode
Travis Hornsby
1 Episode
Tyson Koska
1 Episode
Vicki Robin
1 Episode
Wendy Mays
1 Episode
Zeona McIntyre
1 Episode

Books

Playing with Fire
1 Episode

Twitter Mentions

@brianferoldi 10 Episodes
@bradchoosefi 5 Episodes
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@moneywithkatie 1 Episode
@choosefi 1 Episode
@madfientist 1 Episode
@thefioneers 1 Episode
@iamlandshark 1 Episode
@donwettrick 1 Episode
@diycaptain 1 Episode
@fimechanic 1 Episode
@freepursue 1 Episode
@nathanbarry 1 Episode
@daviddcain 1 Episode
@gerryborn 1 Episode
@daniellemiula 1 Episode
@measuretwicemny 1 Episode