ChooseFI
691 episodes - English - Latest episode: 28 days ago - ★★★★★ - 4.8K ratingsHow would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with actionable tips and no topic is too big or small as long as it speeds up the process of reaching financial independence.
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Episodes
174 | Looking Out For Our Community
March 19, 2020 05:00 - 16 minutes - 11.9 MBIn light of current events, We are temporarily switching to a daily show to support the community. Is your Emergency Fund in place https://www.choosefi.com/CIT Our Favorite Taxable Investment Tool https://www.choosefi.com/M1 Access Community, Resources and More https://www.choosefi.com/start
Looking Out For Our Community
March 19, 2020 05:00 - 16 minutes - 11.9 MBIn light of current events, We are temporarily switching to a daily show to support the community. Is your Emergency Fund in place https://www.choosefi.com/CIT Our Favorite Taxable Investment Tool https://www.choosefi.com/M1 Access Community, Resources and More https://www.choosefi.com/start
Emergency Fund
March 18, 2020 05:00 - 16 minutes - 13.3 MBIn light of current events, We are temporarily switching to a daily show to support the community. Is your Emergency Fund in place? https://www.choosefi.com/CIT https://www.choosefi.com/start
173 | Emergency Fund
March 18, 2020 05:00 - 16 minutes - 13.3 MBIn light of current events, We are temporarily switching to a daily show to support the community. Is your Emergency Fund in place? https://www.choosefi.com/CIT https://www.choosefi.com/start
Bear Market
March 17, 2020 05:00 - 15 minutes - 11.3 MBBear Market vs Recession and why you can't panic sell To get started on your path to Financial Independence go to https://www.choosefi.com/start
172 | Bear Market
March 17, 2020 05:00 - 15 minutes - 11.3 MBBear Market vs Recession and why you can't panic sell To get started on your path to Financial Independence go to https://www.choosefi.com/start
171 | Financial Resilience
March 16, 2020 05:00 - 14 minutes - 10.5 MBIn light of current events, We are temporarily switching to a daily show to support the community
Financial Resilience
March 16, 2020 05:00 - 14 minutes - 10.5 MBIn light of current events, We are temporarily switching to a daily show to support the community
170R | A Capital Gains Case Study for 2020
March 13, 2020 05:00 - 51 minutes - 37.9 MBLearn more about the implications of capital gains and the mechanics of tax optimization for these gains. We use two case studies to help you realize the power of optimizing your capital gains strategy. For more information, visit the show notes at https://choosefi.com/170R
170 | The Simple Startup
March 09, 2020 05:00 - 1 hour - 42.6 MBRob Phelan, author of The Simple Startup joins the show to share more about this new resource that can help anyone learn how to build a business. Plus, he shares the path of creating a financial literacy course for all grade levels that brings in the concepts of Financial Independence. For more information, visit the show notes at https://ChooseFI.com/170
169R | Prepared, Not Scared
March 06, 2020 06:00 - 56 minutes - 41.2 MBWith a week of market scares, this episode revisits the importance of being prepared, not scared. Plus, you’ll hear about some exciting announcements from the ChooseFI community. For more information, visit the show notes at https://ChooseFI.com/169R
169 | A Purple Life | Early Retiree Case Study
March 02, 2020 06:00 - 50 minutes - 34.3 MBThe anonymous blogger behind, A Purple Life, joins Brad and Jonathan to share her journey to financial independence. With the helpfulness of anonymity, she shares exact numbers including her income, salary negotiations, expenses, and more. For more information, visit the show notes at https://ChooseFI.com/169
168R | Prioritize Your Priorities
February 28, 2020 06:00 - 52 minutes - 38.2 MBWith the principles outlined in Make Time, you have the potential to dramatically improve your life in a short period of time. Plus, hear an inspiring FI story and tips for teachers. For more information, visit the show notes at https://ChooseFI.com/168R
168 | Make Time
February 24, 2020 06:00 - 1 hour - 53.3 MBJohn Zeratsky, author of Make Time, joins Brad and Jonathan to share actionable tips to build a framework that cuts through your perpetual state of busyness. For more information, visit the show notes at https://ChooseFI.com/168
167R | Should I Refinance My Mortgage?
February 21, 2020 06:00 - 1 hour - 47.8 MBDropping mortgage rates prompt a conversation that explores the pros and cons of refinancing your mortgage at a lower rate. Plus, Steve Chen from NewRetirment joins the show to share the comprehensive retirement planning tools that his company has to offer. For more information, visit the show notes at https://choosefi.com/167R
167 | Learn Hustle Grow
February 17, 2020 06:00 - 1 hour - 54.2 MBRob and Reshawn from Learn Hustle Grow discuss combining their finances and building a real estate portfolio. They talk about money mindsets, building a life together, paying down their home, working in sales and more. For more information, visit the show notes at https://choosefi.com/167
166R | It's a Small World After All
February 14, 2020 06:00 - 45 minutes - 33.7 MBFind out more about the upcoming ChooseFI documentary series, Andrew and Zach's experiments in financial independence, and community corrections. For more information, visit the show notes at https://ChooseFI.com/166R
166 | Modern FImily With Court
February 10, 2020 06:00 - 1 hour - 44.2 MBCourt joins the show to share how she and her wife tackled six figures of student loan debt and achieved financial independence in their early 30s with a family. For more information, visit the show notes at https://ChooseFI.com/166
165R | Do You Realize What You're Doing
February 07, 2020 06:00 - 54 minutes - 39.4 MBAnswers to several reader questions about investing efficiently for your financial freedom. Learn more about low-cost broad-based index funds or if you should max out your 401k early. Recent market volatility has provided an opportunity to test your investment resolve. Any low-cost broad-based index fund is a solid investment strategy, VTSAX is not the only option. Understanding the difference between Roth vs traditional options can help you plan your tax-efficient retirement. Fee-onl...
165 | Do You Need a Budget? | YNAB
February 03, 2020 06:00 - 1 hour - 49.2 MBThe founder of YNAB, Jesse Meacham, shares his story about: Finding your "non-negotiable" Introducing your spouse to FIRE Do you really need a budget? For more information, visit the show notes at https://ChooseFI.com/165
164R | What are the 5 Love Languages
January 31, 2020 06:00 - 50 minutes - 37.2 MBLearn about the five love languages and how they can help you communicate with your partner better. For more information, visit the show notes at https://ChooseFI.com/164R
164 |Our Rich Journey | Amon & Christina Browning
January 27, 2020 06:00 - 1 hour - 43.9 MBAmon and Christina join the show today to share their journey to Financial Independence as two federal employees with young children. The couple was able to retire early in just eight years! For more information, visit the show notes at https://choosefi.com/164
163R | Roth IRA Conversion Ladder Case Study
January 24, 2020 06:00 - 54 minutes - 51.6 MBAn updated case study of the Roth IRA conversion ladder and a challenge for the community are some of the topics that Brad and Jonathan tackle today. For more information, visit the show notes at https://www.choosefi.com/163R
163 | Finding FI | Liz and Braden
January 20, 2020 06:00 - 51 minutes - 36 MBLiz grew up with a single mom that struggled financially after getting divorced. Due to that, she had to learn how to budget at a very young age. She helped her mom pay off some debt over a period of years. Braden had a completely different relationship with money. He grew up in a well-off family, so he never had to worry about money. He did get a job at 16 because his parents wanted him to learn the value of hard work. Liz and Braden share their story of: • Landing over $100k in schol...
162R | There's Water In The Cup
January 17, 2020 06:00 - 1 hour - 56.3 MBHalf full? Half Empty? Ehh... There's some water in the cup. Medical bills are never fun, but at least you met your deductible... at the very end of the year. Brad and Jonathan discuss building credit from ground zero, and reflecting a bit on Gretchin Rubin's "The 4 tendencies". In addition, we share a segment with Larry Hagner from the Dad Edge Alliance discussing the importance of financial intimacy. This is your Friday Roundup! For more information, visit the show notes at https://choos...
162 | The 4 Tendencies and FI
January 13, 2020 06:00 - 56 minutes - 39 MBAlthough finding the path to FI can be exciting, it can be frustrating to have difficulty communicating this vision to your family and friends. Gretchen Rubin joins the show to shed some light on the four tendencies or people and how to communicate with each tendency. For more information, visit the show notes at https://ChooseFI.com/162
161R | Reignite
January 10, 2020 06:00 - 1 hour - 49 MBWelcome to the first Roundup of 2020! Brad and Jonathan share exciting announcements like: • Launch of Everyday Courage by Jillian Johnsrud • FI101 and the ChooseFI International Foundation • Updates To The Tax Code For more information, visit the show notes at https://choosefi.com/161R
161 | Money Letters 2 My Daughter | Jackie Cummings Koski
January 06, 2020 06:00 - 1 hour - 45.5 MBJackie Cummings Koski shares her story of a single mom that made FIRE a reality. She proves that there is no one way to achieve FI. The goal can be accomplished by people from all walks of life and Jackie offers a unique perspective of FI. For more information, visit the show notes at https://choosefi.com/161
160R | Everyday Courage
January 03, 2020 06:00 - 17 minutes - 12.7 MBThe ChooseFI family is launching a new podcast today. Everyday Courage is officially live! Please take a moment to subscribe to Jillian Johnsrud's new podcast https://www.choosefi.com/everyday-courage
160 | End of Year Wins 2019
December 30, 2019 06:00 - 59 minutes - 41.7 MBAs we ring in the new year, it is time to celebrate our community’s wins. This episode is dedicated entirely to the wins that have happened throughout the community this year. The goal is to congratulate everyone on a fantastic year and inspire the community to continue to achieve amazing things next year. For more information, visit the show notes at https://choosefi.com/160
159R | From Solopreneur to Entrepreneur
December 27, 2019 06:00 - 54 minutes - 39.5 MBIt's the last Friday roundup of the decade! Learn how to level up your skills with: Everyday Courage New Year's Resolutions Building A Business with Intentionality For more information, visit the show notes at https://ChooseFI.com/159R
159 | The Business Coach Approach to Double Your Revenue | Jaime Masters
December 23, 2019 06:00 - 1 hour - 43.8 MBJaime Masters has been a part of the personal finance space since 2011. It all started with a desire to share her story. Listen as she talks about time management, building a business, sales and marketing, and more. For more information, visit the show notes at https://choosefi.com/159
158R |Your Real Hourly Wage and Savings Rate Calculation
December 20, 2019 06:00 - 59 minutes - 42.7 MBLearn how to calculate your real hourly wage and savings rate. We discuss Kim’s story shared on Monday’s episode, meal planning, and more. For more information, visit the show notes at https://choosefi.com/158R
158 | Real Hourly Wage | The Frugal Engineers
December 16, 2019 06:00 - 57 minutes - 40.5 MBKim from The Frugal Engineers shares her journey and the importance of determining your real hourly wage. Kim’s story goes from Boarding School to College to a real hourly wage to quitting her day job and building a business. For more information, visit the show notes at https://choosefi.com/158
157R | The Compound Interest Of Self Improvement
December 13, 2019 06:00 - 44 minutes - 32.5 MBAfter learning more about habits with James Clear this week, Brad and Jonathan discuss the compounding interest of self improvement and turning intention into action. What’s covered in today’s show: • Building Habits • Identity Statements • Find Your Tribe …and more. For more information, visit the show notes at https://choosefi.com/157R
157 | Atomic Habits | James Clear
December 09, 2019 06:00 - 48 minutes - 33.4 MBJames Clear, author of Atomic Habits , shares his story. The conversation dives into the difference between systems and goals. How To See Through The Short-Term For The Long-Term The Compounding Effect How Identity Drives Your Habits Goals, Systems, and more For more information, visit the show notes at https://choosefi.com/157
156R | Coming Back From A Gap Year
December 06, 2019 06:00 - 1 hour - 42.7 MBA gap year might seem unthinkable for some but Noah and Becky share exactly how they navigated their gap year. Plus, Brad and Jonathan discuss emergency funds and your risk tolerance. For more information, visit the show notes at https://www.choosefi.com/156R
156 | Retire Before Mom And Dad | Rob Berger
December 02, 2019 06:00 - 1 hour - 42.3 MBRob Berger, founder of Dough Roller and Retire Before Mom and Dad, talks about the simple math of early retirement and more essential FI lessons that are important to talk about. For more information, visit the show notes at https://ChooseFI.com/156
155R | Year End Tax Planning
November 29, 2019 06:00 - 1 hour - 52.4 MBSean Mullaney joins the show to discuss year-end tax planning. He goes into deductions, self-employment income, and how to get the most from your deductions. For more information, visit the show notes at https://ChooseFI.com/155r
155 | Boundaries As A Single Parent On The Path To FI | Leslie Tayne
November 25, 2019 06:00 - 57 minutes - 40.6 MBLeslie Tayne opens up about her journey as a single parent, financial problems in her first marriage, and how to move forward from debt. For more information, visit the show notes at https://choosefi.com/155
154R | Inception
November 22, 2019 06:00 - 57 minutes - 41.6 MBTim and Amy from Go With Less join Brad and Jonathan to discuss their unique travel strategy. Plus, tips on how to design your dream life. Some of the topics in today’s show: House Sitting With Tim And Amy Build Your Dream Life FI 101 and more For more information, visit the show notes at https://www.choosefi.com/154r
154 | Hacking The FAFSA | Brian Eufinger and Seonwoo Lee
November 18, 2019 06:00 - 54 minutes - 38.1 MBGraduating from college debt-free can accelerate the path to FI dramatically. Brian Eufinger and Seonwoo Lee share their best tips on hacking the FAFSA on today's episode. For more information, visit the show notes at https://choosefi.com/154
153R | Navigating Health Insurance
November 15, 2019 06:00 - 53 minutes - 37.2 MBOn today’s Friday Roundup, Jonathan's shares his experience with health coverage after his wife welcomed a new baby into their family. We also discuss Healthshare plans and Healthcare After FI. For more information, visit the show notes at https://choosefi.com/153R
153 | RIP Medical Debt | An Inside Look At Debt Collection And Forgiveness
November 11, 2019 06:00 - 56 minutes - 39.6 MBMedical debt has the power to seriously hurt your financial future. Many Americans are faced with unavoidable medical debt that has crippled their financial situation. RIP Medical Debt is a nonprofit working to forgive medical debt for pennies on the dollar. Today on the show, they share their background and the amazing progress they've made. For more information, visit the show notes at https://choosefi.com/153
152R | Can I Retire Yet | A Case Study With Early Retirement Now
November 08, 2019 06:00 - 1 hour - 46.8 MBBig ERN comes on the show today to break down the numbers of Becky’s retirement plan. He works through their real numbers to determine how solid their retirement plan is. For more information, visit the show notes at https://choosefi.com/152R https://choosefi.com/becky
152 | Is it too late? | Becky Heptig
November 04, 2019 06:00 - 57 minutes - 39.9 MBBecky Heptig shares her personal story to show that FI is an attainable goal at any age. It is an encouraging story because it shows no matter what age you find FI at, it is not too late to change your life for the better. For more information, visit the show notes at https://choosefi.com/152
151R | Fit Waist Fat Wallet
November 01, 2019 05:00 - 56 minutes - 41 MBUsing David Hauser’s framework from last week of decision making through split testing, Brad and Jonathan look at their sleep, fitness, and diet. For more information, visit the show notes at https://choosefi.com/151R
151 | Unstoppable | Creating A Framework For Decision Making With David Hauser
October 28, 2019 05:00 - 59 minutes - 41.7 MBAs a successful start-up founder, David Hauser felt mercilessly driven to create success through extreme measures. Today, he opens up to Brad and Jonathan about his drive to succeed and how he has applied an experimentation framework to his health and wellness. For more information, visit the show notes at https://choosefi.com/151
150R | Goals vs Systems
October 25, 2019 05:00 - 58 minutes - 42.5 MBBuilding your blueprint to FI starts with the basics. A simple thing like tracking your spending can set you on a path that will change your life forever. Today, we get back to FI 101 and uncover the stark difference between goals and systems. For more information, visit the show notes at https://choosefi.com/150r
150 | Accountability | Diania Merriam
October 21, 2019 05:00 - 47 minutes - 33.4 MBDiania Merriam discusses accountability, shifting perspectives, and community. She has a great perspective on building community and life with balance. For more information, visit the show notes at https://ChooseFI.com/150