Latest Retire early Podcast Episodes

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Is My Rent Too High?

Clipping Chains Podcast - April 22, 2024 06:00 - 30 minutes ★★★★★ - 60 ratings
In normal times, rent prices, like most everything else, slowly yet surely increase at about 2-3% per year. This is inflation. But in terms of the housing market, these aren’t normal times. In the pandemic era, as demand surged in supply-restricted markets, both sale and rent prices soared, with...

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An Emerging Revolution in the Treatment of Chronic Pain

Clipping Chains Podcast - April 08, 2024 06:00 - 1 hour ★★★★★ - 60 ratings
According to the Centers for Disease Control and Prevention, chronic pain—pain lasting at or beyond three months—affected over 20% of U.S. adults, or 51.6 million people, in 2021. Symptoms were severe enough to substantially restrict daily activity for 6.9% of Americans that same year. And with ...

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A Therapist on Satisfaction in Sport, Life, and Love

Clipping Chains Podcast - March 28, 2024 06:00 - 1 hour ★★★★★ - 60 ratings
If you haven’t noticed, the concept of achievement and even competitiveness has weighed heavily on my mind as of late. A gift of the nontraditional life is the opportunity to step back and see the world around us with a degree of unusual clarity, far from the treadmill. For years I valued athlet...

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All Work and No Play Makes You…Normal

Clipping Chains Podcast - March 18, 2024 06:00 - 16 minutes ★★★★★ - 60 ratings
The concept of play conjures the image of my three-year-old (and blonder) self, plastic shovel in hand, amorphous stains down the front of my pants. And certainly slobber. Lots of slobber. That three-year-old was certainly not concerned with social hierarchy or status, lacking a whiff of ambitio...

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Four Years of Financial Independence: The Slow Growth

Clipping Chains Podcast - February 28, 2024 07:00 - 15 minutes ★★★★★ - 60 ratings
For four years I’ve watched something slowly bloom. In my old life, the “before time” you might call it, I moved from task to task. If I wasn’t working, I unknowingly made a practice of turning recreational or hobbyist pursuits into something that, from an outsider’s perspective, looked an awful...

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The Psychology Behind Poor Investments and Other Important Decisions

Clipping Chains Podcast - February 12, 2024 07:00 - 22 minutes ★★★★★ - 60 ratings
When we make important decisions, we are often not as rational or objective as we’d like to believe. The base rate fallacy is the tendency to misjudge the probability of a situation by not accounting for all relevant information. This cognitive bias affects everything from first impressions to v...

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A Unique Form of Real Estate Investment in a Tough Housing Economy (with Michael Farnsworth)

Clipping Chains Podcast - January 29, 2024 07:00 - 1 hour ★★★★★ - 60 ratings
If you follow economic news at all, you’ve taken note of the changing conditions of the American housing economy in the last few years. First, high demand, low supply, and cheap debt fueled an extraordinary (and unhealthy) price surge. In response, the Federal Reserve ratcheted up interest rates...

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QA12: Will A Life Of Financial Independence Meet Expectations?

Clipping Chains Podcast - January 22, 2024 07:00 - 1 hour ★★★★★ - 60 ratings
We’re back to the digital mailbag to answer your questions! For this week: An update on markets and our personal finance situation The role of dividends in growth and withdrawal assumptions Expectations vs reality on a life of financial independence Our experience with health insurance with...

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Facing the Rest of the World with a Nontraditional Lifestyle

Clipping Chains Podcast - January 08, 2024 07:00 - 16 minutes ★★★★★ - 60 ratings
When I left my corporate career in early 2020, I didn’t fully understand the ways that I would, in later years, slowly become decoupled and desynchronized from a society that values hustle, status, and self-worth generated to a large degree around our career titles. You’ll read the same thing re...

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"The Rewards of Being in One Place for a While" (Meghan Walker and Callan Cooper)

Clipping Chains Podcast - December 26, 2023 07:00 - 1 hour ★★★★★ - 60 ratings
By popular demand, I’ve decided to extend a travel series centered around the topic of building community or maintaining our need for social interactions when away from home. Community building is especially complicated when abroad, where cultures and languages vary considerably from our own. My...

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Tyler Karow: The Tiny Future of Affordable Housing

Clipping Chains Podcast - December 04, 2023 07:00 - 1 hour ★★★★★ - 60 ratings
I’m a little unsure of the best way to frame this introduction. In some ways, this is a story of embracing climbing for all the right reasons. Pursuit of technical mastery and love for the outdoors over the gamification of grades and emphasis on physical training. On the other hand, this is also...

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The Social Dilemma of Extended Travel (Jeff, A Way to FI)

Clipping Chains Podcast - November 20, 2023 07:00 - 1 hour ★★★★★ - 60 ratings
In October I published a mini episode on my thought processes on the pros and cons of extended travel abroad. Many of you left comments or emailed me your thoughts, and I’m so thankful for your input. You’ve all given me plenty to consider. One of the most insightful emails came from Jeff of awa...

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Uncertainty Is Forever (And That's Good News)

Clipping Chains Podcast - November 06, 2023 07:00 - 16 minutes ★★★★★ - 60 ratings
Uncertainty is a fact of life, yet we yearn for known outcomes. Every day we make decisions. Some decisions are small and inconsequential, while others are profound and life-altering. Sometimes events happen regardless of our decisions. And above it all and looming like a nervous wind is uncerta...

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James McHaffie: From Bold Climbing to Novel Writing

Clipping Chains Podcast - October 23, 2023 06:00 - 1 hour ★★★★★ - 60 ratings
James McHaffie needs no introduction, at least in the United Kingdom. His approach to bold onsight climbing, particularly free solos, is unparalleled. He’s repeated the hardest sport climb in Wales, Big Bang (9a), sent Britain’s hardest sea cliff, Dave MacLeod’s The Longhope Direct (E10 7a), and...

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Mini Episode: Is the Best Life Lived at Home?

Clipping Chains Podcast - October 16, 2023 06:00 - 13 minutes ★★★★★ - 60 ratings
Years ago, we decided to one day try living abroad for at least a year. We always loved traveling and also always felt that we never had enough time to truly experience a place beyond the superficial. I wanted to stay for a while, learn the language, and slowly morph into a new life mode. But no...

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The Problem with Bucket Lists and How to Be Happy with Less

Clipping Chains Podcast - October 02, 2023 06:00 - 27 minutes ★★★★★ - 60 ratings
It’s often said that happiness equals what you have minus (or sometimes divided by) what you want. When our wants are many, what we have is of little consequence. That is why there are hordes of unhappy millionaires and high achievers who quietly suffer (yes, suffer) under the weight of lofty an...

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Dr. Jim Dahle of the White Coat Investor on Building the Ideal Life

Clipping Chains Podcast - September 25, 2023 06:00 - 1 hour ★★★★★ - 60 ratings
Jim Dahle is the founder of the White Coat Investor, a widely consumed personal finance and investing blog and podcast specifically designed for physicians and other high-income careers. What Jim created in 2011 as a simple blog has grown into a multi-media empire that now employs fifteen people...

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The Great American Student Loan Debt with Emma Crawford

Clipping Chains Podcast - September 11, 2023 06:00 - 1 hour ★★★★★ - 60 ratings
In America, student loan debt has exploded over the last twenty years, with the average inflation-adjusted federal loan debt per student rising from under $29,000 in 2011 to nearly $40,000 in 2020. Students and their parents are paying an increasingly costly price for college education, outpacin...

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QA11: Laying It Out in Simple Terms

Clipping Chains Podcast - August 14, 2023 06:00 - 43 minutes ★★★★★ - 60 ratings
We’re back to the digital mailbag to answer your questions! For this week: How has my lifestyle evolved since achieving financial independence and how do I spend my time? Updated thoughts on money and markets Are we putting too much faith in institutions like Vanguard? Can and should life i...

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The One Time to Be Average with Dave Rosen

Clipping Chains Podcast - July 31, 2023 06:00 - 1 hour ★★★★★ - 60 ratings
Dave Rosen is a climber and ophthalmologist in his final year of residency. And Dave grew up like so many of us: broadly exposed to the importance of money and taught a thing or two about saving, but investing was a foreign concept and his lack of knowledge was a source of shame. While Dave ski...

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What Happened to Frugality?

Clipping Chains Podcast - July 17, 2023 06:00 - 21 minutes ★★★★★ - 60 ratings
Frugality is an endearing element of saving money and living the good life. But interestingly, the recent discourse in personal finance circles has seemingly shifted to embrace spending over saving. What is going on, how did this happen, and why should we care?   Support this project: Buy Me a...

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The Real Cost of Home Ownership (and a Life Update)

Clipping Chains Podcast - July 10, 2023 06:00 - 47 minutes ★★★★★ - 60 ratings
In the summer of 2020, we sold our home in Denver, Colorado. Once all the costs were tallied, we were shocked to see the return on our home ownership investment. Should we have rented instead? Today we revisit this post in light of our recent move.   Support this project: Buy Me a Coffee Get ...

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Mike Piper: Down To The Essence Of Smart Money Management

Clipping Chains Podcast - June 12, 2023 06:00 - 1 hour ★★★★★ - 60 ratings
Mike Piper is a CPA and the creator of the Oblivious Investor blog, where he teaches a philosophy of simple and low-maintenance investing. Mike’s simple philosophy distills down to three primary principles: Diversify your portfolio Minimize costs (commissions, fees, mutual fund expenses, taxe...

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Healthcare planning = retirement planning

Hack Your Wealth - June 06, 2023 08:00 - 1 hour ★★★★★ - 20 ratings
#95: The biggest concern many would-be retirees have, at least in the US, is the cost of healthcare. Not only is healthcare more expensive in the US than in every other industrialized country. There’s also no national health insurance system to control costs or standardize care quality…unless y...

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Six Important Reasons to Reconsider Early Retirement

Clipping Chains Podcast - May 29, 2023 06:00 - 26 minutes ★★★★★ - 60 ratings
I’m revisiting a post published almost exactly two years ago. At the time of writing, I’d been away from my corporate job for eighteen months. I spent six months of that time living in a tiny A-frame camper with my wife and dog before resettling in the St. George, Utah area. I was climbing a lo...

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Jeff and Priti Wright: You Might Need a Sabbatical

Clipping Chains Podcast - May 22, 2023 06:00 - 1 hour ★★★★★ - 60 ratings
Today on episode 64 I’m excited to welcome Priti and Jeff Wright, two accomplished young professional alpinists from Seattle, WA. In 2020, Priti, a software developer, and Jeff, a mechanical engineer at Boeing, embarked on a year-long sabbatical to travel across the globe and climb alpine object...

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The Blue Dot Effect: Pessimism in a Beautiful World

Clipping Chains Podcast - May 08, 2023 06:00 - 15 minutes ★★★★★ - 60 ratings
Financial independence won’t solve life’s problems. We will never “arrive.” We will never achieve perfection. An impactful 2018 study, nicknamed the Blue Dot Effect, helps us to understand the mind’s tendency toward finding problems, even where none exist. The results have broad implications for...

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The Great Comfort of Longevity in the Stock Market

Clipping Chains Podcast - May 01, 2023 06:00 - 40 minutes ★★★★★ - 60 ratings
Since the financial crisis of 2008, two dominant views on stock market investing have emerged: Stock market investing is volatile and risky, akin to gambling. Stock market investing is reliable and free money. The Great Recession produced a decline in overall equity values in the range of 50%...

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Heather Larsen: Risk And Reward In Outdoor Careers

Clipping Chains Podcast - April 24, 2023 06:00 - 57 minutes ★★★★★ - 60 ratings
Today on episode 61 I’m pleased to welcome Heather Larsen, pro slackliner and climber and lover of southern Utah’s desert heat. What is probably less known about Heather is that, following humble beginnings, she graduated at the height of the Great Recession with a double major in finance and ec...

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What You Need to Know About Financial Advisors with Chris Mamula

Clipping Chains Podcast - April 10, 2023 06:00 - 51 minutes ★★★★★ - 60 ratings
Today on episode 60 I’m pleased to welcome back Chris Mamula, who you may recall from episode 3. Chris is a writer, author, and partner at CanIRetireYet.com, who achieved financial independence at age 41 to pursue a life centered around family and the outdoors. Beginning in early 2022, in searc...