Clipping Chains Podcast artwork

Clipping Chains Podcast

89 episodes - English - Latest episode: 2 days ago - ★★★★★ - 60 ratings

Funding the adventurous life.

Self-Improvement Education Sports Wilderness career climbing financial independence fire investing lifestyle outdoors personal finance retire early rock climbing
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Episodes

Is My Rent Too High?

April 22, 2024 06:00 - 30 minutes - 27.9 MB

In normal times, rent prices, like most everything else, slowly yet surely increase at about 2-3% per year. This is inflation. But in terms of the housing market, these aren’t normal times. In the pandemic era, as demand surged in supply-restricted markets, both sale and rent prices soared, with year-over-year inflation rates at 30% or more in some markets. To speak generally of the world of pricing, what goes up might come down. So, when I approached our landlord a few weeks back about lowe...

An Emerging Revolution in the Treatment of Chronic Pain

April 08, 2024 06:00 - 1 hour - 58.7 MB

According to the Centers for Disease Control and Prevention, chronic pain—pain lasting at or beyond three months—affected over 20% of U.S. adults, or 51.6 million people, in 2021. Symptoms were severe enough to substantially restrict daily activity for 6.9% of Americans that same year. And with chronic pain comes soaring medical costs, pharmaceutical over-reliance, and addiction.   Mounting multidisciplinary research suggests that most chronic pain is not of structural origin. In other wor...

A Therapist on Satisfaction in Sport, Life, and Love

March 28, 2024 06:00 - 1 hour - 86.8 MB

If you haven’t noticed, the concept of achievement and even competitiveness has weighed heavily on my mind as of late. A gift of the nontraditional life is the opportunity to step back and see the world around us with a degree of unusual clarity, far from the treadmill. For years I valued athletic and professional progress in ways that weren’t making my life better, but I thought they were. I searched for and implemented solutions to the wrong problems. Meanwhile, what truly mattered—mainly ...

All Work and No Play Makes You…Normal

March 18, 2024 06:00 - 16 minutes - 15.5 MB

The concept of play conjures the image of my three-year-old (and blonder) self, plastic shovel in hand, amorphous stains down the front of my pants. And certainly slobber. Lots of slobber. That three-year-old was certainly not concerned with social hierarchy or status, lacking a whiff of ambition to put the best version of himself forward. He played with a shovel in the sand because something needed to be dug and that was all that mattered. As we age (and start to exhibit bladder control) t...

Four Years of Financial Independence: The Slow Growth

February 28, 2024 07:00 - 15 minutes - 13.9 MB

For four years I’ve watched something slowly bloom. In my old life, the “before time” you might call it, I moved from task to task. If I wasn’t working, I unknowingly made a practice of turning recreational or hobbyist pursuits into something that, from an outsider’s perspective, looked an awful lot like work. Goals and accolades were everything, and the more quantifiable, the better. But the farther I’ve separated myself from this life in space and time, the more clarity I’ve gained.  Gras...

The Psychology Behind Poor Investments and Other Important Decisions

February 12, 2024 07:00 - 22 minutes - 20.7 MB

When we make important decisions, we are often not as rational or objective as we’d like to believe. The base rate fallacy is the tendency to misjudge the probability of a situation by not accounting for all relevant information. This cognitive bias affects everything from first impressions to voting preferences to broad market behavior.   Support this project: Buy Me a Coffee Subscribe to the newsletter: SUBSCRIBE ME! Show Notes and Links at Clippingchains.com

A Unique Form of Real Estate Investment in a Tough Housing Economy (with Michael Farnsworth)

January 29, 2024 07:00 - 1 hour - 93.8 MB

If you follow economic news at all, you’ve taken note of the changing conditions of the American housing economy in the last few years. First, high demand, low supply, and cheap debt fueled an extraordinary (and unhealthy) price surge. In response, the Federal Reserve ratcheted up interest rates to cool an overheated economy in the wake of pandemic-related disruptions In years prior, economic conditions supported a vast proliferation of real estate investment. Individual investors to multin...

QA12: Will A Life Of Financial Independence Meet Expectations?

January 22, 2024 07:00 - 1 hour - 67 MB

We’re back to the digital mailbag to answer your questions! For this week: An update on markets and our personal finance situation The role of dividends in growth and withdrawal assumptions Expectations vs reality on a life of financial independence Our experience with health insurance without employer-sponsored plans Real estate investing: an update on our experiences and economics as remote landlords Health insurance considerations for long-term travel Short- to medium-term savings...

Facing the Rest of the World with a Nontraditional Lifestyle

January 08, 2024 07:00 - 16 minutes - 15.1 MB

When I left my corporate career in early 2020, I didn’t fully understand the ways that I would, in later years, slowly become decoupled and desynchronized from a society that values hustle, status, and self-worth generated to a large degree around our career titles. You’ll read the same thing repeatedly on the internet: Ignore the haters, do your thing. But when I actually sit down and talk with those who are living similar lives, regardless of their financial position, I find that the tidy...

"The Rewards of Being in One Place for a While" (Meghan Walker and Callan Cooper)

December 26, 2023 07:00 - 1 hour - 84.9 MB

By popular demand, I’ve decided to extend a travel series centered around the topic of building community or maintaining our need for social interactions when away from home. Community building is especially complicated when abroad, where cultures and languages vary considerably from our own. My guests today, veteran travelers with considerable expat experiences, are perfectly suited to discuss this topic.   Meghan Walker, a previous guest who writes at awaytofi.com, spent many of her form...

Tyler Karow: The Tiny Future of Affordable Housing

December 04, 2023 07:00 - 1 hour - 87.4 MB

I’m a little unsure of the best way to frame this introduction. In some ways, this is a story of embracing climbing for all the right reasons. Pursuit of technical mastery and love for the outdoors over the gamification of grades and emphasis on physical training. On the other hand, this is also the story of early adulthood in the modern era. The narrative to pursue something like climbing full-time is strong in the outdoor world. But most I encounter eventually find that climbing alone leav...

The Social Dilemma of Extended Travel (Jeff, A Way to FI)

November 20, 2023 07:00 - 1 hour - 100 MB

In October I published a mini episode on my thought processes on the pros and cons of extended travel abroad. Many of you left comments or emailed me your thoughts, and I’m so thankful for your input. You’ve all given me plenty to consider. One of the most insightful emails came from Jeff of awaytofi.com, a previous guest on this podcast (Episode 44).  Jeff has been living abroad for over fifteen months with his wife, Rose, and as such is well-versed in discussing the impacts of extended tr...

Uncertainty Is Forever (And That's Good News)

November 06, 2023 07:00 - 16 minutes - 15 MB

Uncertainty is a fact of life, yet we yearn for known outcomes. Every day we make decisions. Some decisions are small and inconsequential, while others are profound and life-altering. Sometimes events happen regardless of our decisions. And above it all and looming like a nervous wind is uncertainty. Uncertainty is forever. But those who learn to sit with and embrace uncertainty are resilient and innovative. Those who try to fight uncertainty spend more money and live with less contentment....

James McHaffie: From Bold Climbing to Novel Writing

October 23, 2023 06:00 - 1 hour - 76.8 MB

James McHaffie needs no introduction, at least in the United Kingdom. His approach to bold onsight climbing, particularly free solos, is unparalleled. He’s repeated the hardest sport climb in Wales, Big Bang (9a), sent Britain’s hardest sea cliff, Dave MacLeod’s The Longhope Direct (E10 7a), and made the first ascent of The Meltdown, a 9a slab in the slate quarries of his home in North Wales. And now he’s written a book. But unlike many books released by elite climbers, this is not an autobi...

Mini Episode: Is the Best Life Lived at Home?

October 16, 2023 06:00 - 13 minutes - 12.6 MB

Years ago, we decided to one day try living abroad for at least a year. We always loved traveling and also always felt that we never had enough time to truly experience a place beyond the superficial. I wanted to stay for a while, learn the language, and slowly morph into a new life mode. But now I’m starting to question the wisdom of this decision. Is living abroad a bad idea?   Support this project: Buy Me a Coffee Get the FREE newsletter: SUBSCRIBE ME! Show Notes and Links at Clipping...

The Problem with Bucket Lists and How to Be Happy with Less

October 02, 2023 06:00 - 27 minutes - 25 MB

It’s often said that happiness equals what you have minus (or sometimes divided by) what you want. When our wants are many, what we have is of little consequence. That is why there are hordes of unhappy millionaires and high achievers who quietly suffer (yes, suffer) under the weight of lofty and insatiable desires and ambitions.  Western ideals place great importance on the “haves.” And despite an anecdotal feeling that my greater social circle is less materialistic, I’m less certain that ...

Dr. Jim Dahle of the White Coat Investor on Building the Ideal Life

September 25, 2023 06:00 - 1 hour - 64.5 MB

Jim Dahle is the founder of the White Coat Investor, a widely consumed personal finance and investing blog and podcast specifically designed for physicians and other high-income careers. What Jim created in 2011 as a simple blog has grown into a multi-media empire that now employs fifteen people and hosts content from a range of columnists. Jim has cut back from his full-time (plus) emergency physician career and White Coat Investor responsibilities to focus on what makes life worth living,...

The Great American Student Loan Debt with Emma Crawford

September 11, 2023 06:00 - 1 hour - 67.2 MB

In America, student loan debt has exploded over the last twenty years, with the average inflation-adjusted federal loan debt per student rising from under $29,000 in 2011 to nearly $40,000 in 2020. Students and their parents are paying an increasingly costly price for college education, outpacing growth in expected starting salaries. After more than three years, loan payments are coming due again after the expiration of a Covid-era forbearance program put in place under President Trump and ...

QA11: Laying It Out in Simple Terms

August 14, 2023 06:00 - 43 minutes - 39.5 MB

We’re back to the digital mailbag to answer your questions! For this week: How has my lifestyle evolved since achieving financial independence and how do I spend my time? Updated thoughts on money and markets Are we putting too much faith in institutions like Vanguard? Can and should life insurance policies be used for retirement savings? Tax avoidance versus accepting higher tax rates What is a Simple IRA and how does it differ from a 401(k)? Can I still do Roth conversions? Savings...

The One Time to Be Average with Dave Rosen

July 31, 2023 06:00 - 1 hour - 74.3 MB

Dave Rosen is a climber and ophthalmologist in his final year of residency. And Dave grew up like so many of us: broadly exposed to the importance of money and taught a thing or two about saving, but investing was a foreign concept and his lack of knowledge was a source of shame. While Dave skimmed over it, he’s no slouch as a climber. He has bagged a pile of double-digit boulder problems up to V12, sent 5.13c, and developed numerous boulder problems, particularly in the South Mountain area...

What Happened to Frugality?

July 17, 2023 06:00 - 21 minutes - 19.7 MB

Frugality is an endearing element of saving money and living the good life. But interestingly, the recent discourse in personal finance circles has seemingly shifted to embrace spending over saving. What is going on, how did this happen, and why should we care?   Support this project: Buy Me a Coffee Get the newsletter: SUBSCRIBE ME! Show Notes and Links at Clippingchains.com

The Real Cost of Home Ownership (and a Life Update)

July 10, 2023 06:00 - 47 minutes - 43 MB

In the summer of 2020, we sold our home in Denver, Colorado. Once all the costs were tallied, we were shocked to see the return on our home ownership investment. Should we have rented instead? Today we revisit this post in light of our recent move.   Support this project: Buy Me a Coffee Get the newsletter: SUBSCRIBE ME! Show Notes and Links at Clippingchains.com

Mike Piper: Down To The Essence Of Smart Money Management

June 12, 2023 06:00 - 1 hour - 78.5 MB

Mike Piper is a CPA and the creator of the Oblivious Investor blog, where he teaches a philosophy of simple and low-maintenance investing. Mike’s simple philosophy distills down to three primary principles: Diversify your portfolio Minimize costs (commissions, fees, mutual fund expenses, taxes) Ignore the noise. Mike began his career as a CPA before realizing he could support himself by writing books. Surprisingly, he left his secure job during the 2008 financial crisis. He has gone on ...

Six Important Reasons to Reconsider Early Retirement

May 29, 2023 06:00 - 26 minutes - 24.1 MB

I’m revisiting a post published almost exactly two years ago. At the time of writing, I’d been away from my corporate job for eighteen months. I spent six months of that time living in a tiny A-frame camper with my wife and dog before resettling in the St. George, Utah area. I was climbing a lot and working on this website, but I can now comfortably admit that I was in a bit of a low spot in terms of overall life satisfaction. The issue was one of expectations. In other words, I expected to...

Jeff and Priti Wright: You Might Need a Sabbatical

May 22, 2023 06:00 - 1 hour - 101 MB

Today on episode 64 I’m excited to welcome Priti and Jeff Wright, two accomplished young professional alpinists from Seattle, WA. In 2020, Priti, a software developer, and Jeff, a mechanical engineer at Boeing, embarked on a year-long sabbatical to travel across the globe and climb alpine objectives in Patagonia, France, and Pakistan, finishing by the beach in Hawaii. The trip was wildly successful, even amid the raging pandemic, including ascents of the Cerro Torre, the six classic North F...

The Blue Dot Effect: Pessimism in a Beautiful World

May 08, 2023 06:00 - 15 minutes - 14.3 MB

Financial independence won’t solve life’s problems. We will never “arrive.” We will never achieve perfection. An impactful 2018 study, nicknamed the Blue Dot Effect, helps us to understand the mind’s tendency toward finding problems, even where none exist. The results have broad implications for individuals and members of a progressing society.   Support this project: Buy Me a Coffee Get the newsletter: SUBSCRIBE ME! Show Notes and Links at Clippingchains.com

The Great Comfort of Longevity in the Stock Market

May 01, 2023 06:00 - 40 minutes - 36.9 MB

Since the financial crisis of 2008, two dominant views on stock market investing have emerged: Stock market investing is volatile and risky, akin to gambling. Stock market investing is reliable and free money. The Great Recession produced a decline in overall equity values in the range of 50%+ from 2007 to early 2009. The event created a lasting and widespread change in mindsets around personal finance, even what it means to be securely middle class. However, for those that stayed the cou...

Heather Larsen: Risk And Reward In Outdoor Careers

April 24, 2023 06:00 - 57 minutes - 52.3 MB

Today on episode 61 I’m pleased to welcome Heather Larsen, pro slackliner and climber and lover of southern Utah’s desert heat. What is probably less known about Heather is that, following humble beginnings, she graduated at the height of the Great Recession with a double major in finance and economics. In the intervening years, she struggled greatly to find work in her field, even competing for bank teller jobs with 20-year finance veterans. Out west she found work in seasonal park service...

What You Need to Know About Financial Advisors with Chris Mamula

April 10, 2023 06:00 - 51 minutes - 47.1 MB

Today on episode 60 I’m pleased to welcome back Chris Mamula, who you may recall from episode 3. Chris is a writer, author, and partner at CanIRetireYet.com, who achieved financial independence at age 41 to pursue a life centered around family and the outdoors. Beginning in early 2022, in search of a new challenge, Chris completed the education and exam necessary to become a Certified Financial Planner (CFP). Two questions emerge from this development: Why would someone who theoretically d...

Brent Barghahn: Real Estate Investing and the Future of Home Ownership

March 27, 2023 06:00 - 1 hour - 72.7 MB

Today on episode 59 I’m pleased to host Brent Barghahn, a 29-year-old elite climber who used real estate investment as a way to effectively “retire” from his career as an engineer in the outdoor industry in his late twenties. Brent and I discussed a fascinating reality on the idea of dream jobs, the growing trend of short-duration careers (and what that means for society), and of course many details on Brent’s path to financial strength and community building through his preferred method of...

QA10: Bear Markets and Bank Failures

March 20, 2023 06:00 - 37 minutes - 34.5 MB

We’re back to the digital mailbag to answer your questions! For this week: Are new investors part of an “unlucky cohort” that won’t achieve financial independence in the often-cited timelines? Is it worth it to hire a tax professional? And if so, how should I find one? Can you help me understand all these confusing public sector retirement accounts? Should I do a Roth conversion now or just make a contribution to a Roth IRA? Thoughts on the recent bank runs and instability in financial...

Lean Out: The Achievement Paradox with Dawn Baker

March 06, 2023 07:00 - 1 hour - 91.4 MB

Today on episode 57 I’m pleased to welcome Dawn Baker, a board-certified anesthesiologist, wife, mother, climber, coach, and now the author of a new book about the perils of, as she puts it, an intense need to achieve. And Dawn has walked the walk. After years of hard-driving pursuit of linear improvement in both career and climbing, she suffered crushing fatigue and malaise, and ultimately faced a major health crisis during her residency. If that wasn’t enough, she was then plagued with inf...

Five Lessons from Three Years of Financial Independence

February 27, 2023 07:00 - 25 minutes - 23.4 MB

One evening, circa 2011, I sat over dinner with my future wife in our small and sweaty Houston, TX rented bungalow. I was and still am an occasional cheap bastard, so the air conditioning was almost certainly set to engage on an “as-needed” basis, far from anything resembling comfort. The concept of financial independence wasn’t on the radar. During downtime at work—I told you I was distracted—I was scouring numerous free WordPress blogs documenting the travels of zealous climbing dirtbags....

Darrow Kirkpatrick: Beyond Doubt on the Colorado Trail

February 20, 2023 07:00 - 1 hour - 71.5 MB

Today on episode 55 I’m honored to welcome Darrow Kirkpatrick, former engineer, climber, investor, author, and the creator of the popular blog CanIRetireYet.com. Darrow began serious saving and investing in his mid-30s and retired at age 50 in 2011 from a career in software engineering. In this wide-ranging interview, we explore why Darrow stepped away from personal finance writing after creating a popular blog, his adventures on the Colorado Trail and the inspiration for a memoir, and the ...

The Power of the Four-Hour Work Day (even in retirement)

February 06, 2023 07:00 - 36 minutes - 33.5 MB

We live in a distracted world where depth of investigation is discouraged. Despite increases in scientific spending, the number of publications, or the amount of PhDs being rewarded, major discoveries in science and engineering have declined significantly in recent decades. The new-music market is shrinking, and old hits are dominating. We are working more days and longer hours, but US productivity growth is way down. A society that produces meaningful output is a healthy society, but meanin...

Lee Cujes: No Free Lunch on the Life We Really Want

January 30, 2023 07:00 - 2 hours - 111 MB

Today on episode 53 I’m pleased to welcome back Lee Cujes, this time as a podcast guest. Some of you may recall the written interview with Lee back in late 2020. Lee is an elite Australian climber and route developer, with multiple 5.13+ and 5.14 first ascents to his name. But most importantly as it relates to this platform, Lee has managed to climb and develop routes continuously while carving a unique career niche and embracing a long-term investing strategy, an approach that provides the ...

The Great Transition of the US Housing Market

January 16, 2023 07:00 - 39 minutes - 36.5 MB

Today I’m going to take a deeper look at a topic I know is near and dear to so many of you: the housing market. And we’re going to take a particular look at home ownership. Without a doubt, the housing market has been a wild and arguably unpredictable roller coaster ride since the pandemic began. At the core, the issue is fundamental: a mismatch of supply and demand. In large part, the seed for this supply and demand mis-match was planted approximately twenty years ago, during the run-up to ...

Joy and Tyler Black on Career, Money Mindsets, and Parenting

January 02, 2023 07:00 - 1 hour - 94.5 MB

Joy and Tyler shared a common early interest: debt. With a focus on paying down this debt, Joy was able to leave an unfulfilling desk job and begin her work as a coach, relying on Tyler’s steady income as a biologist to cover their life’s expenses. As Joy’s business grew, they were able to shift focus from debt paydown to pursuing financial independence. But along the way, Joy has managed the inevitable bumps in the road of solo entrepreneurship, including crushing hours, demanding tasks ou...

Key Pillars of the Meaningful Life

December 26, 2022 07:00 - 16 minutes - 14.7 MB

Thinkers and philosophers of ancient times sorted out much in the way of living a meaningful and purposeful life. But after thousands of years of progress, material growth, and convenience, we largely fail to find meaning in our modern lives. Today we examine the philosophy of eudaimonia and how we can truly develop our sense of meaning and purpose.

QA9: What Is the Point of Financial Optimization?

December 19, 2022 07:00 - 1 hour - 66.2 MB

We’re back to the digital mailbag to answer your questions! For this week: Hot Seat Questions: My favorite blogs, podcasts, articles, and books. Musings on my biggest financial mistakes and the advice I’d give my younger self. How do my wife and I keep meaning and purpose in our lives without traditional careers? To sell or not to sell a home that was purchased in 2021 How to sell investments and minimize taxes The proper hierarchy of investment accounts Roth vs Traditional 401(k): Wh...

The Anticipation Of The Thing Is Greater Than The Thing

December 12, 2022 07:00 - 17 minutes - 15.6 MB

We are prone to believing that outcomes will have stronger emotional impacts on us than they often do. This state of expectation, or impact bias, highlights why anticipation of an event is a much more palpable emotion than the event itself. The impact bias can lead to behaviors that make us less content despite our best efforts for happiness. Let’s learn more about how to recognize this bias and make better decisions for our future.   Support this project: Buy Me a Coffee Get the newslet...

It’s Not All Hard Luck with Shay Skinner

October 31, 2022 06:00 - 1 hour - 90 MB

Today’s guest on episode 47 is Shay Skinner. Shay came to me with a question for a Q&A episode that I felt was far too intriguing to address in short form. What I’ve found in four years of running this platform is that it’s often easy to find yourself preaching to the choir, in a sense. Perhaps folks are new to some of these methods, but below the surface, most who are successful in their pursuit of financial independence come with some solid ground work already in place. At the foundation i...

Can The 4% Rule Actually Work For Early Retirement?

October 17, 2022 06:00 - 45 minutes - 41.2 MB

The 4% rule suggests that a retiree who withdraws no more than 4% of their portfolio each year could have provided for a 30-year retirement window during most historical retirement windows. And that is true! The problem is that the FIRE community, however, perpetuates at least two misconceptions when discussing the 4% rule. Today, we address those common misconceptions about utilizing investment income. And, most importantly, we discuss how to use a flexible withdrawal strategy to weather be...

QA8: What If We Run Out of Water?

October 03, 2022 06:00 - 58 minutes - 53.8 MB

We’re back to the digital mailbag to answer your questions! For this week: Thoughts on the bear market Getting invested with a Health Savings Account Paying for education with retirement accounts My philosophy on rest from climbing How to develop financial mentorship in the climbing community Travel and rescue insurance ideas Determining a cost-effective approach to climbing destinations Should I open an IRA if my employer doesn’t offer a 401(k) match? How to not get wrecked moving...

Earning to Buy Time with Meghan and Jeff (A Way to FI)

September 19, 2022 06:00 - 1 hour - 96.8 MB

Today’s guests on episode 44 are Meghan and Jeff, two Colorado climbers who are at very different positions on the spectrum of financial independence. Jeff achieved financial independence along with his wife, Rose, over four years ago. Meghan, along with her husband, were inspired to get serious about their personal finances after meeting and learning from Jeff and Rose. Jeff and Meghan now write about their experiences and learnings at awaytofi.com.   Today we discuss their different orig...

Chris Weidner: Something More to the Story

September 05, 2022 06:00 - 1 hour - 90.3 MB

Today on episode 43 I’m happy to have Chris Weidner, a long-time Colorado Front Range local, writer, husband, and father. This conversation is special to me for unexpected reasons. I hoped to interview Chris about his career as a writer, but what emerged was something far more interesting, and admittedly, brave on Chris’s part as it relates to career and finances. Chris is shockingly frank in many aspects of this conversation in ways I couldn’t have imagined. I really thank him for that, and...

Ashley Green: How to Create Enjoyable Business Success at Age 27

August 15, 2022 06:00 - 1 hour - 75.7 MB

Today on episode 42 I’m very pleased to host this enjoyable conversation with entrepreneur and climber Ashley Green of Climb On Equipment, a climbing specialty retailer in Squamish, BC. Today we discuss how Ashley, at age 27 and with hardly a loonie to her name, came to own this business and turn it in to the thriving pillar of the community that it is today. We dive deep into the mechanics of funding this endeavor, maintaining a work/life balance of a serious climber and prospective mother...

Back (Pain) in the Saddle Again

August 08, 2022 06:00 - 10 minutes - 9.52 MB

I’ve been slack on writing, which is generally a reliable indicator of an overly stressed life. That busyness came to a screeching halt early last week. Five minutes before my partner—let's call him Bob—arrived to pick me up for the new-school classic Spirit of Squamish (5.8, 8 pitches), everything changed.  At the strike of 6am, just as the sun began to crest over the lush coastal mountains, I bent over to pick up a 1-pound water bottle and felt a lightning bolt of pain in my lower spine. ...

QA7: Financial Freedom Fast-Tracks and Climbing Plateau Busters

August 01, 2022 06:00 - 1 hour - 56.6 MB

We’re back to the digital mailbag to answer your questions! For this week: Does the 401(k) max include employer contributions? Should I invest in my 401(k) or pay down my mortgage early? What about Fidelity’s zero expense ratio fund, VZROX? Investing tips for a Health Savings Account Do you write off business expenses for Clipping Chains? How and when do you pay yourself from investments? Winter climbing in St. George, Utah Big life expenses and expectations when pursuing financial ...

Peter Beal: Can You Afford to Be Sponsored?

July 05, 2022 06:00 - 1 hour - 77 MB

Today on episode 39 I’m pleased to welcome long-time climber and Front Range local Peter Beal. Peter, at age 58, has been climbing for over 45 years, with notable achievements including multiple 5.14 first ascents and bagging V12 in his late forties!   But Peter is also known for his critical takes on the culture of outdoor life. Today we discuss some of the realities of meaningful work, family life, and the potential opportunity costs of a life of adventure.   Topics Discussed with Peter ...

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