Why Not Mint Money artwork

Why Not Mint Money

854 episodes - English - Latest episode: 6 days ago -

Discover the Why Not Mint Money podcast for financial success. From savvy money-making strategies to expert tips on maximizing your savings, we've got you covered. Join us on this journey to unlock your financial potential.

This is a Mint production, brought to you by HT smartcast.

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Episodes

Why rental growth of top cities has gone down

June 20, 2024 07:29 - 10 minutes - 9.51 MB

Growth of residential rentals has gone down in Q2 of 2024 in top cities, according to ANAROCK Group. In this episode of Why Not Mint Money, we are joined by Prashant Thakur, regional director & head – of research, ANAROCK Group, on what has led to this slowdown and it is expected to continue.

Should you create a will or a trust?

June 10, 2024 12:25 - 34 minutes - 31.3 MB

We fulfill our responsibilities for our loved ones while we are living. What if something happens to us? Our duty is to create a well-organized will so that our wealth can be easily passed on to our family members. Pritika Kumar, co-founder of a legal platform, No Grey, and WhyNotMintMoney host Aprajita Sharma discuss the same in this episode.

Want to work abroad? Know lesser known unfair rules in the UK, US

May 24, 2024 05:27 - 9 minutes - 8.84 MB

Indians working abroad and foreign nationals working in India get different treatment when it comes to contributing to social security schemes and withdrawing from it. The Karnataka High Court ruling has made the matter worse. Tune in to this episode of WhyNotMintMoney to understand all about it from our host Aprajita Sharma.

How To Identify Red Flags In Financial Advisors

May 21, 2024 10:59 - 26 minutes - 23.9 MB

Navigating the vast ocean of more than 1500 mutual fund schemes is no easy task, and it's certainly not everyone's cup of tea. That's why many turn to investment advisors for guidance. However, choosing the right advisor is crucial because a bad investment advisor can lead to disastrous financial consequences. In this episode, we'll delve into the telltale signs of a bad investment advisor. How do you spot one? What red flags should you be aware of? And most importantly, how can you protect ...

Can clubs, trusts, societies invest in equities?

May 17, 2024 05:27 - 24 minutes - 22.3 MB

Are you part of a club where you pay membership fee? Do you pay maintenance charges of a housing society where you live? Collectively, it is a lot of money. Did you ever wonder how is this money used or managed? People managing funds for such institutions are under wrong impression that they cannot invest in anything beyond FDs. But even equities are allowed. Catch Pritika Kumar, co-founder of a Gurgaon-based legal platform, No Grey, to explain various investment options as per legal structu...

Should you invest in gold now?

May 16, 2024 10:45 - 12 minutes - 11.5 MB

Gold prices tend to do well when stock markets are volatile, as is the case right now. Gold prices have also seen steady growth in last one year. But where is gold headed from hereon and should you add the precious metal to your portfolio? In today's episode of Why Not Mint Money, we are joined by Vikram Dhawan, fund manager, Nippon India Mutual Fund, to answer these questions.

Mistakes NRIs are making when selling property in India

May 15, 2024 05:44 - 14 minutes - 12.9 MB

Mint's Shipra explains why the India tax department is sending out a flurry of tax notices to NRIs who have sold property in India. Join Shipra as she navigates the complexities of tax compliance, offering insights and implications for NRIs caught in the crossfire.

Asset Allocation with Finnovate's Nehal Mota

May 13, 2024 05:57 - 36 minutes - 33.3 MB

What is asset allocation? In this episode, Nehal Mota, a seasoned financial advisor, discusses the fundamentals of asset allocation. She explains its importance in investment planning, the impact of risk tolerance on decision-making. Nehal outlines key asset classes, advises on portfolio diversification, and explains how allocation strategies vary with life stages. She also shares the importance of regular review and rebalancing, common misconceptions, shares case studies, and advice for b...

How a mom entrepreneur taught money lessons to her daughter

May 10, 2024 04:23 - 30 minutes - 28.4 MB

In this special episode, host Aprajita sits down with Shilla Shree, the founder of Search Partners, an executive search consultancy firm, to discuss how a mom entrepreneur taught money lessons to her daughter. Shilla shares practical advice for single mothers, drawing from her own experiences in teaching her child financial responsibility, budgeting, and the value of money. Tune in for a candid and empowering discussion that offers valuable insights for single mothers and anyone looking to ra...

Don't let fear of missing out or FOMO fool you

May 08, 2024 08:59 - 16 minutes - 15 MB

Often when a particular asset class has seen a large price appreciation, investors get FOMO. However such FOMO can lead to poor investment decisions as the asset valuations are usually at their peak when FOMO kicks in. Any small issue in the asset can lead to huge correction as investors expecting best-case scenarios, start to panic sell. In today's episode of Why Not Mint Money, we are joined by Tarun Birani, founder of TBNG Capital Advisors to talk more about this.

Is the Rs.10,000 bond ticket size good for investors?

May 06, 2024 18:07 - 22 minutes - 20.5 MB

Mint's Sashind invites Ajinkya from Wint Wealth to understand the bond market dynamics for retail investors if the ticket size of privately listed bond is brought down to Rs.10,000, from Rs.1 lakh.

Costs of borrowing funds from brokers to buy shares

May 06, 2024 09:12 - 11 minutes - 10.4 MB

Your broker can lend you some money if you want to buy shares but don't have adequate balance in your broking account. But these funds come at a certain interest rate. In today's episode of Why Not Mint Money, we talk with Jay Prakash Gupta, founder of Dhan, about what is margin trading facility.

How a health regulator can solve your claims trouble

May 01, 2024 06:59 - 26 minutes - 24.2 MB

Insurance companies and hospitals are mostly at loggerheads when it comes to claims settlement. While insurance companies are regulated by IRDAI, healthcare industry is unregulated. The government is rightfully mulling over having a health regulator. Dr. S Prakash, CEO/MD Designate at Galaxy Health and Allied Insurance, joined Aprajita Sharma in this episode to shed light on the same.

Are High-Yield Alternatives Worth It?

April 30, 2024 13:13 - 27 minutes - 24.8 MB

Mint's Sashind invites Yash Roongta who runs the popular blog 'Alt Investor' to detour the risk and the rewards equation in the alternative investments space.

When Quality Meets Momentum: Insights from Mirae's Siddharth Srivastava

April 26, 2024 13:18 - 28 minutes - 25.8 MB

Description: In this insightful podcast episode with Siddharth Srivastava, the ETF head at Mirae Asset Mutual Fund, we have discussed the Nifty SmallCap 250 Momentum Quality 100 Index/ETF. Siddharth shares his views on how this unique index is curated, its performance history, and the advantages it offers to investors. Discover some interesting details of investing in these ETFs, how they can enhance your portfolio.

Paid-up, loan or assignment: Options beyond surrender in a life insurance policy

April 24, 2024 11:56 - 23 minutes - 21.3 MB

The awareness around term insurance plans is growing which is the best product to protect your family in case something happens to you. However, most people are stuck in traditional insurance plans that neither give you enough life cover nor attractive returns. What to do if you want to get rid of such policies? Satprem Mohanty, co-founder of ValuEnable simplifies it for you.

Nuts and bolts of health insurance with Go digit's Tanya Marwah

April 19, 2024 05:35 - 45 minutes - 41.5 MB

Ever felt lost in the maze of health insurance? Join this conversation with Mint's Anil Poste and Tanya Marwah, Head of Marketing at Go Digit, as she simplifies the complexities, making health insurance easy to understand and navigate. In this episode, Tanya shares invaluable insights on choosing the right health insurance, reducing claim rejections, and overcoming psychological barriers to online purchases. Discover how technology is revolutionizing the sector and get a glimpse into the fut...

Stock market correction amid Iran-Israel tensions: What should you do?

April 17, 2024 10:52 - 14 minutes - 13.2 MB

Stock markets are seeing sharp correction amid growing tensions between Iran and Israel. In today's episode of Why Not Mint Money, we are joined by Vijay Kuppa, CEO InCred Money, to tell us how investors can navigate through these bouts of market volatility.

The easy way to pick between the new and old tax schemes

April 15, 2024 13:37 - 20 minutes - 19.1 MB

Mint's Shipra speaks to Nitesh Buddhadev, founder, Nimit Consultancy about the easy steps of choosing the right tax scheme to save maximum tax. He advises understanding your finances, comparing old and new schemes, and planning ahead. Buddhadev stresses using technology and seeking professional help for clarity. By knowing your income sources and goals, and grasping tax rules, you can make informed decisions. Tune in for more

The curious case of 'non-bankable cheque' and EoI scam in real estate

April 15, 2024 04:53 - 8 minutes - 7.75 MB

Big developers have been promoting upcoming projects slyly before they receive the RERA registration number. They ask people to share an 'expression of interest' to drive demand while gullible homebuyers fall for it even as the RERA Act prohibits any kind of promotion or advertisement until the project is launched. Aprajita Sharma of Mint Money shares details in this episode of the Why Not Mint Money podcast.

Market Mood with Vijay Kedia

April 13, 2024 07:04 - 11 minutes - 10.4 MB

Ace Investor Vijay Kedia tells us what he thinks about the small and mid-cap valuations, whether investors should touch the hot SME IPO market, how much steam is left in the PSU rally, and his advice to upcoming future & options traders.

Emergency fund: How and why of it

April 10, 2024 15:17 - 13 minutes - 12.7 MB

In today's day and age, you can suddenly be in a financial crisis with the loss of a job or a health emergency. Hence, it is important to build an emergency corpus and be prepared. In today's episode of Why Not Mint Money, we are in conversation with Avinash Luthria, a registered investment advisor, on how individuals can build up an emergency corpus. Tune in for more.

Investor's guide: Momentum Investing with Capitalmind's Anoop Vijaykumar

April 08, 2024 05:40 - 25 minutes - 23.7 MB

What is momentum investing? Join is interesting conversation with Mint's Anil Poste and Anoop Vijaykumar, Fund Manager and Head of Research at Capitalmind. Anoop shares insights into what sets momentum investing apart, the key factors in identifying momentum stocks, and how to manage risk in this strategy. He also discusses successful momentum investing stories. Whether you want build your own momentum portfolio or looking for products that follows momentum strategy., this conversation offers...

Investment lessons from WhiteOak India CEO

April 05, 2024 12:51 - 50 minutes - 46.7 MB

Sashind Ningthoukhongjam delves into an intriguing dialogue with Ashish Somaiyaa, Chief Executive of WhiteOak India AMC, exploring his investment philosophy, methods for team member selection, and invaluable lessons gleaned from CEOs he's collaborated with throughout his career.

IRDAI junks surrender value proposals: What it means for you

April 04, 2024 08:28 - 29 minutes - 26.8 MB

Should you get higher surrender value if you breach your life insurance contract midway? Sumit Ramani, Actuary and Co-founder, ProtectMeWell.com disagrees. A better way out is to link the distribution commission with the persistency so that distributors sell it to only those serious about holding the policy till maturity, he says. In a conversation with Aprajita Sharma of Mint Money, he decodes all of it.

How you can guard against insurance mis-selling

April 03, 2024 06:39 - 11 minutes - 10.6 MB

Mis-selling of insurance products has become a serious issue in the insurance industry. In today's episode of Why Not Mint Money, we are joined by Abhishek Bondia, principal officer and managing director of SecureNow, on how consumers can guard against insurance mis-selling.

With ELSS gone, which last-minute tax saving options are left

March 30, 2024 05:47 - 23 minutes - 21.6 MB

Mint's Shipra speaks to Sambhav Daga, a chartered accountant, about the last-minute tax saving options left before 31 March deadline

What to do if your home loan interest rate is over 9%

March 26, 2024 11:06 - 19 minutes - 17.9 MB

Mint's Shipra speaks to Adhil Shetty, CEO, Bankbazaar about what homeowners with sticky rates can do. In this episode, they explore actionable strategies for homeowners facing this challenge, shedding light on potential solutions and practical steps to navigate the situation effectively. Tune in for more.

Why women should plan their finances?

March 25, 2024 13:12 - 15 minutes - 14 MB

In today's episode with Mint's Anil Poste, We have discussed the importance women's financial management with Sonam Srivastava, Founder of Wright Research. Why women should plan their finances and how can they start. Sonam shares some practical strategies and insights to overcome common financial challenges. Tune in to this interesting conversation gain valuable tips on investing, preparing for emergencies, and making financial decisions with confidence

Inheritance laws that women must know

March 21, 2024 12:10 - 8 minutes - 7.55 MB

Do you know that the wife doesn't inherit 100% of her husband's wealth if something happens to him? It gets distributed equally among class-I heirs of the husband. In case a married woman passes away, her assets go to her in-laws before her own parents. Know more such inheritance laws in this podcast.

How Quant MF's founder manages his own finances

March 20, 2024 10:04 - 34 minutes - 31.2 MB

In today's episode of Why Not Mint Money, we quiz Sandeep Tandon, chief executive officer and chief investment officer of Quant Mutual Fund, on how he manages his own investments and finances.

Wealth Trends and challenges

March 18, 2024 12:46 - 32 minutes - 29.6 MB

In this podcast Mint' Anil Poste and Rahul Jain who heads Nuvama Wealth discuss some trends and the challenges HNIs face today and the possible solutions. Join this conversation to understand the strategies, challenges, and successes that define their journey towards financial prosperity.

Going to study abroad? Check out health insurance

March 14, 2024 08:37 - 7 minutes - 6.82 MB

Insurance is not a priority when you are planning to go study abroad. Most people choose what universities are offering. But, Indian insurance companies also offer overseas student travel plans that not only cover the hospitalization cost but also offer non-medical benefits. Tune in to know more.

A product manager who bought car with his credit card, saved 8%

March 13, 2024 12:33 - 17 minutes - 15.7 MB

Mint's Shipra speaks to Ranchi-based Nishant Gaurav about the benefits and pitfalls of buying a car with credit cards

How India's top fund manager manages his own investments

March 12, 2024 08:50 - 16 minutes - 15 MB

Rajeev Thakkar, chief investment officer of PPFAS Mutual Fund is one of the most well-known fund managers in India. He oversees around ₹60,000 crore worth of investor assets as the CIO. In today's episode of Why Not Mint Money, we quiz him on how he manages his investments

Five easy money lessons

March 11, 2024 03:59 - 35 minutes - 32.4 MB

Mint's Sashind Ningthoukhongjam talks to Vivek Kaul, author of Bad Money, about five money lessons he's picked up by reading Morgan Housel's books and blogs. Housel is the author of the bestselling book 'Psychology of Money'

Should you invest in bonds now? - Debt Funds Vs Bonds

March 09, 2024 08:53 - 23 minutes - 21.9 MB

What is the buzz around the bonds? Dive into the world of corporate bonds to find out what's happening in today's WNMM podcast with the Mint's Anil Poste with Mr. Mukesh Kochar, National Head, AUM Capital Markets Pvt Ltd. as he reveals the secrets behind their soaring demand and the future of retail investor involvement. From tax benefits to asset allocation, this podcast covers everything you need to know about investing in bonds. Don't miss out on this insightful discussion!

Mother-daughter duo on their financial bonding

March 07, 2024 14:33 - 33 minutes - 30.3 MB

Around International Women's Day every year, we discuss a lot about women's empowerment. But the real discussion should be around women's financial empowerment. Join us in this exciting episode to hear a mother-daughter duo talk about their financial journey. Tune in for more.

Retirement Planning Tips For Women

March 06, 2024 10:01 - 20 minutes - 18.7 MB

Mint's Shipra speaks to Anu Jain, President, Equity Advisory, NDPMS, 360 ONE Wealth to discuss how women can effectively plan for retirement.

How do RIA fintech apps work?

March 06, 2024 05:43 - 29 minutes - 26.6 MB

Mint's Sashind Ningthoukhongjam talks to Vivek Banka, Co-founder of Goal teller, an RIA fintech platform on how it's different from biggies like Groww, Zerodha, and PayTm Money and for whom is it suitable for.

Wealthy India! Why the rich are getting richer

March 01, 2024 06:55 - 25 minutes - 23.6 MB

Luxury catches attention, especially in a country where income disparity is a fundamental problem. Why do rich people keep getting richer? What do they do differently? Where do they invest? In this podcast, Nitin Jain, Chairman, Neo Group brings forth interesting insights from the world of riches.

Financial planning tips for women

February 28, 2024 05:35 - 15 minutes - 14.6 MB

Financial planning is important for everyone, whether it is women or men. Still, women investors account for just a fifth of mutual fund investors in India. With Women's Day around the corner, we are joined by Kavitha Menon, founder of Probitus Wealth, to discuss how women can invest their money and plan their finances in a disciplined manner.

How NRIs can save tax on MFs?

February 27, 2024 05:31 - 28 minutes - 26.3 MB

Mint's Sashind Ningthoukhongjam talks to Harshal Bhuta, partner at P.R. Bhuta & Co. to understand how NRIs of some countries can avail tax benefits on MF invetments under the double tax avoidance agreement.

The Investment Hot Seat | Top investment options for college students

February 22, 2024 09:25 - 31 minutes - 28.9 MB

Investing as a college student can be a great way to build wealth over time, but it's important to approach it with caution and a long-term perspective. Before diving into the investment tips, it's crucial to recognize the unique financial position of college students. To learn more about the early benefits of investments, the 5 best mutual funds to consider, and mistakes to avoid in your early 20s, tune in to our latest episode. Our guest, Aprajita Sharma, a senior correspondent, will discus...

What is driving interest in multi-asset funds?

February 21, 2024 05:32 - 20 minutes - 18.5 MB

Amid an uncertain environment in equity markets, mutual funds are looking to offer low-risk options to investors. Several fund houses are launching multi-asset funds, which diversify across different asset classes to reduce single asset-class risk. In today's episode, we are joined by Anthony Heredia, MD and CEO of Mahindra Manulife Mutual Fund, to decode what investors can expect from the different multi-asset funds that are operating in the industry.

What Gold ETF's - The best way to invest in Gold.

February 20, 2024 05:39 - 4 minutes - 3.94 MB

In this episode, we explore the of Gold Exchange-Traded Funds (ETFs), offering a convenient and secure way to invest in gold without the need for physical ownership. Discover the benefits, historical importance, and unique relationship of gold with other asset classes.

Decode the Complexities of Finance with Siddharth Srivastava, Mirae Asset

February 19, 2024 09:40 - 26 minutes - 23.9 MB

In this episode, Siddharth Srivastava, Head of ETF Product & Fund Manager at Mirae Asset Investment Managers India Private Limited sheds some light on multi-factor investing, the unique features of small-cap 250 index, ETFs and more. They delve into some intriguing investment strategies and plans. If you're a beginner or someone who feels overwhelmed by the array of investment products and plans, then this episode is just for you. Tune in to carve out the right investment plan that will act a...

Health Insurances on EMIs: Know the pitfalls

February 16, 2024 02:59 - 20 minutes - 18.4 MB

Insurance companies and insurance distribution platforms have been promoting monthly premium payment option in health insurance. While monthly and quarterly payment options help people in managing their cash flows, financial advisers have warned of the risks involved. Nisha Sanghavi, a Mumbai-based certified financial planner having an expertise in insurance, discusses the same in this podcast with Aprajita Sharma of Mint Money.

Get all your finances in one place. Here is how

February 14, 2024 10:06 - 15 minutes - 14 MB

The Reserve Bank of India has launched the account aggregator framework, which aims to put all your finances in one place. In today's episode we are joined by Bertram D'Souza, chief executive officer of Protean Account Aggregator and the convener of AA steering committee, to talk more on this.

What is ETF Investing?

February 13, 2024 08:24 - 6 minutes - 6.27 MB

What is ETF? Discover the most easiest ways of investing, making it easy for you to grow your wealth. In this episode Anil Poste shares the everything you need to know about ETFs