Why Not Mint Money
854 episodes - English - Latest episode: 9 days ago -Discover the Why Not Mint Money podcast for financial success. From savvy money-making strategies to expert tips on maximizing your savings, we've got you covered. Join us on this journey to unlock your financial potential.
This is a Mint production, brought to you by HT smartcast.
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
Episodes
How buying a new home can save you capital gains tax on shares, mutual funds
October 13, 2023 12:20 - 22 minutes - 20.4 MBMint's Shipra speaks to Karan Batra, managing partner, Chartered Club about Section 54F and 54 of the IT Act, tune in for more
Why you should invest in your child's name
October 11, 2023 13:56 - 22 minutes - 20.9 MBHaving a child is the most beautiful thing in the world. Parents to relatives, everyone wants to secure the future of the child. In this podcast, CA Nitesh Buddhadev, founder, Nimit Consultancy shares some hacks and ideas to invest for the newborn.
How Israel-Hamas war can impact Indian investors
October 10, 2023 15:03 - 13 minutes - 12.6 MBIndian markets are once again going through a period of uncertainty after the eruption of Israel-Hamas War. In today's episode we chat with Vijay Kuppa, chief executive officer of InCred Money, on what this means for Indian investors.
Should you get the HDFC Swiggy card?
October 09, 2023 13:24 - 19 minutes - 18.2 MBMint's Sashind and Shashwat Mohanty discuss the newly launched HDFC Swiggy credit card. They go into the details and figure out what went right and what went wrong with the plastic card. Tune in to Decide if it's Your Swipe of Choice!
Why REITs remain an attractive investment option for the retail?
October 06, 2023 07:59 - 11 minutes - 10.4 MBIn this episode of "Why not Mint Money," host Akshat Rohatgi delves into the intriguing world of Real Estate Investment Trusts, or Reits. He explores how the recent shift in corporate work policies, rising interest rates, and changing market sentiments have impacted the prices and yields of Indian Reits. Discover the reasons behind Reit price corrections, the income potential they offer to investors, and why they remain an attractive investment option despite recent challenges.
Organ donation: How to gift life after death
October 04, 2023 13:00 - 5 minutes - 4.6 MBDid you know that nearly 5 lakh people are suffering from organ failure in India? Among all gifts that one can give, the gift of life is the most precious. By registering as an organ donor, you can provide hope and a second chance to those in need. Out of 16,041 total transplants in FY22, 13,338 were from living donors. There were just 941 deceased donors in the country in 2022. We need more of them. To understand why organ donation is important and how you can do it, tune in to the episode a...
Where to invest for short-term goals
October 03, 2023 12:28 - 15 minutes - 14 MBFor long-term investment goals, investing in equity is what is usually advised, but what about short-term goals. In today's episode of Why Not Mint Money, we chat with Kalpesh Ashar, founder of Full Circle Financial Planners and Advisors, on what are the short-term options you should consider for your near-term goals.
What's the best MF investing platform?
September 29, 2023 03:13 - 24 minutes - 22.6 MBMint's Sashind speaks to Ravi Saraogi, RIA and co-founder of Samasthiti Advisors, on how to make your mutual fund investments 'platform proof'
How VPF, NPS can help your retirement portfolio
September 27, 2023 16:15 - 25 minutes - 23.1 MBSalaried employees start their investment journey right after their first employer opens an EPF account for them. EPF investment alone cannot be enough. There are other investment tools such as VPF, NPS and superannuation funds that must be considered. Catch Aprajita Sharma of Mint Money in a discussion with Anurag Jain, co-founder & partner at ByTheBook Consulting LLP to hear practical aspects of retirement portfolio.
Green investing for individuals- how it works and risks
September 26, 2023 04:25 - 31 minutes - 29.3 MBMint's Akshat talks to Ritesh Ghosal, Founder & CBO, Incept green, a digisolar-invest tech- green community driven startup. They discuss how the youth as well as the retirees can build their incomes through climate conscious impact investing. They further discussed the different models incept green plans to offers investors, the risk, return and life of solar projects and why sunlight/solar could be the new gold.
Step-by-step plan to achieve FIRE
September 23, 2023 11:22 - 22 minutes - 20.8 MBMint's Shipra in a conversation with Salma Sony, an RIA lays out a comprehensive plan to save up enough for FIRE or financial independence, retire early
What are pass-through certificates and why should you have them in your debt portfolio
September 21, 2023 13:56 - 36 minutes - 33.8 MBJoin Akshat in conversation with Nikhil Aggarwal, Founder and CEO of Grip, as they discuss the intricacies of investment through Pass-Through Certificates (PTCs). Gain valuable insights into the world of securitization, risk management, and the evolving landscape of PTCs in India's financial market.
Have diabetes, hypertension? You can still get a term life cover
September 20, 2023 13:01 - 9 minutes - 8.43 MBInsurance companies are stringent when it comes to term life insurance. They seek medical tests before they onboard a customer. They can reject policy proposals in cases where a customer is suffering from a chronic disease. However, some insurance companies may consider it in cases where customers maintain a healthy lifestyle. So, even if you are a diabetic, obese, or dealing with hypertension, you may still get a pure life cover provided you are mindful of your lifestyle. Tune in to the epis...
How many mutual fund schemes you need
September 19, 2023 15:27 - 19 minutes - 18 MBSome investors have as many as 80-100 mutual fund schemes in their portfolio. But do you need so many funds? How many funds are enough for a well-diversified portfolio? In today's episode of Why Not Mint Money, we chat with Suresh Sadagopan, who is the founder of Ladder7 Wealth Advisories, on the number of funds an investor needs in his or her portfolio.
How should you allocate your assets?
September 19, 2023 02:30 - 47 minutes - 43.2 MBMint's Sashind speaks to Rahul Goel, former CEO of Equitymasters about how one should allocate their assets.
Why is the tax department sending erroneous notices?
September 15, 2023 15:35 - 18 minutes - 16.6 MBMint's Shipra speaks to Mayank Mohanka, founder of Taxaaram.com about the many instances of erroneous notices being sent this year and what should the taxpayer do
Why women are the best of borrowers
September 15, 2023 06:25 - 33 minutes - 30.3 MBMint's Akshat talks to Neha Juneja, Founder & CEO of IndiaP2P a social lending cum women focused P2P lending platform. They discuss the gaps in social lending, microfinance, the Grameen Bank model, IndiaP2P's unique physical underwriting process and why women are the greatest asset class.
How you can plan for higher education costs of your child
September 12, 2023 17:11 - 14 minutes - 13.4 MBCosts of schooling has soared in India, but higher education is even costlier. In today's costs, higher education in India can cost anywhere between ₹15 lakh-50 lakh. If your child wants to study in US, the costs could run into a couple of crores. In today's episode, we chat with Vishal Dhawan, founder of Plan Ahead Wealth Advisors, on how parents can plan for their child's higher studies.
Should you retire early?
September 11, 2023 13:38 - 22 minutes - 20.2 MBMint's Sashind talks to Karan Dutta, former chief business officer of Axis Mutual Fund regarding how he retired at the age of 48.
Why some investors have a hard time changing brokers
September 08, 2023 13:49 - 20 minutes - 18.4 MBMint's Akshat talks to Trivesh D, COO at Tradejini about the various challenges and lack of awareness among the retail investors regarding the portbaility of demat accounts.
What is RBI's new rule on home loan interest rate
September 05, 2023 12:49 - 13 minutes - 12.2 MBRising interest rates have led to 20-year home loan tenures of borrowers, rising up to 40 years. RBI has now come with a new rule, where banks need to give both existing and new home loan borrowers the option to choose fixed interest rate. The new rule is effective from 31 December 2023 in today's episode, we chat with Harshad Chetanwala, co-founder of MyWealthGrowth.com on whether borrowers should move from floating rate to fixed rate or stick with the former.
Should you invest in quant-based funds?
September 04, 2023 15:58 - 25 minutes - 23 MBMint's Sashind speaks to Nirav Karkera, head of research at Fisdom about quant-based mutual funds in India and if investors should include them in their portfolios.
Home loan tenure extended to 50 years? RBI has solutions
September 02, 2023 06:44 - 19 minutes - 18.1 MBMint's Shipra speaks to Nishant Batra, Holistic Prime Wealth and a MF distributor about RBI's recent guidelines issued to banks on mitigating the shock of interest rates on home loan borrowers
"Loan Against Mutual Funds: A Smarter Move Than Redemption?"
September 01, 2023 12:49 - 8 minutes - 7.85 MBIn this episode of Why Not Mint Money, we explore the benefits of taking a loan against your mutual funds, discussing tax efficiency, compound growth, and market timing advantages. Discover why this alternative could be a wiser choice for your financial goals."
Why estate planning matters?
August 29, 2023 15:02 - 15 minutes - 14.1 MBWhile there is growing awareness on estate planning in India, only a few of them do it with proper legal care. In today's episode of Why Not Mint Money, we chat with Tejal Gandhi, who is a certified financial planner, on the various nitty-gritty when it comes to estate planning.
All you need to know about DSP's new fund
August 28, 2023 16:22 - 20 minutes - 19.1 MBMint's Sashind Ningthoukhongjam invites Kalpen Parekh, CEO of DSP Mutual Fund to talk about multi-asset allocation funds
OneCard credit card: is it worth the hype?
August 25, 2023 15:47 - 11 minutes - 10.8 MBMint's Shipra tells you what to expect from the lifetime free metallic credit card, OneCard
Why retail shareholders should be wary of unlisted shares
August 25, 2023 05:10 - 10 minutes - 9.94 MBJoin us on this episode of Why Not Mint Money as we unravel the world of unlisted companies and their allure to retail shareholders. From the Reliance Retail squeeze-out saga to the rollercoaster journeys of Ricoh and PharmEasy, we dissect real cases that shed light on the challenges of investing in unlisted shares.
What is a business cycle fund?
August 22, 2023 13:14 - 20 minutes - 18.8 MBAn actively-managed diversified equity fund dynamically manages a portfolio across sectors and stocks with the idea of generating outpeformance. So, what is a business cycle fund then? In today's episode of why Not Mint Money, we caught up with Anthony Heredia, MD & CEO of Mahindra Manulife Mutual Fund, on launching a business cycle fund and how business cycle fund takes sectoral bets.
How to get a job in Equity Research?
August 21, 2023 16:13 - 24 minutes - 22.8 MBMint's Sashind Ningthoukhongjam talks to Nikhil Bhatia, ex-Quant Mutual analyst on how to start a career in equity research. If you are someone who has just started your graduation or is confused about your career path, this episode is for you. Tune in for more.
How life planning can help with money decisions
August 16, 2023 12:51 - 17 minutes - 15.7 MBWhen it comes to planning your finances, it is not just about quantifying your needs and wants, but also your fears and anxieties. In today's episode of Why Not Mint Money, we are in conversation with Kshitija Shete, director of Gaining Ground Investment Services, who is among the handful of Money Quotient-trained professionals in India, on how life planning can help you with your money-related decisions.
Should you drink coffee or invest that money?
August 14, 2023 12:17 - 32 minutes - 29.8 MBMint's Sashind Ningthoukhongjam speaks to Vishal Dhawan, founder of Plan Ahead Wealth Advisors, about life financial planning in contrast to just financial planning. They talk about the importance of planning finances while keeping in mind real-life aspects.
The costs to care for aged parents in India today
August 12, 2023 06:16 - 18 minutes - 17.2 MBMint's Shipra speaks explains the financial and intangible challenges of geriatric care
Why fixed income investments matter?
August 08, 2023 13:18 - 14 minutes - 13 MBBank fixed deposits today fetch anywhere between 5-7.75% interest rates. But fixed income investments are not just for high returns, but more for stable returns. For today's episode of Why Not Mint Money, we chat with Saurabh Jain, co-founder of Stable Money on how investors can use various strategies to get most out of their fixed income investments.
How expense tracking apps work?
August 07, 2023 14:14 - 43 minutes - 39.7 MBDescription: Mint's Sashind Ningthoukhongjam speaks to Aayush Chhabra, founder of Kniru, about the world of expense tracking apps. They delve into how various apps track your expenses and assign them categories like food, travel, shopping, etc. They also discuss how these apps try to earn money and the best kind of expense tracker apps for you to go forward with.
How SEBI's new rules have created a mess out of VC Fund Exits
August 03, 2023 12:30 - 12 minutes - 11.6 MBThe AIF industry in India is facing a crisis with several funds set to expire without clear exit strategies, leading to liquidity and tax payment challenges for investors. In addition to complex liquidation rules, contradictions, and potential FEMA violations, in-specie distribution poses further hurdles, especially for foreign investors, while tax liabilities and lack of clarity on TDS responsibilities compound the problem.
Future of Money: How tech will change the way we invest, borrow and spend
August 02, 2023 07:43 - 27 minutes - 25.4 MBIn this special episode of Why Not Mint Money, we are joined by Mr. Vivek Banka and Mr. Pankaj Fitkariwala, Co-Founders of GoalTeller to discuss the future of wealth management and its impact on the way we spend, invest and borrow. Our host, Deepti Ahuja, Head of Content & Production at HT smartcast, will engage in an insightful discussion with our guests, exploring the distinctions between fintech and wealthtech. They will explore robo-advisors' rising popularity among investors, their conc...
Tax planning for new financial year: Dos and Donts
August 01, 2023 15:10 - 15 minutes - 13.8 MBMore than 6.5 crore IT returns were filed before the deadline yesterday. Several returns were filed on last day and even in the last hour before the deadline closed. How you can plan your taxes better, so that there is no need for that last-minute rush? In today's episode of Why Not Mint Money, we chat with Preeti Khurana, director of ClearTax, on the dos and donts to keep in mind when planning your taxes in this new financial year.
Should you shift from a regular to a direct plan?
July 31, 2023 14:29 - 41 minutes - 37.6 MBMint's Sashind Ningthoukhongjam speaks to Suresh Sadagopan, founder of Ladder7 financial advisors, about the implications of shifting from a regular to a direct mutual fund plan and how to decide if you're suitable for a direct plan.
A guide for those filing last-minute tax return
July 29, 2023 15:48 - 20 minutes - 18.4 MBMint's Shipra speaks to Nitesh Buddhadev, a CA and founder of Nimit consultancy, about the major changes in tax filing that people who haven't yet filed ITR should know.
How retail invoice discounting platforms work
July 28, 2023 16:44 - 21 minutes - 20.1 MBInvoice discounting platforms attract retail investors with appealing 10% to 15% returns. However, rising concerns over credit rating reliability, defaults, liquidity risks, and concentration risk highlight the need for stronger structures and potential regulatory changes.
What are secured credit cards and why you should care?
July 25, 2023 14:22 - 15 minutes - 13.8 MBDid you know? Around 170 million consumers in India have insufficient access to credit due to poor credit scores or lack of credit history. In today's episode of Why Not Mint Money, we caught up with Raj Khosla, founder and managing director of MyMoneyMantra.com, to quiz him on how individuals that don't have good credit scores, can start building it, through secured credit cards.
Understanding the risks in Alternative Investment funds (AIFs)
July 25, 2023 08:13 - 25 minutes - 23.4 MBMint's Sashind Ningthoukhongjam speaks to Abhishek Kumar, Founder at Sahaj Money, about the risks of investing in alternative investment funds.
Moving to the US? This is how tax on MFs will change
July 21, 2023 12:45 - 20 minutes - 19.2 MBMint's Shipra speaks to Dilshad Billimoria, MD and principal officer, Dilzer Consultants about the tax on unrealised gains on MFs to be paid in the US and other financial tasks NRIs must do
How cyber security insurance can protect your digital life
July 18, 2023 14:35 - 14 minutes - 13.7 MBToday, there is no escaping the digital world, but your online existence can easily be threatened by fraudsters, who are today even better-equipped with AI tools. In today's episode of Why Not Mint Money, we chat with Abhishek Bondia, who is the principal officer and managing director at SecureNow.in, on the lesser-known cyber security insurance and why you should care about it.
Does Technical analysis work?
July 17, 2023 13:14 - 22 minutes - 20.3 MBTune in to an engaging discussion on the fascinating world of technical analysis with Mint's experts, Sashind Ningthoukhongjam and Akshat Rohatgi. Discover how technical analysis has evolved over time, gaining insights into its various aspects. Don't miss this enlightening conversation! Listen now to broaden your understanding of this dynamic field.
Why PAN of some NRIs are getting inoperable
July 14, 2023 13:45 - 15 minutes - 14.4 MBMint's Shipra speaks to Neeraj Agarwala, partner, Nangia Anderson India about the curious case of NRI PANs getting inoperative when not linked with Aadhaar even though Aadhaar is optional for NRIs
How parents can plan for children's education costs?
July 12, 2023 06:25 - 18 minutes - 17 MBThe cost of education has gone up significantly over the years, whether it is the school fees or higher education. In today's episode of Why Not Mint Money, we chat with Tivesh Shah, founder of Tru-Worth Finsultants, on how parents can plan for their child's education expenses, with so many options available today.
What's boiling in the online bonds platform space?
July 10, 2023 07:13 - 24 minutes - 22.1 MBMint's Sashind Ningthoukhongjam and Akshat Rohatgi discuss online bond trading platforms and the regulations that are shaping them.
What is your favourite trader's verified P&L not showing
July 07, 2023 12:23 - 14 minutes - 13.3 MBMint's Shipra and Akshat Rohatgi discuss how verified P&Ls came to be but the caveats investors should be aware of.