Stay Wealthy Retirement Podcast

Stacking Benjamins Interview: Taylor's First Home Purchase Did Not Go As Planned [REPLAY]

September 25, 2018 07:00 - 22 minutes - 31.3 MB

The original interview aired on Stacking Benjamins 12-26-2017 As some know, the last several years have been a roller coaster for my family. We poured our life savings into our first home and things didn’t quite go as planned. The good news? It was just money. And it was just a house. It could have been much worse and we reminded ourselves of that every day. That chapter of our life is now behind us and I had the opportunity to laugh and vent about it on one of the top business/finance...

Top 3 Tax Saving Tips That Fly Under the Radar

September 11, 2018 07:00 - 35 minutes - 24.9 MB

Right now is the perfect time to start thinking about your 2018 tax bill. Not year-end. Not the first week of April just before you meet with your CPA. Right. Now. With some proper planning, you can make some strategic moves that will help you save money on taxes today and in the future. Today, we’re sharing three tax strategies that are often overlooked or unknown to the general public. They include: Donor-Advised Funds Mega Backdoor Roth Asset Location We’ll explain what each of ...

How to Buy Life Insurance the Smart Way

August 28, 2018 07:00 - 40 minutes - 28.2 MB

Life insurance is wildly misunderstood and often oversold. In today's episode, we take a deep dive into the world of life insurance to show you how to buy it the right way, saving you money, time, and future headaches. We discuss: Why we buy life insurance to begin with How to know when you need it What types of life insurance you should consider Where to buy it to make sure you're getting a good deal. Plus, why you might not want to buy life insurance through your employer. ...

International Stocks: Do I Really Need to Own Them?

August 14, 2018 07:00 - 39 minutes - 27.8 MB

In today's episode, we review the major reasons you should consider including international stocks in your investment portfolio. (Hint: it's not for a higher rate of return.) In addition, we discuss: How to invest in international stocks What asset classes belong in a portfolio and what asset classes should be removed The proper percentage to allocate to each asset class How to implement this portfolio on your own A look at our portfolios and how we construct them Links, show not...

Pat Flynn: How to Generate $160,000/month by Serving Your Audience [REPLAY]

July 31, 2018 16:11 - 44 minutes - 31 MB

Pat Flynn is an entrepreneur, blogger, podcaster and the owner of Smart Passive Income. He’s been widely recognized for his accomplishments, but most recently, Forbes named him one of the top 25 marketing influencers to watch in 2017. Pat’s entrepreneurial journey started in 2008 after being laid off from his job at an architectural firm. After starting his blog, he found a way to generate $7,000 in passive income each month. Fast forward to 2017 and he’s now averaging over $160,000. Per m...

Your Questions Answered...Live!

July 17, 2018 07:00 - 33 minutes - 23.5 MB

Today, we are taking questions from you, the listener. We asked you what keeps you up at night and what's been on your mind and you responded with some fantastic questions. Some of the topics we explore in today's episode include: Saving for retirement after you have maxed out your company plan (i.e. 401k, 457, 403b) Whole life insurance and why it's probably not a good savings tool The power of the HSA (Health Savings Account) Bitcoin and cowboy accounts Buying versus renting a h...

Dividend Stocks: 5 Reasons to Stay Away

July 03, 2018 07:00 - 37 minutes - 25.9 MB

Search "dividend stocks" and Google will return over fifty million results in less than half of a second. Dividend stocks have long been referred to as a solid investment strategy. Not because of their historical performance or tax efficiency but because they tell a good story. Unfortunately, when you really dig down into the numbers and compare dividend investing to the alternatives, the story falls apart. In today’s episode, we’re going to take a deep dive into the world of dividend-...

Traditional or Roth: Breaking Down Retirement Accounts

June 19, 2018 10:00 - 33 minutes - 23.4 MB

Just about everyone saving for retirement is faced with the option: Traditional or Roth. It doesn't matter if you are saving for retirement through an Individual Retirement Account (IRA) or a company-sponsored plan like a 401(k) or 403(b). You typically have the ability to choose between these two options. Unfortunately, most people default to choosing the wrong option and they could be missing out on tens of thousands of extra dollars in their retirement accounts. In today's episod...

Should You Sell Stocks Now?

June 05, 2018 10:30 - 30 minutes - 21.5 MB

Should You Sell Stocks Now? After 9 years of stock market gains, many of you are wondering if now is a good time to sell your stocks. We know this because the blog post we wrote on the topic received a ton of attention. So, today, we are tackling that question. A few things to think about before deciding if now is the time to sell your stocks. How does this fit into your time horizon and long-term financial goals? If you’re investing for a time period of fewer than 10 years, are you...

Millennial Money Podcast: Taylor Schulte on The Top Five Investing Taboos

April 17, 2018 10:00 - 28 minutes - 23.3 MB

Jump into a conversation between Shannah Game and Taylor Schulte as they chat about the top five investing taboos that always raise questions, doubt, and insecurities. Shannah interviews Taylor to get his best advice on hot topics such as cryptocurrency investing and market corrections. He shares some simple advice and actionable tips that will help you ease into the investing world and navigate these tricky areas with more ease. Find show notes and more information: www.youstaywealthy...

Thunderhawk Alements: Jonathan Barbarin on Going All In

April 03, 2018 10:00 - 42 minutes - 34.2 MB

Joining us on the show today is Jonathan Barbarin, co-founder of Thunderhawk Alements. He shares the incredible story of how he and his partner, Bill Lindsay, left their high-paying corporate jobs, cashed out savings, and went all in on chasing their dream of starting a craft brewery. Find show notes and more information at www.staywealthysandiego.com/21 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment de...

The College Investor: From Store Manager to Financial Independence by 32 with Robert Farrington

March 20, 2018 10:00 - 47 minutes - 38.7 MB

Robert Farrington started The College Investor when he was – you guessed it – in college. While his classmates were diligently taking notes during class, he was in the back of the room figuring out how to make a few extra bucks online. Those few extra bucks eventually turned into big bucks. And, by age 32, Robert was able to quit his corporate job, become financially independent, and manage his website full-time. Today, The College Investor is one of the largest personal finance websit...

Retirement Starts Today Radio: Taylor Schulte on Navigating Turbulent Markets

March 06, 2018 11:00 - 23 minutes - 19.1 MB

In case you missed it, market volatility is back. On January 26th, we saw the stock market go from hitting a record high to being down 10% (a.k.a the definition of a market correction) in nine days. Here's the thing: stock market corrections are normal. They happen about once every year. What's not normal is how quickly this one happened. Find show notes and more information at www.staywealthysandiego.com/19 DISCLAIMER: This podcast is for informational and entertainment purposes on...

All About Fitness: Pete McCall on Busting Health and Wellness Myths

February 20, 2018 11:00 - 49 minutes - 40 MB

There’s a lot of information out there when it comes to fitness and exercise. And, the truth is, most of it is bad and/or misleading. My guest on today’s show, Pete McCall, is here to set the record straight and bust some common myths circling the fitness industry. With his extensive background and scientific approach to health and exercise, Pete is who I consider the go-to fitness expert in San Diego. He coaches personal trainers, speaks all over the world, teaches at local communit...

San Diego Financial Literacy Center: Brad Pagano on Starting a Non-Profit and Spreading Financial Literacy

February 06, 2018 11:00 - 51 minutes - 41.5 MB

Finding a need and filling that need in a new and powerful way is important to starting a non-profit. Brad Pagano, the co-founder of the San Diego Financial Literacy Center, joins us on the show to share his journey of starting a thriving non-profit to help hugely underserved communities in the San Diego area. His passion for spreading financial literacy and interest in addressing the unique issues that military members face have led his non-profit in a unique and powerful direction. F...

Quartyard by RAD LAB: An Innovative Business Idea and Community Solution

January 23, 2018 11:00 - 50 minutes - 41 MB

Most cities have unused, vacant pieces of land that go to waste. But it doesn’t have to be that way. At least not according to the three rad guests we have on the podcast today. This weeks episode features the founders of RAD LAB who creatively engaged the San Diego community to solve a problem that has been overlooked by just about everyone. Philip Auchettl, Jason Grauten, and David Loewenstein share the ups and downs and ins and outs of their fascinating business journey that started w...

La Vita Compounding Pharmacy: Deb Hubers on the Benefits of Natural Medicine

January 09, 2018 11:00 - 50 minutes - 41.2 MB

Medication can be a complicated, confusing and frustrating thing to figure out. It’s hard to know what is safe and what is right for your unique needs. Deb Hubers joins us on the show to talk about what compounding pharmacy is and how keeping treatments more natural and custom benefits people greatly. We discuss the history of compounding pharmacy and how you are able to use it to solve many of the issues that pop up with commercial medications. Find show notes and more information at ...

Stacking Benjamins: How Taylor Schulte Nearly Lost $90k Buying His First Home

December 26, 2017 11:00 - 23 minutes - 33.8 MB

As some know, the last four years have been a roller coaster for my family. We poured our life savings into our first home and things didn’t quite go as planned. The good news? It was just money. And it was just a house. It could have been much worse and we reminded ourselves of that every day. That chapter of our life is now behind us and I had the opportunity to laugh and vent about it on one of the top business/finance podcasts on iTunes this week, Stacking Benjamins with Joe Saul...

Assault Fitness: Traci Bates on Defying the Odds and Just Going For It

December 12, 2017 11:00 - 37 minutes - 31.4 MB

According to a 2015 Forbes article, only 2% of women-owned businesses break $1 million in revenue. As staggering as that statistic seems, Traci Bates, owner and vice president of Assault Fitness, has more than defied the odds. After starting out as a specialty retail shop in Dallas in 1995, her company quickly broke the million-dollar mark and has since built an incredible reputation in the fitness community. She joins us today to share her journey with the company, as well as the outl...

Power Digital Marketing: Grayson Lafrenz on The Power of Digital Marketing

November 28, 2017 11:00 - 56 minutes - 46.5 MB

As marketing trends rapidly change and evolve, it can be challenging to keep up but the reward for making marketing a priority is undeniable. Grayson Lafrenz has found a sweet spot in the digital marketing industry in just 5 years of intentional and steady growth. He shares some valuable tips and information on succeeding in the industry and especially how to give an amazing client experience. Find show notes and more information at: staywealthysandiego.com/12 DISCLAIMER: This podcast is...

Murray Lampert: Gregg Cantor on Carrying on a Legacy and Building a Reputation

November 14, 2017 11:00 - 38 minutes - 31.8 MB

In the competitive and often difficult to trust building and remodeling industry, the Murray Lampert name has been a steady and reliable one for generations. Follow along as current owner, Gregg Cantor, explains how he started from a humble place in the company and eventually grew it to where it is today. Learn from how he worked with his Grandpa to improve and guide the company in the right direction and see what he is doing now to push the company into the future. Find show notes and mor...

Smart Passive Income: Pat Flynn on Becoming an Expert in Online Business

October 31, 2017 10:00 - 44 minutes - 36.4 MB

Pat Flynn is an entrepreneur, blogger, podcaster and the owner of Smart Passive Income. He’s been widely recognized for his accomplishments, but most recently, Forbes named him one of the top 25 marketing influencers to watch in 2017. Pat’s entrepreneurial journey started in 2008 after being laid off from his job at an architectural firm. After starting his blog, he found a way to generate $7,000 in passive income each month. Fast forward to 2017 and he’s now averaging over $160,000....

Launchbox 365: Dan Negroni on Bridging the Generation Gap and Engaging Millennials

October 17, 2017 10:00 - 52 minutes - 43.2 MB

The workforce is only made up of about 25% millennials now, but within the next 20 years it will be more around 70%. The importance of engaging with, learning from and creating meaningful relationships between millennials and other generations is incredibly important to the future of business. Dan Negroni joins us on this episode to share his passion and prowess for bringing together the generations. Find show notes and more information at staywealthysandiego.com/9 DISCLAIMER: This podca...

Workable Wealth: Mary Beth Storjohann on Financial Planning for the Younger Generation

October 03, 2017 10:00 - 49 minutes - 40.7 MB

In an industry mainly focused on older wealth and retirement planning, Mary Beth Storjohann went a different route. Not only did she see the significant need to get younger people and families planning earlier, she realized early on that she had a passion for this market and decided to go for it. As a Certified Financial Planner and founder of Workable Wealth, Mary Beth used her skills and experience to build a business that helps a really underserved market. She discusses the challenges o...

TGG Accounting: Matt Garrett on Accounting Overhaul for Growing Businesses

September 19, 2017 10:00 - 48 minutes - 39.9 MB

Almost half of all small businesses experience some kind of accounting theft - which costs them an average of $114,000 per occurrence. On top of that, only about 5% of small businesses have accurate financial statements. With statistics like this, it’s clear that there’s a lot that is going wrong in the accounting departments of smaller businesses. But our guest Matt Garrett, founder and executive chairman of TGG Accounting, has found a way to deliver accounting services to small business ...

Moniker Group: Ryan Sisson on Excelling as a Jack-of-All-Trades

September 05, 2017 10:00 - 43 minutes - 35.6 MB

Episode six’s guest is Ryan Sisson, founder and CEO of the Moniker Group. In this interview, Ryan covers the selfless leadership and short-term sacrifice that has propelled his company into profitability and serious impact. Ryan’s business is slightly mysterious, but the reality is that his company is hyper-focused on local real estate, design, and maker incubation in San Diego. He doesn’t love calling the company a conglomerate or a holding company, preferring to call it an investment com...

Protector Brewery: Sean Haggerty on Applying the Mental Strength of a Navy SEAL

August 22, 2017 10:00 - 59 minutes - 48.6 MB

In today’s episode, I continue to explore the minds and experiences of the entrepreneurs that make the San Diego community so interesting and energetic. Our guest, Sean Haggerty, is a retired Navy SEAL and the founder of Protector Brewery. We start by discussing the challenging journey that Sean endured to earn entry into the Navy SEALs. Sean then shares how service and his entrepreneurial spirit intersected - he actually brewed his first beer while located in a combat zone! While his f...

Dowling & Yahnke: Dale Yahnke on Building A Business and Creating Wealth That Lasts

August 08, 2017 10:00 - 55 minutes - 45.8 MB

Any industry can get so set in its ways that innovation passes us by. But as most of us know, or are learning, being different can be the difference-maker to your success. Dale Yahnke is no stranger to thinking outside of the box, spotting issues in the financial planning field early on. He followed his intuition, started his own wealth management firm, and now manages billions of dollars and the biggest financial advisory firm in San Diego. Dale has a background in economics and financial...

GRACEDBYGRIT: Kimberly Caccavo on Integrating Charity and Community into a Rapidly Growing Business

July 25, 2017 10:02 - 1 hour - 51.6 MB

Kimberly Caccavo is the co-founder of GRACEDBYGRIT, a women's athletic apparel company that's focused on empowering women and keeping them safe. Kimberly's had a particularly fascinating journey to running her own business. In this interview, Kimberly talks about how her two previous careers taught her about grit and business, and what inspired her to start her own clothing brand with her triathlon coach turned business partner. We touch on GRACEDBYGRIT's rapid growth, its consumer-drive...

Agentology: David Tal on Providing Value to Real Estate Agents Using Innovative Technology

July 25, 2017 10:01 - 54 minutes - 43.7 MB

David Tal is the founder of Agentology, a lead conversion service for real estate agents. Agentology combines a team of engagement experts with rapid-response technology to help agents boost their conversion rates. David and I discuss how he became an entrepreneur and founded a bona fide tech startup. He talks about identifying the gap in the market between banks and real estate agents that allowed him to found Agentology's predecessor, and how he's found similar opportunities. We also t...

Renovation Realty: Cannon Christian on Turning a Great Idea into a Thriving Business

July 15, 2017 16:02 - 54 minutes - 44.4 MB

Welcome to the first-ever episode of the Stay Wealthy San Diego Podcast! Twice a month, I'll be having fun, open-ended conversations with successful leaders, entrepreneurs, and innovators in the San Diego community. I'll also be exploring what living an abundant and "wealthy" life means to them. On this episode, I chat with Renovation Realty founder Cannon Christian. Cannon and I talk about how he came up with his innovative business model, what it takes to run your own business, and the w...