Stay Wealthy Retirement Podcast
231 episodes - English - Latest episode: 26 days ago - ★★★★★ - 152 ratingsAn award-winning retirement podcast dedicated to helping you lower taxes, invest smarter, and make work optional.
Do you want to avoid overpaying the IRS in retirement? Or learn how to prepare for the next stock market crash? How about when to take Social Security and how to turn your investments into reliable retirement income?
Hey there! I'm CERTIFIED FINANCIAL PLANNER™ Taylor Schulte, and I was recently named the #2 Independent Financial Advisor in the U.S. by Investopedia. Each week on this retirement podcast, I'll answer BIG financial questions and help you "stay wealthy" in retirement.
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Episodes
How to Invest During a Lost Decade
October 11, 2022 09:00 - 16 minutes - 13.8 MBRecent headlines suggest stocks could be flat (or negative!) for the next 10 years. The technical for this is "lost decade." And these headlines have created more concern for investors who are already on edge. So, what exactly does a lost decade mean for retirement savers? How likely is it that we are going to experience one? If we do, how should investors approach their asset allocation? Those are the questions I'm answering in today's episode! Want more retirement content? ...
Why Are Markets Falling (and How Did We Get Here)
October 04, 2022 09:00 - 24 minutes - 20.3 MBToday I'm breaking down the current state of the markets and economy. Specifically, I'm sharing: Why markets are falling (and how we got here) How things could get worse before they get better Four (4) reasons for investors to be optimistic right now If you're feeling worried or concerned and want to learn more about the current downturn, this episode is for you. *** ✏️ Grab the Episode Show Notes 📬 Subscribe to the Stay Wealthy Newsletter! 📊 Get Your FREE Retirement & Tax...
What Does an Inverted Yield Curve Mean for Retirement Investors
September 20, 2022 09:00 - 11 minutes - 9.32 MBThe current yield on a one-year U.S.Treasury bond is 4%. But the yield on a ten-year Treasury bond is only…3.5%. Why is this? What does it mean for retirement savers? And how should investors respond? That’s what I’m tackling today on the show! *** ✏️ Grab the Episode Show Notes 📬 Subscribe to the Stay Wealthy Newsletter! 📊 Get Your FREE Retirement & Tax Analysis
Tax-Loss Harvesting (Part 3): Answering Three Important Questions
September 13, 2022 09:00 - 23 minutes - 19.2 MBHave you joined the Stay Wealthy newsletter? No spam. No fluff. Just one retirement/tax planning article each week...written by yours truly. 😊 Sign up for free here. *** In today's episode, I’m wrapping up our tax-loss harvesting series. Specifically, I'm answering three BIG questions: What if I don’t have any capital gains to offset? How to maximize the benefits of tax loss harvesting? How do I navigate multiple tax lots properly + avoid making a costly mistake? What is di...
Tax-Loss Harvesting (Part 2): Who Benefits the Most?
August 30, 2022 09:00 - 16 minutes - 13.5 MBToday I’m continuing with our series on tax-loss harvesting. Here in part 2, I’m sharing: Who should consider tax-loss harvesting Who should stay away from it The (top) 3 things that can boost your tax savings I’m also presenting situations where tax loss harvesting can backfire, and do more harm than good. 😬 If you're a retirement saver ready to learn how this tax strategy can be maximized, you're going to love today's episode. *** ✏️ Grab the Episode Show Notes 📬 Subscri...
Tax-Loss Harvesting (Part 1): The 5 Things You Need to Know
August 24, 2022 09:00 - 24 minutes - 19.8 MBToday I'm kicking off a multi-part series on tax-loss harvesting. In part one, I'm breaking down: What tax-loss harvesting is (and how it works) Why it has become a popular tax strategy 5 little-known things about the wash sale rule If you’re a retirement saver ready to learn all about tax-loss harvesting, you’re going to love this episode...and this series. *** 📬 Subscribe to the Newsletter 📊 Get Your FREE Retirement & Tax Analysis ✏️ Grab the episode show notes
Zero Inflation, Buffer ETFs, and Social Security Increases
August 16, 2022 09:00 - 21 minutes - 17.6 MBToday I’m tackling a few retirement and investing questions from our listeners. Specifically, I’m answering the following: How do you make sense of the two conflicting July inflation reports (0% inflation vs 8.5%)? What are Buffer ETFs and are they a good investment for retirement accounts? What will the 2023 Social Security COLA be and why are news outlets quoting different numbers? If you're ready to get answers to some of the top retirement questions I've received lately, this ep...
The Risk of Deflation
August 09, 2022 09:00 - 11 minutes - 9.46 MBToday I’m talking about the case for (and risk of!) deflation. Specifically, I'm covering: What deflation is How deflation impacts our economy Why it’s a risk we should be considering If you’re ready to learn about the often-overlooked risk of deflation, you're going to enjoy this episode. *** 📊 Get Your FREE Retirement & Tax Analysis ✏️ Grab the episode show notes 📬 Subscribe to the Newsletter
The Ultimate Investing Checklist: 7 (Simple) Steps to Measure Your Investment Strategy
July 26, 2022 09:00 - 22 minutes - 16 MBToday, Jeremy Schneider unveils his Ultimate Investing Checklist. In fact, you can use this 7-step checklist to measure your current investing strategy. You can also use it to: Optimize your tax bill Maximize your risk-adjusted returns Eliminate costly mistakes If you want to learn how to cut through the nonsense + optimize your investment portfolio, this episode is for you. ----- Over age 50? Need retirement + tax planning help? 👉 Get Started With a Free Retirement Assessme...
How to Invest for Kids (and Grandkids!)
July 19, 2022 09:00 - 30 minutes - 21.6 MBToday we're talking about the best way to invest for kids + grandkids. In fact, guest host Jeremy Schneider says this is one of the most frequent topics he gets asked about! So, to help our listeners, he explores three BIG things: How to decide if you should invest for your kids...at all The top four (4) investing strategies to use How to optimize for taxes and growth If you have kids (or grandkids!) and want to know the best ways to invest for their future, this episode is for yo...
Series I Bonds: Should Retirement Savers Invest in Them for Inflation Protection?
July 12, 2022 09:00 - 20 minutes - 14.6 MBToday we’re talking about I Bonds! Specifically, guest host Jeremy Schneider is discussing: What exactly I Bonds are How I Bonds work Where they belong in a retirement savers portfolio If you want to learn about this unique + (virtually) risk-free investment that's paying 9%+, you're going to love this episode. ----- Over age 50? Need retirement + tax planning help? 👉 Get Started With a Free Retirement Assessment To grab the links mentioned in today's episode, visit the sho...
Huge Tax Bills at Vanguard: What Retirement Savers Need to Know
July 05, 2022 09:00 - 33 minutes - 23.4 MBToday Jeremy Schneider dives into Vanguard Target Retirement funds (and the tax problems they're causing). Specifically, he's sharing: What happened at Vanguard to trigger this giant tax issue Why this occurred in the first place What to do when it happens again He's also answering two (2) BIG questions from listeners! If you’re ready to learn how to avoid future mutual fund tax surprises so you don't overpay the IRS, today's episode is for you. Over age 50? Need retirement +...
10 Reasons You Should Avoid Indexed Universal Life Insurance (IUL)
June 28, 2022 09:00 - 36 minutes - 50.2 MBIndexed Universal Life Insurance (IUL) is all the rage right now. "10%+ growth potential. Guaranteed security against market risk. Tax-free retirement income." These policies are confusing. And they sound WAY too good to be true. So to get to the bottom of it ... I bought one! I read the fine print. Did the math. And uncovered the ugly truth. In this episode, I'm sharing the 10 lies told during the IUL sales pitch + the actual financial outcome of buying one. I'm also answering ...
How to Reduce Medicare IRMAA in 2022
June 23, 2022 09:00 - 7 minutes - 6.44 MBToday I'm sharing a fun announcement with everyone. I'm also providing retirement savers with important information on the 2022 Medicare IRMAA brackets. This includes covering three things: What IRMAA is How IRMAA is calculated The 10 best ways to avoid IRMAA If you want to better understand how you can navigate Medicare IRMAA this year (and beyond!), you'll enjoy this episode. *** 📖 Read more about the 2022 Medicare IRMAA brackets 📬 Subscribe to the Newsletter 📊 Get Your F...
Listener Announcement + How to Reduce Medicare IRMAA in 2022
June 23, 2022 09:00 - 7 minutes - 6.44 MBToday I'm sharing a fun announcement with everyone. I'm also providing retirement savers with important information on the 2022 Medicare IRMAA brackets. This includes covering three things: What IRMAA is How IRMAA is calculated The 10 best ways to avoid IRMAA If you want to better understand how you can navigate Medicare IRMAA this year (and beyond!), you'll enjoy this episode. Important links for this episode: 👉 To learn more about Medicare IRMAA, check out the in-depth articl...
Grandparent 529 Plans: Big Changes + How Retirement Savers Can Maximize the Tax Benefits
June 21, 2022 09:00 - 42 minutes - 34.2 MBToday I’m talking about Grandparent 529 Plans. In fact, a BIG change was recently that seemed to fly under the radar. In addition to discussing this change, Robert Farrington joins me to discuss three (3) important things: How to maximize the tax benefits of a 529 Why 529 plans are great estate planning tools How to invest your money inside a 529 We also talk about alternatives to 529 plans that retirement savers might consider. If you want to learn about the new 529 rules + how ...
3 Key Takeaways on Inflation from the May CPI Report
June 15, 2022 09:00 - 24 minutes - 20.3 MBToday I’m sharing key takeaways from the May inflation (CPI) report. I’m also sharing: What "shadow inflation" is (and why you should ignore it) Why inflation is high What retirement investors can do in response Over age 50? Need retirement + tax planning help? 👉 Get Started With a Free Retirement Assessment To grab the links mentioned in today's episode, visit the show notes page.
Why Are TIPS (Inflation-Protected Bonds) Losing Money?
June 09, 2022 09:00 - 10 minutes - 9.04 MBInflation has skyrocketed this year. In fact, inflation jumped to a 40-year high of 8.5% in March 2022. So why are Treasury Inflation-Protected Securities (TIPS) losing money? What are TIPS exactly? And do they belong in a retirement portfolio? If you want answers to these questions, you’re going to love today’s episode. On the hunt for a retirement + tax planning expert? 👉 Learn more about getting a Free Retirement Assessment™. To grab the links mentioned in today's episode...
3 Big Retirement Mistakes (and How to Sidestep Them)
June 07, 2022 09:00 - 25 minutes - 20.9 MBToday I’m sharing three (3) big retirement planning mistakes and how to avoid them. Actually, that’s not true... I was inspired to add a fourth retirement mistake at the last minute after a recent client meeting. So be sure to stick around to the very end. ;) On the hunt for a retirement + tax planning expert? Learn more about getting a Free Retirement Assessment™. To grab the links mentioned in today's episode, head over to the show notes page here.
Bonds, Recessions, and Withdrawing Money in Retirement
May 25, 2022 09:00 - 24 minutes - 20.4 MBThe markets are off to the worst start since 1939! Given that, I’m answering three (3) BIG questions from listeners today: Why are stocks AND bonds down at the same time + what should investors be doing right now to protect their portfolio? How can we improve our mindset and gain optimism in the face of negative economic outlooks? What is the correct order of operations when withdrawing money in retirement? If you're asking similar questions and concerned about the current state of t...
Financial Scam Alert + 3 Ways to Protect Yourself (and Your Loved Ones!) in Retirement
May 04, 2022 09:00 - 15 minutes - 13.2 MBToday I’m sharing details about a (new) popular financial scam. To help you stay safe, I’m also sharing 3 ways to stay safe and protect yourself in retirement. (Hint: your "complex" password may not be as secure as you think. 😲) If you want to learn about this sophisticated financial scam + tips for protecting your family, this episode is for you. Need Retirement & Tax Planning help? Click here to learn more about our Free Retirement Assessment™. For the episode show notes and l...
Financial Scam Alert + 3 Ways to Protect Yourself (and Your Loved Ones!)
May 04, 2022 09:00 - 15 minutes - 13.2 MBToday I’m sharing details about a (new) popular financial scam. To help you stay safe, I’m also sharing 3 ways to stay safe and protect yourself. (Hint: your "complex" password may not be as secure as you think. 😲) If you want to learn about this sophisticated financial scam + tips for protecting your family, this episode is for you. Need Retirement & Tax Planning help? Click here to learn more about our Free Retirement Assessment™. For the episode show notes and links, click he...
Why You Shouldn’t “Buy the Dip”
April 19, 2022 09:00 - 37 minutes - 26 MBToday I’m talking about investing. Specifically, I’m joined by data scientist and author, Nick Maggiulli, and we’re talking about: How to invest in high inflationary environments Why you shouldn't “buy the dip” A unique formula for investing during market drawdowns If you’re ready to dive into data and get answers to some of the biggest investing questions, this episode is for you. 👉 Click here to learn more about our Free Retirement Assessment For the episode show notes and link...
Inflation Spiked: How Should Retirement Savers Respond
April 14, 2022 09:00 - 6 minutes - 5.81 MBInflation jumped 8.5% through March. This is the highest reported level since 1981. 😬 It was also the biggest monthly jump in prices since 2005. However...there are some tentative signs that inflation may be slowing. I share more in this episode + provide thoughts on how retirement savers might respond. 👉 Learn more about our Free Retirement Assessment For the episode show notes and links, click here.
Has Inflation Peaked?
April 14, 2022 09:00 - 6 minutes - 5.81 MBInflation jumped 8.5% through March. This is the highest reported level since 1981. 😬 It was also the biggest monthly jump in prices since 2005. However...there are some tentative signs that inflation may be slowing. I share more in this episode + provide thoughts on how retirement savers might respond. 👉 Learn more about our Free Retirement Assessment For the episode show notes and links, click here.
Has Inflation Peaked?
April 14, 2022 09:00 - 6 minutes - 5.81 MBInflation jumped 8.5% through March. This is the highest reported level since 1981. 😬 It was also the biggest monthly jump in prices since 2005. However...there are some tentative signs that inflation may be slowing. I share more in this episode + provide thoughts on how retirement savers might respond. Want to learn more about our new one-time retirement & tax planning service? Click here to learn more about The Define Retirement® PLAN. For the episode show notes and links,...
Roth Conversions Part 2: A Five-Step Process to Determine if a Roth Conversion Makes Sense for You
April 05, 2022 09:00 - 24 minutes - 20.3 MBToday I'm tackling part two of our series on Roth conversions. Specifically, I'm sharing: How to determine if a Roth conversion makes sense A Roth conversion case study Common mistakes + pitfalls to avoid If you're ready to master Roth conversions and take control of your tax bill, you're going to love today's episode. Need retirement + tax planning help? 👉 Learn more about our Free Retirement Assessment For the episode show notes and links, click here.
Roth Conversions Part 1: What, How, and Why
March 23, 2022 09:00 - 14 minutes - 12 MBToday I’m kicking off a 2-part series on Roth conversions. Specifically, here in part one, I’m breaking down: What a Roth conversion is How a Roth conversion works Why Roth conversions are so popular If you’re ready to master the basics of Roth conversions, today’s episode is for you. Need tax and retirement planning help? 👉 Learn more about our Free Retirement Assessment For the episode show notes and links, click here.
Why I Was Wrong About Inflation + The Probability of a Recession
March 15, 2022 09:00 - 14 minutes - 12.1 MBToday I'm addressing inflation (again), war, and the risk of a recession. Specifically, I'm sharing: An update on the recent inflation report Why my previous inflation comments were wrong The probability of a recession + what retirement savers should be doing If like most investors, you’re nervous about the current environment and looking for guidance, today’s episode is for you. Need tax and retirement planning help? 👉 Learn more about our Free Retirement Assessment For the e...
5 Reasons NOT to Do a Roth Conversion in 2022
March 01, 2022 10:00 - 25 minutes - 18 MBToday I’m talking about Roth conversions. But instead of talking about why they’re so great... ...I'm sharing 5 reasons why you might NOT do them. To help, Steven Jarvis, CPA, joins me. Together, we share a handful of often-overlooked reasons that might make you pause. If you’re ready to learn why you might pass on Roth conversions (today or in the future!), today’s episode is for you. 👉 Click Here to Access Show Notes and Links for This Episode
Inflation Part 2: How Inflation Will Affect Your Tax Bill
February 22, 2022 10:00 - 16 minutes - 31.4 MBToday I’m sharing what the recent spike in inflation will do to your tax bill. Why? Because the higher inflation is, the more uneven its impact is on taxes owed by retirement savers. And nobody likes it when Uncle Sam catches them off guard! If you want to know the 6 ways inflation might impact your taxes this year, you're going to love this episode. 👉 Click Here to Access Show Notes and Links for This Episode
Inflation Part 1: Five Things Retirement Savers Need to Know
February 09, 2022 10:00 - 13 minutes - 25 MBToday I’m talking about inflation. In 2021, consumer prices rose 7%...the largest increase in 39 years. Is this good news or bad news? What does this mean for retirement investors? How should our investment strategy change in response? I’m answering these questions and more! If you’re ready to address common inflation myths + learn how to take action, today’s episode is for you. 👉 Access the Show Notes for This Episode
Inflation: 5 Things Retirement Savers Ought to Know
February 09, 2022 10:00 - 13 minutes - 25 MBToday I’m talking about inflation. In 2021, consumer prices rose 7%...the largest increase in 39 years. Is this good news or bad news? What does this mean for retirement investors? How should our investment strategy change in response? I’m answering these questions and more! If you’re ready to address common inflation myths + learn how to take action, today’s episode is for you. 👉 Access the Show Notes for This Episode
Why the Stock Market Is Falling (And How to Respond!)
February 01, 2022 10:00 - 17 minutes - 32.1 MBToday I’m discussing the current stock market volatility. As of a couple days ago, U.S. stocks were off to their worst start since 2016. Bonds are also in negative territory. And inflation is at its highest level in 39 years. Many retirement investors are [understandably] worried about the current state of the financial markets. If you want to learn why + how to respond as a smart investor, you'll love today's episode. 👉 Click Here to Access Show Notes for This Episode
Life Insurance Part 2: Academic Use Cases, Evaluating Old Policies, Helpful Resources, and More!
January 25, 2022 10:00 - 27 minutes - 51.3 MBToday I'm tackling part 2 of our life insurance in retirement series. To help, friend and fellow financial planner, Stephanie McCullough stops by. Together, we cover three main things: An academic use case for permanent life insurance to create retirement income A step-by-step process for evaluating an existing policy Tips and resources for getting conflict-free help We also break down 1035 exchanges + how you can help family members with old insurance policies. If you're ready t...
Life Insurance (in Retirement) Part 1: The Most Common Use Cases + A 3-Step Process for Managing Risks
January 18, 2022 10:00 - 21 minutes - 40.5 MBToday I'm kicking off our two-part series on life insurance. Specifically, I'll be tailoring these episodes to those who are in retirement or close to it. Here are a handful of the things I'll be covering: What are the different types of life insurance (+ pros and cons) How to determine the need for life insurance What are the costs and tax considerations How to analyze an old insurance policy Where to buy life insurance without getting ripped off If you're FINALLY ready to un...
How to Prepare for Tech Bubble 2.0
January 11, 2022 10:00 - 7 minutes - 13.3 MBA near-record number of tech stocks have fallen by 50% or more from their one-year highs. Is this the beginning of tech bubble 2.0? If so, how will other asset classes behave? How should retirement savers prepare? One of our listeners, John H., recently reached out with these (great) questions. If, like John, some of the recent headlines around tech & growth stocks have you concerned, you'll enjoy this listener mailbag episode.
Why You Should Pay Attention to Stock Market Forecasts
January 05, 2022 10:00 - 14 minutes - 26.6 MBToday I'm talking about market forecasts and predictions. Why? Unlike the core principles that create a successful investment outcome, the financial + economic environment is always changing. And the current environment drives a lot of our assumptions and decisions about the future. While I think investors should ignore most pundits, I do believe thoughtful forecasts are valuable. If you want to learn more about how to approach stock market forecasts (which there is no shortage of ...
3 (Big) Investing Lessons for Retirement Savers
January 04, 2022 10:00 - 9 minutes - 18.3 MBToday I'm kicking off the new year by looking in the rearview mirror. Why? Because there is A LOT we can learn about being successful investors in the future by studying the past. And the past three years provided some very important learning opportunities... ...especially for retirement savers. If you want to join me in setting the stage for a successful year of investing, this episode is for you. 👉 Click Here to Access Show Notes and Links for This Episode
Stay Wealthy Giveaway + What You Need to Ask Your Insurance Company (ASAP!)
December 21, 2021 10:00 - 12 minutes - 22.5 MBTwo weeks ago, my wife and I came home to a major water leak. We’ve been bouncing around between Airbnb’s with three kids and a dog since then. Fortunately, the $50,0000 (and counting!) in damages are being covered by insurance. But I learned that’s not always the case. I learned that some VERY large insurance companies have recently stopped covering this type of loss. If you want to learn more about my current situation + how you can ensure your home is properly protected, this ep...
Should You Include Social Security in Your Retirement Plan?
December 07, 2021 10:00 - 9 minutes - 18.1 MBThe Social Security program currently pays more in benefits than it collects in revenue. If no changes are made, Social Security will become insolvent by the year 2034... ...and all beneficiaries (regardless of age or income) will face a sudden 22% benefit cut. Even more, some proposals to fix Social Security include stripping 100% of benefits from high-income retirees. This has led a lot of retirement savers to ask: "Should I include Social Security in my retirement planning proje...
Investing in Real Estate: Key Findings from a Comprehensive 22-Year Study
November 30, 2021 10:00 - 9 minutes - 18 MBToday I’m sharing key findings from a 22-year study on investing in real estate. In general, there are three primary ways you can invest in real estate: Direct ownership Listed real estate Unlisted real estate Most investors agree that allocating to real estate is prudent. But they don't always agree on the best investment vehicle to use. If you continue to wrestle with how to invest in real estate, you’ll enjoy the recent results I’m sharing from a 22-year study on this popular...
11 Surprising Facts About Tax Planning, Investing, and Retirement
November 23, 2021 10:00 - 17 minutes - 32.6 MBToday I’m sharing 11 surprising facts about tax planning, investing, and retirement. For example, if you: Retired in the year 2000 with $1 million, invested all of it in the U.S. stock market, and withdrew $50,000 (adjusted for inflation) per year... ...you would have been out of money by 2018! If you want to learn how that could be + have some educational fun with retirement/investing statistics, today’s episode is for you. 👉 Click Here to Access Show Notes and Links for This ...
I Made a Mistake + Equity Compensation Part 2
November 16, 2021 10:00 - 21 minutes - 40.1 MBToday I'm clearing up some confusion from a prior episode. I'm also tackling part 2 of our equity compensation series. Specifically, I'm sharing: How ESPP Lookback Periods Work Qualifying vs Disqualifying Dispositions Tips for Offsetting an RSU Tax Bill If you want to better understand the tax implications of equity compensation, you're going to love today's episode. 👉 Click Here to Access Show Notes and Links for This Episode
Equity Compensation Part 1: RSU's, ESPP's, and Little-Known Risks
November 02, 2021 09:00 - 23 minutes - 43 MBIn 2018, GE stock traded at $7/share—an 85% drop from its all-time high. Who was hit the hardest? Company retirees...including former factory workers who used equity compensation packages to save for retirement. In part one of our equity comp series, I'm breaking down: What it is Why it exists How to manage the risks Friend and fellow planner, Odaro Aisueni, also drops by to share his wisdom and expertise. If you want to better understand equity compensation + learn about the...
Inflation: The SPOOKIEST Threat to Your Retirement...or is It?
October 26, 2021 09:00 - 16 minutes - 31.1 MBToday I'm talking about inflation. While inflation has historically averaged ~3%, the most recent CPI report showed an annual rate of 5.4%. 😲 But I’m going to share why that number doesn't tell the whole story. I'm also sharing how some people are using the recent CPI report to try and scare you before Halloween even starts. Finally, I'll be providing tips for how retirement investors can improve their portfolios if moderately high inflation persists. If you want to know what the c...
Preferred Stocks: Everything Retirement Savers Need to Know
October 19, 2021 09:00 - 10 minutes - 19.2 MBToday I'm talking about preferred stocks. Why? One of our listeners, Gene, was recently concerned about the low yields he was getting on bonds & cash. And he was wondering if preferred stocks would be an appropriate alternative. In addition to answering Gene's great question, I'm also breaking down: What preferred stocks are Why you might invest in them How to spot little-known risks If you're ready to learn all about preferred stocks (in plain English!), today's episode is fo...
U.S. National Debt: How Will We Ever Pay Off $28 Trillion?
October 05, 2021 09:00 - 10 minutes - 19.2 MBToday I'm talking about the U.S. National Debt which currently sits at ~$28 trillion. While that is a GIANT number, I'm sharing why current debt levels are not as big of a problem as most think. If you want to learn why (in plain English!), you're going to love today's episode. 👉 Click here to access show notes for this episode
The Top 3 Benefits of Market Cap Weighted Index Funds
September 28, 2021 09:00 - 10 minutes - 19.7 MBToday I’m talking about the benefits of Market-Cap-Weighted index funds (e.g., Vanguard Total Stock Market). Why? Last week, I made a brief comment that there were some benefits to owning them...and a number of you reached out asking what those were. If, like these other listeners, you’re also curious about the benefits of market-cap-weighted funds, you’re going to love today’s episode! 👉 Click here to access show notes for this episode
How to Earn a 7% Return in Today's Environment
September 21, 2021 09:00 - 15 minutes - 29.7 MBThe average interest rate for savings accounts is 0.06%. National home prices just reported their highest one-year gain in history. The U.S. stock market is up ~700% since March 2009. When everything seems risky and overbought, what do retirement savers do? How do you earn a healthy 7-8% return over the next 10-20 years? I break it all down in this week's episode. 👉 Click here to access show notes for this episode