Stay Wealthy Retirement Podcast
226 episodes - English - Latest episode: 23 days ago - ★★★★★ - 152 ratingsAn award-winning retirement podcast dedicated to helping you lower taxes, invest smarter, and make work optional
Do you want to avoid overpaying the IRS in retirement? Or learn how to prepare for the next stock market crash? How about when to take Social Security and how to turn your investments into reliable retirement income?
Hey there! I'm CERTIFIED FINANCIAL PLANNER™ Taylor Schulte, and I was recently named the #2 Independent Financial Advisor in the U.S. by Investopedia. Each week on this retirement podcast, I'll answer BIG financial questions and help you "stay wealthy" in retirement.
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Episodes
The Best Retirement Account, Making Investment Changes, and More!
April 03, 2024 09:00 - 23 minutes - 19.3 MBThere is no shortage of questions when it comes to navigating and planning for retirement. ➤ How much do I need to save? ➤ How do I optimize my tax bill and avoid overpaying the IRS? ➤ When do I take Social Security? ➤ What should I invest in? (And what should I avoid?!) The list goes on. And while you’ve likely read (or heard) helpful answers to most of the big questions, it never hurts to revisit them or get a different perspective. In fact, some studies suggest that it ca...
Inflation Is Cooling...But Why Does Everything Still Feel So Expensive?
March 21, 2024 09:00 - 11 minutes - 9.91 MBInflation hit a 40-year high of 9.1% in June 2022. Today, inflation is hovering around 3%. If inflation is back in line with long-term historical averages, why does everything still feel so expensive? When voters were asked what they would most like to see improved in our economy... ...why did 64% of them say "lower prices?" In this episode, I'm digging into the current state of inflation, why prices still feel high, and where inflation might be headed. I'm also sharing tactics ...
Inflation: Why Does Everything (Still) Feel So Expensive?
March 21, 2024 09:00 - 11 minutes - 9.91 MBInflation hit a 40-year high of 9.1% in June 2022. Today, inflation is hovering around 3%. If inflation is back in line with long-term historical averages, why does everything still feel so expensive? When voters were asked what they would most like to see improved in our economy... ...why did 64% of them say "lower prices?" In this episode, I'm digging into the current state of inflation, why prices still feel high, and where inflation might be headed. I'm also sharing tactics ...
Roth Conversions and the 5-Year Rule (Explained!)
March 07, 2024 10:00 - 25 minutes - 20.4 MBWant an easy way to learn how the "Roth 5-Year Rule" affects your unique situation? Subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive my one-page flowchart (PDF) for navigating this confusing rule. 👉 Click here to join the newsletter! *** TODAY'S EPISODE: The "Trump-era tax cuts" are set to expire in 2026. In other words, retirement savers only have two more years to take advantage of today's lower tax rates. One of the popular strategies to...
4 (Little-Known) Retirement Planning Misconceptions
February 21, 2024 10:00 - 44 minutes - 30.8 MBToday I'm talking through four (rarely-discussed) retirement planning misconceptions. In fact, some of these misconceptions might not be misconceptions at all... ...they might be concepts that you've never even considered! For example, is retirement planning a complex problem OR a complicated problem? (And why does it matter?) And, should you develop a retirement plan from the outside in OR the inside out? To help answer these important questions, I'm joined by Roger Whitney, host...
How to Invest During an Election Year
February 08, 2024 10:00 - 16 minutes - 14 MBIt's an election year. As a result, many retirement investors believe that the market MUST be in for a wild ride. But is that true? Over the last 100 years, how have markets behaved during election years? What have been the best and worst returns? How has the market performed during every 4-year presidential term since 1929? And is it "different this time?" To help retirement savers invest wisely during this period of heightened uncertainty, I'm answering these questions (an...
Why We Need to Stop Talking About “Paying Off the National Debt”
January 25, 2024 10:00 - 42 minutes - 78.8 MBThe U.S. national debt recently crossed $34 trillion. Without causing some serious pain, paying off this debt is nearly impossible to do. We would have to dramatically cut spending in some VERY important areas, increase taxes, or both. This debacle has led many to label this situation as catastrophic... ...as a "building that we’re stuck in that will need to collapse on us before we can leave." But is it really as bad as some make it out to be? Is $34 trillion of debt truly an is...
How to Evaluate (and Choose) a Financial Advisor
January 11, 2024 10:00 - 22 minutes - 18.5 MBWith over 300,000 in the U.S., finding a financial advisor is easy. On the other hand, properly evaluating an advisor AND choosing the right expert to help with your unique needs is a challenging task. To help, I'm providing an actionable framework for evaluating financial advisors in this episode. I'm also sharing 3 critical things everyone should consider before entering into a new advisory relationship. It doesn’t matter if you are looking for short-term help or a long-term relati...
2024 Market Outlook: Why We Should Prepare for a Crash
January 04, 2024 10:00 - 16 minutes - 13.3 MBToday I'm talking about stock market predictions. Specifically, I'm sharing: ‣ What happened in the markets in 2023 ‣ What may lie ahead for us in 2024 ‣ Why we should prepare for the biggest crash of our lifetime I'm also sharing an exciting announcement that will directly benefit you! 😊 WANT MORE RETIREMENT PLANNING TIPS? Join 5,000+ listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2024 Tax Planning Cheatsheet. ...
4 Retirement and Tax Planning Updates for 2024
December 21, 2023 10:00 - 19 minutes - 16.3 MBToday I’m sharing 4 (important!) retirement and tax planning updates for 2024. I'm also sharing my freshly updated two-page tax cheatsheet 😊 One listener recently said: "This is the best two-page cheat sheet that I've seen! I do a lot of planning around taxes, IRMAA's, etc., and it is very helpful." If you’re wrapping up your year-end planning + starting to think about 2024 and beyond, you’ll enjoy today’s episode. RETIREMENT & TAX PLANNING RESOURCES: ‣ Grab Your 2024 Tax Cheats...
Is Tax-Loss Harvesting Worth It?
December 14, 2023 10:00 - 19 minutes - 15.7 MBYear-end is a popular time for tax planning strategies. Roth conversions. Charitable gifts. Squeezing in those final tax-deductible contributions. And, of course, the crowd favorite...good ol’ tax-loss harvesting! ‣ Who should consider tax-loss harvesting (and who should stay away from it)? ‣ How can you increase the benefit of tax-loss harvesting? ‣ When can harvesting losses backfire? If you're a retirement saver wanting to learn more about this popular tax strategy, you'll lov...
3 Big Medicare Pitfalls to Avoid (In 2024)
November 30, 2023 10:00 - 14 minutes - 11.9 MBNavigating the Medicare world is confusing and challenging. As a result, many retirees make Medicare decisions without clearly understanding the long-term implications. Long-term implications that, in worst-case scenarios, can put a retirement plan in jeopardy. To help you avoid making costly Medicare mistakes, I'm sharing three (3) big pitfalls to avoid in this episode. If you want to brush up on your Medicare knowledge before turning 65—or you're looking to change your current Med...
Part 2: What the %@#! Is Happening to Bonds
November 08, 2023 10:00 - 23 minutes - 19.3 MBIn part two of my series on bonds, I'm tackling three BIG questions: 1.) With cash yielding 5%, does it make sense to use money market funds (or t-bill) as a bond alternative? 2.) What should investors do if they own the wrong bonds and need to make changes? 3.) Does the current landscape shift how retirement investors should approach bonds going forward? If you're ready to dive deep into the research to understand this asset class better, you'll love this episode. ----- WANT MOR...
Part 1: What the %@#! Is Happening to Bonds
October 26, 2023 09:00 - 25 minutes - 21 MBBonds are down 20%+ over the past three years. Meanwhile, riskier asset classes (like U.S. stocks) are UP ~30% during the same period. ‣ What the %@#! is happening to bonds right now? ‣ Why are safe asset classes down double digits while risky asset classes scream upward? ‣ Should retirement investors consider changes? ‣ Are money market funds and CDs a better solution than bond funds? ‣ And what might all of this mean for the future of bond investing? I'm answering these que...
9 Fun (and Useful!) Facts About Investing & Retirement
October 19, 2023 09:00 - 18 minutes - 15.2 MBToday I'm sharing nine fun facts about the economy, markets, and retirement. Along with being entertaining, these facts bring important planning topics to the surface. They also help to address and answer common questions. For example: ‣ How correlated is the economy to the stock market? ‣ What are the actual odds of a catastrophic long-term care event? ‣ Should average life expectancy assumptions be used in retirement projections? If you're ready to have some fun learning ab...
Credit Freeze: Top 5 (Listener!) Questions Answered
October 04, 2023 09:30 - 12 minutes - 10.3 MBEveryone should freeze their credit. But most retirement savers I talk to have not tackled this simple (and free!) task. After commenting briefly about credit freezes in an episode last month, I've received dozens of GREAT questions from listeners. Questions like... ‣ Should minor children freeze their credit even if they don't have a credit score? ‣ After freezing with the "big three" (Equifax, Transunion, Experian), what other agencies should I freeze my credit with? ‣ How w...
What the Media Won't Tell You About Inflation
September 27, 2023 09:00 - 12 minutes - 10.3 MBLast June, inflation hit a 40-year high of 9.1%. Since then, it’s been falling month over month, hitting 3.2% in July of this year. The Fed’s aggressive rate hikes seemed to be doing their job, and their 2% inflation target appeared to be in sight. But then, the August CPI report came out a few weeks ago... ...and we saw inflation spike, jumping up to 3.7%. What happened? Where does inflation go from here? And should we be worried about this recent uptick? --- WANT MORE RETIREM...
The Behavior Gap: How Retirement Investors Can Avoid It
September 14, 2023 09:00 - 14 minutes - 11.8 MBYear after year, investors underperform the funds they invest in by almost 2%. 🤯 Not because of fees or taxes...but because of poorly-timed investing decisions. In today's episode, I'm sharing the results of this year's "Mind the Gap" study from Morningstar. I'm also sharing: ‣ The asset classes with the highest and lowest behavior gap over the last 10 years ‣ The relationship between volatility and investing returns ‣ Three things retirement investors can do to earn more of the...
3 Financial Scams to Watch Out For in 2023
September 06, 2023 09:00 - 20 minutes - 16.9 MBConsumers reported losing nearly $9 billion to fraud in 2022 — a 30% increase from the year prior. And those are just the incidents that are reported. In fact, some reports suggest that the ACTUAL amount is closer to $40 billion! One thing every report seems to agree on is that scams are becoming more prevalent and more sophisticated. So to help protect retirement investors from becoming victims, today I'm sharing the three financial scams to watch out for. I'm also sharing how you...
Listener Q&A: Early Retirement Pitfalls, Best Index Funds to Invest In, and More!
August 30, 2023 09:00 - 32 minutes - 22.6 MBIn this episode, we're answering listener questions! Specifically, guest host Jeremy Schneider is answering questions like: What are the best index funds to invest in How do you access retirement money early What are the little-known pitfalls of early retirement Jeremy also shares important tips on transferring money from old investment accounts. If you want to get answers to these great questions (and hear from a surprise guest who snuck their way in!), this episode is for you. ...
Why You Shouldn't Care About Your Credit Score
August 23, 2023 09:00 - 20 minutes - 14.7 MBAlmost every day, I (guest host Jeremy Schneider) hear someone mention their credit score. After being in school our entire young lives, we must all crave for someone to give us another grade. And when the ol’ FICO corporation is slapping a big number on all of us... ...we excitedly spend every waking moment trying to improve (or maintain) it. But here’s the problem: Focusing on your credit score is a TERRIBLE way to win with money. You’re putting your energy towards precisely the ...
Backdoor Roth IRA: What It Is, Pros + Cons, and How to Execute
August 16, 2023 09:00 - 9 minutes - 6.91 MBToday we're talking about the Backdoor Roth IRA. Specifically, guest host Jeremy Schneider is sharing: What the Backdoor Roth IRA strategy is Why you should (or shouldn't) pursue it How to execute it the right way If you're interested in learning more about this unique strategy for getting more money into a Roth IRA, this episode is for you. *** WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank ...
How to Prepare Loved Ones for When You Die
August 09, 2023 09:00 - 17 minutes - 12.1 MBIf YOU were to unexpectedly die tomorrow, would your loved ones know how to access your information? Your bank accounts? Insurance policies? Debts? Access to your home and car? Your devices? Approximately 2/3 of Americans don't have any estate planning documents! To help you avoid leaving a financial mess behind, guest host Jeremy Schneider is sharing how he's PERSONALLY prepared his family for an untimely death. Specifically, he's sharing: ➡ What information and documents he has ...
A New (and Simple!) Strategy to Boost Retirement Income
August 02, 2023 09:00 - 18 minutes - 15.5 MBToday I'm discussing a new retirement withdrawal strategy. The strategy is simple + allows retirees to (safely) spend more money than the 4% rule. It also protects against one of the biggest threats to retirement—Sequence Risk! If you want to avoid leaving behind a mattress full of money and learn about a simpler approach to boosting retirement income, you'll enjoy today's episode. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Re...
The Best Investment
July 26, 2023 09:00 - 14 minutes - 12 MBWhat separates a good investment from a bad one? How do you evaluate different investment options? Why are some very well-known metrics flawed and problematic? I'm answering these questions + sharing a personal story that caused me to change my approach when giving opinions about different asset classes. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Pla...
3 (More) Reasons NOT to Do Roth Conversions
July 12, 2023 09:00 - 19 minutes - 16.2 MBLast year, I published an episode titled, 5 Reasons Not to Do a Roth Conversion. The 5 reasons shared were: 1️⃣ - Shadow taxes 2️⃣ - No undo button 3️⃣ - Lack of cash flow to pay the tax bill 4️⃣ - You just don’t want to :) 5️⃣ - Future charitable giving goals Today I'm sharing three (more) reasons not to convert + why it might be ok to leave money in your pre-tax IRA. Roth conversions can be a wildly beneficial tax planning move for the right person... ...but they are...
Why Cash Is Not a Great Investment (Even With a 5% Yield!)
June 21, 2023 09:00 - 12 minutes - 10.4 MB"Cash is king." But is it a great investment? Historically, investors have built up dry powder to fund emergencies or survive market downturns. But with cash now yielding close to 5%... ...many investors are viewing cash as a way to make money. Today I'm sharing why cash — even at today's rates — is a bad investment. I'm also sharing how much cash a retirement investor should consider holding. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to t...
International Stocks: 3 Reasons Why Retirement Investors Should Own Them
June 07, 2023 15:33 - 20 minutes - 16.6 MBFor the last 53 years, U.S. stocks have significantly outperformed international stocks. (It's not even close.) As a result, many retirement investors are left wondering if they should own this asset class. Today I'm sharing why owning international stocks over the last 5 decades -- despite the disappointing track record -- was actually a smart decision. I’m also sharing why owning international stocks for the next 50 years and beyond is likely a wise decision, too. WANT MORE RETI...
Phil-in the Gaps: Why Alternative Investments Belong in Your Retirement Portfolio
May 03, 2023 09:00 - 51 minutes - 94.1 MBToday I'm joined by Phil Huber, Chief Investment Officer at Savant Wealth Management. Phil joins me to take the other side of the alternative investment debate and shares three big insights: 1.) What exactly defines an "alternative investment" 2.) Why traditional stock/bond portfolios will be challenged in the years ahead 3.) How alternatives can help to reduce risk and improve investment returns He also addresses common misconceptions about this complex asset class. If you're ...
The Bond Market is Flashing a Recession Warning
April 26, 2023 09:00 - 15 minutes - 12.9 MBToday I'm talking about the bond market. Specifically, what it's currently telling us about where the economy might be headed. In fact, we've never seen bond yields sound the recession alarm this loudly. 🚨 But, how reliable is the bond market? What does this "recession warning" mean for retirement savers? And how might the current environment impact investment decisions? I'm answering these questions (and more) in this episode! WANT MORE RETIREMENT PLANNING TIPS? Join thousan...
Why You Shouldn't Be Surprised By Your Investment Returns
April 05, 2023 09:00 - 51 minutes - 35.7 MBToday we're talking about expectations vs reality. To help, I’m joined by Rubin Miller, founder and CIO of Peltoma Capital. Rubin and I talk about three BIG things: Why chess players don’t make great investors How retirement savers should think about their current and future investment returns What investment assumptions should be used when running retirement planning projections We also talk about "risk-free" investments, the hidden dangers of an investor's time horizon, and grow...
The Banking Crisis: 3 Things Retirement Investors Need to Know
March 29, 2023 09:00 - 13 minutes - 11.5 MBToday I'm talking about the current banking crisis. Why? Silicon Valley Bank and Signature Bank were the 2nd and 3rd largest bank failures in history. In addition to explaining how we got here + why these banks collapsed... ...I'm answering three (3) important questions that retirement investors are asking. If you're ready to understand what this banking debacle means and what to do in response, today's episode is for you! WANT MORE RETIREMENT PLANNING TIPS? Join 2,000+ retirem...
Two (Real Life) Retirement Planning Case Studies
March 22, 2023 09:00 - 33 minutes - 27.5 MB*** More Than Money is officially out! Click here to grab your copy now. *** (All net proceeds being donated to non-profit organizations dedicated to improving financial literacy and diversity in the profession.) --- Today I’m sharing my recent conversation with Joe Saul-Sehy from Stacking Benjamins. Together, Joe and I break down two real-life case studies from my (just released!) book, More Than Money. We cover: Why the "making work optional" exercise is so empowering How t...
The Biggest Risk
March 15, 2023 09:00 - 9 minutes - 8.24 MBToday I'm discussing risk. Specifically, a type of risk known as "tail risk." As Morgan Housel puts it, it's the hardest for people to understand... ...and it's the only one that really matters. If you want to learn what tail risk is, why it's important, and how to mitigate it, today's episode is for you. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax ...
Alternative Investments: Should You Invest in Them?
March 01, 2023 10:00 - 17 minutes - 14.5 MBToday I'm talking about alternative investments. An "alternative" is an asset that doesn't fall into one of the three traditional investment categories (stocks, bonds, and cash). For example, private equity, venture capital, and managed futures. These complex strategies often claim to reduce risk + deliver "uncorrelated" returns. But do they live up to the hype? Do they provide compelling risk-adjusted returns? Should retirement savers include alternative investments in their p...
January Inflation: Why Prices Are Rising Again
February 15, 2023 10:00 - 8 minutes - 7.51 MBToday I’m addressing the January inflation report. In fact, contrary to expectations, inflation increased last month. Specifically, the Consumer Price Index (CPI) jumped 0.5% after increasing by only 0.1% in December. Why are prices increasing again? Was the report positive or negative? What does this mean for the long-term inflation trend? I’m answering these questions + we have a special guest that drops by to share his thoughts. WANT MORE RETIREMENT PLANNING TIPS? Join tho...
How to Invest for Retirement in an Uncertain Market
February 08, 2023 10:00 - 17 minutes - 14.3 MBToday I’m talking about investing and planning for retirement during uncertain times. In fact, I was recently invited to discuss this topic with Caleb Silver, Editor-in-Chief at Investopedia. Caleb hosts the Investopedia Express Podcast and has had conversations with everyone from Ray Dalio & Liz-Ann Sonders to Eli Manning & David Rubenstein. Needless to say, it was an honor to be on his show and share: How to build a plan for your cash and why it’s so important What mistakes invest...
Financial Advisors (Part 5): Answering FIVE Frequently Asked Questions
February 02, 2023 10:00 - 25 minutes - 20.8 MBToday I’m wrapping up our series on Financial Advisors by answering five common questions. Questions such as: How important are professional designations like CFP or CFA? What is the process for firing a financial advisor? Will I incur fees and taxes when transferring investment accounts to another financial institution? I'm also sharing more about financial coaches + what to do if you are a victim of bad financial advice. NEED TAX & RETIREMENT PLANNING HELP? Click to Learn more...
Financial Advisors (Part 4): Should You Work With a Fiduciary + How to Find an Advisor
January 25, 2023 10:00 - 24 minutes - 20.4 MBToday I’m tackling part four of our series on financial advisors. Specifically, I’m covering three BIG things: What is a fiduciary financial advisor (and should investors work with one) How are 'fee-only' advisors different from 'fee-based' Where can retirement savers search for a financial advisor based on their needs If you want to understand some of the most misunderstood financial terms + learn how to find a qualified advisor, today’s episode is for you. NEED TAX + RETIREMENT P...
Financial Advisors (Part 3): What Fees Do Financial Advisors Charge
January 18, 2023 10:00 - 57 minutes - 46.5 MBToday I’m sharing the different ways financial advisors charge for their services. In fact, there are FOUR main fee structures you might come across when interviewing advisors... ...and each one can be a disservice to someone. In this episode, I'm covering three important things: What are the four fee structures and their pros & cons Who is (and isn't) a good fit for each service model How much do financial advisors typically charge for their services I'm also sharing how retirem...
Financial Advisors (Part 2): The 5 Different Types of Advisors
December 15, 2022 10:00 - 20 minutes - 16.7 MBWant to support my upcoming book and help improve financial literacy? To encourage your support, I'm running a "buy one, give one" campaign. Here's how it works: Pre-order a copy of More Than Money (Kindle or physical copy) before Dec 31. Email a screenshot of your order to [email protected]. I will personally match your order and send you a second copy to gift to someone in your life. All net proceeds from the book are being donated to non-profit organizations dedicated to ...
Financial Advisors (Part 1): What Are They + What Do They Do
December 08, 2022 10:00 - 20 minutes - 16.6 MBToday I'm kicking off a multi-part series on Financial Advisors. (I'm also sharing a BIG announcement with everyone! 🥳) Here in Part 1, I'm covering three things: What is a financial advisor Why the job title is meaningless What financial advisors do (and don't do) It doesn’t matter if you manage your own finances, happily work with a financial advisor, or work with 15 advisors... ..if you want to gain a better understanding of this important (yet confusing!) profession, this se...
Should Retirement Savers Own Bonds?
November 22, 2022 10:00 - 23 minutes - 19.1 MBBonds are on track for their worst year in history. In response, retirement investors are concerned (rightfully so) and questioning their bond allocation. To help address those concerns, I’m covering three things today: Why bond yields are NOT moving in lockstep with interest rates set by the Fed How long it takes for bond losses to recover Why retirement savers should maintain exposure to bonds for the long run I'm also sharing the pros & cons of laddering bank CDs as a bond fund ...
3 Important Facts About State Taxes in Retirement
November 08, 2022 10:00 - 15 minutes - 12.6 MBToday I'm talking about state taxes (in retirement!). Specifically, I'm sharing three important facts that often fly under the radar. I'm also clearing up common misconceptions and sharing real-life examples. If you're ready to learn how state income taxes will impact your bottom line in retirement, this episode is for you. Want more retirement content? Subscribe to the Stay Wealthy e-newsletter! *** ✏️ Grab the Episode Show Notes 📊 Get Your FREE Retirement & Tax Analysis
3 Retirement and Tax Planning Updates for 2023
October 19, 2022 09:00 - 13 minutes - 11 MBToday I’m sharing three retirement and tax planning updates for 2023. Specifically, I’m sharing a summary of important changes to: Social Security payments Social Security taxation Medicare Part B premiums I’m also sharing key highlights from the highly anticipated Secure Act 2.0 bill + when we might expect it to (finally) pass. If you’re wrapping up your year-end planning and starting to think about 2023 and beyond, this episode is for you. Want more retirement content? Subscri...
How to Invest During a Lost Decade
October 11, 2022 09:00 - 16 minutes - 13.8 MBRecent headlines suggest stocks could be flat (or negative!) for the next 10 years. The technical for this is "lost decade." And these headlines have created more concern for investors who are already on edge. So, what exactly does a lost decade mean for retirement savers? How likely is it that we are going to experience one? If we do, how should investors approach their asset allocation? Those are the questions I'm answering in today's episode! Want more retirement content? ...
Why Are Markets Falling (and How Did We Get Here)
October 04, 2022 09:00 - 24 minutes - 20.3 MBToday I'm breaking down the current state of the markets and economy. Specifically, I'm sharing: Why markets are falling (and how we got here) How things could get worse before they get better Four (4) reasons for investors to be optimistic right now If you're feeling worried or concerned and want to learn more about the current downturn, this episode is for you. *** ✏️ Grab the Episode Show Notes 📬 Subscribe to the Stay Wealthy Newsletter! 📊 Get Your FREE Retirement & Tax...
What Does an Inverted Yield Curve Mean for Retirement Investors
September 20, 2022 09:00 - 11 minutes - 9.32 MBThe current yield on a one-year U.S.Treasury bond is 4%. But the yield on a ten-year Treasury bond is only…3.5%. Why is this? What does it mean for retirement savers? And how should investors respond? That’s what I’m tackling today on the show! *** ✏️ Grab the Episode Show Notes 📬 Subscribe to the Stay Wealthy Newsletter! 📊 Get Your FREE Retirement & Tax Analysis
Tax-Loss Harvesting (Part 3): Answering Three Important Questions
September 13, 2022 09:00 - 23 minutes - 19.2 MBHave you joined the Stay Wealthy newsletter? No spam. No fluff. Just one retirement/tax planning article each week...written by yours truly. 😊 Sign up for free here. *** In today's episode, I’m wrapping up our tax-loss harvesting series. Specifically, I'm answering three BIG questions: What if I don’t have any capital gains to offset? How to maximize the benefits of tax loss harvesting? How do I navigate multiple tax lots properly + avoid making a costly mistake? What is di...
Tax-Loss Harvesting (Part 2): Who Benefits the Most?
August 30, 2022 09:00 - 16 minutes - 13.5 MBToday I’m continuing with our series on tax-loss harvesting. Here in part 2, I’m sharing: Who should consider tax-loss harvesting Who should stay away from it The (top) 3 things that can boost your tax savings I’m also presenting situations where tax loss harvesting can backfire, and do more harm than good. 😬 If you're a retirement saver ready to learn how this tax strategy can be maximized, you're going to love today's episode. *** ✏️ Grab the Episode Show Notes 📬 Subscri...