Are you thinking about buying a home in 2018? I have seven tips that will help streamline that process to your benefit.
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If you’re thinking about buying a home in 2018, here are the top seven things you should do:
Check your credit score. Your credit score is like gold when applying for a mortgage.Don’t open any new lines of credit. You don’t want anything to affect your debt-to-income ratio, which could lower your buying power.Suggest financial gifts from your family. Instead of traditional presents, suggest that your family gift you funds for your housing purchase. Save that money towards a down payment, closing costs, and home inspectionKeep tabs on interest rates. Rates are really good right now, so make sure they don’t climb too high when it comes time to purchase because that could lower your buying power.Find a good real estate agent to help you out. Anyone on our team would be happy to help you out. We’ll talk you through what you’re looking to do, educate you on the market, and tell you about the shadowy inventory that’s available.Get a mortgage lender who you can trust. We know some of the best in the business who will do a fantastic job and save you money.Get yourself pre-approved. Without being pre-approved, looking for homes would be like going to dinner without a wallet.“
Without a pre-approval, looking for homes would be like going to dinner without a wallet.
”If you have any questions about buying or selling real estate, feel free to give us a call. We’d love to help you out.