Andy and Aaron are joined by Tim Malm to discuss his experience with payday lending, shame, Disneyworld vs. deck repairs, “as soon as you run out of money, everything’s a crisis,” being comfortable with not knowing something, the power of empathy, and more.

Audio outro: The White Stripes, “Bone Broke

Links:
“Are We Sure This is Good?” podcast
How Do I Get out of Payday Loan Debt?
Nebraska becomes the latest state to cap payday loan interest rates (Nov. 2020)
Aaron and Andy on the Millennial Mental Health Channel
Five Tropes Local TV News Uses to Dehumanize Homeless People