Mo Money
452 episodes - English - Latest episode: 4 days ago -Mo Money is where we bring you practical tips, hacks, strategies and knowledge to help you save more, invest smarter, and maximise your money to ultimately replace your salary by investing faster and easier.
In this show, Ben Nash, finance expert, best-selling author, speaker, and award-winning financial adviser along with Will Cant, a Financial Adviser at Pivot Wealth, will help you cut through the noise.
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Episodes
#256 w. Al Bentley - Share investing hacks from Simply Wall St
September 29, 2022 03:24 - 37 minutes - 68.3 MBIn this episode, I chatted with Al Bentley, the founder and CEO of Simply Wall Street - a tech platform that helps investors with long-term direct share investing. They've taken the investing world by storm and have hundreds of thousands, almost a million users in Australia alone. We've talked about his take on the market today; when individual share investing fits for investors, when it is right, and when it's not right. As well as some of the investing mistakes to avoid and the things yo...
#255 Money news in human words; higher taxes, luxury property whacked, & sharemarket predictions
September 27, 2022 00:05 - 21 minutes - 39 MBIn this week's Money news in human words, I talked about the potential of our taxes to increase and some of the tax cuts to be unwound that have been promised to us so starting with a bit of bad news there, unfortunately. Talked about the luxury property market getting whacked, what that means for property strategies and how to choose a good property based on the different sort of growth rates and decline of different sectors of the property market. I also unpacked the Kathy Wood versus Ra...
#254 w. Robbo - Aussie Mortgage Guy
September 21, 2022 22:00 - 23 minutes - 43.6 MBLast week, I chatted with Robbo, the Aussie mortgage guy, TikTok superstar, and ex-mortgage broker who helps people understand mortgages, the lending market, getting into the property market and acts as a bit of a conduit between people and the best brokers in the country. I picked Robbo's brain on some of the trends that he's seeing, talking to the 300,000 plus followers that he got on TikTok, and some of the mistakes that people are making in the market today, particularly in the soft ma...
#253 Money news in human words; market meltdown, forecasting failure, property affordability & dodgy marketing
September 20, 2022 01:00 - 20 minutes - 37.1 MBIn this week's episode of Money news in human words, I talked about the US inflation stats and how they led to the market having a full-on meltdown. The $3.8 trillion property forecast mistake we saw over the last couple of years and the lessons you can learn from it. I chat about super funds & investment companies being a little bit sus when it comes to their fees and their marketing, how they're charging and what you should be looking out for so that you can avoid falling for some of tho...
#252 w. Dr Mike Kollo - Crypto & Markets
September 14, 2022 22:00 - 39 minutes - 72.2 MBIn this episode, I chatted with Dr Mike Kollo, a CEO at Clanz -a trading platform that empowers anyone to unlock the potential of cryptocurrencies. Dr Kollo has a deep experience in Institutional investment markets. We talked about what's going on with crypto and some of the things that people might not know about what happens behind the scenes that have driven some of the disruptions over the last little while. We chat about risk at the moment, what's going on in markets, how people shoul...
#251 Money news in human words; Financial stress, recession, property forecast failure, QLD property tax
September 12, 2022 22:00 - 15 minutes - 29 MBIn this week's money news in human words, I talked about the financial stress findings that have just come out from this massive report across Australians and how a million Aussies are facing severe financial stress and what you can do about it, how the economic growth is tracking and why we might all need to take real wage cuts so that the RBA doesn't have to jack up interest rates and force us into massively higher unemployment. The $7 billion commercial build-to-rent play that Aware sup...
#250 August 2022 Investment and property market update
September 07, 2022 22:00 - 22 minutes - 41.4 MBIn this episode, I cover what happened in the Investment and property markets over August 2022. The winners and losers, some of the trends that we're seeing from investors, and some of the hacks & mistakes that people can avoid by learning from to make smarter decisions. This episode is perfect for anyone that wants to understand what's going on in markets and what it actually means for you. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.e...
#249 Money news in human words; worst super funds, house price decline, tax cuts, & ETH merge
September 06, 2022 04:26 - 16 minutes - 29.9 MBIn this week's Money news in human words, I unpacked the key stories behind the headlines and what they mean for your money. I talked about the worst-performing super funds in Australia that collectively manage over $20 billion of member funds and how to choose a good super fund. I chat about the property market, the fact that new loans are at decade-low rates and what that means for property price declines that we're seeing around the country. Some good news in tax cuts that are coming, w...
#248 Where cryptocurrency fits for smart investors [Live event recording]
August 31, 2022 22:00 - 57 minutes - 105 MBThis episode is a recording of a live session I did on Where cryptocurrency fits for smart investors. I cover crypto basics, market fundamentals, a bunch of interesting Q&A around where the market might be going from here and how to actually build a good crypto portfolio that fits in with other things that are going on with your money. I cover some of the crypto mistakes people make and what I think they should be doing to make sensible decisions when they invest in crypto and digital asse...
#247 Money news in human words; US freaks market down, Aussie dividends, investors key risks & making $1m p.a. investing
August 29, 2022 22:00 - 19 minutes - 35.4 MBIn this week's Money news in human words, I started by talking about the comments from the US Federal Reserve and how they led to a $6 trillion meltdown of the share market. The record dividends that are being paid to Aussie shareholders through this year, what those companies are doing a little bit differently, how you can make sure that you get your piece of the action, the biggest risks for Aussie investors today, and the top three things. One of which is particularly scary for me, whi...
#246 How to save money more faster [Live event recording]
August 24, 2022 22:00 - 57 minutes - 105 MBLast week, I did a live event on How to save more money faster. I talked about savings, hacks, principles and frameworks that can make it easier for you to save more money and how quickly you can accelerate your savings. I dive deep into what I've found to be the biggest hacks that make a difference when it comes to your savings success, how I run my bank accounts and how I've helped thousands of other people run it for themselves. Once you get on the front foot with your funds, you can m...
#245 Money news in human words; soft landing WTF, property highs & lows, company profits & reducing CGT
August 22, 2022 22:00 - 23 minutes - 43.8 MBIn this week's Money news in human words, I talked about what a soft landing is and why it's important that the RBA can find that, how the US recession fees easing, the Australian company profits, and the good side of what's going on at the moment. I talked about the high-end property suburbs and how they're bucking the trend of the property market downturn, as well as some of the highest-income suburbs, postcodes, and occupations that are claiming the most in tax deductions. I also get a...
#244 Cryptocurrency investing 101 [Live event recording]
August 17, 2022 22:00 - 39 minutes - 72.4 MBThis episode is a recording of a live event I did on Cryptocurrency investing 101. I talked about the basics of cryptocurrency investing, how it works, what to look out for, what smart crypto investors do, and the mistakes people make when it comes to crypto. Also, I chat about how you can plan with cryptocurrency investing and how you can build it into your overall wealth-building plan. This episode is perfect for those who want to understand a little bit more about crypto, to learn about...
#244 Cryptocurrency investing 101
August 17, 2022 22:00 - 39 minutes - 72 MBThis episode is a recording of a live event I did on Cryptocurrency investing 101. I talked about the basics of cryptocurrency investing, how it works, what to look out for, what smart crypto investors do, and the mistakes people make when it comes to crypto. Also, I chat about how you can plan with cryptocurrency investing and how you can build it into your overall wealth-building plan. This episode is perfect for those who want to understand a little bit more about crypto, to learn about...
#243 Money news in human words; AU to avoid recession, property dip, supersize super & meme stocks
August 15, 2022 23:50 - 22 minutes - 40.9 MBIn this week's Money news in human words, I unpacked some of the noise around the headlines and helped you understand the key things you need to know to make smarter money decisions. I talked about the Australian economy being tipped to avoid recession, some of the reasons why we're at the bottom of the market when it comes to the current share market position and what we should be thinking about going into the ASX Australian share market reporting season. The fact that the suburbs posted ...
#242 How to invest tax smart in the new financial year
August 10, 2022 22:00 - 1 hour - 113 MBThis episode is a recording of a live event I did on How to invest tax-smart for the new financial year. I talked about the best time for planning your tax. It should be the 1st of July and not the 30th of June. I go through my tax hacks and strategies to set yourself up for success in this financial year so that you can be in a better position when submitting next year's tax return. This episode is perfect for anyone who wants to understand the key tax strategies when investing in diffe...
#242 How to invest tax smart in the new financial year [Live event recording]
August 10, 2022 22:00 - 1 hour - 113 MBThis episode is a recording of a live event I did on How to invest tax-smart for the new financial year. I talked about the best time for planning your tax. It should be the 1st of July and not the 30th of June. I go through my tax hacks and strategies to set yourself up for success in this financial year so that you can be in a better position when submitting next year's tax return. This episode is perfect for anyone who wants to understand the key tax strategies when investing in diffe...
#241 Money news in human words; rates cut, property bargains, wage growth, & tech investing
August 08, 2022 22:00 - 19 minutes - 35.9 MBIn this week's Money news in human words, I unpacked the key messages beyond the headlines and what you need to know to make smarter investing decisions. I talked about fixed rates being cut at the first sign that rate rises sooner than most people think. How smart investors are not being scared off by the price drop in the property space, capitalizing on strong income property returns and low vacancy rates to make money. I talked about wage growth both in Australia and the US and what it ...
#240 July Investment & Property Market Update
August 04, 2022 01:42 - 27 minutes - 50.4 MBThis episode is a recording of the Investment and property market update for July 2022. I unpacked the trends that we're seeing in markets, some of the market data and performance data, property market share, as well as some of the things for investors to look out for people that want to make smart money decisions, to see through some of the noise that's out there and figure out what actually makes sense for you. I also talk through some of the problems, mistakes, hacks, and client stories...
#239 Money news in human words; Negative inflation, interest rates to drop, property opportunity, investment fails
August 02, 2022 03:22 - 24 minutes - 45.3 MBIn this week's Money news in human words, I unpacked the headlines to help you understand what's going on in the world, and how it actually applies to your money. We talked about the potential for negative inflation and interest rates to drop way ahead of what was predicted, as well as the tough conditions in the property market for property sellers, but a huge opportunity that exists for buyers and when that's forecast to start and get less favourable. As well as some of the negotiating t...
#238 w. Karen Eley - Improving your money mindset
July 27, 2022 22:00 - 25 minutes - 46.6 MBIn this episode, I chatted with Karen Eley, a Money coach expert at Women Talking Finance. She used to be a financial advisor. A decade ago, Karen started helping people and coaching with their money, especially on their money mindset. It's an area that I think our psychology impacts so much of the money decisions we make. Karen goes through some of the helpful sorts of mistakes and issues people face regarding their money mindset, as well as her favourite strategy that you can use to d...
#237 Money news in human words; rates rise forecast accelerated, profit shaming, EU struggling & Boat Airbnb
July 26, 2022 00:22 - 11 minutes - 21.9 MBIn this week's Money news in human words, I talk about the fact that interest rate forecasts have just tipped to increase significantly by the big four banks in Australia and it's above what was previously thought to get on top of this inflation crisis. I talk a bit about profit shaming, what's going on at the moment on companies, why that is a serious risk for its workforce, the European chaos that happening between the central banks, the various economies out there and an investment oppo...
#237 Money news in human words; rates rise forecast accelerated, profit shaming, EU struggling & Boat airbnb
July 26, 2022 00:22 - 11 minutes - 21.5 MBIn this week's Money news in human words, I talk about the fact that interest rate forecasts have just tipped to increase significantly by the big four banks in Australia and it's above what was previously thought to get on top of this inflation crisis. I talk a bit about profit shaming, what's going on at the moment on companies, why that is a serious risk for its workforce, the European chaos that happening between the central banks, the various economies out there and an investment oppo...
#236 How to buy your dream home without a crippling mortgage [Live event recording]
July 20, 2022 22:00 - 59 minutes - 109 MBThis episode is a live recording of an event I did on How to buy your dream home without a crippling mortgage. I unpacked the ways how to buy a dream home in Australia, which does not come cheap and do it in a way without carrying a mountain of debt that stresses you out. I talked about some tactics you can use for tax planning around property purchases, costs of running property investment, and the strategic considerations to get you to that dream home purchase. This episode is perfect ...
#236 How to buy your dream home without a crippling mortgage
July 20, 2022 22:00 - 59 minutes - 109 MBThis episode is a live recording of an event I did on How to buy your dream home without a crippling mortgage. I unpacked the ways how to buy a dream home in Australia, which does not come cheap and do it in a way without carrying a mountain of debt that stresses you out. I talked about some tactics you can use for tax planning around property purchases, costs of running property investment, and the strategic considerations to get you to that dream home purchase. This episode is perfect ...
#235 Money news in human words; US record inflation, rents skyrocket & RBA review
July 20, 2022 00:09 - 15 minutes - 28.8 MBIn this week's Money News in human words, I talked about the US inflation crisis and whether interest rates are going back to 15%. I also chat about the review of the RBA in Australia, what it means for policy when it comes to interest rates and whether it can incorporate things like property affordability moving forward. Either bitcoin has hit rock bottom as well as the suburbs where rents have increased the most and some census data stats around property ownership are pretty scary. This ...
#234 w. Harrison Dell - Chatting crypto tax law
July 14, 2022 02:00 - 35 minutes - 65.2 MBIn this episode, I chat with Harry Dell who is a tax lawyer that specializes in Crypto and Web3. We talked about crypto tax hacks, tax mistakes that people make also just general sort of tax law and some of the opportunities for people to be smarter with their taxes. This episode is perfect for anyone that wants to use the rules to their advantage, stay on the right side of the ATO, and keep more of their investment income. Want to keep making the right money moves with complete conf...
#233 Money news in human words; Rates up, property squeeze, banks on sale, Mt Gox, and ZIP wobbles
July 12, 2022 04:26 - 16 minutes - 29.5 MBIn this episode, I talk about the RBA decision to increase interest rates by 50 basis points, what it means for mortgage holders, and some things people should consider around these changes and raises of interest rates. Sort of related to that is the property market squeeze and unpack a lot of the data sitting around the property market at the moment and where to go from here as well as the strategic considerations for property buyers and owners in the current climate. I talk about the Aus...
#232 Investment and property market update June 2022
July 06, 2022 22:00 - 29 minutes - 53.1 MBIn this episode, I unpacked what has been happening in investments and the property market up to the end of June 2022. I talked about some of the market statistics, some investor trends and the things to look out for so that you can interpret what's going on in the investment markets to make smarter investment decisions. This episode is perfect for anyone who wants to invest smart and become confident in their investment decisions, especially as we're facing periods of uncertainty, turbule...
#231 Money news in human words; Census wealth data, recession, tech meltdown, unpaid tax, startups struggling
July 04, 2022 22:00 - 20 minutes - 36.7 MBIn this episode of Money news in human words, I unpacked the key headlines, how to read through them to have an impact on you and what you need to do to make smarter decisions in the current climate. Also, I chat about some of the census data, wealth data in particular around property dwellings and how they've changed over the last little bit. If you're a money nerd like me, reading is pretty interesting. I talked about unpaid tax gaps in Australia and why the ATO targeted individuals ...
#230 How to cut your tax bill before EOFY [Live event recording]
June 29, 2022 22:00 - 57 minutes - 106 MBThis episode is a recording of a live event I did on How to cut your tax bill before the end of the financial year. I talked about the tax system, investments tax, and how it works in Australia. Some of the tax mistakes that cost people money, how to structure your investment, and how to be more tax-effective and not end up with a higher after-tax return which is what I think is important when you invest. And also on how you can work things together into a clear tax plan. This episode is p...
#230 How to cut your tax bill before EOFY
June 29, 2022 22:00 - 57 minutes - 105 MBThis episode is a recording of a live event I did on How to cut your tax bill before the end of the financial year. I talked about the tax system, investments tax, and how it works in Australia. Some of the tax mistakes that cost people money, how to structure your investment, and how to be more tax-effective and not end up with a higher after-tax return which is what I think is important when you invest. And also on how you can work things together into a clear tax plan. This episode is p...
#229 Money news in human words; Economy firing, housing collapse calls premature, fixed mortgage risks & ATO hit list
June 27, 2022 22:00 - 16 minutes - 30.3 MBIn this week's Money News in human words, I talked about the massive decline in the budget deficit over the last three months and the huge turnaround in the Australian economy that flowed to the government's coffers through tax rates which set us up for a good 2023 financial year. Also, I talked about the housing market forecast collapse, why some of those calls might be premature the fact that 40% of Aussies have fixed mortgage interest rates which are about to get a significant tick up o...
#228 w. David McDermott - How to be an effective leader
June 22, 2022 22:00 - 33 minutes - 61.2 MBIn this episode, I chat with David McDermott, a Business & Executive Coach at McDermott Coaching. He has been coaching Executives and leaders for about 20 years. He talks about some of the trends he's been seeing, the lessons he learned over his extensive career, working with tons of super successful people, his top productivity hacks, and the things you need to get right to be a great leader. This episode is perfect for people who want to be better leaders within their teams, organization...
#227 Money news in human words; Sharemarket WTF, Crypto meltdown, RSU nightmares, FHB relief & regional property booming
June 20, 2022 22:00 - 20 minutes - 37.9 MBIn this episode, I talk about the current share market meltdown and what investors should be thinking about to make smart decisions today, whether Bitcoin is dead or what the hell is going on in crypto markets. The recently announced New South Wales state government co-ownership scheme to help first home buyers get into the property market, faster. Some of the data around regional property price growth and where to from here in the regions, as well as some RSU horror stories and a few clie...
#226 How to build a second income investing [Live event recording]
June 15, 2022 22:00 - 58 minutes - 107 MBThis episode is a recording of a live online event I did on how to build a second income investing. I talked through the investment basics, the power of getting started, how to dive in, how to choose the right strategy and what type of investments are out there. This episode is perfect for people who want to understand the building blocks of investing, how to begin with and figure out what they should be investing in. Want to keep making the right money moves with complete confidence...
#226 How to build a second income investing
June 15, 2022 22:00 - 58 minutes - 107 MBThis episode is a recording of a live online event I did on how to build a second income investing. I talked through the investment basics, the power of getting started, how to dive in, how to choose the right strategy and what type of investments are out there. This episode is perfect for people who want to understand the building blocks of investing, how to begin with and figure out what they should be investing in. Want to keep making the right money moves with complete confidence...
#225 Money news in human words; Stamp duty gone, USD & AUD investing, ApplePay later & scam alert
June 14, 2022 00:27 - 18 minutes - 34.2 MBIn this episode, I covered the potential for stamp duty being abolished in New South Wales and whether now is a good time to buy U.S. investments based on the Aussie dollar being so weak along with some of the forecasts around where things are going. We talked about Apple moving into Buy Now Pay Later (BNPL), some of the social commentaries around the massive rise in property prices not being reflected in inflation data and consumer price indexes. While addressing the fact that consumers a...
#224 Investment & Property Market Update - May 2022
June 08, 2022 22:00 - 25 minutes - 46.7 MBIn this episode, I talk through some of the economic data that impact investment performance and what's driving the share markets and crypto markets to tank over the last little bit. This episode is perfect for people who want to understand some of the headlines and have a clear investment game plan to make smarter investment decisions and know what they're doing to make money through 2022. Want to keep making the right money moves with complete confidence? Upcoming online events: ...
#223 Money news in human words; Economy struggling, Biden oil backflip, build to rent & advice spotlight
June 06, 2022 22:00 - 15 minutes - 28.8 MBIn this episode, I unpacked the key stories that impact your money and the things you need to know to make smart choices. This week, I cover some economic data and the fact that the economy isn't quite as strong as what we've been led to believe or what had been forecast at the bottom backflip around oil supply and what Biden is doing in Saudi Arabia this week to combat that some financial advice updates to hopefully simplify some of the regulation and make advice more affordable for indivi...
#222 Tax Hacks EOFY Q&A [Live online event]
June 01, 2022 22:00 - 25 minutes - 47.4 MBThis episode is a recording of a live session I did around tax hacks, and Q&A for the end of the financial year, helping people understand the things they should be doing to be smarter with tax before the financial year wraps up. It's perfect for people who want to minimize their ATO donation and set them up for better tax outcomes in this current financial year as well as understand the things they need to look out for and set themselves up for better tax outcomes in future. Want to...
#222 Tax Hacks EOFY Q&A [Live event recording]
June 01, 2022 22:00 - 26 minutes - 47.8 MBThis episode is a recording of a live session I did around tax hacks, and Q&A for the end of the financial year, helping people understand the things they should be doing to be smarter with tax before the financial year wraps up. It's perfect for people who want to minimize their ATO donation and set them up for better tax outcomes in this current financial year as well as understand the things they need to look out for and set themselves up for better tax outcomes in future. Want to...
#221 Money news; Sharemarket woes, mortgage lending tightening, big tech & Labour government economic impact
May 30, 2022 22:00 - 19 minutes - 35.4 MBIn this episode, I unpacked Money news in human words, where we talked through the key stories that you need to understand and what they mean for your money. I talked about the share market being in the crosshairs of the federal reserve in the US and central banks around the world, what that means for investment markets over the next little bit and some of the changing standards to mortgage borrowing from the big four banks in Australia. The fact that big tech is getting more power with th...
#221 Money news; Sharemarket woes, lending tightening, big tech & Labour gov
May 30, 2022 22:00 - 19 minutes - 35.4 MBIn this episode, I unpacked Money news in human words, where we talked through the key stories that you need to understand and what they mean for your money. I talked about the share market being in the crosshairs of the federal reserve in the US and central banks around the world, what that means for investment markets over the next little bit and some of the changing standards to mortgage borrowing from the big four banks in Australia. The fact that big tech is getting more power with th...
#221 Money news in human words; Sharemarket woes, mortgage lending tightening, big tech & Labour government economic impact
May 30, 2022 22:00 - 19 minutes - 35.8 MBIn this episode, I unpacked Money news in human words, where we talked through the key stories that you need to understand and what they mean for your money. I talked about the share market being in the crosshairs of the federal reserve in the US and central banks around the world, what that means for investment markets over the next little bit and some of the changing standards to mortgage borrowing from the big four banks in Australia. The fact that big tech is getting more power with th...
#220 w. Tommy Honan - Crypto markets update & staking deep dive
May 25, 2022 22:00 - 36 minutes - 66.2 MBIn this episode, I chat with Tommy Honan, who's a crypto expert. We dive deep into the wild markets that we're seeing at the moment and what investors should be thinking to make smarter decisions when it comes to crypto and digital assets today. We talked about staking, how that works, the Terra luna fiasco, and how investors can tackle staking and earning yields from their crypto investments, as well as some of the mistakes that people make in crypto. This episode is perfect for people ...
#219 Money news in human words; HECS up, market crashing, election, & FHB
May 24, 2022 02:30 - 17 minutes - 31.3 MBIn this episode, I talked about Money news in human words, I covered what's going on in the markets and what are the things that you should be thinking about to make smart moves in light of those. The first thing that I discussed was around the HECS repayment rates increased significantly, and the concern by Aussies off the back of that. We dive deep into the impact of the election on the property buyers, the broader economy, what's going on in markets, the dot-com crash potential that we...
#218 Money Mindset Hacks [Live event recording]
May 18, 2022 22:00 - 50 minutes - 92.5 MBThis episode is a recording of a live online event I did on Money mindset hacks, where I unpacked the key money psychology and issues that can hold back your money progress. We talked about psychological biases, heuristics, and some of the limiting beliefs that can hold back your money progress and stop you from getting the results that you want. This episode is perfect for people who want to understand a bit more about the thinking side of money to achieve true financial success. A lot ...
#217 Money news in human words; Use super for home deposit, China lockdown smashing markets, crypto battered
May 17, 2022 06:02 - 13 minutes - 25.3 MBIn this episode of money news in human words, I chat about what we've been seeing in the markets and the news over the last week that helps us cut through the noise and could help you understand all the commentary out there. I talked a lot about China's impact on markets, and what their lockdown is doing to share markets in the US and Australia and around the world. Also, I discussed the first home initiative that's been proposed by the liberals. If they get into power, what's driving th...
#217 Money news in human words; Use super for home deposit, China lockdown smashing markets, crypto battered
May 17, 2022 06:02 - 13 minutes - 24.8 MBIn this episode of money news in human words, I chat about what we've been seeing in the markets and the news over the last week that helps us cut through the noise and could help you understand all the commentary out there. I talked a lot about China's impact on markets, and what their lockdown is doing to share markets in the US and Australia and around the world. Also, I discussed the first home initiative that's been proposed by the liberals. If they get into power, what's driving th...