Mo Money
452 episodes - English - Latest episode: 4 days ago -Mo Money is where we bring you practical tips, hacks, strategies and knowledge to help you save more, invest smarter, and maximise your money to ultimately replace your salary by investing faster and easier.
In this show, Ben Nash, finance expert, best-selling author, speaker, and award-winning financial adviser along with Will Cant, a Financial Adviser at Pivot Wealth, will help you cut through the noise.
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Episodes
#306 Money News: SVB Bank collapse & what it means for investors
March 22, 2023 23:00 - 22 minutes - 24.5 MBIn this episode of the Mo Money podcast, we unpack the shock waves that are coming from the SVB banking collapse, and what it actually means for investors, whether the world is going to end or not. I'll give you a hint: I don't think that's going to happen. We also talk about what the opportunities are for investors, how to make smart decisions in the current environment, and how to avoid a lot of that fear and noise out there. This episode, I think, is really crucial for anyone that's in...
#305 Replace Your Salary by Investing - Property
March 20, 2023 23:00 - 30 minutes - 33.1 MBIn this episode of the Mo Money podcast, we're continuing the "Replace Your Salary by Investing" series talking all about property, why it's important, how to fit it in with your plan and how to be smarter with property so that you get better results. This episode is perfect for anyone that wants to get ahead with their money and be smarter when it comes to their property decisions. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbrite.com.au...
#304 Money News: Super tax changes & fixed rate mortgage cliff
March 15, 2023 23:00 - 25 minutes - 28.3 MBIn this week's money news in human words, we unpack the changes to super tax over the last little bit and why it's not just something that impacts rich people, and we unpack the fixed mortgage interest rate cliff and whether it is going to crash the property market or not. This episode is perfect for anyone that wants to read between the headlines and understand what it actually means for their money. Want to make smarter money moves and get ahead faster? Upcoming events: https://ww...
#303 Replace Your Salary by Investing - Tax
March 12, 2023 23:00 - 29 minutes - 32.7 MBIn this episode of the Mo Money podcast, we're following on with the "Replace Your Salary by Investing" series where I'm going to be talking all about tax, the rules, the key strategies that you can use to cut your tax bill, hold on to more of your income and use that to get ahead faster, or to just enjoy your lifestyle a little bit more. This episode is perfect for anyone that wants to use the rules to their advantage and get ahead the smart way. Want to make smarter money moves and g...
#302 Money News: Tax Breaks & Property Market
March 09, 2023 11:00 - 25 minutes - 28.3 MBIn this episode of The Mo Money podcast, we're talking money news in human words and firstly unpacking the biggest tax breaks that the government is dishing out around the country and helping you understand what they are, so you can figure out how much you're actually taking advantage of. Then we get right into the recent economic data around how the economy is growing, and how that's flowing through to the property market in particular, with the Sydney property market turning around and ...
#301 Replace Your Salary by Investing - Investing
March 06, 2023 23:00 - 30 minutes - 33.6 MBIn this episode of the Mo Money podcast, we're continuing on with the Replace Your Salary by Investing series where we're talking all about investing, what it's about, what it means, what you need to know and how you practically go about investing more and investing better. Super pumped to get into this one with you, because it's where the rubber really hits the road and the key to not being forced to work forever. This episode is perfect for anyone that wants to get ahead with their mone...
#300 Money News: Australia's Rental Crisis
March 02, 2023 01:06 - 18 minutes - 20.8 MBIn this episode of the Mo Money podcast, we're talking about money news in human words and we're focusing all in on the rental crisis in Australia, the record low vacancy rates that we're seeing, the record high rental increases, what it means for renters, what they can do, whether there are any opportunities or silver linings out there. But importantly, we talk about how people should take action to put their best financial foot forward in the current environment. This episode is perfect...
#299 Money News: Mortgage holidays, negative equity & sharemarket surge
February 27, 2023 23:00 - 21 minutes - 23.5 MBIn this week's money news in human words, we talk about the banks coming out saying that they're going to nurse borrowers through the mortgage pain that we're seeing at the moment. We chatted a bit about negative equity that's come about off the back of the property market decline, and the recent unemployment data and why that's caused the share market to skyrocket. This episode is perfect for anyone that wants to understand the headlines and what it actually means for their money and invest...
#298 Money News: Property market decline & 2023 outlook
February 22, 2023 23:00 - 23 minutes - 25.5 MBIn this episode of the Mo Money podcast, we talk through money news in human words, and this week the focus is on the property market, the decline that we've seen over the last little bit, but what the future holds for the Australian property market in particular. We look at the recent interest rate rises, where to for investors, whether now is the right time to buy, and how you should be setting up any property buying for success. This episode is perfect for anyone that wants to understa...
#297 Replace Your Salary by Investing - Saving
February 20, 2023 23:00 - 27 minutes - 30.1 MBIn this episode of the Mo Money podcast, we're talking all about saving as part of the "Replace Your Salary by Investing" series, why it's important, how you can get there, some of the challenges and what you need to do to set up an automatic system to help you save more, spend better and create more money for you to invest and then get ahead faster. This episode is perfect for anyone that is not saving as much money as they want, or even if they are, and looking to take their savings game t...
#296 Money news: RBA rate rise & share market rally
February 15, 2023 23:00 - 28 minutes - 31.8 MBIn this episode of The Mo Money podcast, we're talking through money news in human words and unpacking the recent RBA rate rise, what it means for investors, the property market and how far rate rises might actually go. We also talk about the share market rally that we've been seeing through December and January and what it means for investors, as well as unpacking a story around trust investing and how a client of ours used a trust to save $28,000 in tax and increase their asset position...
#295 Replace Your Salary by Investing - How to build better money habits
February 13, 2023 23:00 - 21 minutes - 23.8 MBIn this episode of Mo Money, we're changing things up a bit and diving deep into how to replace your salary by investing. So, my book is coming out over the next little bit and we're unpacking the key areas that you need to focus on to drive your money success, as well as the practical tactics and hacks that you can use to actually put those in place. So this episode is perfect for anyone that wants to replace their salary by investing. Want to make smarter money moves and get ahead fa...
#294 Investment and property market update - January 2023
February 08, 2023 23:00 - 36 minutes - 40.3 MBIn this episode of The Mo Money podcast, we cover investment and property market update for January 2023. Where we talk about what's been happening in market and some of the trends that we're seeing, as well as the opportunities that are out there. We look at the massive share market rally that's happened through December and January, and what that means for investors moving forward from here, the property market disruption, where the risk is and where the opportunities are there, as well ...
#293 Welcome to the Mo Money Podcast
February 06, 2023 23:18 - 25 minutes - 27.8 MBI'm pumped to be bringing you the very first episode of the Mo Money podcast, even though we've been going under the "How to be Successful with Money" banner for about 300 episodes. In this episode I talk about what this change is all about, what drove it, as well as what I've got planned for the Mo Money podcast over the next little while. I introduce the new co-host for the podcast and talk about some of the building blocks of money success. Want to make smarter money moves and get...
#292 Get Money Smart in 2023
February 01, 2023 21:00 - 59 minutes - 109 MBThis episode is a recording of a live event I did on how to Get Money Smart in 2023. I covered the key areas that you need to get right if you want to get results with your money the fast way in 2023, how to invest during a recession or during periods of volatility, how to set up your investment plan for success as well as how to cut your tax bill when you invest. Also, I got a bunch of questions from the audience about investing, saving, and money in general. This episode is perfect for...
#291 Money News in human words; Home upgrading, how wealthy are you, & stamp duty vs land tax
January 30, 2023 21:00 - 15 minutes - 27.6 MBIn this week's money news in human words, I talked about home upgrading, how you can do that and plan around a home upgrade in a way that doesn't sabotage your investing progress. I chatted about the wealth distribution in Australia off the back of some recently released AVS data which is super interesting for money nerds like me. There are a bunch of interesting insights around how you can compare where you fit on the wealth spectrum as well as the New South Wales land tax, the first home...
#290 Master your money mindset in 2023
January 25, 2023 21:00 - 58 minutes - 108 MBThis session is a recording of a live event we did on How to master your money mindset in 2023, where I covered a bunch of the psychology that impacts our money decision-making and our approach to money management, the psychological biases that impact our investing, limiting beliefs and the things that you can do to overcome flaws in our money mindset and can take away from the results that we want. This session is perfect for anyone who wants to do better with their money mindset to nail ...
#289 Money News in human words; Dream home planning, worst ETFs, share rally & FHB hacks
January 23, 2023 21:00 - 14 minutes - 26.8 MBIn this week's Money news in human words, I talked about How to buy your dream home and be tax efficient. At the same time, I covered the best and worst performing Australia ETFs in 2022, the winners & losers there, and what that means in building out a portfolio for 2023. Also, I talked about the market rally that we've seen through January, the fact that Bitcoin is back on the rise, what's driving this, what it means, where to from here, and the seven tips for first home buyer borrowing....
#288 Buy your first home in 2023 [Live event recording]
January 18, 2023 21:00 - 59 minutes - 108 MBThis episode is a recording of a live event I did on How to buy your first home in 2023, where I cover all of the basics of the property market, how it works, how much money you need, how to set up a property strategy, how to choose a property, how to structure your debt and all of the questions in between. This episode is perfect for anyone who wants to buy a property and do it the smart way with less stress. Want to make smarter money moves and get ahead faster? Upcoming eve...
#287 Money news in human words; Refusing promotion, record property decline & investors bail
January 16, 2023 21:00 - 15 minutes - 27.7 MBIn this episode of Money news in human words, I covered when promotion and a pay rise aren't always the best money move for you. The share market investors exiting the share market in droves, in a period where the opportunity is high, the record property market declines that we've just seen and what they mean for property investors, as well as our talking about our good friend, Mr Elon Musk, and the record that he's broken around losing wealth. This episode is perfect for anyone who wants ...
#286 How to plan smarter in 2023 [Live event recording]
January 11, 2023 21:00 - 58 minutes - 107 MBThis episode is a recording of a live event I did on How to plan smarter in 2023. We talked about how to capitalize on your New Year's motivation to take full advantage of your money in the new year, how to break down your planning so that you can figure out what's the most important, cut through some of the noise, and what strategies and tactics make the most sense for you. This episode is perfect for anyone who wants to plan smarter with their money to get better results. Want to m...
#285 Money news in human words; RBA rate cut, GFC declines forecast, & holiday home tactics
January 09, 2023 21:00 - 17 minutes - 32.6 MBIn this week's Money news in human words, I talked about some of the holiday home tactics you can use to buy a holiday home and still get the most out of your money, end up being debt free at the same time, the RBA rate cuts are slated to come through in 2023. The GFC level declines are predicted for the share market, some of the opportunities for investors that might sit around, the first sign is that the banks are going to do whatever they can to ease pressure and make sure that there ar...
#284 Get smarter with tax in 2023 [Live event recording]
January 04, 2023 21:00 - 58 minutes - 107 MBThis episode is a recording of a live event I did on how to Get Smart with Tax for 2023. I talked about the basics of tax and how you can understand to use the rules to your advantage, investment tax, and how that works. We deep dive into some of the strategies, tactics that you can use to be smarter with your tax, as well as tax around your planning and tax strategies that you can use. This episode is perfect for anyone who wants to minimize their annual ATO donation and legally hold onto...
#283 Client stories; joint property, saving struggles, & wrong properties
January 02, 2023 21:00 - 12 minutes - 22.5 MBThis episode of the podcast is another departure from our regular programming for the holidays where we are unpacking a bunch of financial plans, the numbers behind them, where people were at, what they chose to do, and the upside of those strategies that they put into place so that you can learn from the lessons of others and some of the mistakes to look out for and avoid, as well as some of the shortcuts that you can take to make it easier to get the results from your money. This episode...
#282 Invest smarter in 2023 [Live event recording]
December 28, 2022 21:00 - 56 minutes - 104 MBThis session is a recording of a live event I did on how to invest smarter in 2023. I unpacked the power & value of building good habits with your money and how the most successful people make their money look so easy. I also talked about the fundamentals of investing smarter, how to plan and increase the after-tax return that you get from your investments, a deep dive into the different types of investments you can use and how to get started. This episode is perfect for anybody who wants ...
#281 Client stories; property stretch, guilty spending, & life in the way
December 26, 2022 21:00 - 13 minutes - 24.8 MBIn this week's podcast, I'm departing a little bit from our regular programming to bring you a handful of client stories. I wanted to unpack the numbers behind financial plans so that you can learn from what other people have done to make smarter decisions for yourself. This episode is perfect for anyone who wants to understand what makes a good financial plan, how people have tackled their decisions and some of the mistakes that have cost people money so they can avoid making them for the...
#280 Money Mistakes to Avoid in 2023 [Live event recording]
December 21, 2022 21:00 - 42 minutes - 77.9 MBThis episode is a recording of a live event I did on the Money Mistakes to Avoid in 2023. I talked through some of the smaller money mistakes that can be frustrating and costly for people, as well as the major mistakes that can lead to serious setbacks and really slow going when it comes to your money, as well as the three key frameworks that you can apply to your money to get better results out of what you have right now today. This episode is perfect for anyone that wants to avoid mistak...
#279 Money news in human words; Losing super funds, property clearances smashed, & Musk toppled
December 19, 2022 21:00 - 10 minutes - 19.5 MBIn this week's Money news in human words, I talked about the super funds that have lost 14 billion with over 300,000 members in 2022, the mass exodus from a certain segment of the superannuation sector into military funds, some of the risks that come along with, and what people should look out for when choosing a super fund. I also talked about the property clearance rates tanking to a five-month low and what that actually means for property buyers in 2023, as well as Elon Musk toppled fro...
#278 How to buy property like a pro [Live event recording]
December 14, 2022 21:00 - 1 hour - 118 MBThis episode is a recording of a live event I did on How to buy a property like a pro. I unpacked the things you need to know to set up a property purchase for success, as well as some of the strategies you can use to get ahead with property faster and the reason why I believe that property is the most effective way to build your wealth. I also covered some property mistakes to avoid so that you can learn from other people's mistakes and avoid making them for yourself. This episode is pe...
#277 Money news in human words; Recession upside, joint property, and economy firing
December 12, 2022 21:00 - 12 minutes - 23 MBIn this week's Money news in human words, I talked about a bunch of stories I've been reading on the economy about the potential of a recession and what it means for investors. I dive deep into some of the experiences we've seen in the last couple of downturns, what people did, where they went wrong, what people did that got the best outcomes through a downturn, and what they did a little bit differently. I also unpacked a story about joint borrowing and how that can actually hold back you...
#276 Investment and property market update - November 2022
December 07, 2022 21:00 - 28 minutes - 53.1 MBIn this episode, I unpacked what's going on in investments and property markets, the trends that we're seeing with people and their money, what's going on in economies, what investors should be thinking about, and some of the money hacks & mistakes that you can use to leverage to learn from others on how to make your money success easier, particularly with what's going on in the markets at the moment and around the world. There's a ton of fear out there. This episode is perfect for anyone ...
#275 Money news in human words; market rally, property downturn over, & Tesla tanks
December 05, 2022 23:18 - 12 minutes - 23.6 MBIn this week's Money news in human words, I talked about the huge Global share market rally that's currently in play off the back of the comments from the US Federal Reserve around slowing down the increased rate of interest rates. The fact that the worst of the property downturn could be over with property rate declines, slowing the China impact on the world with their ongoing covid lockdowns and what it means for investors. Also, Tesla shares getting pumped off the back of some changes t...
#274 How to replace your salary by investing [Live event recording]
November 30, 2022 21:00 - 55 minutes - 102 MBThis episode is a recording of a live event I did on how to build a second income investing. I covered investing mistakes to avoid, investment basics, how to formulate your ideal investment strategy, the different types of investment options, and how to choose what will work for you between active funds, passive funds, ETF shares, managed funds, and micro-investing. This episode is perfect for anyone who wants to understand investment basics and how they can build another income from inves...
#273 Money news in human words, Mortgage lending shifts, insto property domination, and top stocks for 2023
November 28, 2022 21:00 - 11 minutes - 20.7 MBIn this week's Money news in human words, I talked about the alcohol-free booze maker that's just dominated the fast 100 lists with some massive growth and what that means for investors in the outlook for 2023. I talked about some of the changes to residential property investors borrowing in mortgage assessments, NAB's big move to increase the number of residential property investors can borrow, the Insto move into the Australian property market, and what that means for people still lookin...
#272 How to FIRE without sacrificing your lifestyle [Live event recording]
November 23, 2022 21:00 - 59 minutes - 108 MBThis episode is a recording of a live event I did on How to FIRE without sacrificing your lifestyle. I talked about what fire means, how to set up a fire game plan, some of the key considerations on how to create financial freedom and how I define financial independence by replacing your salary with investment income. I also talked about the one big problem I see with the current fire movement and what it means when you're leaving a whole bunch of money on the table. This episode is perfe...
#271 Money news in human words; tax rates soar, US rate slowdown, & property predictions
November 21, 2022 21:00 - 12 minutes - 22.5 MBIn this week's Money news in human words, I talked about the personal tax soaring in Australia despite the stage three tax cuts forecast, what that means for bracket creep and how much tax we're actually paying. The hope of the US winding back on their interest rate increases & how that's going to flow through Australia; the 200 suburbs that have fallen out of the million-dollar property club, home loan repayments with interest rates increases over the last little bit have jumped to their ...
#270 How to adult: Financing 101 [Live event recording]
November 16, 2022 21:00 - 58 minutes - 107 MBThis episode is a recording of a live session I did on How to Adult: Financing 101. I covered the basics of money bust and a bunch of money myths that can hold people back from getting started and be super confusing, particularly in the early stages of your money journey. I talked about how saving can drive the investment choices that make the most sense to you, how to plan with your money and a whole bunch of mistakes that you should look to avoid. This episode is perfect for anyone who w...
#269 Money news in human words; FTX collapse, rates to 6.6%, market surge & US inflation
November 14, 2022 23:24 - 16 minutes - 30.1 MBIn this week's Money news in human words, I unpacked what's going on in the headlines so that you'll know what it means for your money and investments. I've covered the share market surge we've seen in the last week, some favourable US inflation data, how the NASDAQ closed the week up almost 10% in just two days, and what it means for investors at the end of the year. Also, I talked about home loans peaking at 6.6% in Australia based on our inflation data, how mortgage owners can prepare, ...
#268 Maximising your employer share plan when the market is crashing [Live event recording]
November 09, 2022 21:00 - 43 minutes - 79.8 MBThis episode is a recording of a live event I did on How to maximize your employers' share plan when the market is crashing. The employer's share plan can create a massive opportunity for people to get ahead faster and accelerate their wealth building. However, you need to know how to use the rules to your advantage to avoid missing out on the opportunity and not getting frustrated by big tax bills, declining share prices, and forcing this reactive, stressful selling situation. I also talk...
#267 Money news in human words; US rates up, picking the property bottom, and higher taxes
November 07, 2022 22:34 - 19 minutes - 36.5 MBIn this week's Money news in human words, I talked about the US interest rate increase of 0.75% over the last week and their current inflation crisis, where to from here and when they'll start slowing down on their rate rises. I spoke about the flow-through impact on the Australian dollar which kicked up almost 3% in the last week, some investments that might make sense to take advantage of a strengthening Aussie dollar given what we're at historical lows, how to pick the property market b...
#266 Money and investing hacks [Live event recording]
November 02, 2022 21:00 - 58 minutes - 106 MBThis episode is a recording of a live event I did on Money and investing hacks. I talked about the most important things you need to get right to be successful with your money, how to invest, what to look out for when you invest and how to plan to get the most out of your current situation. Also, I did a ton of Q&A with some interesting questions about the state of the markets and what is good buying today. This episode is perfect for anyone who wants to know more about investing, unders...
#265 Money news in human words; Record inflation, tech wreck, RBA criticism, & market recovery
October 31, 2022 21:00 - 16 minutes - 29.8 MBIn this week's Money news in human words, I talked about the record inflation data that came through in Australia showing inflation at its highest pace since 1990, what that means with interest rates and the economy, as well as some of the commentaries from CBA suggesting change within the RBA, how they make decisions and how their board is composed. I dived deep into the current tech market route where companies like Meta have gone through their reporting season as well as a bunch of othe...
#264 Federal budget recap in human words October 2022
October 27, 2022 00:19 - 13 minutes - 24.3 MBIn this episode, I unpacked the October Federal budget and gave you the human-word version of some of the measures there. I chatted about some of the interesting forecasts that have gone into the budget as well as the measures themselves, what they actually mean, some of the winners & losers, and what you should look out for. This episode is perfect for anyone who wants to understand the key measures in the budget and what they actually mean for them. Want to make smarter money mov...
#263 Money news in human words; Investing behaviour, buying cheaper than renting, UK ousting, & AU budget
October 24, 2022 23:01 - 16 minutes - 29.8 MBIn this week's Money news in human words, I talked about some of the changes we're seeing in investors' behaviour in the current share market environment and my take on some things for investors to be thinking about before making a radical change in their investing approach. I spoke about the suburbs where buying a property is cheaper than renting and what to look out for when planning a property purchase to set it up for success. The UK Prime Minister Liz Truss's resignation spectacularly...
#262 How to be smarter with money through your career [Live event recording]
October 19, 2022 21:00 - 55 minutes - 102 MBThis podcast is a recording of a live online event I did on How to be smarter with money throughout your career. I talked about the most important things you need to understand while your career progresses to remain on the front financial foot and take advantage of the opportunities. This episode is perfect for anyone who wants to understand how to make the right moves at the right time and how to get the most out of their money throughout their career. Want to make smarter money mo...
#261 How to invest smarter when the market is crashing [Live event recording]
October 17, 2022 21:00 - 1 hour - 110 MBThis episode is a recording of a live event I did on How to invest smarter when the market is crashing. I talked through the investment basics, the key things that you need to know to build a solid investment portfolio given the market conditions that we're seeing today, some tips & tricks for investors around the importance of tax, and how to plan with it when you invest. As well as some of the investing mistakes that you should learn to avoid. This episode is perfect for anyone who wants...
#260 How to buy property the smart way in 2022 [Live event recording]
October 12, 2022 21:00 - 1 hour - 111 MBThis episode is a recording of an online event I did on How to buy property the smart way in 2022. I talked through the key things that people should be thinking about to make smarter decisions today. As well as some tips, hacks, and strategies that can make your life easier when it comes to property and what you should be looking out for. Also, got a lot of really interactive Q&A from people who were asking about some of the basics around their property decision-making, particularly with...
#259 Money news in human words; Shares crash, tax cuts, beating recession & property recovery
October 11, 2022 00:02 - 15 minutes - 28.5 MBIn this episode, I covered Money news in human words where I talked about the massive market crash that we're currently seeing in share markets in the US, Australia, and around the world. But the weird thing was, it's a bunch of positive economic data that's driving this. I talked about the stage three tax cuts being on the chopping block in Australia, whether they will be wound back in a clear breaking of labour's election promise, the potential for Australia to beat the recession and th...
#258 September 2022 Investment and Market update
October 05, 2022 21:00 - 24 minutes - 44.7 MBLast week, I covered what has been happening in the Investments and property markets in September 2022. I talked about investor trends, the things you need to know to make smarter decisions in the current environment, and a lot of stuff that's happening in the economy. Also, I talked about the activity in the markets, some of the money hacks & mistakes to look out for, and the things you need to know when you invest. This episode is perfect for anyone who wants to invest wisely and get b...
#257 Money news in human words; UK meltdown, RBA too aggressive, land tax & rents skyrocketing
October 04, 2022 03:08 - 17 minutes - 31.1 MBIn this week's Money news in human words, I unpacked what's going on in the UK and the market meltdown that they're seeing there. What does their new government up to, what we should be looking out for in Australia & as investors based on the craziness that's happening there, and whether Central banks are breaking too hard on the economy. The Queensland scrapping of the land tax measures, which had now created a lot more certainty for property investors and on the property market vein skyroc...