Mo Money
452 episodes - English - Latest episode: 4 days ago -Mo Money is where we bring you practical tips, hacks, strategies and knowledge to help you save more, invest smarter, and maximise your money to ultimately replace your salary by investing faster and easier.
In this show, Ben Nash, finance expert, best-selling author, speaker, and award-winning financial adviser along with Will Cant, a Financial Adviser at Pivot Wealth, will help you cut through the noise.
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Episodes
#356 How to budget & automate your savings
September 14, 2023 00:00 - 23 minutes - 25.6 MBIn this episode of the Mo Money podcast we dive deep on to how to save and how to budget. So last episode we talked about the why, some of the challenges and the solutions, but this time we get super tactical and process-driven, going through step by step what you need to do to save more money and set up an automated saving system. That means that you can get the outcomes you want from a savings perspective without it being a time consuming process. This episode is perfect for anyone that...
#355 Save more while spending guilt free
September 12, 2023 00:00 - 21 minutes - 23.5 MBIn this episode of the Mo Money podcast, we dive deep into savings talking through why savings is important (apart from the obvious), as well as the key barriers that stop people from being as focused as they could or should be when it comes to their savings, and how you can overcome them. This episode is perfect for anyone that wants to save more money. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-3437...
#354 How to get started investing #3
September 07, 2023 00:00 - 29 minutes - 30.8 MBIn this episode of the Mo Money podcast, we talk all about how to actually get started investing, how to set up your own investment philosophy, how to choose between the types of investments that are out there, how to choose between the types of accounts that you can use, as well as how to get started. So this episode is perfect for anyone that wants to either get started investing or has gotten started, but wants more confidence in what they're doing. Want to make smarter money moves ...
#353 How to get started investing #2
September 05, 2023 00:00 - 22 minutes - 24.1 MBOn this episode of Tte Mo Money podcast, we dive deep into investing challenges that can hold people back, as well as the solutions and what you can actually do about it. Now, we know how important investing is for your wealth building and that's why we're so heavily focused on it in all of the work that we do with our clients and also through our Smart Money Accelerator. But what we wanted to do in this episode was unpack the the really crucial elements that you should have an awareness ...
#352 How to get started investing #1
August 31, 2023 00:00 - 17 minutes - 19 MBIn this episode of the Mo Money podcast, we talk all about investing and why everybody should be investing at some level, how to make that happen, and how to think about your investing in a way that makes it easier for you to take more action and get better results faster. This episode is perfect for any investors, but particularly anyone that's not investing today is going to get a ton out of it. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.ev...
#351 Money and Investing Psychology Hacks
August 29, 2023 00:00 - 26 minutes - 28.5 MBIn this episode of the Mo Money podcast we talk all about money psychology, the different areas to be aware of for you to think about your thinking so that you make better decisions, take better action and get better results. This episode is perfect for anyone that wants to get ahead faster with less stress. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Learn more about Pivot Wealth: https:...
#350 How to build better money habits
August 24, 2023 00:00 - 21 minutes - 23.5 MBIn this episode of the Mo Money podcast, we're talking all about habits, how to build better habits with your money and how important habits are relative to what you choose for your investments, what you choose to do from a tactical perspective as well. Now this is part of a series where we're unpacking the big picture on the elements that we cover through the Pivot Smart Money Accelerator program. And habits is the very first of the financial foundations module, because we know that does...
#349 WTF is going on with the property market?
August 22, 2023 00:00 - 17 minutes - 18.2 MBIn this episode of the Mo Money podcast, we talk about what the actual hell is going on in the property market around Australia, how it seems to be defying gravity and certainly defying a lot of the forecasters and experts out there, as well as what the property market holds for the rest of 2023 and beyond. We talk about some of the recent data that's coming in, some of the the biggest things that investors need to look out for that's going to impact property values in the short term, as ...
#348 How debt recycling works
August 17, 2023 00:00 - 24 minutes - 26.3 MBIn this episode of the Mo Money podcast we unpack debt recycling, how it works in practice, the steps that you need to follow to make this happen, as well as some of the things to consider to make sure that you make the most money if you're going down this path and a few mistakes or places where this can go wrong for you to look out for. This episode is perfect for anyone that wants to use the rules to their advantage to get ahead faster. Want to make smarter money moves and get ahead ...
#347 The end of RBA interest rate increases
August 15, 2023 00:00 - 15 minutes - 16.1 MBIn this week's episode of Mo Money, we talk about inflation and interest rates and whether the RBA has finished with its job of increasing interest rates. No doubt that will be some welcome news for homeowners and property investors around the country. We unpack some of the things that are driving the RBA decisions and a couple of the key indicators over the next little while that are going to mean whether rates keep going up or whether they're done for now. This episode is perfect for an...
#346 Negative Gearing Explained
August 10, 2023 00:00 - 18 minutes - 20.4 MBIn this episode of the Mo Money podcast, we dive deep into negative gearing, what it is, and how it works, unpack some of the jargon and things to look out for, as well as to figure out whether negative gearing is all it's made out to be. This episode is perfect for anyone that wants to use the tax rules to their advantage and get ahead from their investing. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-...
#345 Employer Share Plans 101
August 08, 2023 00:00 - 24 minutes - 26.9 MBIn this episode of the Mo Money podcast, we unpack how to maximise employer share plans, the different types of plans that exist, how they work, what some of the considerations are around investing, planning and tax, as well as what you need to know to make sure that you actually profit from your employee share plan. This episode is perfect for anyone that's working for an employer that offers employee share plans or that's thinking about joining one that does. Want to make smarter mon...
#344 Smart Money Accelerator Q&A+
August 03, 2023 00:00 - 59 minutes - 60 MBThis episode is recording of a live event we did exclusively for our Smart Money Accelerator members, where we answered their money questions about what's going on in the property market, how to be smart for tax time, as well as a bunch of general questions about how to think about their money decisions and make the smartest moves for them. This episode is perfect for anyone that wants to understand the answers to commonly asked questions, but more importantly to understand how to answer ...
#343 How to invest tax smart in the new financial year
August 01, 2023 00:00 - 1 hour - 76.1 MBThis episode is a recording of a live session we did on how to invest tax smart in the new financial year. Now, most people start thinking about their tax planning at the end of financial year or after it's wrapped up, but the reality is that it can be limited what you can actually do to change your tax position. So, this is all about getting on the front foot in the new financial year to invest smarter and get a better outcome at tax time. We get right into all of the details around the ...
#342 Get tax smart
July 27, 2023 00:00 - 32 minutes - 37.7 MBThis episode of the Mo Money podcast is a recording of a live event I did on how to get tax smart. I talk about the top tax hacks that can cut your tax bill and boost your tax refund, the tax strategies that you need to know about, as well as some of the hidden opportunities around tax that most people don't understand. This episode is perfect for anyone that wants to be smarter with the money that they have and save tax so that they can get ahead faster. Want to make smarter money mov...
#341 How to get started investing
July 25, 2023 00:00 - 1 hour - 67.4 MBThis episode of the Mo Money podcast is a recording of a live event I did on how to get started investing. I unpack investment basics, the actual steps that you need to follow to get started investing, what products to use, how to set up an investment strategy, how to manage your risk, and importantly, the key decisions that you need to make through that process to get started investing with confidence. This episode is perfect for anyone that is not already investing or is not already invest...
#340 How to adult with money
July 20, 2023 00:00 - 1 hour - 65.7 MBThis episode of the Mo Money podcast is a recording of a live event I did on how to "adult" with money. I unpack the key things that you need to know to make smart money decisions, the elements that you don't get taught at school, and what you should be thinking about to take your money game to the next level. This episode is perfect for anyone that wants to have a better understanding of money and the most important areas that they need to get right. Want to make smarter money moves a...
#339 Investment & Property Market Update - July 2023
July 18, 2023 00:00 - 40 minutes - 46.1 MBThis episode is a recording of a live event we did on investment and property market update for July of 2023. Closing out the financial year, we unpack what's happened in markets, the trends that we're seeing, investment performance, what investments make sense at the moment, best and worst performing investments of the financial year that's just finished, as well as what investors should be thinking about today to make the smartest moves for them. This episode is perfect for anyone that wan...
#338 How to save more money faster
July 13, 2023 00:00 - 53 minutes - 58.2 MBThis episode of the Mo Money podcast is a live event recording from a session I did on how to save more money faster. I unpack my top savings hacks, how to do a budget, how to set up your banking to make it easier to save more, and ultimately set up an automatic saving system that allows you to save more money, but gives you more confidence around your investing. This episode is perfect for anyone who wants to save more money. Want to make smarter money moves and get ahead faster? U...
#337 Financing 101
July 11, 2023 00:00 - 57 minutes - 61.4 MBThis episode of the Mo Money podcast is a recording of a live event I did on Financing 101. So, getting into the basics of money, and the things that you need to know to make smarter choices. We talk about saving, the types of investments that you can use, and how to plan with your money as well as a few mistakes to look out for and avoid. This episode is perfect for anyone that's just getting started on their money journey and wants to know how to make the right moves with confidence. ...
#336 How to create generational wealth
July 06, 2023 00:00 - 1 hour - 70.2 MBThis episode of the Mo Money podcast is a recording from a live event I did on how to create generational wealth, which we did in partnership with Care for Kids. This event we unpacked how to invest to set up the financial future for your family, how investments work, starting from the basics and then winding into what options are available for investing in your kids, how to set targets around that, what products actually make sense, how the tax implications work when investing for kids, and...
#335 How to invest with property equity
July 04, 2023 00:00 - 58 minutes - 60.3 MBThis episode of the Mo Money podcast is a recording of a live event we did on how to invest with property equity. We talked about property equity, what it is, and if you do have a chunk of equity in your property, how you can leverage that to invest more money and get ahead faster. This episode is perfect for anyone that owns property or is planning to own property and wants to accelerate their investing and financial progress. Want to make smarter money moves and get ahead faster? ...
#334 SMA Q&A+ event
June 29, 2023 00:00 - 1 hour - 60.1 MBThis episode is recording of a live event we did exclusively for our Smart Money Accelerator members, where we answered their money questions about what's going on in the property market, how to be smart for tax time, as well as a bunch of general questions about how to think about their money decisions and make the smartest moves for them. This episode is perfect for anyone that wants to understand the answers to commonly asked questions, but more importantly to understand how to answer ...
#333 How investment bonds save tax when you invest
June 27, 2023 00:00 - 15 minutes - 16.6 MBIn this episode of the Mo Money podcast, we dive deep onto investment bonds, which is essentially an investment account with some tax concessions that can help you build your investments and investment income faster. We unpack the key rules that you need to understand how the products work, as well as who they can be good for, and some of the strategy considerations when you invest. Now this episode is perfect for anyone that wants to invest smart, and doesn't want to pay more than their ...
#332 How to recession-proof your finances
June 22, 2023 00:00 - 13 minutes - 14.9 MBIn this episode of the Mo Money podcast, we're talking about how to recession-proof your finances. With all of the noise out there around the globe at the moment, it seems like more and more people are asking the question if we are headed towards a recession. Technical or otherwise, maybe we are, maybe we aren't. But either way, there are a few things that you can do now to put yourself in the strongest position to give you peace of mind to ride out any potential storm that might be comin...
#331 Share market bull rally
June 20, 2023 00:00 - 18 minutes - 19.5 MBIn this episode of the Mo Money podcast, we talk about the Bull Market that's kicking off in shares around the world and where to from here, how you can invest when there are higher levels of uncertainty out there in the world today, and we unpack the recent stats on the best and worst performing investments to help you figure out how you can invest for good times and bad. This episode is perfect for anyone that wants to be investing smart in the current environment. Want to make smart...
#330 How to build a second income investing
June 15, 2023 00:00 - 1 hour - 72.3 MBThis episode is a recording of a live event I did on how to build a second income investing. Through the event I unpacked investment basics and where risk comes from when you invest so that you can manage it effectively, the sorts of investments that you can use and the ones that perform best more than 80% of the time. We also cover investment accounts, platforms, and how to actually get started investing, as well as mistakes to avoid when you invest. This episode is perfect for anyone th...
#329 How compound interest works when you invest
June 13, 2023 00:00 - 13 minutes - 15.2 MBIn this episode of the Mo Money podcast, we're bringing an express episode on compound interest. I think a lot of people hear about this stuff, but there is a lot of confusion out there. So we unpack what it is, how it helps you, and importantly, how you can actually plan around this, and how to use a compound interest calculator to make it easier for you to achieve your financial goals. This episode is important for anyone that wants to be financially secure, but have a clear path to mak...
#328 Investing 101
June 08, 2023 00:00 - 20 minutes - 21.9 MBIn this episode of the Mo Money podcast we dive deep on investing basics. What a share actually is, managed funds, ETFs, micro investing, active investing, passive investing, and ethical investing as well. We de-jargon the jargon and help you understand the things that you need to know to make your next smart investment move. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Learn more about Pi...
#327 How to choose an adviser that will make you money
June 06, 2023 00:00 - 14 minutes - 15.8 MBIn this episode of the podcast, we talk about how to choose an advisor that will make you money and save you tax. This is a speed version this week, we try to keep it pretty snappy but give you the things that you need to know to find someone that can help you at tax time, this tax time and for the tax times ahead. But also when you are thinking about working with someone, give you the key questions that you need to ask and answer to give you the confidence to pull the trigger so that you ca...
#326 How to buy your first home
June 01, 2023 00:00 - 20 minutes - 22.7 MBIn this episode of the Mo Money podcast, we talk all about how to buy your first property. We unpack what the process steps are, how you can actually set up a strategy, who you need in your corner and when and how to bring those people in, as well as how you can hack your motivation to make your property purchase happened faster. This episode is perfect for anyone that doesn't own property already, but it has it as part of their future. Want to make smarter money moves and get ahead fa...
#325 Top five strategies to pay less tax
May 30, 2023 00:00 - 27 minutes - 30.5 MBOn this episode of the Mo Money podcast, we unpack the top five strategies that you can use to pay less tax. Now, these are not overnight strategies - but strategies that will set you up for the years ahead. So we get into negative gearing, debt recycling, trust, investment companies, investment bonds, as well as how you can use franking credits to cut your tax bill pretty significantly. This episode is perfect for anyone that wants to pay their fair share in tax, but not a dollar more. ...
#324 Money News: Property prices on the rise
May 25, 2023 00:00 - 17 minutes - 20.1 MBIn this episode of The Mo Money podcast, we're talking money news in human words, and it's all about the property market. What's going on, the fact that we've seen property prices increasing despite the recent RBA rate rise, what you need to know to make smart property decisions in the current environment, and what to expect for the rest of 2023. This episode is perfect for anyone that owns property or has property as part of their future. Want to make smarter money moves and get ahead...
#323 Wills & Estate Planning
May 23, 2023 00:00 - 26 minutes - 29 MBOn this episode of the Mo Money podcast, we're talking all about something of a little bit of a difficult topic to discuss, but wills powers of attorney, death, dying, disability, and unpacking all of the legal and financial side of things so that you can understand at least the issues that you need to be across and consider so that you've got a rock solid risk management plan for your money. This episode I think is really important one for everyone to hear. Want to make smarter money ...
#322 How to buy property the smart way in 2023
May 18, 2023 00:00 - 1 hour - 69 MBThis episode of the Mo Money podcast is a recording of a live event I did on how to buy property the smart way in 2023. I unpack property buying basics, what's going on in the market at the moment, the challenges and opportunities that exist for property buyers in 2023, as well as the tactics and strategies that you can use to make smarter decisions when you buy a property. This episode is perfect for anyone that is looking to buy property in the short term or at some point through their inv...
#321 How to cut your tax bill before EOFY
May 16, 2023 00:00 - 28 minutes - 30.6 MBIn this episode of the Mo Money podcast, we're talking all about the ways that you can cut your tax bill before the end of the financial year - which is not that far away. So, we unpack the key tactics and strategies that you can use and put in place now to put yourself in the best position for the end of this financial year, and the things that you can do to set yourself up for the financial years ahead. This episode is perfect for anyone that wants to be smarter with their tax and potentia...
#320 Money News: Federal Budget 2023 Unpacked
May 11, 2023 00:00 - 28 minutes - 31.3 MBIn this episode of the Mo Money podcast, we unpack the 2023 Federal Budget, what it means for individuals, tax, families, households, inflation, power prices, and basically all of the things that you need to know to see how the budget impacts you. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Learn more about Pivot Wealth: https://pivotwealth.com.au/ Check out Ben’s book, Get Unstuck: htt...
#319 How to invest for your kids
May 09, 2023 00:00 - 26 minutes - 28.5 MBOn this episode of the Mo Money podcast, we're diving deep into how to invest for your kids, helping you understand what it's all about, how you can get started, some of the barriers that can stop people from going down this path and how to avoid them, how to choose the investments that actually make sense if you're looking to invest for your kids, how to plan around your tax, the products that you can use and how to get started. This episode is perfect for anyone that has kids or is thinkin...
#318 Money News: Tax the rich budget & April property rise
May 04, 2023 00:00 - 29 minutes - 31.4 MBIn this episode of the Mo Money podcast we're unpacking the money news in human words, and helping you understand what the headlines actually mean for your money and investments. This week, we're talking about the budget that is coming this tax the rich budget that they've spoken about. The Labour government could be delivering to us in just a couple of weeks time, what it actually means, what they might do, and what we're hoping to hear now that the budget is actually back in a surplus posi...
#317 How insurance protects financial risks
May 02, 2023 00:00 - 37 minutes - 41.7 MBIn this episode of the Mo Money podcast, we're diving deep into insurance, what it is, how it works, and the types of cover that are out there. We bust the jargon that can surround insurance that makes it really complicated and confusing, but what we're doing with this episode is helping you understand the key things that you need to know to figure out whether insurance is something that you might need or want and if you do then want to take out insurance, understand how it works so you can ...
#316 Money News: Has the property market bottomed?
April 27, 2023 00:00 - 30 minutes - 33.6 MBIn this week's Mo Money podcast were unpacking the money news in human words and diving deep into what's been going on in the property market. The fact that experts are calling the bottom of the market, what's actually driving that the factors that sit behind it, and as well as some of the changes that the government's been making to property buying initiatives, and what investors should be thinking about to make smart moves in the current environment. This episode is perfect for anyone that...
#315 Building your emergency fund
April 25, 2023 00:00 - 27 minutes - 30.1 MBIn this episode of the Mo Money podcast, we're chatting all about emergency funds, what they are, what they're not, how much you need, how to figure that out how to set up your emergency fund, how to build it if (you don't have it already), and how to manage it once you've got it built. This episode is important for any investor or anyone that wants to have good financial well being and peace of mind. Want to make smarter money moves and get ahead faster? Upcoming events: https://ww...
#314 Money News: Have we hit peak interest rates?
April 20, 2023 00:00 - 23 minutes - 26.5 MBIn this week's money news in human words, we're talking about the fact that inflation and interest rates are on a knife's edge, both in the US and closer to home in Australia. We unpack some of the recent data, and what we should be looking out for over the next month or so, to see if we are at the end of the rate tightening cycle. We also talk about what that actually means for investors in the current environment, and how to make sure that inflation doesn't eat your lunch, as well as a ...
#313 Ditch your bad debt for good
April 18, 2023 00:00 - 32 minutes - 35.8 MBIn this episode of the Mo Money podcast, we talk about how to ditch your bad debt for good. Basically, when you get into debt, how you can get out of it, the four main strategies that you can use to reduce your debt, and some of the hacks that can make it easier, as well as the risks to look out for and avoid. This episode is perfect for anyone that has debt that wants to get rid of it, and do it in a way that is easier and a little bit less stressful. Want to make smarter money moves ...
#312 Money News: Aussie bank risk unpacked
April 13, 2023 00:00 - 21 minutes - 23.3 MBIn this episode of the Mo Money podcast, we're talking all money news in human words and getting deep into what's going on in the banks, the security of Australian banks and the stability of Australian banks. With all of the talk in the world at the moment about the potential for a quote, unquote "banking meltdown", we unpack where the risks are, how the Australian banking system is actually in the strongest position of any of the global banks, and what that actually means for investors. ...
#311 Unlocking Financial Potential
April 11, 2023 00:00 - 21 minutes - 22.7 MBIn this episode of the Mo Money podcast, we're talking all about financial potential: what it is, why it's important and how you can unlock your financial potential using the eight levers that impact how quickly you get ahead and where you get to financially. This episode is perfect for anyone that wants to make their money success happen faster, or easier, or with more comfort along the way. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbr...
#310 Money News: Inflation down, Stocks & Property Up
April 06, 2023 00:00 - 20 minutes - 22.4 MBIn this episode of the podcast, we talk through money news in human words, where we're covering the positive news that we're seeing in the market for the first time in a little while: inflation down. And a lot of the RBA indicators that suggest that we're nearing the end of this rate tightening cycle. Importantly, we talk about the impact that it's having on investment markets, seeing that NASDAQ enter Bull Market territory, property market kicking along for the first positive month perfo...
#309 Smart Money Accelerator - Introduction
April 04, 2023 00:00 - 27 minutes - 30.4 MBIn this episode of the Mo Money podcast, we're doing something a little bit different. We've spent a lot of time talking to people and unpacking the key elements that you need to get right to be successful with your money. We've learned a bunch of lessons along that way, and we've actually just put together this brand new thing to help people nail it. But in this episode of the podcast, we're going to unpack what those three elements are, how you can take full advantage, and the key steps...
#308 Money News: Property rising, banking wobbles & crypto cranking
March 29, 2023 23:00 - 22 minutes - 24.9 MBIn this episode of the Mo Money podcast, we are talking all about money news in human words, what's going on in the headlines, what it actually means for your money and what you should be thinking about as investors to make the smartest choices. This week, we're talking about the property market stats that are all looking pretty positive at the moment, in Sydney in particular, but around the country, how that ties in with the current banking crisis and the fact that Deutsche Bank is the l...
#307 Replace Your Salary by Investing - Your Game Plan
March 27, 2023 23:00 - 31 minutes - 34.6 MBThis episode of the Mo Money podcast is the final installment in the "Replace Your Salary by Investing" series, where we're talking all about your game plan and how you can set up a rock-solid game plan for your money. We talk about the roadblocks that can stop people from planning, if you are planning, the options in terms of how you can get there, the actual process that you can use, as well as a little bit about financial advice, and if you are looking for advice, how to choose a good fin...