Mo Money
452 episodes - English - Latest episode: 4 days ago -Mo Money is where we bring you practical tips, hacks, strategies and knowledge to help you save more, invest smarter, and maximise your money to ultimately replace your salary by investing faster and easier.
In this show, Ben Nash, finance expert, best-selling author, speaker, and award-winning financial adviser along with Will Cant, a Financial Adviser at Pivot Wealth, will help you cut through the noise.
Homepage Google Podcasts Overcast Castro Pocket Casts RSS feed
Episodes
#406 How to be smart with the new tax cuts
July 09, 2024 00:00 - 23 minutes - 26.9 MBIn this episode of the Mo Money podcast, we talk about how to be smart with the new tax cuts that are kicking in, or have already kicked in, from the first of July. What to do when you get that pay bump in your pay packet this month, the options, how to assess them, which one might be best for you, and how to make sure that you don't wonder where this extra money has gone six months from now. This episode is perfect for anyone that wants to be in control of their money. Want to make sm...
#405 How to be smart with tax in the new financial year
July 02, 2024 00:00 - 26 minutes - 30.8 MBIn this episode of the Mo Money podcast, we're talking about how to be smarter with tax in the new financial year, and the fact that a lot of people are wasting their time focusing on the wrong part of saving tax. There's a bigger opportunity out there, which we get into around what you need to know to really invest smart and save tax in this new financial year, but every financial year moving forward. This episode is perfect for anyone that wants to make sure their annual ATO donation isn't...
#404 Is Lenders Mortgage Insurance the Devil?
June 25, 2024 00:00 - 18 minutes - 21.7 MBOn this episode of the Mo Money podcast, we talk about lenders mortgage insurance, or LMI, and basically answer the question as to whether it's the devil, or is it just your ticket to the game in getting onto the property ladder? But we unpack and explain what it is, how it works, who has to pay it, how much it actually costs, and whether it's risky or not. This episode is perfect for anyone considering entering the property market and wondering if this cost is actually worth it. Want ...
#403 Get tax smart before EOFY
June 18, 2024 00:00 - 55 minutes - 63 MBThis episode of the Mo Money podcast is a recording of a live event I did on how to get tax smart before the end of financial year. In it, we cover the ways that you can cut your tax bill and increase your tax refund before the end of the year, as well as some of the tax hacks and strategies you can use to keep more of your hard earned income. This episode is perfect for anyone that wants to pump up their refund, but do it within the ATOs rules. Want to make smarter money moves and get...
#402 How to create generational wealth
June 11, 2024 00:00 - 1 hour - 68 MBOn this episode of the Mo Money podcast is a recording of a live event I did on how to create generational wealth. So, I talk about the power of investing for your kids and how you can actually do it, the different strategies that you can use, and the different types of investments that you can use to build your own wealth and wealth for future generations, as well as the tax saving strategies that you can use to increase your after tax income and get more out of your investments. This episo...
#401 Get Unstuck Launch
June 04, 2024 00:00 - 1 hour - 78.8 MBThis episode of the Mo Money podcast is a special live event for the launch of my book baby "Get Unstuck", where I dive into the five key tools that you need to know and be across to get the most out of your money. We dive into financial potential and how you can increase yours, and I also cover a ton of questions on a whole bunch of random things from the people that tuned in live. This episode is perfect for anyone that wants to take their money game to the next level. The link I referre...
#400 Five systems for better money habits
May 28, 2024 00:00 - 23 minutes - 27.1 MBIn this episode of the Mo Money podcast, we dive deep onto how to nail your money habits and mindset, particularly in today's cost of living crisis, and talk about the things that you can do to improve the financial position that you're in now and how you're tracking moving forward. This episode is perfect for anyone that wants to make sure that they're coming through this current period of disruption in a stronger position than they went into it. Want to make smarter money moves and g...
#399 Federal Budget Unpacked
May 21, 2024 00:00 - 26 minutes - 30 MBIn this episode of the Mo Money podcast, we unpack the Federal Budget, talk about the winners and losers, and what it actually means for you, as well as how the Federal Budget is going to impact things like inflation, the property market and interest rates moving forward from here. This episode is perfect for anyone that wants to actually understand all those words and how it's going to impact them. Want to make smarter money moves and get ahead faster? Upcoming events: https://www....
#398 How to avoid guilty spending
May 14, 2024 00:00 - 14 minutes - 17 MBIn this episode of the Mo Money podcast, we talk about how to avoid guilty spending and guilty saving, or not saving. The key principles that you can use to eliminate guilt from your day to day spending and money management, and make it easier for you to save more and spend better. This episode is perfect for anyone that thinks they could be even a little bit better with how they spend, save and manage their money. Want to make smarter money moves and get ahead faster? Upcoming even...
#397 How to choose an adviser that will make you money
May 07, 2024 00:00 - 28 minutes - 33 MBIn this episode of the Mo Money podcast, we talk about how to choose a financial adviser that will actually make you money. So we go into what advisors do, what you can do to get better results and whether you need an advisor at all. And if you are looking to bring in an adviser to help with your money, how to choose, what to look out for, and how to make sure that you're actually going to get the results that you're after when it comes to your money. This episode is perfect for anyone that ...
#396 Sexy investments
April 30, 2024 00:00 - 48 minutes - 54.8 MBIn this episode of the Mo Money podcast, we cover sexy investing. So crypto startups, bonds, watches, handbags, what they are, how they work, whether they're a good move, and how you can fit them into what's going on with your money, if you want to, in a way that actually makes sense. This episode is perfect for anyone that's interested in these sorts of investments or that isn't and wants to understand them a little bit better. Want to make smarter money moves and get ahead faster? ...
#395 How to invest with property equity
April 23, 2024 00:00 - 52 minutes - 58.3 MBThis episode of the Mo Money podcast is a recording of a live event I did on how to invest with property equity. There's a huge opportunity when you've got equity in a property, and you can use that to really accelerate how quickly you get ahead. So, in this event, we covered the key investment strategies that you should be aware of when you've got a decent amount of equity behind you, how you can convert equity or nondeductible debt into tax savings, how you can use property equity to buy s...
#394 Cryptocurrency 101
April 16, 2024 00:00 - 44 minutes - 50.7 MBThis episode of the Mo Money podcast is a recording of a live event I did on crypto currency 101. In the session we talk about what's driving the rise in Bitcoin and other cryptocurrencies today, the risks of crypto investing and how you can manage those, as well as where cryptocurrency fits in a smart investment portfolio. This episode is perfect for anyone that wants to understand crypto a little bit more and see where or if it fits into their investment portfolio without taking on crazy r...
#393 The sooner you buy your first home, the poorer you'll be
April 09, 2024 00:00 - 18 minutes - 21.3 MBOn this episode of the Mo Money podcast, we talk about how the sooner you buy your first property, the poorer you'll be, what that means and unpack some of the math that sits behind it. And we answer the question as to whether it makes sense to buy a property when interest rates are six to seven percent, like we are seeing today. This episode is perfect for anyone that's in the property market, or aiming to get there to help you understand what you can do to make smarter moves now to make yo...
#392 New income tax cuts explained
April 01, 2024 23:00 - 19 minutes - 22.2 MBIn this episode of the Mo Money podcast, we unpack the stage three tax cuts that are coming from the first of July, how much your tax bill is going to be cut by, what it means for the tax strategies and tactics that makes sense, whether the things that made sense this year is still going to make sense next year, or whether you should be changing things, and if so, what things to change. This episode is perfect for anyone that wants to take advantage of these tax cuts to make it easier for th...
#391 Three biggest property mistakes to avoid
March 25, 2024 23:00 - 20 minutes - 24.2 MBIn this episode of the Mo Money podcast, we cover the three biggest property mistakes to avoid that can be seriously costly when it comes to your investing and asset building. We get into why positively geared property can be a real trap for a lot of people, and how it can cost you a lot in terms of the growth on your property, why you should never invest for tax purposes alone, and the challenges around buying new properties and particularly off the plan properties. Now, property is one of ...
#390 Five tactics to save $84k p.a. in tax
March 18, 2024 23:00 - 24 minutes - 28.4 MBOn this episode of the Mo Money podcast, we unpack five tactics that you can use to create $84,222 of tax deductions this year. Basically the five tactics that we think move the dial the most when it comes to your tax planning, where they might fit for you, as well as some of the key rules that you need to be aware of, and who these things are suitable for. So, this episode is perfect for anyone that wants to make more out of the income that they have today. Want to make smarter money ...
#389 Stages of money success
March 11, 2024 23:00 - 19 minutes - 22.4 MBIn this episode of the Mo Money podcast, we talk about the different stages of money success and unpack this IP that we've created around the five different levels to crushing it with your money, and how you can accelerate through those stages sooner. Basically, how we've found that some people crushing it in some areas but leaving gaps in others that can cost them later on. We talk about how to avoid that happening to you and essentially fast track your success. This episode is perfect for ...
#388 How to build a $1m investment portfolio
March 04, 2024 23:00 - 13 minutes - 15.9 MBIn this episode of the Mo Money podcast, we talk about how to build a million dollar investment portfolio, how much you need to save, how much you need to invest, as well as some of the common barriers that stop people from investing as much as they should or as much as they could. This episode is perfect for anyone that wants to build a second income from investing. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivo...
#387 How to choose a good investment property
February 26, 2024 23:00 - 19 minutes - 23 MBIn this episode of the Mo Money podcast, we talk about how to choose a good investment property that will make you money. Interesting with what's going on in the property market and the recovery that we've seen, so we unpack some of the numbers and what's actually led to some areas doing better than others, as well as for anyone that's looking to buy property now or in the future, understanding exactly what you should be looking for, to make sure that your investment delivers the results tha...
#386 What to do if your New Year's resolutions have already failed?
February 19, 2024 23:00 - 18 minutes - 20.7 MBIn this episode of the Mo Money podcast, we talk about what to do if your New Year's resolutions have already failed, or if you feel like they're at a serious risk of failing. So, at this point in the year we find that sometimes with the start to the year that people get caught up and not as focused on the things that were important to them on the first of January. So we want to talk about what you can do about it and how to start making the progress that you want. This episode is perfect fo...
#385 Should you buy crypto today?
February 12, 2024 23:00 - 19 minutes - 22.2 MBOn this episode of the Mo Money podcast we talk about crypto, which has been getting a lot of attention in recent times with the the 200 plus percent increase in the value of the bigger cryptos since the market lows. So we talk about what this trend is about, what's driving it, how to think about investing in crypto, whether it's the right move for you, and how to figure out where it might fit in your investment plan today and into the future. This episode is perfect for anyone who wants to ...
#384 Celebrating money milestones
February 05, 2024 23:00 - 14 minutes - 16.6 MBOn this episode of the Mo Money podcast, we talk about money milestones and how to celebrate them now. Money is a journey as much as a destination and the more motivated you can keep yourself on that journey, the faster you're going to get to where you want to be. So we talk about what a money milestone actually is, why it's important to celebrate them, how you can set the targets and what you should be thinking about to keep your motivation as high as possible as you smash your financial go...
#383 How to increase your income
January 29, 2024 23:00 - 20 minutes - 23.4 MBIn this episode of the Mo Money podcast, we talk about increasing your income, how to do it, why it's importan,t and how it allows you to not only just keep up with the cost of living pressures that we're facing today, but ultimately save more even in this environment. In my opinion, this is a really crucial part of money success. So we unpack what you need to know to figure out the best way to do this for you, and how to save more without making any sacrifices today. Want to make smar...
#382 Get Money Smart in 2024
January 22, 2024 23:00 - 51 minutes - 59.7 MBThis episode of the Mo Money podcast is a recording of a live event I did on how to get money smart. We get into a fair bit on how to set goals for the new year and how to nail it with your money, as well as how to set up the systems that make your money success easy. This episode is perfect for anyone that wants to know the building blocks of real money success. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-we...
#381 2023 Sharemarket wrap up
January 15, 2024 23:00 - 24 minutes - 28.7 MBIn this episode of the Mo Money podcast, we unpack the share market for 2023. The winners the losers, the trends and what you should be thinking about to invest more and invest smarter in 2024. This episode is perfect for anyone that's investing or that wants to be. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Learn more about Pivot Wealth: https://pivotwealth.com.au/ Check out Ben’s boo...
#380 2023 property market wrap up
January 08, 2024 23:00 - 28 minutes - 32.1 MBIn this episode of the Mo Money podcast we dive deep into a wrap up of the 2023 property market. We've got all the data from core logics full end-to-end report where we can get into the most expensive suburbs, the areas with the most growth, the areas that have been punished the most in the last little while, rental yields, and also how to use this data to learn some lessons that can set you up for property buying success in the future. This episode is an important one for any investors that...
#379 Why you need debt to get rich
January 01, 2024 23:00 - 19 minutes - 21.9 MBIn this episode of the Mo Money podcast, we talk about why you need debt if you want to get rich. Maybe a little bit click-baity, I suppose, but the power of leverage is real, but it also is scary. So we unpack why it's important, how to use it the smart way, and how to manage risk if you borrow, as well as some of the tax hacks that you can get around borrowing to invest. This episode is perfect for anyone that wants to get to where they're going as quickly as possible, but in a considered ...
#378 Should you buy bonds today?
December 26, 2023 00:00 - 17 minutes - 20.6 MBIn this episode of the Mo Money podcast, we dive deep into bonds, what they are, how they work, where the risks come from, how you can actually get them. And we also cover how much return people are getting in real terms, and I think a bit of a silent killer when you factor in tax and inflation, but reality is that investments like bonds, cash, high interest and offset accounts are going backwards in real dollars terms after you factor in inflation and tax today. So we wanted to unpack wh...
#377 Five investing myths busted
December 19, 2023 00:00 - 18 minutes - 21.3 MBIn this episode of the Mo Money Podcast, we cover the top five investing myths that hold you back. Now, I think that everyone sort of gets it - that you know that you should be investing, or should be investing a little bit more, but there are some common myths that really slow you down or hold you back. So, we wanted to unpack what they are, how they impact you, and what you can do to overcome them. This episode is perfect for anyone that wants to invest more so that they can make more prog...
#376 Property market update & opportunities December 2023
December 12, 2023 00:00 - 19 minutes - 22.8 MBIn this episode of the Mo Money podcast, we talk about what's going on in the property market, unpacking the November market data, what areas are growing, what areas are growing less, what's going on with interest rates, and what that means for values both today but in the short term, as well as what we're hearing from the people we're talking to about the property decisions that they're making and how you can make sure that you make the best ones in the current environment. This episode is ...
#375 How to double your savings rate
December 05, 2023 01:01 - 24 minutes - 27.2 MBIn this episode of the Mo Money podcast, we talk about how the average Aussie can double their savings rate. So, we get into some of the stats around how much we're saving at the moment, and what that actually means, and then get into where you can actually squeeze more money out of your budget out of the income that you've already got in place. There's no one right way with this stuff, but there is one approach that can work particularly with the current cost of living crisis, inflation ...
#374 Should you buy gold today?
November 27, 2023 23:00 - 22 minutes - 25.4 MBIn this episode of the Mo Money podcast, we dive deep into gold investing - something that's been getting a lot of attention over the last little while with the gold price having rocketed up off the back of the Israel/Palestine conflict and some of the other volatility that we've been seeing in the share market. So we wanted to unpack how do you do it, what works, how it all fits together and how you can decide if gold is something that's right for you. This episode is perfect for anyone tha...
#373 Budgeting on a six-figure income
November 20, 2023 23:00 - 17 minutes - 19.5 MBIn this episode of the Mo Money podcast, we talk about budgeting when you're on a high income. Now this is something where there are a lot of myths and misconceptions, so we wanted to bust a few of those, but talk about if you do feel like you have got a comfortable level of money and income, what you can do to make your money management easier, and make better investment decisions, all with spending less of your time on your day to day money management. So this episode is perfect for anyone...
#372 How to build you money dream team
November 13, 2023 23:00 - 42 minutes - 48 MBIn this episode of the Mo Money podcast we talk all about how to build your Money Dream Team. So how to get the right people around you to help you get better results faster with your money. We talk about accountants, mortgage brokers, property buyer's agents and financial advisers, the things to look out for when searching for each of those professionals, as well as how they can actually help you and add value, as well as the key questions that you should be asking to make sure you get the ...
#371 Making Money New Years Resolutions Stick
November 06, 2023 23:00 - 19 minutes - 22.2 MBIn this episode of the Mo Money podcast we dive deep on New Year's resolutions, what makes them stick, where do people go wrong and how you can set yourself up to get the outcomes that you want from your money, as well as bunch of other areas in the New Year. This episode is perfect for anyone that wants to do better in the New Year. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Learn more ...
#370 How the Israel Palestine war is impacting investment markets
November 01, 2023 23:00 - 12 minutes - 14.4 MBIn this episode of the Mo Money podcast we get into the Israel Palestine conflict and how it and other wars and geopolitical conflict impacts the stock market and investment markets around the world. We've been getting a lot of questions on this over the last little while from nervous investors that are wanting to make sure that they make the right moves and don't make mistakes that they later regret. So we get into exactly what you need to know. This episode is perfect for pretty much any...
#369 Fixed rates impacting higher income earners
October 30, 2023 23:00 - 20 minutes - 22.6 MBOn this episode of the Mo Money podcast, we talk about fixed interest rates and how they're finally catching up with higher income earners, what the data is telling us about fixed rate mortgages coming off, and how it's actually impacting people on different income brackets around Australia, as well as what you should be thinking about to make sure that you're putting your best foot forward in the environment that we're in today. This episode is perfect for anyone that has a mortgage or is t...
#368 Investment and property market update - October 2023
October 25, 2023 23:00 - 31 minutes - 38.5 MBThis episode of the Mo Money podcast is a recording of a live event I did on what's going on in the investment and property markets for October of 2023. I cover what's happening in the economy, what's happening in Australian and international share markets, as well as the property market, what smart investors are doing today, some of the trends to look out for, the mistakes to avoid, and the things that you can do to get more out of your money in the changing environment that we're in today....
#367 Starting a family and money
October 23, 2023 23:00 - 26 minutes - 29.9 MBIn this episode of the Mo Money podcast we dive deep on to planning your money around starting a family. What does it cost to have a kid, how to plan the initial stages then return to work plans, part-time, maternity leave, childcare, and do it all in a way where you don't get to the other side with a whole bunch of financial regrets. We're not promising no regrets though, on that one. But making smarter moves at the front end so that you can set up the future for your family that you wan...
#366 Money and weddings
October 18, 2023 23:00 - 14 minutes - 16.5 MBIn this episode of the Mo Money podcast we talk about money and marriage through weddings. So how to set a wedding budget, how to plan with your money around weddings, a few frugal tips to save you a few bucks, but importantly, how you can get what you want from your wedding day without it creating financial regrets. This episode is perfect for anyone that's thinking about getting married and wants to make sure that they make smart moves with their money at the same time. Want to make ...
#365 Family Savings Hacks
October 17, 2023 00:21 - 33 minutes - 37.6 MBThis episode of the Mo Money podcast is a recording of an event I did on family savings hacks. So I talk about for families, how you can plan to save more money without sacrificing anything that's important to you as a family, how to balance costs like child care, schooling, maternity leave, and all those things while you invest money to set up the future that you want as well. So this episode is perfect for anyone that has a family or is planning one and wants to set up their future in the ...
#364 How to FI/RE without sacrificing your lifestyle
October 12, 2023 01:07 - 1 hour - 75.1 MBThis episode of the Mo Money podcast is a recording of a live event I did on how to FI/RE without sacrificing your lifestyle. So FI/RE is in financial independence, retire early. I talk about how you can do that, but enjoy your life along the way. A lot of people, and my biggest criticism of the FI/RE movement, is that it's all about just investing and getting wealthy. But it means that you you get to the destination, but you don't enjoy the journey along the way. So in this session I cov...
#363 How to plan Smarter with your Money
October 09, 2023 23:00 - 1 hour - 69.4 MBIn this episode of the Mo Money podcast I dive into how to plan smarter with your money. This is a recording from a live event I did where we got all into the power of a plan and why this is so important, as well as practically how you can do it, the steps to follow, the things to think about at each of those steps, and how you can then execute to get the results that you want. This episode is perfect for anyone that wants to feel in control of their money to maximize their the money that...
#362 Property market update & predictions
October 05, 2023 00:00 - 16 minutes - 17.6 MBIn this episode of the Mo Money podcast, we wanted to do a wrap-up on what's going on in the property market today. It's been a little while since I've covered this off, but there's a heap going on with interest rates, supply shortages, build-to-rent, and a bunch of things in between. So Siobhan and I unpack what's going on, what investors should be thinking about today, what to do if you own property, or if you don't, and what the short term might look like for the property market. Th...
#361 Siobhan's money journey
October 03, 2023 00:00 - 18 minutes - 19.3 MBIn this episode of the Mo Money podcast, I welcome our new co-host to the mic, Siobhan. Siobhan is one of my favourite people. She became a client of the business a bunch of years ago, and a few years later ended up joining the team, and we've been working together ever since. Now Siobhan is very familiar with advice, although she's not a financial adviser. So, in this episode, I thought it'd be good for you guys all to get to know her a little bit better. We talked about Siobhan's money ...
#360 How to choose the best super fund for you
September 28, 2023 03:09 - 26 minutes - 28.6 MBIn this episode of the Mo Money podcast, we dive deep into how to choose the best Superfund for you. We unpack the different types of super funds that are available out there, their advantages, the disadvantages, and ultimately how to choose, as well as how to set up a winning Superfund investment strategy. This episode is perfect for anyone that realises that they should be getting the most out of their super and making sure the money's working hard for them and not just they're super fu...
#359 Super fund tips and tricks
September 26, 2023 02:09 - 19 minutes - 21 MBIn today's episode of the Mo Money podcast we dive deep into superannuation. Look guys, I get that super is something that might seem a bit boring and something that you don't need to worry too much about until you're really old, but the reality is that some small changes now can make a huge difference over time. So we unpack the key things that you need to know why super's so important and the most important challenges that stop people from making decisions with your super and how you ca...
#358 How to buy property
September 21, 2023 00:00 - 25 minutes - 26.9 MBIn this episode of the Mo Money podcast, we dive deep into buying property, how it works, the key decisions that you need to make when you buy a property, and how the property buying process works to help you start wrapping your head around it so that it's smoother when you get to that point. This is part of the Smart Money accelerator Series that we're doing, unpacking the five elements of the financial foundations content that were found crucial for your long term money success. If you ...
#357 How to get rich through property investing
September 19, 2023 00:00 - 16 minutes - 18.4 MBIn this episode of the Mo Money podcast, we dive deep into property, why it's important, how to think about it, and some of the challenges that you can face when it comes to buying your first property and all of your property investments, as well as how you overcome them. This episode is perfect for anyone that really wants to get ahead with their money and not be left behind. Want to make smarter money moves and get ahead faster? Upcoming events: https://www.eventbrite.com.au/o/ben...