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Honest Money

225 episodes - English - Latest episode: 6 days ago - ★★★★★ - 7 ratings

Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.

Investing Business Management investing finance money business personal finance wealth
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Episodes

Unlocking the Future of Retirement: What to Know About South Africa's Retirement Landscape

March 23, 2024 02:00 - 11 minutes - 8.17 MB

In today's episode Warren Ingram delves into the transformative landscape of retirement planning, focusing on the innovative two-pot system designed to harmonize our immediate financial needs with the necessity for future security. We'll debunk common myths and misconceptions that cloud our understanding of these financial reforms, clarifying their true aims free from the fog of hidden taxes and supposed ulterior motives.  Questions/Topics: Balancing Immediate Needs with Future Security: E...

Disentangling Investment Myths: A Guide to Prudent Investing Amid Market Hype

March 16, 2024 02:00 - 13 minutes - 8.95 MB

In week's episode Warren Ingram, guides you with a comprehensive discussion on investment myths and the impact of FOMO in the South African market. Through research and observations, he provides guidance for investors, cautioning against chasing short-term highs and reacting impulsively to trends. Questions/Topics: Past Performance vs. Future Results: Ingram warns against assuming that historical performance guarantees future success in the stock market. Influence of Tech Stocks: Ingram d...

The Hidden Dynamics of South Africa's Debt and Investment Challenges

March 09, 2024 02:00 - 27 minutes - 18.7 MB

In this week's episode of the financial podcast, Warren Ingram discusses the complexities of the nation's fiscal situation with Chris Eddy, Head of Multi-Asset funds at 10x Investments. They analyze the implications of high debt levels and the use of foreign exchange reserve profits, highlighting the transition from stability to vulnerability. Amid economic challenges, opportunities for investors are explored, with Chris promoting strategic risk-taking, particularly among the youth, for pote...

Guiding Your Finances Through South Africa's Budgetary Reefs

March 02, 2024 02:00 - 13 minutes - 9.11 MB

In this episode, Warren Ingram discusses the finance minister’s strategy of using the country’s emergency savings within the context of the Budget Speech. He evaluates the potential consequences of this decision and provides insights into navigating the complex financial landscape of South Africa. This guide aims to equip both experienced investors and newcomers with the knowledge needed for effective financial planning in uncertain economic times.   Questions/topics uncovered: Budget Impac...

Maximizing Your Future: Smart Tax Strategies and Retirement Fund Planning in SA

February 24, 2024 02:00 - 13 minutes - 9.3 MB

In this week’s episode, Warren Ingram delves into the complexities of optimizing retirement funds within the South African context. He offers strategies for individuals aiming to maximize their retirement savings and achieve financial security. We also highlight the importance of utilizing the 27.5% taxable income contribution to gain significant tax rebates and strategically navigate the 350,000 ZAR ceiling, enhancing future financial stability. Themes/Topics: Retirement Fund Options: Unv...

Navigating the Waves of Political Influence: Investment Strategies for Uncertain Times

February 17, 2024 06:00 - 14 minutes - 9.92 MB

In this week episodes, Warren Ingram delves into the intricacies of political interplay and its impact on investment strategies in an era marked by national upheavals. The realm of investments, political landscapes often cast long shadows, influencing markets in unpredictable ways. A valuable insight is provided particularly in the context of South Africa amidst the upcoming elections.  Questions/topics to look forward to: Political events exert substantial influence on investor sentiment ...

Building Economic Stability and Mental Clarity After COVID-19

February 10, 2024 02:00 - 22 minutes - 15.6 MB

In this episode, Warren Ingram explores the critical link between mental health and financial stability post-pandemic with insights from Stian de Witt CFP from NMG Benefits. We discuss the importance of 'mental fitness' akin to an emergency fund, the financial impact of mental health issues, and the push towards normalizing mental health support.  Questions/ Topics: Explore the intertwined relationship between mental health and financial well-being in the aftermath of the COVID-19 pandemic...

Weighing Real Estate Risks: Insightful Strategies for Property Investment in South Africa

February 03, 2024 02:00 - 11 minutes - 7.93 MB

Warren Ingram tackles the dilemma of investing in property versus paying off a mortgage in South Africa, highlighting hidden costs, tenant rights, and the importance of financial readiness. Questions/ Topics: "So my question is about property and buying property at the moment. I have a property, a townhouse. I've had it for over seven years now and what I was wondering is the market looks good at the moment in terms of buying property. And my plan was to firstly pay off my current propert...

Navigating the Surge of U.S. Stocks: Valuations, Market Outlook, and Investment Wisdom Unveiled

January 27, 2024 02:00 - 26 minutes - 18.3 MB

Join Warren Ingram and financial expert Anton Eser, Chief Investment Officer at 10x Investments, as we dissect the U.S. stock market's ascent and the S&P 500's significant gains since the late '80s. We'll explore the interplay of earnings growth, valuation multiples, and interest rates, alongside the challenges posed by the pandemic, inflation, and Federal Reserve policies.  Questions/ Topics:  Exploring the U.S. stock market's rise with Anton Eser from 10x Investments. Analyzing the S&P...

Strategic Financial Foundations: Empowering the Next Generation and Mastering Offshore Investments (Q&A)

January 20, 2024 02:00 - 10 minutes - 7.56 MB

In today's episode, Warren Ingram delves into the essentials of starting a financial journey for young family members, navigating through options like endowments, retirement annuities, and tax-free savings accounts. We explore the strategic timing and benefits of offshore investments, including phased investments for long-term growth and retirement planning. Questions/ Topics:   "I'm thinking of investing money  offshore, like taking money directly offshore and investing it there for the ...

Economic Twists and Turns: A 2023 Retrospective and 2024 Forecast

January 13, 2024 02:00 - 18 minutes - 12.8 MB

Welcome to "Market Insights 2024," your essential guide to understanding the financial landscape. In this episode, Warren Ingram explores the economic upheavals of the past year and the potential of 2024. We'll dissect the impact of tech giants, known as the 'Magnificent Seven,' on global markets, delve into the challenges and opportunities in emerging markets like South Africa, and examine how psychological factors like recency bias affect investment decisions.  Economic Review of the Past...

Securing a Golden Retirement: Practical Steps, Early Retirement, and Financial Planning Insights

December 09, 2023 02:00 - 12 minutes - 8.36 MB

Join Warren Ingram as he covers the three fundamental steps to achieving a financially free retirement by: being debt-free, having an emergency fund, and generating sufficient investment income. We'll also demystify the choices between living and life annuities, explore the realities of early retirement at 55, and more. Questions/ Topics: Demystifying retirement planning: three key steps to financial freedom. Strategies for being debt-free and building an emergency buffer. Generating sus...

From Dow Jones to JSE Top 40: A Deep Dive into the World of Index Investing

December 02, 2023 02:00 - 20 minutes - 14 MB

Join Warren Ingram and Romelon Chetty, a quantitative analyst at Prescient, as we explore the world of index investing, from the Dow Jones to the JSE Top 40. We'll delve into how these indices shape market performance and fund management, and the crucial role of discipline and delayed gratification in personal finance. Get ready for insightful revelations that connect the dots between global financial trends and individual decision-making. Topics/ Questions: Exploring the history and impac...

Demystifying Administration Fees in Unit Trusts: A Practical Approach

November 25, 2023 02:00 - 9 minutes - 6.74 MB

In this episode of Honest Money, Warren Ingram delves into the often-confusing world of Unit Trust Fees and Administration Costs. Warren clarifies the differences between Total Investment Charge (TIC) and Administration Fees, and their impact on your investments, the merits of using a separate money market account versus an income fund for managing fees, and dissect the various elements of TIC. Questions/ Topics:  Demystifying Unit Trust Fees and Administration Costs. Understanding Total...

Decoding the Debt Market: Understanding Fixed Interest Investments and Their Role in Diversification

November 18, 2023 02:00 - 25 minutes - 17.5 MB

Tune in as Warren Ingram,  Sajjaad Ahmed and Conway Williams from Prescient Investment Management, reveal the intricacies of debt markets and the pivotal role of analysts. Discover the synergy between fixed interest investments and equities, strategies for portfolio diversification, and tips for optimizing returns.  Delving into the less-publicized yet vast world of debt markets. Looking at why debt markets get less media spotlight compared to stock markets. Unpacking the critical role of...

The South African Bond Market: Fiscal Challenges, Economic Growth, and Future Implications

November 11, 2023 02:00 - 33 minutes - 23.1 MB

In today's episode Warren Ingram and Reza Ismail, Head of Bonds at Prescient , unravel the complexities of global bond markets and South Africa's fiscal landscape. We'll dissect the country's debt handling post-budget, the challenges facing its bond market, and the broader implications of U.S. monetary policy. Analyzing South Africa's debt capacity post-medium-term budget. Understanding bonds' role between cash and equity investments. Investigating the decline in international interest in...

Mastering Your Finances: Strategies, Solutions, and Safety Nets Q&A

November 04, 2023 02:00 - 19 minutes - 13.1 MB

In today's Q&A session, Warren Ingram tackles the pressing issue of debt management,  the importance of an emergency fund, the benefits and limitations of money market and 32-day notice accounts, and how a blended approach to saving can offer both security and growth.  Addressing the stress of debt management. Strategies for loan restructuring and debt consolidation. The risks of undisciplined spending post-consolidation. The potential pitfalls of accumulating more debt. Importance of a...

The Future of Interest Rates: Predictions and Implications

October 28, 2023 02:00 - 24 minutes - 17.1 MB

Dive into the world of high inflation and interest rates with Warren Ingram and Bastian Teichgreeber, Chief Investment Officer at Pressient Investment Management.  Gain insights on potential positive developments in interest rates, the South African economy, and the cruciality of a long-term investment outlook. Don’t miss this episode filled with expert insights for navigating today’s complex economic environment. Questions/ Topics:  Navigating high inflation and interest rates. Understan...

Financially Savvy: Understanding Unit Trusts and Affordable Stockbrokers Q&A

October 21, 2023 02:00 - 9 minutes - 6.22 MB

In today's episode Warren Ingram offers a deeper understanding of unit trusts, emphasizing their safety, transparency, and the rights of unit holders. We also journey through the South African stockbroker landscape, providing key insights to ensure a confident and informed investment experience in this Q&A. Questions/ Topics: Unraveling the mysteries of investing. Deep dive into low-cost brokerage accounts and unit trusts. Comprehensive breakdown of unit trusts: safety and regulations. ...

ESG in Focus: The Shift Towards a Stakeholder Approach

October 14, 2023 02:00 - 24 minutes - 16.6 MB

Join Warren Ingram as he deep dives into the transformative world of ESG with Michelle Green, Credit Analyst and ESG Committee Chairman at Prescient Investment Management. Today we unpack the significance of environmental, social, and governance factors in reshaping investment strategies, emphasising its role in responsible investing and the shift from a shareholder-centric model to a holistic stakeholder approach. Questions/ Topics: Revolutionizing investment strategy with ESG. Introduc...

Money & Emotions: The Tug of War Within

October 07, 2023 02:00 - 18 minutes - 13 MB

In this episode, Warren Ingram explores the intricate relationship between our emotions and money. From the highs and lows of retail therapy to the adrenaline rush of investing, we uncover the psychological underpinnings that can either propel us forward or hold us back in our financial journey. Questions/ Topics:  Emotions and rationality More on emotional spending  The psychology behind retail therapy Questions to Ask yourself amidst strong emotions Relationships and your relationshi...

The Geopolitical Shift: Unraveling the Potential of BRICS Currency

September 30, 2023 02:00 - 13 minutes - 9.06 MB

Today Warren Ingram invites Rupert Hare, Head of Multi-Asset at Prescient,  to delve into the debated concept of a BRICS currency,  geopolitical significance and challenges to G7 dominance, especially with India and China's rising influence.  Discover the potential impacts such a currency could have on the global economic stage and the transformative power of emerging economies on global structures. Questions/ Topics Exploring the global power shifts: spotlight on BRICS. Geopolitical imp...

Navigating Economic Trends: Harnessing Interest Rates for Investment Success

September 23, 2023 02:00 - 13 minutes - 9.24 MB

In today's episode we dive deep into the dance between economic trends and investments. Warren Ingram helps us understand the impact of rising interest rates, move beyond sensational headlines, and navigate the volatile investment landscape with wisdom.  Questions/ Topics: Unmasking the dance between economic trends and investments. Examining the pulse of the economy. Understanding rising interest rates and their impact on investments. How reserve banks use interest rates to combat infl...

Investing in the Rand: An Insight into the Strengths & Struggles

September 16, 2023 02:00 - 14 minutes - 10.1 MB

Have you ever stopped to consider the power of the South African rand in shaping your financial future? Today Warren Ingram invites Rupert Hare, Head of Multi-Asset at Prescient, to tackle the often unpredictable nature of the rand, exploring how its strength affects our investment decisions and the crucial role it plays when considering offshore exposure. Questions/ Topics:  Exploring the Power of the South African Rand Insights from Rupert of Pressient Investment Management Unpredictab...

Drafting a Will in SA: Tips & Traps

September 09, 2023 02:00 - 24 minutes - 16.9 MB

In this episode, Warren Ingram and Terence Tobin dive deep into the world of wills in South Africa, demystifying the process and importance for both young and old. From legalities to protecting your inheritance, we cover it all, ensuring you're well-equipped to make informed decisions. Questions/ Topics:  What is a Will? What makes a will a legal document in South Africa? What validates a Will? Fees involved with drafting and executing your Will The process of wrapping up an estate Ho...

Mastering Your Debt: The What, Why, and How

September 02, 2023 02:00 - 15 minutes - 10.7 MB

In this enlightening episode, Warren Ingram delves deep into the world of debt, breaking down its various forms, the costs associated with it, and the importance of understanding inflation and interest rates. We also touch on the crucial role of discipline in managing and paying off debt. Questions and topics:  What are the three kinds of debt and their implications The most expensive forms of debt due to interest Inflation, interest rates, and debt- how this impacts you The art of disc...

Ethical Wealth: Aligning Investments with Values

August 26, 2023 02:00 - 14 minutes - 10.3 MB

Join Warren Ingram in his podcast as he explores ethical investing's alignment with personal values. He exposes the drawbacks of ESG-focused hype by investment firms seeking media attention, advocating for a philosophical stance over fleeting trends & more. Questions/ Topics: Caution against investment firms launching ESG products for media hype. Emphasize philosophical approach to ethical investing. Look beyond trends, consider company's values and practices. Beware of "greenwashing"...

Golden Dividends: Growing your Post-Retirement Portfolio

August 19, 2023 02:00 - 15 minutes - 10.6 MB

Discover the path to a secure retirement in this episode! Warren Ingram explores smart investment strategies for your golden years, including generating income from your savings. Delve into the choice between living and compulsory annuities, gain insights into effective portfolio management,  the pros, and cons of local vs. global markets, and learn why financial discipline is your key to a worry-free retirement. Topics/ Questions:  Can you generate income from your retirement savings? Th...

South African Equities Transformed: The Systematic Investing Revolution

August 12, 2023 03:00 - 31 minutes - 21.7 MB

On today's episode Warren Ingram invites Seeiso Matlanyane, Head of Equities and Ashleigh Allan,  Equity dealer at Prescient Investment Management at Prescient. In this information-packed episode we touch on shares, equity risk, how passive and active investing is the bridge of systematic investing and how this is revolutionising the financial industry.  Questions/ Topics:  What are shares? What are we buying when we buy shares?  What is equity risk premium?  Investing 50-75% of your cap...

Your Money, Your Journey: Embracing Individuality in Financial Growth

August 05, 2023 02:00 - 25 minutes - 17.6 MB

In today’s podcast Warren Ingram invites Steve Van Rooyen, Founder of Digi Dorx & Honest Money partner, to discuss the traps of comparing your financial success to those around you. Warren and Steve also touch on gratification methods, aligning your goals and measuring success.  Questions/ Topics:  What does financial success mean  Delayed gratification and how this is linked to your investments  Short term rewards and why it’s important  Aligning your goals and setting a target  How w...

From Instincts to Algorithms: Systematic Investing Evolution

July 29, 2023 02:00 - 25 minutes - 17.3 MB

Join Warren Ingram and Bastian Teichgreeber, Chief Investment Officer at Prescient, as they explore the history of investing from the 30s to the 90s, the 'Sharp Ratio,' modern portfolio theory, behavioral biases', AI and so much more. Questions/ Topics:  Why is the history of investing relevant?  An overview of what investing looked in from the 30's- 90's Risk and return: was it always like this?  The "Sharp Ratio" Modern portfolio theory: The correlation between shares, the risk, ret...

Global or Local: The Investment Dilemma for Wealth Creation

July 22, 2023 02:00 - 18 minutes - 13 MB

Today Warren Ingram & Yolande Botha, Head of Wealth Management at Galileo Capital, speak about investing globally, the considerations to keep in mind if you're wanting to emigrate, how to build 3rd generational wealth locally and globally as well as how to navigate the exchange rates without making an emotional decision.  Questions/ Topics: How should i split my investments between local vs globally  Should i invest locally if i'm planning to emigrate What is a balanced Unit Trust  In...

Roadworthy Rides: Essential Advice for Buying Used Cars

July 15, 2023 02:00 - 17 minutes - 11.8 MB

Today we invite André Bothma to speak about a tweet that went viral. Warren Ingram and André share advice on tips when buying a secondhand car, things to consider and the financial considerations and tips on making sure you get the most bang for your buck! Topics/ Questions:  SARS and automation- has SARS gotten better or worse over the last few years? The secondhand car tweet that went viral - how did this happen? Useful tips when shopping for a secondhand car DEKRA reports & why it's ...

South African Interest Rates: Current Landscape and Future Expectations

July 08, 2023 02:00 - 19 minutes - 13.2 MB

In today's episode, Warren Ingram hosts Henk Kotze, Head of Cash & Income at Prescient, as they delve into the global impact of inflation and interest rate hikes. They discuss the significance of the American Federal Services, explore how global interest rates affect the world, and provide valuable guidance for investors on the current and upcoming interest rates in South Africa. Questions/ Topics:  How global hikes in inflation and interest rates affect the rest of the world  What is "S...

The Wealthy Investor's Playbook: The Most Common Tricks and Traps

July 01, 2023 02:00 - 14 minutes - 9.76 MB

In this podcast, Warren Ingram & Yolande Botha, Head of Wealth Management at Galileo Capital, delve into the world of investing and uncover the top tips and common pitfalls that wealthy individuals encounter. Explore how emotional reactions can impact your financial decisions and learn invaluable strategies to maintain a positive perception in the face of market fluctuations. Topics/ Questions: What is the biggest mistake people make with investing?  How emotional mistakes can impact you...

Navigating the World of Financial Planners: How to Find a Tech-Savvy Partner

June 24, 2023 02:00 - 32 minutes - 22.2 MB

Today Warren Ingram invites repeat guest, Rory Brachner, Founder & MD at DoshGuide speak about the world of financial planning through technology. Learn how DoshGuide can help you reach financial freedom through planning a framework, understanding your goals and being transparent- advice without the fluff. Questions/ Topics: What does the financial advice process look like, where do you start? The framework of financial planning The importance of research & discovery What does holisti...

Data-Backed Investing: Leveraging Information for Financial Success

June 17, 2023 02:00 - 28 minutes - 19.3 MB

Today we speak about how data can be used to leverage investing success based on research and machine learning. Warren Ingram and Shriya Roy, Quantitative Analyst at Prescient, speak more about dirty data, how it's being used in banking & investing as well as various ways to use clean data.  Questions/ Topics: 1. Is all data good?  2. What is a single source of truth in terms of data?  3. What is the relationship between data & business?  4. How is data being used in the different industri...

The Dark Side of Hype ETFs: Risks and Pitfalls in a Social Media-Driven Market

June 10, 2023 02:00 - 27 minutes - 18.7 MB

Today we speak about a controversial topic with Warren Ingram & Finance Ghost: The Dark Side of Hype ETFs: Risks and Pitfalls in a Social Media-Driven Market. Warren and Finance Ghost speak on the dangers of blindly following influencers, how consistency over hype gives better results, and how to look out for the quality of the information you get. Topics/ Questions: 1. Influencers and their role in hiking up ETFs  2.  Purposefully building a controversial following & the impact on invest...

The Time Value of Money: Tips for Young Investors

June 03, 2023 14:00 - 19 minutes - 13.5 MB

Today Warren Ingram invites Prescient, Business Development Manager, Gabriel Botha to discuss how young investors can get on top of inflation and how the time value of money affects your return on investment. Questions/ Topics:  How inflation plays a role in your investments  How the time value of money plays an important role in your return on investments  Opportunity costs and what this means Risk vs time horizon vs reward:  why it's important to focus on all 3 with a goal in mind  ...

Lessons From Millionaires: How the Wealthy Invest Their Money

May 27, 2023 02:00 - 17 minutes - 12 MB

In today's episode, Warren Ingram takes the stage to delve into the fascinating world of how the wealthy invest their money. Drawing from his years of experience, Warren shares valuable insights, tips, and tricks on harnessing the power of time horizon, portfolio diversification, and exotic investing. Join us as we explore how these strategies can transform your wealth into generational wealth. Questions/ Topics: - The 2 types of wealthy people - How time horizon is an important part of ...

Mastering Money: Warren Ingram's Guide to Financial Freedom

May 20, 2023 02:00 - 12 minutes - 8.29 MB

On today's episode, Warren Ingram shares his top tips for financial freedom and guides listeners through the essential steps to achieve it. From setting clear goals and settling debt, Warren empowers listeners to take control of their finances and cultivate a mindset for long-term wealth building in this easy step-by-step podcast! Questions/ Topics:  What's the difference between retirement planning & financial freedom? What is financial freedom? The steps to financial freedom  Have a ...

The Quantitative Investor: How Data Science is Reshaping Financial Decision-Making

May 13, 2023 02:00 - 15 minutes - 10.8 MB

Today we speak about data science and how it's impacting the financial industry. Warren Ingram and Zubair Patel, Co-Head of Data Science & Quantitative Analytics at Prescient, run through how data science is being incorporated into investing, how this affects asset managers and financial planners, the different layers of AI and more.  Questions/ Topics: What is data science?  How it helps consumers in retail The value-add in data science  How does data science work in investments  Data...

Millennial Money: Simple Strategies for Budgeting and Saving for Retirement

May 06, 2023 02:00 - 20 minutes - 13.9 MB

On today's episode, Warren Ingram talks to Tamara Dalhuijsen about simple budgeting tips, the importance of the psychology behind your spending habits, and advice on how to work out your monthly retirement contributions with the increase in life expectancy.  Topics/ Questions:  Understanding the psychology behind your spending habits  Budgeting tips and trades  How your values are tied to financial freedom  Doing research on groceries and other spending habits  How upskilling can assis...

The Active vs. Passive Debate: Examining the Performance of Each Strategy

April 29, 2023 02:00 - 25 minutes - 17.2 MB

Join Warren Ingram and Rupert Hare, CFA, CAIA, Head of Multi-Asset at Prescient, as we delve into the difference between active and index/ passive funds, asset managers and the best performance strategy for each.   Questions/ Topics:  What is asset management?  What are active funds?  What are passive funds?  What does "Alpha" profiling mean?   Why is it important to know the difference?  Choosing your options and the perks of each? Active managers: How active are they really? How m...

Starting Early: The Benefits of Investing for Your Baby's Future

April 22, 2023 02:00 - 16 minutes - 11.5 MB

On today's episode, Warren Ingram invites guest speaker, Steven Van Rooyen, to discuss the ins and out's of investing for your baby's future. Warren and Steve talk about investing strategies, things to prepare for, and events to plan ahead for like university, relocation costs, birthday presents, and more. Topics/ Questions: - I have a 6-week-old, should i start investing on her behalf?  - What investments should they be?  - Should we be sending money overseas?  - Do's and don'ts for inve...

Data-Driven Investing: How Big Data Analytics is Transforming Investment Decision-Making

April 15, 2023 02:00 - 19 minutes - 13.2 MB

Today Warren Ingram speaks to Cheree Dyers, the CEO at Prescient, about how data-driven investing is the way of the future. Learn how the financial industry is using big data to improve returns and reduce risk ensuring smart decision-making and culture-building.  Topics/ Questions: The benefits of data-driven strategies for improving returns and reducing risk The importance of upskilling your team in data analysis and programming Building a data-driven culture within the organizations H...

Money Mindset for Kids: Setting the Foundation for a Lifetime of Financial Well-being

April 01, 2023 02:00 - 18 minutes - 13 MB

In today's podcast, Warren Ingram invites Mapalo Makhu to speak about financial literacy for children and how you can cultivate a positive money mindset in your children, regardless of age. Questions/ Topics:  Ways to speak about money that makes sense to your children  How to teach about saving  Ways to encourage money management  The art of patience  Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be f...

The Global Investor: Q&A on Navigating ETFs, Taxes & Immigration

March 25, 2023 02:00 - 9 minutes - 6.91 MB

In this week's episode, Warren Ingram answers your questions about ETFs, whether it's better to withdraw your dividends or reinvest, as well as questions about tax savings on RA/ pension funds if you immigrate. Questions/ Topics: My question is about ETFs that payout dividends versus ETFs that reinvest the dividends. Can you please discuss the pros and the cons of each if faced between two ETFs, let's take the MSCI World distributing or the MSCI world accumulating which one is better? And...

South Africa and the Global Economy: Perspectives on Inflation and Interest Rates

March 18, 2023 02:00 - 39 minutes - 27 MB

In today's episode, Warren Ingram invites Bastian Teichgreeber, Chief Investment Officer at Prescient, to discuss how the global interest rate and inflation increase affects the international and South African market.  Inflation and interest rates are interconnected and significantly impact the economy. Inflation rates have been rising globally due to supply chain disruptions and increased demand. Central banks raise interest rates in response to inflation, which can affect borrowing cost...

The Future of Finance & Technology

March 11, 2023 02:00 - 19 minutes - 13.4 MB

This podcast episode delves into the topic of technology in finance, exploring its growing usage and impact on the industry. Warren Ingram covers Robo advisors, financial literacy tools, and privacy concerns with guest speaker Money Marx, Pieter de Villers.  Topic/ Questions:  Exploration of the intersection of AI and finance, discussing the latest trends and developments in the field Statistics around the usage of AI in finance, highlighting the increasing adoption of this technology acr...

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