Honest Money
241 episodes - English - Latest episode: about 9 hours ago - ★★★★★ - 7 ratingsYour personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.
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Episodes
Smart Allocation: Risks and Rewards in Emerging Market Investments
July 13, 2024 14:00 - 9 minutes - 6.67 MBIn this episode, Warren Ingram dive into the importance of including emerging markets in your investment portfolio alongside your local market investments. Warren explores how the All Country World Index offers exposure to both developed and emerging markets, providing a diversified approach to global investing and touches on more. Takeaways Investors should consider having an allocation to emerging markets in addition to their local market investments. The All Country World Index provid...
Securing Your Family's Future: Prioritizing Financial Security for New Parents
July 06, 2024 02:00 - 8 minutes - 5.72 MBOn this week's episode, Warren Ingram answers your questions around financial priorities for new parents. A new mom seeks advice on choosing between buying a retirement annuity (RA), life cover, or medical aid, tune in and learn about risk management protection, insurance and more. Takeaways Prioritize risk management and protection before focusing on long-term savings. Get medical aid first to cover potential medical costs for yourself and your baby. Shop around and compare quotes from...
Volatility Explained: Understanding Investment Fluctuations
June 29, 2024 02:00 - 28 minutes - 19.4 MBIn this episode, Warren Ingram and Chris Rule, Head of Products and Client Solutions at 10X, discuss the difference between volatility and risk in investing. They discuss that volatility, understanding the difference between permanent loss of capital and volatility, and how to manage and mitigate these risks through diversification and goal setting. Takeaways Volatility is the measure of how much an investment goes up and down, while risk is the chance of not achieving your financial goal...
Streamlining Investments: The Power of LISPs and Smart Retirement Strategies
June 22, 2024 02:00 - 11 minutes - 8.22 MBIn this episode, Warren Ingram answers your questions around streamlining your investment strategy for maximum efficiency and growth. He reveals the secrets behind Linked Investment Service Providers (LISPs) and their role in portfolio management, highlighting their advantages for financial advisors. Warren also discusses why investment companies often outperform insurance companies in service and platform quality, and reviews specific LISPs. Key Takeaways LISPs Explained: Ideal for finan...
Smart Investments: Tax-Efficient Ways to Invest for Your Children
June 15, 2024 02:00 - 9 minutes - 6.24 MBIn this episode, Warren Ingram explores the tax implications of investing money on behalf of a child. He explains why putting money in a child's name doesn't avoid taxes, as parents are taxed until the child turns 18, and discusses the tax consequences of donating money to children. Warren also highlights the benefits and cautions of tax-free savings accounts for children and suggests investing in endowments or unit trusts to benefit the child long-term. Tune in for insights on making smart ...
Balancing Investments: Unpacking the Benefits of TFSAs and RAs
June 08, 2024 02:00 - 12 minutes - 8.4 MBIn today's episode Warren Ingram answers your questions about retirement annuities (RA) or a tax-free savings accounts (TFSA). Warren discusses the benefits of a TFSA including tax-free growth, RA offers a tax deduction on contributions, how Regulation 28 governs the maximums in retirement funds, and that decisions should consider both time horizon and psychological tolerance for risk and offshore allocations. Takeaways Consider both time horizon and psychological tolerance for risk when ...
The US Bond Market: Navigating Geopolitics, Fiscal Factors and Diversification
June 01, 2024 02:00 - 28 minutes - 19.4 MBIn today's podcast Warren Ingram and Anton Eser, Chief Investment Officer at 10X Investments, delve into the US bond market, its significance, and the challenges it faces. They explore the relationship between the US bond market and global financial assets, as well as the impact of geopolitical and fiscal factors on the market. Takeaways The US bond market is a critical component of the global financial system, influencing various financial assets worldwide. Geopolitical and fiscal fact...
Unlocking Financial Efficiency: Phasing In Investments and Using Access Bonds
May 25, 2024 02:00 - 9 minutes - 6.35 MBOn today's episode Warren Ingram teaches us how to strategically phase in your investments, minimize fees, and maximize interest earned. Warren also answers your questions on using an access bond as an emergency fund for guaranteed, tax-free returns at high interest rates. Takeaways Strategically phasing in investments to avoid unnecessary fees Managing transaction costs effectively How to maximize interest earned during the phase-in period How to minimize transfer fees (fixed and per...
Tax Smart: Rethinking Provident Fund Withdrawals
May 18, 2024 02:00 - 8 minutes - 5.71 MBIn this episode Warren Ingram delves into the retirement fund reform, which introduces a two-pot system to lower the tax burden when cashing in provident funds upon resignation. It segregates funds into a compulsory portion, locked until retirement, and a savings pot accessible during emergencies. While the reform doesn't alter the investment strategy, it modifies fund accessibility. Takeaways The retirement fund reform aims to address the issue of high taxes when cashing in a provident f...
Election Promises vs. Retirement Realities: What to Know
May 11, 2024 02:00 - 8 minutes - 5.91 MBIn this episode, Warren Ingram explores the topic of prescribed assets and their potential effects on retirement funds. He delves into their historical context during the apartheid era and clarifies that the ANC's manifesto is distinct from official policy, recommending that investors hold off on modifying their retirement strategies until concrete government policies are announced. Takeaways Prescribed assets refer to the concept of forcing retirement funds to invest in specific governmen...
Inside ETFs: Choosing Between Active and Passive
May 04, 2024 02:00 - 24 minutes - 17.1 MBWarren Ingram and Chris Rule dive into the world of exchange-traded funds (ETFs), exploring their transformation from simple index trackers to actively managed portfolios. They break down the benefits of using ETFs for diversified investing, discuss the differences between active and passive ETF strategies, and highlight key considerations like costs and transparency. Takeaways ETFs allow investors to access a diversified basket of shares or bonds through a single investment on their stoc...
Balancing Acts: Navigating Parenthood and Careers in Personal Finance
April 27, 2024 02:00 - 22 minutes - 15.1 MBIn today's episode Warren Ingram and Ess Mukumbo discuss the challenges of balancing work and parenting. They emphasize the importance of planning, communication, having a support system in place and the guilt that parents often feel and the need to prioritize and make trade-off decisions. Takeaways Balancing work and parenting is a constant juggling act that requires planning and communication. Having a support system in place is crucial for managing work-life balance. Guilt is a commo...
Investment Insights: The Role of Dividends in Authentic Profitability
April 20, 2024 02:00 - 12 minutes - 8.86 MBIn this episode Warren Ingram explores the strategic advantages of dividend investing and its role in ensuring financial discipline within corporations. Warren speaks to contrast dividends with share buybacks, highlighting how dividends are tied to real cash flow and profits, offering investors a more transparent measure of a company's financial health. Takeaways Benefits of Dividends: Dividends as indicators of real profits and financial discipline & why focusing on dividends can enhance...
Small Changes for Big Results: How to Improve Your Finances One Step at a Time
April 13, 2024 02:00 - 26 minutes - 17.9 MBWarren Ingram and Dr. Marc Rogatschnig delve into their newly launched book 'Small Changes for Big Results,' highlighting the impact of unconscious influences on financial decisions. They offer a behavior change framework, using case studies and tools to help readers improve their financial behaviors. Emphasizing small, impactful mindset shifts, the book aims to simplify behavior change and enhance financial well-being. Get a copy of Small Changes for Big Results here Takeaways Understand...
Cashing In on Stability: A Deep Dive into Income Funds
April 06, 2024 02:00 - 21 minutes - 14.8 MBIn this episode, Warren Ingram and Kelin Pottier, Solutions Strategist at 10X Investments, discuss the different ways to store cash in unit trust funds. They explore the concept of income funds, which aim to deliver a high level of income while maintaining capital stability, the risks involved in income funds and the importance of regulations and diversification in managing these risks. Takeaways Unit trust funds offer different ways to store cash, including money market unit trusts and i...
The Art of Balanced Investment Portfolios for Your Success
March 30, 2024 02:00 - 14 minutes - 9.85 MBIn today's episode, Warren Ingram delves into asset allocation, navigating the complexities of balancing stocks, bonds, cash, property, and shares to tailor your investment strategy. He'll guide you in aligning your portfolio with your financial goals and risk tolerance, emphasizing personalized approaches over generic solutions. Questions/Topics: Asset Allocation: The strategic distribution of investments across various asset classes, such as shares, exchange-traded funds (ETFs), gold coi...
Unlocking the Future of Retirement: What to Know About South Africa's Retirement Landscape
March 23, 2024 02:00 - 11 minutes - 8.17 MBIn today's episode Warren Ingram delves into the transformative landscape of retirement planning, focusing on the innovative two-pot system designed to harmonize our immediate financial needs with the necessity for future security. We'll debunk common myths and misconceptions that cloud our understanding of these financial reforms, clarifying their true aims free from the fog of hidden taxes and supposed ulterior motives. Questions/Topics: Balancing Immediate Needs with Future Security: E...
Disentangling Investment Myths: A Guide to Prudent Investing Amid Market Hype
March 16, 2024 02:00 - 13 minutes - 8.95 MBIn week's episode Warren Ingram, guides you with a comprehensive discussion on investment myths and the impact of FOMO in the South African market. Through research and observations, he provides guidance for investors, cautioning against chasing short-term highs and reacting impulsively to trends. Questions/Topics: Past Performance vs. Future Results: Ingram warns against assuming that historical performance guarantees future success in the stock market. Influence of Tech Stocks: Ingram d...
The Hidden Dynamics of South Africa's Debt and Investment Challenges
March 09, 2024 02:00 - 27 minutes - 18.7 MBIn this week's episode of the financial podcast, Warren Ingram discusses the complexities of the nation's fiscal situation with Chris Eddy, Head of Multi-Asset funds at 10x Investments. They analyze the implications of high debt levels and the use of foreign exchange reserve profits, highlighting the transition from stability to vulnerability. Amid economic challenges, opportunities for investors are explored, with Chris promoting strategic risk-taking, particularly among the youth, for pote...
Guiding Your Finances Through South Africa's Budgetary Reefs
March 02, 2024 02:00 - 13 minutes - 9.11 MBIn this episode, Warren Ingram discusses the finance minister’s strategy of using the country’s emergency savings within the context of the Budget Speech. He evaluates the potential consequences of this decision and provides insights into navigating the complex financial landscape of South Africa. This guide aims to equip both experienced investors and newcomers with the knowledge needed for effective financial planning in uncertain economic times. Questions/topics uncovered: Budget Impac...
Maximizing Your Future: Smart Tax Strategies and Retirement Fund Planning in SA
February 24, 2024 02:00 - 13 minutes - 9.3 MBIn this week’s episode, Warren Ingram delves into the complexities of optimizing retirement funds within the South African context. He offers strategies for individuals aiming to maximize their retirement savings and achieve financial security. We also highlight the importance of utilizing the 27.5% taxable income contribution to gain significant tax rebates and strategically navigate the 350,000 ZAR ceiling, enhancing future financial stability. Themes/Topics: Retirement Fund Options: Unv...
Navigating the Waves of Political Influence: Investment Strategies for Uncertain Times
February 17, 2024 06:00 - 14 minutes - 9.92 MBIn this week episodes, Warren Ingram delves into the intricacies of political interplay and its impact on investment strategies in an era marked by national upheavals. The realm of investments, political landscapes often cast long shadows, influencing markets in unpredictable ways. A valuable insight is provided particularly in the context of South Africa amidst the upcoming elections. Questions/topics to look forward to: Political events exert substantial influence on investor sentiment ...
Building Economic Stability and Mental Clarity After COVID-19
February 10, 2024 02:00 - 22 minutes - 15.6 MBIn this episode, Warren Ingram explores the critical link between mental health and financial stability post-pandemic with insights from Stian de Witt CFP from NMG Benefits. We discuss the importance of 'mental fitness' akin to an emergency fund, the financial impact of mental health issues, and the push towards normalizing mental health support. Questions/ Topics: Explore the intertwined relationship between mental health and financial well-being in the aftermath of the COVID-19 pandemic...
Weighing Real Estate Risks: Insightful Strategies for Property Investment in South Africa
February 03, 2024 02:00 - 11 minutes - 7.93 MBWarren Ingram tackles the dilemma of investing in property versus paying off a mortgage in South Africa, highlighting hidden costs, tenant rights, and the importance of financial readiness. Questions/ Topics: "So my question is about property and buying property at the moment. I have a property, a townhouse. I've had it for over seven years now and what I was wondering is the market looks good at the moment in terms of buying property. And my plan was to firstly pay off my current propert...
Navigating the Surge of U.S. Stocks: Valuations, Market Outlook, and Investment Wisdom Unveiled
January 27, 2024 02:00 - 26 minutes - 18.3 MBJoin Warren Ingram and financial expert Anton Eser, Chief Investment Officer at 10x Investments, as we dissect the U.S. stock market's ascent and the S&P 500's significant gains since the late '80s. We'll explore the interplay of earnings growth, valuation multiples, and interest rates, alongside the challenges posed by the pandemic, inflation, and Federal Reserve policies. Questions/ Topics: Exploring the U.S. stock market's rise with Anton Eser from 10x Investments. Analyzing the S&P...
Strategic Financial Foundations: Empowering the Next Generation and Mastering Offshore Investments (Q&A)
January 20, 2024 02:00 - 10 minutes - 7.56 MBIn today's episode, Warren Ingram delves into the essentials of starting a financial journey for young family members, navigating through options like endowments, retirement annuities, and tax-free savings accounts. We explore the strategic timing and benefits of offshore investments, including phased investments for long-term growth and retirement planning. Questions/ Topics: "I'm thinking of investing money offshore, like taking money directly offshore and investing it there for the ...
Economic Twists and Turns: A 2023 Retrospective and 2024 Forecast
January 13, 2024 02:00 - 18 minutes - 12.8 MBWelcome to "Market Insights 2024," your essential guide to understanding the financial landscape. In this episode, Warren Ingram explores the economic upheavals of the past year and the potential of 2024. We'll dissect the impact of tech giants, known as the 'Magnificent Seven,' on global markets, delve into the challenges and opportunities in emerging markets like South Africa, and examine how psychological factors like recency bias affect investment decisions. Economic Review of the Past...
Securing a Golden Retirement: Practical Steps, Early Retirement, and Financial Planning Insights
December 09, 2023 02:00 - 12 minutes - 8.36 MBJoin Warren Ingram as he covers the three fundamental steps to achieving a financially free retirement by: being debt-free, having an emergency fund, and generating sufficient investment income. We'll also demystify the choices between living and life annuities, explore the realities of early retirement at 55, and more. Questions/ Topics: Demystifying retirement planning: three key steps to financial freedom. Strategies for being debt-free and building an emergency buffer. Generating sus...
From Dow Jones to JSE Top 40: A Deep Dive into the World of Index Investing
December 02, 2023 02:00 - 20 minutes - 14 MBJoin Warren Ingram and Romelon Chetty, a quantitative analyst at Prescient, as we explore the world of index investing, from the Dow Jones to the JSE Top 40. We'll delve into how these indices shape market performance and fund management, and the crucial role of discipline and delayed gratification in personal finance. Get ready for insightful revelations that connect the dots between global financial trends and individual decision-making. Topics/ Questions: Exploring the history and impac...
Demystifying Administration Fees in Unit Trusts: A Practical Approach
November 25, 2023 02:00 - 9 minutes - 6.74 MBIn this episode of Honest Money, Warren Ingram delves into the often-confusing world of Unit Trust Fees and Administration Costs. Warren clarifies the differences between Total Investment Charge (TIC) and Administration Fees, and their impact on your investments, the merits of using a separate money market account versus an income fund for managing fees, and dissect the various elements of TIC. Questions/ Topics: Demystifying Unit Trust Fees and Administration Costs. Understanding Total...
Decoding the Debt Market: Understanding Fixed Interest Investments and Their Role in Diversification
November 18, 2023 02:00 - 25 minutes - 17.5 MBTune in as Warren Ingram, Sajjaad Ahmed and Conway Williams from Prescient Investment Management, reveal the intricacies of debt markets and the pivotal role of analysts. Discover the synergy between fixed interest investments and equities, strategies for portfolio diversification, and tips for optimizing returns. Delving into the less-publicized yet vast world of debt markets. Looking at why debt markets get less media spotlight compared to stock markets. Unpacking the critical role of...
The South African Bond Market: Fiscal Challenges, Economic Growth, and Future Implications
November 11, 2023 02:00 - 33 minutes - 23.1 MBIn today's episode Warren Ingram and Reza Ismail, Head of Bonds at Prescient , unravel the complexities of global bond markets and South Africa's fiscal landscape. We'll dissect the country's debt handling post-budget, the challenges facing its bond market, and the broader implications of U.S. monetary policy. Analyzing South Africa's debt capacity post-medium-term budget. Understanding bonds' role between cash and equity investments. Investigating the decline in international interest in...
Mastering Your Finances: Strategies, Solutions, and Safety Nets Q&A
November 04, 2023 02:00 - 19 minutes - 13.1 MBIn today's Q&A session, Warren Ingram tackles the pressing issue of debt management, the importance of an emergency fund, the benefits and limitations of money market and 32-day notice accounts, and how a blended approach to saving can offer both security and growth. Addressing the stress of debt management. Strategies for loan restructuring and debt consolidation. The risks of undisciplined spending post-consolidation. The potential pitfalls of accumulating more debt. Importance of a...
The Future of Interest Rates: Predictions and Implications
October 28, 2023 02:00 - 24 minutes - 17.1 MBDive into the world of high inflation and interest rates with Warren Ingram and Bastian Teichgreeber, Chief Investment Officer at Pressient Investment Management. Gain insights on potential positive developments in interest rates, the South African economy, and the cruciality of a long-term investment outlook. Don’t miss this episode filled with expert insights for navigating today’s complex economic environment. Questions/ Topics: Navigating high inflation and interest rates. Understan...
Financially Savvy: Understanding Unit Trusts and Affordable Stockbrokers Q&A
October 21, 2023 02:00 - 9 minutes - 6.22 MBIn today's episode Warren Ingram offers a deeper understanding of unit trusts, emphasizing their safety, transparency, and the rights of unit holders. We also journey through the South African stockbroker landscape, providing key insights to ensure a confident and informed investment experience in this Q&A. Questions/ Topics: Unraveling the mysteries of investing. Deep dive into low-cost brokerage accounts and unit trusts. Comprehensive breakdown of unit trusts: safety and regulations. ...
ESG in Focus: The Shift Towards a Stakeholder Approach
October 14, 2023 02:00 - 24 minutes - 16.6 MBJoin Warren Ingram as he deep dives into the transformative world of ESG with Michelle Green, Credit Analyst and ESG Committee Chairman at Prescient Investment Management. Today we unpack the significance of environmental, social, and governance factors in reshaping investment strategies, emphasising its role in responsible investing and the shift from a shareholder-centric model to a holistic stakeholder approach. Questions/ Topics: Revolutionizing investment strategy with ESG. Introduc...
Money & Emotions: The Tug of War Within
October 07, 2023 02:00 - 18 minutes - 13 MBIn this episode, Warren Ingram explores the intricate relationship between our emotions and money. From the highs and lows of retail therapy to the adrenaline rush of investing, we uncover the psychological underpinnings that can either propel us forward or hold us back in our financial journey. Questions/ Topics: Emotions and rationality More on emotional spending The psychology behind retail therapy Questions to Ask yourself amidst strong emotions Relationships and your relationshi...
The Geopolitical Shift: Unraveling the Potential of BRICS Currency
September 30, 2023 02:00 - 13 minutes - 9.06 MBToday Warren Ingram invites Rupert Hare, Head of Multi-Asset at Prescient, to delve into the debated concept of a BRICS currency, geopolitical significance and challenges to G7 dominance, especially with India and China's rising influence. Discover the potential impacts such a currency could have on the global economic stage and the transformative power of emerging economies on global structures. Questions/ Topics Exploring the global power shifts: spotlight on BRICS. Geopolitical imp...
Navigating Economic Trends: Harnessing Interest Rates for Investment Success
September 23, 2023 02:00 - 13 minutes - 9.24 MBIn today's episode we dive deep into the dance between economic trends and investments. Warren Ingram helps us understand the impact of rising interest rates, move beyond sensational headlines, and navigate the volatile investment landscape with wisdom. Questions/ Topics: Unmasking the dance between economic trends and investments. Examining the pulse of the economy. Understanding rising interest rates and their impact on investments. How reserve banks use interest rates to combat infl...
Investing in the Rand: An Insight into the Strengths & Struggles
September 16, 2023 02:00 - 14 minutes - 10.1 MBHave you ever stopped to consider the power of the South African rand in shaping your financial future? Today Warren Ingram invites Rupert Hare, Head of Multi-Asset at Prescient, to tackle the often unpredictable nature of the rand, exploring how its strength affects our investment decisions and the crucial role it plays when considering offshore exposure. Questions/ Topics: Exploring the Power of the South African Rand Insights from Rupert of Pressient Investment Management Unpredictab...
Drafting a Will in SA: Tips & Traps
September 09, 2023 02:00 - 24 minutes - 16.9 MBIn this episode, Warren Ingram and Terence Tobin dive deep into the world of wills in South Africa, demystifying the process and importance for both young and old. From legalities to protecting your inheritance, we cover it all, ensuring you're well-equipped to make informed decisions. Questions/ Topics: What is a Will? What makes a will a legal document in South Africa? What validates a Will? Fees involved with drafting and executing your Will The process of wrapping up an estate Ho...
Mastering Your Debt: The What, Why, and How
September 02, 2023 02:00 - 15 minutes - 10.7 MBIn this enlightening episode, Warren Ingram delves deep into the world of debt, breaking down its various forms, the costs associated with it, and the importance of understanding inflation and interest rates. We also touch on the crucial role of discipline in managing and paying off debt. Questions and topics: What are the three kinds of debt and their implications The most expensive forms of debt due to interest Inflation, interest rates, and debt- how this impacts you The art of disc...
Ethical Wealth: Aligning Investments with Values
August 26, 2023 02:00 - 14 minutes - 10.3 MBJoin Warren Ingram in his podcast as he explores ethical investing's alignment with personal values. He exposes the drawbacks of ESG-focused hype by investment firms seeking media attention, advocating for a philosophical stance over fleeting trends & more. Questions/ Topics: Caution against investment firms launching ESG products for media hype. Emphasize philosophical approach to ethical investing. Look beyond trends, consider company's values and practices. Beware of "greenwashing"...
Golden Dividends: Growing your Post-Retirement Portfolio
August 19, 2023 02:00 - 15 minutes - 10.6 MBDiscover the path to a secure retirement in this episode! Warren Ingram explores smart investment strategies for your golden years, including generating income from your savings. Delve into the choice between living and compulsory annuities, gain insights into effective portfolio management, the pros, and cons of local vs. global markets, and learn why financial discipline is your key to a worry-free retirement. Topics/ Questions: Can you generate income from your retirement savings? Th...
South African Equities Transformed: The Systematic Investing Revolution
August 12, 2023 03:00 - 31 minutes - 21.7 MBOn today's episode Warren Ingram invites Seeiso Matlanyane, Head of Equities and Ashleigh Allan, Equity dealer at Prescient Investment Management at Prescient. In this information-packed episode we touch on shares, equity risk, how passive and active investing is the bridge of systematic investing and how this is revolutionising the financial industry. Questions/ Topics: What are shares? What are we buying when we buy shares? What is equity risk premium? Investing 50-75% of your cap...
Your Money, Your Journey: Embracing Individuality in Financial Growth
August 05, 2023 02:00 - 25 minutes - 17.6 MBIn today’s podcast Warren Ingram invites Steve Van Rooyen, Founder of Digi Dorx & Honest Money partner, to discuss the traps of comparing your financial success to those around you. Warren and Steve also touch on gratification methods, aligning your goals and measuring success. Questions/ Topics: What does financial success mean Delayed gratification and how this is linked to your investments Short term rewards and why it’s important Aligning your goals and setting a target How w...
From Instincts to Algorithms: Systematic Investing Evolution
July 29, 2023 02:00 - 25 minutes - 17.3 MBJoin Warren Ingram and Bastian Teichgreeber, Chief Investment Officer at Prescient, as they explore the history of investing from the 30s to the 90s, the 'Sharp Ratio,' modern portfolio theory, behavioral biases', AI and so much more. Questions/ Topics: Why is the history of investing relevant? An overview of what investing looked in from the 30's- 90's Risk and return: was it always like this? The "Sharp Ratio" Modern portfolio theory: The correlation between shares, the risk, ret...
Global or Local: The Investment Dilemma for Wealth Creation
July 22, 2023 02:00 - 18 minutes - 13 MBToday Warren Ingram & Yolande Botha, Head of Wealth Management at Galileo Capital, speak about investing globally, the considerations to keep in mind if you're wanting to emigrate, how to build 3rd generational wealth locally and globally as well as how to navigate the exchange rates without making an emotional decision. Questions/ Topics: How should i split my investments between local vs globally Should i invest locally if i'm planning to emigrate What is a balanced Unit Trust In...
Roadworthy Rides: Essential Advice for Buying Used Cars
July 15, 2023 02:00 - 17 minutes - 11.8 MBToday we invite André Bothma to speak about a tweet that went viral. Warren Ingram and André share advice on tips when buying a secondhand car, things to consider and the financial considerations and tips on making sure you get the most bang for your buck! Topics/ Questions: SARS and automation- has SARS gotten better or worse over the last few years? The secondhand car tweet that went viral - how did this happen? Useful tips when shopping for a secondhand car DEKRA reports & why it's ...
South African Interest Rates: Current Landscape and Future Expectations
July 08, 2023 02:00 - 19 minutes - 13.2 MBIn today's episode, Warren Ingram hosts Henk Kotze, Head of Cash & Income at Prescient, as they delve into the global impact of inflation and interest rate hikes. They discuss the significance of the American Federal Services, explore how global interest rates affect the world, and provide valuable guidance for investors on the current and upcoming interest rates in South Africa. Questions/ Topics: How global hikes in inflation and interest rates affect the rest of the world What is "S...