Honest Money
230 episodes - English - Latest episode: 2 days ago - ★★★★★ - 7 ratingsYour personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.
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Episodes
Data-Driven Investing: How Big Data Analytics is Transforming Investment Decision-Making
April 15, 2023 02:00 - 19 minutes - 13.2 MBToday Warren Ingram speaks to Cheree Dyers, the CEO at Prescient, about how data-driven investing is the way of the future. Learn how the financial industry is using big data to improve returns and reduce risk ensuring smart decision-making and culture-building. Topics/ Questions: The benefits of data-driven strategies for improving returns and reducing risk The importance of upskilling your team in data analysis and programming Building a data-driven culture within the organizations H...
Money Mindset for Kids: Setting the Foundation for a Lifetime of Financial Well-being
April 01, 2023 02:00 - 18 minutes - 13 MBIn today's podcast, Warren Ingram invites Mapalo Makhu to speak about financial literacy for children and how you can cultivate a positive money mindset in your children, regardless of age. Questions/ Topics: Ways to speak about money that makes sense to your children How to teach about saving Ways to encourage money management The art of patience Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be f...
The Global Investor: Q&A on Navigating ETFs, Taxes & Immigration
March 25, 2023 02:00 - 9 minutes - 6.91 MBIn this week's episode, Warren Ingram answers your questions about ETFs, whether it's better to withdraw your dividends or reinvest, as well as questions about tax savings on RA/ pension funds if you immigrate. Questions/ Topics: My question is about ETFs that payout dividends versus ETFs that reinvest the dividends. Can you please discuss the pros and the cons of each if faced between two ETFs, let's take the MSCI World distributing or the MSCI world accumulating which one is better? And...
South Africa and the Global Economy: Perspectives on Inflation and Interest Rates
March 18, 2023 02:00 - 39 minutes - 27 MBIn today's episode, Warren Ingram invites Bastian Teichgreeber, Chief Investment Officer at Prescient, to discuss how the global interest rate and inflation increase affects the international and South African market. Inflation and interest rates are interconnected and significantly impact the economy. Inflation rates have been rising globally due to supply chain disruptions and increased demand. Central banks raise interest rates in response to inflation, which can affect borrowing cost...
The Future of Finance & Technology
March 11, 2023 02:00 - 19 minutes - 13.4 MBThis podcast episode delves into the topic of technology in finance, exploring its growing usage and impact on the industry. Warren Ingram covers Robo advisors, financial literacy tools, and privacy concerns with guest speaker Money Marx, Pieter de Villers. Topic/ Questions: Exploration of the intersection of AI and finance, discussing the latest trends and developments in the field Statistics around the usage of AI in finance, highlighting the increasing adoption of this technology acr...
Budget Speech 2023/24: Expert Insights for South African Tax Payers
March 04, 2023 02:00 - 35 minutes - 24.7 MBIn today's episode Warren Ingram and Reza Ismail, Head of Bonds at Prescient, discuss the South African Budget Speech 2023/2024. They touch on inflation, tax rebates, the analysis of small emerging markets, energy crisis rebates, tax buoyancy, risk aversion, and what this all means for the South African taxpayer & business owners. Questions/ Topics: Introduction to the South African Budget Speech 2023/2024 Explanation of Aggregate Demand and how it impacts the South African economy Ov...
Investing Strategies for Millennials
February 25, 2023 02:00 - 22 minutes - 15.8 MBToday we invite the wonderful Nozi Van Heerden to speak more on Investing Strategies for Millennials. Warren Ingram & Nozi Van Heerden speak about the emotional commitment to investing and saving, finding a finance buddy and other tips on how to reach your financial goals. Questions/ Topics: What are some common investing mistakes that millennials should avoid, and how can they mitigate those risks? How can millennials balance investing for their long-term goals, such as retirement, w...
Maximizing Your Returns: A Guide to Tax-Free Savings Accounts
February 18, 2023 02:00 - 17 minutes - 12.1 MBIn today's episode, Warren Ingram invites Gabriel Botha, Business Development Manager at Prescient, to discuss the complex details of Tax-Free Savings Accounts and how they can benefit you from tax rebates, dividends, the limitations, and how TFSA & pension fund withdrawals work. Questions/ Topics: Tax-Free Savings Accounts (TFSAs) & what they offer TFSA withdrawals TFSA contributions TFSA investments: dividend-paying stocks and money market accounts. Limitations within TFSAs: annua...
Investing for the Future: Exploring EU Markets
February 11, 2023 02:00 - 7 minutes - 5.47 MBIn this episode, Warren Ingram delves into the topic of portfolio diversification and how it can help you achieve financial stability and growth through a Q&A on based on EU Investing. Warren explains the importance of balancing local and overseas investments to take advantage of diverse market trends, tax implications, Will considerations, and the role of SICAV implementations in portfolio diversification. Topics/ Questions: Importance of splitting assets locally and overseas Explanatio...
Beyond Returns: The Social and Environmental Impact of Investing
February 04, 2023 07:00 - 23 minutes - 15.9 MBIn today's episode Warren Ingram and Conway Williams, Head Of Credit at Prescient, speak about the social and environmental impact of investing. Find out how your investments can impact the economy, encourage sustainability, create jobs, and help small businesses in the market. Questions/ Topics: How investment managers and fund managers can impact the world Trends investors may not always consider How buying shares or a particular index can help create jobs, put new energy into the w...
Money Mindset: Shifting Your Thinking for Financial Success in 2023
January 28, 2023 14:00 - 17 minutes - 11.7 MBIn today's podcast, Warren Ingram will be discussing his outlook and giving advice on a 2023 financial forecast including interest rates, inflation rates, and the connection between them. We will also be discussing the things that can and cannot be controlled in your 2023 finances, as well as top tips on debt repayments, investment choices, and how to look at your budgeting. Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 ...
2022 in Review: Analyzing the Impact on Your Finances
January 21, 2023 02:00 - 22 minutes - 15.8 MBWelcome to the 2022 Financial Review podcast, where we take a look back at the past year and explore the major disruptions that have impacted our financial landscape. From political unrest to the ongoing COVID-19 pandemic, we'll examine how these events have affected the stock markets, repo rates, and fuel prices. We'll also discuss the implications for the upcoming year and provide tips for navigating the uncertain economic climate in 2023. Join Warren Ingram and Rupert Hare, CFA, CAIA, H...
Pros & Cons of Inflation & Interest Rates: Is It All Doom & Gloom?
December 17, 2022 02:00 - 13 minutes - 9.55 MBToday is our last episode of 2022 and it's all about interest rates. Today Warren Ingram invites Investment Specialist, Natalie Anderson CFA, from Prescient to discuss the pros and cons of inflation and rising interest rates in South Africa. Topics/ Questions: Looking at inflation globally & locally. Why does it increase and what are the contributing factors? Inflation vs purchasing power Inflation & the Reserve Bank How does increasing interest rates reduce inflation? Sectors af...
Q&A: Advice on Selling Your Property & Investing to Reach Financial Freedom
December 10, 2022 02:00 - 9 minutes - 6.54 MBToday Warren Ingram answers your questions on the S&P500 vs MSCI World Index ETFs and whether selling property, investing the money, and renting until your goal amount is achieved is the best way to reach financial freedom. Topics/ Questions: My question is about whether it's best to invest in an ETF like the S&P500 or the MSCI World. I’ve heard some people say the S&P500 is a good ETF to have but i know the MSCI world is more diverse and has most of the companies listed in the S&P500. ...
Conscious Investing With ESG Committee Member Michelle Green
December 03, 2022 02:00 - 22 minutes - 15.8 MBToday we welcome Michelle Green, Credit Analyst at Prescient and ESG Committee Chair Member to discuss conscious investing. Warren Ingram and Michelle discuss more on ESG investing, what does it mean, what is capital gain like, and why the rate of change is important. Questions/ Topics: What is ESG? Knowing more about the ethics behind investing in ESG markets Does ESG come at the cost of capital growth? How does a committee in ESG work? Why the rate of change is important to loo...
What You Need to Know Before Buying Property
November 26, 2022 02:00 - 25 minutes - 17.8 MBToday we speak about property! Warren Ingram and Frugal Local, a regular show guest, discuss buying property as an investment, what are the considerations to keep in mind, and tips on how to budget and lower your fees. Topics/ Questions: What is your insights on owning property as an investment? What’s the right way to go about buying a property? Tips and lessons learned before buying property The importance of having a “buying buddy” What are the fees & the process involved in bu...
How to Get More Bang for Your Buck Through Saving & Investing (Q&A)
November 19, 2022 02:00 - 11 minutes - 8.06 MBIt’s that time of year, saving is on all of our minds! Warren Ingram answers your questions about long-term and short-term investments as well as working out your saving percentage pre/post tax. Topics/ Questions: My mom inherited some money but she doesn’t need to use it at the moment, she wants to invest or save it but she doesn’t want to take on too much risk. What investment should she invest in that will offer her better returns than a savings account but is low risk? I’ve also been ...
Financial Lessons From Gugu Mfuphi
November 12, 2022 02:00 - 24 minutes - 17 MBToday Warren Ingram invites the wonderful Gugulethu Mfuphi to discuss her experience in media, financial lessons learned and how educating yourself can impact your future during unpredictable times. Topics/ Questions: What is a conversation strategist? You’ve had so much exposure in the media, what have you observed about people that are financially successful? Creating wealth: what does it take? Unpredictable income: how does this impact entrepreneurs & people in the media space ...
Financial Lessons From Gugu Mfuphi
November 12, 2022 02:00 - 24 minutes - 17 MBToday Warren Ingram invites the wonderful Gugulethu Mfuphi to discuss her experience in media, financial lessons learned and how educating yourself can impact your future during unpredictable times. Topics/ Questions: What is a conversation strategist? You’ve had so much exposure in the media, what have you observed about people that are financially successful? Creating wealth: what does it take? Unpredictable income: how does this impact entrepreneurs & people in the media space ...
Investing 101: ETFs or Shares & How to Read Investment Return Graphs
November 05, 2022 02:00 - 18 minutes - 12.9 MBToday we invite Ray Mhere from Prescient back on the show to discuss and answer your questions. Warren Ingram and Ray speak about the difference between ETFs and Shares, which one is best to invest in, and how to accurately read return charts on your favorite investment apps. I have a question about ETFs and shares, what is the difference and how do they work? How do I read the stock graphs, there are usually 1-month, 3 months, 6 months, and 1-year return graphs. Which one should I be loo...
Investing 101: Holding vs Individual Companies, Where Should I Invest?
October 22, 2022 02:00 - 14 minutes - 9.85 MBToday we invite Ray Mhere from Prescient back on the show to discuss and answer your questions. In this action-packed podcast, Warren Ingram and Ray Mhere speak about investing in holding companies vs investing in individual companies. How is this setup, and which one is the best to invest in? Questions/ Topics: My question is about investing in a holding company vs investing in an individual company. What is the difference, how is this setup and which one should i invest in? Have a qu...
Investing 101: Holding vs Individual Companies, Where Should I Invest?
October 22, 2022 02:00 - 14 minutes - 9.85 MBToday we invite Ray Mhere from Prescient back on the show to discuss and answer your questions. In this action-packed podcast, Warren Ingram and Ray Mhere speak about investing in holding companies vs investing in individual companies. How is this setup, and which one is the best to invest in? Questions/ Topics: My question is about investing in a holding company vs investing in an individual company. What is the difference, how is this setup and which one should i invest in? Have a qu...
How To Travel For Less: Tips & Advice From Travel Bug Bitten
October 18, 2022 10:00 - 19 minutes - 13.3 MBToday we have an exciting episode and something that sparks Warren Ingram’s passion- traveling! We invite Patrick, known as Travel Bug Bitten, to speak more about travel-friendly budget tips and the best places to go within Africa! Questions/ Topics: Travel Tips: How to travel for less? Accommodation budgeting tips Using loyalty programs to help save you money Understanding your must have’s How to shop flights and transport Apps to use for language, maps and transport schedules ...
How to Own a Great Car, Cheaply!
October 15, 2022 02:00 - 31 minutes - 21.7 MBOn today’s episode, Warren Ingram invites The Finance Ghost back on the show to discuss vehicle financing in terms of balloon payments and how you can own great cars, cheaply! Warren and The Finance Ghost give tips on buying cars and touch base on local vs international investments. Questions/ Topics: What are balloon payments & how does it work? How to bring your monthly payments down on vehicle finance What is second-gross and how do dealerships use this to their advantage? What is ...
Investment Options: Which One Is Best For You
October 08, 2022 12:00 - 18 minutes - 12.6 MBToday we welcome back Rupert Hare, Co-Head of Multi-Asset at Prescient, to discuss the different kinds of investments available. Warren Ingram & Rupert speak about traditional investing methods, blending shares, questions to ask yourself before investing, multi-asset investments, and more. Questions/ Topics: Traditional investing vs equities vs multi-asset investments: what is this and how would it help me? Blending shares Questions to ask yourself before investing Wins as an indivi...
UCT Q&A: How To Reach Financial Freedom For Students
October 01, 2022 14:00 - 36 minutes - 25.1 MBIn today’s podcast, Warren Ingram was invited to do a Q&A with the UCT investment society and give tips on how to begin their journey to financial freedom. In this Q&A episode, Warren speaks to steps on achieving financial freedom, how to decide which shares are right for you, property investments, TFSA’s, ETFs, and more. Questions/ Topics: What is financial freedom? Step 1: What does being debt-free mean? Step 2: Setting up an emergency fund Step 3: Building up your investment as...
UCT Q&A: How To Reach Financial Freedom For Students
October 01, 2022 14:00 - 36 minutes - 25.1 MBIn today’s podcast, Warren Ingram was invited to do a Q&A with the UCT investment society and give tips on how to begin their journey to financial freedom. In this Q&A episode, Warren speaks to steps on achieving financial freedom, how to decide which shares are right for you, property investments, TFSA’s, ETFs, and more. Questions/ Topics: What is financial freedom? Step 1: What does being debt-free mean? Step 2: Setting up an emergency fund Step 3: Building up your investment as...
Inflation: How Does It Work & How To Beat It
September 24, 2022 14:00 - 23 minutes - 16.3 MBIn today’s episode, Warren Ingram invites Odwa Sihlobo, Co-Head of Multi-Asset at Prescient Investment Management, to discuss inflation. How does it work, how will it affect you personally, and how can you beat inflation using various investment opportunities. Questions/ Topics: What is inflation? How is inflation calculated? What is the impact of inflation? How budgeting can help you track inflation? How can we mitigate inflation over the next few years? What is a notice depos...
Inflation: How Does It Work & How To Beat It
September 24, 2022 14:00 - 23 minutes - 16.3 MBIn today’s episode, Warren Ingram invites Odwa Sihlobo, Co-Head of Multi-Asset at Prescient Investment Management, to discuss inflation. How does it work, how will it affect you personally, and how can you beat inflation using various investment opportunities. Questions/ Topics: What is inflation? How is inflation calculated? What is the impact of inflation? How budgeting can help you track inflation? How can we mitigate inflation over the next few years? What is a notice depos...
Q&A: Making Your Contributions Go Further with Warren Ingram
September 17, 2022 02:00 - 11 minutes - 7.87 MBIn this week's episode, Warren Ingram answers your questions about ETFs that pay out dividends vs ETFs that reinvest, what are the pros and cons of each? Warren also talks about tax payouts on your RA when emigrating, and what the end savings vs fees would be. Questions/ Topics: What are the pros and cons of ETFs that pay out dividends versus ETFs that reinvest the dividends? Should the decision of the two be based on the investment, your age or your financial status? My question is ab...
Investing 101: Understanding Fees & What You Need To Know
September 10, 2022 02:00 - 16 minutes - 11.1 MBToday Warren Ingram invites Ray Mhere back on the show to discuss the importance of fees in investing. What is the average range an investment manager should charge, hidden fees, performance-based fees, and the difference between international vs local fees? Questions/ Topics: Understanding how fees work and impact your investment over time The importance of calculating fees in monetary value What is a fair fee and what should I know about upfront fees? Hidden fees and what to look...
Pensioners Advice & Investing Basics: Q&A with Warren Ingram
September 03, 2022 02:00 - 14 minutes - 9.75 MBToday Warren Ingram answers your questions about pension funds and what the best way forward is for a Living Annuity vs a Guaranteed Annuity. Warren also touches on investing, is it better than a savings account in terms of fixed interest or should you be watching your investments and withdrawing your money as soon as it’s on the increase? Questions/ Topics: Advice for pensioners, I would like to know how much i should allocate towards equities, would 100 minus your age be a good equity ...
Investing 101: The Benefits of Offshore Investing
August 27, 2022 02:00 - 17 minutes - 11.7 MBToday Warren Ingram invites Rupert Hare, Co-Head of Multi-Asset at Prescient, to discuss the benefits of investing offshore, portfolio diversification, timing, currency, and interest rates. Questions/ Topics: If I'm sitting in South Africa, why would I want to send money offshore? Do I get to invest in international companies like Microsoft? What does "yielding" currency mean? International interest rates vs South African interest rates What are some of the reasons why you would...
Investing Abroad: Q&A With Warren Ingram
August 20, 2022 02:00 - 12 minutes - 8.68 MBIn today’s episode, Warren Ingram answers your questions about investing abroad. What is the recommended lump sum to put into global investments and how to get your money abroad and safely invested until you’re ready to relocate? Currently I'm invested in a feeder fund in my Easy Equities ZAR account, with the volatility of the USD, Euro, and GBP, do you have a recommendation of what lump sum I should put in each account, or do you recommend I keep it in my ZAR investment? How can I safe...
Investing 101: Market Timing & Behaviour Gaps
August 13, 2022 02:00 - 19 minutes - 13.5 MBWe invite Ray Mhere from Prescient back on the show to discuss the ins and outs of investment management. In this action-packed podcast, Warren Ingram and Ray Mhere speak about market timing, behaviour gaps, the 5 investment strategy studies, and emotional decision-making. Questions/ Topics: What is “Market Timing” & is it an investment strategy we can implement on a reliable basis? Who is Brinson, Hood, and Beebower & what did they discover? What is the “Behaviour Gap”? The 5 inves...
7 Habits That Make You Broke by Mapalo Makhu
August 06, 2022 02:00 - 28 minutes - 19.7 MBToday Warren Ingram speaks to the author of "You’re Not Broke, You’re Pre-Rich", Mapalo Makhu on her take on finance. Today Warren & Mapalo touch on the psychology of money, “Black Tax” and how to manage family expectations, and the 7 habits that keep you broke. Questions/ Topics: The psychology around money “Black Tax” & how to manage family expectations 7 habits that make you broke If you could give your younger self advice, what would it be? Have a question for Warren? Don’t fo...
7 Habits That Make You Broke by Mapalo Makhu
August 06, 2022 02:00 - 28 minutes - 19.7 MBToday Warren Ingram speaks to the author of "You’re Not Broke, You’re Pre-Rich", Mapalo Makhu on her take on finance. Today Warren & Mapalo touch on the psychology of money, “Black Tax” and how to manage family expectations, and the 7 habits that keep you broke. Questions/ Topics: The psychology around money “Black Tax” & how to manage family expectations 7 habits that make you broke If you could give your younger self advice, what would it be? Have a question for Warren? Don’t fo...
Investing 101: The Importance of Asset Allocation
July 30, 2022 02:00 - 20 minutes - 14.1 MBToday Warren Ingram invites Ray Mhere, Retail Business Head for Prescient to discuss the importance of asset allocation. Warren and Ray touch on goals, time horizons, risk tolerance, global investments, and more advice on how to reach financial freedom. Questions/ Topics: Why is asset allocation important How goals and time horizon affect your returns What is risk tolerance and can you handle the emotional rollercoaster How does asset allocation help with risk tolerance? Why you s...
Investing 101: How To Stay Invested
July 23, 2022 02:00 - 16 minutes - 11.3 MBToday Warren Ingram speaks to Director & Financial Advisor, Yolande Botha on how to stay invested in your financial investment journey. Warren and Yolande touch on when to change your investments, decisions on market timing, why asset mix is important, and why having a balanced mandate works. Questions/ Topics: What is your experience in dealing with investors in these recent volatile markets due to COVID and recent recessions? Should you withdraw investments when markets are down? W...
Interest Rates: The Basics & What You Need To Know
July 16, 2022 02:00 - 18 minutes - 12.4 MBIn today’s episode, Warren Ingram invites well-known financial guru, Maya Fisher-French to discuss interest rate basics. Warren and Maya speak about how interest rates work, repo rates, prime interest, fixed vs Flexi interest rates, and more on how the banks incorporate interest rates in your loans, credit cards, and other debts. Questions/ Topics: When we talk about interest rates, what does this mean? When inflation goes up, what does this mean? What is a Repo-Rate? What does Pri...
DoshGuide: Financial Advisory Services At Your Fingertips
July 09, 2022 02:00 - 25 minutes - 17.6 MBToday Warren Ingram speaks to Rory Brachner, owner and founder of DoshGuide. Warren and Rory speak about how DoshGuide is changing the financial advisory space through a flat fee app allowing users to explore various financial advisory portfolios that link with their needs. Questions/ Topics: What is Dosh Guide? How does financial planning work in terms of fees? Upfront commission advisors vs flat fee advisory services How do subscription models work? How does Dosh Guide work with...
How to Maximize on Your Savings Using an RA, TFSA, or Preservation Fund
July 02, 2022 02:00 - 17 minutes - 11.7 MBWarren Ingram answers your questions, in today’s episode he touches on preservation funds when getting a payout and choosing between an RA or a TSFA to invest in. Questions/ Topics: I'm about to receive a divorce payout, I'm planning on moving it to a preservation fund and draw out one bulk amount. I have a child that needs education and I need to buy a small car. What would you suggest in terms of preservation funds, is there one you can recommend or is there another solution? I only h...
How to Choose the Right ETF for You
June 25, 2022 02:00 - 15 minutes - 10.7 MBIn today's episode, Warren Ingram answers your questions about how to choose the right ETF for you, how they work, and how are they calculated, is it based on a percentage mass formula or mathematical models? Listen for more. Questions/ Topics: How would I find research & resources on companies I want to invest in? Secondly, could you please give us more information on how ETFs work, is it limited to a list of companies we need to invest in and use % mass formulas, or are there different...
Investing in Gold: Is It Worth It & How Does It Work?
June 18, 2022 02:00 - 9 minutes - 6.59 MBIn today's episode, Warren Ingram answers your questions about investing in gold, and what the difference is between gold ETFs, shares, and physical gold bars. Questions/ Topics: I want to understand more about gold. Physical gold, gold shares, and gold ETFs, which one is best to buy, and what is the difference between them? Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes....
First Time Homeowners: What To Consider Before Buying
June 11, 2022 02:00 - 22 minutes - 15.4 MBBuying a property is a big investment and something that requires a lot of research. In today’s episode, Warren Ingram speaks to guest speaker, Molatelo, on tips for first-time homeowners. They cover topics around being a homeowner, the things to look out for, the importance of maintenance, property inspectors, and more. Questions/ Topics: What do you need to consider before buying a property? The concept of due diligence Do you need an emergency fund for your house? The importance...
How Financial Literacy Can Help Your Future with Honest Money & FinMeUp
June 04, 2022 02:00 - 17 minutes - 12.1 MBToday Warren Ingram meets with Higgo van Biljon from FinMeUp to discuss how financial literacy is fundamental to everyone's financial growth. Warren and Higgo also speak about how FinMeUp can help the community and how Honest Money will be getting involved. Topics/ Questions: What is FinMeUp? When you say “curated content”, what does this mean and how do you know it’s a trusted source? What does a “mentor” mean on your app? How does Honest Money fit with this app? What are some of...
Active vs Passive Investing: What You Need to Know
May 28, 2022 02:00 - 32 minutes - 22.1 MBIn today’s episode, we welcome back one of our very first guests, The Finance Ghost. Warren and The Finance Ghost speak about active, and passive investing and why it's good to dabble in both. They also touch base on single stock portfolio diversification, rebalancing, the psychology behind risk trading and give great tips and insights on how to maximize on your returns. Questions/ Topics: What does active investing mean? What does passive investing/ index-tracking mean? Should you ...
Save On Your Monthly Costs, Starting With a One Car Household
May 21, 2022 02:00 - 23 minutes - 16 MBOn today’s episode, Warren Ingram speaks to Ess Mukumbo on how to save on your monthly costs, starting with a one-car household. Warren and Es discuss the pros and cons of owning one car per family and other top tips to make your Rand stretch further. Questions/ Topics: Why Ess decided to have one car in her household How does one car per household save costs? What are the pros vs cons of having one car? With petrol & food increases, what other means of household savings can you recom...
Q&A On Offshore + Credit Investing & The Difference Between Life, Disability, Funeral + Income Protection Policies & More
May 14, 2022 02:00 - 16 minutes - 11.6 MBIn today’s episode, Warren Ingram answers your questions around investing offshore, more on RSA retail bonds, investing on credit, and touches on the importance (& the difference) between life cover, income policies, funeral cover, and disability cover. Topics/ Questions: What would you do with a large lump sum if you want the money to do offshore? Do you wait till the exchange rate drops? And what do you think of the RSA retail bonds at 9.75% guaranteed for 5 years? I have access to m...
From Minimum Wage to Career Planning: Warren Gives Advice to a 27yr Old Listener
May 07, 2022 03:00 - 27 minutes - 18.7 MBOn today’s episode Warren Ingram speaks to one of our listeners who is working at a supermarket earning minimum wage and would like advice on reaching financial freedom through a different career path. Warren gives advice around intentful career choices, how to combine passion and money, the steps to financial freedom and more. Questions/ Topics: I'm working at a local supermarket and earning minimum wage, I did some calculations on my budget, it would take a long time for me to achieve ...