Honest Money
241 episodes - English - Latest episode: about 12 hours ago - ★★★★★ - 7 ratingsYour personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.
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Episodes
Interest Rates: The Basics & What You Need To Know
July 16, 2022 02:00 - 18 minutes - 12.4 MBIn today’s episode, Warren Ingram invites well-known financial guru, Maya Fisher-French to discuss interest rate basics. Warren and Maya speak about how interest rates work, repo rates, prime interest, fixed vs Flexi interest rates, and more on how the banks incorporate interest rates in your loans, credit cards, and other debts. Questions/ Topics: When we talk about interest rates, what does this mean? When inflation goes up, what does this mean? What is a Repo-Rate? What does Pri...
DoshGuide: Financial Advisory Services At Your Fingertips
July 09, 2022 02:00 - 25 minutes - 17.6 MBToday Warren Ingram speaks to Rory Brachner, owner and founder of DoshGuide. Warren and Rory speak about how DoshGuide is changing the financial advisory space through a flat fee app allowing users to explore various financial advisory portfolios that link with their needs. Questions/ Topics: What is Dosh Guide? How does financial planning work in terms of fees? Upfront commission advisors vs flat fee advisory services How do subscription models work? How does Dosh Guide work with...
How to Maximize on Your Savings Using an RA, TFSA, or Preservation Fund
July 02, 2022 02:00 - 17 minutes - 11.7 MBWarren Ingram answers your questions, in today’s episode he touches on preservation funds when getting a payout and choosing between an RA or a TSFA to invest in. Questions/ Topics: I'm about to receive a divorce payout, I'm planning on moving it to a preservation fund and draw out one bulk amount. I have a child that needs education and I need to buy a small car. What would you suggest in terms of preservation funds, is there one you can recommend or is there another solution? I only h...
How to Choose the Right ETF for You
June 25, 2022 02:00 - 15 minutes - 10.7 MBIn today's episode, Warren Ingram answers your questions about how to choose the right ETF for you, how they work, and how are they calculated, is it based on a percentage mass formula or mathematical models? Listen for more. Questions/ Topics: How would I find research & resources on companies I want to invest in? Secondly, could you please give us more information on how ETFs work, is it limited to a list of companies we need to invest in and use % mass formulas, or are there different...
Investing in Gold: Is It Worth It & How Does It Work?
June 18, 2022 02:00 - 9 minutes - 6.59 MBIn today's episode, Warren Ingram answers your questions about investing in gold, and what the difference is between gold ETFs, shares, and physical gold bars. Questions/ Topics: I want to understand more about gold. Physical gold, gold shares, and gold ETFs, which one is best to buy, and what is the difference between them? Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes....
First Time Homeowners: What To Consider Before Buying
June 11, 2022 02:00 - 22 minutes - 15.4 MBBuying a property is a big investment and something that requires a lot of research. In today’s episode, Warren Ingram speaks to guest speaker, Molatelo, on tips for first-time homeowners. They cover topics around being a homeowner, the things to look out for, the importance of maintenance, property inspectors, and more. Questions/ Topics: What do you need to consider before buying a property? The concept of due diligence Do you need an emergency fund for your house? The importance...
How Financial Literacy Can Help Your Future with Honest Money & FinMeUp
June 04, 2022 02:00 - 17 minutes - 12.1 MBToday Warren Ingram meets with Higgo van Biljon from FinMeUp to discuss how financial literacy is fundamental to everyone's financial growth. Warren and Higgo also speak about how FinMeUp can help the community and how Honest Money will be getting involved. Topics/ Questions: What is FinMeUp? When you say “curated content”, what does this mean and how do you know it’s a trusted source? What does a “mentor” mean on your app? How does Honest Money fit with this app? What are some of...
Active vs Passive Investing: What You Need to Know
May 28, 2022 02:00 - 32 minutes - 22.1 MBIn today’s episode, we welcome back one of our very first guests, The Finance Ghost. Warren and The Finance Ghost speak about active, and passive investing and why it's good to dabble in both. They also touch base on single stock portfolio diversification, rebalancing, the psychology behind risk trading and give great tips and insights on how to maximize on your returns. Questions/ Topics: What does active investing mean? What does passive investing/ index-tracking mean? Should you ...
Save On Your Monthly Costs, Starting With a One Car Household
May 21, 2022 02:00 - 23 minutes - 16 MBOn today’s episode, Warren Ingram speaks to Ess Mukumbo on how to save on your monthly costs, starting with a one-car household. Warren and Es discuss the pros and cons of owning one car per family and other top tips to make your Rand stretch further. Questions/ Topics: Why Ess decided to have one car in her household How does one car per household save costs? What are the pros vs cons of having one car? With petrol & food increases, what other means of household savings can you recom...
Q&A On Offshore + Credit Investing & The Difference Between Life, Disability, Funeral + Income Protection Policies & More
May 14, 2022 02:00 - 16 minutes - 11.6 MBIn today’s episode, Warren Ingram answers your questions around investing offshore, more on RSA retail bonds, investing on credit, and touches on the importance (& the difference) between life cover, income policies, funeral cover, and disability cover. Topics/ Questions: What would you do with a large lump sum if you want the money to do offshore? Do you wait till the exchange rate drops? And what do you think of the RSA retail bonds at 9.75% guaranteed for 5 years? I have access to m...
From Minimum Wage to Career Planning: Warren Gives Advice to a 27yr Old Listener
May 07, 2022 03:00 - 27 minutes - 18.7 MBOn today’s episode Warren Ingram speaks to one of our listeners who is working at a supermarket earning minimum wage and would like advice on reaching financial freedom through a different career path. Warren gives advice around intentful career choices, how to combine passion and money, the steps to financial freedom and more. Questions/ Topics: I'm working at a local supermarket and earning minimum wage, I did some calculations on my budget, it would take a long time for me to achieve ...
Are Life Policies Really Worth It and How Compound Interest Works in ETF Investments
April 30, 2022 02:00 - 10 minutes - 7.28 MBToday Warren Ingram answers your questions about life policies and the benefits in terms of monthly installments, interest rates, and whether it’s better to contribute to an RA instead. Warren also explains how compound interest works in investments like the Satrix Top 40. Questions/ Topics: My dad is 57yrs old and has a costly life insurance policy which he contributes to monthly (13% of his net income) with a monthly contribution increase of 12% p.a. The policy lumpsum payout only gain...
Are Life Policies Really Worth It and How Compound Interest Works in ETF Investments
April 30, 2022 02:00 - 10 minutes - 7.28 MBToday Warren Ingram answers your questions about life policies and the benefits in terms of monthly installments, interest rates, and whether it’s better to contribute to an RA instead. Warren also explains how compound interest works in investments like the Satrix Top 40. Questions/ Topics: My dad is 57yrs old and has a costly life insurance policy which he contributes to monthly (13% of his net income) with a monthly contribution increase of 12% p.a. The policy lumpsum payout only gain...
Feeder Funds For Beginners & the Difference Between Individual Shares vs Index Investing
April 23, 2022 02:00 - 10 minutes - 7.14 MBIn today's episode, Warren Ingram answers your questions about local vs international feeder funds for beginners, the difference between individual shares vs index investing, and the growth rate. Questions/ Topics: I'm new to investing & looking to invest in ETFs but I've been advised to avoid feeder funds because they eat into your profits over time. However, after doing research I've learned that investing directly in the US denominated ETF is going to cost more as there are tax implic...
Feeder Funds For Beginners & the Difference Between Individual Shares vs Index Investing
April 23, 2022 02:00 - 10 minutes - 7.14 MBIn today's episode, Warren Ingram answers your questions about local vs international feeder funds for beginners, the difference between individual shares vs index investing, and the growth rate. Questions/ Topics: I'm new to investing & looking to invest in ETFs but I've been advised to avoid feeder funds because they eat into your profits over time. However, after doing research I've learned that investing directly in the US denominated ETF is going to cost more as there are tax implic...
Ethical Investing: What You Need to Know
April 16, 2022 03:00 - 39 minutes - 26.8 MBOn today's episode we speak to research scientist, Sarisha Perumal, who wants to learn more about ethical investing. Warren Ingram speaks about ESG within the investing sector, Index Providers that offer ESG investments, the effects of war on energy independence & climate change and how it will affect future investing opportunities. Questions/ Topics: I want to invest my money in company and organizations that don’t contribute to air pollution and climate change. What kinds of investment...
How to Save on Your Monthly Water and Electricity Costs
April 09, 2022 02:00 - 23 minutes - 16.1 MBToday Warren Ingram speaks to Craig Isaacson from unlimited solar to see how you can cut down your monthly electricity/ water costs using solar solutions. Warren and Craig also touch base on small changes you can make around the house to save money, what does Grid-Tied Solar Solutions mean, what the lifetime of solar setups is & more. Topics/ Questions: Is spending money on solar as a homeowner a good investment? Where would my money be best spent, on a solar geyser or solar panels? T...
Turning Inheritance Into Generational Wealth & Where Best to Gain Compound Interest - Q&A with Warren Ingram
April 02, 2022 02:00 - 12 minutes - 8.71 MBToday Warren Ingram answers your questions on how to turn your inheritance into generational wealth using global ETFs, portfolio diversification in the domicile, and settling debt. Warren also touches on what compound interest is, fixed deposit interest, and what platform to use to get the best compound interest and shares. Topics/ Questions: How do I ensure my inheritance lasts me as well as creates generational wealth for my children? Where best can I earn compound interest? Have a...
Need a New Car? Tips on Car Purchasing with Automotive Journalist
March 26, 2022 02:00 - 18 minutes - 12.8 MBIn today’s episode, Warren Ingram speaks to car guru and automotive journalist, Francisco Nwamba, on all things related to car purchasing. Warren and Francisco speak about new vs secondhand purchasing, motor plans, most stolen cars, car upkeep, and upcoming car brands to look out for. Topics/ Questions: Are there ways people can buy cars intelligently? Are there insider tips to buy a car responsibly? Do you need to buy a new car? How do we know what cars are in demand in the secondha...
Beyond Bitcoin: What Does the Near Future Look Like?
March 19, 2022 02:00 - 20 minutes - 14.3 MBToday is our last episode of the Beyond Bitcoin series, Warren Ingram speaks to authors Steven Boykey Sidley and Simon Dingle on their book, Beyond Bitcoin: Decentralised Finance and The End of Banks. In today’s episode we speak about the purpose of the book, loans in crypto, tax, money streaming and what the near future could look like. Questions/ Topics: What was the purpose of writing this book? Is the hype around Bitcoin warranted? What should a reader be doing after they’ve read...
Beyond Bitcoin: What Does the Near Future Look Like?
March 19, 2022 02:00 - 20 minutes - 14.3 MBToday is our last episode of the Beyond Bitcoin series, Warren Ingram speaks to authors Steven Boykey Sidley and Simon Dingle on their book, Beyond Bitcoin: Decentralised Finance and The End of Banks. In today’s episode we speak about the purpose of the book, loans in crypto, tax, money streaming and what the near future could look like. Questions/ Topics: What was the purpose of writing this book? Is the hype around Bitcoin warranted? What should a reader be doing after they’ve read...
Beyond Bitcoin: Crypto in the Modern World
March 12, 2022 02:00 - 24 minutes - 16.6 MBIn today’s (part 2 of 3) episode we speak to authors Steven Boykey Sidley and Simon Dingle on their new book, Beyond Bitcoin: Decentralised Finance and The End of Banks. In this episode Warren Ingram and our guest speakers cover the safety of crypto, transactions, how it’s valued, what is a Stable Coin and how does this affect Reserve Banks. Topics/ Questions: Crypto has been known for encouraging illegal payments/ activities, is this still true? Are Bitcoin transactions anonymous or are...
Beyond Bitcoin: Understanding the Foundations of Crypto
March 05, 2022 02:00 - 25 minutes - 17.4 MBWe have a special 3-part series talking with authors Steven Boykey Sidley and Simon Dingle on their book, Beyond Bitcoin: Decentralised Finance and The End of Banks. Warren Ingram speaks to Steven & Simon about the ins and outs of crypto, the blockchain system, what decentralisation is, how banking will be affected and more. Topics/ Questions: What is Bitcoin? Who started the idea of crypto/ digital money? Who developed the blockchain system? What does a smart contract mean? What ...
2022/23 Budget Speech Overview: What You Need To Know
February 26, 2022 02:00 - 6 minutes - 4.57 MBIn today’s episode, Warren Ingram gives an overview of the 2022/23 budget speech, what to expect and what changes are coming up. Warren also touches on Regulation 28 in terms of retirement fund allocations, fuel & road levies, company tax rates, and more. Questions/ Topics: Regulation 28: Retirement Fund Allocations Fuel/ Road Levy and Increases Company Tax Rates Personal Tax Rates Overall Conclusion Have a question for Warren? Don’t forget to voice note your questions through ou...
Property Investments vs Returns & How to Build a Good Credit Rating- Q&A with Warren Ingram
February 19, 2022 02:00 - 14 minutes - 10.1 MBToday Warren Ingram answers your questions around property investments, how to work out your investment vs costs on the property, and your profits when selling. Warren also advises on how to get a good credit rating, tips on using a credit card responsibly, and what to do if you’re in debt and need extra time. Topics/ Questions: Is it a good idea to invest in property? How do I build up a credit score after leaving school? Do you have practical tips on how to build a good credit score u...
2022 Game Plan: Take Control of Your Finances
February 12, 2022 02:00 - 15 minutes - 10.8 MBWe’ve put together a 2022 Investing Game Plan to help you achieve your financial goals this year. Warren Ingram reviews his 2021 gameplan, provides 2021 reviews on JSE vs World Market investments, why 75% of your portfolio should be Global, and more on 2022 investment decisions. Topics/ Questions: Debt Emergency Funds Financial Freedom Savings vs Disposable Savings Tax-Free Savings Accounts Diversification 2021 Game Plan vs 2022 Gameplan Review JSE Investments: 2021 Review Wor...
What is Scalp Trading & What To Know When Doing TFSA Transfers (Q&A with Warren Ingram)
February 05, 2022 02:00 - 10 minutes - 7.35 MBWe love the diverse questions we get from our listeners, today we learn about Scalp Trading & Tax-Free Savings Account Transfers. What is Scalp Trading, is it best for short or long-term profits, and is it worth investing in? Warren Ingram also advises on transferring your Tax-Free Savings Account (TFSA) funds from a cash account to an ETF platform, transfers vs redemptions on your TFSA & more. Topics/ Questions: What is Scalp Trading? What’s the best platform to use and what is Warre...
Stay Ahead This Tax Season with Advice From André Bothma & Warren Ingram
January 29, 2022 02:00 - 28 minutes - 19.8 MBTax season is coming to a close at the end of Feb! In today’s episode, Warren Ingram speaks to tax guru, André Bothma, on Tax-Free Savings Accounts, tax tips on your RA, side hustle provisional tax, the best time for bonus payouts, how tax works with portfolio diversification, and more about André’s journey on becoming the Tax Maverick. Topics/ Questions: TFSA Limits: How does SARS know I’ve invested the R36,000.00 limit or lifetime R500,000.00 in my tax free investment account? Invest...
Kickstart Your 2022: Top Tips for Reaching Your Goals
January 22, 2022 02:00 - 16 minutes - 11.1 MBWe kick off this 2022 with top tips from Warren Ingram on how to succeed in your financial goals this year. Wholesome advice on understanding your money, budgeting pillars, debt plans, tax season contributions, relooking at your investment plans, and the benefits of finding a finance buddy. Topics/ Questions: Understanding your money: expenses vs investment allocations Budgeting Pillars: wasted expenditure, lifestyle expenditure, debt & necessities budget Touching on various income rev...
Our 100th EP: Useful Advice from 2021
January 15, 2022 02:00 - 27 minutes - 18.7 MBToday we celebrate our 100th podcast with an episode on all the golden nuggets we received during 2021 from Warren Ingram and our guest speakers. Save this episode for quick advice on starting your investing journey, tips on global investing, more on crypto, Warren’s personal global investment portfolio, how to get the best return on your investments, investing in the domicile & more. Topics/ Questions: Tips on starting your investing journey Global Investing Advice More on cryptocurr...
If You Could Give Your Younger Self Advice, What Would It Be?
January 08, 2022 02:00 - 12 minutes - 8.55 MBWelcome back to a new year filled with sound advice on how to reach financial freedom with Warren Ingram on the Honest Money show. We kick off the year with advice received from our guest speakers during 2021 answering Warren Ingram's favourite question, “If You Could Give Your Younger Self Advice, What Would It Be?”. Have a question for Warren? Don’t forget to voice note your questions through our WhatsApp chat on (+27) 72 934 4218 and you could be featured in one of our episodes. Foll...
Where Best to Put a Large Amount of Money & More on Preservation Funds When Exiting a Job (Q&A With Warren Ingram)
December 11, 2021 02:00 - 9 minutes - 6.55 MBToday we have our last podcast and Q&A for 2021! Find out what Warren Ingram says around where best your money would be when receiving a large lump sum, paying off your bond, your car, in your TFSA account or investments? We also find out more about when leaving a job, what is the best route to take when getting your RA paid out, is a Preservation Fund the way to go and what considerations should be taken into account. Topics/ Questions: I have a lump sum of money, where best would it be...
Saving for Your Child’s Schooling Career and Transferring Unit Trusts to ETFs Within the Same Institute, Q&A With Warren Ingram
December 04, 2021 02:00 - 11 minutes - 7.58 MBIn today's episode, Warren Ingram does a Q&A on how to save for your child's schooling career from preschool to university, looking at education policies, using a TFSA or opening an investment in your child’s name. Warren also answers Gwen’s question on transferring unit trusts to ETFs within your tax-free investments via the same organisation and the implications this would have. Topics/ Questions: As a new parent, how would you approach saving for your child's schooling from preschool t...
It's Never Too Late To Start Saving, Advice For People In Their 40's.
November 27, 2021 02:00 - 25 minutes - 17.5 MBOn today’s episode, Warren Ingram does a Q&A with one of our followers, Chantelle, who is looking for financial advice for people in their 40s. Warren gives advice around saving towards a comfortable retirement through RAs, investments, access bonds & more. Questions/ Topics: Is a retirement annuity the way to go? Should I leave my money in a RA or move it to a new provider? Where should I put a large lump sum of money, into my home loan, in investments or an RA? How does it work w...
It's Never Too Late To Start Saving, Advice For People In Their 40's.
November 27, 2021 02:00 - 25 minutes - 17.5 MBOn today’s episode, Warren Ingram does a Q&A with one of our followers, Chantelle, who is looking for financial advice for people in their 40s. Warren gives advice around saving towards a comfortable retirement through RAs, investments, access bonds & more. Questions/ Topics: Is a retirement annuity the way to go? Should I leave my money in a RA or move it to a new provider? Where should I put a large lump sum of money, into my home loan, in investments or an RA? How does it work w...
Black Friday Spending Advice, Avoiding Online Fraud, How To Get a Good Credit Rating & More
November 20, 2021 02:00 - 26 minutes - 18.5 MBDid you know that 3/10 people can’t pay off their debt 6 months after purchase? Black Friday and Cyber Monday are around the corner which means plenty of temptation for spending money you may not have. In this episode Warren Ingram speaks to CEO of TransUnion Africa, Lee Naik, on how to get a good credit rating, debt statistics around promo season, avoiding online fraud and tips for smart spending this Black Friday. Questions/ Topics: What are some of your top tips to help someone get ...
From a CA to a CFP, Rochelle Wants To Know About Changing Careers
November 13, 2021 02:00 - 26 minutes - 18.4 MBToday’s Q&A is guest speaker Rochelle who is a Chartered Accountant and wants to work towards becoming a qualified Certified Financial Planner. Warren Ingram and Rochelle speak about post-graduate degrees, board exams, internships, what the struggles are in the industry and more. Questions/ Topics: What do you need to become a CFP? What do you need to take into consideration when needing to do the board exams? Do you need working experience before you can complete the second board exa...
Global Investing Step-By-Step Guide, Investing in Crypto & More
November 06, 2021 02:00 - 21 minutes - 14.9 MBHead of OUTVest, Grant Locke interviews Warren Ingram in this 4-part series on his new book, Global Investing Made Easy. Our last episode for the series talks about the steps to global investing, do you need a global bank account, investing offshore with bitcoin, investing approaches and more. Topics/ Questions: I’ve decided to take my money out of the country, what is step 1? My money is now going overseas, where is it going to land? What should I do next? Do you have to open a bank...
Global Investing: Discussing Warren Ingrams Personal Offshore Portfolio
October 30, 2021 02:00 - 19 minutes - 13.2 MBHead of OUTVest, Grant Locke interviews Warren Ingram in this 4-part series on his new book, Global Investing Made Easy. Our third podcast touches on trading behaviour, what Warren’s desired investment strategy is, investment trusts and looking at Warren’s personal offshore portfolio. Topics/ Questions: Trading behaviour: Then vs now What is your desired investment strategy when it comes to global investing? What are investment trusts and why do you use them in your portfolios? Ex...
Learn About Global Investing Goals, Investment Ratios, The Importance of Time Horizon & More
October 23, 2021 14:00 - 16 minutes - 11.5 MBWe have officially launched the Global Investing Made Easy podcast series sponsored by OUTVest, where Warren Ingram finds himself in the hot seat and answers the top questions on his new book, Global Investing Made Easy, with head of OUTVest, Grant Locke. Today’s episode is all about global investing goals, your investment ratios, currency selection, time horizon vs asset class and how to work out how much you need for a comfortable retirement. Topics/ Questions: What are you trying to a...
What You Need To Know About Global Investing
October 16, 2021 02:00 - 17 minutes - 11.7 MBWe have officially launched the Global Investing Made Easy podcast series sponsored by OUTVest, where Warren Ingram finds himself in the hot seat and answers the top questions on his new book, Global Investing Made Easy, with head of OUTVest, Grant Locke. In today's episode, we cover why you should invest globally, is your ROI better offshore than local, feeder funds vs trusts, what currency or domicile to look at, what legal entities you should invest in and more. Questions/ Topics: Why...
Becoming A Financial Planner Through FPI
October 09, 2021 02:00 - 24 minutes - 17 MBEver wanted to become a financial planner but not sure where to start? Listen to Warren Ingram and Lelane Bezuidenhout, Chief Executive of the Financial Planning Institute of Southern Africa, speak about what it entails to become a financial planner, what attributions and accreditations you need and more. Topics/ Questions: What is a financial planner? What attributes do you need to have to become a financial planner? What do I need to complete before becoming a financial planner? ...
Should I Calculate Inflation When Working Out My Returns, Where Should I Invest a Large Lump Sum of Money & Where Should I Save First, Emergency Fund or TFSA?
October 02, 2021 02:00 - 12 minutes - 8.72 MBWarren Ingram answers your questions around calculating your returns with inflation in mind, where to invest a large lump sum of money short-term and where to save your money, in your emergency fund or your TFSA. Questions/ Topics: How do you calculate your real return on investments when you look at a fact sheet of an ETF? Should you consider inflation and deduct it from your returns? My in-laws have about 500k in their accounts and they want to invest it somewhere. What's the best...
Investing For Beginners: Where To Start
September 25, 2021 02:00 - 22 minutes - 15.2 MBOn today’s podcast, Warren Ingram welcomes Tami Dal from the Honest Money content team to discuss tips for first time investing. Where to start, advice around Tax-Free Savings Account Investments vs ETFs, the ratio split between local vs international investments, what companies to invest in & more. Questions/ Topics: I've downloaded EasyEquities, what is the first investment I need to make? Shares vs bonds How do I know when to cash out my investments? Is there a rule of thumb or somet...
Business Advice Around Staff Motivation, Leadership Skills and Upcoming Opportunities in the African Market.
September 18, 2021 02:00 - 24 minutes - 16.9 MBA podcast all about leadership with successful businessmen, Rory Kirton and Warren Ingram. Some honest advice around staff motivation, leadership skills and upcoming opportunities in the African market. Questions/ Topics: How did you grow your business during the political upheaval and during the instability of the South African economy? Tips on how to motivate your staff after all the unrest that’s happened over the past 2 years How do you help and connect to a customer through a p...
Business Advice Around Staff Motivation, Leadership Skills and Upcoming Opportunities in the African Market.
September 18, 2021 02:00 - 24 minutes - 16.9 MBA podcast all about leadership with successful businessmen, Rory Kirton and Warren Ingram. Some honest advice around staff motivation, leadership skills and upcoming opportunities in the African market. Questions/ Topics: How did you grow your business during the political upheaval and during the instability of the South African economy? Tips on how to motivate your staff after all the unrest that’s happened over the past 2 years How do you help and connect to a customer through a p...
Advice on Purchasing a Car and Using Overdrafts for Investments (Q&A With Warren Ingram)
September 11, 2021 02:00 - 8 minutes - 5.57 MBIn today’s episode, Warren Ingram does a Q&A around using overdrafts for investments and provides financial advice around purchasing a car that is best for your pocket. Questions/ Topics: How can I use my overdraft to benefit me in terms of investing or getting financial gain? What financial advice do you have around buying a car? Got a question after listening to this episode? Don’t forget to send us your Voice Note questions on WhatsApp to (+27) 72 934 4218 and follow us on Twitter...
Want To Become A Financial Planner? Here’s What You Need To Know (Q&A with Warren Ingram)
September 04, 2021 02:00 - 11 minutes - 7.9 MBWe got a great question from a follower about becoming a financial planner and is there a need for financial planners in the South African economy. Listen to what Warren Ingram has to say in this interesting Q&A episode. Topics/ Questions: What are the pros and cons of becoming a financial planner? What is the current state of the industry and is there a need for financial planners in the South African economy? What type of person is best suited to become a financial planner? Got a...
Breaking Down Income Protection, What It Means and Does It Cover COVID/ Other Illnesses.
August 28, 2021 02:00 - 18 minutes - 12.9 MBAn interesting topic that is relevant to most South Africans, what is income protection and why would I need it? Warren Ingram and Elmarie Samuel, Senior Technical Marketing Specialist at FMI, speak about the ins and outs of income protection and answer questions around COVID related protection, the difference between lump-sum disability and more. Topics/ Questions: What is income protection for? What are some of the most common reasons for loss of income based on statistics? Would I...
Transferring Your Retirement Annuity From Insurance Company to Index or Unit Trust Provider | Bond Refinancing, Where to Invest the Financial Difference and What to Consider (Q&A With Warren Ingram)
August 21, 2021 02:00 - 11 minutes - 8.05 MBToday’s episode is beneficial to most listeners looking at transferring your retirement annuity from an insurance company to an index or unit trust provider. Warren Ingram also answers questions around bond refinancing, where to invest the financial difference and what to consider when doing it. Questions/ Topics: Should I move my retirement annuity over to an investment company and is it worth paying the fees/ tax involved? Understanding bond refinancing, where to invest the financial d...