Ask Ralph - Christian Finance
500 episodes - English - Latest episode: about 11 hours ago - ★★★★ - 7 ratingsAre you a Christian longing to honor God in every aspect of your life, including your finances? The Ask Ralph Podcast is your guide to finding financial freedom, making wise money decisions, and aligning your resources with your faith. Your host, Ralph Estep, Jr., brings a unique combination of expertise and genuine experience to the table. He's an accountant, a business coach, a podcast host, an author, a farmer – but above all, a husband, father, and a man seeking to follow Jesus wholeheartedly.
Ralph has been through the highs and lows of managing money - he's made mistakes, learned powerful lessons, and wants to share that journey with you. Expect a refreshing blend of practical advice and Biblical principles. We'll cover everything from creating a rock-solid budget and ditching debt to building ethical businesses and exploring the transformative power of generous giving. Whether you're a business owner yearning to integrate your faith into your work, or simply a person desiring wise stewardship of what you've been given, this podcast is for you. Get ready to ditch financial stress, gain clarity and confidence, and use your resources to fulfill God's calling in your life.
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Episodes
Healing Your Finances
March 17, 2024 12:00 - 15 minutes - 15.2 MBReady to transform your financial situation in Jesus' name? Join Ralph Estep, Jr., as he dives into the power of faith and biblical principles for healing your finances. Ralph provides actionable, biblical based steps to heal your finances in Jesus Name. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like u...
New Employee vs Independent Contractor Rule Effective March 11
March 16, 2024 13:00 - 17 minutes - 16.7 MBJoin us on the Ask Ralph Show as we unravel the Employee vs. Independent Contractor dilemma in the new rules effective from March 11th, 2024! Learn how to navigate the complex world of worker classification and protect your business interests. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Faceboo...
Inherited IRA Rules
March 15, 2024 13:00 - 16 minutes - 15.6 MBExploring Inherited IRA Rules! Unravel the complexities of managing an Inherited IRA with our latest podcast episode. Learn about distribution options, tax implications, and actionable advice to optimize your inheritance. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Fa...
Simpler IRS Notices
March 14, 2024 13:00 - 13 minutes - 13 MBHave you ever been puzzled by an IRS notice? Discover how the IRS has simplified their notices to make things clearer and easier for you to understand. Join Ralph Estep, Jr., as he reviews the simpler IRS notices and how to effectively respond to them. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us o...
Common Money Wasters
March 13, 2024 13:00 - 16 minutes - 16.2 MBAre your everyday expenses draining your bank account like a leaky faucet? Join Ralph Estep, Jr., as he reveals the secrets to identifying and battling common money wasters who may become money monsters in your budget. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Faceb...
Best ToDo List
March 12, 2024 13:00 - 16 minutes - 15.8 MBDive into the world of to-do lists from a Christian perspective on our latest episode! Learn how to manage your time effectively and prioritize your tasks in a way that glorifies God. Join Ralph Estep, Jr., as he explores the best todo list apps and techniques. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message ...
Prepaying Your Mortgage
March 11, 2024 13:00 - 12 minutes - 12.8 MBDiscover the Secrets of Prepaying your mortgage and how you can save thousands of dollars over the life of the loan and have your home paid off in far fewer years. Join Ralph Estep, Jr., as he make the complex simple and puts together an action plan for how to implement this process in your financial life. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on...
Building Your House on Sand
March 10, 2024 13:00 - 11 minutes - 11.9 MB'Building Your House on Sand,' we tackle the importance of finding true sources of security and making wise financial choices. Join Ralph Estep, Jr., as he explores personal stories of instability and share practical steps for building an unshakeable life rooted in faith. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail...
Navigating Finances in Divorce
March 09, 2024 13:00 - 23 minutes - 22.6 MBGoing through a divorce can leave you feeling overwhelmed, especially when it comes to finances. Join Ralph Estep, Jr., as he offers actionable steps in navigating finances in divorce. Learn about appraisals, consulting professionals, budgeting, credit, and emotional well-being. Empower yourself with the knowledge and support to navigate this challenging time. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email ...
The Ten Biggest Mortgage Mistakes and How to Avoid Them
March 08, 2024 13:00 - 17 minutes - 16.9 MBThe Ten Biggest Mortgage Mistakes and How to Avoid Them Looking to buy or refinance a home? Don't make these common mortgage mistakes! Join Ralph Estep, Jr., as he shares valuable tips and insights to help you navigate the mortgage maze. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook an...
When you Owe the IRS
March 07, 2024 13:00 - 16 minutes - 16.1 MBAttention all taxpayers! Did you know millions of people face the reality of owing money to the IRS every year? When you owe the IRS unpacks the secrets to resolving tax debt stress-free. Don't miss out on Ralph's expert advice! LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow u...
Business Myths Debunked
March 06, 2024 13:00 - 15 minutes - 14.3 MBDid you know that some of the most commonly believed business myths are actually holding you back? Join Ralph Estep, Jr., as he takes a more serious tone in this episode - business myths debunked. Ralph provides concrete action steps to achieve success even amongst these business myths. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page ...
QR Codes Demystified
March 05, 2024 13:00 - 12 minutes - 12.6 MBCurious about those little square codes that are popping up everywhere? We dive into the world of QR codes, their origin, practical uses, and potential scams to watch out for - QR Codes Demystified and stay informed! LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Faceb...
23 Frugal Habits
March 04, 2024 13:00 - 17 minutes - 16.8 MBFind out how to make intentional choices that can lead to a more fulfilling and financially secure life. Discover 23 frugal habits that align with your values in our latest podcast episode. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.co...
Keeping Faith in Failures
March 03, 2024 13:00 - 14 minutes - 14.2 MBFailure doesn't define us, it refines us. Join Ralph Estep, Jr., as he discusses practical steps to keeping faith in failures during challenging times. Let's rise above failures together! LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/...
Navigating the Challenges of Brick and Mortar Businesses: A Discussion with JoJo Struebing
March 02, 2024 13:00 - 38 minutes - 35.9 MBNavigating the maze of entrepreneurship isn't always straightforward, especially when it comes to brick and mortar businesses. It entails diving into an entirely new world, dealing with demanding customers, adjusting to fluctuating market trends and keeping up with relentless competition. Our featured guest, JoJo Struebing, shared invaluable insight into the brick and mortar business scene. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or id...
Five Common Social Security Myths that Will Ruin Your Retirement
March 01, 2024 13:00 - 11 minutes - 20.8 MBWorried about your retirement? Don't fall for the misconceptions about social security. Join Ralph Estep, Jr., and learn the truth behind common social security myths and protect your future. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook...
10 IRS Audit Flags
February 29, 2024 13:00 - 15 minutes - 24.2 MBWorried about IRS audits? We've got you covered! In our latest podcast episode of the top 10 IRS Audit Flags, we spill the beans on the common mistakes that could land you in the hot seat with the IRS. Learn the secrets to protect yourself and your finances. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Lik...
Unusual Business Titles
February 28, 2024 13:00 - 9 minutes - 19 MBAre you ready for something different? Join me on the Ask Ralph Show as we take a break from the norm and delve into the realm of unusual business titles. From the Director of First Impressions to the Chief Listening Officer, discover the role that resonates with you the most! LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voic...
Using Online Tax Software or Selecting an Accountant
February 27, 2024 13:00 - 11 minutes - 10.2 MBJoin Ralph Estep Jr., as he discusses the decision of using online tax software or selecting an accountant to handle your annual tax preparation. It explores the complexities of tax situations, the advantages of personalized advice from an accountant, and the cost-effectiveness and user-friendly nature of online tax software. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a v...
Reigniting a Passion in Your Business
February 26, 2024 13:00 - 10 minutes - 19.8 MBRalph discusses the common challenge of losing motivation and passion in running a small business. He shares strategies for reconnecting with the initial spark that inspired entrepreneurship and finding renewed joy in the business. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow ...
The Gift of Forgiveness: Extending Grace to Others
February 25, 2024 14:00 - 8 minutes - 17.3 MBThe show is a reflection on the transformative power of forgiveness and the act of extending grace to others, particularly focusing on how forgiveness can impact one's financial well-being and overall life. Join Ralph Estep, Jr., as he explores the concept of forgiveness from a spiritual perspective, drawing on biblical references and personal experiences to highlight the importance and benefits of forgiveness in relationships and personal growth. LISTEN NOW Please share our Podcast with ...
Navigating Real Estate with Gina Crowder
February 24, 2024 14:00 - 29 minutes - 37.3 MBThe host, Ralph, and his guest, Realtor Gina McCollum Crowder, discuss a range of topics surrounding real estate investing including making the most of real estate investments, buying and selling property to maximize financial gains, the importance of a client-focused approach, challenges in buying property at present times, impact of prevailing interest rates on property buying, a comparison between the net worth of homeowners and renters, preparation for selling a house, procedures for pri...
Common 401K Myths
February 23, 2024 14:00 - 11 minutes - 18.7 MBAre you confident that your retirement plan is set up for success? Join us on our latest episode as we debunk some common myths surrounding your 401k. Don't miss out on valuable insights that could maximize your savings! LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Face...
Deducting Home Improvements
February 22, 2024 14:00 - 11 minutes - 18.9 MBThinking of doing home improvements? Want to know if you can deduct the expenses on your taxes? Join me as we uncover the truth! LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralph...
Crazy Tax Deductions
February 21, 2024 14:00 - 9 minutes - 17.8 MBIn this episode of the Wacky Wednesday show, Ralph Estep, Jr., discusses bizarre and unusual tax deductions that have caused taxpayers to end up in trouble with the IRS. Ralph highlights that while some of these cases may sound amusing, the ramifications can be severe, often leading to additional taxes, penalties, and in some cases, criminal charges. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at ralph...
Creating an Effective Email Marketing Campaign
February 20, 2024 14:00 - 17 minutes - 23.6 MBIn the Tuesday's technology show, Ralph Estep Jr., discusses the importance of an effective email marketing system for small businesses. He walks through the process of creating a successful system, which includes defining goals, building an email list, choosing an email marketing software, and designing templates. Other tips mentioned include crafting compelling content, segmenting audience, automating campaigns, and complying with email marketing regulations. The importance of testing and ...
Setting SMART Financial Goals
February 19, 2024 14:00 - 18 minutes - 24.3 MBJoin Ralph Estep Jr as he speaks about setting smart financial goals to achieve financial success. It introduces the concept of SMART goals (Specific, Measurable, Achievable, Relevant, Time-Bound) and provides examples of how to apply them to different areas of personal finance, such as saving for a down payment, paying off credit card debt, saving for retirement, improving credit scores, and building an emergency fund. Ralph emphasizes the importance of staying motivated, committed, and foc...
Growing in Wisdom: Applying Biblical Principles
February 18, 2024 14:00 - 17 minutes - 23.5 MBThe Ask Ralph Sunday edition features a deep dive into the intersection of faith and finances. Ralph Estep encourages listeners to explore financial and other topics from a biblical perspective and discusses his new book, 'The Gospel of Entrepreneurship: Following Jesus in Your Business Journey'. The primary focus of this show is growing in wisdom from applying biblical principles like patience, humility, discernment and living by the golden rule. The importance of wise decisions, treating o...
Understanding Your Constitutional Rights: A Conversation with Chris Rowe
February 17, 2024 14:00 - 46 minutes - 47 MBIn this episode of the Ask Ralph Show, host Ralph Estep speaks with Chris Rowe, a renowned constitutional expert. Together, they delve into the significance of the U.S Constitution, its origins and how a thorough understanding impacts individuals. The duo discuss how the knowledge of the Constitution should guide us as citizens and inform our voting decisions. Furthermore, Chris explains the importance of addressing these fundamentals in our education system to secure our rights and freedoms...
12 Steps to Take 6 Months Before You Retire
February 16, 2024 14:00 - 17 minutes - 23.9 MBJoin Ralph Estep, Jr. as he discussed 12 Steps to Take 6 Months Before you retire and discusses the steps individuals should consider before retiring. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/askralphmedia Twitter (@askralphmedia)...
SEP IRA's Explained
February 15, 2024 14:00 - 10 minutes - 18.5 MBUnderstanding SEP IRAs: Saving on Taxes and Planning for Retirement In this episode of 'Ask Ralph', we delve into Simplified Employee Pension Individual Retirement Account (SEP IRA), a retirement savings tool primarily suitable for small business owners or independent contractors without employees. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our p...
Unconventional Ways to Spend Money
February 14, 2024 14:00 - 10 minutes - 18 MBJoin host Ralph Estep Jr. as he takes listeners on a journey through the world of unconventional spending. He shares examples of bizarre purchases such as face-shaped coins, personalized potatoes, and the 'selfie toaster'. Estep also discusses unique investments like racehorses, collectible sneakers, rare books, cryptocurrency, and classic cars. Finally, he delves into unusual adventures for the non-thrill seekers such as extreme knitting, competitive cheese rolling, virtual reality experien...
Leveraging Technology to Improve Customer Service and Grow Your Business
February 13, 2024 14:00 - 14 minutes - 21.6 MBRalph Estep Jr. discusses the essential role of customer service in any business, and how technology can enhance it. He discusses how Customer Relationship Management software, chat bots, and self-service options can effectively cater to customer needs. Ralph explores the creation and promotion of self-service portals, drawing from his own business experiences. He also talks about using social media as a direct line of communication with customers, incorporating it for personalized support, ...
Financing Your Home - Here are the Basics
February 12, 2024 14:00 - 10 minutes - 18.6 MBRalph Estep Jr advises on the home financing process, discussing the pre-approval process, house hunting, applying for a mortgage and going through the underwriting procedure. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/askralphmedi...
Living a Life of Integrity - Honoring God's Commandments
February 11, 2024 14:00 - 11 minutes - 19.3 MBExplore the importance of living a life of integrity and honoring God's commandments in this thought-provoking episode. Learn how aligning your financial decisions with ethical practices can lead to long-term success and fulfillment. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follo...
A Game Plan for Success: Brandon Steiner on Winning in Sports Memorabilia and Beyond
February 10, 2024 14:00 - 40 minutes - 83.5 MBEntrepreneur Brandon Steiner shares his insights on success, embracing challenges, and the importance of work-life balance in the sports memorabilia industry. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/askralphmedia Twitter (@askra...
Converting Personal Vehicles to Business Use
February 09, 2024 14:00 - 9 minutes - 17.4 MBRalph Estep Jr., discusses the process and benefits of converting personal vehicles to business use. He explains how this can lower taxes, provide deductions, and offers tips on documentation, deduction methods, and insurance considerations. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook a...
Common Tax Jargon
February 08, 2024 14:00 - 9 minutes - 17.3 MBBaffled by tax jargon? Demystify terms like adjusted gross income, itemized deductions, tax brackets, and tax credits. Listen now to learn more! LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or v...
Weird Side Hustles
February 07, 2024 14:00 - 8 minutes - 7.35 MBIn this episode of the Ask Ralph podcast, Ralph Estep, Jr. discusses some truly bizarre and interesting side hustles. These include being a professional bed warmer, sleeper, mourner, mermaid, pet psychic, scare actor, bridesmaid or groomsman, slime maker, line sitter, human mannequin, and snake milker. These unconventional methods of making money challenge commonly held perceptions about generating income and underscore the endless opportunities available in the world of side hustles. LIST...
Cybersecurity for Entreprenuers
February 06, 2024 14:00 - 13 minutes - 11.4 MBIn this episode of the Ask Ralph podcast, host Ralph Estep, Jr. delves into the importance of cybersecurity for small businesses and entrepreneurs, emphasizing that they accounted for 43% of all cyber attacks in 2020. He offers concrete strategies and practical steps that businesses can take to buffer against cyber attacks. This includes developing a strong password policy, enabling two-factor authentication, updating software regularly, and educating employees about cybersecurity. Other mea...
Overcoming Fear of Failure: Taking Risks in Business and Finance
February 05, 2024 14:00 - 8 minutes - 7.22 MBIn this episode of the 'Ask Ralph' podcast, host Ralph Estep, Junior, discusses how overcoming the fear of failure can unlock greater levels of success in business and personal finance. He proposes eight concrete steps: embracing the unknown, weighing potential risks and rewards, fostering a growth mindset, creating a supportive network, pursuing ongoing education, planning for contingencies, trusting one's intuition, and maintaining self-belief. Emphasizing that failure should not be seen a...
Finding Strength in Times of Trouble - Trusting God's Plan
February 04, 2024 14:00 - 12 minutes - 10.1 MBRalph Estep Jr. explores how to find strength in times of trouble and trust in God's plan. He emphasizes the importance of surrendering to God's guidance, seeking his wisdom, and cultivating resilience, gratitude, and mindfulness. Ralph also encourages setting goals, embracing change, and celebrating personal strengths. The episode concludes with a prayer and a reminder that trusting in God's plan empowers us to overcome any challenge. LISTEN NOW Please share our Podcast with all your fri...
Capitalize on Strengths, Overcome Weaknesses: A Conversation with Professor Craig Van Slyke
February 03, 2024 14:00 - 50 minutes - 40.8 MBRalph introduces Craig, a podcast host of "Live Well and Flourish" who shares practical wisdom to live an excellent life. The discussion is focused on leveraging personal strengths and accepting weaknesses, emphasizing the importance of knowing oneself and making informed decisions for living a life of virtue and reason. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a voicem...
Pass-Through Entities Explained
February 02, 2024 14:00 - 13 minutes - 11 MBJoin Ralph Estep, Jr. as he explains Pass Through Entities and provides an in-depth explanation of pass-through entities such as LLCs and corporations. It covers topics such as how these entities work, the tax benefits they offer, and the steps to create one for a business. Ralph emphasizes the importance of consulting with professionals for legal and tax advice. Additionally, Ralph highlights the potential tax savings, personal liability protection, and ability to deduct business losses tha...
Don't Miss These Tax Credits
February 01, 2024 14:00 - 13 minutes - 11.2 MBIn this episode of the Ask Ralph podcast, host Ralph Estep, Jr. explains the difference between tax credits and deductions. He also explores common tax credits for the 2023 tax return, such as the child tax credit and the earned income tax credit. Additionally, Ralph delves into lesser-known credits like the lifetime learning credit and the residential energy efficient property credit. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas f...
Crazy Business Ideas That Actually Worked
January 31, 2024 14:00 - 9 minutes - 7.68 MBJoin Ralph Estep, Jr., as he explores Crazy Business Ideas That Actually Worked and discusses the secrets behind seemingly crazy ventures that became incredibly successful. He explores how these ideas defied the odds, tapped into deep desires, and solved problems we didn't know we had. Estep also highlights some remarkable success stories like the iPhone and Airbnb, as well as notable business failures like new Coke and the Segway. Ralph emphasizes the importance of understanding market need...
Benefits and Risks of Using Personal Financial Apps
January 30, 2024 14:00 - 8 minutes - 6.66 MBThe episode of Ask Ralph podcast hosted by Ralph Estep Jr., focuses on the benefits, costs, and risks associated with personal financial apps such as Mint, Personal Capital, Pocket Guard, and YNAB. The podcast describes how these apps aid in managing finances, budgeting, tracking expenses, and providing financial education. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at [email protected] or leave a vo...
10 Myths about Retirement
January 29, 2024 14:00 - 12 minutes - 10.1 MBIn this episode, host Ralph Estep, Jr. discusses common myths about retirement and debunks them. He covers topics such as the misconception that retirement means no work, the reliance on Social Security for all expenses, the importance of saving for retirement early, the potential risks of excessive withdrawals from retirement accounts, and more. Ralph emphasizes the need for financial planning, consulting with professionals like financial advisors and tax advisors, and creating a comprehen...
Finding Purpose in God's Kingdom - Using Your Gifts
January 28, 2024 14:00 - 7 minutes - 6.47 MBIn this episode of the Ask Ralph podcast, host Ralph Estep Jr. discusses how individuals can find their purpose and success by using their unique gifts according to religious teachings. He emphasizes the importance of self-reflection and using one's gifts not just for personal growth but also for contributing to the greater good and glorifying God. Ralph also highlights the importance of community support on this journey, tackling challenges with faith and resilience, and integrating faith i...