Ask Ralph - Christian Finance artwork

Ask Ralph - Christian Finance

500 episodes - English - Latest episode: about 11 hours ago - ★★★★ - 7 ratings

Are you a Christian longing to honor God in every aspect of your life, including your finances? The Ask Ralph Podcast is your guide to finding financial freedom, making wise money decisions, and aligning your resources with your faith. Your host, Ralph Estep, Jr., brings a unique combination of expertise and genuine experience to the table. He's an accountant, a business coach, a podcast host, an author, a farmer – but above all, a husband, father, and a man seeking to follow Jesus wholeheartedly.

Ralph has been through the highs and lows of managing money - he's made mistakes, learned powerful lessons, and wants to share that journey with you. Expect a refreshing blend of practical advice and Biblical principles. We'll cover everything from creating a rock-solid budget and ditching debt to building ethical businesses and exploring the transformative power of generous giving. Whether you're a business owner yearning to integrate your faith into your work, or simply a person desiring wise stewardship of what you've been given, this podcast is for you. Get ready to ditch financial stress, gain clarity and confidence, and use your resources to fulfill God's calling in your life.

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Episodes

What is an ETF and is it a safe investment for me?

June 25, 2024 07:00 - 9 minutes - 13.4 MB

Have you ever wondered what an ETF is and if it's a safe investment for your portfolio? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he explains all about this common type of investment and explores how it aligns with your financial goals and Christian values. What is an ETF and is it a safe investment for me? with Ralph Estep Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. talks about Exchange-Traded Funds (ETFs). He explains the advantages of...

Are Credit Counseling Services Really a Scam or Do They Help People in Debt?

June 24, 2024 07:00 - 10 minutes - 13.8 MB

When you're overwhelmed by debt, credit counseling services can seem like a lifeline. But how do you know if they're legitimate or just another scam? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he explores the truth behind credit counseling services. Are Credit Counseling Services Really a Scam or Do They Help People in Debt? with Ralph Estep Jr. In this episode, Ralph Estep Jr. dives deep into the world of credit counseling services. Are they a legitimate way ...

How Can You Balance Wealth and Generosity Biblically?

June 23, 2024 07:00 - 11 minutes - 15.5 MB

When balancing wealth and generosity, have you ever felt torn between enjoying financial success and staying true to your Christian values? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses how to navigate this challenging yet important aspect of Christian living. How Do I Balance Money, Possessions, and Generosity from a Biblical Perspective? | Ask Ralph Podcast In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. dives into a crucial topic fo...

How Can Small Business Owners Increase Their Company's Value?

June 22, 2024 07:00 - 36 minutes - 50.8 MB

Are you a small business owner feeling stuck and unsure of how to increase the value of your business? Do you find yourself overwhelmed by the day-to-day tasks and unable to step back from operations? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. and guest David Chudyk, as they discuss the challenges many entrepreneurs face when it comes to growing their business value.  How Can Small Business Owners Increase Their Company's Value? With David Chudyk & Ralph Estep, Jr...

Should You Put Money Down on Your Next Car Purchase?

June 21, 2024 07:00 - 11 minutes - 15.1 MB

When deciding on a car purchase, have you ever felt torn between making the financially optimal choice and the option that would give you the most peace of mind? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses whether to make a down payment on your next car purchase. Should You Put Money Down on Your Next Car Purchase? with Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. discusses the dilemmas of car buying, specificall...

What Really Happens If You Cheat on Your Taxes?

June 20, 2024 07:00 - 18 minutes - 24.9 MB

Have you ever been tempted to cut corners on your taxes? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses common tax evasion methods, how the IRS catches tax cheats, and the severe penalties for intentional tax fraud to encourage listeners to file their taxes honestly and with integrity.  What Really Happens If You Cheat on Your Taxes? with Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. discusses the temptation to cut co...

Are You Prepared for the Unexpected Expenses of Maintaining a Home?

June 19, 2024 07:00 - 13 minutes - 18 MB

Imagine you finally get your dream house. You got approved for a mortgage, signed all the papers, and now you have the keys in your hand. But wait, is owning a house really that easy? What about all those extra costs that might pop up unexpectedly? Well, in this episode of the Ask Ralph podcast, Ralph Estep Jr. is going to talk about all those hidden costs that can surprise new homeowners. How Can You Budget for Unforeseen Expenses and Protect Your Finances as a Homeowner? With Ralph Estep,...

How FDIC Insurance Protects Your Bank Deposits?

June 18, 2024 07:00 - 12 minutes - 16.8 MB

Have you taken the time to verify that your bank accounts are fully covered by FDIC insurance? What steps would you need to take if your deposits exceeded the $250,000 insurance limit? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses the important but often overlooked topic of FDIC insurance and its crucial role in protecting depositors' money in the event of bank failures.  How FDIC Insurance Protects Your Bank Deposits with Ralph Estep, Jr. In this ep...

How to Navigate Credit Card Offers Wisely and Avoid Common Traps

June 17, 2024 07:00 - 8 minutes - 12.1 MB

Have you ever been enticed by a credit card offer that seemed too good to be true? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he dives into the world of credit card perks, helping you separate the blessings from the burdens. Discover how to maximize credit card benefits while avoiding the pitfalls that can lead to debt and stress. Learn practical tips to use credit cards wisely, and take control of your financial future. Credit Card Confessions: Unveiling the P...

How to Prepare for a Fear-Free Retirement with Practical and Spiritual Guidance

June 16, 2024 07:00 - 10 minutes - 14.5 MB

Does the thought of retirement fill you with excitement or dread? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he addresses common fears retirees face, such as outliving savings, healthcare costs, inflation, and loss of purpose. Learn how to overcome these fears with faith-based guidance and practical financial strategies. Overcoming the Fear of Retirement with Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. discusses the signific...

What Do I Do When My Car Lease Ends?

June 15, 2024 07:00 - 11 minutes - 15.3 MB

Are you confused about what to do when your car lease ends? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he addresses the common dilemma faced by many: what do I do when my car lease ends, should you turn in your leased car, buy it, or lease another one? Ralph discusses the pros and cons of each option, providing valuable insights to help you make the best decision. What to Do When My Lease Ends with Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, hos...

How go I get my adult children to leave the nest?

June 14, 2024 07:00 - 10 minutes - 14.8 MB

Do you have grown kids living at home and you're finding it challenging? Want to help them move out and become independent but not sure how to do it in a kind and supportive way? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he explores 10 practical yet biblically grounded strategies to help your adult kids spread their wings and leave the nest.  When It's Time to Let Go: Nurturing Self-Sufficiency and Independence in Your Maturing Children with Ralph Estep, Jr. ...

What are Required Minimum Distributions or RMDs?

June 13, 2024 07:00 - 11 minutes - 15.2 MB

Are you confused about Required Minimum Distributions and how to manage them effectively in retirement? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he addresses common problems retirees face regarding RMDs, such as heavy tax penalties for non-compliance and uncertainty around minimizing taxes.  Navigating RMDs for a Stress-Free Retirement with Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. discusses the significance of comprehen...

Could AI in Lending Hurt Your Chances of getting a loan?

June 12, 2024 07:00 - 9 minutes - 12.5 MB

Want to know how AI is changing the way lending works? Curious about the effects of algorithms assessing your creditworthiness? Join Ralph Estep Jr. in this episode of the Ask Ralph Podcast as he explores the intersection of AI and lending and the balance between technology and human empathy. Technology, Human Touch, and Christian Principles: AI and Human Judgment in Lending with Ralph Estep Jr In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. discusses the impact of AI on len...

Setting Limits on Smartphone Use to Help Children Thrive in a Digital World

June 11, 2024 07:00 - 8 minutes - 11.4 MB

Are your kids addicted to using their smartphones? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses concerns that excessive smartphone use can negatively impact children's development.  The Alarming Effects of Smartphone Overuse on Children with Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. raises concerns about how much children's lives revolve around screens in today's digital world. discusses how smartphones may be n...

Debt Free: Bankruptcy And Debt Management To Overcome Your Financial Burden

June 10, 2024 07:00 - 16 minutes - 22.4 MB

Are you drowning in debt with no end in sight? Do collection calls have you constantly stressed? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses the complex world of debt management and bankruptcy.  Navigating Debt: Debt Relief Options Explained with Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. talks about the complex world of debt management and bankruptcy. He explores options that could help relieve your financial b...

How to Overcome Guilt and Find Spiritual Freedom

June 09, 2024 07:00 - 8 minutes - 11.3 MB

Are you tired of feeling weighed down by the guilt of past financial mistakes? Fed up with the sleepless nights spent worrying about debt and how to get your finances back on track? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he shares how you can break free from guilt's heavy burden and start moving forward with confidence.  Break Free from Financial Guilt with Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. discusses the differ...

How to Achieve Sustainable Success in Business After Burnout with Entrepreneur Ral West

June 08, 2024 07:00 - 37 minutes - 51.6 MB

Picture yourself as an entrepreneur, juggling countless responsibilities and feeling overwhelmed by your business's demands, leaving little time for yourself and loved ones. Ever felt like you're trying to do it all, only to find it's impossible? Join us for this episode with Ral West, a successful entrepreneur, as she shares her journey of overcoming burnout and balancing business with family time.  Discover how Ral West overcame business burnout and learned to balance professional, and pe...

Achieving Your Financial Goals Through Intentional Budgeting

June 07, 2024 07:00 - 11 minutes - 15.5 MB

Are you tired of feeling like you're just treading water with your finances, working hard but never making progress? Do you find yourself constantly reacting to unexpected expenses instead of being in the driver's seat? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he shares the 5 main purposes of budgeting that go far beyond just tracking expenses.  Gaining Clarity, Achieving Your Goals, and Finding Peace: Utilizing the Power of Budgeting with Ralph Estep, Jr. I...

Stay Out of Trouble with the IRS: Penalty Prevention Tips

June 06, 2024 07:00 - 10 minutes - 14.3 MB

Are you tired of tax season stress and surprises? Do the words "IRS penalties" keep you up at night? Tune in to this Tax Talk Thursday episode with Ralph Estep Jr. as he reveals the most common penalty pitfalls taxpayers face - and shares how to avoid them.  Proactive Tax Planning: Avoid IRS Penalties with Ralph Estep, Jr. In this episode of Tax Talk Thursday, host Ralph Estep Jr. delves into the stressful world of tax season and IRS penalties. Ralph reveals the most common penalty pitfall...

Revealing Hidden Facts: Shocking Job Situations

June 05, 2024 07:00 - 15 minutes - 20.9 MB

Did you ever consider the hidden truths behind common jobs? Join Ralph as he uncovers eye-opening facts about professions like bank tellers, flight attendants, and public defenders, revealing overlooked aspects of the workforce. Discover the Unseen Realities of Everyday Jobs with Ralph Estep, Jr. In the latest Ask Ralph Podcast episode, Ralph Estep Jr. dives into the unseen sides of everyday jobs. From banking to garbage collection to teaching, Ralph uncovers surprising truths about these ...

Balancing Fame and Faith: The Journey of an Influencer

June 04, 2024 07:00 - 15 minutes - 20.9 MB

Are influencer dreams too good to be true? What is the dark reality behind the so-called desirable career? Join Ralph Estep, Jr. as he peels back the curtain to reveal the influencer world's enticing promises and hidden challenges.  Behind the Social Media Curtain: The Realities of Life as an Online Influencer   With Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. discusses the unknown aspects of being an online influencer, such as combining status with Chr...

From Grief to Guidance: Managing an Inherited Property

June 03, 2024 07:00 - 15 minutes - 21.6 MB

Dealing with inheriting a house from a loved one can be an overwhelming process filled with emotions and uncertainties. Join Ralph Estep, Jr., and learn to navigate your emotions of grief to manage your inherited property. Be Guided Through Grief: Manage Your Inherited Property With Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. discusses practical techniques and advice for bringing clarity and calm to managing inherited property. You'll learn about the em...

Excellence as Worship: Aligning Life with God's Standards

June 02, 2024 07:00 - 10 minutes - 13.7 MB

Are you striving for excellence in all areas of your life? Join Ralph Estep, Jr., and learn to strive for excellence and praise our Almighty God.  Realign Your Life: Show Excellence in Work, Relationships, and Stewardship To Worship God With Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. will discuss the value of achieving excellence in all aspects of life as an act of worship, aligning with God's standards based on love for Him and others. Ralph will disc...

The Path to Podcasting Success with Dave Jackson

June 01, 2024 07:00 - 45 minutes - 41.8 MB

In our latest episode of AskRalph, we had the legendary Dean of Podcasting, Dave Jackson, join us! We dived deep into the secrets of podcasting success, from the nitty-gritty of starting out to building strong audience relationships. Don't miss out on these invaluable insights! Join Ralph Estep, Jr., and Dave Jackson as they discuss the path to podcasting success. Join the School of Podcasting The Power of Podcasting with Dave Jackson: Insights and Tips for Business Owners In this episode...

The Truth About Annuities: Guaranteed Income or Scam?

May 31, 2024 07:00 - 12 minutes - 11 MB

What if I told you there’s an investment out there that promises guaranteed lifetime income but is often called a scam? Join Ralph Estep, Jr. to find the truth about annuities, the pros and cons, and who is the best candidate for these investments. Demystifying Annuities: Benefits, Pitfalls, and Biblical Perspectives In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. dives into the complex world of annuities. He breaks down what annuities are, their types, benefits such as gua...

Tax Refund Troubles: Steps to Take When the Unexpected Happens

May 30, 2024 07:00 - 10 minutes - 9.89 MB

Surprised by your tax refund? Join Ralph Estep, Jr., to learn steps to take when the IRS hits you with a surprise. Plus, hear an insane real client story! Clear ways to deal with tax refund troubles. Navigating Unexpected Tax Refunds: Tips and Real-Life Stories In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. discusses the common issue of receiving a lower-than-expected tax refund or even owing taxes. Drawing from over 30 years of financial expertise, Ralph explains potential...

Maximize Your Grocery Budget: Practical Tips and Listener Advice

May 29, 2024 07:00 - 18 minutes - 16.7 MB

Are you tired of your grocery bills eating up your budget? Join Ralph Estep, Jr., as he shares 6 practical tips that can cut your costs by 20%! Don't miss out on our listeners' advice either! Trimming Your Grocery Bill: Practical Tips and Listener Advice In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. discusses practical and easy ways to save money on grocery shopping without sacrificing nutrition or taste. Topics include making and sticking to a list, opting for store bran...

Declutter Your Digital Life: Practical Tips for Digital Organization

May 28, 2024 07:00 - 11 minutes - 10.6 MB

Decluttering Your Digital Life: Practical Tips and Biblical Insights In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr., with over 30 years of financial experience, tackles the issue of digital clutter. Ralph provides practical tips for organizing your digital space, from deleting unused apps to managing email subscriptions. He intertwines these tips with Christian teachings, emphasizing the importance of focusing on what truly matters. Listeners are guided through a step-by-st...

Avoiding Financial Pitfalls in Retirement

May 27, 2024 07:00 - 15 minutes - 14.5 MB

Are you prepared to sidestep financial pitfalls in retirement? Join Ralph Estep, Jr., and learn how to break bad money habits and enjoy a blissful retirement. Avoiding Financial Pitfalls in Retirement: Insights from Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr., a financial professional with over 30 years of experience, discusses common financial missteps retirees often make and provides practical strategies to avoid them. The episode focuses on five key ...

Finding Peace through Prayer: A Guide to Deepening Your Connection with God

May 26, 2024 07:00 - 15 minutes - 13.8 MB

Finding Peace through Prayer with God? Join Ralph Estep, Jr., as he explores how to revitalize your prayer life and experience transformation. Let's cultivate a vibrant prayer routine together! Revitalizing Your Prayer Life: Tips for Genuine Connections with God In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. guides listeners through practical steps to cultivate a vibrant and impactful prayer life. The episode begins with a personal reflection on the common struggle of maint...

Faithful Finances: Managing Money with a Mission my interview with Whitney Owens from the Wise Practice Podcast

May 25, 2024 07:00 - 27 minutes - 24.9 MB

A behind-the-scenes look at my conversation with Whitney Owens, talking faith, finances, and finding purpose in our professions. It’s moments like these that remind us of the impact of our mission. Join Ralph Estep, Jr., as he discusses managing money with a mission. Navigating Finances with Faith: An Interview with Ralph Estep Jr. In this episode of the Wise Practice Podcast, Whitney Owens interviews Ralph Estep Jr., an experienced accountant, author, and farmer. They discuss the integrat...

Financial Harmony: Building Unity in Marriage

May 24, 2024 07:00 - 14 minutes - 12.9 MB

Struggling with financial disagreements in your relationship? You're not alone! Tune in to our show where Ralph Estep, Jr., shares practical tips for achieving financial harmony with your partner. Let's build unity in marriage together. Achieving Financial Harmony in Marriage: Practical Steps for Couples In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. addresses the common issue of financial disagreements in marriages. Drawing on his 30 years of experience as a financial pro...

Financial Wisdom: Understanding Quarterly Tax Payments and Safe Harbor Rules

May 23, 2024 07:00 - 15 minutes - 13.7 MB

Master the Art of Quarterly Tax Payments and avoid penalties! Join Ralph Estep, Jr., as he dives into the complexities of quarterly tax payments as he demystifies the process and shares personal insights. Mastering Quarterly Tax Estimates with Ralph Estep, Jr. In this episode of the Ask Ralph Podcast, financial expert Ralph Estep, Jr. demystifies the complexities of quarterly tax payments. Ralph provides insights on safe harbor guidelines, the importance of accurate estimating, and how to ...

Dollar Stores Exposed: Community Impacts Revealed

May 22, 2024 07:00 - 13 minutes - 12.1 MB

Uncover the truth about dollar stores in our latest episode! Join Ralph Estep, Jr., in his pursuit of dollar stores exposed - Are they really a bargain or a hidden scam? Join me as we dive deep into the impact on communities and the very consumer they serve. Are Dollar Stores Truly a Bargain? Unpacking the Real Impact on Communities In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. explores the controversial topic of dollar stores and their impact on communities. Ralph delves...

Tech Talk: Exploring Accessibility Options

May 21, 2024 07:00 - 12 minutes - 11.1 MB

Struggling to see small text on your phone or tablet? Join Ralph Estep, Jr., as he explores how accessibility settings can transform your tech experience. In Exploring Accessibility Options Ralph gives you tips on adjusting settings for better visibility, control access, and audio clarity. Start optimizing your devices today! Unlocking Accessibility: Making Technology Work for You In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. discusses the importance of accessibility fea...

Balancing Business and Marriage: Practical Insights for Christian Entrepreneurs

May 20, 2024 07:00 - 15 minutes - 14.6 MB

Need tips on balancing business growth with a healthy marriage? Join Ralph Estep, Jr., as he dives into real-world experiences and biblical insights and how to cherish and grow your marriage as well as your business. Balancing Business and Marriage: Practical Steps from Ask Ralph In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. discusses the challenging balance between entrepreneurial pursuits and maintaining a healthy marriage. Drawing on biblical insights and personal expe...

The Power of Calming the Storm Within: Lessons from Mark 4

May 19, 2024 07:00 - 9 minutes - 8.61 MB

Struggling to find peace in the midst of life's storms? Join Ralph Estep Jr., in our spiritual Sunday show where we delve into the power calming of the storm in Mark 4. Learn how to lean into Jesus' peace and weather any trial with confidence. Navigating Life's Storms with Faith and Financial Wisdom In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. addresses how to weather life's sudden crises and find peace through faith in Jesus. Drawing on the story of Jesus calming the st...

Handling Retirement Savings During Job Changes

May 18, 2024 07:00 - 15 minutes - 13.9 MB

Are you changing jobs soon? Wondering what to do with your retirement savings? Join Ralph Estep, Jr., as he discusses handling retirement savings during job transitions. Don't miss out on valuable tips and real-life examples! Navigating Retirement Accounts During Job Transitions: Essential Tips and Common Pitfalls In this episode of the Ask Ralph Podcast, Ralph Estep, Jr., a seasoned financial professional with over 30 years of experience, provides valuable insights on managing retirement...

Financial Spring Cleaning: 7 Steps to Organize Your Finances

May 17, 2024 07:00 - 13 minutes - 12.6 MB

Is your budget causing you stress? It's time for some financial spring cleaning! Join Ralph Estep, Jr., for essential steps to organize your finances and achieve peace of mind. You are just 7 steps away from financial peace. 7 Steps to Spring Clean Your Finances In this episode of the Ask Ralph Podcast, host Ralph Estep Jr., a seasoned financial professional with over 30 years of experience, shares seven actionable steps for decluttering and organizing personal finances, akin to a spring c...

Navigating College Savings: The 529 Plan Explained

May 16, 2024 07:00 - 9 minutes - 9.04 MB

College costs can be daunting, but with the 529 Plan, you can save smart and tax-efficiently. Join Ralph Estep, Jr., for expert insights and tips on navigating college savings! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "MASTERING YOUR FINANCES" JOIN OUR FACEBOOK INSIDERS GROUP Please share our Podcast...

Conquering Money Anxiety: Tales of Victory and Empowerment

May 15, 2024 07:00 - 12 minutes - 11.3 MB

Ready to conquer your financial fears and step into abundance? Join Ralph Estep, Jr., as he shares real-life success stories and actionable steps on overcoming money anxiety. Ralph delves into how individuals overcome financial fears with wisdom from over 30 years of experience in finance from a Christian perspective. Join Ralph as we develops a plan on conquering money anxiety and achieving financial freedom! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VI...

The Power of Password Managers: Secure Your Digital Life

May 14, 2024 07:00 - 12 minutes - 11.2 MB

Boost your online security with just one simple step! Join Ralph Estep, Jr., on his journey of sharing the power of password managers. Learn how password managers can revolutionize your digital life. Say goodbye to weak passwords and hello to top-notch protection. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BO...

The Art of Building Relationships: A Path to Prosperity

May 13, 2024 07:00 - 12 minutes - 11.5 MB

Seeking insights on building strong relationships for financial success? Join Ralph Estep, Jr., as he delves into the art of building relationships from a Christian perspective. Discover practical tips and biblical wisdom to enhance your professional journey. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "M...

A Special Mothers Day Message

May 12, 2024 07:00 - 6 minutes - 6.01 MB

Looking for meaningful ways to show love and appreciation to the mothers in your life? Join Ralph Estep, Jr., as he shares heartfelt suggestions in a Special Mothers Day Message. From creating lasting memories to expressing gratitude, these ideas will touch your heart. Take a moment to celebrate the amazing women who make a difference. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERC...

Beyond the Garage: Navigating Success with Nick Gadaleta and Ralph Estep, Jr.

May 11, 2024 07:00 - 34 minutes - 31.3 MB

What's the biggest challenge you've faced in your business? Nick Gadaleta talks overcoming obstacles, building customer trust, and more. Join Ralph Estep, Jr., and Nick Gadaleta as the have a frank discussion about moving beyond the garage and building the Super Service Automotive brand. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DO...

Peace of Mind: The Benefits of Long-Term Care Insurance

May 10, 2024 07:00 - 8 minutes - 7.65 MB

Planning for your future is crucial. Discover how long-term care insurance can safeguard your savings and provide security in times of need. Join Ralph Estep, Jr., as he provides peace of mind the benefits of long-term care insurance. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "MASTERING YOUR FINANCES" ...

Empowering Your Financial Future: Understanding Roth IRAs

May 09, 2024 07:00 - 13 minutes - 12 MB

Secure Your Financial Future - It's time to learn about Roth IRAs and tax-free retirement savings! Join Ralph Estep, Jr., for expert advice, actionable steps, and biblical perspectives on building your nest egg and understanding Roth IRAs. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "MASTERING YOUR FINAN...

Achieving Financial Freedom: A Procrastinator's Guide to Bill Payments

May 08, 2024 07:00 - 10 minutes - 9.24 MB

Struggling with bill payments? Join Ralph Estep, Jr., as he shares practical tips to conquer financial procrastination and success in achieving financial freedom! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "MASTERING YOUR FINANCES" JOIN OUR FACEBOOK INSIDERS GROUP Please share our Podcast with all you...

Extended Warranties on Electronics

May 07, 2024 07:00 - 15 minutes - 13.7 MB

Are extended warranties worth it for your electronic devices? Discover the pros and cons of extended warranties on electronics with host Ralph Estep, Jr. Enjoy his personal stories about extended warranties. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMBLE (OUR VIDEO VERSION) VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "MASTERING YOUR FINANCES" JOIN OUR FACEBOOK INSIDERS ...