Ask Ralph - Christian Finance artwork

Ask Ralph - Christian Finance

500 episodes - English - Latest episode: about 11 hours ago - ★★★★ - 7 ratings

Are you a Christian longing to honor God in every aspect of your life, including your finances? The Ask Ralph Podcast is your guide to finding financial freedom, making wise money decisions, and aligning your resources with your faith. Your host, Ralph Estep, Jr., brings a unique combination of expertise and genuine experience to the table. He's an accountant, a business coach, a podcast host, an author, a farmer – but above all, a husband, father, and a man seeking to follow Jesus wholeheartedly.

Ralph has been through the highs and lows of managing money - he's made mistakes, learned powerful lessons, and wants to share that journey with you. Expect a refreshing blend of practical advice and Biblical principles. We'll cover everything from creating a rock-solid budget and ditching debt to building ethical businesses and exploring the transformative power of generous giving. Whether you're a business owner yearning to integrate your faith into your work, or simply a person desiring wise stewardship of what you've been given, this podcast is for you. Get ready to ditch financial stress, gain clarity and confidence, and use your resources to fulfill God's calling in your life.

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Episodes

Questions to Ask When Selecting a Tax Preparer

January 01, 2018 15:00 - 8 minutes - 7.27 MB

With tax season just around the corner, now is the time to start thinking about not just when you will file your taxes, but how. In fact, you may be looking at hiring a professional to file your return on your behalf -- and if so, you wouldn't be alone. On today's show, Ralph reviews questions to ask when selecting a tax preparer this season. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected]. Like us on Facebook and foll...

Radio Broadcast: December 30th, 2017

December 30, 2017 18:00 - 28 minutes - 23.4 MB

Originally aired on Saturday, December 30th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph talks tax preparer dos and don'ts, questions to ask when choosing someone this tax season, and outlines how 8 different American families will be affected by the new tax reform bill. If you have any questions or ideas for future shows, please email us at [email protected].  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.as...

Radio Broadcast

December 29, 2017 19:52

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Radio. Ralph talks tax preparer dos and don'ts, questions to ask when choosing someone this tax season, and outlines how 8 different American families will be affected by the new tax reform bill. Subscribe to our Podcast for more content! You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email ...

Today's Show: Episode 26

December 29, 2017 17:00

NEW PODCAST OUT! On today's show, Ralph speaks with Ron Price, founder of Blue Earl Brewing Company in Delaware about the importance of managing cash flow and building strong local relationships when growing your business. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Don't forget to tune in to Saturday's broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Ra...

Cash Flow and Community with Ron Price of Blue Earl Brewing Co.

December 29, 2017 16:00 - 8 minutes - 7.54 MB

Cash flow is a key indicator of financial health and the life-blood of any small business. Equally important to having a solid cash flow is the relationship a small business has with its community. If you are running your business well, chances are your most avid supporters are the people buying your product or service, thus keeping your cash flow manageable. On today's show, Ralph speaks with Ron Price, founder of Blue Earl Brewing Company in Delaware about the importance of managing cash f...

Today's Show: Episode 25

December 27, 2017 20:00

NEW PODCAST! PART TWO IS OUT TODAY! Lots of people asked us how the new law would affect them. On today's show, Ralph outlines more of the changes and what it means for your returns going into the new year. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Submit your tax questions and Ralph will answer them on an upcoming show! Tweet us at @askralphmedia, send us a message on Facebook or email us at [email protected]. Don't forget to tun...

Part 2: Tax Code Changes for 2018

December 27, 2017 16:00 - 9 minutes - 7.78 MB

Moving expense deduction suspended, changes in employee fringe benefits, and all new tax brackets for individuals under the newly passed tax overhaul from Congress set to take effect starting in 2018 for many taxpayers. Lots of people asked us how the new law would affect them. On today's show, Ralph outlines more of the changes in the Tax Cuts & Jobs Act of 2018 and what it means for your returns going into the new year. Submit your tax questions and Ralph will answer them on an upcoming ...

Today's Show: Episode 24

December 25, 2017 20:00

NEW PODCAST! Struggling to understand how the tax overhaul will affect you? We are here to help! On today's show, Ralph gives is an overview of the new provisions and what it means for your returns in the new year. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Submit your tax questions and Ralph will answer them on an upcoming show! Tweet us at @askralphmedia, send us a message on Facebook or email us at [email protected]. Don't forge...

Merry Christmas from Ask Ralph

December 25, 2017 17:00

Merry Christmas from the team at Ask Ralph Media, Inc. The end of the year brings no greater joy than the opportunity to express to all of our listeners how thankful we are for their support. Sending our warmest Christmas greetings from the team at Ask Ralph to you and yours! Check out today's podcast, Ralph discusses upcoming changes to the tax code in the new year!  And don't forget to listen live for this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in ...

Part 1: Tax Code Changes for 2018

December 25, 2017 16:00 - 9 minutes - 7.72 MB

Standard deductions doubled, mortgage interest and SALT caps, and a phase-out of itemization are just a few of the big changes for taxpayers in 2018. If you are struggling to figure out exactly how the tax overhaul will affect you, you've come to right place. On today's show, Ralph gives is an overview of the new provisions and what it means for your returns in the new year. Submit your tax questions and Ralph will answer them on an upcoming show! Tweet us at @askralphmedia, send us a mess...

Today's Show: Episode 23

December 24, 2017 17:00

New Podcast! On today's show, Ralph sits down with Hope Lopez of El Azteca Mexican Restaurants in Dover to discuss what it takes to successfully run a small business and the unique challenges female entrepreneurs face in today's economy. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Don't forget to tune in to Saturday's broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and li...

Women in Business: Interview with Hope Lopez

December 24, 2017 15:00 - 9 minutes - 8.24 MB

Women are opening up new small business at a faster pace than men according to recent reports. But many still face higher hurdles for success than their male counterparts. On today's show, Ralph sits down with Hope Lopez of El Azteca Mexican Restaurants in Dover to discuss what it takes to successfully run a small business and the unique challenges female entrepreneurs face in today's economy. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askral...

Radio Broadcast: December 23rd, 2017

December 23, 2017 18:00 - 28 minutes - 23.4 MB

Originally aired on Saturday, December 23rd, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph discusses the most recent tax code overhaul, reviews how it is going to affect you in the coming year, then speaks with the founder of Blue Earl Brewing Company and local brew master, Ron Price, about the importance of managing cash flow and building strong local relationships when growing your business. Check out Blue Earl Brewing Company in Smyrna at 210 Ar...

Radio Broadcast

December 22, 2017 20:00

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Radio. Ralph outlines big changes in the tax code overhaul and interviews Ron Price of Blue Earl Brewing Company about the importance of managing cash flow and building strong local relationships when growing your business.   After you listen to our show, don't forget to check out the brewery's Big Earl Bottle Series a...

Today's Show: Episode 22

December 21, 2017 17:00

New Podcast! Your energy and creativity may feel limitless, but your time isn't. On today's show, Ralph discusses tips for making your workday more productive and efficient. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Don't forget to tune in to Saturday's broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us ...

Entrepreneurial Time Wasters

December 21, 2017 16:00 - 9 minutes - 7.9 MB

Being a new entrepreneur is stressful, and that stress is compounded when you start realizing just how little time there is in a day. Your energy and creativity may feel limitless, but your time isn't. On today's show, Ralph discusses tips for making your workday more productive and efficient. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected]. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askr...

Today's Show

December 19, 2017 17:00

New Podcast! On today's show, Ralph clears the air on the 401k vs. Roth IRA debate so you can make the best financial decision possible for your retirement savings. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Don't forget to tune in to Saturday's broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitte...

Retirement Saving: Roth IRA vs. 401k

December 19, 2017 16:00 - 8 minutes - 7.56 MB

There are many decisions that we all must make about retirement. One of the most perplexing relates to the types of retirement account options available, and where we should put our money first. On today's show, Ralph clears the air on the 401k vs. Roth IRA debate so you can make the best financial decision possible for your retirement savings. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected]. Like us on Facebook and fo...

Small Business Outsourcing with Dr. Trevor Ennis

December 18, 2017 18:03 - 9 minutes - 7.74 MB

For a startup or small business, any reduction in overhead lets you shift more revenue to operational growth, while simultaneously freeing up your time. Outsourcing can provide continuity, operational expense control and risk management. It can also improve your work/life balance. On today's show, Ralph sits down with Dr. Trevor Ennis of Middletown Chiropractic and Rehabilitation Center to discuss the benefits of outsourcing for businesses seeking to manage time and better patient/client car...

Today's Show

December 18, 2017 17:00

New Podcast! On today's show, Ralph sits down with Dr. Trevor Ennis of Middletown Chiropractic & Rehab Center to discuss the benefits of outsourcing for businesses seeking to manage time and better patient/client care. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Don't forget to tune in to Saturday's broadcast at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Radio. Y...

Radio Broadcast: December 16th, 2017

December 16, 2017 18:00 - 28 minutes - 23.4 MB

Originally aired on Saturday, December 16th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph reviews options for Roth IRA and 401K planning, lists some top time wasters for entrepreneurs and sits down with Hope Lopez, co-owner of El Azteca Mexican Restaurant in Dover to discuss being a female small business owner. If you have any questions or ideas for future shows, please email us at [email protected].  Like us on Facebook and follow us on ...

Choosing Your Entity Type

December 14, 2017 15:00 - 9 minutes - 7.9 MB

Of all the choices you make when starting a business, one of the most important is the type of legal structure you select for your company. Not only will this decision have an impact on how much you pay in taxes, it will affect the amount of paperwork your business is required to do, the personal liability you face and your ability to raise money. On today's show, Ralph discusses how to choose the right legal entity for your business and best fits your needs. Submit your questions or ideas...

Today's Show

December 14, 2017 15:00

New Podcast! On today's show, Ralph discusses how to choose the right legal entity for your business that best fits your needs. Please subscribe and rate our show on the Apple iTunes or wherever you get your podcasts.  Don't forget to tune in Saturday's at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralp...

Subscribe on TuneIn

December 13, 2017 17:00

Did you know that the Ask Ralph podcast is now on TuneIn? Subscribe and listen to Ask Ralph on TuneIn today for the latest episodes! Link: http://tun.in/piK1B

Holiday Scams to Avoid

December 13, 2017 02:22 - 9 minutes - 7.72 MB

The holiday season is in full swing which also means scammers are out in full force. From gift card scams to "secret shopper" swindling, scam artists crank into high gear during the holiday season. Cybercriminals are stepping up their game to steal your money and personal information during the holidays. On today's show, Ralph discusses some holiday scams to be on the look out for this season so that your holiday can stay merry and bright. Submit your questions or ideas for future shows, t...

Happy Hanukkah from Ask Ralph

December 13, 2017 00:30

Tonight marks the first night of Hanukkah! We would like to wish a happy Hanukkah to all who celebrate from the team at Ask Ralph Media!

Year End Tax Planning

December 10, 2017 15:00 - 9 minutes - 7.9 MB

There is still uncertainty over when or if tax reform will be implemented; regardless, you may be able to save a bundle on your taxes if you make the right moves before the end of the year. On today's show Ralph outlines some end of the year tax planning strategies for reducing 2017 tax liability. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected]. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www...

Radio Broadcast: December 9th, 2017

December 09, 2017 18:00 - 28 minutes - 23.3 MB

Originally aired on Saturday, December 9th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, holiday scams to avoid, deciding on the type of entity for your new business and Ralph sits down with Dr. Trevor Ennis of Middletown Chiropractic & Rehab Center to discuss the benefits of outsourcing for businesses seeking to manage time and better patient/client care. If you have any questions or ideas for future shows, please email us at [email protected]....

Radio Broadcast

December 09, 2017 01:10

Check out this Saturday's radio broadcast at 8:30AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Radio. Ralph discusses holiday scams to avoid, deciding on the type of entity for your business, and sits down with Dr. Trevor Ennis of Middletown Chiro & Rehab to discuss the benefits of outsourcing for businesses. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedi...

IRS Audit Myths

December 08, 2017 01:47 - 9 minutes - 7.82 MB

An audit is arguably the most dreaded outcome of the tax filing process, and the situation carries with it some unsettling mystique. The standard nightmare has IRS agents with badges showing up on your doorstep and seizing the your personal assets. On today's show Ralph debunks common myths about IRS audits. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected]. Like us on Facebook and follow us on Twitter (@askralphmedia) or...

Protecting Yourself Online

December 05, 2017 18:24 - 9 minutes - 7.86 MB

The internet has increased access to the global community, created a new online shopping economy and made sharing cat videos even easier. These innovations go hand-in-glove with intrusions from marketers and threats from criminals. On today's show, Ralph discusses steps to take control, protect yourself and keep your data safe. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected]. Like us on Facebook and follow us on Twitter (...

Primary Care Options with Dr. Beth Renzulli

December 03, 2017 15:00 - 9 minutes - 8.1 MB

Imagine unhurried office visits, same day or next day sick appointments, and direct contact with your doctor. Not a fantasy, but an option under direct primary care physicians (DPC). On today's show, Ralph sits down with Dr. Beth Renzulli of WELL Primary Care to discuss health coverage alternatives like DPC and the benefit to patients. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected]. Like us on Facebook and follow us on...

Radio Broadcast: December 2nd, 2017

December 02, 2017 18:00 - 28 minutes - 25.5 MB

Originally aired on Saturday, December 2nd, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, Ralph gives pointers for protecting yourself online, outlines some end of the year tax planning strategies, and debunks common IRS audit myths. If you have any questions or ideas for future shows, please email us at [email protected].  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. Adver...

Feeling Charitable

November 30, 2017 23:14 - 9 minutes - 7.94 MB

Throughout the year, many taxpayers contribute money or gifts to qualified organizations eligible for tax-deductible charitable contributions. However, the rules surrounding charitable donations can often be confusing. On today's show, Ralph discusses tips to help ensure your contribution pay off on your tax return this holiday season. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected]. Like us on Facebook and follow us on T...

Low-Tech Tips for Success

November 29, 2017 02:25 - 9 minutes - 7.84 MB

The first route many small businesses take when faced with problems is to look for the latest and greatest high-tech solution. Newer does not always mean better. Sometimes going the low-tech, even no-tech, route can wind up giving your business the edge it needs. On today's show, Ralph discusses 7 low-tech tips for small business owners seeking to make a greater and more personal impact with clients. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at as...

Paying Your Bills

November 26, 2017 15:00 - 9 minutes - 7.96 MB

If you are running a business, it does not matter whether you are an independent contractor, new start-up, or or established business owner, managing accounts payable is a key part of your everyday hassle. It’s tedious, it’s time-consuming, and it costs you money. On today's show, Ralph dives into everything you need to know to create an efficient and reliable AP system for your business. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@ask...

Radio Broadcast: November 25th, 2017

November 25, 2017 18:00 - 29 minutes - 24.1 MB

Originally aired on Saturday, November 25th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, Ralph discusses charitable giving for the tax-minded individual, speaks with Dr. Beth Renzulli of WELL Primary Care in Delaware about health coverage alternatives, and gets down to the basics with some low-tech tips for business owners. If you have any questions or ideas for future shows, please email us at [email protected].  Like us on Facebook and foll...

Top Five IRS Red Flags

November 24, 2017 15:00 - 9 minutes - 7.88 MB

A tax audit is unlikely for most Americans, as fewer than 1% of tax returns are audited each year; however, there are some factors that could make your tax return more likely to attract the IRS's attention. On today's show Ralph shares his list of the top 5 most common red flags for return filing and gives some tips for future filing. We want to hear from you! Do you have an idea for the show? Or have a year end tax question burning a whole in your brain? Or just want to shoot us some feed...

Small Business Funding with Pango Financial

November 22, 2017 21:05 - 10 minutes - 8.71 MB

Ralph sits down with Candice Caruso of Pango Financial to discuss some new and innovative funding options for small business owners and entrepreneurs. To learn more about Pango Financial's DreamSpark Plan, visit www.pangofinancial.com/dreamspark-funding-options/ or contact them directLY at 1-855-WHY-PANGO (1-855-949-7264).  If you have any questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected]. Like us on Facebook and follow us on Twitte...

Military Tax Breaks

November 19, 2017 14:00 - 9 minutes - 7.8 MB

Life in the military can demand sacrifice: some personal, some financial. Although nothing can make up for the hardship, the government does offer some special tax breaks for military professional to alleviate some of that burden. Ralph discusses military tax tips on today's show. If you have any questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected]. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia....

Radio Broadcast: November 18th, 2017

November 18, 2017 18:00 - 29 minutes - 23.5 MB

Originally aired on Saturday, November 18th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph talks IRS red flags, tips for paying your bills and interviews Candice Caruso with Pango Financial about alternative funding options for new businesses. If you have any questions or ideas for future shows, please email us at [email protected].  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more infor...

Saturday Broadcast

November 17, 2017 21:26

Check out this Saturday's radio broadcast at 8:30AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Radio. Ralph talks IRS red flags, tips for paying your bills and interviews Candice Caruso with Pango Financial about alternative funding options for new businesses. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at [email protected].  

Getting Paid

November 16, 2017 18:00 - 9 minutes - 7.76 MB

One of the most important aspects of your small business is getting paid. On today's episode, Ralph outlines some steps to help manage and collect on you accounts receivable, ensure you have a steady cash flow and keep happy customers. If you have any questions or ideas for future shows, email us at [email protected].  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.    

Small Business Tips

November 14, 2017 18:00 - 14 minutes - 12 MB

Opening your own business is often a tough and learn-as-you-go process. But, the more smart decisions you make early on, the better chance your company has for success. On today's show, Ralph discusses five tips for small businesses to help you grow and run your business more effectively. If you have any questions or ideas for future shows, email us at [email protected].  Like us on Facebook, follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

Veterans Day Show

November 11, 2017 02:45

Veterans Day is a time to remember and pay tribute to those brave members of the U.S. armed forces who served and who are serving today. The Ask Ralph team would like to say THANK YOU to those individuals and their families for the courage, service and sacrifice made to our nation. On this week's radio broadcast, Ralph talks tax tips and tax breaks for military personnel and families.  Check out this Saturday's radio broadcast at 8:30AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington...

Part 2: Listener Questions

November 09, 2017 18:00 - 9 minutes - 7.9 MB

In part two of our FAQ series, Ralph answers more listener questions we received in time for our premiere week of shows. He discusses employer retirement plans, outlines the differences between employees and contractors, and when it is best to consult a professional tax preparer. If you have any questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

Part 1: Listener Questions

November 07, 2017 18:00 - 9 minutes - 7.84 MB

Ralph takes listener questions we received in time for our premiere week of shows. He discusses the best way to fill out a W4 form, implications of cashing out your retirement and what tax documents you need for the upcoming filing season. Look out for part two of our FAQ series this week! If you have any questions or ideas for future shows, tweet us at @askralphmedia or email us at [email protected].

Radio Broadcast: November 4, 2017

November 04, 2017 17:00 - 28 minutes - 24.6 MB

Today's first show aired on Saturday, November 4th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, the host Ralph V. Estep Jr. introduces himself and his business, discusses what you can expect in future episode and answers some FAQs we have received in time for our first broadcast. If you have any questions or ideas for future shows, please email us at [email protected].  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.ask...

About Ralph

November 03, 2017 00:17 - 9 minutes - 7.8 MB

In this episode, the host of Ask Ralph, Ralph V. Estep Jr., introduces himself and his business, explains why he is doing a podcast and outlines what you can expect in future episodes.   For more information about Ralph and the Ask Ralph Media, Inc. team Visit https://askralphmedia.com/ralph-v-estep%2C-jr-bio  

Notices, Notices

November 01, 2017 18:32 - 25 minutes - 20.4 MB

If you get an unexpected letter from the Internal Revenue Service it can be quite a shock. If it isn't your refund check, then your pulse is probably rising. So what’s the first piece of advice? Don’t panic! The second piece of advice: Don’t ignore that notice! Ralph takes a closer look at dealing with notices received from the IRS on today's show.