Latest Okletsgo Podcast Episodes

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#73: How To Budget, The Art of Self Reliance & Investment Diversification

NOTG - Nuggets on the Go by PropertyLimBrothers - July 12, 2024 10:41 - 1 hour
Join Melvin Lim, Co-founder and CEO of PropertyLimBrothers, as he catches up Dawn Fiona, a.k.a SG Budget Babe! Dawn shares her journey of financial empowerment, having saved $20,000 in just one year on a modest ~$2,000 take-home monthly salary through disciplined savings strategies, not investme...

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#72: New Launch Condo Price Highs, EC's Guaranteed Profitability & Condo Analysis Tools

NOTG - Nuggets on the Go by PropertyLimBrothers - July 05, 2024 10:01 - 1 hour
Yu Rong, Jesley, and Marc from PropertyLimBrothers discuss the current issue of new launch prices being too high, and have sales have remained strong in spite of the high prices. They examine how bank valuations and market forces interact to determine these prices—Jesley describing this interact...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#71: A Career Switch Driven by Passion, Juggling Multiple Jobs and Investing When Young

NOTG - Nuggets on the Go by PropertyLimBrothers - June 28, 2024 10:28 - 1 hour
Today on Nuggets On The Go, Melvin Lim from PropertyLimBrothers speaks to Ming Feng, CEO of Seedly, an online platform focused on helping readers make smarter financial decisions with the right tools and the right mindset. He learns about Ming Feng’s journey from co-founding Dollars And Sense, b...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#70: HDB to Condo Ownership Trends in Singapore, Affordability & Making Prudent Decisions

NOTG - Nuggets on the Go by PropertyLimBrothers - June 21, 2024 10:07 - 1 hour
On this episode of NOTG, George, Shawn, and Jesley from PropertyLimBrothers discuss the impact of HDB upgraders on Singapore’s property market, noting the trend of increased condo ownership due to rising HDB prices and a desire for better capital appreciation. They explain how higher borrowing c...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#69: Building Capital, Investing in Companies with Dividends & Choosing The Right Stocks!

NOTG - Nuggets on the Go by PropertyLimBrothers - June 14, 2024 10:21 - 1 hour
On this special episode of Nuggets On The Go, we’re joined by Willie Keng, a full-time investor who has guided numerous investors in expanding their dividend portfolios. Previously, an associate director at a prestigious private bank with a solid six-figure income, he often found himself constan...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#68: 2024's Anticipated New Launches, Understanding Floor Plans and the Importance of Layout Flexibility

NOTG - Nuggets on the Go by PropertyLimBrothers - June 07, 2024 09:52 - 37 minutes
We’re back with part 2 of New Launch 101! George and Yu Rong talk about the most anticipated new launch condos in 2024. They discuss key factors such as proximity to MRT lines, available amenities, and new launches with potential for lower prices due to low land acquisition costs. Their discussi...

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#67: HDB’s Resale Portal, Pros & Cons of New Launch Condos, & Property Investment Cycles

NOTG - Nuggets on the Go by PropertyLimBrothers - May 31, 2024 10:27 - 1 hour
New Launch 101! George and Yu Rong talk about all there is to know about new launch condos—their current appeal, how to buy one, its processes and risks, their pros and cons, how to analyse factors such as price comparisons, layouts and locations, buyers’ remorse and more recently, the impact of...

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#66: 11 Key Factors That Drive The Allure of New Launch Condos!

NOTG - Nuggets on the Go by PropertyLimBrothers - May 24, 2024 09:30 - 29 minutes
The Whiteboard Series is a new series on Nuggets On The Go, focusing on different segments of real estate and exploring its key points in detail. In this first episode of The Whiteboard Series, Melvin Lim, co-founder and CEO of PropertyLimBrothers talks about all things new launch condos and why...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#65: Rejuvenation of Jurong, The Potential of Woodlands & Evaluating Foreign Property Investments

NOTG - Nuggets on the Go by PropertyLimBrothers - May 17, 2024 10:19 - 48 minutes
The NOTG team continues their discussion with infrastructure development and its influence on property investment decisions. This week, they focus on regional developments, beginning with the impact of the cancelled high-speed rail project between Malaysia and Singapore and the premature hype it...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#64: How URA Master Plan, Plot Ratios & Developments Impact Property Investments in SG

NOTG - Nuggets on the Go by PropertyLimBrothers - May 10, 2024 09:30 - 47 minutes
This week, the NOTG team discusses the URA Master Plan and how it can guide property investment decisions. They highlight the importance of understanding different plot zones and the development potential, as well as plot ratios determining the density of developments that might impact propertie...

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#63: Money Supply in Real Estate, Interest Rate Movement, & The Roles Of Cooling Measures

NOTG - Nuggets on the Go by PropertyLimBrothers - May 03, 2024 10:00 - 37 minutes
Part 2 of the 101 series on interest rates has the NOTG team talking about the concept of money supply and its impact on real estate. They highlight how the creation of money determines the depreciation of property and eventually the depreciation of wealth. This is all relative because of Singa...

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#62: The Real Cost of Funds, Renting vs Buying & The Power of Leverage in Real Estate

NOTG - Nuggets on the Go by PropertyLimBrothers - April 26, 2024 09:53 - 57 minutes
The NOTG Team newly introduces the 101 series! This new series aims to break down complex real estate topics into fundamental principle, providing timeless insights that remain relevant regardless of market conditions. In this episode, Melvin Lim, Yu Rong, Grayce and Lyndon deep-dives into the ...

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#61: Real Estate Investment Risks, Rental Yield vs Capital Appreciation & Resale HDB Outlook

NOTG - Nuggets on the Go by PropertyLimBrothers - April 19, 2024 09:30 - 42 minutes
The NOTG team talks about more intricacies surrounding real estate in Singapore! Melvin Lim, Grayce, Yu Rong, and Joan discuss deep into real estate as investments, focusing on the risks, volatility, fluctuation, and the importance of asset location. However, they also highlight the benefits, no...

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#60: Live Debate Special: Resale HDB vs Resale Condo!

NOTG - Nuggets on the Go by PropertyLimBrothers - April 12, 2024 09:43 - 2 hours
In the market for your matrimonial home? This topic might have crossed your minds as a couple—should you purchase a resale HDB or a resale condo as your first home? Much like John and Sally who has an urgency to move-in within a specific timeframe.Have you ever wondered if the grants and subsidi...

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#59: Leveraging Real Estate, Paying Down Mortgage & Property Vs Crypto

NOTG - Nuggets on the Go by PropertyLimBrothers - April 05, 2024 09:00 - 44 minutes
The NOTG team answers collated questions from our NOTG group chat on Telegram! Thanks to all our participants for your valuable contributions, which have culminated in this episode.   Melvin Lim, Grayce, Yu Rong, and Joan discuss the ripple effects of the new harmonisation rule on the percepti...

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#58:How to Flip & Sell Effectively, Pricing Competition and Property Buying Perspectives

NOTG - Nuggets on the Go by PropertyLimBrothers - March 29, 2024 09:00 - 41 minutes
Melvin Lim, Lyndon, George, and Joan continue their discussion about real estate investment and what investors need to be ready. There are several ways to capitalise on real estate—own-stay (quantum play), flip and sell, or rent, but what is it that drives the appreciation and demand to ensure a...

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#57 Property Risks, Buying For Own-Stay or Investment & Future-Proofing A Home Purchase

NOTG - Nuggets on the Go by PropertyLimBrothers - March 22, 2024 10:00 - 38 minutes
Melvin Lim, Lyndon, George and Joan from PropertyLimBrothers share their opinions on the common dilemmas one may encounter when navigating Singapore’s property market. This discussion includes the continuous appreciation of landed homes, timelines to enter and exit a property, prioritising futur...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#56 Outlook for Shoebox Units, Early Investments & Condo and Landed Appreciation Power

NOTG - Nuggets on the Go by PropertyLimBrothers - March 15, 2024 10:00 - 27 minutes
Melvin Lim from PropertyLimBrothers addresses more questions from our viewers about property investment and market trends!What is the future demand for shoebox units? Would a $100 PSF increase be as significant to larger units? Is a new launch always better than and resale? And what is the compa...

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#55 What is PLB’s MOAT Analysis | Part 2 - A Closer Look At Region Disparity & Quantum Effect

NOTG - Nuggets on the Go by PropertyLimBrothers - March 08, 2024 10:00 - 32 minutes
In an ideal world, cheap is often better, but there are other considerations other than quantum to take note of. Part 2 of “What is PLB’s MOAT Analysis” continues the team’s dive into its intricacies, focusing on Region Disparity and Quantum Effect. Find out what Melvin Lim, Yu Rong, George and ...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#54 What Is PropertyLimBrothers’ MOAT Analysis?

NOTG - Nuggets on the Go by PropertyLimBrothers - March 01, 2024 10:00 - 40 minutes
You may have heard us refer to it numerous times on our Home Tours, but what exactly is PLB’s MOAT Analysis? How did it come about and what does it do? On this episode of NOTG, Melvin Lim, Yu Rong, George and Grayce shed light on the genesis of the framework and its enduring relevance in navigat...

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#53 Embracing The Future Of Real Estate With PLB’s Proprietary PropTech Tools 

NOTG - Nuggets on the Go by PropertyLimBrothers - February 23, 2024 10:00 - 8 minutes
Many of you should be familiar with our MOAT Analysis and Trifecta Analysis from our numerous Home Tours by now. On this episode of Nuggets On The Go, Melvin talks more about our suite of proprietary in-house tech tools and how you can use them to make the right property decisions and calculatio...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#52 What Happened When I Timed The Market - My Mistakes and Lessons In Real Estate

NOTG - Nuggets on the Go by PropertyLimBrothers - February 16, 2024 10:00 - 21 minutes
Ever made a costly mistake in real estate or investments? In this episode, Melvin Lim from PropertyLimBrothers shares his story of regret regarding the purchase of his jumbo HDB apartment and how he eventually incurred a financial loss; which was the result of timing the market. Melvin reflects ...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#51 The Owner-Occupier Concept, Real Estate Controversies, & Future Floor Plans with GFA Harmonisation

NOTG - Nuggets on the Go by PropertyLimBrothers - February 09, 2024 10:00 - 44 minutes
We’re back with Part 2 of our AMA series on Nuggets On The Go! Some burning questions include: What are the implications of kick-starting the real estate journey with a condo or HDB first, and how would it affect the ability to ‘own’ both concurrently? Find out more about the ‘owner-occupier’ sc...

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#50 Lentor’s Rejuvenation and What the URA Floor Area Harmonisation means for Buyers

NOTG - Nuggets on the Go by PropertyLimBrothers - February 02, 2024 10:00 - 49 minutes
You’ve probably heard a lot about Lentor’s rejuvenation, but what is it all about? In this episode of NOTG, Melvin Lim from PropertyLimBrothers explores the development and transformation of Lentor—once a sleepy town, now projected to become a thriving estate in the years to come. Let Melvin exp...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#49 Understanding PPI, Impacts of The 15-month Cooling Measure and 2024 Predictions

NOTG - Nuggets on the Go by PropertyLimBrothers - January 26, 2024 11:00 - 1 hour
NOTG Banter is back for the first time in 2024! First thing’s first, Melvin Lim, Yu Rong, George and Joan from PropertyLimBrothers discusses Singapore’s Property Price Index (PPI) across all property types, in reference to the latest flash estimate for Q4 2023. Today in a very insightful episod...

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#48 Portfolio Expansion, HDB + Condo Ownership & Ideal Rental Yield Properties

NOTG - Nuggets on the Go by PropertyLimBrothers - January 19, 2024 10:00 - 24 minutes
Thank you, NOTG viewers, for all your questions! Please keep them coming! In the meantime, Melvin Lim from PropertyLimBrothers answers a few more questions you've sent in! Some questions that you may relate to: What are the best property portfolio expansion strategies? How do you "own" one cond...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#47 Ask Me Anything Episode 2 | NOTG

NOTG - Nuggets on the Go by PropertyLimBrothers - January 12, 2024 10:00 - 14 minutes
Welcome to Part 2 of “Ask Me Anything - Real Estate” on Nuggets On The Go! Melvin Lim from PropertyLimBrothers addresses some of our viewers’ dilemmas like future rental yields with people moving to JB, saving up to buy a house in the future or buying one in the near future. 2024—are we in a buy...

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#46 Property Stagnation Concerns, Market Adaptation & Mortgage Package Selections... HOW?

NOTG - Nuggets on the Go by PropertyLimBrothers - January 05, 2024 10:00 - 26 minutes
Welcome to the first NOTG episode of 2024! Melvin Lim from PropertyLimBrothers answers some of your burning questions about real estate in Singapore, from stagnant properties to the nuanced considerations of decoupling and more! Tune in for a wealth of real estate knowledge and strategic insigh...

NOTG - Nuggets on the Go by PropertyLimBrothers artwork

#45 Life Lessons I Learnt From My Property Investments | Melvin Lim

NOTG - Nuggets on the Go by PropertyLimBrothers - December 29, 2023 10:00 - 20 minutes
This last Nuggets On The Go episode of the year is a little bit close to home. Let Melvin Lim from PropertyLimBrothers take you on a trip back in time… his time—between 2004 to 2023; on his real estate journey. Melvin shares his timeline from mastering the fundamentals of property investing, to...

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#44 Cracking the Condo Code 9: What Makes Singapore Real Estate Different Yet Lucrative?

NOTG - Nuggets on the Go by PropertyLimBrothers - December 22, 2023 10:00 - 19 minutes
What contributes to the gradual price movement of Singapore’s real estate market? What fuels its demand? To explain, Melvin Lim sheds light on the elements that shape and secure Singapore real estate, through the “economic moat” concept—a concept often attributed to Warren Buffet. Find out abou...