Latest Homeseller Podcast Episodes

Real Life from NVAR artwork

Dual Agency and Unrepresented Buyers: Where is the Line for Listing Agents?

Real Life from NVAR - June 25, 2024 18:00 - 38 minutes ★★★★★ - 5 ratings
Tune in for some great info on Dual Agency and Unrepresented Buyers.

Real Estate Radio LIVE artwork

RERL-1787- A digital alternative to traditional home buying!

Real Estate Radio LIVE - May 15, 2024 00:39 - 39 minutes ★★★★★ - 14 ratings
A dynamic shift is happening to the home buying process. Millennials are buying differently than the previous generations, and as you can imagine many of them don’t want to pick up a phone or meet with an agent. Not only does buying a home start online, but the whole process can be done from yo...

Real Estate Radio LIVE artwork

RERL-1786 –DSCR Loans Explained

Real Estate Radio LIVE - April 25, 2024 23:33 - 17 minutes ★★★★★ - 14 ratings
With interest rates hovering around 7%, this is the worst time to purchase an investment property, right? Of course not! Investors are hyper focusing on interest rates when they should be focusing on opportunity and timing. What makes debt service coverage ratio (DSCR) loans exciting is how they...

Real Estate Radio LIVE artwork

RERL-1785 – The best time to purchase & refinance is now… why?

Real Estate Radio LIVE - April 03, 2024 21:39 - 22 minutes ★★★★★ - 14 ratings
Interest rates are too high! Don’t make any moves with your real estate! If those statements sounded like complete garbage to you, then you know that those are just things the media will say to scare consumers. Longtime listeners of RERL and real estate professionals are aware that there is no ...

Real Estate Radio LIVE artwork

RERL-1784 – Managing investment properties for increased profits!

Real Estate Radio LIVE - March 25, 2024 17:00 - 25 minutes ★★★★★ - 14 ratings
Anyone who has tried their hand at becoming a landlord knows that managing rental properties without stress and landing a profit is next to impossible. Fortunately, there’s a new program on the market that could change the way landlords handle their properties. Whether you’ve got single dwellin...

Real Estate Radio LIVE artwork

RERL-1783 – Financial Planning – Our guest Jeff Yoakum

Real Estate Radio LIVE - March 23, 2024 05:00 - 31 minutes ★★★★★ - 14 ratings
Big corporations have little in common with small businesses when it comes to how they handle money, and an individual’s financial plan couldn’t be further away from that of a business. Having worked for both small and large financial institutions has given today’s guest, Jeff Yoakum, ample und...

Real Estate Radio LIVE artwork

RERL-1782 – NAR lawsuit – What does it mean for the real estate industry?

Real Estate Radio LIVE - March 19, 2024 01:32 - 24 minutes ★★★★★ - 14 ratings
 The National Association of Realtors found themselves on the wrong end of a landmark decision today. High commissions have long been a point of contention for consumers already paying top dollar for their new home and now future buyers and sellers will finally get a win. Not only will the NAR ...

Real Estate Radio LIVE artwork

RERL-1781 – Market Update Q2 - Real Estate and Lending

Real Estate Radio LIVE - March 13, 2024 22:52 - 27 minutes ★★★★★ - 14 ratings
Q2 is fast approaching, but just one month ago a sudden spike in interest rates froze consumers just as they were getting pumped up to start the season. Of course, the market wasn’t going to stay stagnant for long. Inventory is trickling in and while it is still a sellers’ market, only specific ...

Real Estate Radio LIVE artwork

RERL-1780 – Reverse Mortgages & Alternative Financing

Real Estate Radio LIVE - February 29, 2024 01:29 - 27 minutes ★★★★★ - 14 ratings
Years ago, people got in trouble for taking advantage of the elderly by abusing reverse mortgages. Today the reverse mortgage still carries around a lot of that stigma, but that ends now! With interest rates still solidly in the 7% range, a reverse mortgage can be a tremendous benefit to any hom...

Real Estate Radio LIVE artwork

RERL-1779 – When will rates improve enough to make a difference?

Real Estate Radio LIVE - February 22, 2024 21:45 - 27 minutes ★★★★★ - 14 ratings
How low do rates need to go to make a difference in the marketplace? Just a couple years ago consumers could get 30-year fixed loans with interest as low as 3%. This spurred a huge boom in refinances and home purchases. To no one’s surprise, interest rates jumped up to 8%. The sudden spike para...

Real Estate Radio LIVE artwork

RERL-1778 – Will AI Fully Automate Residential Real Estate?

Real Estate Radio LIVE - December 20, 2023 18:00 - 45 minutes ★★★★★ - 14 ratings
Way back in the early 2000’s, everyone in the mortgage company panicked when a single company decided they would go all in and become the first online mortgage company. It didn’t take long for professionals to figure out how archaic the system was and today, going online for any part of your ho...

Real Estate Radio LIVE artwork

RERL-1777 – Will Real Estate Brokerage Industry Survive Antitrust Litigation?

Real Estate Radio LIVE - November 03, 2023 19:19 - 42 minutes ★★★★★ - 14 ratings
Despite the recent ups and downs we’ve seen in the market, sellers around the US have been happy with their transactions over the last 10 years; but have they gotten the short end of the stick? The National Association of Realtors and a few major brokers have been found guilty of inflating thei...

Real Estate Radio LIVE artwork

RERL-1776 – Is Money Changing the Culture of Silicon Valley?

Real Estate Radio LIVE - July 17, 2023 17:00 - 55 minutes ★★★★★ - 14 ratings
When the housing market was strong, nearly everyone either had a part time gig in real estate or they fully switched career paths for easy money. Now that the market has slowed, nearly 40% of loan officers declined the option to renew their license this year. It’s an unfortunate, but necessary ...

Real Estate Radio LIVE artwork

RERL-1775 – Will ChatGPT Become A New "Employer" Due Diligence Tool?

Real Estate Radio LIVE - April 28, 2023 18:05 - 48 minutes ★★★★★ - 14 ratings
The real estate market is slowly leaking air, and it’s not just in residential. The construction of Google’s downtown San Jose mega-campus was put on hold, and it might not be completely due to workers refusing to head back to the office. Google’s campus was expected to create thousands of new ...

Real Estate Radio LIVE artwork

RERL-1774 –Why right now is the best time to buy!

Real Estate Radio LIVE - April 12, 2023 23:36 - 17 minutes ★★★★★ - 14 ratings
Rolling into a new quarter means new changes are happening in the real estate market. Interest rates are finally starting to trend down after 2-3 years of rate hikes and it’s likely that this summer the Bay Area will see more transactions now that the worst of covid seems to be over. Listen in ...

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin artwork

116: What are you going to say to get a home seller or buyer to take the next step with you?

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin - March 31, 2023 21:15 - 10 minutes
In "How Will Home Sellers & Buyers Know What Makes You Different?", we discuss the importance of differentiation in a crowded real estate market. To stand out, you must offer something unique and empowering for both sellers and buyers. It's important to understand the context of your ideal clien...

Real Estate Radio LIVE artwork

RERL-1773 – California First Time Home Buyer Program and More!

Real Estate Radio LIVE - March 28, 2023 23:42 - 34 minutes ★★★★★ - 14 ratings
First time homebuyers finally have a new option to help them achieve the dream of buying their very own place. The Dream For All program which launched Monday will assist first time home buyers in California for the first time by providing 100% financing! Dream For All is a shared appreciation ...

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin artwork

115: Are Buyers Really Liars, Or Are They Just Confused?

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin - March 26, 2023 21:48 - 11 minutes
Many real estate agents and trainers like to quip that, “buyer are liars,” and that thought is a terrible way to begin your approach to help a home buyer. The simple truth is that buyers start their search at the outer ring of the bullseye not sure of what they really want to buy. It’s best to r...

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin artwork

114: What’s The Fastest Way To Improve Condition Before Selling Your Home?

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin - March 19, 2023 20:15 - 11 minutes
Many home sellers overthink reconditioning their property before selling. While upgrading major items over the lifetime of owning a home is never a bad idea, the most important first step is to spend time having the property professionally cleaned outside and inside. This action step has an enor...

Real Estate Radio LIVE artwork

RERL-1772 – Will the Failure of Silicon Valley Bank Have Broader Ramifications?

Real Estate Radio LIVE - March 11, 2023 01:15 - 30 minutes ★★★★★ - 14 ratings
It’s been quite a day for Silicon Valley. Stock prices for Silicon Valley Bank plunged from a hearty 260 to a meager 26, a whopping 90% reduction, over the course of just a few days! Solvency and liquidity have become an urgent issue for Silicon Valley bank as it has backed many FinTech startup...

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin artwork

113: Who Is Your Ideal Client?

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin - March 10, 2023 19:24 - 17 minutes
Most agents do not have a formal education in marketing and are therefore unaware of the term avatar, which refers to the profile of the perfect customer. In real estate it’s easy to choose an avatar by geography and price range, however, it’s even more critical to understand the psychographics ...

Real Estate Radio LIVE artwork

RERL-1771 – Housing Market – Will We Repeat 2008 & 2009?

Real Estate Radio LIVE - March 02, 2023 18:00 - 36 minutes ★★★★★ - 14 ratings
While California and New York have always been expensive places to live, the middle US has historically been a reliable area to purchase affordable housing. Unfortunately, that is no longer the case today and the housing market is essentially broken. One of the reasons why housing prices contin...

Home Buyer Radio artwork

HBR 189 - What Is A Debt-to-Income Ratio?

Home Buyer Radio - March 01, 2023 13:14 - 6 minutes ★★★★★ - 19 ratings
In this weeks episode I talk about what a debt-to-income ratio is and why it is one of the most important ratios when it comes to a home loan.  I explain what counts as part of your debt-to-income ratio and what doesn't.   If you are in the market to buy a home, this is important information ...

Real Estate Radio LIVE artwork

RERL-1770- The Housing Market Just Took A Turn!

Real Estate Radio LIVE - February 28, 2023 18:00 - 42 minutes ★★★★★ - 14 ratings
 Not too long ago the silicon valley lifestyle of the constant hustle was something to be glorified. Who didn’t come to California dreaming about being the startup CEO who bikes to work at 4 am and spends 12+ hours building a successful business? Well, it seems the luster of a luxurious workpla...

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin artwork

111: When Paying Cash, Don’t Assume It’s Your Best Leverage!

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin - February 26, 2023 23:01 - 16 minutes
Many cash buyers assume that a cash offer is the most important factor in their offer. However, that’s not always the case depending on the particular seller’s needs. In all cases it’s best to remember that you likely will be asked to show proof of funds and should not be offended, rather simply...

Home Buyer Radio artwork

HBR 188 - Higher Rates Ahead?

Home Buyer Radio - February 22, 2023 12:30 - 4 minutes ★★★★★ - 19 ratings
This week I talk about recent changes to mortgage pricing and how they can impact clients.  If you are in the market to finance a home, my team and I would love to help you.  You can find us online at www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, ple...

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin artwork

110: How To Avoid Negotiation Surprises?

Griffin Realty Group | Ask A Griffin Podcast by Danny Griffin - February 12, 2023 18:49 - 12 minutes
In conclusion, pricing out major deferred upgrades is a crucial step in ensuring a successful home sale negotiation. By having professional estimates and/or completing renovations in a simple, appealing style, you can increase the overall value of your home and avoid any unnecessary challenges d...

Home Buyer Radio artwork

HBR 187 - Benefits of Seller Paid Closing Cost

Home Buyer Radio - February 08, 2023 12:15 - 14 minutes ★★★★★ - 19 ratings
This week Heather and I discuss the benefits of seller paid closing cost and how they can help you purchase a home sooner. If you want to know more about this great strategy, feel free to reach out to me and I can explain the options in more detail. Daniel J Moralez NMLS 709729 Phone 616...

Home Buyer Radio artwork

HBR 186 - Heather's Thoughts on The Lakeshore Housing Market

Home Buyer Radio - February 03, 2023 11:30 - 12 minutes ★★★★★ - 19 ratings
This week Heather Klompmaker from EXP Realty and I talk about West Michigan's Lakeshore Housing Market. Heather gives some insight into current market conditions and what to expect as we head into the 2023 Spring Housing Market.  If you are in the market to finance a home, my team and I would...

Home Buyer Radio artwork

HBR 185 - Big Changes To Mortgage Rates

Home Buyer Radio - January 25, 2023 10:30 - 5 minutes ★★★★★ - 19 ratings
This week I talk about a big price change that will impact most clients looking to borrow. This price change is significant and will negatively impact most consumers.   If you are in the market for a mortgage, my team and I would love to help you finance your new home. You can reach us online...