Latest Discretion Podcast Episodes
Bonus Episode: Life in the Margins | Marginal VS Average Tax Rates
Barenaked Money - March 23, 2023 18:29 - 11 minutesIt's that time again! Tax time. (OK, maybe the exclamation mark was a little misleading.) If you hear people saying they're paying 40% or 50% in income tax...that might also be a little misleading. Join Colin and Dan as they talk about marginal VS average tax rates.
Episode 74: Bank Failures? | Just Not As Interesting as COD
Barenaked Money - March 21, 2023 20:50 - 12 minutesIn this week's episode of the podcast, Colin & Josh talk about recent tribulations in banking and determine that, overall, they're just not as interesting (or distressing) as you might think.
Episode 73: Diversification | A Deep Dive
Barenaked Money - March 14, 2023 10:17 - 25 minutesWhen you're deeply involved in something, it's easy to forget what is and what isn't as obvious to others. We realized that we'd never really told you what diversification *is*, in detail. This episode will explain that jargon in detail...but not in painful detail.
Bonus Episode: The A Team Takeover | Ainsley, Amanda & Amy on the Pod
Barenaked Money - March 08, 2023 14:36 - 34 minutesKicking off our brand new Book Club on International Women's Day, we're talking about the book Girls Just Wanna Have Funds. We're also discussing general advice for new investors and tips for choosing an advisor to work with to ramp up your path to achieving financial goals. Start where...
Episode 72: Mutual Funds & ETFs | Same same or not so much? Hint: Same same(ish)!
Barenaked Money - February 28, 2023 18:43 - 30 minutesLast week we discussed the big differences in things that are sometimes considered interchangeable. This week, we're going the other way! If you thought Mutual Funds and ETFs were apples and oranges, you might be surprised by this week's episode. Don't be fooled by the hype!
Episode 71: RRSP vs TFSA | Same same or not so much? Hint: Not so much.
Barenaked Money - February 22, 2023 17:42 - 32 minutesRRSP vs TFSA? If you've always wanted to know exactly what a Registered Retirement Savings Account or a Tax-Free Savings Account is (but didn't want to ask a human and Google provided some contradictory search results) we've got you covered. Tune in and enjoy.
Episode 70: Off The Wall | Some of the Wildest Financial "Opportunities" We've Heard
Barenaked Money - February 14, 2023 13:22 - 45 minutesEvery so often, we hear about "an exciting financial opportunity" that has been offered to our clients or even to someone on our team. While some of these ideas even made it within throwing distance of mainstream, to the well-trained eye, they didn't seem to make much sense. Let's find ...
Episode 69: Questioning Inflation
Barenaked Money - January 26, 2023 22:11 - 32 minutesIt's on everyone's mind. Inflation and interest rates and what's gonna happen next?! Josh and Colin share what we are (and are not) absolutely sure will (or will not) happen in the next 24 months, and does any of it even matter? What's an investable decision, and what's just a bit more n...
Episode 68: Boldly Into the Future | The World Continues to Be Interesting
Barenaked Money - January 20, 2023 19:28 - 27 minutesColin and Josh covered some ground in this episode of Barenaked Money. Crypto, Tesla, Real Estate, Inflation...you name it, they talked about it. As Colin says, "Just accept the fact that the world is going to continue to be interesting." He's not wrong; listen in to find out everything ...
Episode 67: The Barenaked Medium | Predictions for 2023
Barenaked Money - January 10, 2023 13:47 - 25 minutesAs we do at the beginning of each year, we channel our inner psychics and reach out to the spirit world to determine precisely what to do for the next 12 months. (Hashtag sarcasm.) Jokes aside, Josh & Colin take some time to discuss what they think may happen in 2023, and they've got a p...
Episode 66: 2022 | In the Rearview Mirror
Barenaked Money - January 06, 2023 20:05 - 43 minutesA look back at what did and didn't happen in 2022. It was the best of times. It was the...well, we don't need to elaborate too much on that front. You were there. We're talking about the biggest stories of the year! The guys also go over the predictions they made for 2022, join us to see...
Episode 65: Tax Policy Changes | Booyah
Barenaked Money - December 23, 2022 14:36 - 40 minutesColin wants to tell you about some relevant tax policy changes...for...entertainment? Apparently? Some changes were announced in February, and some things are lurking...you should know about these things. So we're gonna tell you and be interesting at the same time. It's a tall order, but...
Episode 64: That's Ridiculous | Josh is Riled Up
Barenaked Money - December 09, 2022 20:25 - 27 minutesWe all do it - you hear something on the news or see a policy change and, if it's in your wheelhouse and you really 'get it' you think: "That's a load." Well, if you're interested in finding out what it is that gets Josh's goat, listen in on this week's episode.
Episode 63: It's Been a Wild Ride | What's Going On, Up & Down in the Markets.
Barenaked Money - November 25, 2022 16:08 - 21 minutesJosh & Colin talk about the latest market movements, the headlines and the recent rally. Were you feeling optimistic about October, or were you more pessimistic? There was a lot of pessimism baked into the market, as Josh says. Also, there's no better word for "knee-jerky."
Episode 62: The Enemy Within | Market Update Event, Fall 2022
Barenaked Money - November 10, 2022 18:37 - 59 minutesIn this week's episode, we're sharing the single greatest destroyer of wealth. Care to guess what that is? This is an audio recording of our quarterly client presentation and market update.
Episode 61: Stocks VS Real Estate | Mortal Confab
Barenaked Money - October 28, 2022 15:08 - 23 minutesThis episode is subtitled: "Josh is right, Colin is wrong, for the first time ever." What if every house on your street had a ticker tape running to tell you what it was worth last week, month, or year? What if it was as easy to sell a piece of real estate as it is to sell a stock? Join ...
Episode 61: Special Guest Geoff MacDonald | Edgepoint Wealth
Barenaked Money - October 07, 2022 11:51 - 45 minutesIf you've ever wondered what combination of experience, training, aptitude and skills it takes to become a renowned portfolio manager and blueberry farmer, now's your chance. Join Colin & Josh as they pick the brain of one of the best. Geoff MacDonald of Edgepoint Wealth is an award-winn...
Episode 59: Safe as Houses? | Canadian Banks & Real Estate
Barenaked Money - September 23, 2022 09:27 - 28 minutesThere are few things that Canadians hold in as much esteem as their banking institutions. We Canadians are pretty fortunate to have a banking system that is robust and regulated, but are those handful of publicly traded institutions the best place to invest your hard earned money? What a...
Episode 58: An MF PM | The Role of a Mutual Fund Portfolio Manager
Barenaked Money - September 16, 2022 09:39 - 35 minutesWhat does a Mutual Fund Portfolio Manager do all day? As it turns out, it's not as much Wolf of Wall Street as you're probably hoping. Still, with the help of guest James Gauthier, Vice President, Investment Products & Platforms at iA Private Wealth, Josh & Colin cover the excitement and...
Episode 57: The Dirty Word | Recession
Barenaked Money - September 09, 2022 18:21 - 29 minutesYou're hearing rumblings from all the big news outlets and all the big players in the world of finance. Whether they're whispering like it's a bad word or shouting it like Henny Penny - does the fact it's being discussed endlessly make it a problem for a well-constructed plan? Listen to ...
Episode 56: Smorgasbord | A Little Something for Everyone
Barenaked Money - September 02, 2022 17:39 - 31 minutesA lot of quick hitters in this week's episode. Consider it a medley of flavours from the world of personal finance. How important is it to be able to support a family financially for men vs women? You might be surprised at what the research shows. Are SPACs still a thing? You probably wo...
Episode 55: The Current | All The Things
Barenaked Money - August 19, 2022 18:35 - 30 minutesThis week's episode was recorded a few weeks back, but it remains relevant. We're talking about current events and how to view them from a pragmatic standpoint. A key quote this week: "There's a certain amount of uncertainty in life you have to learn to live with. There's no way for us t...
Episode 54: Special Guest Carl Richards | Behavior Gap
Barenaked Money - August 08, 2022 16:36 - 44 minutesIn this week's episode, we were fortunate to be joined by Carl Richards of The Behaviour Gap. Carl is a renowned author, a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. Carl has also been featured on Marketplace Mone...
Episode 53: Special Guest Hugh MacPhie | Magnetor
Barenaked Money - July 22, 2022 18:57 - 40 minutesSpecial guest, Hugh MacPhie, on this philosophy: "So the genesis of magnetism thinking, which is basically the core of everything we do within our firms, we try to link all of our work back to, what does magnetism, and being more magnetic imply, with respect to either strategy work, or b...
Episode 52: Mr. Positivity | Turning That Frown Upside Down
Barenaked Money - July 08, 2022 12:45 - 21 minutesHumans have evolved to look for negative information and project possible outcomes. If we hadn't evolved that way...well, we wouldn't have evolved at all. So how do we overcome our natural instincts? Let Josh & Colin explain.
Episode 51: Time For a Change? | Built For the Long Haul
Barenaked Money - June 30, 2022 11:54 - 37 minutesIf you have a good financial plan in place, it's probably built for the long haul. Josh and Colin discuss the current reality of a bear market, rising interest rates, inflation and what it means to our clients in real life.
Episode 50: The Humble Brag | The Track Record Review
Barenaked Money - June 24, 2022 19:12 - 36 minutesHow often do you think our process has worked out in our favour and how often have we missed the boat? Find out in this week's episode of Barenaked Money when we look back over the past fifty episodes.
Episode 49: Bear or No Bear? | OK, It's a Bear
Barenaked Money - June 17, 2022 15:52 - 31 minutesIn this episode Josh & Colin discuss how, when we recorded this, we weren't officially in a Bear market. However, things have changed. Importantly, the message of the podcast remains salient - no matter what the market condition. So listen in as we discuss whether or not a bear market ma...
Episode 48: Josh Buys a House | Part 2
Barenaked Money - June 10, 2022 16:31 - 18 minutesWe didn't know we'd need a part two on this, but it turns out that buying a house in the current marketplace isn't as straightforward as a one-episode podcast would have you believe.
Episode 47: Revenge of the Nerds | Deep Diving Part 3
Barenaked Money - May 20, 2022 13:22 - 27 minutesI'm as surprised as you are but apparently, people are deeply interested in the inner workings of Josh's mind. In this episode, the guys continue to delve into the more technical aspects of their roles, including a discussion on some of the factors that go into portfolio construction and...