Latest Debtpayoff Podcast Episodes

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EP173: What is a Health Savings Account?

Money Peach - October 08, 2021 07:20 - 26 minutes ★★★★★ - 150 ratings
What is a Health Savings Account (HSA) and is it a good money move for you? With open enrollment right around the corner, I am going to break down everything Health Savings Account today. Here's what you will hear on the show today: How does an Health Savings Account Work? Who is eligible a...

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EP172: Help! I Have IRS Problems - What Are My Rights?

Money Peach - September 17, 2021 07:20 - 32 minutes ★★★★★ - 150 ratings
Do you have IRS problems or maybe worried that your tax situation may not be as good as you thought? Or, are you a victim of identity theft and the IRS is telling you owe money you really don't owe? First off — you're not alone. Whether you owe the IRS or you are trying to prove you don't ow...

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EP171: Should I Lease a Car or Get an Auto Loan?

Money Peach - August 20, 2021 07:20 - 45 minutes ★★★★★ - 150 ratings
When it comes time to drive off a new car, you have three basic options: You can pay cash You can get an auto loan  You can drive off with a lease But with the average price of a new car at almost $41,000, most drivers today are driving off the lot with either an auto loan or a lease. ❓ ...

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EP170: How Does a Cash-Out Refi Work and is it Right for Me?

Money Peach - July 30, 2021 07:20 - 23 minutes ★★★★★ - 150 ratings
On the show today I am breaking down the Cash-Out Refinance strategy. Many people are noticing a high uptick in the value of their homes, and with this uptick in value comes an increase in home equity. So what can you do with the equity in your home, how does it work, and what are the risks?...

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EP169: What is "Infinite Banking" and is it a Scam?

Money Peach - July 16, 2021 07:20 - 47 minutes ★★★★★ - 150 ratings
On the show today is America's #1 Money Mentor, Chris Naugle. I'll be honest — I brought Chris to have a conversation on a topic we don't agree on...infinite banking. If you haven't heard of infinite banking before, you're perfectly normal. It's not a very popular term in the financial world...

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EP168: Building Wealth through Multifamily Real Estate Investing with Gino Barbaro

Money Peach - July 02, 2021 07:20 - 44 minutes ★★★★★ - 150 ratings
There are so many strategies to building wealth and we try to explore all of them on this show. Today I am interviewing an expert in multifamily real estate investing - Gino Barbaro. Gino, and his partner Jake, are both experts in multifamily real estate investing and have achieved. They a...

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EP167: How to Create Digital Cash Envelopes with Ryan Clark

Money Peach - June 04, 2021 07:20 - 27 minutes ★★★★★ - 150 ratings
Have you ever tried using cash envelopes but realized it wasn't a lot of fun?   You know...carrying around envelopes full of cash at the grocery store or pulling out that sexy envelope container at dinner with friends?   Well, what if there was a way to use cash envelopes 100% electronic...

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EP166: How to Open a Brokerage Account

Money Peach - May 21, 2021 07:20 - 20 minutes ★★★★★ - 150 ratings
On the show today, I am going to explain what a brokerage account is and how to open one. There are three different ways to start investing in the stock market: Through a Financial Planner or Financial Advisor A Self-Directed Brokerage Account A Robo-Advisor Since it's pretty self-explan...

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EP165: Passive Income via Hard Money Lending

Money Peach - May 07, 2021 07:20 - 26 minutes ★★★★★ - 150 ratings
Did you know you can generate passive income and/or diversify your retirement portfolio through Hard Money Lending? A hard money loan is an interest-only short-term loan primarily used in real estate with the loan being secured by property.    In a nutshell, you become the "bank" and you l...

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EP164: What is the BEST Mortgage For Me Right Now?

Money Peach - April 23, 2021 07:20 - 34 minutes ★★★★★ - 150 ratings
On the show today, I am going to break down 5 different mortgage loans you should know about: Conventional Loan Jumbo Loan FHA Loan VA Loan USDA Loan By the end of the show, you will have an understanding for each of these different mortgages work and which one is best for you. Enjoy...

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EP163: Financial Independence in Her 30s with Diania Merriam

Money Peach - April 02, 2021 07:20 - 33 minutes ★★★★★ - 150 ratings
Diania Merriam is on the show today to share her story of reaching financial independence in her 30s. After living in New York City in her 20s and racking up $30k in debt, Diania decided enough was enough and it was time to change her mindset about money. What would it be like to reach finan...

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EP162: How Does a HELOC Work and Is It Right for Me?

Money Peach - March 26, 2021 07:20 - 30 minutes ★★★★★ - 150 ratings
A home equity line of credit, or a HELOC, is a revolving line of credit that is guaranteed by the equity in your home. The line of credit is actually a second mortgage on your home giving you access to a revolving credit line you can borrow from as needed. Very similar to a credit card, a HELO...

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EP161: The 50/30/20 Budget For Those Who Like Simple

Money Peach - March 12, 2021 07:20 - 17 minutes ★★★★★ - 150 ratings
The 50/30/20 Budget may be the easiest budget you will find. It's simple, straight-forward and it only takes a few minutes to set up. If you are someone who is overwhelmed with the idea of creating a budget or you just don't like all the math involved with a monthly budget, the the 50/30/20 Bu...

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EP160: The Most Important Part of Your Money You Aren't Doing Right

Money Peach - February 26, 2021 07:20 - 34 minutes ★★★★★ - 150 ratings
What is the absolute most important piece of everyone's financial plan?   In today's show I am going break something EVERYONE must have in place, why it's so important and I'll even be giving you a sweet BONUS at the end of the show that you will NOT want to miss.   Okay, so what is it P...

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EP159: Should I Buy a New Car? (The REAL Costs Broken Down)

Money Peach - February 19, 2021 07:20 - 27 minutes ★★★★★ - 150 ratings
Should I buy a new car or not? Well, I'll be completely honest with you - I LOVE the look of new cars BUT I haven't owned a new car in 15 years.   Why? Well, I'm going to break down the new car purchase so you understand ALL that goes with it and I'm also going to show you a little trick so ...

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EP158: How to Finally STOP Living Paycheck to Paycheck

Money Peach - February 12, 2021 07:20 - 17 minutes ★★★★★ - 150 ratings
On the show today I am answering the question: How do I possibly save money when I'm living paycheck to paycheck, I have debt, and no matter how hard I try...I just can't save any freaking money!? I definitely have a thing or two to say about it AND at the end of the episode you will have plan a...

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EP157: How to Use Profit First in Your Biz or Side Hustle

Money Peach - February 05, 2021 07:20 - 26 minutes ★★★★★ - 150 ratings
Do you have a small business, large business, or side hustle and you're just looking for a simple way to manage the finances in your biz without being completely overwhelmed and over it?   I get it - A few years ago I was feeling the same way until I stumbled across a method called Profit Fi...

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EP156: How I'm Picking Winning Stocks that Beat the Market

Money Peach - January 22, 2021 07:30 - 32 minutes ★★★★★ - 150 ratings
On the show today we are going to go over creating your own investment strategy based on a few key principles.   I am also going share with you my own investment strategy, my own journey of both ups and downs with investing, and something I have been doing lately that will blow your mind (we...

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EP155: The 4 BEST Retirement Investment Accounts in 2021

Money Peach - January 15, 2021 07:20 - 33 minutes ★★★★★ - 150 ratings
After a record year in the stock market in 2020, are you finally ready to invest into the market but don't know what retirement accounts are best for you? Hey friends, here's what you're going to get from the show today!   We are going to a brief recap of two retirement accounts we mention...

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EP154: How to Get Started Investing in 2021

Money Peach - January 08, 2021 07:20 - 34 minutes ★★★★★ - 150 ratings
Are you looking to start off 2021 investing but don't know where to get started?   On today's show I am going to show you how to get started investing whether you're a seasoned investor or you're just starting out.   Also, I am going to go full transparency with you and share with you so...

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EP153: Secrets of Your Money Mindset with Bernadette Logue

Money Peach - November 13, 2020 07:20 - 45 minutes ★★★★★ - 150 ratings
On the show today I have Bernadette Logue - an expert when it comes to mindset and money. I’ll admit — I am great when it comes to showing you how to create a budget, save more money and get out of debt. However, where I often miss is when it comes to your mindset and money. What I have le...

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EP152: A $50k/year Side Hustle with Brian Winch

Money Peach - November 06, 2020 07:20 - 27 minutes ★★★★★ - 150 ratings
I had Brian Winch on the show way back in 2017 to share how he makes a full-time income picking up litter in parking lots. Yes, you read that right - picking up litter in parking lots. I decided to reach back out to have Brian back on the show to follow up and ask him how the business is doi...

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EP151: Investing During an Election: The Worst Mistakes to Avoid

Money Peach - October 23, 2020 07:20 - 22 minutes ★★★★★ - 150 ratings
With only 11 days until the election, many of us are wondering what we should be doing when it comes to our investments? Should we pull out our money now? Should we wait until after the election to see what happens? What if we don't know who the president is on November 3rd? What about o...

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EP150: Is an HSA a Good Money Move for Me?

Money Peach - October 16, 2020 07:20 - 26 minutes ★★★★★ - 150 ratings
What is a Health Savings Account (HSA) and is it a good money move for you? With open enrollment right around the corner, I am going to break down everything Health Savings Account today. Here's what you will hear on the show today: How does an Health Savings Account Work? Who is eligible a...

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EP 149: Pay Your 30-Year Mortgage in 5-7 Years on Your Existing Level of Income with Jordan Goodman

Money Peach - October 09, 2020 07:20 - 42 minutes ★★★★★ - 150 ratings
Jordan Goodman is a rockstar. You may have heard of him as America’s Money Answers Man and seen him as a regular CNN, Fox Business and radio segments across the country. Jordan is referred to as the answers man because of his expertise on all things money, but I wanted him to come on the show ...

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EP148: Flea Market Flippers: From Side Hustle to Full-Time with Rob and Melissa

Money Peach - October 02, 2020 07:20 - 30 minutes ★★★★★ - 150 ratings
Rob and Melissa are the Flea Market Flippers and they’re on the show to share how they turned their side hustle into full-time income. Here's what to expect from today's show: Rob shares how he started flipping as as a side hustle in 1996 How they made $62k in profit last year Best flippi...

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EP147: From Broke to Net Worth Millionaires in 9 Years

Money Peach - September 25, 2020 07:20 - 40 minutes ★★★★★ - 150 ratings
I'll be honest — I almost didn't record this episode. After talking about it with Andrea (my wife) and praying about it, we decided we were going to share more of our story. This wasn't easy. Not many people are willing to talk about the REAL life money.  Here goes...this past month we offic...

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EP146: Real Estate Investing in Senior Living Areas with Phillip Vincent

Money Peach - September 18, 2020 07:20 - 25 minutes ★★★★★ - 150 ratings
When Mom and Dad are ready to move out of their home and into a senior living community, what is the best way to go about it? 👉 And is there an opportunity for investors? Phillip, the co-founder of Mom's House explains the process of selling mom or dad's house... First you have to clean out...

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EP145: Retire Early and Choose Financial Independence with Jonthan Mendonsa

Money Peach - September 11, 2020 07:15 - 48 minutes ★★★★★ - 150 ratings
Have you heard of the #ChoosFI Movement? The Retire Early and Choose Financial Independence movement is taking over the personal finance world and for good reason. It's an amazing community of people looking to earn more, spend less, and build wealth so they can reach financial independence....

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EP144: How to Begin a Wildly Successful Franchise Business with Kim Daly

Money Peach - September 04, 2020 07:20 - 36 minutes ★★★★★ - 150 ratings
Have you ever wondered what it would be like to start a franchise? Whether you are looking to change careers, increase cash flow, or invest as a wealth building strategy — franchises may be the perfect fit. I'll be honest — I didn't know anything about franchising so I found America's #1 Fra...

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