Latest Buyingmyfirsthome Podcast Episodes
UPDATE: CMHC First time home buyer incentive program (easier to buy a home?)
Homebuyer's School - July 25, 2019 20:37 - 15 minutes ★★★ - 25 ratingsIn this episode, we talk with Mujtaba Syed, Mortgage Specialist with the Bank of Montreal, and discuss new information about the First Time Home Buyer Incentive Program from the Canada Housing Mortgage Corporation (CMHC). We discuss who can apply, impact on the mortgage stress test, down payment...
What homeowners ought to know about downsizing your home (tips, strategies and when to do it!)
Homebuyer's School - July 22, 2019 17:41 - 6 minutes ★★★ - 25 ratingsThinking about downsizing your home? How do you know if and when you should start? In this episode, we talk with Kevin French, Realtor with Remax, and discuss why would you want to downsize your home, how to start and when is the best time. We also explore if you should downsize your home to pay...
Step by step guide on how to buy a condo for the first time
Homebuyer's School - July 18, 2019 21:57 - 17 minutes ★★★ - 25 ratingsPlanning to buy a condo? Want to know the exact steps from pre-approval to possession. In this episode, we talk with Karen McDonald, Community Manager with Brookfield Residential, we discuss how to buy a condo for the first time including a step by step guide. We also explore different types of ...
What first time home buyers need to know about buying an investment property
Homebuyer's School - July 15, 2019 20:44 - 6 minutes ★★★ - 25 ratingsNot sure if your first home purchase should be to live in or as an investment property? In this episode, we talk with Kevin French, a Remax realtor, and discuss the pros and cons of buying a home as an investment property as well as explore the financial implications of moving into your investme...
What are the real estate and housing market trends for 2019?
Homebuyer's School - July 11, 2019 16:29 - 8 minutes ★★★ - 25 ratingsWondering if now is the best time to get into the real estate market? In this episode, we talk with Kevin French, a Remax realtor, and discuss the housing and real estate trends for 2019 and beyond. We explore trends for mortgage rates, home types, if 2019 is still a good year to buy a home and ...
What to look for when viewing a house for sale (so you don't miss key details)
Homebuyer's School - July 04, 2019 18:29 - 9 minutes ★★★ - 25 ratingsWhen viewing a show home or a resale home what should you look for? How should you prepare? In this episode, we talk with Kevin French, a Remax realtor, and discuss what to look for when viewing a home for sale including key items that may be hidden by marketing or home preparation. We also expl...
How to prepare to buy your first house (and avoid making a mistake!)
Homebuyer's School - June 27, 2019 20:19 - 8 minutes ★★★ - 25 ratingsSo you're ready to buy a home but how do you prepare? Who do you talk to and what do you need to get ready? In this episode, we talk with Kevin French, a Remax realtor, and discuss discuss preparing and getting ready to buy your first home. We explore what research you need to do and who you nee...
How to get the best deal when buying a house
Homebuyer's School - June 24, 2019 21:44 - 9 minutes ★★★ - 25 ratingsSo how do you make sure you get the absolutely best deal when buying a home? In this episode, we talk with Kevin French, a Remax realtor, and discuss how to get the best deal on your next home purchase. We look at shopping for mortgage rates, understanding the market and how to negotiate when bu...
How to avoid the five biggest first time home buyer mistakes
Homebuyer's School - June 20, 2019 21:06 - 8 minutes ★★★ - 25 ratingsWorried about making a mistake with one of the largest purchases in your lifetime? What can you do to avoid them? In this episode, we talk with Kevin French, a Remax realtor, and we discuss the top five mistakes when buying your first home and how to avoid them. We look at pricing and financing ...
Condo vs townhouse vs single family home: What are the differences? (with pros and cons of buying)
Homebuyer's School - June 17, 2019 18:36 - 8 minutes ★★★ - 25 ratingsWhat are the differences between a condo, townhome and a single-family home? What are the pros and cons of living in each home type? In this episode, we talk with Kevin French, Realtor with Remax, and discuss we look at the differences between each and the scenarios when you would buy one over t...
Steps to buying a house for the first time (so you don't waste time and save money)
Homebuyer's School - June 17, 2019 18:34 - 5 minutes ★★★ - 25 ratingsSo you are ready to make your first home purchase. What are the exact steps in buying your new home? In this episode, we talk with Kevin French, Realtor with Remax, and discuss how to buy a home for the first time and guide you with a step by step process on what needs to happen through the enti...
Is it harder for millennials to buy a house in 2019 and beyond?
Homebuyer's School - June 10, 2019 20:43 - 5 minutes ★★★ - 25 ratingsAre you a first time home buyer and/or a millennial looking to buy a home? It is more difficult to buy a home these days? In this episode, we talk with Kevin French, Realtor with Remax, and discuss millennials and home buying in 2019 and if it's harder for younger people to buy a home today than...
How to choose a real estate agent to sell your home (and get it right!)
Homebuyer's School - June 06, 2019 22:13 - 8 minutes ★★★ - 25 ratingsReady to sell your home? How do you find the right real estate agent? How do you know if they are qualified and can fit your needs? In this episode, we talk with Kevin French, Realtor with Remax, and discuss how to choose a realtor when selling your home including how to find the best one in you...
Most important questions to ask a realtor when buying a house for the first time
Homebuyer's School - June 03, 2019 22:14 - 6 minutes ★★★ - 25 ratingsDecided to use a realtor when buying your first home? What are the key questions to ask so you are well prepared? In this episode, we talk with Kevin French, Realtor with Remax Realty, and discuss the type of questions you need to ask your real estate agent when buying a home. We also explore re...
Mortgage rates explained: How do they work and how to find the best rate!
Homebuyer's School - May 30, 2019 22:18 - 6 minutes ★★★ - 25 ratingsSo what are mortgage rates and how do they impact your ability to buy a home? How would you find the best rate? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with TD Canada Trust, we discuss everything about mortgage rates including; what they are, how are they determine/calcul...
Is it better to pay off my mortgage or invest my money?
Homebuyer's School - May 23, 2019 22:37 - 6 minutes ★★★ - 25 ratingsWhich will have a better long term financial benefit? Paying off your mortgage or investing your money? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with TD Canada Trust, and discuss which one is best for you and if you should save for retirement (or save in general) first or ...
How to pay off your mortgage faster in Canada (and when should you do it)
Homebuyer's School - May 13, 2019 22:53 - 9 minutes ★★★ - 25 ratingsSo how do you pay off your mortgage faster or earlier? Is it a good idea to? Are there any penalties? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with TD Canada Trust, and discuss how to pay off your mortgage faster and what is the fastest way to do so. We also explore if you...
What's the difference between an insured and conventional mortgage in Canada?
Homebuyer's School - May 06, 2019 18:19 - 6 minutes ★★★ - 25 ratingsNot sure which type of mortgage to get when buying your next home? What are the differences? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with the Bank of Montreal, and discuss the different type of mortgages in Canada, specifically insured vs conventional mortgage. We explore...
What are the best available first time home buyer programs ?
Homebuyer's School - April 29, 2019 18:05 - 6 minutes ★★★ - 25 ratingsBuying a home first the first time? Wondering what programs are available to help first time home buyers? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with the Bank of Montreal, dis and discuss what are the best first time home buyers programs available such as the First Time ...
Best way to start saving for a down payment on a house (and how to do it fast!)
Homebuyer's School - April 22, 2019 21:17 - 10 minutes ★★★ - 25 ratingsPlanning to buy a home? What's the best way to start saving quickly? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with the Bank of Montreal, and discuss top tips to save up for a down payment on a home. We also explore if you should pay off your debt before saving for a home, ...
Can you use your RRSP to buy a home? (including when and how to do it)
Homebuyer's School - April 18, 2019 20:54 - 8 minutes ★★★ - 25 ratingsIn this episode of Homebuyer's School, we talk with Mujtaba Syed, Mortgage Specialist with the Bank of Montreal, and discuss using your RRSP to buy a home, how much can you take out, and when can you do it. We also explore how/when you need to repay your RRSP, if you could use your RRSP to buy a...
Duplex vs. Single-Family Home: What's the difference and which one should I invest in?
Homebuyer's School - April 15, 2019 20:41 - 4 minutes ★★★ - 25 ratingsWondering what type of home you should buy/invest - duplex or single-family home? What are the differences? In this episode, we talk with Jessica McNabb, Area Manager with Brookfield Residential and discuss whether a duplex or a single family home is right for you. We explore the cost and home v...
What are the mortgage cosigner requirements in Canada? (can they help you afford a home?)
Homebuyer's School - April 11, 2019 17:00 - 11 minutes ★★★ - 25 ratingsApplying for a mortgage? Can't meet all the financial requirements? In this episode, we discuss how a mortgage cosigner can help and when to use one. We also explore if there are limits to how many cosigners a mortgage can carry as well as the financial/credit impacts to the cosigner. Finally, w...
What's the difference between buying a condo or house? (which is better?)
Homebuyer's School - April 08, 2019 18:46 - 3 minutes ★★★ - 25 ratingsIf you are buying a home for the first time which one is better for you, a condo or a house? What are the differences? What are the key things to know to make the right decision for you? In this episode, we talk with Jessica McNabb, Area Manager with Brookfield Residential, and discuss if you sh...
First time home buyer incentive: Can you now afford to buy a home?
Homebuyer's School - April 04, 2019 16:47 - 7 minutes ★★★ - 25 ratingsIn the 2019 federal budget, the First Time Home Buyer Incentive was announced. How does it work? Can it really make home buying affordable for first time home buyers? In this episode, we discuss the key elements of the First Time Home Buyer Incentive, impact on the mortgage stress test and who c...
What mistakes should I avoid when buying a home?
Homebuyer's School - March 28, 2019 18:01 - 6 minutes ★★★ - 25 ratingsPlanning to buy a home for the first time? Worried about making critical mistakes that could cost you getting the home you want? In this episode, we talk with Jessica McNabb, Area Manager with Brookfield Residential, and discuss top mistakes to avoid when buying a home such as buying solely on p...
Is 2019 a good time to buy a house? (If not, then when is?)
Homebuyer's School - March 25, 2019 15:11 - 4 minutes ★★★ - 25 ratingsPlanning to buy a house this year? Should you wait? In this episode, we talk with Jessica McNabb, Area Manager with Brookfield Residential, and discuss if 2019 is a good time to buy a home or if you should wait. We explore what happens if the housing marketing dips and if home prices fluctuate t...
How do I get to know my neighbours in my neighbourhood or community?
Homebuyer's School - March 21, 2019 20:38 - 5 minutes ★★★ - 25 ratingsYou just moved into your new home and a new community. How do get to know your neighbours and the people living in your community? In this episode, we talk with Heather Cockerline, Community Experience Lead with Brookfield Residential, and discuss some ways to get to know and get along with your...
How to make an offer on a house in Canada (for a new home and resale)
Homebuyer's School - March 18, 2019 19:37 - 5 minutes ★★★ - 25 ratingsSo you finally found the home you want to buy. What are the next steps? How do you go about buying that home? In this episode, we talk with Jessica McNabb, Area Manager with Brookfield Residential, and discuss how to make an offer on a home and the steps involved. We also explore how counter off...
How to negotiate price when buying a new home (with best tips from a home builder)
Homebuyer's School - March 14, 2019 22:42 - 5 minutes ★★★ - 25 ratingsPlanning to buy a new home? Can you negotiate the price? What are some negotiation tips to consider? In this episode, we talk with Jessica McNabb, Area Manager with Brookfield Residential, and discuss negotiating price on a new home, if you can negotiate on home upgrades and the lot itself. ...
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