Your Family And Your Retirement
141 episodes - English - Latest episode: 1 day ago - ★★★★★ - 1 ratingAs the founder of Ashton And Associates, Abe Ashton has more than 20 years of experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for.
To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com
Homepage Apple Podcasts Google Podcasts Overcast Castro Pocket Casts RSS feed
Episodes
Texting, Taxes & Taking Action
October 14, 2020 20:30 - 13 minutes - 12.6 MBAfter having some fun comparing how generations approach texting differently, we get serious about how the outcome of the election might impact your bottom line. Abe breaks down the economic & tax plans of Trump and Biden and how they can impact your money. He also explains how those of us in middle class can uncover if we’re able to legally lower the taxes on our investment portfolio. Listen to find out how to prepare your portfolio for efficiency… no matter of who’s elected president Novem...
Alleviating The Anxiety of 2020
October 02, 2020 18:47 - 20 minutes - 18.9 MBObviously we all have opinions about how we’d prefer the election to end up on November 3rd. Many feel anxious about how those results could impact us on main street, wall street, with our taxes, but mainly our bottom line. Abe explains how his team is helping people make calm decisions during this intense time… and what you need to consider for you financial future regardless of Trump or Biden winning. Plus, find out how he’s reducing his own unease about the headlines. See omnystudio.com/...
Giving Grace & Governing Your Own Taxes
September 15, 2020 15:04 - 19 minutes - 18.1 MBThe chaos this year has put some people in more than a bad mood (sometimes with a good reason), but Abe tells us how he recently dealt with one of those folks… one on one. Plus, taxes are obviously a HUGE discussion in the 2020 election, but we all know they have to go up at some point no matter who becomes president. Abe explains how to be as tax efficient as possible with your portfolio, even if you’re a DIY investor. See omnystudio.com/listener for privacy information.
Finding Value & Controlling Your Taxes
September 03, 2020 15:50 - 17 minutes - 16.4 MBThe saying “as California goes, so goes the nation" RAISES Abe’s blood pressure this week! Lawmakers in California are not only attempting to hike their income tax rates, they’re also pushing what would be a first-in-the-nation wealth tax! If California gets away with it, you can bet other states will at least attempt to do the same. We also reveal one of the silliest online purchases available in 2020, which prompts Abe to remind us to make sure we find true value with our investments and a...
How To Control Your Numbers
August 24, 2020 19:04 - 17 minutes - 16 MBWhat’s your number? How much money do you need to retire? - Those are questions we’ve all pondered. Abe relays a wonderful story about how he helped a couple (who both happen to be teachers), calculate how they can both retire comfortably after taxes with their pension and social security. We also discuss the saying: "As California goes, so goes the nation," and the concern that state lawmakers there are proposing a tax hike that would boost combined state & federal top tax rate to nearly 54...
COVID-19 & The Election
August 19, 2020 20:00 - 21 minutes - 20 MBAfter asking Abe his advice for those who feel their job could be in danger over the next few months, he jumps on his soapbox and says what many of us are really thinking about COVID-19 and how the pandemic is impacting the upcoming election. See omnystudio.com/listener for privacy information.
Baseball & Having Income In YOUR Lineup
August 03, 2020 20:55 - 13 minutes - 11.9 MBA bit of normalcy has returned in the world of sports with a brief baseball season. Bobby Bonilla hasn't played MLB in nearly 2 decades, but since 2011 the Mets have been paying him over $1 million a year and will until 2035… All because he opted to defer his contract buy out. Abe explains how we can create our own ongoing income plan with the money we’ve worked hard to save and invest. This is a vital conversation considering the U.S. economy contracted almost 33% between April and June, ou...
Guarding Against a Major Risk to Your Portfolio
July 08, 2020 19:11 - 9 minutes - 9.06 MBHealthcare costs are a BIG threat to your portfolio… especially if you aren’t prepared. You’ll hear a story about someone who fought COVID-19 (and thankfully recovered), and how fast and high his medical bills grew. Abe then breaks down the differences in Medicare and Medicaid, and answers the question many are wondering: Do I need long term care insurance? See omnystudio.com/listener for privacy information.
Financial Facts For "The Days of Our Lives"
July 08, 2020 18:42 - 7 minutes - 7.24 MBAfter we fill you in on the latest pandemic shortage, we embrace a nostalgic flashback from one of the longest running soap operas. Abe then reveals some common financial beliefs that HAVE NOT stood the test of time and how they could hinder your financial future….And how you can avoid them! See omnystudio.com/listener for privacy information.
Space X & Embracing Change
June 12, 2020 13:36 - 10 minutes - 9.21 MBRecently Elon Musk’s SpaceX made history by launching NASA astronauts into space from American soil for the first time since 2011. After Abe completely nerds out over Elon Musk’s developments in technology and Starlink, we reflect on how NASA forced us to embrace change in the 60’s… And that we need to continue to embrace positive changes in how we invest. See omnystudio.com/listener for privacy information.
The Recession: Is It REALLY Over?
June 12, 2020 13:32 - 8 minutes - 7.81 MBIn February we entered a recession for the first time since 2009… And economists report that in May we wrapped up the shortest recession in American history. Since we’re all wondering if this means the worst is over, Abe sorts through this financial news and sheds light on how you can approach any economic uncertainty you have with your money. See omnystudio.com/listener for privacy information.
The Current Crisis: Why We Need to Listen, Learn And Love
June 05, 2020 14:08 - 18 minutes - 17.3 MBWe’ve seen the heartbreaking videos, but in St. George, Utah we’re somewhat disconnected from the recent protests and riots over the death of George Floyd. On this episode, Abe explores what may feel like an uncomfortable conversation (yet important) about the unrest across our nation, and what we as individuals can do TODAY to decrease bias at home and across America… Including talking to our kids. Plus, we share some much-needed GOOD NEWS at the end of this episode! See omnystudio.com/lis...
Baby Boomers; The Value of 2nd Opinion & Shaking Hands
May 21, 2020 12:13 - 19 minutes - 26.6 MBOn this episode we spotlight the “retirement cape” Abe figuratively wears (and secretly wants), and why getting a second opinion of what’s happening with your hard-earned money is worthwhile. Plus, some speculate that shaking hands with each other may go away because of the coronavirus. Since baby boomers have always respected a good, firm handshake… Abe explains the interesting way he’s greeting friends and clients for now!
Baby Boomers: The Value of 2nd Opinions & Shaking Hands
May 21, 2020 12:13 - 19 minutes - 17.8 MBOn this episode we spotlight the “retirement cape” Abe figuratively wears (and secretly wants), and why getting a second opinion of what’s happening with your hard-earned money is worthwhile. Plus, some speculate that shaking hands with each other may go away because of the coronavirus. Since baby boomers have always respected a good, firm handshake… Abe explains the interesting way he’s greeting friends and clients for now! See omnystudio.com/listener for privacy information.
Hindsight About Money & Health In 2020
May 15, 2020 12:20 - 20 minutes - 18.8 MBIf you were planning to retire in the next couple of years – is that still going to be possible? Abe explains who may need to re-think their plans. Plus, a personal story about how hindsight is truly 2020 and hitting home in 2020 regarding health and being the caregiver of a loved one. See omnystudio.com/listener for privacy information.
Lessons From History: "Houston We Have A Problem"
May 01, 2020 12:24 - 11 minutes - 10.3 MBAfter spending time giving thanks for those that are more than essential to our country today… We embrace the 50th anniversary the Apollo 13 mission, and the first time we heard of one of the most famous quotes in history: “Houston we have a problem.” Just as the crew of the Apollo 13 mission did, Abe discusses why we need to be calm, responsive, and realistic yet optimistic as our lifestyle and economy continues to change due to the pandemic… And how you can financially stay on course! Se...
Is It Really The "Best Time In History" To Do A ROTH Conversion?
May 01, 2020 12:22 - 7 minutes - 6.89 MBConsidering our deficit and the stimulus packages, it isn’t a huge leap to think tax rates will go up in the future. That’s why some are saying it’s the “best time in history” to do a Roth conversion. Abe explains why this is not only TRUE, but how you can take advantage of this for your own retirement… and how simple it can be accomplished! See omnystudio.com/listener for privacy information.
Is It Really The "Best Time In History" To Do A ROTH Conversion?
May 01, 2020 12:22Considering our deficit and the stimulus packages, it isn’t a huge leap to think tax rates will go up in the future. That’s why some are saying it’s the “best time in history” to do a Roth conversion. Abe explains why this is not only TRUE, but how you can take advantage of this for your own retirement… and how simple it can be accomplished!
Good News For ALL - Especially Retirees
April 09, 2020 15:38 - 16 minutes - 15.1 MBOur latest episode is a POSITIVE message of hope that reminds us how lucky we are here in southern Utah! After we check in with friends around the country to find out the interesting ways they’re spending their time while quarantined… Abe discusses the GOOD NEWS about the stimulus package and the new options you have for your retirement accounts during 2020. See omnystudio.com/listener for privacy information.
Good News & Your Stimulus Money
April 06, 2020 13:59 - 18 minutes - 16.9 MBEmbrace this break from the headlines as we share good news about how people are finding the positive during this time! Plus, Abe explains the GOOD NEWS about how the stimulus package impacts you… And if you don’t need the money right now, find out the new options that are only available during 2020 for your retirement accounts. See omnystudio.com/listener for privacy information.
Adjusting To Our New Normal: Uncertainty & Volatility
March 27, 2020 13:13 - 19 minutes - 17.9 MBWhen there’s volatility in the stock market, it’s normal for to feel a bit uneasy… But that doesn’t mean you should react instantly based on that emotion. Abe explains how those of us over age of 55 should be looking at the current market… and more importantly, controlling the future of our personal economy. See omnystudio.com/listener for privacy information.
Surviving The "Tax Storm" of Retirement
March 16, 2020 07:00 - 5 minutes - 4.77 MBSince we aren’t CPA’s (and find other topics more enjoyable), most of us don’t have much of knowledge about tax laws… Especially because they seem to change so often! In simple language, Abe explains how taxes impact the future of your investments, and how the SECURE ACT effects not only your retirement money… But perhaps your kids too! See omnystudio.com/listener for privacy information.
Generic vs. Name Brand & Your Money
March 09, 2020 07:00 - 6 minutes - 6.43 MBMost of us are loyal to a few name brands instead of opting for the less expensive generic options. It could be cereal, ketchup or even a specific brand of shoes… On this episode, Abe tackles a much pricier and dangerous dilemma: Can generic rule-of-thumb advice damage your financial future? See omnystudio.com/listener for privacy information.
Tim McGraw & Family Life
February 10, 2020 08:00 - 5 minutes - 5.11 MBA while back, Abe had a chance to sit down with country music superstar and actor Tim McGraw. They to chatted about family life… especially being dads of daughters! Tim also explains how he and Faith work hard to keep their girls grounded while having such famous parents. See omnystudio.com/listener for privacy information.
From Nashville: Martina McBride
February 03, 2020 08:00 - 3 minutes - 3.48 MBMartina McBride rose to stardom in the late '90s, and on this episode Abe sits down with her in Nashville to discuss how that success has never stopped. Martina explains that accomplishments come from being surrounded by great people, including family! And since she has 3 daughters that are older than Abe’s girls, he asks her advice for raising teenage daughters. See omnystudio.com/listener for privacy information.
Reba McEntire: Faith, Family & Friends
January 27, 2020 08:00 - 6 minutes - 5.63 MBReba McEntire has spent more than half of her life taking country music by storm, and she’s learned some valuable lessons along the way. On this episode Abe sits down down with Reba to talk about life as a successful business woman, how she incorporates quality time with her family while on the road, and her positive advice for those that are near or in retirement. You’ll never believe her simple secret as to how she keeps her energy up to continue her hard work and touring after all these y...
Financial Scams To Watch Out For
November 25, 2019 08:00 - 9 minutes - 8.74 MBSince there’s a new scam making the rounds, Abe offers actionable advice to help protect your financial life. Plus, he relays a personal story of how he almost fell victim to a very convincing scam himself… One that anyone could fall for. See omnystudio.com/listener for privacy information.
Tucker Carlson - Retirement & Debt
November 18, 2019 08:00 - 8 minutes - 8.11 MBIf you’ve ever watched Fox News, you’re familiar with veteran political journalist and commentator Tucker Carlson. Obviously, many of the political differences in our country involve economic issues. Recently we sat down with Tucker and asked him about his own views on financial planning and debt. Abe uses this opportunity to weigh the pros and cons of the number one debt question: Should we pay off all debt before retiring? See omnystudio.com/listener for privacy information.
The Curse of the CEO & The Blessing of the Teacher
November 11, 2019 08:00 - 7 minutes - 6.68 MBHaving LARGE amounts of money in retirement accounts doesn’t necessarily mean you’re going to have enough to retire comfortably. While comparing an experience he had with a CEO to that of a school teacher, Abe explains how not preparing for taxes and maintaining a high-end lifestyle in retirement could mean that a wealthy saver runs out money faster than the middle class. See omnystudio.com/listener for privacy information.
Social Media & Recession Obsessions
November 04, 2019 08:00 - 9 minutes - 12.4 MBMany of us are obsessed with social media and waste countless hours scrolling and liking things that don’t matter. Lately the news media is absolutely obsessed with the idea that another recession may be on the way. Abe explains what all of this chatter truly means for your money, and what you really need to be watching out for concerning your portfolio and the future of your retirement.
Bill Gates & Unexpected Expenses
October 28, 2019 07:00 - 5 minutes - 7.24 MBBillionaire Bill Gates isn’t in touch with what everyday items cost, because he frankly doesn’t have to be… But you aren’t Bill Gates! On this episode, Abe explains why he and his team are ultra-focused on what day to day items will cost his clients now and in the future of their retirement.
Abe's Purpose
October 21, 2019 07:00 - 13 minutes - 17.9 MBWe all find our calling in unique ways. On this episode we find out how Abe decide to focus on helping seniors and retirees find the right financial solutions, and why he feels he has “the best job in the world!”
Southern Utah & Social Security Made Simple
October 14, 2019 07:00 - 9 minutes - 13 MBThe big question: When should you start collecting Social Security so that you maximize your income? Generally, the answer lies in what’s considered your “full retirement age,” but that isn’t always what’s best for everyone. Abe explains what factors to should consider in order to truly maximize your benefits… and embraces why “there’s no place like Southern Utah” to call home!
How Much Do You REALLY Need to Retire?
October 07, 2019 07:00 - 6 minutes - 9.26 MBIf you Google “how much do I need to retire,” you’ll receive a myriad of conflicting answers. In fact, CNN Money recently said the simple rule of 8 times our ending salary will provide a 25-year retirement. Abe strongly disagrees. Today he explains how if you’re over 55, why and how you need to defend your portfolio against obstacles such as: Disappearing pensions, inflation, taxes, market volatility and healthcare expenses that can all decrease your portfolio quickly.
11 Years Since 2008 - What Have We Learned?
September 30, 2019 07:00 - 8 minutes - 11.7 MBSeptember of 2008 was an especially scary time for investors. Thankfully 11 years later, our portfolios are doing pretty well! But could something like that ever happen again? Abe isn’t a doomsayer, but the answer is YES! The bigger question is… how will your portfolio handle the next crash? Today Abe explains why it’s vital to make sure your investments are properly diversified. Remember: “Those who do not learn history are doomed to repeat it.”
Alleviating Economic Anxiety
August 12, 2019 07:00 - 8 minutes - 11.8 MBWhat makes you nervous or anxious? Maybe public speaking or heights? A recent survey finds that 60% of Americans feel anxious when they think about investing in the market… and they’re reluctant to invest because they worry about a potential crash. Abe explains how you can remedy some of your investment fears and tackle other common retirement concerns.
ABC's of Retirement (Abe, Buffett & Cost)
June 03, 2019 07:00 - 6 minutes - 8.73 MBFind out what Abe and Warren Buffet have in common with this behind the scenes insight of the Ashton & Associates office and team. Plus, how NOT budgeting for future healthcare cost can wreck your retirement.
Military Memories & Retirement In America
May 27, 2019 07:00 - 7 minutes - 9.93 MBAbe spends some valuable time expressing gratitude for the men and women that currently serve our country, and those that have in the past. And since so many Americans save for retirement with 401(k), we’ll clarify why a 401(k) isn’t a retirement plan.
Taxes Not Always Lower in Retirement
May 13, 2019 07:00 - 5 minutes - 7.59 MBMany assume they’ll be in a lower tax-bracket during retirement. Abe explains why that isn’t necessarily true by clarifying how taxes impact your portfolio more than you realize.
Do What You're Called To Do
May 06, 2019 07:00 - 8 minutes - 12.3 MBAn entertaining conversation about working in a field you have a true passion for. Plus, what Abe and George Clooney surprisingly have in common!
Investing Ads & Emotions
April 23, 2019 13:28 - 9 minutes - 12.7 MBThe ads you see and hear can make investing seem rather easy. Abe will dive into some of the key issues the commercials don’t always spotlight. Plus, a story that explains the emotional hurdle of transitioning from the working world to retiring.