Your Family And Your Retirement

Balancing Market Risk and Other Retirement Risks

July 16, 2024 08:00 - 8 minutes - 7.56 MB

Abe Ashton discusses the importance of not focusing solely on market risk in retirement planning and highlights the need to consider other risks such as expensive healthcare and longevity. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help ...

Understanding the Different Levels of Elder Care

July 09, 2024 08:00 - 8 minutes - 7.69 MB

Abe Ashton discusses the different levels of elder care and the statistics surrounding the likelihood of needing long-term care. He explains alternative options for covering long-term care costs, such as Medicaid spend down plans and combination products. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. ...

Navigating Inflation in Retirement

July 02, 2024 04:00 - 7 minutes - 6.75 MB

Abe Ashton explains the impact of inflation on retirees and those nearing retirement. He emphasizes the importance of having a plan and considering income sources like social security and pensions that account for cost-of-living adjustments. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused educa...

Creating a Unique Retirement Plan

June 25, 2024 08:00 - 6 minutes - 5.88 MB

Abe Ashton explains the important aspects of retirement like not losing money, reducing taxes, and achieving the best rate of return. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for...

What to do When Your Advisor says "Hang in there, it'll come back"

June 18, 2024 08:00 - 6 minutes - 6.09 MB

Abe Ashton talks about how Wall Street analysts and stockbrokers often advise investors to hang in there and ride out market downturns. However, this advice may not be comforting for retirees who are pulling money from accounts that are losing value. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focu...

Penalties you could face with Social Security

June 11, 2024 08:00 - 6 minutes - 5.82 MB

Abe Ashton highlights the limits and penalties for earning income while receiving Social Security benefits and explains how individuals can turn off their benefits temporarily if they exceed the income limits. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and...

The Importance of Budgeting in Financial Planning

June 04, 2024 08:00 - 5 minutes - 4.87 MB

Abe Ashton covers customer service, budgeting, retirement planning, risk assessment, and portfolio analysis. He explores the parallels between Chick-fil-A's customer service approach and financial advisory services, emphasizing the importance of understanding client needs and providing tailored solutions. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire w...

A Financial Planner Looks at Retirement through a Different Lens

June 04, 2024 08:00 - 3 minutes - 3.45 MB

Abe Ashton talks about the idea of living vicariously through clients' experiences and the joy of hearing their stories about vacations and the desire to experience those adventures. He also explains the unique perspective he has on retirement and emphasizes legacy planning for your family as well. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with co...

Don't let inflation deflate your retirement fun

May 21, 2024 08:00 - 4 minutes - 3.83 MB

Inflation is clearly an issue we're going to be dealing with heading into retirement. Abe Ashton explains how he helps his clients plan for changes while maintaining their lifestyle and checking off their goals for retirement. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and soluti...

What retiree category do you fall into?

May 14, 2024 08:00 - 6 minutes - 5.88 MB

After years of experience helping people retire successfully, Abe Ashton explains there are a few different categories of people that need guidance. Which type are you? As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the re...

What's the definition of income when it comes to retirement planning?

May 07, 2024 08:00 - 5 minutes - 4.83 MB

Your view of income completely changes when you leave the workforce. Abe Ashton explains how he helps his clients reframe their perspective on income when they reach their next chapter. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help th...

How should you pass down your financial legacy

April 30, 2024 08:00 - 3 minutes - 3.09 MB

How you want to pass down your legacy is up to you, and Abe Ashton explains how he helps his clients solidify their wishes at Ashton & Associates. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worke...

Don't let a market decline affect your retirement

April 16, 2024 08:00 - 3 minutes - 3.65 MB

Nobody wants to make a big mistake in retirement, and dealing with a market correction could hurt your portfolio. Abe Ashton explains how he helps his clients move away from the market as they get closer to retirement. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to s...

Should retirees use fixed income programs?

April 09, 2024 08:00 - 4 minutes - 3.83 MB

Once you leave the workforce, it can be an adjustment not to see that paycheck every few weeks. Abe Ashton explains how you could get into a fixed income program in retirement if it works for you. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, th...

Is downsizing for retirement in this housing market worth it?

April 02, 2024 08:00 - 3 minutes - 3.12 MB

We know the housing market is a bit difficult right now. Abe Ashton explains how he's helping clients weigh out the idea of downsizing in retirement while interest rates are still high. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help th...

Abe Ashton challenges country music star Dillon Carmichael to come up with new lyrics

March 26, 2024 08:00 - 4 minutes - 4.34 MB

Abe Ashton recently had the chance to sit down with Country Music Star Dillon Carmichael. They talked about Dillon's recent success, what advice he would have given his younger self, and Abe challenge Dillon to come up with new lyrics to his song on the spot. Get more info on Dillon Carmichael and his latest single, "Drinkin' Problems" on his website: DillonCarmichael.com. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping...

Don't let helping others hurt your retirement plan

March 12, 2024 08:00 - 6 minutes - 5.77 MB

Should you help your children out with a loan? Abe Ashton offers up the guidance he gives his clients when it comes to helping others while possibly hurting your retirement plan. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achie...

You can still have fun in retirement if inflation remains high

March 05, 2024 09:00 - 4 minutes - 3.88 MB

Inflation has been taking a big bite out of our retirement savings. Abe Ashton explains how you can still make room for fun while keeping your retirement plan intact. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the reti...

Factors to consider with long term care in retirement

February 27, 2024 09:00 - 5 minutes - 5.11 MB

Long term care is one of those topics we tend to avoid when planning our retirement. Abe Ashton explains how he helps his clients find the best strategy for themselves and some new options that are coming out. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and...

What to do when a financial advisor says, "Hang in there"

February 20, 2024 09:00 - 4 minutes - 4.39 MB

If you've heard, "Hang in there" before, you know it can be nerve wracking. Abe Ashton explains what you should do in this situation. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for...

Setting up fixed income to handle expenses in retirement

February 13, 2024 09:00 - 6 minutes - 5.99 MB

You have guaranteed expenses in retirement, so why not make sure you have fixed income to take care of them? Abe Ashton explains how he helps his clients handle this in their retirement plans. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that h...

How to keep your emotions in check when it comes to finances

February 06, 2024 09:00 - 4 minutes - 4.08 MB

Money is emotional. That's why it's so important to get guidance from Abe Ashton when it comes to making financial decisions. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To g...

Why aren't we enjoying the 'empty nest'?

January 30, 2024 09:00 - 4 minutes - 3.88 MB

Some people find they aren't exactly enjoying their empty nest, but why is that? Abe Ashton explains what he has seen within his years of experience. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve wor...

Helping clients understand their retirement plan

January 23, 2024 09:00 - 4 minutes - 4.21 MB

There are so many pieces that go into a retirement plan and it can be confusing. Abe Ashton explains how he talks with clients to make sure they understand how things will work in the future. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that he...

Long term care could ruin your retirement

January 16, 2024 09:00 - 6 minutes - 6.06 MB

If you end up needing long term care, how can you get it without wrecking your retirement? Abe Ashton explains other strategies you could use to make things work for you and your family. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help t...

Handling concerns with Social Security

January 09, 2024 09:00 - 5 minutes - 4.64 MB

There are a lot of questions when it comes to Social Security and if changes are coming. Abe Ashton talks about how he's helping his clients be proactive for what could be coming down the line. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that ...

Transitioning from the working world into retirement

January 02, 2024 09:00 - 5 minutes - 5.26 MB

Making the change from an everyday job, to retiring is a big adjustment. Abe Ashton breaks down how he help his clients work through the process. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked...

Lowering your RMD taxes in retirement

December 26, 2023 09:00 - 3 minutes - 3.31 MB

Tax planning can be the gamechanger in retirement. Abe Ashton explains how he helps his clients get as tax efficient as possible with their RMDs. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked...

Luck vs. Risk in retirement

December 19, 2023 09:00 - 5 minutes - 4.86 MB

You don't want to rely on luck in retirement. You want to have a solid plan. Abe Ashton breaks down how 'luck' could be another word for 'risk' and how to set yourself up for success. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them...

How do you make your money last while spending down?

December 12, 2023 09:00 - 4 minutes - 4.08 MB

A lot of people fear running out of money in retirement. That brings up the question of calculating how to make your retirement savings last while spending down. Abe Ashton explains how he helps his clients work the problem. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions...

How to narrow down your options for retirement

December 05, 2023 09:00 - 4 minutes - 3.9 MB

There are so many choices when it comes to retirement. How can someone possibly figure out what's right for them? Abe Ashton explains how he helps his clients sift through their options. As the founder of Ashton And Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help t...

You have options for long term care in retirement

November 21, 2023 09:00 - 5 minutes - 5.1 MB

Long Term Care insurance can be very expensive, but companies are coming up with new strategies to help you in retirement. Abe Ashton explains your options and how to figure out what is right for you. As the founder of Ashton And Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees...

Does your 401k have too much risk?

November 14, 2023 09:00 - 3 minutes - 3.66 MB

Most people think their 401k is set in stone and don't go back to make changes where needed. Abe Ashton explains how he helps his clients de-risk their retirement accounts. As the founder of Ashton And Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the...

Avoiding mistakes in retirement

November 07, 2023 09:00 - 7 minutes - 6.86 MB

There's so much we need to know when going into retirement we're bound to make mistakes. Abe breaks down the areas where a lot of people get it wrong and how to fix this mix up. As the founder of Ashton And Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achiev...

Is the market slowing down?

October 31, 2023 08:00 - 4 minutes - 3.99 MB

With the market feeling volatile, it's important to know where your retirement plan stands. Abe Ashton explains where he believes we could be going, and how to navigate that time. As the founder of Ashton And Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achi...

What advice would Abe give his younger self?

October 17, 2023 08:00 - 4 minutes - 4.39 MB

After years of helping clients retire successfully at Ashton & Associates, there have to be a few strategies and lessons Abe Ashton has learned along the way. On this episode, Abe explains what he would have advised his younger self when dealing with finances. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

Is an annuity right for you?

October 10, 2023 08:00 - 3 minutes - 3.66 MB

It can be difficult to tell if an annuity is right for you and your retirement. Abe Ashton has years of experience helping clients figure out what could help them be the most successful in retirement and has a few ideas to get you started. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

Talking Economics with Yale Professors Roger Ibbotson and William Goetzmann

October 03, 2023 08:00 - 9 minutes - 9.08 MB

Join Abe Ashton as he sits down with Yale Professors Roger Ibbotson and William Goetzmann on all things related to our economy. Plus, get their thoughts on how it will affect your retirement in the future. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

Obtaining long term care without hurting your retirement

September 26, 2023 08:00 - 6 minutes - 6.14 MB

Long term care can be a pricey piece of retirement. However, Abe Ashton has a few ideas on how to make it work for you and your family. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

How the next generation should handle inheritance

September 19, 2023 08:00 - 5 minutes - 4.77 MB

Giving your loved ones an inheritance is such a generous thing to do, but you want to make sure it's taken care of properly. Abe Ashton has ways to make sure the transition is as seemless as possible. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

How to detect fees in your retirement plan

September 12, 2023 08:00 - 8 minutes - 7.6 MB

If you're not careful, sneaky hidden fees can take a bite out of your retirement plan. Abe Ashton has ways for you identify and optimize those fees. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

Being nervous going into retirement

June 26, 2023 09:00 - 5 minutes - 4.94 MB

It's understandable that some retirees might be nervous when they close up their careers. Abe Ashton has a few ways to calm those nervers and embrace your new normal. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

Checking your retirement accounts too much can steal your happiness

June 19, 2023 09:00 - 5 minutes - 5.05 MB

It's understandable that some people may want to check their retirement accounts more when things are volatile. However, Abe explains how that can steal some of your happiness on a day to day basis and what you should do instead. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

Facing retirement alone

June 12, 2023 09:00 - 4 minutes - 3.72 MB

What if you have to face retirement alone? What if you're female and facing retirement without a spouse? How can you make sure that your retirement plan is in place? Abe explains how he makes it possible to thrive in retirement solo. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

Aging with grace like Sylvester Stallone

June 05, 2023 09:00 - 6 minutes - 6.15 MB

Sylvester Stallone is still going strong at age 76 and just wrapped up season one of Tulsa King. Abe Ashton compares Sly to clients of his own who also like to nurture their immaturity. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

Keeping up with changes that affect your retirement

May 29, 2023 09:00 - 5 minutes - 4.7 MB

How can we keep up with policies and changes that affect our retirement? Abe Ashton explains how he keeps an eye on it for you and how recent changes could be punishing those with good credit. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

Spend confidently in retirement

May 22, 2023 09:00 - 5 minutes - 5.28 MB

Some people can be nervous to spend in retirement without a plan in place. Abe Ashton explains how he empowers his clients to spend smart with a plan. To get more information on Ashton & Associates, or to schedule a consultation call visit AshtonWealth.com See omnystudio.com/listener for privacy information.

Bill Murray joins Ashton & Associates Darby Wagner

May 15, 2023 09:00 - 5 minutes - 5.01 MB

Darby Wagner had the opportunity to sit down with Bill Murray and his brothers at the Caddyshack Golf Tournament. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com See omnystudio.com/listener for privacy information.

Bill Murray joins Ashton & Associates' Darby Wagner

May 15, 2023 09:00 - 5 minutes - 9.96 MB

Darby Wagner had the opportunity to sit down with Bill Murray and his brothers at the Caddyshack Golf Tournament. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com

What should we do if a sell-off happens?

May 08, 2023 16:00 - 5 minutes - 10.4 MB

If a sell-off occurs, what do we do? Abe has a few ways to tackle the issue. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.com

Your Family And Your Retirement

Episodes