Winning Isn't Easy: Long-Term Disability ERISA Claims artwork

Winning Isn't Easy: Long-Term Disability ERISA Claims

167 episodes - English - Latest episode: 14 days ago - ★★★★★ - 3 ratings

Nancy L. Cavey, a seasoned attorney with over thirty-nine years of experience, explains the complex world of filing for Long-Term Disability benefits. Filing for disability can be a confusing, life changing event, so with her deft expertise, Nancy will guide you through:

- The ins-and-outs of ERISA (the Employee Retirement Income Security Act), which governs group Long-Term Disability Claims.

- Information regarding the process and lifespan of a claim, from the initial application to the request for hearing stages.

- Traps and tactics disability carriers (such as UNUM, The Hartford, Lincoln, and MetLife) use to hinder or deny your claim, including independent medical evaluations, surveillance, and arbitrary and capricious arguments downplaying the nature of your disability.

- Insights, overviews, and claimant stories regarding disease-specific content (ranging from commonplace ailments such as workplace injuries or accidents, to difficult to diagnose illnesses such as Fibromyalgia, Multiple Sclerosis, and POTS).

- Pertinent news happening in the disability world, and

- Much, much more.

Each episode of our podcast Winning Isn't Easy will expose you to invaluable tips and tricks for surviving the disability claims process (a system that is often wrought with pressures and pitfalls designed to encourage you to give up the benefits you rightfully deserve). As host, Nancy will often be joined by guest speakers who themselves are industry experts, ranging from lawyers specializing in related fields and doctors focusing on the diagnosis and treatment of specific diseases, to our associate attorney Krysti Monaco.

In her late teens, Nancy's father was diagnosed with leukemia. As someone who witnessed firsthand the devastating emotional and financial impact on both individual and family that being disabled and filing for benefits can have, Nancy is not just an attorney, but an empathetic presence who understands what you are going through.

Do not let disability insurance carriers rob you of your peace of mind. As a nationwide practice, The Law Office of Nancy L. Cavey may be able to help you get the disability benefits you deserve, regardless of where in the United States you reside. Remember - let Cavey Law be the bridge to your benefits.

Check out the links below to engage with us elsewhere:

Website - https://caveylaw.com/

YouTube - https://www.youtube.com/user/CaveyLaw

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Episodes

Migraine - Covering What You Need to Know about This Common, Yet Disabling Medical Condition

April 09, 2024 09:00 - 22 minutes - 15.7 MB

Welcome to Season 4, Episode 111 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Migraine."  Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses chronic headache and migraine claims. While commonplace, headaches and migraines can be severe enough to be disabling. Disability carriers will fight tooth and nail to prevent policyholders with migraines from receiving disability benefits. Because migraines are often...

Tools in the Disability Carrier's Claim Denial Toolbox - Be Aware of These Deadly Pitfalls

April 02, 2024 09:00 - 23 minutes - 16.2 MB

Welcome to Season 4, Episode 10 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Tools in the Disability Carrier's Claim Denial Toolbox"  Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the various tools disability carriers will use to deny your claim. As you live your life during the process of your disability claim, disability carriers will use every trick in the book to attempt justifying a claim's denia...

UNUM Cases Throughout the United States - Exploring and Dissecting UNUM's Handling of Disability Claims

March 26, 2024 09:00 - 26 minutes - 18.1 MB

Welcome to Season 4, Episode 9 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "UNUM Cases Throughout the United States."  Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses UNUM, one of the disability world's most prominent carriers. UNUM, much like its competitors, does not make it easy for disability policyholders to get the benefits they paid for, and deserve. In this episode of Winning Isn't Easy, host Na...

Postural Orthostatic Tachycardia Syndrome - Investigating the Disabling Properties of POTS, and Breaking Down POTS Disability Claims

March 19, 2024 09:00 - 37 minutes - 26 MB

Welcome to Season 4, Episode 8 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Postural Orthostatic Tachycardia Syndrome".  Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses Postural Orthostatic Tachycardia Syndrome, also known acronymically as POTS. POTS, as a disorder, can be incredibly hard to diagnose and treat, and, yet, can also be potentially disabling. Disability carriers hate claims based on unpredi...

Regular Care of a Doctor - Understanding the Vitality of Medical Treatment in a Disability Claim

March 12, 2024 09:00 - 23 minutes - 16.1 MB

Welcome to Season 4, Episode 7 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Regular Care of a Doctor".  Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the importance of receiving the regular care of a doctor or medical specialist before, during, and after the course of your disability claim. Disability carriers will capitalize on any inconsistencies in order to deny a claim - one of their most common t...

Determining the Worth of a Long-Term Disability Claim - What Factors into the Value of a Claim

March 05, 2024 14:00 - 17 minutes - 12.4 MB

Welcome to Season 4, Episode 6 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Determining the Worth of a Long-Term Disability Claim".  Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses how the value of a Long-Term Disability claim is determined. The answer to this question - one of the most frequently asked - is comprised of many moving parts and complexities. One might think it is as simple as multiplying ...

Full and Fair Review / Statutory Obligation - A Denied Policyholder's Claim Lifeline

February 27, 2024 14:00 - 15 minutes - 10.8 MB

Welcome to Season 4, Episode 5 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Full and Fair Review - Statutory Obligation". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses ERISA's saving grace - a claim regulation stating that any denied policyholder or plan beneficiary must be given the right to a full and fair review during the claim examination process. Regardless of a policyholder's purported right t...

Multiple Sclerosis - An Overview of MS and Disability Claims

February 20, 2024 14:00 - 31 minutes - 21.6 MB

Welcome to Season 4, Episode 4 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Multiple Sclerosis". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the intricacies of a Multiple Sclerosis diagnosis, and how to navigate a disability claim with a disorder that disability carriers often misunderstand. Carriers are not in the business of giving payouts - they care more about their bottom dollar (i.e. making a...

Surveillance - A Disability Carrier's Number One Tool

February 13, 2024 10:00 - 25 minutes - 17.9 MB

Welcome to Season 4, Episode 3 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Surveillance".  Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses how disability carriers aggressively employ surveillance at every stage of a claim in order to find any reason to justify a claims denial. It does not matter the severity of your disability - carriers will often videotape you, contact you repeatedly by phone, or use...

Winning Isn't Easy Season 4 Episode 2: Offsets and IRA and Your Long Term Disability Claim

January 30, 2024 12:00 - 25 minutes - 17.6 MB

Welcome to Season 4, Episode 2 of "Winning Isn't Easy."  In this episode, we dive into the complicated topic of "Offsets and IRA and Your Long Term Disability Claim".  Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the impact of the receipt of "other income benefits" and whether those benefits will reduce the amount of your monthly Long Term Disability benefits. Whether you're a claimant or simply seeking valuable insights into the disabil...

Winning Isn't Easy Season 4 Episode 1: Medical Proof and Long Term Disability Claims

January 23, 2024 14:00 - 24 minutes - 17.1 MB

Welcome to Season 4, Episode 1 of "Winning Isn't Easy." In this episode, we dive into the crucial topic of "Medical Proof and Long Term Disability Claims."  Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the essential role of medical evidence in securing long-term disability benefits. Tune in as she breaks down the importance of proper documentation, the types of medical proof needed, and how to navigate the complexities of the claims proc...

Winning Isn't Easy Season 3 Episode 41: Business Bankruptcy And Disability Policies With Bankruptcy Attorney Kristina Feher

December 27, 2023 15:00 - 27 minutes - 19.2 MB

Welcome to Season 3, Episode 41 of "Winning Isn't Easy"! 🎙️ In this enlightening episode, your host, Nancy L. Cavey, is joined by a special guest, Bankruptcy Attorney Kristina Feher. Together, they delve into the intersection of "Business Bankruptcy and Disability Policies." This is a crucial topic for individuals who may find themselves in financial distress due to business bankruptcy while also relying on disability policies for support. In this episode, you'll explore: 💼 The complexiti...

Winning Isn't Easy Season 3 Episode 40: Neuropathic Disorders, Disorders Causing Pain or Neuropathic Pain Part 2

December 19, 2023 14:00 - 30 minutes - 21 MB

Welcome to Season 3, Episode 40 of "Winning Isn't Easy"! 🎙️ In this insightful episode, your host, Nancy L. Cavey, continues her exploration of "Neuropathic Disorders, Disorders Causing Pain, or Neuropathic Pain, Part 2." Neuropathic disorders can be extremely challenging to deal with, particularly due to the pain and discomfort they bring. Understanding how these disorders relate to disability claims is crucial. In this episode, you'll gain a deeper understanding of: 🩺 Various neuropathi...

Winning Isn't Easy Season 3 Episode 39: More on ERISA Disability Claims and MS

December 12, 2023 14:00 - 15 minutes - 11 MB

Welcome to Season 3, Episode 39 of "Winning Isn't Easy"! 🎙️ In this enlightening episode, your host, Nancy L. Cavey, continues to explore the intricacies of ERISA (Employee Retirement Income Security Act) Disability Claims, with a specific focus on multiple sclerosis (MS). In this episode, you'll discover: 🔍 A deeper dive into the unique challenges and considerations when pursuing ERISA disability claims related to MS. 📋 The importance of comprehensive medical documentation and evidence i...

Winning Isn't Easy Season 3 Episode 38: Neuropathic Disorders, Disorders Causing Pain or Neuropathic Pain, P1

December 05, 2023 14:00 - 23 minutes - 16.5 MB

Welcome to Season 3, Episode 38 of "Winning Isn't Easy"! 🎙️ In this compelling episode, your host, Nancy L. Cavey, delves into the intricate world of "Neuropathic Disorders, Disorders Causing Pain, or Neuropathic Pain, Part 1." Neuropathic disorders can have a profound impact on an individual's life, often causing debilitating pain and discomfort. Understanding how these disorders intersect with disability claims is vital. In this episode, you'll explore: 🩺 An overview of neuropathic diso...

Winning Isn't Easy Season 3 Episode 37: Moyamoya Disease & ERISA Disability Claims

November 28, 2023 14:00 - 22 minutes - 15.3 MB

Welcome to Season 3, Episode 37 of "Winning Isn't Easy"! 🎙️ In this enlightening episode, your host, Nancy L. Cavey, explores the intricate world of "Moyamoya Disease & ERISA Disability Claims." Moyamoya Disease is a rare and complex condition that can have a profound impact on an individual's life, making it essential to understand the intricacies of pursuing disability claims under ERISA (Employee Retirement Income Security Act). In this episode, you'll gain insights into: 🧠 What Moyamo...

Winning Isn't Easy Season 3 Episode 36: Disorders Impacting Brain Health in ERISA Disability Claims

November 24, 2023 13:00 - 22 minutes - 15.9 MB

Welcome to Season 3, Episode 36 of "Winning Isn't Easy"! 🎙️ In this enlightening episode, your host, Nancy L. Cavey, delves into the crucial topic of "Disorders Impacting Brain Health in ERISA Disability Claims." Brain-related disorders can significantly impact an individual's ability to work and lead a fulfilling life. Understanding how to navigate ERISA (Employee Retirement Income Security Act) disability claims involving these conditions is paramount. In this episode, you'll discover: ...

Winning Isn't Easy Season 3 Episode 35: More On UNUM Disability Insurance Carrier Claims

November 14, 2023 14:00 - 21 minutes - 15 MB

Welcome to Season 3, Episode 35 of "Winning Isn't Easy"! 🎙️ In this episode, your host, Nancy L. Cavey, takes a deep dive into the world of UNUM Disability Insurance Carrier Claims. UNUM is a prominent name in the realm of disability insurance, and understanding the intricacies of their claims process is essential for anyone navigating disability benefits. In this insightful episode, you'll explore: 🔍 A closer look at UNUM's disability insurance offerings and policies. 📋 Common challenges...

Winning Isn't Easy Season 3 Episode 34: Tips For Answering Questions On ERISA ADL Forms

November 07, 2023 14:00 - 31 minutes - 21.7 MB

Welcome to Season 3, Episode 34 of "Winning Isn't Easy"! 🎙️ In this informative episode, join your host, Nancy L. Cavey, as she provides invaluable insights and tips for answering questions on ERISA Activities of Daily Living (ADL) Forms. Navigating ERISA (Employee Retirement Income Security Act) disability claims can be complex, and completing ADL forms accurately is crucial. Whether you're an applicant or a professional helping someone through the process, understanding the nuances of th...

Winning Isn't Easy Season 3 Episode 33: How Doctors Can Destroy Their Disability Claim, Lose Their License and Go To Jail By Doing Work as A Peer Review Doctor With Attorney Jonathan Rose

October 31, 2023 13:00 - 32 minutes - 22.6 MB

Welcome to Season 3, Episode 33 of "Winning Isn't Easy"! 🎙️ In this eye-opening episode, join your host, Nancy L. Cavey, as she welcomes a special guest, Attorney Jonathan Rose. Together, they'll delve into the critical topic of "How Doctors Can Destroy Their Disability Claim, Lose Their License, and Go To Jail by Doing Work as a Peer Review Doctor." You'll gain insights into: 🩺 The potential pitfalls doctors face when engaging in peer review work while on disability. 📜 Legal ramification...

Winning Isn't Easy Season 3 Episode 32: Your Obligation To Get Medical Care In an ERISA Disability Claim

October 24, 2023 13:00 - 29 minutes - 20.3 MB

Welcome to Season 3, Episode 32 of "Winning Isn't Easy"! 🎙️ In this episode, we're tackling a crucial aspect of ERISA disability claims: "Your Obligation To Get Medical Care." Join your host, Nancy L. Cavey, a seasoned ERISA Disability Attorney, as she sheds light on the importance of seeking and maintaining medical care when pursuing disability benefits under ERISA (Employee Retirement Income Security Act). We'll explore: 🏥 Why seeking regular medical care is vital for your disability cl...

Winning Isn't Easy Season 3 Episode 31: MS Claims With USF Health Dr. Moreo

October 17, 2023 13:00 - 27 minutes - 19.1 MB

Welcome to Season 3, Episode 31 of "Winning Isn't Easy"! 🎙️ In this episode, we delve into an important topic: "MS Claims" with a special guest, Dr. Natalie Moreo from USF Health. Join your host, Nancy L. Cavey, a seasoned ERISA Disability Attorney, and Dr. Moreo, an expert in the field of MS (Multiple Sclerosis), as they explore the intricacies of MS claims and how they impact individuals seeking disability benefits. We'll cover: 🧠 An overview of Multiple Sclerosis and its various manife...

Winning Isn't Easy Season 3 Episode 30: Timing Issues in ERISA Disability Claims

October 10, 2023 13:00 - 22 minutes - 15.8 MB

Welcome to Season 3, Episode 30 of "Winning Isn't Easy"! 🎙️ In this episode, we tackle a crucial aspect of ERISA disability claims: "Timing Issues in ERISA Disability Claims." Join your host, Nancy L. Cavey, a seasoned ERISA Disability Attorney, as she navigates the complexities of timing and its impact on disability claims within the ERISA framework. We'll explore: ⏳ The significance of timing in filing and pursuing your ERISA disability claim. 📅 Critical deadlines you must be aware of t...

Winning Isn't Easy Season 3 Episode 29: Communicating During Your ERISA Disability Claim

October 03, 2023 11:00 - 26 minutes - 18.3 MB

Welcome to Season 3, Episode 29 of "Winning Isn't Easy"! 🎙️ In this episode, we tackle a critical aspect of ERISA disability claims: "Communicating During Your ERISA Disability Claim." Join your host, Nancy L. Cavey, a seasoned ERISA Disability Attorney, as she unravels the intricacies of effective communication throughout the ERISA disability claim process. We'll explore: 📝 The importance of clear and transparent communication with your insurance company. 📞 How to effectively communicate...

Winning Isn't Easy Season 3 Episode 28: Medicare 101 and Open Enrollment Information

September 26, 2023 13:00 - 28 minutes - 19.3 MB

Welcome to Season 3, Episode 28 of "Winning Isn't Easy"! 🎙️ In this informative episode, we're delving into a crucial topic: "Medicare 101 and Open Enrollment Information." Join your host, Nancy L. Cavey, a seasoned expert in disability law, as she provides valuable insights and guidance on understanding the basics of Medicare and navigating the open enrollment process with our special guest Hunter Walton who helps people with their Medicare decisions and policies!  We'll cover: 🏥 An over...

Winning Isn't Easy Season 3 Episode 26: Employment Issues and ERISA Claims

September 12, 2023 13:00 - 28 minutes - 19.8 MB

Welcome to Season 3, Episode 26 of the "Winning Isn't Easy" podcast! 🎙️ In this insightful episode, we're diving deep into the intersection of Employment Issues and ERISA Claims. Join our host, Nancy L. Cavey, a seasoned ERISA Disability Attorney, as she uncovers the complexities and challenges that individuals may face when their employment situation intersects with their ERISA disability claims. We'll explore: 🤝 How employment issues can impact your eligibility for ERISA disability bene...

Winning Isn't Easy Season 3 Episode 25: How Financial Planning Interacts with Disability Claims with Financial Planner Greg Black

September 05, 2023 13:00 - 31 minutes - 22 MB

Welcome to Season 3, Episode 25 of Winning Isn't Easy, the podcast that delves into the complexities of disability insurance claims. In this insightful episode, we explore the crucial topic of "How Financial Planning Interacts with Disability Claims" with special guest Financial Planner Greg Black. Join us as we unravel the intricate relationship between financial planning and disability claims. Our expert host, Nancy L. Cavey, a seasoned disability attorney, is joined by Greg Black, a dist...

WIE Season 3 Episode 24: What You Need To Know About ERISA Regulations in Disability Claims

August 29, 2023 13:00 - 18 minutes - 12.8 MB

Welcome to Season 3 Episode 24 of Winning Isn't Easy, the podcast that unravels the intricacies of disability insurance claims. In this episode, we delve into a pivotal subject: "What You Need to Know About ERISA Regulations in Disability Claims." Join us as we demystify the complex world of ERISA regulations and their impact on disability claims. Our expert host, Nancy L. Cavey, a seasoned disability attorney, breaks down the fundamental aspects of ERISA regulations and provides invaluable...

Winning Isn't Easy Season 3 Episode 23: More on MS ERISA Disability Claims

August 22, 2023 11:00 - 22 minutes - 15.6 MB

Welcome to Season 3 Episode 23 of Winning Isn't Easy, the podcast that delves into the intricacies of disability insurance claims. In this episode, we continue our exploration of a critical topic: "More on MS ERISA Disability Claims." Join us as we dive deeper into the complexities of Multiple Sclerosis (MS) ERISA disability claims. Our expert host, Nancy L. Cavey, a seasoned disability attorney, provides further insights, strategies, and guidance for individuals navigating the challenging ...

WIE Season 3 Episode 22: Autonomic Dysfunction, POTS, ME/CFS, MCAS, EDS and Your Eligibility for Social Security Disability Benefits

August 15, 2023 13:00 - 1 hour - 53.8 MB

Welcome to Season 3 Episode 22 of Winning Isn't Easy, the podcast dedicated to navigating the complexities of disability insurance claims. In this enlightening episode, we delve into the intricate world of Autonomic Dysfunction, POTS, ME/CFS, MCAS, EDS, and their impact on your eligibility for Social Security Disability Benefits from a presentation that Nancy gave for a Facebook group that supports that community. Facebook group found here: https://www.facebook.com/groups/863928691168229 J...

Winning Isn't Easy Season 3 Episode 21: ERISA LTD Claims on Rheumatoid Arthritis Fibromyalgia & Chronic Fatigue Claims

August 08, 2023 12:00 - 19 minutes - 13.3 MB

Welcome to Season 3 Episode 21 of Winning Isn't Easy, the podcast that delves into the complexities of disability insurance claims. In this highly informative episode, we focus on "ERISA LTD Claims on Rheumatoid Arthritis, Fibromyalgia & Chronic Fatigue Claims." Join us as we shed light on the unique challenges faced by individuals seeking disability benefits for conditions like rheumatoid arthritis, fibromyalgia, and chronic fatigue under ERISA. These conditions can significantly impact an...

Winning Isn't Easy Season 3 Episode 20: Chiari Malformation Disability Claims

August 01, 2023 12:00 - 24 minutes - 16.7 MB

Welcome to Season 3 Episode 20 of Winning Isn't Easy, the podcast that dives into the complexities of disability insurance claims. In this episode, we turn our focus to an essential topic: "Chiari Malformation Disability Claims." Join us as we explore the unique challenges and intricacies of disability claims related to Chiari Malformation. This condition can have a significant impact on an individual's daily life and ability to work, making it crucial to understand the complexities of navi...

Winning Isn't Easy Season 3 Episode 19: Two Mistakes Your Doctor Can Make That Can Kill Your ERISA Claim

July 25, 2023 13:00 - 28 minutes - 20 MB

Welcome to Season 3 Episode 19 of Winning Isn't Easy, the podcast hosted by Nancy Cavey, that explores the complexities of disability insurance claims. In this eye-opening episode, we delve into the critical topic: "Two Mistakes Your Doctor Can Make That Can Kill Your ERISA Claim." As a disability attorney with extensive experience, Nancy Cavey shares her expertise on the pivotal role of medical evidence in ERISA disability claims. In this episode, she uncovers the two common mistakes made ...

Winning Isn't Easy Season 3 Episode 18: Cancer Disability ERISA Claims

July 18, 2023 11:00 - 19 minutes - 13.3 MB

Welcome to Season 3 Episode 18 of Winning Isn't Easy, the podcast that delves into the complexities of disability insurance claims. In this episode, we shine a spotlight on a crucial topic: "Cancer Disability ERISA Claims." Join us as we explore the unique challenges and intricacies of disability claims related to cancer under ERISA. Cancer can have a profound impact on an individual's life and ability to work, making it essential to understand the complexities of navigating the claims proc...

Winning Isn't Easy Season 3 Episode 17: Disability Carrier Spotlight - More on United Mutual of Omaha

July 11, 2023 13:00 - 23 minutes - 16.3 MB

Welcome to Season 3 Episode 17 of Winning Isn't Easy, the podcast that dives deep into the world of disability insurance claims. In this episode, we shine the spotlight on another prominent disability carrier: United Mutual of Omaha. Join us as we explore the intricacies of dealing with United Mutual of Omaha in disability claims. We'll discuss their policies, practices, and common challenges faced by claimants. Gain valuable insights into navigating the claims process, understanding policy...

Winning Isnt' Easy Season 3 Episode 16: ERISA 510 Retaliation Claims

July 04, 2023 13:00 - 19 minutes - 13.8 MB

Welcome to Season 3 Episode 16 of Winning Isn't Easy, the podcast that delves into the complexities of disability insurance claims. In this episode, we focus on a significant topic: ERISA 510 Retaliation Claims. Join our host, Nancy L. Cavey, as she dives deep into ERISA 510 Retaliation Claims. With her extensive experience as a disability attorney, Nancy shares her insights, knowledge, and strategies for navigating these complex claims. Throughout the episode, Nancy will discuss the legal...

Winning Isn't Easy Season 3 Episode 15: More on Lyme Disease and Epstein-Barr Virus

June 27, 2023 13:00 - 22 minutes - 15.8 MB

Welcome to Season 3 Episode 15 of Winning Isn't Easy, the podcast that explores the intricacies of disability insurance claims. In this episode, we delve deeper into a topic of great significance: Lyme Disease and Epstein-Barr Virus. Building upon our previous discussions on these complex illnesses, we continue to shed light on the challenges faced by individuals affected by Lyme Disease and Epstein-Barr Virus. These conditions can have profound impacts on one's health, daily life, and abil...

Winning Isn't Easy Season 3 Episode 14: Gastrointestinal Diseases in Disability Claims

June 22, 2023 13:00 - 15 minutes - 10.9 MB

Welcome to Season 3 Episode 14 of Winning Isn't Easy, the podcast that delves into the complexities of disability insurance claims. In this episode, we have a special focus on a critical topic: Gastrointestinal Diseases in Disability Claims. Hosted by Nancy Cavey, a renowned disability attorney and your guide through the world of disability claims, this episode provides invaluable insights into the challenges faced by individuals with gastrointestinal diseases when navigating the disability...

Winning Isn't Easy Season 3 Episode 13: UNUM ERISA Disability Claims Revisited

June 14, 2023 15:00 - 20 minutes - 13.9 MB

Welcome to Season 3 Episode 13 of Winning Isn't Easy, the podcast that delves into the challenging world of disability insurance claims with UNUM. In this episode, we revisit UNUM ERISA Disability Claims with Nancy L. Cavey's expertise and insights. As one of the leading disability attorneys in the field, Nancy brings her extensive experience dealing with UNUM and sheds light on the specific challenges claimants face when navigating UNUM ERISA Disability Claims. Join us as Nancy discusses ...

Winning Isn't Easy Season 3 Episode 12: ERISA Current Hot Topics

June 01, 2023 14:00 - 15 minutes - 10.7 MB

Welcome to a special episode of the Winning Isn't Easy Podcast: the Hot Topics edition! In this episode, we'll address some burning questions that I've been receiving lately. First up, we'll tackle the question: Can a disability carrier or a disability plan's failure to reference a specific plan provision on which the claim denial is based change the standard of review? We'll dive into the implications of this scenario and explore how it can impact the review process of a disability claim. ...

Winning Isn't Easy Season 3 Episode 11: UNUM and MECFS Fibro Claims

April 27, 2023 13:00 - 17 minutes - 12.3 MB

Winning Isn't Easy Season 3 Episode 11: UNUM and MECFS Fibro Claims hosted by National ERISA Long Term Disability Attorney Nancy L. Cavey located in the Tampa Bay area of Florida. Resources Mentioned In This Episode: LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/ LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/ FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today? Need he...

Winning Isn't Easy Season 3 Episode 10: Insurance Carrier Spotlight on MetLife Disability

April 18, 2023 13:00 - 19 minutes - 13.3 MB

Winning Isn't Easy Season 3 Episode 10: Insurance Carrier Spotlight on MetLife Disability

Winning Isn't Easy Season 3 Episode 9: Chronic Fatigue, Multiple Sclerosis, Attorney's And Their Long-Term Disability Claims

April 04, 2023 15:00 - 22 minutes - 15.4 MB

Winning Isn't Easy Season 3 Episode 9: Chronic Fatigue, Multiple Sclerosis, Attorney's And Their Long-Term Disability Claims Welcome to Winning Isn't Easy, the podcast that delves into the complex world of long-term disability insurance claims. In Season 3 Episode 9, as always we're joined by a leading expert in the field, Nancy L. Cavey, a nationwide ERISA Disability Attorney who specializes in chronic fatigue and multiple sclerosis claims. Living with chronic fatigue or multiple sclerosi...

Winning Isn't Easy Season 3 Episode 8: Fibromyalgia & Subjective Medical Evidence Claims

March 28, 2023 13:00 - 17 minutes - 12.3 MB

Episode 8: Fibromyalgia & Subjective Medical Evidence Claims In this episode of "Winning Isn't Easy," host Nancy L. Cavey takes a deep dive into the challenges faced by individuals with fibromyalgia who are seeking long-term disability benefits under ERISA. Fibromyalgia is a chronic pain condition that can be difficult to diagnose and treat, and is often subject to skepticism from insurers and plan administrators. Nancy discusses the importance of subjective medical evidence in supporting a...

Winning Isn't Easy Season 3 Episode 7: The Sedentary Employment Game

March 23, 2023 18:00 - 24 minutes - 17 MB

Winning Isn't Easy: The Sedentary Employment Game (Season 3, Episode 7) In this episode of "Winning Isn't Easy," host Nancy L. Cavey delves into the challenges faced by disabled workers who work in sedentary jobs. Drawing on her own experience and expertise as a disability attorney, Nancy explores the physical and mental health risks associated with sedentary employment and offers practical strategies for protecting your health and your rights under ERISA. Throughout the episode, Nancy sha...

Winning Isn't Easy Season 3 Episode 6: The Hartford Disability Insurance Carrier

March 14, 2023 14:00 - 19 minutes - 13.8 MB

Welcome to Winning Isn't Easy, the podcast that dives into the complex world of disability insurance claims and legal battles. In Season 3 Episode 6,  Nationwide Long Term Disability Attorney Nancy L. Cavey to discusses the challenges of dealing with The Hartford Disability Insurance Carrier. Navigating the disability insurance claims process can be overwhelming, especially when dealing with a carrier like The Hartford. With decades of experience representing clients in disability claims ag...

Winning Isn't Easy Season 3 Episode 5: Neuropsychological Testing & Brain Mapping in Long Term Disability Claims

March 08, 2023 12:00 - 18 minutes - 13.1 MB

Winning Isn't Easy Season 3 Episode 5: Neuropsychological Testing & Brain Mapping in Long Term Disability Claims In this episode of "Winning Isn't Easy," we delve into the world of neuropsychological testing and brain mapping in the context of long term disability claims. Nationwide ERISA Disability Attorney Nancy Cavey discusses the importance of these assessments in establishing the severity and impact of cognitive impairment in individuals seeking disability benefits. We explore the var...

Winning Isn't Easy Season 3 Episode 4: Disability 101 and Disability Carrier Meaningful Dialogue

February 28, 2023 14:00 - 48 minutes - 33.5 MB

In this episode of Winning Isn't Easy, Nationwide ERISA Disability Attorney Nancy L. Cavey will discuss the basics of Disability 101 and the importance of meaningful dialogue between disability carriers and claimants. Nancy will discuss key topics such as how to file a claim, common mistakes to avoid, and how to create a meaningful dialogue with your disability carrier. She will also provide insight on what to do if you are denied a claim and how to appeal a denial. Tune in to gain a better ...

Winning Isn't Easy Season 3 Episode 3: Dr Braun Interview About Degenerative Conditions of the Shoulder & Knee

February 21, 2023 14:00 - 21 minutes - 14.7 MB

Welcome to Winning Isn't Easy! In this episode Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey talks about Degenerative Shoulder & Knee Conditions with a Special Guest Dr. Braun. "Winning Isn't Easy" is a podcast dedicated to exploring the complexities of the Employee Retirement Income Security Act (ERISA) long-term disability world. Each episode, we delve into the challenges and triumphs of navigating this intricate landscape and bring to light the key issues affecting disabl...